Pub Date : 2023-06-30DOI: 10.52490/attijarah.v5i1.1704
Adam Husain Nusalelu, Mohammad H. Holle, Arifin Pellu
The waste business in Ambon City has not been carried out optimally, as a result, piles and landfills of waste are still occurring. For this reason, this research aims to determine the waste business process from the perspective of sharia business management.This type of research includes field research with a descriptive qualitative paradigm with a research locus on the Waste Bank in Bumi Lestari Maluku. The results of the study found: First, the waste business conducted by the Bumi Lestari Maluku Garbage Bank is not optimal based on the 3R pattern, namely Reduce, Reuse and Recycle. The Garbage Bank only applies the waste reduction pattern of the three patterns which is only limited to collection, sorting, packaging and sales. The waste bank does not practice reuse and recycling. The 3R pattern must be carried out in an integrated, comprehensive and sustainable manner. Second, the waste business run by the Bumi Lestari Maluku Garbage Bank contains sharia business values because it contains fallah or benefit.
安汶市的垃圾处理工作没有得到很好的开展，因此，垃圾堆放和填埋现象仍然存在。因此，本研究旨在从伊斯兰教法商业管理的角度确定废物处理流程。此类研究包括实地调查，采用描述性定性范式，研究地点为马鲁古省 Bumi Lestari 垃圾银行。研究结果发现首先，Bumi Lestari Maluku 垃圾银行所开展的垃圾处理业务并不是基于 3R 模式（即减少、再利用和再循环）的最佳业务。垃圾银行只采用了三种模式中的垃圾减量模式，即仅限于收集、分类、包装和销售。垃圾银行不实行再利用和再循环。3R 模式必须以综合、全面和可持续的方式进行。其次，Bumi Lestari Maluku 垃圾银行经营的垃圾处理业务包含伊斯兰教法的商业价值，因为它包含 "fallah "或 "利益"。
{"title":"GARBAGE BUSINESS WITH THE 3R METHOD IN AMBON CITY SHARIA BUSINESS PERSPECTIVE","authors":"Adam Husain Nusalelu, Mohammad H. Holle, Arifin Pellu","doi":"10.52490/attijarah.v5i1.1704","DOIUrl":"https://doi.org/10.52490/attijarah.v5i1.1704","url":null,"abstract":"The waste business in Ambon City has not been carried out optimally, as a result, piles and landfills of waste are still occurring. For this reason, this research aims to determine the waste business process from the perspective of sharia business management.This type of research includes field research with a descriptive qualitative paradigm with a research locus on the Waste Bank in Bumi Lestari Maluku. The results of the study found: First, the waste business conducted by the Bumi Lestari Maluku Garbage Bank is not optimal based on the 3R pattern, namely Reduce, Reuse and Recycle. The Garbage Bank only applies the waste reduction pattern of the three patterns which is only limited to collection, sorting, packaging and sales. The waste bank does not practice reuse and recycling. The 3R pattern must be carried out in an integrated, comprehensive and sustainable manner. Second, the waste business run by the Bumi Lestari Maluku Garbage Bank contains sharia business values because it contains fallah or benefit.","PeriodicalId":354867,"journal":{"name":"AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah","volume":"54 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139366858","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-04DOI: 10.52490/attijarah.v4i2.1198
Yusron Ali Sya'bana, M. Yasir Nasution, Sugianto
Marketing activities are actually very noble activities because these activities always bring up ideas and creativity to approach, innovate, change and update in many ways. However, when these activities experience disorientation and tend to pursue instant profits, then sometimes these noble and ethical marketing activities turn into stupidity, fraud and rottenness. This phenomenon is what we often see in the world of business and enterprise. We should be able to position the marketing function with ethical and moral values (akhlaqul karimah) so that there are no more deviations that undermine the values and blessings of marketing itself. The concept of prophethood (Nubuwwah) is very relevant as a reference in overcoming current business problems, namely by using a sharia marketing strategy that is carried out by paying attention to consumer needs, good product quality, always available when needed (available) and according to consumer expectations (expectations), promotions are carried out directly and continuously (sustainable), and innovate according to consumer needs.
