This study aims to determine the development of research on zakat from 2009 to 2021. The articles were obtained using the Publish or Perish (PoP) software on the Scopus database. By scanning using Scimagojr (Q1, Q2, and Q3), this study analyzed 79 articles from 41 reputable journals. In addition, Mendeley software is used to complete article metadata. This study uses a literature review method with bibliometric analysis using VOSviewer software. The results of the analysis show that the number of articles on zakat published in reputable journals has increased, especially in the last four years. Then, the keywords that often appear in research on zakat are 'zakat', 'zakat institution', 'Islam', and 'poverty'. Meanwhile, research on zakat with the keyword 'compliance', 'financial inclusion', 'performance', and 'social capital' is still little studied so that it has the opportunity to be researched in the future.
本研究旨在确定2009年至2021年天课研究的发展。使用Scopus数据库中的Publish or destroy (PoP)软件获取文章。通过使用Scimagojr (Q1、Q2和Q3)进行扫描，本研究分析了来自41家知名期刊的79篇文章。另外，使用Mendeley软件完成文章元数据。本研究采用文献回顾法，并使用VOSviewer软件进行文献计量学分析。分析的结果表明，在著名期刊上发表的关于天课的文章数量有所增加，特别是在过去四年中。然后，经常出现在天课研究中的关键词是“天课”、“天课制度”、“伊斯兰教”和“贫困”。同时，以“合规性”、“普惠金融”、“绩效”、“社会资本”为关键词的天课研究还比较少，未来有研究的机会。
{"title":"Bibliometric Analysis of the Term ‘Zakat’","authors":"Muhammad Syariful Anam, Pandu Pandu, Rina Rosia","doi":"10.18326/aicieb.v1i0.20","DOIUrl":"https://doi.org/10.18326/aicieb.v1i0.20","url":null,"abstract":"This study aims to determine the development of research on zakat from 2009 to 2021. The articles were obtained using the Publish or Perish (PoP) software on the Scopus database. By scanning using Scimagojr (Q1, Q2, and Q3), this study analyzed 79 articles from 41 reputable journals. In addition, Mendeley software is used to complete article metadata. This study uses a literature review method with bibliometric analysis using VOSviewer software. The results of the analysis show that the number of articles on zakat published in reputable journals has increased, especially in the last four years. Then, the keywords that often appear in research on zakat are 'zakat', 'zakat institution', 'Islam', and 'poverty'. Meanwhile, research on zakat with the keyword 'compliance', 'financial inclusion', 'performance', and 'social capital' is still little studied so that it has the opportunity to be researched in the future.","PeriodicalId":422389,"journal":{"name":"Annual International Conference on Islamic Economics and Business (AICIEB)","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126870738","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Economic inequality is something that is still visible in a developing country. The wide gap between the rich and the poor is a key factor in causing poverty. The National Amil Zakat Agency (BAZNAS) is one of the institutions that aim to collect and distribute zakat funds. In its distribution, BAZNAS formed Kelompok Bina Zakat (KBZ) spread across various regions. The establishment of the KBZ is expected to be a solution to the problem of poverty in Indonesia. This study aims: what is the background of banuayu village and KBZ Program? Can the formation of KBZ be a solution to poverty alleviation? And how the BAZNAS stimulant fund mechanism can develop? This research is a field research with a qualitative descriptive approach. The data collection techniques used are observation, interviews, and documentation. The results show that there is a significant influence on the formation of the KBZ in poverty alleviation with the assistance of venture capital from the BAZNAS stimulant fund, so that the economy of the community in Banuayu OKUT Village, South Sumatra can live. Then the mechanism is to charge a loan principal return of Rp. 100,000 as a profit sharing from borrowed funds of Rp. 1,000,000.
