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Kretanje osobne potrošnje na primjeru odabranih članica EU-a 例如,选定欧盟成员国的个人消费变动
IF 0.4 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2019-05-13 DOI: 10.31784/zvr.7.1.17
Vesna Buterin, Nela Vlahinic Lenz, Natalija Mihaljević
Personal consumption is the largest macroeconomic aggregate with a largeimpact on economic trends and a share of GDP of about 60%. The aim of this paper was to determine whether there are significant differences inthe movement and structure of personal consumption in Croatia and the two new EU members - the Czech Republic and Romania and to establish patterns of changes in personal consumption in the named countries. The analysis confirmed a strong correlation between personal consumption andGDP, and this correlation is stronger in Romania, where the direction of these two rates of change almost coincides. The previous confirms personal consumption as an important category to be taken into account when adopting macroeconomic policies. The analysis, also, showed that the share of personal consumption in GDP is the smallest in the Czech Republic, suggesting that there are some other Czech economy drivers, primarily investment and net exports. Given that the Czech Republic and Croatia are small and open economies comparable to the level of development, and considering that the Czech economy growth is considerably higher than in Croatia, it can be concluded that the model of economic growth in the Czech Republic is better and more sustainable in the long run. The model of economic growth relying on personal consumption as a generator of aggregate demand is not a model that can ensure sustainable GDP growth in Croatia, especially in terms of population decrease. It is, therefore, necessary to provide a stimulating institutional framework for the growth of domestic and foreign investments and greater export orientation.
个人消费是最大的宏观经济总量,对经济趋势有很大影响,占GDP的比重约为60%。本文的目的是确定克罗地亚和两个新欧盟成员国捷克共和国和罗马尼亚的个人消费运动和结构是否存在显著差异,并建立上述国家个人消费变化的模式。分析证实了个人消费和gdp之间的强烈相关性,这种相关性在罗马尼亚更强,这两种变化速度的方向几乎一致。前一项调查证实,在采取宏观经济政策时,个人消费是一个需要考虑的重要类别。分析还显示,捷克共和国的个人消费占GDP的比例最小,这表明捷克还有其他一些经济驱动因素,主要是投资和净出口。鉴于捷克共和国和克罗地亚都是与发展水平相当的小型开放经济体,并且考虑到捷克的经济增长明显高于克罗地亚,可以得出结论,捷克共和国的经济增长模式更好,从长远来看更具可持续性。依靠个人消费作为总需求的产生者的经济增长模式不是一种能够确保克罗地亚国内总产值可持续增长的模式,特别是在人口减少方面。因此,有必要为国内和外国投资的增长和更大的出口导向提供一个刺激性的体制框架。
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引用次数: 0
Macroeconomic impact onstock returns in the Croatian hospitalityindustry 宏观经济对克罗地亚酒店业股票回报的影响
IF 0.4 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2019-05-13 DOI: 10.31784/zvr.7.1.2
S. Bogdan
Tourism is one of the most important sectors in the Republic of Croatia.It plays a significant role in its economic development. This research investigates whether the macro-variables have an impact on the stock returns in the hospitality industry. The focus of the work consists in causality relationship between four macro variables (consumer price index, industrial production, exchange rate and number of tourist arrivals) and a stock index composed of Croatian hospitality companies. After applying Granger-causality tests based on the VAR methodology, results suggest that only consumer price index Granger-cause stock returns in the hospitality industry in the observed period from July 2008 to July 2018. Further analysis through impulse response function indicates that the impulse responses of inflation meet expectations in terms of the direction of impact. In the second month, stock prices react negatively to shock, implying that higher inflation causes negative stock price returns. After applying the variance decomposition method, a very low explanatory power of consumer price index on stock returns in the hospitality industry was revealed. This paper contributesto the existing literature on the topic of the impact of macro-economicvariables on hospitality stock returns by extending the scope to Croatia and by testing a different set of variables compared to those from previous studies.
