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SWOT ANALYSIS TO DETERMINE A COMPANY'S STRATEGY IN THE STATE OF THE COVID-19 PLAGUE IN XYZ COMPANY Swot分析,以确定公司的战略在COVID-19瘟疫在xyz公司的状态
Pub Date : 2021-09-30 DOI: 10.35719/jiep.v3i2.44
Safa’at, Nuzulul Fatimah, Muhammad Ali Ahmad
PT. XYZ is a company engaged in the field of readymix concrete. This study aims to determine the company's strategy in a covid-19 epidemic state, it is hoped that the company will be able to deal with it well. The method used is by interviewing employees in accordance with their fields and collecting the necessary documents, from the data are evaluated and then the strategy is prepared. From the results of the study concluded that with the SWOT analysis the company's position is located in quadrant 4.
XYZ是一家从事现拌混凝土领域的公司。本研究旨在确定公司在covid-19疫情状态下的策略,希望公司能够很好地应对。所使用的方法是根据员工的领域进行访谈,收集必要的文件,从数据进行评估,然后制定策略。从研究结果中得出结论,用SWOT分析该公司的位置位于象限4。
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引用次数: 2
Islamic Banking Education in Maqasid al-Mu'amalat’sPerspective 马卡西德·穆阿马拉特视角下的伊斯兰银行教育
Pub Date : 2021-09-30 DOI: 10.35719/jiep.v3i2.43
Oktaria Ardika Putri, Muhammad Solikhudin
Abstract: This article explains the role of tertiary education in Islamic banking in Indonesia with a review of maqa>s}id al-mu'a>mala>t. As known, the development of Islamic banking is still being pursued today. Accordingly, the public's need for an understanding of Islamic banking and the need for experts in the field of Islamic banking cannot be denied. Therefore, it requires experts who have graduated from the Islamic banking study program from universities, including the Kediri State Islamic Institute, to answer this challenge. The contribution of higher education in the Islamic banking study program to produce excellent graduates is an important thing that must be realized. Islamic banking education, when viewed by maqa>s}id al-mu'a>mala>t, it is known that real certainty is manifested, such as a comprehensive understanding of Islamic banking in terms of compliance with Islamic banking principles which includes compliance with the principles of Islamic banking. Sharia principles, prudential provisions, increased operational efficiency which will have an impact on high competitiveness and stability of the Islamic banking system as well as benefits to the economy. There is also a universal dimension, namely the general benefit between the government, Islamic financial institutions and the public.   Keywords: Education, Islamic Bank, Maqa>s}id al-Mu'a>mala>t. Abstrak: Artikel ini menerangkan peran pendidikan perguruan tinggi dalam perbankan syariah di Indonesia dengan tinjaun maqa>s}id al-mu’a>mala>t. Seperti diketahui, pengembangan perbankan syariah masih diupayakan sampai saat ini. Sesuai dengan itu, kebutuhan masyarakat terhadap pemahaman perbankan syariah serta kebutuhan tenaga ahli di bidang perbankan syariah tidak dapat dipungkiri. Oleh sebab itu, butuh tenaga ahli lulusan program studi perbankan syariah dari perguruan tinggi, termasuk Institut Agama Islam Negeri Kediri, untuk menjawab tantangan ini. Kontribusi pendidikan tinggi program studi perbankan syariah untuk melahirkan sarjana-sarjana yang unggul, merupakan hal penting yang harus direalisasikan. Pendidikan perbankan syariah, apabila ditinjau dengan maqa>s}id al-mu’a>mala>t, maka diketahui, terwujud kepastian yang nyata, seperti pemahaman yang menyeluruh tentang perbankan syariah dalam hal kepatuhan pada prinsip perbankan syariah yang meliputi kepatuhan pada prinsip-prinsip syariah, ketentuan kehati-hatian, peningkatan efisiensi operasional yang berdampak pada daya saing yang tinggi dan stabilitas sistem perbankan syariah serta kemanfaatan bagi perekonomian. Terwujud juga dimensi universal, yakni kemaslahatan umum antara pemerintah, lembaga keuangan syariah dan masyarakat.   Kata Kunci: Pendidikan, Bank Syariah, Maqa>s}id al-Mu’a>mala>t.