经济不平等在发展中国家仍然很明显。贫富差距大是造成贫困的一个关键因素。国家天课机构(BAZNAS)是旨在收集和分配天课资金的机构之一。在其分布中，BAZNAS形成了Kelompok Bina Zakat (KBZ)，分布在各个地区。建立KBZ有望成为解决印度尼西亚贫困问题的办法。本研究的目的是:banwayyu村和KBZ计划的背景是什么?KBZ的成立能解决贫困问题吗?BAZNAS激励资金机制如何发展?本研究采用定性描述方法进行实地研究。使用的数据收集技术是观察、访谈和记录。研究结果表明，利用BAZNAS激励基金的风险投资，对南苏门答腊岛Banuayu OKUT村的社区经济在扶贫过程中形成KBZ有显著的影响，从而使社区经济得以生存。然后，机制是收取100,000卢比的贷款本金回报，作为借入资金1,000,000卢比的利润分享。
{"title":"Eradicating Poverty through Zakat Utilization (A Case from Kelompok Bina Zakat Program)","authors":"Mail Hilian Batin, Dini Rahmayanti","doi":"10.18326/aicieb.v1i0.17","DOIUrl":"https://doi.org/10.18326/aicieb.v1i0.17","url":null,"abstract":"Economic inequality is something that is still visible in a developing country. The wide gap between the rich and the poor is a key factor in causing poverty. The National Amil Zakat Agency (BAZNAS) is one of the institutions that aim to collect and distribute zakat funds. In its distribution, BAZNAS formed Kelompok Bina Zakat (KBZ) spread across various regions. The establishment of the KBZ is expected to be a solution to the problem of poverty in Indonesia. This study aims: what is the background of banuayu village and KBZ Program? Can the formation of KBZ be a solution to poverty alleviation? And how the BAZNAS stimulant fund mechanism can develop? This research is a field research with a qualitative descriptive approach. The data collection techniques used are observation, interviews, and documentation. The results show that there is a significant influence on the formation of the KBZ in poverty alleviation with the assistance of venture capital from the BAZNAS stimulant fund, so that the economy of the community in Banuayu OKUT Village, South Sumatra can live. Then the mechanism is to charge a loan principal return of Rp. 100,000 as a profit sharing from borrowed funds of Rp. 1,000,000.","PeriodicalId":422389,"journal":{"name":"Annual International Conference on Islamic Economics and Business (AICIEB)","volume":"63 2","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120853373","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
D. Kristina, A. Annisa, Awangku Muhamad Zul Iskandar Bin Pengira
This study aims to determine how the influence of Lifestyle, Religiosity, Product Quality on Purchase Decisions in the Tokopedia application through buying interest as an intervening variable. In this study, data collection was carried out through the provision of questionnaires distributed and filled out by housewives who had used and made buying and selling transactions at Tokopedia in Semarang Regency. This type of research uses quantitative research. Data analysis in this study consisted of classical assumption test, instrument test, statistical test, path analysis test which was processed through the SPSS application. With the results of the test of all variables, it can be shown that the easier technology is to influence the purchasing decisions of housewives in meeting family needs, especially in fulfilling halal food.
