Pub Date : 2022-02-22DOI: 10.46223/hcmcoujs.econ.en.12.1.1917.2022
Nguyen Thi Tuoi, Nguyen Phu Son, P. L. Thong
The market that operates effectively will contribute to actors’ profit and welfare in the coffee value chain conversely if the market is affected by imperfect problems. Suppose the value chain lacks market news, short-term storage, information for product and processing, quality check, and market power. In that case, implied chain actors’ profit and welfare will not be reached. A new method can estimate market power by Lerner index through the stochastic cost frontier once the inputs data price is unavailable and the existence or non-existence of constant returns to scale. So this approach is applied to evaluate farmers’ market power in the value chain of Arabica coffee in Lam Dong Province, Vietnam. Primary data were collected through interviews with 200 farmers Da Lat, Lac Duong, Lam Ha, and Don Duong of Lam Dong Province. The estimated results of the market power and Lerner rate are 0.001. This index indicates that the local coffee market is perfect competition. So the coffee growers do not have market power. The RTS index of 0.56 (less than one) illustrates that farmers’ Return To Scale (RTS) is decreased. Therefore, coffee farmers should link together to establish cooperative that increases market power in price negotiation and coffee consumption.
{"title":"Analysis of farmers’ market power in the value chain of Arabica coffee in Lam Dong Province, Vietnam","authors":"Nguyen Thi Tuoi, Nguyen Phu Son, P. L. Thong","doi":"10.46223/hcmcoujs.econ.en.12.1.1917.2022","DOIUrl":"https://doi.org/10.46223/hcmcoujs.econ.en.12.1.1917.2022","url":null,"abstract":"The market that operates effectively will contribute to actors’ profit and welfare in the coffee value chain conversely if the market is affected by imperfect problems. Suppose the value chain lacks market news, short-term storage, information for product and processing, quality check, and market power. In that case, implied chain actors’ profit and welfare will not be reached. A new method can estimate market power by Lerner index through the stochastic cost frontier once the inputs data price is unavailable and the existence or non-existence of constant returns to scale. So this approach is applied to evaluate farmers’ market power in the value chain of Arabica coffee in Lam Dong Province, Vietnam. Primary data were collected through interviews with 200 farmers Da Lat, Lac Duong, Lam Ha, and Don Duong of Lam Dong Province. The estimated results of the market power and Lerner rate are 0.001. This index indicates that the local coffee market is perfect competition. So the coffee growers do not have market power. The RTS index of 0.56 (less than one) illustrates that farmers’ Return To Scale (RTS) is decreased. Therefore, coffee farmers should link together to establish cooperative that increases market power in price negotiation and coffee consumption.","PeriodicalId":34725,"journal":{"name":"Ho Chi Minh City Open University Journal of Science Economics and Business Administration","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-02-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"82450365","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-02-22DOI: 10.46223/hcmcoujs.econ.en.12.1.2013.2022
Nguyễn Danh Nam, Uong Thi Ngoc Lan
The study is done to analyse the serious relationship between psychological capital, organisational commitment, and job satisfaction in the fisheries sector, a case study of Fisheries Sub-Department of Thai Binh Province. The empirical data collects through 237 questionnaires surveyed by civil servants working at the Fisheries Sub-Department of Thai Binh Province. The study applies exploratory factor analysis, confirmatory factor analysis, structural equation modeling to evaluate the relationship between psychological capital, organisational commitment, and job satisfaction of civil servants. The analysis results show a direct impact of psychological capital on organisational commitment, and psychological capital has an indirect effect on job satisfaction. The results also show a correlation between organisational commitment and job satisfaction. The study suggested significant policy implications for the Fisheries Sub-Department of Thai Binh Province to increase organisational commitment and job satisfaction.