旅游业是克罗地亚共和国最重要的部门之一。它在其经济发展中发挥着重要作用。本研究探讨宏观变量是否对酒店业股票收益有影响。研究的重点是四个宏观变量(消费者价格指数、工业生产、汇率和游客人数)与克罗地亚酒店公司股票指数之间的因果关系。应用基于VAR方法的格兰杰因果检验后,结果表明,在2008年7月至2018年7月的观察期间,酒店业只有消费者价格指数格兰杰导致股票回报。通过脉冲响应函数进一步分析表明,通货膨胀的脉冲响应在影响方向上符合预期。在第二个月,股价对冲击的反应为负,这意味着更高的通货膨胀导致负的股价回报。运用方差分解方法,发现消费物价指数对酒店业股票收益的解释能力很低。本文通过将宏观经济变量对酒店股票回报的影响这一主题的现有文献扩展到克罗地亚,并通过测试与先前研究相比不同的一组变量,对这一主题做出了贡献。
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引用次数: 2
Učinci sustava osiguranja depozita na bankovni rizik Učinci sustava osiguranja depozita na bankovni rizik
IF 0.4 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2019-05-13 DOI: 10.31784/zvr.7.1.13
Stella Suljić Nikolaj, Bojana Olgić Draženović, Saša Drezgić
Bankovna stabilnost temelji se na povjerenju deponenata u bankovne institucije i cjelokupni bankovni sustav. Jedna od bazičnih mjera koje osiguravaju navedeno je sustav osiguranja depozita kao sastavni dio sigurnosne mreže svakog financijskog sustava. Njegova važnost posebno dolazi do izražaja u uvjetima nestabilnosti i kriza, dok se u tzv. „dobrim vremenima“ podcjenjuju brojni pozitivni učinci. Ipak, sustav osiguranja depozita rezultira i negativnim posljedicama u smislu većeg preuzimanja rizika od strane banaka, smanjenja tržišne discipline, problema moralnog hazarda i negativne selekcije te problema principala iagenta. Cilj rada je ispitati učinke sustava osiguranja depozita na bankovnu stabilnost u tri razdoblja: prije globalne financijske krize, za trajanja krize i nakon krize. Bankovna stabilnost aproksimirana je mjerama bankovnog rizika (z-score, nenaplativi krediti u ukupnim kreditima). Istraživanjem su obuhvaćene sve vrste kreditnih institucija (ukupno 1 453) zemalja članica EU-a i odabranih država JI Europe. Analiza je provedena dinamičkom panel analizom - GMM Arellano-Bond (AB) procjeniteljem u dva koraka. Rezultati empirijske analize ukazuju kako djelovanje sustava osiguranja depozita na bankovnu stabilnost mjerenu bankovnim rizikom ovisi o pojedinim obilježjima (karakteristikama) sustava odnosno o primijenjenom dizajnu sustava s obzirom na institucionalne, povijesne i pravne razlike među zemljama.
银行业的稳定建立在存款对银行机构和整个银行系统的信任之上。确保存款安全系统成为每个金融系统安全网络的组成部分的基本措施之一。特别是,他的重要性体现在所谓的不稳定和危机方面。”多臂vremenima然而,存款保险制度在增加银行风险、降低市场纪律、道德风险和负面选择以及老龄化原则问题方面造成了负面后果。本研究的目的是考察存款制度对三个时期银行稳定的影响:在全球金融危机之前以及危机期间和危机之后的危机。银行业稳定性近似于银行业风险度量(z分数,未偿还贷款占总贷款的比例)。研究对象包括欧盟和选定的JI欧洲国家的各类信贷机构(共1453家)。该分析由一个动态面板分析——GMM Arellano Bond(AB)评估师分两步进行。实证分析结果表明,考虑到各国之间的制度、历史和法律差异,以银行风险衡量的存款制度对银行稳定性的作用取决于所采用制度的个人特征。
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引用次数: 1
Analysis of youthprofessional orientation in the Republic of Croatia 克罗地亚共和国青年职业定位分析
IF 0.4 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2019-05-13 DOI: 10.31784/zvr.7.1.8
Ozren Rafajac
By using various scientific methods, including methods of survey (N=996)and methods of descriptive and inferential statistics, this research tries to explore how many young people in the Republic of Croatia need help in professional orientation and how they choose their professions. Given that only 21.9% of the respondents are completely confident in what their vocation will be, while 41.7% of them estimate they will havemiddle, low or very low ability to find jobs in occupations they have chosen. The research suggests that a large number of young people in theRepublic of Croatia need services of professional orientation. The mostimportant factors that motivate young people to choose a specific career are personal interest for that profession, opportunity to have fun, personal talent and an opportunity to meet new and interesting people. Interestingly, a good salary, possibility to travel and opportunity for a fast employment are only partially important factors. Although the Croatian educational system provides a satisfactory level of preparation in both, theoretical knowledge and practical skills relevant to the professions that young people want to deal with, the conducted research suggests there is a place for substantial improvements, especially in vocational education and training (VET) services that support more opportunities for learning of practical skills.