摘要:本文通过对maqa b> s}id al-mu'a>mala>t的回顾,解释了高等教育在印度尼西亚伊斯兰银行中的作用。众所周知,伊斯兰银行的发展至今仍在继续。因此,不能否认公众需要了解伊斯兰银行和需要伊斯兰银行领域的专家。因此,它需要从包括Kediri州立伊斯兰学院在内的大学毕业的伊斯兰银行研究项目的专家来应对这一挑战。高等教育在伊斯兰银行研究项目中对培养优秀毕业生的贡献是一件必须认识到的重要事情。从maqa b> s}id al-mu'a b> mala b> t的角度来看,伊斯兰银行教育体现了真正的确定性,例如在遵守伊斯兰银行原则方面对伊斯兰银行的全面理解,其中包括遵守伊斯兰银行原则。伊斯兰教法原则,审慎规定,提高业务效率,这将对伊斯兰银行系统的高竞争力和稳定性产生影响,并对经济产生好处。还有一个普遍的维度,即政府、伊斯兰金融机构和公众之间的普遍利益。关键词:教育,伊斯兰银行,Maqa b>, al-Mu'a b>, mala b>;摘要:Artikel ini menerangkan peran pendidikan perguran tinggi dalam perbankan syariah di Indonesia dengan tininjaun maqa bbb / s}id al-mu 'a bbb / mala bbb / t。我是说,我是说,我是说,我是说,我是说,我是说,我是说。我是说,我是说,我是说,我是说,我是说,我是说,我是说,我是说,我是说,我是说,我是说Oleh sebab itu,但tenaga ahli lulusan项目研究perbankan伊斯兰教,termasuk Agama Islam研究所Negeri Kediri, untuk menjawab tantanangan ini。Kontribusi pendidikan tinggi计划研究perbankan伊斯兰教untuk melahirkan sarjana-sarjana yang unggul, merupakan halting yang harus direalisasikan。Pendidikan perbankan syariah, apabila ditinjau dengan maqa b> mala b> t, maka diketahui, terwujud kepastian yang nyata, perpepemanmanman yang menyeluruh, tentenperbankan syariah dalam, kepatuhan paksip -prinsip - syariah, ketentuan kehatii -hatian, peningkatan efisiensi操作杨berdampak pakaddaya储蓄杨tinggi稳定系统perbankan syariah serta kmanfaatan bagi perekonomian。Terwujud juga dimensions universal, yakni kemaslahatan umum antara permerintah, lembaga keuangan syariah dan masyarakat。Kata Kunci: Pendidikan, Bank Syariah, Maqa b>}id al-Mu 'a b> mala b> t。
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引用次数: 0
DYANAMIC CAPABILITY PESANTREN ENTREPRENEUR 动态能力代表企业家
Pub Date : 2021-09-30 DOI: 10.35719/jiep.v3i2.45
Heri Cahyo Bagus Setiawan, Nur Hidayat, Beni Dwi Komara, Sukaris, Aries Kurniawan
The dynamic capabilities approach examines how organizations build and maintain their competitive position in situations of rapid and unpredictable organizational change. Teece (2008) states that the dynamic capability component involved in shaping (not just adjusting) the environment is an entrepreneurial characteristic. This means that an organization with strong dynamic capabilities is highly entrepreneurial. Where they not only adapt the business ecosystem, but also shape it through innovation and collaboration with other organizations or companies and institutions. Based on the background and several studies from the literature that the author reviewed, and the model contained in Figure 1 in this research report, the authors are interested in conducting a study of dynamic capabilities in relation to how to realize and develop entrepreneurship-based pesantren, or in this paper it is called as a pesantrenpreneur. A new concept that can be developed into a new theory about how pesantrenpreneurs are developed through dynamic capabilities. Furthermore, this study brings theoretical implications and directions for future research. Keywords: Dynamic Capabilities, Pesantrenpreneur  
动态能力方法研究组织如何在快速和不可预测的组织变化的情况下建立和保持其竞争地位。Teece(2008)指出,参与塑造(而不仅仅是调整)环境的动态能力成分是一种企业家特征。这意味着具有强大动态能力的组织具有高度的企业家精神。他们不仅要适应商业生态系统,还要通过创新和与其他组织、公司和机构的合作来塑造它。基于本文所查阅文献的背景和几项研究,以及本研究报告中图1所示的模型,笔者有兴趣对基于创业的创业企业家(本文将其称为创业企业家)如何实现和发展的动态能力进行研究。这是一个新的概念,可以发展成一个关于企业家如何通过动态能力发展的新理论。此外,本研究也为未来的研究提供了理论启示和方向。关键词:动态能力;创业家
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引用次数: 2
Optimizing Waqf Management for Demographic Bonus in Indonesia 优化印尼人口红利Waqf管理
Pub Date : 2021-09-30 DOI: 10.35719/jiep.v3i2.48
Dianidza Arodha, Ayman
Indonesia will in the demographic bonus which has a good and bad impact on economic development. Either impacts, Central Bureau of Statistics (BPS) of Indonesia launched that the latest data stated the amount of unemployed per February 2019 declined. The existence of productive waqf gives a great prospect to solve the negative impact of demographic bonus in Indonesia. Until now, the Indonesian government actives to promote a productive waqf as an instrument of economic welfare. Despite having a high potency, it still has many obstacles in its realization, likes low literary about productive waqf, human resources, etc.. both of them, demographic bonus and waqf can be synergized. Therefore, this study tries to explain the implementation of a government productive waqf in Indonesia. This paper finds a waqf linked Sukuk and micro waqf bank are the big potency can synergy with millennial in demographic bonus in Indonesia.  
