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Saving for college: perspectives from participants in a universal children’s savings program 为大学储蓄:来自一个全民儿童储蓄计划参与者的观点
Q2 Social Sciences Pub Date : 2020-05-24 DOI: 10.1080/10796126.2020.1768656
Zibei Chen, William Elliott
ABSTRACT As the cost of college education continues climbing, college affordability eludes many low- to moderate-income families. Children’s Savings Accounts (CSAs) have been proposed as potential resources to build assets and help save for postsecondary education. While a large body of CSA research consists of testing relationships between program participation and well-being indicators, few endeavors have been dedicated to understanding CSA participants’ program experiences. This study analyzes in-depth interviews with parents of children enrolled in a statewide CSA program to gain an understanding of families’ experiences of saving for postsecondary education. Specifically, this study aims to understand the implementation of the program related to participant enrollment and the extent to which the program influenced participants and encouraged saving for postsecondary education, if at all. Findings on parents’ experiences enrolling in the Harold Alfond College Challenge (HACC), perceived influence of HACC participation, and experiences of saving for postsecondary education offer insights on the design and implementation of future CSA programs.
摘要随着大学教育成本的不断攀升,许多中低收入家庭无法负担大学学费。儿童储蓄账户(CSA)已被提议作为建立资产和帮助为中学后教育储蓄的潜在资源。虽然大量CSA研究包括测试项目参与和幸福指数之间的关系,但很少有人致力于了解CSA参与者的项目体验。这项研究分析了对全州CSA项目儿童家长的深入采访,以了解家庭为中学后教育储蓄的经历。具体而言,本研究旨在了解与参与者入学相关的计划的实施情况,以及该计划对参与者的影响程度,并鼓励为中学后教育储蓄(如果有的话)。关于家长参加哈罗德·阿尔蒙德学院挑战赛(HACC)的经历、参与HACC的感知影响以及为中学后教育储蓄的经历的调查结果,为未来CSA计划的设计和实施提供了见解。
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引用次数: 2
Strong beginnings for babies: families’ language stimulation of infants from low-income backgrounds 为婴儿提供良好的开端:家庭对低收入背景婴儿的语言刺激
Q2 Social Sciences Pub Date : 2020-05-18 DOI: 10.1080/10796126.2020.1764175
Mary Knight-McKenna, Heidi L. Hollingsworth, Judy Esposito
ABSTRACT This mixed-methods study investigated a two-year community-based research program, Strong Beginnings for Babies (SBB), designed to support families in using 10 strategies for fostering infant language development. More specifically, the study focused on families of children slated to enter high-poverty schools at kindergarten entry or receiving Medicaid. The research employed Language Environment Analysis (LENA) digital language processors to record the vocalizations/verbalizations of 22 young children as well as those of the older children and adults who interacted with them. Three coaches were hired to work closely with participating families during a series of group sessions, model language promotion strategies, and review LENA reports with families. Analyses of 249 LENA recordings indicated increases in some measures of infants’ home language environments across the program period, particularly in Year One and for families whose initial LENA scores were low. However, there was great variability in the recordings data. The analysis of qualitative data sources, such as parent surveys and interviews with coaches, provided insights into the emotions elicited by LENA data, recording challenges, and additional supports that encouraged family progress.