{"title":"BISNIS ALA RASULULLAH DALAM PERSPEKTIF PEMASARAN","authors":"Yusron Ali Sya'bana, M. Yasir Nasution, Sugianto","doi":"10.52490/attijarah.v4i2.1198","DOIUrl":"https://doi.org/10.52490/attijarah.v4i2.1198","url":null,"abstract":"Marketing activities are actually very noble activities because these activities always bring up ideas and creativity to approach, innovate, change and update in many ways. However, when these activities experience disorientation and tend to pursue instant profits, then sometimes these noble and ethical marketing activities turn into stupidity, fraud and rottenness. This phenomenon is what we often see in the world of business and enterprise. We should be able to position the marketing function with ethical and moral values (akhlaqul karimah) so that there are no more deviations that undermine the values and blessings of marketing itself. The concept of prophethood (Nubuwwah) is very relevant as a reference in overcoming current business problems, namely by using a sharia marketing strategy that is carried out by paying attention to consumer needs, good product quality, always available when needed (available) and according to consumer expectations (expectations), promotions are carried out directly and continuously (sustainable), and innovate according to consumer needs.","PeriodicalId":354867,"journal":{"name":"AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128124916","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-04DOI: 10.52490/attijarah.v4i2.1196
Konsep Manusia Dalam, E. Islam, menyebutkan bahwa Pemenuhan, kebutuhan manusia dalam Islam
In everyday life people tend to equate needs with wants. Sometimes people mention something as a need that must be met immediately, even though something is a wish that could have been postponed. A lifestyle that is oriented towards economic needs alone is not justified in Islam because this attitude is the same as placing economic activity as the goal of life. On the other hand, reducing the desire to maximize life activities in the economic sector is also not justified because it lowers the degree and prestige of Muslims among other people. For this reason, this research will try to unravel how the human concept is in Islamic economics. In solving the existing problems, researchers used descriptive qualitative research methods with secondary data sources. The results of this study state that fulfilling human needs in Islam does not only meet worldly needs such as eating, drinking, clothing, housing, and transportation vehicles, but humans must also meet spiritual needs or spiritual needs so that humans become human beings who have good morals, are useful, and beneficial to fellow human beings both in this world and in the hereafter.
{"title":"KONSEP MANUSIA DALAM EKONOMI ISLAM (HOMO ECONOMICUS VERSUS HOMO ISLAMICUS)","authors":"Konsep Manusia Dalam, E. Islam, menyebutkan bahwa Pemenuhan, kebutuhan manusia dalam Islam","doi":"10.52490/attijarah.v4i2.1196","DOIUrl":"https://doi.org/10.52490/attijarah.v4i2.1196","url":null,"abstract":"In everyday life people tend to equate needs with wants. Sometimes people mention something as a need that must be met immediately, even though something is a wish that could have been postponed. A lifestyle that is oriented towards economic needs alone is not justified in Islam because this attitude is the same as placing economic activity as the goal of life. On the other hand, reducing the desire to maximize life activities in the economic sector is also not justified because it lowers the degree and prestige of Muslims among other people. For this reason, this research will try to unravel how the human concept is in Islamic economics. In solving the existing problems, researchers used descriptive qualitative research methods with secondary data sources. The results of this study state that fulfilling human needs in Islam does not only meet worldly needs such as eating, drinking, clothing, housing, and transportation vehicles, but humans must also meet spiritual needs or spiritual needs so that humans become human beings who have good morals, are useful, and beneficial to fellow human beings both in this world and in the hereafter.","PeriodicalId":354867,"journal":{"name":"AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah","volume":"68 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132226374","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-11-28DOI: 10.52490/attijarah.v4i2.921
Fawza Rahmat
The Role of Zakat, Infak, and Sadaqah in the Development of Small Businesses in Baitul Maal Wat Tamwil (BMT) Operations. The rise of small businesses that support the community's economy is central to poverty alleviation. What plays a role when small businesses are the main issue of community-based economic solutions related to the Islamic religion through baitul mal wat tamwil. The method used to build this research is a literature review by collecting several reliable sources. As well as combining with various phenomena that occur in society. The phenomenon in society is that Baitul Maal Wat Tamwil is an economic institution that promotes saving activities and provides financing to small entrepreneurs. In addition, BMT is also equipped with Baitul Maal activities which are more social in nature. The joining of these two activities is very much needed in empowering the poor. In its operations, BMT implements the sharia system. Meanwhile, in theory Baitul Maal Wat Tamwil, which is abbreviated as BMT, is a supporting institution to improve the quality of small business entrepreneurs based on the sharia system. BMT can and should be used as a business partner for various small entrepreneurs in developing their business, because the partnership pattern is a practical form of a congregational way of carrying out all muamalah matters.