通过使用各种科学方法,包括调查方法(N=996)和描述性和推断性统计方法,本研究试图探讨克罗地亚共和国有多少年轻人在职业定位方面需要帮助以及他们如何选择职业。考虑到只有21.9%的受访者对自己的职业完全有信心,而41.7%的受访者估计他们在自己选择的职业中找到工作的能力将处于中等、较低或非常低的水平。研究表明,克罗地亚共和国的大量年轻人需要专业导向的服务。激励年轻人选择特定职业的最重要因素是对该职业的个人兴趣、获得乐趣的机会、个人才能以及结识有趣的新朋友的机会。有趣的是,良好的薪水、旅行的可能性和快速就业的机会只是部分重要因素。虽然克罗地亚的教育系统在理论知识和与年轻人想要从事的职业相关的实践技能方面提供了令人满意的准备水平,但所进行的研究表明,仍有实质性改进的地方,特别是在职业教育和培训(VET)服务方面,为学习实用技能提供了更多机会。
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引用次数: 1
Defining evidence-based marketing strategies for wine producers and wine touristdestinations 为葡萄酒生产商和葡萄酒旅游目的地制定循证营销策略
IF 0.4 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2019-01-01 DOI: 10.31784/ZVR.7.1.26
Maurizio Droli, Tiziana Sarnari, L. Bašan
The Total Antioxidant Index (TAA-I) can be viewed as a wine added value, for which consumers are willing to pay, and as a determinant in developing successful differentiated marketing strategies. This interdisciplinary study aims to harness potentials existing in an evidence-based wine TAA-I and territorial data on wine production. According to the Resource Based Theory (RBT), only above-average performances identify valuable resources. By applying the theory, data on regional areas planted with vines as well as a seminal study ranking thirteen selected Italian wines based on their TAA-I have been analyzed. Wine growing vocation represents a valuable resource only in six out of twenty Italian regions. Eleven vine areas of origin can be assumed as being important, especially in Northern and Central Italy. The TAA-I positions achieved by selected wines are far from being expressed, and thus promoted, by adopting labels based on production traditions. The 1997 sample database adopted by this study needs to be updated with a more recent one and expanded in further researches. Thus, researches of evidencebased marketing, thus hidden and objective quality attributes of wine, are needed and urgent but still in their infancy. Results obtained by this study allow decision makers to set-up a RBT-rooted benchmark system connecting biomedical studies, economic and marketing studies.
总抗氧化指数(TAA-I)可以被视为葡萄酒的附加值,消费者愿意为此付费,也是制定成功的差异化营销策略的决定因素。这项跨学科的研究旨在利用现有的潜力,以证据为基础的葡萄酒TAA-I和葡萄酒生产的领土数据。根据资源基础理论(Resource Based Theory, RBT),只有高于平均水平的绩效才能识别出有价值的资源。通过应用这一理论,对种植葡萄的区域数据以及一项基于TAA-I对13种选定的意大利葡萄酒进行排名的开创性研究进行了分析。在意大利的20个地区中,只有6个地区的葡萄酒种植行业是一种有价值的资源。11个葡萄产地可以被认为是重要的,特别是在意大利北部和中部。通过采用基于生产传统的标签,选定的葡萄酒所取得的TAA-I地位远远没有得到表达,因此也没有得到提升。本研究采用的1997年样本数据库需要更新为较新的样本数据库,并在进一步的研究中加以扩展。因此,对葡萄酒隐藏的客观品质属性的循证营销研究是迫切需要的,但还处于起步阶段。本研究的结果允许决策者建立一个基于rbt的基准系统,将生物医学研究、经济研究和市场营销研究联系起来。
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引用次数: 0
The importance ofunderstanding the connection between the characteristics and motivation ofvisitors 理解访客特征和动机之间联系的重要性
IF 0.4 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2019-01-01 DOI: 10.31784/zvr.7.1.6
I. Milohnić, Ivana Licul, Ivona Predović
The purpose of this paper is to examine the characteristics and motivations of event visitors. The goals are to systematically identify socio-demographic characteristics of visitors to tourist events and identify key motivation for visiting tourist events. In addition, the research aims to investigate the correlation between the socio-demographic characteristics of visitors and their motivations for visiting a tourist event. The research was conducted among the visitors of a tourist event (103 respondents), using the survey method and a pre-designed structured questionnaire. The survey was conducted in April 2017, during the duration of an event which is held every year in the city of Zagreb in the Republic of Croatia. The results of the conducted research have shown significant differences between the different socio-demographic characteristics of the respondents and their motivations. Thus, women are more highly motivated by a desire for cultural experiences (34%), while men are motivated the most by curiosity/desire for new experiences (45%). Furthermore, correlation analysis has led to the conclusion that there is a significant correlation between motivation domains and the socio-demographic characteristics of respondents (gender, age and education). Understanding the visitors’ characteristics and event motivations could serve as a useful tool for event managers. It could help them to develop and manage events, with the aim of improving the event offering to meet the needs and demands of different visitors. Given the growing importance of events as an enrichment element of the tourism offering, this research can contribute to the advancement of knowledge in this field.