这项混合方法研究调查了一个为期两年的基于社区的研究项目,名为“婴儿强势开端”(SBB),旨在支持家庭使用10种策略来促进婴儿语言发展。更具体地说,这项研究关注的是那些在幼儿园入学或接受医疗补助计划时进入高贫困学校的孩子的家庭。这项研究使用了语言环境分析(LENA)数字语言处理器来记录22名幼儿以及与他们互动的年龄较大的儿童和成年人的发声/语言表达。聘请了三名教练,在一系列小组会议中与参与的家庭密切合作,模拟语言推广策略,并与家庭一起审查LENA报告。对249份LENA记录的分析表明,在整个项目期间,婴儿的家庭语言环境的一些指标有所增加,特别是在第一年和最初LENA分数较低的家庭。然而,在记录数据中有很大的可变性。对定性数据源的分析,如家长调查和教练访谈,提供了对LENA数据引发的情绪的见解,记录挑战,以及鼓励家庭进步的额外支持。
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引用次数: 4
Changes in the association between social housing tenure and child outcomes across cohorts: comparing the millennium and British cohort studies 不同队列中社会住房保有权与儿童结果之间关系的变化:千年和英国队列研究的比较
Q2 Social Sciences Pub Date : 2020-01-02 DOI: 10.1080/10796126.2020.1735626
B. Nasim
ABSTRACT In recent decades, social housing in the UK has increasingly become the preserve of the poorest in society. This paper is the first to investigate how the child outcome penalties associated with social housing tenure have changed over time across UK cohorts. I compare the differences in the cognitive, mental health, and physical health outcomes of children in social housing with children in non-social housing and evaluate whether these tenure differences have changed between the 1970 British Cohort Study (BCS) and the 2000 Millennium Cohort Study (MCS). I find that in both cohorts, children in social housing exhibit worse outcomes across all three dimensions (cognitive, mental health, and physical health) than children in non-social housing. For cognitive and physical health outcomes, however, the tenure difference has narrowed between the two cohorts, while for mental health outcomes, the tenure difference has widened. These results suggest that children have experienced a relative worsening in their mental health outcomes across cohorts, but also a relative improvement in both their cognitive and physical health outcomes. The findings suggest that policies aimed at reducing tenure inequalities in child outcomes should focus on mental health development in the early years.
近几十年来,英国的社会住房日益成为社会上最贫困人口的专属。这篇论文是第一个调查与社会住房使用权相关的儿童结局惩罚如何随时间在英国队列中发生变化的论文。我比较了社会住房儿童与非社会住房儿童在认知、心理健康和身体健康结果方面的差异,并评估这些任期差异在1970年英国队列研究(BCS)和2000年千年队列研究(MCS)之间是否发生了变化。我发现,在这两个群体中,社会住房中的儿童在所有三个维度(认知、心理健康和身体健康)上都比非社会住房中的儿童表现得更差。然而,对于认知和身体健康结果,两组之间的任期差异已经缩小,而对于心理健康结果,任期差异已经扩大。这些结果表明,在整个队列中,儿童的心理健康状况相对恶化,但他们的认知和身体健康状况也相对改善。研究结果表明,旨在减少儿童结局中终身任职不平等的政策应侧重于早期的心理健康发展。
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引用次数: 2
Social poverty: low-income parents and the struggle for family and community ties 社会贫困:低收入父母与家庭和社区关系的斗争
Q2 Social Sciences Pub Date : 2020-01-02 DOI: 10.1080/10796126.2019.1684188
Margaret M. C. Thomas
Family poverty in the United States is complex and multifaceted, with clear links between income poverty and compromised social-emotional, cognitive, and physiological functioning (Brooks-Gunn and ...
美国的家庭贫困是复杂和多方面的,收入贫困与社会情感、认知和生理功能受损之间存在明显的联系(Brooks-Gunn和…
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引用次数: 13
Early initiation of marijuana use, education, and earnings of young adults 年轻人早期开始使用大麻、接受教育和收入
Q2 Social Sciences Pub Date : 2020-01-02 DOI: 10.1080/10796126.2020.1713446
I. Beulaygue, M. French, Philip K. Robins
ABSTRACT We estimate the relationships between early initiation of marijuana use (i.e., during middle school or high school), educational attainment and performance, and earnings as a young adult. Grounded in a developmental stages theoretical framework, results indicate that early initiation of marijuana use is negatively related to both educational outcomes and earnings, but the estimated relationships for earnings are diminished in models that control for education and other socioeconomic characteristics. These findings are consistent with the hypothesis that early marijuana use indirectly affects young adult earnings through its negative effects on educational outcomes. Our results also indicate that early marijuana initiators who grow up in economically disadvantaged families may have worse educational outcomes than their counterparts who do not grow up with economic disadvantages. Reduced education and earnings among young adults could increase the likelihood of the individual and their family suffering economic hardships later in life.