印尼将在人口红利中对经济发展产生好坏的影响。印度尼西亚中央统计局(BPS)发布的最新数据显示,2019年2月的失业人数有所下降。生产性waqf的存在为印尼解决人口红利的负面影响提供了广阔的前景。直到现在,印尼政府积极推动生产waqf作为经济福利的工具。尽管它具有很高的潜力,但在实现过程中仍存在许多障碍,如生产力、人力资源等方面的文献较少。人口红利和waqf两者是可以协同的。因此,本研究试图解释政府生产性waqf在印度尼西亚的实施。本文发现,挂钩伊斯兰债券和小额信贷银行是印尼千禧一代在人口红利方面最大的潜力协同效应。
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引用次数: 0
THE INFLUENCE OF LEADERSHIP, WORK MOTIVATION AND COMPENSATION ON THE PERFORMANCE OF EMPLOYEES OF PT. JAVA-BALI PLANTATION HEAD OFFICE IN SURABAYA 领导、工作动机和薪酬对泗水爪哇峇里种植园总部员工绩效的影响
Pub Date : 2021-09-30 DOI: 10.35719/jiep.v3i2.53
Rismawati Sitepu, Ilham, Martin Zebua, Emmywati, Noneng R S, BambangSri Wibowo
This study aims to examine and determine the relationship between leadership, motivation, and compensation for employee performance at PT. Generation of Java-Bali Headquarters in Surabaya. With the results of the study as follows: 1. Based on the data in the table above, the calculated t value of 3,876. Because the value of t count 3.876) and the probability value of significance (0.00 <0.05) then H0 is rejected and Ha is accepted. This means that leadership partially has a significant effect on the performance of PT. Surabaya Java-Bali generation. 2. Based on the t table of 0.291. So that t count f table (35,669> 2.81) then Ho is rejected and Ha is accepted, which means. L eadership, work motivation, and compensation simultaneously have a significant effect on the performance of the employees of PT. Surabaya Java-Bali generation.
本研究旨在研究并确定泗水爪哇-巴厘岛总部PT. Generation员工绩效的领导、动机和薪酬之间的关系。研究结果如下:1。根据上表中的数据,计算出t值为3876。由于t的值为3.876),显著性概率值为0.00(表(35,669> 2.81),则Ho被拒绝,Ha被接受,这意味着。L型领导、工作动机和薪酬同时对PT.泗水爪哇-巴厘岛一代员工的绩效有显著影响。
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引用次数: 0
A SEGMENTATION OF LIFESTYLE OF S1 STUDENTS FACULTY OF ISLAMIC ECONOMICS AND BUSINESS UNIVERSITY OF ISLAM KIAI HAJI ACHMAD SIDDIQ JEMBER 伊斯兰大学伊斯兰经济与商业学院s1名学生生活方式的细分
Pub Date : 2021-09-30 DOI: 10.35719/jiep.v3i2.47
M. Mirza
ABSTRACT             Segmentation is not only used by companies in determining policies to dominate the market, but segmentation is able to provide an overview or information on human lifestyles, especially students of the Faculty of Economics and Islamic Business at Kiai Haji Achmad Siddiq State Islamic University Jember. In the world of education, segmentation is able to provide information about students, then the information will be used to compile academic programs that have the essence of the character of students.             This research uses action research methods or action testing without research, that is, researchers do not carry out systematic research according to the rules of research methodology. This is because the researcher is a lecturer at the Faculty of Economics and Islamic Business at the State Islamic University of Kiai Haji Achmad Siddiq Jember. In this study, students of the Faculty of Economics and Islamic Business have three criteria or segments, namely dynamic students, identity seeking students and conservative students.  