天课、天课和天课在Baitul Maal Wat Tamwil (BMT)业务中小企业发展中的作用。支持社区经济的小型企业的兴起对减轻贫困至关重要。当小企业成为与伊斯兰教有关的社区经济解决方案的主要问题时，什么发挥了作用?建立这项研究的方法是通过收集几个可靠的来源进行文献综述。以及结合社会上发生的各种现象。社会现象是，Baitul Maal Wat Tamwil是一个促进储蓄活动并向小型企业家提供融资的经济机构。此外，BMT还配备了更具社交性的Baitul Maal活动。在赋予穷人权力方面，这两项活动的结合是非常必要的。在其运作中，BMT实行伊斯兰教法制度。同时，理论上Baitul Maal Wat Tamwil(简称BMT)是一个基于伊斯兰教法制度来提高小企业企业家素质的支持机构。BMT可以而且应该被用作各种小型企业家发展业务的商业伙伴，因为合伙模式是执行所有muamalah事务的一种实际形式。
{"title":"PERANAN ZAKAT, INFAK, SEDEKAH DALAM PENGEMBANGAN USAHA KECIL PADA OPERASIONAL BAITUL MAAL WAT TAMWIL","authors":"Fawza Rahmat","doi":"10.52490/attijarah.v4i2.921","DOIUrl":"https://doi.org/10.52490/attijarah.v4i2.921","url":null,"abstract":"The Role of Zakat, Infak, and Sadaqah in the Development of Small Businesses in Baitul Maal Wat Tamwil (BMT) Operations. The rise of small businesses that support the community's economy is central to poverty alleviation. What plays a role when small businesses are the main issue of community-based economic solutions related to the Islamic religion through baitul mal wat tamwil. The method used to build this research is a literature review by collecting several reliable sources. As well as combining with various phenomena that occur in society. The phenomenon in society is that Baitul Maal Wat Tamwil is an economic institution that promotes saving activities and provides financing to small entrepreneurs. In addition, BMT is also equipped with Baitul Maal activities which are more social in nature. The joining of these two activities is very much needed in empowering the poor. In its operations, BMT implements the sharia system. Meanwhile, in theory Baitul Maal Wat Tamwil, which is abbreviated as BMT, is a supporting institution to improve the quality of small business entrepreneurs based on the sharia system. BMT can and should be used as a business partner for various small entrepreneurs in developing their business, because the partnership pattern is a practical form of a congregational way of carrying out all muamalah matters.","PeriodicalId":354867,"journal":{"name":"AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah","volume":"144 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127301501","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-11-28DOI: 10.52490/attijarah.v4i2.865
Syaeful Bakhri, Aan Jaelani, Miyah Listiani
Difficult access to sources of capital is still a major problem in business development for Micro and Small Enterprises (UMK). This has attracted the attention of various parties, including the government. Different support and efforts of the government and the private sector in developing MSEs have been carried out, ranging from coaching to financing. One of the government's efforts is to establish a sharia pawnloyers as a non-bank financial institution that functions as a distributor of sharia-based funds. The purpose of this study was to determine the perspective of Islamic law on the procedures for distributing funds to MSEs in sharia pawnloyers. The research method used is descriptive qualitative, which is considered suitable to provide perspectives from various data sources. The results of the analysis explain that the procedure for distributing funds at Islamic pawnloyers is easy to do, and the process is fast so that it can ease the burden on customers. However, some obstacles are still encountered in the distribution process. According to the perspective of Islamic law, sharia pawnloyers are following sharia principles in channeling funds to MSEs.
