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“Price Tag” of Risk of Using E-Payment Service 使用电子支付服务风险的“价签”
IF 4.3 Q2 BUSINESS Pub Date : 2020-03-20 DOI: 10.1080/15332861.2020.1742482
Kevin K. W. Ho, E. See-To, Dickson K. W. Chiu
Abstract In this research, the authors utilized a survey to evaluate the notional values of the overall risk, the privacy risk, and the financial risk of using a credit card and an RFID-based E-payment service from risk-neutral and risk-averse users. With the known extra financial risk (in terms of monetary value) to be faced by the users in using two different versions of an RFID-based E-payment service, the authors determined the notional monetary value of the extra privacy risk posed by providing personal and financial information to the E-payment service and the differences in the risk aversion of the two groups of users. The findings may help E-payment service developers design better E-payment services based on a better understanding of the value of personal data in their users’ perspectives and, thus, help determine the appropriate incentives for attracting users to use their services.
在本研究中,作者利用一项调查来评估风险中性和风险厌恶型用户使用信用卡和基于rfid的电子支付服务的总体风险、隐私风险和财务风险的名义价值。在已知用户在使用两种不同版本的rfid电子支付服务时所面临的额外财务风险(以货币价值计算)的情况下,作者确定了向电子支付服务提供个人和财务信息所带来的额外隐私风险的名义货币价值,以及两组用户在风险规避方面的差异。研究结果可能有助于电子支付服务开发商在更好地理解用户个人数据价值的基础上设计更好的电子支付服务,从而有助于确定吸引用户使用其服务的适当激励措施。
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引用次数: 10
Reconceptualizing Determinants of Consumer Attitudes Toward Social Commerce Sites 重新定义消费者对社交商务网站态度的决定因素
IF 4.3 Q2 BUSINESS Pub Date : 2020-03-18 DOI: 10.1080/15332861.2020.1740962
Barney G. Pacheco, Rhonda Jaipaul-O’Garro
Abstract With rising ownership of internet-enabled devices, consumers are increasingly relying on information derived from social media to guide their purchase decisions. Businesses, in response, are more aggressively utilizing social networking sites (SNS) such as Facebook to promote their products and interact with customers. However, uncertainties still exist about the optimal way to design and leverage social commerce sites. This study develops and tests a theoretical model to understand how various antecedents of human-to-human interactivity on social networking sites (content source, content type, and posting frequency), influence perceived social presence and subsequently affects consumer attitudes to the site. This study also examines perceived usefulness of the SNS and perceived product risk as critical mediators of social presence’s effect on attitudes to the social networking site. The proposed conceptual model offers both theoretical insight and practical guidance to marketers by establishing the role of social interaction in effective digital marketing communications.
摘要随着互联网设备所有权的增加,消费者越来越依赖社交媒体中的信息来指导他们的购买决策。作为回应,企业更积极地利用Facebook等社交网站来推广他们的产品并与客户互动。然而,设计和利用社交商务网站的最佳方式仍然存在不确定性。本研究开发并测试了一个理论模型,以了解社交网站上人与人互动的各种前因(内容来源、内容类型和发布频率)如何影响感知到的社交存在,进而影响消费者对网站的态度。这项研究还考察了社交网络的感知有用性和感知产品风险,它们是社交存在对社交网站态度影响的关键中介。所提出的概念模型通过确立社交互动在有效的数字营销传播中的作用,为营销人员提供了理论见解和实践指导。
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引用次数: 1
Increasing Customer Trust Towards Mobile Commerce in a Multicultural Society: A Case of Qatar 在多元文化社会中增加消费者对移动商务的信任:以卡塔尔为例
IF 4.3 Q2 BUSINESS Pub Date : 2020-01-02 DOI: 10.1080/15332861.2019.1695179
Eiman Al-Khalaf, Pilsung Choe
Abstract Mobile commerce, which is a relatively new channel for business, is revolutionizing the global marketplace. In Qatar, the average annual consumer expenditure is impressive. Surprisingly, only a small portion of the Qatari population has demonstrated an interest in online shopping via mobile devices due to a lack of trust. In a multicultural nation such as Qatar, it is vital to explore the factors that can promote consumer trust in mobile commerce. The objective of this study is to present and validate a conceptual framework for trust based on the technology acceptance model. A survey was conducted to gather data, and the proposed trust model was empirically validated using the partial least squares approach. Our findings reveal that perceived security has the most significant positive direct relationship with trust formation, followed by social media influencers, whereas localization, luxury brands, perceived usability, and privacy indirectly influence trust through perceived security.