{"title":"The relationship between psychological capital, organisational commitment and job satisfaction in the fisheries sector - A case study of fisheries sub-department of Thai Binh Province","authors":"Nguyễn Danh Nam, Uong Thi Ngoc Lan","doi":"10.46223/hcmcoujs.econ.en.12.1.2013.2022","DOIUrl":"https://doi.org/10.46223/hcmcoujs.econ.en.12.1.2013.2022","url":null,"abstract":"The study is done to analyse the serious relationship between psychological capital, organisational commitment, and job satisfaction in the fisheries sector, a case study of Fisheries Sub-Department of Thai Binh Province. The empirical data collects through 237 questionnaires surveyed by civil servants working at the Fisheries Sub-Department of Thai Binh Province. The study applies exploratory factor analysis, confirmatory factor analysis, structural equation modeling to evaluate the relationship between psychological capital, organisational commitment, and job satisfaction of civil servants. The analysis results show a direct impact of psychological capital on organisational commitment, and psychological capital has an indirect effect on job satisfaction. The results also show a correlation between organisational commitment and job satisfaction. The study suggested significant policy implications for the Fisheries Sub-Department of Thai Binh Province to increase organisational commitment and job satisfaction.","PeriodicalId":34725,"journal":{"name":"Ho Chi Minh City Open University Journal of Science Economics and Business Administration","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-02-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81905173","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-14DOI: 10.46223/hcmcoujs.econ.en.11.2.1802.2021
Nguyen Van Bon
Well-known to be the most dynamic economic region in Vietnam with the establishment of more export processing zones, high technology parks, and industrial zones, the Southeast region is increasingly attracting more capital flows from all over the world. Does FDI inflow crowd in private investment in this region? To answer this research question, the study examines the effect of FDI inflow on private investment for a sample of 6 provinces/cities of the Southeast region between 2005 and 2019 using the panel quantile regression approach, the difference GMM Arellano-Bond, and the FE-IV estimator. The results show that FDI inflow crowds in private investment in this region. In addition, public expenditure, inflation, and population also promote private investment. These findings suggest some crucial policy implications for local governments in this region to receive more FDI inflows as well as promote private investment.
{"title":"Does FDI inflow crowd in private investment? Empirical evidence for the Southeast region of Vietnam from the panel quantile regression approach","authors":"Nguyen Van Bon","doi":"10.46223/hcmcoujs.econ.en.11.2.1802.2021","DOIUrl":"https://doi.org/10.46223/hcmcoujs.econ.en.11.2.1802.2021","url":null,"abstract":"Well-known to be the most dynamic economic region in Vietnam with the establishment of more export processing zones, high technology parks, and industrial zones, the Southeast region is increasingly attracting more capital flows from all over the world. Does FDI inflow crowd in private investment in this region? To answer this research question, the study examines the effect of FDI inflow on private investment for a sample of 6 provinces/cities of the Southeast region between 2005 and 2019 using the panel quantile regression approach, the difference GMM Arellano-Bond, and the FE-IV estimator. The results show that FDI inflow crowds in private investment in this region. In addition, public expenditure, inflation, and population also promote private investment. These findings suggest some crucial policy implications for local governments in this region to receive more FDI inflows as well as promote private investment.","PeriodicalId":34725,"journal":{"name":"Ho Chi Minh City Open University Journal of Science Economics and Business Administration","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-08-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85530073","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-01-26DOI: 10.24128/ijraer.2017.st56ij
Admin Ad Name
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——抽象测试DOI——
{"title":"Test DOI","authors":"Admin Ad Name","doi":"10.24128/ijraer.2017.st56ij","DOIUrl":"https://doi.org/10.24128/ijraer.2017.st56ij","url":null,"abstract":"---Abstract test DOI---","PeriodicalId":34725,"journal":{"name":"Ho Chi Minh City Open University Journal of Science Economics and Business Administration","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-01-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43171588","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-01-01DOI: 10.46223/hcmcoujs.econ.en.11.2.1950.2021
Trinh Thuy Anh, Bui Quang Hung, Nguyen Pham Kien Minh
Recently, the trend of university autonomy is seen as a solution to promote the development of universities, improve the quality of education and contribute to the training of high–quality human resources for the country. So how should university autonomy be recognized, evaluated, and development-oriented? Is university autonomy aimed at promoting corporate governance towards corporate governance as a solution to today’s problems? This article aims to assess the current state of university governance in Vietnam and the world. Studies related to the university governance model, which is in the direction of corporate governance – are also analyzed and discussed. This article proposes a model to help standardize modern governance activities according to corporate governance, limit unnecessary overlap between unrelated departments in university activities, thereby promoting the development of universities in the future.