{"title":"Determinants of Purchasing Halal Food for Housewives","authors":"D. Kristina, A. Annisa, Awangku Muhamad Zul Iskandar Bin Pengira","doi":"10.18326/aicieb.v1i0.7","DOIUrl":"https://doi.org/10.18326/aicieb.v1i0.7","url":null,"abstract":"This study aims to determine how the influence of Lifestyle, Religiosity, Product Quality on Purchase Decisions in the Tokopedia application through buying interest as an intervening variable. In this study, data collection was carried out through the provision of questionnaires distributed and filled out by housewives who had used and made buying and selling transactions at Tokopedia in Semarang Regency. This type of research uses quantitative research. Data analysis in this study consisted of classical assumption test, instrument test, statistical test, path analysis test which was processed through the SPSS application. With the results of the test of all variables, it can be shown that the easier technology is to influence the purchasing decisions of housewives in meeting family needs, especially in fulfilling halal food.","PeriodicalId":422389,"journal":{"name":"Annual International Conference on Islamic Economics and Business (AICIEB)","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122156108","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The background of this research is to find out the use cases of blockchain technology and what types of blockchain which are suitable in the implementation of sharia banking institutions, as well as to find out the strengths, weaknesses, opportunities, and threats of the use of blockchain in Islamic banking, especially if it is applied in banking sharia in Indonesia. Qualitative descriptive research was used as research method in this research, with library research approach and some data were obtained from published reports and journals and they were also found on the internet based on the theme of research. If this study classified according to FC Dane theory, which also included in exploratory research, namely research that was conducted to find the cause and effect of an event or events. The object of this study was blockchain technology and the research subject was Islamic banking in Indonesia. The data analysis technique which was used here was the theory of Miles and Huberman method which consisted of data reduction, presentation of data, and conclusion. The results of this research showed that the blockchain with permissioned blockchain type and which was more specifically private permissioned blockchain was the right type to be applied in Islamic banking because it was in line with the regulations related to Islamic banking in Indonesia, with various consideration for applications in the form of smart contract, digital currency, cloud storage, remittances, and smart sukuk. Meanwhile, the scopes of division which implemented the applications were categorized based on 3 (three) fields, namely the payment sector, trade finance sector, and regulatory compliance. Based on various considerations in SWOT analysis method, then this technology was very possible to be implemented in sharia banking in Indonesia with the aim of achieving common interests.
{"title":"An Analysis of Strengths, Weaknesses, Opportunities, and Threats (SWOT) on the Use of Blockchain Technology in Islamic Banking in Indonesia","authors":"Darmawati Darmawati, Rahmah Afifah","doi":"10.18326/aicieb.v1i0.10","DOIUrl":"https://doi.org/10.18326/aicieb.v1i0.10","url":null,"abstract":"The background of this research is to find out the use cases of blockchain technology and what types of blockchain which are suitable in the implementation of sharia banking institutions, as well as to find out the strengths, weaknesses, opportunities, and threats of the use of blockchain in Islamic banking, especially if it is applied in banking sharia in Indonesia. Qualitative descriptive research was used as research method in this research, with library research approach and some data were obtained from published reports and journals and they were also found on the internet based on the theme of research. If this study classified according to FC Dane theory, which also included in exploratory research, namely research that was conducted to find the cause and effect of an event or events. The object of this study was blockchain technology and the research subject was Islamic banking in Indonesia. The data analysis technique which was used here was the theory of Miles and Huberman method which consisted of data reduction, presentation of data, and conclusion. The results of this research showed that the blockchain with permissioned blockchain type and which was more specifically private permissioned blockchain was the right type to be applied in Islamic banking because it was in line with the regulations related to Islamic banking in Indonesia, with various consideration for applications in the form of smart contract, digital currency, cloud storage, remittances, and smart sukuk. Meanwhile, the scopes of division which implemented the applications were categorized based on 3 (three) fields, namely the payment sector, trade finance sector, and regulatory compliance. Based on various considerations in SWOT analysis method, then this technology was very possible to be implemented in sharia banking in Indonesia with the aim of achieving common interests.","PeriodicalId":422389,"journal":{"name":"Annual International Conference on Islamic Economics