移动商务作为一种相对较新的商业渠道,正在彻底改变全球市场。在卡塔尔,平均年消费支出令人印象深刻。令人惊讶的是,由于缺乏信任,只有一小部分卡塔尔人对通过移动设备进行网上购物表现出兴趣。在卡塔尔这样一个多元文化的国家,探索能够促进消费者对移动商务信任的因素至关重要。本研究的目的是提出并验证一个基于技术接受模型的信任概念框架。通过问卷调查收集数据,利用偏最小二乘法对所提出的信任模型进行实证验证。我们的研究结果显示,感知安全与信任形成的直接正向关系最为显著,其次是社交媒体影响者,而本地化、奢侈品牌、感知可用性和隐私通过感知安全间接影响信任。
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引用次数: 29
The Effect of Influencer Marketing on Consumers’ Brand Admiration and Online Purchase Intentions: An Emerging Market Perspective 网红营销对消费者品牌崇拜和在线购买意愿的影响:一个新兴市场视角
IF 4.3 Q2 BUSINESS Pub Date : 2020-01-02 DOI: 10.1080/15332861.2019.1700741
Jay Trivedi, R. Sama
Abstract This paper focuses on consumer electronics products and observes the comparative effect of celebrity vis-à-vis expert influencers on consumers' online purchase intentions. The mediating role played by brand admiration and brand attitude between influencer marketing and online purchase intentions are tested. The moderating role played by message involvement between influencer marketing and brand attitude is also observed. The survey method was employed to conduct this research, and data were collected from 438 respondents. The proposed hypotheses were tested using structural equation modeling, hierarchical regression analysis, and Hayes process method. The results submit that there is a definite advantage in choosing an expert influencer over an attractive celebrity influencer while planning the marketing communications of consumer electronics products. The mediating role of brand attitude and brand admiration is empirically evident. The moderating effect of involvement is also established.
摘要本文以消费电子产品为研究对象,观察名人与-à-vis网红专家对消费者在线购买意愿的比较效应。检验品牌赞赏和品牌态度在网红营销与网络购买意愿之间的中介作用。信息介入对网红营销和品牌态度的调节作用也被观察到。本研究采用问卷调查的方法,收集了438名受访者的数据。采用结构方程模型、层次回归分析和Hayes过程方法对提出的假设进行检验。结果表明,在规划消费电子产品的营销传播时,选择专家网红比选择有吸引力的名人网红有明显的优势。品牌态度与品牌崇拜的中介作用具有实证意义。研究还证实了涉入的调节作用。
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引用次数: 114
Determinants and Impact of Online Reviews on Product Satisfaction 在线评论对产品满意度的决定因素和影响
IF 4.3 Q2 BUSINESS Pub Date : 2020-01-02 DOI: 10.1080/15332861.2019.1672135
Chuleeporn Changchit, Tim Klaus
Abstract As an increasing number of consumers prefer online shopping, online customer reviews play an important role in a customer’s pre-purchase decisions. Both reviews and product information are seen as a guide that impacts a customer’s decision process. Given the growing importance of E-commerce, this study examines the impact that online reviews and product details have on customers’ product satisfaction. In this study, we specifically explore the role that a customer’s product certainty and review helpfulness have on product satisfaction. The study furthers the body of knowledge regarding online reviews and factors that influence customers’ product satisfaction. The study results provide insight into the factors that should help E-commerce companies adapt their business model to better fit consumers’ expectations.
随着越来越多的消费者喜欢在网上购物,网上顾客评论在顾客的购买前决策中起着重要的作用。评论和产品信息都被视为影响客户决策过程的指南。鉴于电子商务的重要性日益增加,本研究考察了在线评论和产品细节对客户产品满意度的影响。在本研究中,我们具体探讨了顾客的产品确定性和评论帮助对产品满意度的作用。该研究进一步了解了在线评论和影响顾客产品满意度的因素。研究结果为帮助电子商务公司调整其商业模式以更好地满足消费者期望的因素提供了见解。
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引用次数: 16
Use of Social Networking Sites by SMEs to Engage With Their Customers: A Developing Country Perspective 中小企业利用社交网站与客户互动:发展中国家视角
IF 4.3 Q2 BUSINESS Pub Date : 2020-01-02 DOI: 10.1080/15332861.2019.1695180
Shavneet Sharma, Gurmeet Singh, A. Aiyub
Abstract The purpose of this research is to investigate use of Social Networking Sites by SMEs to engage with their customers. A conceptual framework is developed that tests the relationship between customer satisfaction, customer engagement and customer loyalty. This research adopts a quantitative approach where data is collected from 336 respondents. Analysis is performed using structural equation modeling. The empirical results show that customer satisfaction has a positive influence on customer loyalty. When customer engagement was modeled directly to customer loyalty, a positive relationship was found. The multi-dimensional nature of customer engagement is also confirmed by this study. This study highlights the value of social networks for SMEs and contributes to literature by testing the research model to better understand the research topic.