本文的目的是研究活动访问者的特征和动机。目标是系统地确定旅游事件游客的社会人口特征,并确定参观旅游事件的关键动机。此外,本研究旨在探讨游客的社会人口学特征与他们参观旅游事件的动机之间的相关性。本研究是在一次旅游活动的游客中(103名受访者)进行的,采用调查方法和预先设计的结构化问卷。该调查于2017年4月在克罗地亚共和国萨格勒布市每年举行的一次活动期间进行。所进行的研究结果显示,受访者的不同社会人口特征及其动机之间存在显著差异。因此,女性对文化体验的渴望更有动力(34%),而男性最大的动力是好奇心/对新体验的渴望(45%)。此外,相关分析还得出动机域与被调查者的社会人口学特征(性别、年龄和教育程度)之间存在显著相关的结论。了解访客的特征和活动动机可以作为活动管理者的有用工具。它可以帮助他们开发和管理活动,以改善活动提供,以满足不同游客的需求和要求。鉴于活动作为旅游产品的丰富元素的重要性日益增加,这项研究可以促进这一领域知识的进步。
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引用次数: 2
Utječe li tehnika visokeprepreke na rezultate web-ispitivanja? 该技术是否会影响网络研究的结果?
IF 0.4 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2019-01-01 DOI: 10.31784/zvr.7.1.1
Marko Maliković, Domagoj Švegar
Tehnika visoke prepreke jedna je od strategija kontrole odustajanja ispitanika od web-ispitivanja. Tehnikom visoke prepreke pokušava se umjetno i namjerno izazvanim zastojem u učitavanju početne stranice web-upitnika izazvati što ranije odustajanje manje motiviranih ispitanika. Dakle, očekuje se da će oni ispitanici koji unatoč čekanju nastave s ispunjavanjem upitnika biti motiviraniji, a time i da će njihovi odgovori biti više kvalitete. Do sada je objavljeno vrlo malo istraživanja i radova na temu korisnosti tehnike visoke prepreke (i sličnih tehnika), a dobiveni su rezultati nejasni i/ili međusobno oprečni. U ovom je članku opisano istraživanje koje se bavi utjecajem tehnike visoke prepreke na rezultate web-ispitivanja na uzorku od 235 studentica i studenata Filozofskog fakulteta u Rijeci. Primijenjen je web-upitnik općih stavova prema internetu. Konkretno, korištene su dvije inačice web-upitnika; jedna sa zastojem u učitavanju početne stranice, kao eksperimentalni uvjet, i jedna bez zastoja, za kontrolu. Ustanovljeni su efekti zastoja na odustajanje sudionika, ali ne i na sadržaj odgovora ni na brzinu odgovaranja. Primjena zastoja rezultirala je značajnim smanjenjem broja ispitanika koji započinju odgovarati na upitnik. No, s obzirom na to da ispitanici koji usprkos zastoju započnu odgovarati na upitnik u značajno većem postotku ispunjavaju upitnik do kraja u odnosu na ispitanike iz kontrolne skupine, broj se u cijelosti ispunjenih upitnika u konačnici nije razlikovao među skupinama.