细分不仅是公司在确定政策以主导市场时使用的,而且细分能够提供对人类生活方式的概述或信息,特别是吉埃哈吉艾哈迈德西迪克州立伊斯兰大学经济和伊斯兰商业学院的学生。在教育领域,细分能够提供关于学生的信息,然后将这些信息用于编写具有学生本质特征的学术课程。本研究采用行动研究方法或行动测试而不进行研究,即研究者没有按照研究方法论的规则进行系统的研究。这是因为该研究人员是吉埃哈吉·艾哈迈德·西迪克·贾贝尔国立伊斯兰大学经济和伊斯兰商业学院的讲师。在本研究中,经济与伊斯兰商业学院的学生有三个标准或细分,即动态学生,身份寻求学生和保守学生。
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引用次数: 1
ANALYSIS OF PRODUCT AND CULTURAL DIVERSITY AS AN OPPORTUNITY TO INCREASE MARKET EXPANSION FROM SHOCKED MARKETS TO E.COMMERCE AT MASJID AL-FALAH SURABAYA 分析产品和文化多样性作为增加市场扩张的机会,从震惊市场到电子商务在清真寺法拉泗水
Pub Date : 2021-09-30 DOI: 10.35719/jiep.v3i2.55
Noneng. R.Sukatmadiredja, Emmywati, Iwang Suwangsih, Nuzulul Fatimah
Analysis of product and cultural diversity as an opportunity to increase market expansion in shock markets towards E.Commerce at Masjid Al-Falah Surabaya", aims to analyze the opportunities created by the shock market to market opportunities with E.Commerse the market was shocked to become a digital market, namely E .commerce. The study was conducted at Masjid Al = Falah Surabaya with an unknown population, with a random sample of 40 respondents. Analysis of data by analyzing, purchasing activities caused by product diversity and cultural factors, these two variables can influence purchasing decisions, purchasing decisions can be increased repurchase through e.Commerce. The results showed that respondents who decided to buy were divided into buying because there were 26 respondents equal to 65%, respondents who did not buy 0, while 14 respondents who had impulse buying were equal to 35%. Whereas respondents bought goods because the quality of the product varied some 34 respondents, equivalent to 85%, respondents who bought because it was by the type of product were 32 respondents equal to 80%, while respondents bought because the price was cheaper were 37 respondents, equivalent to 92.5%, buying because the culture was 100%, whereas because of the sub-culture there are 8 respondents, namely 2%, while the social class of almost all social classes buys means 100%. The analysis of market increase can be seen from buyers who carry out repurchases, this can be seen from there are 11 respondents equivalent to 27.5% through electronic media, either WA, Instagram, or COD. It can be concluded that opportunities can be taken from the traditional market shock to the E.Commerce market.