摘要本研究的目的是调查中小企业使用社交网站与客户互动的情况。开发了一个概念框架,用于测试客户满意度、客户参与度和客户忠诚度之间的关系。本研究采用定量方法,从336名受访者中收集数据。使用结构方程建模进行分析。实证结果表明,顾客满意度对顾客忠诚有正向影响。当将客户参与度直接建模为客户忠诚度时,发现了一种积极的关系。这项研究也证实了客户参与的多维性。本研究强调了社交网络对中小企业的价值,并通过测试研究模型来更好地理解研究主题,从而为文献做出贡献。
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引用次数: 30
Examining the Antecedents and Consequences of Customers’ Trust Toward Mobile Retail Apps in India 研究印度客户对移动零售应用程序信任的前因和后果
IF 4.3 Q2 BUSINESS Pub Date : 2020-01-02 DOI: 10.1080/15332861.2019.1686333
A. Kaushik, G. Mohan, Vikas Kumar
Abstract Mobile applications, commonly called ‘apps’, have become all-pervading nowadays, reducing considerably manual Labor and the time required to complete a transaction. However, despite this convenience, their acceptance and adoption across the social spectrum is low. The authors proposed and tested a model consisting of various antecedents of trust related to (i) the consumer (his/her previous experience and propensity to adopt); (ii) apps (their perceived usefulness, ease of use, and quality); (iii) finally, the organization itself (its reputation and offline presence). Data from 567 respondents using such apps were gathered and examined through structural equation modeling (SEM) techniques. The results confirmed that all the above antecedents (except the consumers’ propensity to adopt) significantly affect their trust toward retail apps. There is also a direct and significant influence of perceived trust and risk predicting the consumer’s attitude, and intention toward mobile retail apps. Based on the understanding and insights culled from this study, retail organizations (having their respective apps), their associate service providers, and policy makers at large, would be able to form relevant strategies and policies, which in turn would enhance the adoption of mobile apps in India.
摘要移动应用程序,通常被称为“应用程序”,如今已经普及,大大减少了手工劳动和完成交易所需的时间。然而,尽管有这种便利性,它们在整个社会范围内的接受度和采用率却很低。作者提出并测试了一个由各种信任前因组成的模型,这些前因与(i)消费者(他/她以前的经验和采用倾向)有关;(ii)应用程序(其感知有用性、易用性和质量);(iii)最后,组织本身(其声誉和离线存在)。通过结构方程建模(SEM)技术收集并检查了567名使用此类应用程序的受访者的数据。结果证实,上述所有前因(除了消费者的采用倾向)都会显著影响他们对零售应用程序的信任。感知信任和风险对消费者对移动零售应用程序的态度和意图也有直接而显著的影响。基于从这项研究中获得的理解和见解,零售组织(拥有各自的应用程序)、其关联服务提供商和广大政策制定者将能够制定相关的战略和政策,这反过来将促进印度移动应用程序的采用。
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引用次数: 34
The Consistency of Trust-Sales Relationship in Latin American E-Commerce 拉丁美洲电子商务中信任-销售关系的一致性
IF 4.3 Q2 BUSINESS Pub Date : 2019-11-01 DOI: 10.1080/15332861.2021.1975426
Henry Laverde-Rojas, C. A. Martínez, O. Camargo, Gustavo Rojas-Matute, Marithza Sandoval-Escobar, J.C. Correa
Abstract Customer’s trust in vendors’ reputation is a key factor that facilitates economic transactions in e-commerce platforms. Although the trust-sales relationship is assumed robust and consistent, its empirical evidence remains neglected for Latin American countries. This work aims to provide a data-driven comprehensive framework for extracting valuable knowledge from public data available in the leading Latin American e-commerce platform with commercial operations in 18 countries. Only Argentina, Brasil, Chile, Colombia, Ecuador, Mexico, Uruguay, and Venezuela showed the highest trust indexes among all nations analyzed. The trust-sales relationship was statistically inconsistent across nations but worked as the most important predictor of sales, followed by purchase intention and price.