{"title":"ISLAMIC LAW PERSPECTIVE ON THE ROLE OF PAWNLOYERS IN THE DISTRIBUTION OF FUNDS TO MICRO-SMALL BUSINESS ENTERPRISES","authors":"Syaeful Bakhri, Aan Jaelani, Miyah Listiani","doi":"10.52490/attijarah.v4i2.865","DOIUrl":"https://doi.org/10.52490/attijarah.v4i2.865","url":null,"abstract":"Difficult access to sources of capital is still a major problem in business development for Micro and Small Enterprises (UMK). This has attracted the attention of various parties, including the government. Different support and efforts of the government and the private sector in developing MSEs have been carried out, ranging from coaching to financing. One of the government's efforts is to establish a sharia pawnloyers as a non-bank financial institution that functions as a distributor of sharia-based funds. The purpose of this study was to determine the perspective of Islamic law on the procedures for distributing funds to MSEs in sharia pawnloyers. The research method used is descriptive qualitative, which is considered suitable to provide perspectives from various data sources. The results of the analysis explain that the procedure for distributing funds at Islamic pawnloyers is easy to do, and the process is fast so that it can ease the burden on customers. However, some obstacles are still encountered in the distribution process. According to the perspective of Islamic law, sharia pawnloyers are following sharia principles in channeling funds to MSEs.","PeriodicalId":354867,"journal":{"name":"AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah","volume":"22 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115176547","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-10-08DOI: 10.52490/attijarah.v4i2.669
Elmiliyani Wahyuni, Ginta Dwi, Lestari Uin, Mahmud Yunus Batusangkar
The purpose of this study is to find out the principles of implementing financial literacy in BMT based on SEOJK Number 30/SEOJK.07/2017. This type of research is a field research with a qualitative approach. The results showed that the principle of implementing financial literacy carried out by BMT Almabruk Batusangkar was based on SEOJK regulations Number 30/SEOJK.07/2017, namely planned and measurable, optimizing existing resources, and sustainable, not yet collaborating with stakeholders. The strategy for implementing the financial literacy function or unit at BMT Almabruk is through direct socialization to customers and prospective customers, as well as, through indirect socialization, namely through print and electronic media. Meanwhile, the obstacles and challenges faced are human resources who are not yet competent in their fields, as well as the lack of product innovation and limited technological facilities.
{"title":"PRINCIPLES OF IMPLEMENTATION OF FINANCIAL LITERACY AT BMT ALMABRUK BATUSANGKAR BASED ON SE OJK NUMBER 30/SEOJK.07/2017","authors":"Elmiliyani Wahyuni, Ginta Dwi, Lestari Uin, Mahmud Yunus Batusangkar","doi":"10.52490/attijarah.v4i2.669","DOIUrl":"https://doi.org/10.52490/attijarah.v4i2.669","url":null,"abstract":"The purpose of this study is to find out the principles of implementing financial literacy in BMT based on SEOJK Number 30/SEOJK.07/2017. This type of research is a field research with a qualitative approach. The results showed that the principle of implementing financial literacy carried out by BMT Almabruk Batusangkar was based on SEOJK regulations Number 30/SEOJK.07/2017, namely planned and measurable, optimizing existing resources, and sustainable, not yet collaborating with stakeholders. The strategy for implementing the financial literacy function or unit at BMT Almabruk is through direct socialization to customers and prospective customers, as well as, through indirect socialization, namely through print and electronic media. Meanwhile, the obstacles and challenges faced are human resources who are not yet competent in their fields, as well as the lack of product innovation and limited technological facilities.","PeriodicalId":354867,"journal":{"name":"AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130581756","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-09-27DOI: 10.52490/attijarah.v4i2.423
Lidya Anggraeni
This Study aims to examine the implementation of marketing strategies at Bank Syariah Indonesia tbk KCP Sipin Soemantri using the New Wave Marketing concept, as wellas describe what can encourage and become obstacles in the use of the New Wave Marketing concept. The method used in this research is descriptive qualitative through observation and interview procedures, then the data is summarized and verified its validity with triangulation technique. Conclusion in this study: New Wave Marketing strategies have been implemented, including brand is care, and process is collaboration. Altough there are several aspects that have not been implemented in brand is character where the percentage of customer data that advocates for BSI Mobile services has not been carried out. Internal support by the head office through the provision of information on BSI Mobile services and quick responses to problem solving, external supportis feedback from users and non users of BSI Mobile service. Furthemore, internal obstacles are the new system, as well as external , namely there are still those who refuse to use the BSI Mobile services in various ways. The reason, especially the elderly who are not ready to change technology.