{"title":"Research on the model of university autonomy in the direction of corporate governance","authors":"Trinh Thuy Anh, Bui Quang Hung, Nguyen Pham Kien Minh","doi":"10.46223/hcmcoujs.econ.en.11.2.1950.2021","DOIUrl":"https://doi.org/10.46223/hcmcoujs.econ.en.11.2.1950.2021","url":null,"abstract":"Recently, the trend of university autonomy is seen as a solution to promote the development of universities, improve the quality of education and contribute to the training of high–quality human resources for the country. So how should university autonomy be recognized, evaluated, and development-oriented? Is university autonomy aimed at promoting corporate governance towards corporate governance as a solution to today’s problems? This article aims to assess the current state of university governance in Vietnam and the world. Studies related to the university governance model, which is in the direction of corporate governance – are also analyzed and discussed. This article proposes a model to help standardize modern governance activities according to corporate governance, limit unnecessary overlap between unrelated departments in university activities, thereby promoting the development of universities in the future.","PeriodicalId":34725,"journal":{"name":"Ho Chi Minh City Open University Journal of Science Economics and Business Administration","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"73793388","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-01-01DOI: 10.46223/hcmcoujs.econ.en.11.2.1934.2021
Hetami Aditya Arie, Aransyah Muhammad Fikry
This article aims to elaborate on Micro, Small, and Medium Enterprises (MSMEs) and the Digital Society during the Covid-19 pandemic in Indonesia. The Covid-19 pandemic has paralyzed most sectors of the economy, especially micro-enterprises. The profits of most MSME actors did not increase, and many went bankrupt. That is why MSME business actors change their sales strategy with digitalization schemes. The digitization scheme is to use the marketplace as an intermediary and social media as a marketing technique. In addition, digital MSME actors must synergize with the digital community in marketing products and services. Therefore, the SME digital development initiative can be an alternative to saving business actors during the Covid-19 pandemic. This article uses a literature study with a library research method approach by elaborating various literature on the development of digital SMEs. Twenty-five articles were reviewed in this study from Sinta (Science and Technology Index) and Google Scholar. The paper argues that the development of digital MSMEs has become an alternative to saving and developing digital entrepreneurship in Indonesia during the Covid-19 pandemic.
本文旨在详细阐述在2019冠状病毒病大流行期间印度尼西亚的微型、小型和中型企业(MSMEs)和数字社会。新冠肺炎大流行使大多数经济部门，特别是微型企业陷入瘫痪。大多数中小微企业的利润没有增加，许多企业甚至破产。这就是为什么中小微企业用数字化方案改变他们的销售策略。数字化方案是将市场作为中介，将社交媒体作为营销手段。此外，数字中小微企业必须与数字社区协同营销产品和服务。因此，中小企业数字化发展倡议可以成为在2019冠状病毒病大流行期间拯救商业行为者的另一种选择。本文采用文献研究法和图书馆研究法，对数字化中小企业发展的各种文献进行了梳理。本研究回顾了来自Sinta (Science and Technology Index)和谷歌Scholar的25篇文章。该报告认为，在2019冠状病毒病大流行期间，发展数字化中小微企业已成为印度尼西亚拯救和发展数字创业的另一种选择。
{"title":"Development of synergistic between digitalization MSMEs and digital society in Indonesia","authors":"Hetami Aditya Arie, Aransyah Muhammad Fikry","doi":"10.46223/hcmcoujs.econ.en.11.2.1934.2021","DOIUrl":"https://doi.org/10.46223/hcmcoujs.econ.en.11.2.1934.2021","url":null,"abstract":"This article aims to elaborate on Micro, Small, and Medium Enterprises (MSMEs) and the Digital Society during the Covid-19 pandemic in Indonesia. The Covid-19 pandemic has paralyzed most sectors of the economy, especially micro-enterprises. The profits of most MSME actors did not increase, and many went bankrupt. That is why MSME business actors change their sales strategy with digitalization schemes. The digitization scheme is to use the marketplace as an intermediary and social media as a marketing technique. In addition, digital MSME actors must synergize with the digital community in marketing products and services. Therefore, the SME digital development initiative can be an alternative to saving business actors during the Covid-19 pandemic. This article uses a literature study with a library research method approach by elaborating various literature on the development of digital SMEs. Twenty-five articles were reviewed in this study from Sinta (Science and Technology Index) and Google Scholar. The paper argues that the development of digital MSMEs has become an alternative to saving and developing digital entrepreneurship in Indonesia during the Covid-19 pandemic.","PeriodicalId":34725,"journal":{"name":"Ho Chi Minh City Open University Journal of Science Economics and Business Administration","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84831463","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-01-01DOI: 10.46223/hcmcoujs.econ.en.11.2.1400.2021
Nguyen Le Thai Hoa
The development of information technology and the proliferation of e-commerce make online shopping more and more popular. Recent studies indicate that in the modern world, most shoppers purchased products spontaneously and highlighted the necessity of in-depth understanding of impulse buying as an emerging phenomenon in marketing literature. A large number of studies focus on the factors effective on consumers’ impulse buying in brick and mortar retailers but rare research investigate these factors in online environment. There are two key perspectives on the factors effective on impulse buying: a customer’s inherent characters and his/her current state of mind. Based on the self-congruity theory and latent state-trait theory, this study considered this concept in two-sided approach: the state of mind incurred in the shopping environment (website quality) and a particular personal characteristics inherent to the individual customer (e-retailer personality). This paper adapted the concept of retail brand/store personality from brick and mortar context to internet marketing by investigating the impact of e-retailer personality on website quality and impulse buying. Data were collected from 563 online shoppers in Vietnam by online survey and analyzed with Structural Equation Model (SEM). The results indicate some practical implications for website design and enhancing impulsive buying.