and Business (AICIEB)","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127589734","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Innovation is one of the efforts to improve performance in Islamic banking. The purpose of innovation is not only to reduce costs, but is a reason for improving the quality of products and services. This research aims to find out the development and management of product and service innovation in Islamic banking transactions. This research uses qualitative methods, where qualitative methods are a method that uses observation or interview. The findings in this study show that the innovation of services in transactions using Bittamlik's muntahiya ijarah aims to develop accommodating market needs and consumer needs. Because this transaction is a development of the ijarah transaction, the provisions also follow the provisions of Ijarah
{"title":"Analysis of Ijarah Contract Service Innovations in Sharia Banking Transactions","authors":"M. Hasbi, Ipuk Widayanti","doi":"10.18326/aicieb.v1i0.1","DOIUrl":"https://doi.org/10.18326/aicieb.v1i0.1","url":null,"abstract":"Innovation is one of the efforts to improve performance in Islamic banking. The purpose of innovation is not only to reduce costs, but is a reason for improving the quality of products and services. This research aims to find out the development and management of product and service innovation in Islamic banking transactions. This research uses qualitative methods, where qualitative methods are a method that uses observation or interview. The findings in this study show that the innovation of services in transactions using Bittamlik's muntahiya ijarah aims to develop accommodating market needs and consumer needs. Because this transaction is a development of the ijarah transaction, the provisions also follow the provisions of Ijarah","PeriodicalId":422389,"journal":{"name":"Annual International Conference on Islamic Economics and Business (AICIEB)","volume":"68 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115342598","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The development of the halal industry has the potential and continues to experience growth and the opportunity to become a country with the largest productive status in the world. However, the development of the halal industry still requires strengthening policies and regulations in optimizing the existing potential and challenges. This study aims to provide an overview of Indonesia's position and the competitiveness of the halal industry in the era of the industrial revolution 4.0. The method used is descriptive qualitative with an exploratory approach and the research data is processed using qualitative analysis. The results of the study show that the halal industry ecosystem with halal certification and brand image is an important indicator in strengthening competitiveness. Meanwhile, opportunities from the Islamic finance sector, halal tourism, Muslim tourists and market share have great potential in increasing economic growth. On the other hand, Indonesia must overcome challenges related to the low awareness of halal products from the industrial sector and the imbalance in the distribution of halal product supply chain.
{"title":"Strengthening Halal Industry in Increasing Competitiveness and Economic Opportunities in Industrial Revolution Era 4.0","authors":"E. Siswoyo","doi":"10.18326/aicieb.v1i0.9","DOIUrl":"https://doi.org/10.18326/aicieb.v1i0.9","url":null,"abstract":"The development of the halal industry has the potential and continues to experience growth and the opportunity to become a country with the largest productive status in the world. However, the development of the halal industry still requires strengthening policies and regulations in optimizing the existing potential and challenges. This study aims to provide an overview of Indonesia's position and the competitiveness of the halal industry in the era of the industrial revolution 4.0. The method used is descriptive qualitative with an exploratory approach and the research data is processed using qualitative analysis. The results of the study show that the halal industry ecosystem with halal certification and brand image is an important indicator in strengthening competitiveness. Meanwhile, opportunities from the Islamic finance sector, halal tourism, Muslim tourists and market share have great potential in increasing economic growth. On the other hand, Indonesia must overcome challenges related to the low awareness of halal products from the industrial sector and the imbalance in the distribution of halal product supply chain.","PeriodicalId":422389,"journal":{"name":"Annual International Conference on Islamic Economics and Business (AICIEB)","volume":"81 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128591009","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to analyze how strong the influence of the Human Development Index (HDI), Zakat, Infaq, Shadaqah, and income inequality on poverty in 5 provinces in Java during one lustrum, namely 2015-2019. The island of Java includes 5 provinces, namely Banten, DKI Jakarta, West Java, Central Java and East Java. Eviews version 9 and SPSS version 13 were used as analysis tools. The results of this study prove that HDI has a negative and significant effect on poverty, ZIS has a positive but not significant effect on poverty, and income inequality has a positive but not significant effect on poverty.
