Penelitian ini bertujuan untuk mengetahui apakah variabel risiko keuangan berpengaruhparsial terhadapprofitabilitas, apakah variabel efisiensi operasional berpengaruh parsial terhadap profitabilitas, dan apakah variabel risikokeuangan dan variabel efisiensi operasional berpengaruh secara simultan terhadapprofitabilitas. Pengumpulan data ini menggunakan datasekunder diperolehdari laporan keuangan publikasi PT BankBRI Syariah Tbk. Populasi adalah total laporan keuangan BRI Syariah Tbk dan sampelnya adalah 8 tahun atau 32 data triwulanan. Laporan keuangan. Hasil kuantitatif diujivaliditas dan reliabilitasnya, serta uji asumsi klasik berupa asumsi normalitas, multikolinealitas, heteroskedastisitas. Metodeanalisis ini menggunakanmetode regresi linier berganda. Hasil penelitianini, berdasarkan hasil uji parsial (uji t), menunjukkanvariabel risiko pembiayaan tidak berpengaruhsecara parsial terhadap profitabilitas PTBank BRISyariah, sedangkan variabel d efisiensi operasional berpengaruh parsial terhadap profitabilitas. di PT Bank BRI Syariah. . PT Bank BRI Syariah. Berdasarkan hasiluji hipotesis secarasimultan (uji f), terlihat bahwa variabel “Risiko keuangan” dan “Efisiensi operasional”secara simultanberpengaruh terhadapprofitabilitas.
{"title":"Pengaruh Risiko Pembiayaan dan Efisiensi Operasional Terhadap Profitabilitas","authors":"Andi Fahriani","doi":"10.37888/bjrm.v5i1.335","DOIUrl":"https://doi.org/10.37888/bjrm.v5i1.335","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui apakah variabel risiko keuangan berpengaruhparsial terhadapprofitabilitas, apakah variabel efisiensi operasional berpengaruh parsial terhadap profitabilitas, dan apakah variabel risikokeuangan dan variabel efisiensi operasional berpengaruh secara simultan terhadapprofitabilitas. Pengumpulan data ini menggunakan datasekunder diperolehdari laporan keuangan publikasi PT BankBRI Syariah Tbk. Populasi adalah total laporan keuangan BRI Syariah Tbk dan sampelnya adalah 8 tahun atau 32 data triwulanan. Laporan keuangan. Hasil kuantitatif diujivaliditas dan reliabilitasnya, serta uji asumsi klasik berupa asumsi normalitas, multikolinealitas, heteroskedastisitas. Metodeanalisis ini menggunakanmetode regresi linier berganda. Hasil penelitianini, berdasarkan hasil uji parsial (uji t), menunjukkanvariabel risiko pembiayaan tidak berpengaruhsecara parsial terhadap profitabilitas PTBank BRISyariah, sedangkan variabel d efisiensi operasional berpengaruh parsial terhadap profitabilitas. di PT Bank BRI Syariah. . PT Bank BRI Syariah. Berdasarkan hasiluji hipotesis secarasimultan (uji f), terlihat bahwa variabel “Risiko keuangan” dan “Efisiensi operasional”secara simultanberpengaruh terhadapprofitabilitas.","PeriodicalId":415850,"journal":{"name":"Bongaya Journal for Research in Management (BJRM)","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117266621","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
: This review plans to decide the impact of data innovation and assignment intricacy on representative execution at the Makassar City Territorial Resource Monetary Administration Office. Information assortment in this review was led utilizing a poll with a purposive inspecting strategy. The populace in this review were 125 workers of BPKAD, with the example choice of this review were representatives of Makassar City BPKAD, adding up to 56 individuals. The information investigation procedure utilized different direct relapse examinations with the assistance of the SPSS program. Given the consequences of the review, it very well may be seen that data innovation has a positive and inconsequential impact with a worth of (0.285) < (0.05) on the Presentation of Provincial Resources Monetary Administration Office Representatives and Assignment Intricacy has a critical impact with a worth of (0.00) < (0.05) on Execution At Local Resource Monetary Administration Office. Just as data innovation and assignment intricacy all the while positively affect worker execution at the Provincial Resource Monetary Administration Office