分析产品和文化多样性作为一个机会,以增加市场扩张的冲击市场对电子商务在Masjid Al-Falah泗水”,旨在分析冲击市场创造的机会,以市场的机会与电子商务的冲击市场成为一个数字市场,即电子商务。该研究在泗水清真寺(Masjid Al = Falah Surabaya)进行,调查对象不详,随机抽取了40名受访者。通过对数据的分析分析,购买活动受到产品多样性和文化因素的影响,这两个变量可以影响购买决策,可以通过电子商务增加购买决策的再购买。结果显示,决定购买的受访者分为购买的26人占65%,没有购买的受访者为0人,而冲动购买的14人占35%。而受访者因产品质量不同而购买商品的受访者约有34人,相当于85%,因产品种类不同而购买的受访者有32人,相当于80%,而因价格较便宜而购买的受访者有37人,相当于92.5%,因文化而购买的受访者为100%,而因亚文化而购买的受访者有8人,即2%,而几乎所有社会阶层的社会阶层购买意味着100%。市场增长的分析可以从进行回购的买家身上看到,这可以从11名受访者中看到,相当于27.5%的受访者通过电子媒体,无论是WA, Instagram还是COD。由此可以得出结论,传统的市场冲击可以给电子商务市场带来机会。
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引用次数: 1
THE IMPACT OF IMPLEMENTATION OF A JOINT LIABILITY SYSTEM ON MEMBER BEHAVIOR 实行连带责任制对会员行为的影响
Pub Date : 2021-02-27 DOI: 10.35719/jiep.v3i1.41
Iwang Suwangsih, Nuzulul Fatimah, Noneng Rukayah Sukatmadiredja, Emmywati
This study analyzes the impact of the consistent implementation of a joint liability system in cooperative life. This research uses descriptive qualitative research methods using in- depth interview techniques which are then carried out by open coding to find patterns and theories related to the results of the interviews. As said by Miles & Huberman (1992: 19) there are three stages that must be done in analyzing qualitative research data, namely (1) data reduction; (2) exposure data (data display); and (3) drawing conclusions and verification (conclusion drawing / verifying). The results of the analysis of this study that have been carried out, explain that cooperative members who implement and obey the rules that exist in joint liability cooperatives unconsciously have an impact on their behavior changes, they have discipline and a high sense of solidarity towards other members.
本研究分析了在合作生活中一致实行连带责任制的影响。本研究采用描述性定性研究方法,采用深度访谈技术,然后通过开放编码进行,以发现与访谈结果相关的模式和理论。正如Miles & Huberman(1992: 19)所说,在分析定性研究数据时必须完成三个阶段,即(1)数据还原;(2)曝光数据(数据显示);(3)得出结论和验证(得出结论/验证)。本研究已进行的分析结果说明,合作社成员执行和遵守共同责任合作社中存在的规则,在不自觉的情况下对其行为变化产生了影响,他们对其他成员具有纪律性和高度的团结意识。
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引用次数: 2
UNDERSTANDING OF ISLAMIC STUDIES THROUGH SHARIA ECONOMICS PERSPECTIVE IN INDONESIA 从印尼伊斯兰教经济学的角度理解伊斯兰教研究
Pub Date : 2021-02-27 DOI: 10.35719/jiep.v3i1.25
Hendri Hermawan Adinugraha, Ali Muhtarom
The existence of religions now required to be actively involved in solving the problems facing by mankind. One of the problems faced is the interaction with the modern economy. One of the approaches that can be developed for discussion of Islamic studies is Sharia Economics perspective. This research aims to describe the implementation of Sharia Economics perspective in order to understand Islamic studies. Research methods in this research use literature research from both national and international journals and books related to the topic. Ideally, the Sharia Economics approach should be integrative and interdisciplinary. Integrative method seeks to combine the revelation and ra’y in economic studies to understand Islam from the economic aspect. While the method of interdisciplinary attempt to approach it with a wide range of disciplines such as economics, politics, law, history, so that produce a comprehensive study and relevant to the happening facts/phenomena.