本研究旨在分析2015-2019年期间爪哇5个省的人类发展指数(HDI)、天课(Zakat)、Infaq、Shadaqah和收入不平等对贫困的影响程度。爪哇岛包括5个省，即万丹，DKI雅加达，西爪哇，中爪哇和东爪哇。采用Eviews version 9和SPSS version 13作为分析工具。本研究结果证明，HDI对贫困具有负向显著影响，ZIS对贫困具有正向但不显著影响，收入不平等对贫困具有正向但不显著影响。
{"title":"Human Development Index, Zakat Infaq Sadaqah, Income Inequality, and Poverty in Java","authors":"Mustapha Kemal Pasha, Abdul Aziz Nugraha Pratama","doi":"10.18326/aicieb.v1i0.16","DOIUrl":"https://doi.org/10.18326/aicieb.v1i0.16","url":null,"abstract":"This study aims to analyze how strong the influence of the Human Development Index (HDI), Zakat, Infaq, Shadaqah, and income inequality on poverty in 5 provinces in Java during one lustrum, namely 2015-2019. The island of Java includes 5 provinces, namely Banten, DKI Jakarta, West Java, Central Java and East Java. Eviews version 9 and SPSS version 13 were used as analysis tools. The results of this study prove that HDI has a negative and significant effect on poverty, ZIS has a positive but not significant effect on poverty, and income inequality has a positive but not significant effect on poverty.","PeriodicalId":422389,"journal":{"name":"Annual International Conference on Islamic Economics and Business (AICIEB)","volume":"129 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125274645","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The purpose of this study was to determine the effect of zakat, poverty, unemployment, and income per capita on the human development index in Central Java with economic growth as an intervening variable. This research is a quantitative research with secondary data taken from the Central Java Baznas and the BPS website. The data used is panel data, which is a combination of time series data from 2017-2020 and cross section data of 35 districts/cities. The population of this study is in districts/cities in Central Java with saturated sampling. The analysis tool uses eviews 9.0 with regression analysis selected fixed effect model. The results showed that zakat and poverty had a significant effect on HDI, while unemployment and income per capita had no significant effect on HDI. Then zakat and poverty have a significant effect on economic growth, while unemployment and per capita income do not have a significant effect on economic growth. But economic growth has a significant effect on HDI. Then, simultaneously the variables of zakat, poverty, unemployment, and income per capita have no effect on HDI with economic growth as moderating.
{"title":"The Effect of Zakat, Poverty, Unemployment, and Per Capita Income on HDI Through Economic Growth As Intervening Variables in Central Java Period 2017-2020","authors":"Erin Yulfitasari, Anton Bawono","doi":"10.18326/aicieb.v1i0.2","DOIUrl":"https://doi.org/10.18326/aicieb.v1i0.2","url":null,"abstract":"The purpose of this study was to determine the effect of zakat, poverty, unemployment, and income per capita on the human development index in Central Java with economic growth as an intervening variable. This research is a quantitative research with secondary data taken from the Central Java Baznas and the BPS website. The data used is panel data, which is a combination of time series data from 2017-2020 and cross section data of 35 districts/cities. The population of this study is in districts/cities in Central Java with saturated sampling. The analysis tool uses eviews 9.0 with regression analysis selected fixed effect model. The results showed that zakat and poverty had a significant effect on HDI, while unemployment and income per capita had no significant effect on HDI. Then zakat and poverty have a significant effect on economic growth, while unemployment and per capita income do not have a significant effect on economic growth. But economic growth has a significant effect on HDI. Then, simultaneously the variables of zakat, poverty, unemployment, and income per capita have no effect on HDI with economic growth as moderating.","PeriodicalId":422389,"journal":{"name":"Annual International Conference on Islamic Economics and Business (AICIEB)","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133843847","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Illa Susilawati, Linda Nurlaela, Yenik Candra Kiranawati, Sulthan Yusuf Abdullah, Nabillah Adryantomo, Alfira Sofia
The independence of the Regional Government is very important because in Indonesia since 1999 regional autonomy has been applied. However, the achievement of good performance still cannot be fulfilled by all Cities/Regency. The purpose of this study was to determine the interrelationships and comparisons between various financial performance indicators in City/Regency Local Governments. All Cities/Regency on the island of Java are the population in this study. A sample of 113 Cities/Regency was taken based on predetermined criteria. A quantitative approach and descriptive analysis of all indicators were used to answer the research questions. The results of this study indicate that the comparison of PAD based on the type of region and regional potential in the five provinces on the island of Java is not evenly distributed. It was also found that the high PAD owned by the City/Regency became a factor supporting the high or increasing the value of other factors such as Total Assets and Total Capital Expenditure. This research is expected to reveal the performance of the City/Regency in terms of PAD and other related factors as an illustration of regional financial independence in the City/Regency.