{"title":"The Influence of Information Technology and Task Complexity on Employee Performance","authors":"Andira Fitriani","doi":"10.37888/bjrm.v5i1.334","DOIUrl":"https://doi.org/10.37888/bjrm.v5i1.334","url":null,"abstract":": This review plans to decide the impact of data innovation and assignment intricacy on representative execution at the Makassar City Territorial Resource Monetary Administration Office. Information assortment in this review was led utilizing a poll with a purposive inspecting strategy. The populace in this review were 125 workers of BPKAD, with the example choice of this review were representatives of Makassar City BPKAD, adding up to 56 individuals. The information investigation procedure utilized different direct relapse examinations with the assistance of the SPSS program. Given the consequences of the review, it very well may be seen that data innovation has a positive and inconsequential impact with a worth of (0.285) < (0.05) on the Presentation of Provincial Resources Monetary Administration Office Representatives and Assignment Intricacy has a critical impact with a worth of (0.00) < (0.05) on Execution At Local Resource Monetary Administration Office. Just as data innovation and assignment intricacy all the while positively affect worker execution at the Provincial Resource Monetary Administration Office","PeriodicalId":415850,"journal":{"name":"Bongaya Journal for Research in Management (BJRM)","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115976889","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to determine wheter Individual characteristics and work experience affect the work ethic of employees at the marine and fisheries department of shouth Sulawesi province. Data collection uses primary data using a questionnaire technique. The population is the entire marine and fishery department of south Sulawesi province totaling 207. While the sample taken is 67 employees using the slovin formula. The result of the questionnaire have been tested for validity and reliability. And classical assumptions have been tested in the form of normality assumptions. Heteroscedasticity assumptions and multycollinearity. The method of data analysis used multiple regression analysis techniques.The result of the research shows that individual characteristics have a positive and significant effect on the employees work ethic. Work experience has a positive and significant effect on the work ethic of employees. And simultaneously individual characteristics and work experience have a positive and significant effect on the work ethic of employees
{"title":"The Influence of Individual Characteristics and Work Experience on Work Ethic","authors":"Habibi Habibi, Firmansyah Firmansyah","doi":"10.37888/bjrm.v5i1.293","DOIUrl":"https://doi.org/10.37888/bjrm.v5i1.293","url":null,"abstract":"This study aims to determine wheter Individual characteristics and work experience affect the work ethic of employees at the marine and fisheries department of shouth Sulawesi province. Data collection uses primary data using a questionnaire technique. The population is the entire marine and fishery department of south Sulawesi province totaling 207. While the sample taken is 67 employees using the slovin formula. The result of the questionnaire have been tested for validity and reliability. And classical assumptions have been tested in the form of normality assumptions. Heteroscedasticity assumptions and multycollinearity. The method of data analysis used multiple regression analysis techniques.The result of the research shows that individual characteristics have a positive and significant effect on the employees work ethic. Work experience has a positive and significant effect on the work ethic of employees. And simultaneously individual characteristics and work experience have a positive and significant effect on the work ethic of employees","PeriodicalId":415850,"journal":{"name":"Bongaya Journal for Research in Management (BJRM)","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132557044","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Abstract : berkonsentrasi pada harapan untuk menganalisis apakah investigasi bahaya kredit dan bahaya fungsional pada pengembangan manfaat di PT. Bank Negara Indonesia (Persero) Tbk. Bermacam-macam informasi menggunakan informasi tambahan yang diperoleh. Jenis informasi kuantitatif. Populasi adalah semua ringkasan Fiskal di PT. Bank Negara Indonesia (Persero) Tbk. Sedangkan contoh yang diambil dalam tinjauan adalah 36 informasi dari tahun 2012 hingga 2020. Teknik pengumpulan informasi adalah pemeriksaan data yang jelas, uji kecurigaan tradisional, berbagai pemeriksaan relapse langsung dan uji spekulasi menggunakan SPSS 21. Hasil penelitian menunjukkan bahwa Credit Hazard memiliki dampak negatif dan tidak penting. berdampak pada Benefit Development, sedangkan Functional Danger memiliki konsekuensi merugikan yang tidak signifikan terhadap Benefit Development di PT. Bank Negara Indonesia (Persero) Tbk yang tercatat di Bursa Efek Indonesia. Sedangkan Credit Hazard dan Functional Danger tidak berdampak besar terhadap Benefit Development di PT. Bank Negara Indonesia (Persero) Tbk.