高屏障技术是监测受试者退出网络学习的策略之一。高障碍技术试图为阅读网络问卷的初始页面制造一个人为和故意的障碍,以挑战动机较低的受试者的早期退出。因此,尽管在等待进一步的问卷调查,但这些问卷预计会更有动力,他们的回答也会更合格。到目前为止,已经发表了一项关于使用高屏障技术(和类似技术)的非常小的研究和工作,结果尚不清楚和/或准确。本文描述了高科技壁垒研究对罗马哲学大学235名学生和学生的研究结果的影响。已经使用了用于一般Internet视图的web浏览器。特别是使用了两个网站;jedna sa zastojem učitavanju početne stranice,kao eksperementalni uvjet,i jedna bez zastoja,za kontrolu。阻止参与者辞职的效果已经确定,但答案的内容或反应的速度尚未确定。停止的应用导致开始回答问卷的受试者数量显著减少。然而,考虑到停止回答的受试者在问卷中所占比例大幅增加,截至问卷结束时,完成的问卷总数在各组之间没有区别。
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引用次数: 0
Florni sastav suhog travnjaka na području Rudine 鲁丁干草的花组成
IF 0.4 Q3 SOCIAL SCIENCES, INTERDISCIPLINARY Pub Date : 2019-01-01 DOI: 10.31784/zvr.7.1.23
D. Zima, Edita Štefanić, Vesna Kovačević
Na blago valovitim istočnim obroncima Psunja razvijeni su suhi brdski travnjaci, koji predstavljaju jedan od najugroženijih oblika vegetacije, a bili su predmet ovog istraživanja. Teren je blago nagnut prema jugoistoku, južne je ekspozicije, nadmorska visina oko 400 m. Cilj istraživanja bio je utvrditi brojnost i raznolikost samonikle vaskularne flore travnjaka na području Rudine. Floristička istraživanja vršena su 2003., 2008., 2016. i 2017. godine. Na površini od oko 2500 m2 popisane su i determinirane biljne svojte, određena njihova pripadnost porodicama, flornim elementima i životnim oblicima. Zabilježeno je 186 biljnih svojti vaskularne flore unutar 46 porodica i 134 roda. Izvršena je taksonomska, ekološka i fitogeološka analiza. Taksonomska analiza ukazuje da golosjemenjača ima 2 vrste (1,08 %), dvosupnica 155 vrsta (83,33 %), a jednosupnica 29 vrsta (15,59 %). Analiza životnih oblika pokazuje da su najviše zastupljeni hemikriptofiti sa 113 vrsta (60,75 %) i terofiti s 29 vrsta (15,59 %). U fitogeografskoj analizi dominiraju biljke euroazijskog flornog elementa sa 63 vrste (33,87 %) i biljke široke rasprostranjenosti s 38 vrsta (20,43 %). Fitocenološka analiza florističkog sastava pokazuje da ovi travnjaci čine prijelazni položaj između razreda Festuco-Brometea i Molinio-Arrhenatheretea, odnosno da pokazuju prijelazni položaj između redova Festucetalia valesiacae, Brometalia erecti i Arrhenatheretalia.
在普森贾东部最富裕的山谷中,生长着干燥的山坡树木,这是最濒危的植被形式之一,也是这项研究的主题。Teren je blago nagnut prema jugoistoku,južne je ekspozicije,nadmorska visina oko 400米。Cilj istraživanja bio je utvrditi brojnost i raznolikost samonikle vaskularneflore travnjaka na području Rudine。2003年、2008年、2016年进行的花店研究。2017年。戈丁。在约2500平方米的地表上,植物由其家族、花卉元素和生命形式进行描述和确定。共观察到维管植物区系46科134科186种。进行了分类学、生态学和植物学分析。分类学分析表明,鹅雄虫有2个种(1.08%),2个亚类155种(83.33%),1个亚类29种(15.59%)。动物分析表明,113种(60.75%)和29种热生植物(15.59%)的代表性最高。在植物志分析中,欧洲花卉元素的植物由63种(33.87%)和38种(20.43%)组成。植物区系组成的植物学分析表明,这些植物在Festuco Bromete和Molinio Arrhenatherete类之间是过渡的,并证明了Festucetalia valesic、Brometalia eresti和Arrhenatheria行之间的过渡位置。
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引用次数: 0
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Zbornik Veleucilista u Rijeci-Journal of the Polytechnics of Rijeka
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