{"title":"IMPLEMENTASI PEMASARAN GELOMBANG BARU STRATEGI 4.0 DI BANK SYARIAH INDONESIA","authors":"Lidya Anggraeni","doi":"10.52490/attijarah.v4i2.423","DOIUrl":"https://doi.org/10.52490/attijarah.v4i2.423","url":null,"abstract":"This Study aims to examine the implementation of marketing strategies at Bank Syariah Indonesia tbk KCP Sipin Soemantri using the New Wave Marketing concept, as wellas describe what can encourage and become obstacles in the use of the New Wave Marketing concept. The method used in this research is descriptive qualitative through observation and interview procedures, then the data is summarized and verified its validity with triangulation technique. Conclusion in this study: New Wave Marketing strategies have been implemented, including brand is care, and process is collaboration. Altough there are several aspects that have not been implemented in brand is character where the percentage of customer data that advocates for BSI Mobile services has not been carried out. Internal support by the head office through the provision of information on BSI Mobile services and quick responses to problem solving, external supportis feedback from users and non users of BSI Mobile service. Furthemore, internal obstacles are the new system, as well as external , namely there are still those who refuse to use the BSI Mobile services in various ways. The reason, especially the elderly who are not ready to change technology.","PeriodicalId":354867,"journal":{"name":"AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah","volume":"43 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132421152","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-09-20DOI: 10.52490/attijarah.v4i2.478
Fourika Dela Putriana, Budi Sukardi, Fuad Dhiya Ul Husaen
This study will examine the effect of efficiency, reliability, privacy, fulfilment, responsiveness, and compliance on members' interest in applying for website-based financing products at BMT Amanah Ummah (AUM) Sukoharjo Central Java, Indonesia. This research is quantitative; the data come from a questionnaire distributed to all sharia financing customers at BMT AUM, and the data is analysed using multiple regression statistical techniques. The study's results prove that efficiency positively and significantly affects members' interest in submitting website-based online financing products at the BMT AUM. Reliability, privacy, and fulfilment do not affect members' interest in applying for a website-based online financing product at BMT AUM. Responsiveness has a positive but insignificant effect on members' interest in applying for website-based online financing products at BMT AUM. Compliance positively and significantly affects members' interest in applying for website-based online financing products at BMT AUM.
{"title":"DIGITISATION’S IMPACT ON ISLAMIC FINANCIAL INSTITUTIONS: WEBSITE-BASED FINANCING SYSTEM SERVICES","authors":"Fourika Dela Putriana, Budi Sukardi, Fuad Dhiya Ul Husaen","doi":"10.52490/attijarah.v4i2.478","DOIUrl":"https://doi.org/10.52490/attijarah.v4i2.478","url":null,"abstract":"This study will examine the effect of efficiency, reliability, privacy, fulfilment, responsiveness, and compliance on members' interest in applying for website-based financing products at BMT Amanah Ummah (AUM) Sukoharjo Central Java, Indonesia. This research is quantitative; the data come from a questionnaire distributed to all sharia financing customers at BMT AUM, and the data is analysed using multiple regression statistical techniques. The study's results prove that efficiency positively and significantly affects members' interest in submitting website-based online financing products at the BMT AUM. Reliability, privacy, and fulfilment do not affect members' interest in applying for a website-based online financing product at BMT AUM. Responsiveness has a positive but insignificant effect on members' interest in applying for website-based online financing products at BMT AUM. Compliance positively and significantly affects members' interest in applying for website-based online financing products at BMT AUM.","PeriodicalId":354867,"journal":{"name":"AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116826137","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-08-01DOI: 10.52490/attijarah.v4i1.507
Reni Ria, Armayani Hasibuan, Anriza Witi, Nasution Politeknik, Negeri Medan, I. Muda
As for the ways and efforts to increase the number of workers at work, there may be several influencing factors including: UMP, GRDP, Investment, Inflation and Exports. The research was conducted to examine the number of workers absorbed in North Sumatra for the 2011-2020 period so that it can be studied. This type of data uses secondary data from BPS, Sakernas (National Labor Force Survey), and the Ministry of Manpower. The method was studied using a quantitative associative approach with multiple linear regression models assisted by the E-views 9.0 computer program. The results of data processing stated that the UMP, Investment and Export had a positive effect. GRDP and Inflation have a negative effect. positive and negative signs on each variable explain that a positive sign if there is an increase in each independent variable has an impact on the increase in the dependent variable and vice versa. Variables that are not significant are UMP, Investment, and Inflation. Meanwhile, the significant variables are GRDP and Exports.