{"title":"Analysis of Credit Risk and Operational Risk on Profit Growth","authors":"Dwi Juniati Pertiwi","doi":"10.37888/bjrm.v5i1.295","DOIUrl":"https://doi.org/10.37888/bjrm.v5i1.295","url":null,"abstract":"Abstract : berkonsentrasi pada harapan untuk menganalisis apakah investigasi bahaya kredit dan bahaya fungsional pada pengembangan manfaat di PT. Bank Negara Indonesia (Persero) Tbk. Bermacam-macam informasi menggunakan informasi tambahan yang diperoleh. Jenis informasi kuantitatif. Populasi adalah semua ringkasan Fiskal di PT. Bank Negara Indonesia (Persero) Tbk. Sedangkan contoh yang diambil dalam tinjauan adalah 36 informasi dari tahun 2012 hingga 2020. Teknik pengumpulan informasi adalah pemeriksaan data yang jelas, uji kecurigaan tradisional, berbagai pemeriksaan relapse langsung dan uji spekulasi menggunakan SPSS 21. Hasil penelitian menunjukkan bahwa Credit Hazard memiliki dampak negatif dan tidak penting. berdampak pada Benefit Development, sedangkan Functional Danger memiliki konsekuensi merugikan yang tidak signifikan terhadap Benefit Development di PT. Bank Negara Indonesia (Persero) Tbk yang tercatat di Bursa Efek Indonesia. Sedangkan Credit Hazard dan Functional Danger tidak berdampak besar terhadap Benefit Development di PT. Bank Negara Indonesia (Persero) Tbk.","PeriodicalId":415850,"journal":{"name":"Bongaya Journal for Research in Management (BJRM)","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132319387","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Penelitian ini bertujuan untuk mengetahui tingkat kesehatan pada PT. Bank Central Asia, Tbk pada tahun 2016-2020 dengan menggunakan metode RGEC (Risk Profile, Good Corporate Governance, Earning, dan Capital). Penelitian ini penting karena kesehatan bank merupakan indikator kinerja bank. Jenis penelitian yang digunakan dalam penelitian ini adalah jenis penelitian deskriptif dengan pendekatan kuantitatif pada laporan keuangan PT. Bank Central Asia. Teknik pengumpulan data yag digunakan dalam penelitian ini adalah dokumentasi. Teknik analisis data yang digunakan adalah analisis deskriptif berdasarkan metode RGEC sesuai dengan peraturan bank Indonesia. Secara keseluruhan, hasil analisis menunjukkan bahwa tingkat kesehatan PT. Bank Central Asi, Tbk pada tahun 2016-2020 berdasarkan metode RGEC sangat sehat. Faktor risk profile yang diukur dengan rasio NPL dan LDR yang menunjukkan pengelolaan risiko yang telah dilaksanakan dengan baik. Faktor good corporate governance menunjukkan bahwa PT. Bank Central Asia, Tbk sudah menerapkan tata kelola perusahaan dengan baik. Faktor earning yang diukur dengan ROA dan NIM menunjukkan hasil yang sangat baik. Faktor capital yang diukur dengan rasio CAR yang menunjukkan hasil yang sangat baik. Kata kunci: Kesehatan Bank, Risk Profile, Good Corporate Govenance, Earning, Capital
这项研究的目标是利用RGEC(风险投资、良好的公司管理、Earning和资本)的方法，于2016-2020年确定中央亚洲银行Tbk的健康水平。这项研究很重要，因为银行的健康是银行绩效指标。本研究采用的研究类型是一种与中央亚洲银行财务报表定量方法相关的描述性研究。研究中使用的数据收集技术是文献。所使用的数据分析技术是根据印尼银行的规则对RGEC方法进行的描述性分析。分析结果显示，2014 -2020年PT中央Asi银行Tbk的健康水平非常健康。风险因素是用NPL和LDR比率来衡量的，这些比例表明了已经实施的风险管理。良好的公司治理因素表明，中央亚洲银行的Tbk已经实现了良好的公司治理。用ROA和NIM测量的earning因子显示出了很好的结果。资本因素是用汽车比例来衡量的，结果非常好。关键词:银行健康，风险投资，良好的公司Govenance, Earning, Capital