{"title":"Analysis of Financial Independence of Regency/City Governments in Java Island Based on Comparison and High Local Original Revenue (PAD)","authors":"Illa Susilawati, Linda Nurlaela, Yenik Candra Kiranawati, Sulthan Yusuf Abdullah, Nabillah Adryantomo, Alfira Sofia","doi":"10.18326/aicieb.v1i0.4","DOIUrl":"https://doi.org/10.18326/aicieb.v1i0.4","url":null,"abstract":"The independence of the Regional Government is very important because in Indonesia since 1999 regional autonomy has been applied. However, the achievement of good performance still cannot be fulfilled by all Cities/Regency. The purpose of this study was to determine the interrelationships and comparisons between various financial performance indicators in City/Regency Local Governments. All Cities/Regency on the island of Java are the population in this study. A sample of 113 Cities/Regency was taken based on predetermined criteria. A quantitative approach and descriptive analysis of all indicators were used to answer the research questions. The results of this study indicate that the comparison of PAD based on the type of region and regional potential in the five provinces on the island of Java is not evenly distributed. It was also found that the high PAD owned by the City/Regency became a factor supporting the high or increasing the value of other factors such as Total Assets and Total Capital Expenditure. This research is expected to reveal the performance of the City/Regency in terms of PAD and other related factors as an illustration of regional financial independence in the City/Regency.","PeriodicalId":422389,"journal":{"name":"Annual International Conference on Islamic Economics and Business (AICIEB)","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116654197","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The industrial revolution 4.0 will have a great impact on the level of competition in the banking industry including Islamic banking in Indonesia. The analysis of the switching behavior of sharia banking customers is very important to do because environmental change factors greatly affect customers’ behavior. This study aims to analyze the switching behavior of Islamic banking customers based on the push-pull mooring factor theory. This study is conducted on Islamic banking customers in Indonesia with the number of respondents of 100 people. This study uses a purposive sampling technique. The research instrument in the form of a questionnaire has been tested valid and reliable which is arranged based on strong indicators from the theoretical studies and previous research. Hypothesis test using path analysis proves that customers’ perception of the reward level on deposits/savings, the reputation of Islamic banks, service quality and satisfaction are the factors that influence the switching behavior of sharia banking customers. The results of this study show that customers’ perceptions of the reward level on deposits/savings and the reputation of Islamic banks are the factors that have a very positive effect on customer satisfaction of Islamic banks. Customers’ satisfaction with Islamic bank products and services can be an intervening variable to the Islamic banking customers switching behaviour.
{"title":"Exploration of Switching Behavior of Sharia Banking Customer in Indonesia with Satisfaction as an Intervening Variable","authors":"Fetria Eka Yudiana","doi":"10.18326/aicieb.v1i0.18","DOIUrl":"https://doi.org/10.18326/aicieb.v1i0.18","url":null,"abstract":"The industrial revolution 4.0 will have a great impact on the level of competition in the banking industry including Islamic banking in Indonesia. The analysis of the switching behavior of sharia banking customers is very important to do because environmental change factors greatly affect customers’ behavior. This study aims to analyze the switching behavior of Islamic banking customers based on the push-pull mooring factor theory. This study is conducted on Islamic banking customers in Indonesia with the number of respondents of 100 people. This study uses a purposive sampling technique. The research instrument in the form of a questionnaire has been tested valid and reliable which is arranged based on strong indicators from the theoretical studies and previous research. Hypothesis test using path analysis proves that customers’ perception of the reward level on deposits/savings, the reputation of Islamic banks, service quality and satisfaction are the factors that influence the switching behavior of sharia banking customers. The results of this study show that customers’ perceptions of the reward level on deposits/savings and the reputation of Islamic banks are the factors that have a very positive effect on customer satisfaction of Islamic banks. Customers’ satisfaction with Islamic bank products and services can be an intervening variable to the Islamic banking customers switching behaviour.","PeriodicalId":422389,"journal":{"name":"Annual International Conference on Islamic Economics and Business (AICIEB)","volume":"62 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124569937","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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