摘要:我们估计了早期开始使用大麻(即在中学或高中期间)、受教育程度和表现以及年轻时收入之间的关系。基于发展阶段的理论框架,研究结果表明,早期开始使用大麻与教育结果和收入都呈负相关,但在控制教育和其他社会经济特征的模型中,收入的估计关系会减弱。这些发现与早期使用大麻通过对教育结果的负面影响间接影响年轻人收入的假设一致。我们的研究结果还表明,在经济弱势家庭中长大的早期大麻发起者可能比在经济弱势中长大的同龄人的教育成绩更差。年轻人受教育程度和收入的下降可能会增加个人及其家庭日后遭受经济困难的可能性。
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引用次数: 1
Exploring the experiences and dynamics of an unconditional cash transfer for low-income mothers: A mixed-methods study 探索低收入母亲无条件现金转移的经验和动态:一项混合方法研究
Q2 Social Sciences Pub Date : 2020-01-02 DOI: 10.1080/10796126.2019.1704161
Natalia M. Rojas, H. Yoshikawa, L. Gennetian, Mayra Lemus Rangel, Samantha A. Melvin, Kimberly G Noble, G. Duncan, Katherine Magunson
ABSTRACT Little is understood about how an unconditional cash transfer might operate and affect behavior among low-income parents of infants in the United States. We investigate these questions using data from a random-assignment pilot study (N = 30) in which unconditional cash transfers were distributed monthly on debit cards to two groups of low-income parents in New York City during the first 12 months of their newborns’ lives. Mothers were randomized to receive either $100 per month or $20 per month. Mothers distinguished spending the cash transfer on essentials vs. extras, such as going out to dinner with family. The monthly cash transfer “tided them over,” even at the lower amount of $20, especially when income from other sources ran short at the end of the month. Some mothers reported saving money for unexpected expenses.
摘要:在美国,人们对无条件现金转移如何运作和影响低收入婴儿父母的行为知之甚少。我们使用来自随机分配试点研究(N = 30),在新生儿出生的前12个月,每月通过借记卡向纽约市的两组低收入父母发放无条件现金转账。母亲们被随机分为每月100美元或每月20美元。母亲们将现金转账花在必需品上与额外支出(如与家人外出就餐)区分开来。每月的现金转账“让他们渡过了难关”,即使是20美元的较低金额,尤其是当月底其他来源的收入短缺时。一些母亲报告说,她们把钱存起来以备不时之需。
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引用次数: 13
Addressing economic vulnerability among low-income families in America: is the basic income approach a viable policy option? 解决美国低收入家庭的经济脆弱性:基本收入法是一种可行的政策选择吗?
Q2 Social Sciences Pub Date : 2020-01-02 DOI: 10.1080/10796126.2019.1702757
A. Jacob, Reiko K. Boyd
ABSTRACT Income instability characterizes the lives of many low-income families in America. Growing income inequality, wage stagnation, unstable jobs, and limited savings are only a few of the factors contributing to the chronic economic insecurity that many low-income families experience today. There has been a renewed interest in recent years in the idea of a basic income as a policy solution to address the problem of income instability. This brief provides an overview of the concept of basic income and discusses its strengths and limitations in promoting financial stability among vulnerable families in both the short- and long-term.
摘要收入不稳定是美国许多低收入家庭生活的特点。日益严重的收入不平等、工资停滞、不稳定的工作和有限的储蓄只是造成当今许多低收入家庭长期经济不安全的几个因素。近年来,人们对将基本收入作为解决收入不稳定问题的政策解决方案的想法重新产生了兴趣。本简报概述了基本收入的概念,并讨论了其在促进弱势家庭短期和长期财务稳定方面的优势和局限性。
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引用次数: 2
Does public housing reduce housing cost burden among low-income families with children? 公屋能否减轻低收入有子女家庭的住房成本负担?
Q2 Social Sciences Pub Date : 2020-01-01 Epub Date: 2019-10-23 DOI: 10.1080/10796126.2019.1682754
Sarah Gold

About half of all renter households and over three-quarters of very low-income households in the United States experience a housing cost burden, with higher rates among families with children. Public housing may be an important tool for reducing families' housing cost burdens. The current study uses nearly four decades of data from the Panel Study of Income Dynamics and its Assisted Housing Database to explore the relationship between public housing and housing cost burden among children in low-income families. Results from fixed effects models suggest that public housing is associated with a greatly reduced risk of experiencing housing cost burden when housing assistance receipt is measured a year before housing cost burden. These findings highlight the importance of public housing for reducing low-income families' housing cost burdens.