{"title":"Pengukuran Tingkat Kesehatan Bank Menggunakan Metode Risk Profile, Good Corporate Govennce, Earning, dan Capital","authors":"Arifin Tawang, Rizka Yunika Ramly, E. Rahman","doi":"10.37888/bjrm.v5i1.319","DOIUrl":"https://doi.org/10.37888/bjrm.v5i1.319","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui tingkat kesehatan pada PT. Bank Central Asia, Tbk pada tahun 2016-2020 dengan menggunakan metode RGEC (Risk Profile, Good Corporate Governance, Earning, dan Capital). Penelitian ini penting karena kesehatan bank merupakan indikator kinerja bank. Jenis penelitian yang digunakan dalam penelitian ini adalah jenis penelitian deskriptif dengan pendekatan kuantitatif pada laporan keuangan PT. Bank Central Asia. Teknik pengumpulan data yag digunakan dalam penelitian ini adalah dokumentasi. Teknik analisis data yang digunakan adalah analisis deskriptif berdasarkan metode RGEC sesuai dengan peraturan bank Indonesia. Secara keseluruhan, hasil analisis menunjukkan bahwa tingkat kesehatan PT. Bank Central Asi, Tbk pada tahun 2016-2020 berdasarkan metode RGEC sangat sehat. Faktor risk profile yang diukur dengan rasio NPL dan LDR yang menunjukkan pengelolaan risiko yang telah dilaksanakan dengan baik. Faktor good corporate governance menunjukkan bahwa PT. Bank Central Asia, Tbk sudah menerapkan tata kelola perusahaan dengan baik. Faktor earning yang diukur dengan ROA dan NIM menunjukkan hasil yang sangat baik. Faktor capital yang diukur dengan rasio CAR yang menunjukkan hasil yang sangat baik. \u0000 \u0000Kata kunci: Kesehatan Bank, Risk Profile, Good Corporate Govenance, Earning, Capital \u0000 ","PeriodicalId":415850,"journal":{"name":"Bongaya Journal for Research in Management (BJRM)","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126181427","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ABSTRACT : This review means to look at and break down whether the Investigation of the Impact of Versatile Financial Help Quality on Consumer loyalty and Dependability to BNI Portable Assistance Clients at PT. Bank Negara Indonesia (Persero) Tbk. Batam Branch Office. Gathering information utilizing essential information acquired from surveys utilizing purposive inspecting method. The populace is clients at PT. Bank Negara Indonesia (Persero) Tbk. Batam Branch Office that utilizes BNI Versatile Financial administrations adding up to 3,600 clients. While the examples taken in the review were 97 respondents dependent on the slovin equation. The consequences of the poll have been tried for legitimacy and unwavering quality, and traditional suspicions have been tried as Ordinariness, Multicollinearity, Heteroscedasticity and Autocorrelation suppositions. The information investigation strategy utilizes Way Examination procedure (Way Investigation) with SPSS 23 program. The consequences of this review show that the help quality variable has a positive and huge impact on fulfillment, the assistance quality variable has a positive and critical impact on client devotion, and the assistance quality variable has a positive and huge impact on Batam Branch Office.