宗教的存在现在要求积极参与解决人类面临的问题。面临的问题之一是与现代经济的互动。讨论伊斯兰研究的方法之一是伊斯兰教经济学的观点。本研究旨在描述伊斯兰教经济学视角的实施,以了解伊斯兰教研究。本研究的研究方法采用与本课题相关的国内外期刊和书籍的文献研究。理想情况下,伊斯兰教经济学的方法应该是综合的和跨学科的。综合方法力求将经济学研究中的启示与真理结合起来,从经济学的角度认识伊斯兰教。而跨学科的方法则试图用广泛的学科如经济学、政治学、法学、历史学来接近它,从而产生一个全面的研究和相关的正在发生的事实/现象。
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引用次数: 2
THE POLEMIC OF CHARGING INTEREST (RIBA) AMOUNG CONVENTIONAL BANK EMPLOYEES 传统银行员工对收取利息(riba)的争论
Pub Date : 2021-02-27 DOI: 10.35719/jiep.v3i1.40
Nanang Bagus Setiawan, Aries Kurniawan, Ilham, Beni Dwi Komara, Nuzulul Fatimah, Tatag Herbayu Latukismo, Heri Cahyo Bagus Setiawan, Riyan Sisiawan Putra
This study aims to determine the polemic experienced by a number of conventional bank employees, who know and realize that bank interest is usury or who still believe that bank interest is not usury, because they are only employees who work in banking companies and do not practice usury individually. per individual. From the two attitudes of banking employees in responding to the bank interest usury mentioned above, the study will focus on employees who have the attitude that bank interest is usury, while those who have the opposite attitude are clearly not going to take action to resign from their office. After focusing on anti-anti rip banking employees, it was found that them there were several obstacles to resigning, the first obstacle was internal, namely the lack of support from the family, both the nuclear family and the extended family, while the second obstacle was the repayment of employee loans that they enjoyed before knowing. and realize that bank interest is charging interest or usury (riba). Of the two obstacles or resign constraints will lead to further attitudes for a number of these employees. The attitude of a number of employees who have not received family support, some continue to return to work in a professional manner and some work just to abort their obligations or in other words work not seriously because they are not in accordance with their conscience. While the attitudes of a number of employees who are still in debt are more varied in attitude, some of them continue to work as usual while waiting for the right moment to pay off their debts, some are still working even though half-heartedly while trying to find a way out so that their debts can be paid off. and some of them are unanimously determined to leave office immediately or borrow a term in the military world, namely by deserting or leaving work by temporarily leaving the debt unpaid, even though they plan to pay it off at a later date. This study used a qualitative research method, namely the collection of in-depth interview data with former employees and active banking employees. Researchers also conducted focus group discussions / FGDs (Forum Group Discussion) among bank employees who were anti-microbial but still active and former bank employees who had resigned. As a result, there are five attitudes of banking employees in facing the resignation polemic due to bank interest rates in Indonesia. First, employees return to work professionally because they still get salaries from banking companies. Second, employees work only to abort obligations because they are not in accordance with their conscience. Third, employees who are still in debt continue to work professionally while looking for a way to pay off their debts. Fourth, employees who work half-heartedly while looking for ways to pay off loans. Fifth, if their resignation application by leaving debt and willing to pay off in installments is refused by the office, they prefer to leave the com
本研究旨在确定一些传统银行员工所经历的争论,他们知道并意识到银行利息是高利贷,或者仍然认为银行利息不是高利贷,因为他们只是在银行公司工作的员工,并没有单独实践高利贷。每一个人。从上述银行员工应对银行利息高利贷的两种态度来看,本研究将重点关注那些持银行利息是高利贷态度的员工,而持相反态度的员工显然不会采取辞职的行动。在对反拆银行员工进行关注后发现,他们的辞职有几个障碍,第一个障碍是内部的,即缺乏家庭的支持,无论是核心家庭还是大家庭,第二个障碍是他们在不知情的情况下享受的员工贷款的偿还。并认识到银行利息是收取利息或高利贷(riba)。这两个障碍或辞职的限制将导致这些员工进一步的态度。一些没有得到家庭支持的员工的态度,有些人继续以专业的方式重返工作岗位,有些人只是为了放弃他们的义务,或者换句话说,工作不认真,因为他们不符合他们的良心。而一些仍然负债的员工的态度则更加多样化,他们中的一些人继续像往常一样工作,等待合适的时机来偿还债务,有些人仍然半心半意地工作,同时试图找到一条出路来偿还债务。他们中的一些人一致决定立即离职,或者借用军事界的术语,即逃兵或暂时不偿还债务而离开工作,尽管他们计划在晚些时候还清债务。本研究采用定性研究方法,即对银行离职员工和在职员工进行深度访谈。研究人员还在抗菌但仍然活跃的银行员工和辞职的前银行员工之间进行了焦点小组讨论/ fgd(论坛小组讨论)。因此,面对印尼银行利率引发的辞职风波,银行员工有五种态度。首先,员工重返专业工作岗位,因为他们仍然从银行公司领取工资。第二,员工工作只是为了放弃义务,因为他们不符合自己的良心。第三,仍然负债的员工继续专业工作,同时寻找偿还债务的方法。第四,员工一边工作一边寻找偿还贷款的方法。第五,如果他们以留下债务并愿意分期偿还的方式提出的辞职申请被办公室拒绝,他们更愿意单方面离开公司或倒闭。
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引用次数: 0
期刊
Journal of Islamic Economics Perspectives
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