在美国,大约一半的租房家庭和超过四分之三的极低收入家庭承受着住房成本负担,有孩子的家庭负担更高。公共住房可能是减轻家庭住房成本负担的重要工具。目前的研究使用了收入动态小组研究及其辅助住房数据库近四十年的数据,以探索公共住房与低收入家庭儿童住房成本负担之间的关系。固定效应模型的结果表明,如果在住房成本负担之前一年衡量住房援助收入,公共住房与经历住房成本负担的风险大大降低有关。这些发现凸显了公共住房对于减轻低收入家庭住房成本负担的重要性。
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引用次数: 6
Mental and emotional health: impediments to the education of New York City’s homeless children 心理和情感健康:纽约市无家可归儿童受教育的障碍
Q2 Social Sciences Pub Date : 2019-07-03 DOI: 10.1080/10796126.2019.1655694
Emily Teall
ABSTRACT This brief asserts that New York City’s (NYC) public schools best support the education of homeless students by prioritizing their emotional and mental health through expanding counselors’ reach, emphasizing extracurriculars, and facilitating communication. Results are derived from surveys and interviews of NYC public school administrators, faculty, teachers, and social workers. Survey and interview results from this research indicate that emotional and mental health concerns are of particular detriment to homeless students’ educational experiences. These surveys and interviews shed light on the most common and most innovative methods for minimizing mental and emotional health barriers faced by homeless children in the course of their education, as implemented by certain schools.
摘要:本文认为,纽约市的公立学校通过扩大辅导员的覆盖范围、强调课外活动和促进沟通,优先考虑无家可归学生的情感和心理健康,从而最好地支持无家可归学生的教育。结果来源于对纽约市公立学校管理人员、教职员工、教师和社会工作者的调查和访谈。本研究的调查和访谈结果表明,情感和心理健康问题尤其不利于无家可归学生的教育经历。这些调查和访谈揭示了某些学校为尽量减少无家可归儿童在教育过程中面临的心理和情感健康障碍而采取的最常见和最具创新性的方法。
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引用次数: 0
Does generous welfare policy encourage dependence? TANF asset limits and duration of program participation 慷慨的福利政策是否鼓励依赖?TANF资产限额和项目参与期限
Q2 Social Sciences Pub Date : 2019-07-03 DOI: 10.1080/10796126.2019.1638731
Leah Hamilton, Twila Wingrove, Kati Woodford
ABSTRACT There is increasing evidence that restrictive financial asset limits for eligibility in the Temporary Assistance for Needy Families (TANF) program discourage program participants from building their own financial safety nets and ultimately create disincentives for independence. However, some lawmakers fear that liberalizing these limits will encourage program dependence. The existent research suggests that asset limits do not affect state caseload size, but there is an insufficient understanding of whether these limits influence the rate at which participants move toward financial independence. The researchers compiled data from the Urban Institute's Welfare Rules Database and the Administration for Children and Families to examine the relationship between TANF asset limits and duration of program participation. Findings suggest that high or eliminated asset limits are not associated with long-term assistance. This work supports state and federal advocacy efforts to address the ways in which TANF asset limits restrict opportunities for asset development and long-term financial capability among low-income families.
摘要越来越多的证据表明,对贫困家庭临时援助(TANF)计划资格的限制性金融资产限制阻碍了计划参与者建立自己的金融安全网,并最终抑制了他们的独立性。然而,一些立法者担心,放宽这些限制会助长对项目的依赖。现有研究表明,资产限制不会影响州案件数量,但对这些限制是否会影响参与者走向财务独立的速度还没有充分的了解。研究人员汇编了城市研究所福利规则数据库和儿童与家庭管理局的数据,以研究TANF资产限额与项目参与时间之间的关系。调查结果表明,高资产限额或取消资产限额与长期援助无关。这项工作支持州和联邦的宣传工作,以解决TANF资产限制限制低收入家庭资产开发和长期财务能力的方式。
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引用次数: 4
期刊
Journal of Children and Poverty
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