摘要:本综述旨在考察和分析印尼国家银行(Persero) Tbk的多功能金融援助质量对BNI便携式援助客户的消费者忠诚度和可靠性的影响。巴淡岛分公司。利用有目的的检查方法从调查中获得的重要信息收集信息。民众是PT. Bank Negara Indonesia (Persero) Tbk的客户。巴淡岛分公司采用BNI综合金融管理，客户达3600人。而在审查中采取的例子是依赖于slovin方程的97个受访者。民意调查结果的合法性和不可动摇的质量已经被尝试过，传统的怀疑已经被尝试过作为平凡性，多重共线性，异方差和自相关假设。信息调查策略采用Way Examination程序(Way investigation)和SPSS 23程序。本研究的结果显示，协助品质变数对服务履行有正面且巨大的影响，协助品质变数对客户奉献有正面且关键的影响，而协助品质变数对巴淡岛分公司有正面且巨大的影响。
{"title":"Measuring Customer Satisfaction and Loyalty: A Study on Service Quality for Mobile Banking Users","authors":"Deby Misye Sintya","doi":"10.37888/bjrm.v5i1.294","DOIUrl":"https://doi.org/10.37888/bjrm.v5i1.294","url":null,"abstract":"ABSTRACT : This review means to look at and break down whether the Investigation of the Impact of Versatile Financial Help Quality on Consumer loyalty and Dependability to BNI Portable Assistance Clients at PT. Bank Negara Indonesia (Persero) Tbk. Batam Branch Office. Gathering information utilizing essential information acquired from surveys utilizing purposive inspecting method. The populace is clients at PT. Bank Negara Indonesia (Persero) Tbk. Batam Branch Office that utilizes BNI Versatile Financial administrations adding up to 3,600 clients. While the examples taken in the review were 97 respondents dependent on the slovin equation. The consequences of the poll have been tried for legitimacy and unwavering quality, and traditional suspicions have been tried as Ordinariness, Multicollinearity, Heteroscedasticity and Autocorrelation suppositions. The information investigation strategy utilizes Way Examination procedure (Way Investigation) with SPSS 23 program. The consequences of this review show that the help quality variable has a positive and huge impact on fulfillment, the assistance quality variable has a positive and critical impact on client devotion, and the assistance quality variable has a positive and huge impact on Batam Branch Office.","PeriodicalId":415850,"journal":{"name":"Bongaya Journal for Research in Management (BJRM)","volume":"164 6","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114114715","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Penelitian ini bertujuan untuk mengetahui dan menganalisis: (1) Pengaruh kompensasi secara langsung terhadap kinerja karyawan; (2) Pengaruh motivasi secara langsung terhadap kinerja karyawan; (3) Pengaruh kompensasi dan motivasi secara simultan terhadap kinerja karyawan. Penelitian ini menggunakan metode survey dengan jumlah sampel 44 responden. Data dianalisis dengan menggunakan Regresi Berganda.Hasil penelitian menunjukkan bahwa: (i). Secara langsung kompensasi berpengaruh terhadap kinerja karyawan; (ii). Secara langsung motivasi berpengaruh terhadap kinerja karyawan; (iii). Secara langsung dan simultan kompensasi dan motivasi berpengaruh signifikan terhadap kinerja karyawan.