{"title":"The impact of e-retailer personality and website quality on online impulse buying","authors":"Nguyen Le Thai Hoa","doi":"10.46223/hcmcoujs.econ.en.11.2.1400.2021","DOIUrl":"https://doi.org/10.46223/hcmcoujs.econ.en.11.2.1400.2021","url":null,"abstract":"The development of information technology and the proliferation of e-commerce make online shopping more and more popular. Recent studies indicate that in the modern world, most shoppers purchased products spontaneously and highlighted the necessity of in-depth understanding of impulse buying as an emerging phenomenon in marketing literature. A large number of studies focus on the factors effective on consumers’ impulse buying in brick and mortar retailers but rare research investigate these factors in online environment. There are two key perspectives on the factors effective on impulse buying: a customer’s inherent characters and his/her current state of mind. Based on the self-congruity theory and latent state-trait theory, this study considered this concept in two-sided approach: the state of mind incurred in the shopping environment (website quality) and a particular personal characteristics inherent to the individual customer (e-retailer personality). This paper adapted the concept of retail brand/store personality from brick and mortar context to internet marketing by investigating the impact of e-retailer personality on website quality and impulse buying. Data were collected from 563 online shoppers in Vietnam by online survey and analyzed with Structural Equation Model (SEM). The results indicate some practical implications for website design and enhancing impulsive buying.","PeriodicalId":34725,"journal":{"name":"Ho Chi Minh City Open University Journal of Science Economics and Business Administration","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80406157","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-01-01DOI: 10.46223/hcmcoujs.econ.en.11.2.1799.2021
Le Thi Hong Minh
In recent times, Fintech has developed rapidly along with the development of technology. The Covid-19 lockdown has created a huge opportunity in terms of increasing the number of users, and users’ experience. Previous studies have shown a number of factors affecting the use of financial technology services. However, what are the factors that are caused by the Covid-19 epidemic, and the ability to enhance competitive advantage and retain users is still lacking. Data were collected in Vietnam, comprising 247 respondents, and the SEM model was used to predict the effects. This study shows that users' users’ beliefs, security and privacy, web design of Fintech services, customer value, and attachment anxiety during prolonged lockdown without a feasible solution to date increase intention to adopt Fintech. Both theoretical and practical applications were discussed in this study.
{"title":"Factors influence ease of use on Fintech adoption: Mediating by the role of attachment anxiety under Covid-19 pandemic","authors":"Le Thi Hong Minh","doi":"10.46223/hcmcoujs.econ.en.11.2.1799.2021","DOIUrl":"https://doi.org/10.46223/hcmcoujs.econ.en.11.2.1799.2021","url":null,"abstract":"In recent times, Fintech has developed rapidly along with the development of technology. The Covid-19 lockdown has created a huge opportunity in terms of increasing the number of users, and users’ experience. Previous studies have shown a number of factors affecting the use of financial technology services. However, what are the factors that are caused by the Covid-19 epidemic, and the ability to enhance competitive advantage and retain users is still lacking. Data were collected in Vietnam, comprising 247 respondents, and the SEM model was used to predict the effects. This study shows that users' users’ beliefs, security and privacy, web design of Fintech services, customer value, and attachment anxiety during prolonged lockdown without a feasible solution to date increase intention to adopt Fintech. Both theoretical and practical applications were discussed in this study.","PeriodicalId":34725,"journal":{"name":"Ho Chi Minh City Open University Journal of Science Economics and Business Administration","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79026615","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-01-01DOI: 10.46223/hcmcoujs.econ.en.11.2.1807.2021
Le Hoai Kieu Giang, Dau Xuan Truong, L. Quynh, L. T. Xuan
The literature shows that there are studies on students’ choices when enrolling in an institution. The findings from these studies help High Educational Institutions (HEIs) to improve their enrollment. However, not much literature explains how students (as consumers) explain the values they can get from HEIs’ image attributes. The present study employs Mean-End Chain (MEC) theory to explore students’ values by identifying attributes of HEIs images attributes from their perceptions with the following objectives: (1) to explore attributes of the selected school’s image from students’ perspectives, (2) to explore the connections between these attributes and values of individual students through consequences from these attributes. The soft-laddering interview is the method to collect data, and participants are first-year students who have just enrolled in the selected school in the last national enrollment in 2020. The research findings show that there are 12 attributes, which drive to eight values through 23 consequences (13 functional consequences and 10 psychosocial consequences), making students enroll in the selected school. The result from HVM states that there are five significant A-C-V linkages to explain which attributes have the most influence on students’ choice, and how these attributes affect their perceived values. Finally, the study also proposes suggestions for institutions to promote their enrollment practices and increase the quality of their enrolments.