摘要客户对供应商声誉的信任是促进电子商务平台经济交易的关键因素。尽管信托销售关系被认为是稳健和一致的,但其实证证据对拉丁美洲国家来说仍然被忽视。这项工作旨在提供一个数据驱动的综合框架,从拉丁美洲领先的电子商务平台的公共数据中提取有价值的知识,该平台在18个国家开展商业运营。在所有分析的国家中,只有阿根廷、巴西、智利、哥伦比亚、厄瓜多尔、墨西哥、乌拉圭和委内瑞拉的信任指数最高。各国之间的信任-销售关系在统计上不一致,但它是销售额的最重要预测因素,其次是购买意愿和价格。
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引用次数: 1
Do Personality Traits and Shopping Motivations Affect Social Commerce Adoption Intentions? Evidence from an Emerging Market 个性特征和购物动机会影响社交商务的采用意图吗?来自新兴市场的证据
IF 4.3 Q2 BUSINESS Pub Date : 2019-09-30 DOI: 10.1080/15332861.2019.1668659
G. Aydin
Abstract Social commerce has become a hot topic since the beginning of Web 2.0 era; however, relevant research is scarce in emerging economies. This study aims to fill this research gap and answer the main research question of “what type of relevant personality traits and shopping motivations affect social commerce adoption intentions”. The research model was developed upon personality traits (openness to experience, need for uniqueness and buying impulsiveness) that are deemed to be relevant to online shopping and social media use. An online questionnaire was conducted on social media users. A total of 269 valid questionnaires were analyzed via structural equation modeling to test for the proposed relationships, majority of which emerged as non-linear. The findings highlight the significance of socialization motives in addition to utilitarian and hedonic shopping motives on social commerce adoption intentions. Openness to experience emerged as a significant trait that has an indirect effect on social commerce adoption intentions. Age and education materialized as significant demographics influencing shopping motivations in a social commerce setting.
自Web 2.0时代开始,社交商务就成为一个热门话题;然而,新兴经济体的相关研究却很少。本研究旨在填补这一研究空白,回答“什么样的相关人格特质和购物动机会影响社交商务采用意愿”这一主要研究问题。该研究模型是基于被认为与在线购物和社交媒体使用相关的人格特征(对经验的开放性、对独特性的需求和购买冲动)开发的。对社交媒体用户进行了在线问卷调查。通过结构方程模型对269份有效问卷进行分析,以检验所提出的关系,其中大多数是非线性的。研究结果强调了除了功利主义和享乐主义购物动机外,社交动机对社交商务采用意愿的重要性。对经验的开放性是一个重要的特征,它对社交商务的采用意图有间接影响。在社交商务环境中,年龄和教育成为影响购物动机的重要人口统计学因素。
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引用次数: 33
The Moderating Role of Website Familiarity in the Relationships Between e-Service Quality, e-Satisfaction and e-Loyalty 网站熟悉度在电子服务质量、电子满意度和电子忠诚关系中的调节作用
IF 4.3 Q2 BUSINESS Pub Date : 2019-09-27 DOI: 10.1080/15332861.2019.1668658
Bahar Kaya, Elaheh Behravesh, A. Abubakar, Omer Sami Kaya, Carlos Orús
Abstract Intense competition drives e-tailers to search for radically new ways to maintain and increase their market share. Drawing on Bagozzi’s (1992) appraisal → affective response → behavior framework, this study highlights the need, and develops a framework for customer e-loyalty and website familiarity for e-tailer. The purpose of this study is to investigate the moderating role of website familiarity in the relationships between e-service quality, e-satisfaction and e-loyalty in the context of an emerging economy, Turkey. The survey data were obtained using a judgmental sampling technique and analyzed through structural equation modeling. The findings show that website familiarity has a significant positive moderating effect on the relationship between e-satisfaction and e-loyalty, while e-service quality positively affects e-loyalty directly and indirectly through e-satisfaction. Implications for research and practice are discussed.
摘要激烈的竞争促使电子零售商寻找全新的方式来维持和增加其市场份额。根据Bagozzi(1992)的评估→ 情感反应→ 行为框架,本研究强调了这一需求,并为电子零售商开发了一个客户电子忠诚度和网站熟悉度的框架。本研究的目的是调查在土耳其新兴经济体的背景下,网站熟悉度在电子服务质量、电子满意度和电子忠诚度之间的关系中的调节作用。调查数据采用判断抽样技术获得,并通过结构方程建模进行分析。研究结果表明,网站熟悉度对电子满意度和电子忠诚度之间的关系具有显著的正向调节作用,而电子服务质量通过电子满意度直接和间接地正向影响电子忠诚度。讨论了对研究和实践的启示。
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引用次数: 92
期刊
Journal of Internet Commerce
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