{"title":"Kajian Tentang Peran Kompensasi dan Motivasi Dalam Meningkatkan Kinerja Karyawan","authors":"M. Rizky","doi":"10.37888/bjrm.v5i1.338","DOIUrl":"https://doi.org/10.37888/bjrm.v5i1.338","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui dan menganalisis: (1) Pengaruh kompensasi secara langsung terhadap kinerja karyawan; (2) Pengaruh motivasi secara langsung terhadap kinerja karyawan; (3) Pengaruh kompensasi dan motivasi secara simultan terhadap kinerja karyawan. Penelitian ini menggunakan metode survey dengan jumlah sampel 44 responden. Data dianalisis dengan menggunakan Regresi Berganda.Hasil penelitian menunjukkan bahwa: (i). Secara langsung kompensasi berpengaruh terhadap kinerja karyawan; (ii). Secara langsung motivasi berpengaruh terhadap kinerja karyawan; (iii). Secara langsung dan simultan kompensasi dan motivasi berpengaruh signifikan terhadap kinerja karyawan.","PeriodicalId":415850,"journal":{"name":"Bongaya Journal for Research in Management (BJRM)","volume":"104 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127147128","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to determine whether Earning Asset Quality affects Profitability, whether Non-Performing Credit affects Profitability, and to determine whether Earning Asset Quality and Non-Performing Credit have a simultaneous effect on Profitability. Collecting data using secondary data obtained from the financial statements using the cross-sectional technique. The population in this study is the financial statements PT Bank Negara Indonesia Tbk. Branch Makassar Period 2011 – 2019 taken while the sample amounted to 36 pieces. The results of such financial statements have been tested with the classical assumption in the form of normality assumptions, assumptions, and assumptions multicollinearity autokorellasy. Methods of data analysis using multiple linear regression analysis". "The first results showed that The Quality Of Productive Assets significant positive effect on The Profitability. Both Problem Loan does not affect a positive and significant impact on Profitability. Third, The Quality Of Productive Assets and Problem Loan influence simultaneously the value of The Profitability:
{"title":"Measuring Banking Profitability Based on Quality Earning Assets and Net Performing Loan","authors":"Trisnawaty Trisnawaty, Farhana Hasmin","doi":"10.37888/bjrm.v4i2.248","DOIUrl":"https://doi.org/10.37888/bjrm.v4i2.248","url":null,"abstract":"This study aims to determine whether Earning Asset Quality affects Profitability, whether Non-Performing Credit affects Profitability, and to determine whether Earning Asset Quality and Non-Performing Credit have a simultaneous effect on Profitability. Collecting data using secondary data obtained from the financial statements using the cross-sectional technique. The population in this study is the financial statements PT Bank Negara Indonesia Tbk. Branch Makassar Period 2011 – 2019 taken while the sample amounted to 36 pieces. The results of such financial statements have been tested with the classical assumption in the form of normality assumptions, assumptions, and assumptions multicollinearity autokorellasy. Methods of data analysis using multiple linear regression analysis\". \"The first results showed that The Quality Of Productive Assets significant positive effect on The Profitability. Both Problem Loan does not affect a positive and significant impact on Profitability. Third, The Quality Of Productive Assets and Problem Loan influence simultaneously the value of The Profitability: \u0000 ","PeriodicalId":415850,"journal":{"name":"Bongaya Journal for Research in Management (BJRM)","volume":"278 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114486137","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Penelitian ini bertujuan untuk menganalisis pengaruh likuiditas dan profitabilitas terhadap penggunaan modal kerja PDAM Kota Makassar. Populasi penelitian berdasarkan laporan keuangan triwulan PDAM Kota Makassar tahun 2013-2020 dengan teknik purpose sampling untuk laporan keuangan periode 8 tahun sehingga memperoleh 32 sampel penelitian. Dalam menguji data statistik penelitian menggunakan aplikasi IBM SPSS Ver.23 dalam menganalisis regresi linier berganda, menguji hipotesis, uji asumsii klasik termasuk uji normalitas, autokorelasi, multikoloniaritas dan heteroskedastisitas. Dalam menguji hipotesis, menggunakan uji t, uji f dan uji determinan R2. Hasil penelitian menunjukkan bahwa variabel likuiditas berpengaruh positif signifikan terhadap penggunaan modal kerja, dan variabel profitabilitas berpengaruh negatif tidak signifikan terhadap penggunaan modal kerja. Besarnya Adjusted R2 adalah 0.285 atau 28.5% menjelaskan besarnya variasi dari kedua variabel independen dan 71.5 % dijelaskan oleh variable lain yang tidak dimasukkan ke dalam penelitian ini.