{"title":"DETERMINANT ANALYSIS OF LABOR ABSORPTION IN NORTH SUMATRA","authors":"Reni Ria, Armayani Hasibuan, Anriza Witi, Nasution Politeknik, Negeri Medan, I. Muda","doi":"10.52490/attijarah.v4i1.507","DOIUrl":"https://doi.org/10.52490/attijarah.v4i1.507","url":null,"abstract":"As for the ways and efforts to increase the number of workers at work, there may be several influencing factors including: UMP, GRDP, Investment, Inflation and Exports. The research was conducted to examine the number of workers absorbed in North Sumatra for the 2011-2020 period so that it can be studied. This type of data uses secondary data from BPS, Sakernas (National Labor Force Survey), and the Ministry of Manpower. The method was studied using a quantitative associative approach with multiple linear regression models assisted by the E-views 9.0 computer program. The results of data processing stated that the UMP, Investment and Export had a positive effect. GRDP and Inflation have a negative effect. positive and negative signs on each variable explain that a positive sign if there is an increase in each independent variable has an impact on the increase in the dependent variable and vice versa. Variables that are not significant are UMP, Investment, and Inflation. Meanwhile, the significant variables are GRDP and Exports.","PeriodicalId":354867,"journal":{"name":"AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128029434","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-06-26DOI: 10.52490/attijarah.v4i1.431
Iain Palangka, Arif Mubarok, Faris Rafi, Asshiddik Ravieq
The peak of the increase in the collection of social funds by LAZ Nurul Fikri, Central Kalimantan, was when the forest fire disaster and caused smog that hit various areas in Central Kalimantan in 2016. LAZ Nurul Fikri is widely known both in Central Kalimantan itself and from outside the Central Kalimantan region. Since the outbreak of the pandemic, LAZ Nurul Fikri has experienced a decline in associations, but LAZ Nurul Fikri can still survive until now by making various changes to the zakat management strategy, especially the fundraising strategy. This study aims to determine the fundraising strategy of zakat funds implemented by LAZ Nurul Fikri Central Kalimantan. The research method used is qualitative-descriptive research, then the data is processed by triangulation method. The results of this study indicate that the LAZ Nurul Fikri strategy in Central Kalimantan is oriented to muzakki segmentation, and the collection system has undergone a change from direct fundraising, starting to shift to indirect fundraising since the pandemic. There are nine main fundraising strategies for LAZ Nurul Fikri, namely customer segment, value propositions, channels, revenue streams, customer relationships, key resources, key activities, key partnerships, cost structure.
加里曼丹中部地区LAZ Nurul Fikri的社会资金募集增加的高峰期是2016年加里曼丹中部地区发生森林火灾并引发雾霾的时候。LAZ Nurul Fikri在加里曼丹中部和加里曼丹中部地区以外都广为人知。自疫情爆发以来，LAZ Nurul Fikri的协会数量有所下降，但LAZ Nurul Fikri通过对天课管理策略，特别是筹款策略进行各种改变，仍然能够生存到现在。本研究旨在确定LAZ Nurul Fikri Central Kalimantan实施天课基金的筹款策略。研究方法采用定性-描述性研究，然后采用三角剖分法对数据进行处理。本研究结果表明，中加里曼丹省的LAZ Nurul Fikri战略以木札基分割为导向，大流行以来，收集制度经历了从直接筹集到间接筹集的转变。LAZ Nurul Fikri有九种主要的融资策略，即客户细分、价值主张、渠道、收入流、客户关系、关键资源、关键活动、关键合作伙伴关系、成本结构。
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