{"title":"Employing Mean-End-Chains theory to explore students’ values from school’s image characteristics - A case study of a business school in Ho Chi Minh City","authors":"Le Hoai Kieu Giang, Dau Xuan Truong, L. Quynh, L. T. Xuan","doi":"10.46223/hcmcoujs.econ.en.11.2.1807.2021","DOIUrl":"https://doi.org/10.46223/hcmcoujs.econ.en.11.2.1807.2021","url":null,"abstract":"The literature shows that there are studies on students’ choices when enrolling in an institution. The findings from these studies help High Educational Institutions (HEIs) to improve their enrollment. However, not much literature explains how students (as consumers) explain the values they can get from HEIs’ image attributes. The present study employs Mean-End Chain (MEC) theory to explore students’ values by identifying attributes of HEIs images attributes from their perceptions with the following objectives: (1) to explore attributes of the selected school’s image from students’ perspectives, (2) to explore the connections between these attributes and values of individual students through consequences from these attributes. The soft-laddering interview is the method to collect data, and participants are first-year students who have just enrolled in the selected school in the last national enrollment in 2020. The research findings show that there are 12 attributes, which drive to eight values through 23 consequences (13 functional consequences and 10 psychosocial consequences), making students enroll in the selected school. The result from HVM states that there are five significant A-C-V linkages to explain which attributes have the most influence on students’ choice, and how these attributes affect their perceived values. Finally, the study also proposes suggestions for institutions to promote their enrollment practices and increase the quality of their enrolments.","PeriodicalId":34725,"journal":{"name":"Ho Chi Minh City Open University Journal of Science Economics and Business Administration","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88501008","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-01-01DOI: 10.46223/hcmcoujs.econ.en.11.2.1421.2021
Nguyen Quoc Anh, Duong Nguyen Thanh Phuong
This study investigates the impact of credit risk on the financial stability of Vietnamese commercial banks. The paper uses the Z-score to proxy the financial stability of banks. We use the data of 27 Vietnamese commercial banks on BankScope, during 2010 - 2019. The paper applied a dynamic panel data approach; the selected method is the difference GMM (DGMM). The key question discussed is which factor impacts on Z-score. Analysis results show the negative effect of non-performing loans on the financial stability of banks. When commercial banks have higher non-performing loans, the lower the financial stability is. Additionally, bank-specific variables such as equity on asset ratio, the return on equity, the size of the bank and set of macroeconomic variables affect the bank’s financial stability. Based on the analysis results, we imply relevant policies for the State Bank of Vietnam and commercial banks.
{"title":"The impact of credit risk on the financial stability of commercial banks in Vietnam","authors":"Nguyen Quoc Anh, Duong Nguyen Thanh Phuong","doi":"10.46223/hcmcoujs.econ.en.11.2.1421.2021","DOIUrl":"https://doi.org/10.46223/hcmcoujs.econ.en.11.2.1421.2021","url":null,"abstract":"This study investigates the impact of credit risk on the financial stability of Vietnamese commercial banks. The paper uses the Z-score to proxy the financial stability of banks. We use the data of 27 Vietnamese commercial banks on BankScope, during 2010 - 2019. The paper applied a dynamic panel data approach; the selected method is the difference GMM (DGMM). The key question discussed is which factor impacts on Z-score. Analysis results show the negative effect of non-performing loans on the financial stability of banks. When commercial banks have higher non-performing loans, the lower the financial stability is. Additionally, bank-specific variables such as equity on asset ratio, the return on equity, the size of the bank and set of macroeconomic variables affect the bank’s financial stability. Based on the analysis results, we imply relevant policies for the State Bank of Vietnam and commercial banks.","PeriodicalId":34725,"journal":{"name":"Ho Chi Minh City Open University Journal of Science Economics and Business Administration","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90998100","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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