{"title":"Liquidity And Profitability And Their Effect On Use Of Working Capital","authors":"Zafitra Dewi","doi":"10.37888/bjrm.v4i2.292","DOIUrl":"https://doi.org/10.37888/bjrm.v4i2.292","url":null,"abstract":"Penelitian ini bertujuan untuk menganalisis pengaruh likuiditas dan profitabilitas terhadap penggunaan modal kerja PDAM Kota Makassar. Populasi penelitian berdasarkan laporan keuangan triwulan PDAM Kota Makassar tahun 2013-2020 dengan teknik purpose sampling untuk laporan keuangan periode 8 tahun sehingga memperoleh 32 sampel penelitian. Dalam menguji data statistik penelitian menggunakan aplikasi IBM SPSS Ver.23 dalam menganalisis regresi linier berganda, menguji hipotesis, uji asumsii klasik termasuk uji normalitas, autokorelasi, multikoloniaritas dan heteroskedastisitas. Dalam menguji hipotesis, menggunakan uji t, uji f dan uji determinan R2. Hasil penelitian menunjukkan bahwa variabel likuiditas berpengaruh positif signifikan terhadap penggunaan modal kerja, dan variabel profitabilitas berpengaruh negatif tidak signifikan terhadap penggunaan modal kerja. Besarnya Adjusted R2 adalah 0.285 atau 28.5% menjelaskan besarnya variasi dari kedua variabel independen dan 71.5 % dijelaskan oleh variable lain yang tidak dimasukkan ke dalam penelitian ini.","PeriodicalId":415850,"journal":{"name":"Bongaya Journal for Research in Management (BJRM)","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121451790","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The studyy aims to test: Thee influencee of leadership and task demands oon organizational commitment. This research approach is quantitative. The populasi in the study were all employees who were at PT. MAKASSAR TIMUR. The sample of this study were 44 employees in the PT. MAKASSAR TIMUR,using multiple linear regression analysis. From the analysis model, the value of the dependent variable was obtained from the results of the questionnaire and used a Likert scale. The results of this study indicate that: The results of hypothesis testing using multiple linear regression analysis indicate that the model under study has met the model's feasibility test. Where the variable (X1) good leadership shows positive and significant results on Organizational Commitment, then the variable (X2) Task Demands shows negative and insignificant results on Organizational Commitment. Then, based on partial testing, it shows that the two independent variables, namely leadership and task demands, have an effect on organizational commitment.”
{"title":"Growing Customer Loyalty Through Excellent Service And Business Ethics","authors":"S. Fatimah","doi":"10.37888/BJRM.V4I2.298","DOIUrl":"https://doi.org/10.37888/BJRM.V4I2.298","url":null,"abstract":"The studyy aims to test: Thee influencee of leadership and task demands oon organizational commitment. This research approach is quantitative. The populasi in the study were all employees who were at PT. MAKASSAR TIMUR. The sample of this study were 44 employees in the PT. MAKASSAR TIMUR,using multiple linear regression analysis. From the analysis model, the value of the dependent variable was obtained from the results of the questionnaire and used a Likert scale. The results of this study indicate that: The results of hypothesis testing using multiple linear regression analysis indicate that the model under study has met the model's feasibility test. Where the variable (X1) good leadership shows positive and significant results on Organizational Commitment, then the variable (X2) Task Demands shows negative and insignificant results on Organizational Commitment. Then, based on partial testing, it shows that the two independent variables, namely leadership and task demands, have an effect on organizational commitment.”","PeriodicalId":415850,"journal":{"name":"Bongaya Journal for Research in Management (BJRM)","volume":"59 2","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114059755","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
京公网安备 11010802042870号
京ICP备2023020795号-1
扫码关注我们
求助内容：
应助结果提醒方式：