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The effects of wealth shocks on public and private long-term care insurance 财富冲击对公共和私人长期护理保险的影响
IF 3.6 2区 经济学 Q1 ECONOMICS Pub Date : 2025-11-26 DOI: 10.1016/j.jhealeco.2025.103086
Joan Costa-Font , Richard G Frank , Nilesh Raut
The financing of long-term care services and supports (LTSS) relies heavily on self-insurance in the form of housing or financial wealth. Exploiting both local market variation in housing prices and individual-level variation in stock market wealth from 1996 to 2016, we show that exogenous wealth shocks significantly reduce the probability of LTCI coverage, without altering Medicaid eligibility among people with housing and financial assets. The effect of shocks to liquid wealth strongly dominates the effect of housing wealth changes. A $100 K increase in housing (financial) wealth reduces the likelihood of LTCI coverage by 1.24 (3.22) percentage points.
长期护理服务和支持(LTSS)的融资在很大程度上依赖于住房或金融财富形式的自我保险。从1996年到2016年,我们利用地方市场房价的变化和股票市场财富的个人水平变化,发现外源性财富冲击显著降低了LTCI覆盖的概率,而没有改变住房和金融资产人群的医疗补助资格。对流动财富的冲击的影响强烈地支配着住房财富变化的影响。住房(金融)财富每增加10万美元,LTCI覆盖的可能性就会降低1.24(3.22)个百分点。
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引用次数: 0
Nursing shortages and patient outcomes 护理短缺和患者预后
IF 3.6 2区 经济学 Q1 ECONOMICS Pub Date : 2025-11-21 DOI: 10.1016/j.jhealeco.2025.103082
Elaine Kelly , Carol Propper , Ben Zaranko
This paper examines the effect of nurse shortages on healthcare production. Employing novel high-frequency data, we examine what effect the absence of nursing staff has on inpatient mortality and other outcomes associated with nursing care. We find significant adverse mortality impacts of shortages of nurses with degree-level qualifications: for the average ward, the absence of a nurse with university degree-equivalent level training increases the odds of a patient death by approximately 10%, while there is no effect of shortages of less qualified nursing assistants. For qualified nurses, there are returns to firm (hospital) specific human capital: increasing the average firm-specific experience among degree qualified nurses by one year is associated with an 8% reduction in the odds of a patient death, the equivalent to adding three-quarters of an extra qualified nurse to the ward. Adverse mortality impacts of shortages are particularly concentrated among patients of relatively low, rather than high, clinical severity. The largest impacts are for those diagnosed with sepsis, a condition where early detection is important for survival and where nurses have a central role in detection and subsequent control.
本文考察了护士短缺对医疗保健生产的影响。采用新颖的高频数据,我们研究了护理人员的缺席对住院病人死亡率和其他与护理相关的结果的影响。我们发现具有学位水平资格的护士短缺对死亡率有显著的不利影响:对于普通病房来说,缺乏具有大学学位同等水平培训的护士会使患者死亡的几率增加约10%,而资历较低的护理助理的短缺则没有影响。对于合格的护士来说,公司(医院)特定人力资本有回报:获得学位的护士在公司的平均工作经验每增加一年,病人死亡的几率就会降低8%,相当于为病房增加了四分之三的合格护士。短缺对死亡率的不良影响尤其集中在临床严重程度相对较低而不是较高的患者中。影响最大的是那些被诊断为败血症的人,在这种情况下,早期发现对生存很重要,护士在发现和随后的控制方面发挥着核心作用。
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引用次数: 0
Contraceptive access and infant health outcomes 获得避孕药具和婴儿健康结果
IF 3.6 2区 经济学 Q1 ECONOMICS Pub Date : 2025-11-08 DOI: 10.1016/j.jhealeco.2025.103081
James Flynn
This paper documents an important unintended consequence of expanding contraceptive access; it reduces the rates of adverse infant health outcomes. I study a large family planning initiative in the St. Louis metropolitan area that provided thousands of long-acting reversible contraceptives (LARCs) to reproductive-age women at no cost. Using a synthetic difference-in-differences design, I find that the program led to substantial improvements in infant health, reducing extremely preterm births by 2.18 and infant deaths by 1.74 per 1,000 live births, reductions of approximately 20% for each outcome. I find meaningful reductions for both Black and White mothers, though the effects on Black mothers are less precisely estimated and are smaller as a percentage of the baseline rates, particularly for extremely preterm births.
本文记录了扩大避孕药具获取的一个重要的意外后果;它降低了不良婴儿健康结果的发生率。我研究了圣路易斯市区的一个大型计划生育项目,该项目为育龄妇女免费提供了数千种长效可逆避孕药具(LARCs)。通过综合差异中差异设计,我发现该项目显著改善了婴儿健康状况,每1,000名活产婴儿中极早产率降低了2.18例,婴儿死亡率降低了1.74例,每项结果都降低了约20%。我发现黑人和白人母亲都有明显的减少,尽管对黑人母亲的影响没有得到精确的估计,而且在基线率中所占的百分比也较小,尤其是在极度早产的情况下。
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引用次数: 0
Partial rating area offering and tests for anticompetitive market segmentation in the ACA Marketplaces ACA市场中反竞争市场分割的部分评级区域提供和测试。
IF 3.6 2区 经济学 Q1 ECONOMICS Pub Date : 2025-11-06 DOI: 10.1016/j.jhealeco.2025.103080
Hanming Fang , Ami Ko
To limit price variation across consumers in the Health Insurance Marketplaces, the Patient Protection and Affordable Care Act (ACA) mandates that insurance plans be uniformly priced across multiple counties within the same geographic rating area. However, the ACA does not require insurers to offer plans in every county, creating the potential for partial rating area offering. Using data from the federally-facilitated Marketplaces, we find that selective participation is both prevalent and persistent throughout the 2016–2022 period. We investigate whether this selective offering reflects anticompetitive market segmentation. In six of the seven years, the evidence is inconsistent with collusive motives. Only in 2018, a year characterized by a particularly low number of insurers with extensive multimarket contact, do we find evidence suggesting anticompetitive motives were among the drivers of selective participation within rating areas.
为了限制健康保险市场中消费者之间的价格差异,《患者保护和平价医疗法案》(Patient Protection and Affordable Care Act, ACA)要求保险计划在同一地理评级区域内的多个县统一定价。然而,ACA并没有要求保险公司在每个县都提供保险计划,这就创造了部分评级地区提供保险的可能性。使用来自联邦政府推动的市场的数据,我们发现选择性参与在2016-2022年期间既普遍又持续。我们调查这种选择性提供是否反映了反竞争的市场细分。在这七年中,有六年的证据与共谋动机不一致。只有在2018年,即拥有广泛多市场联系的保险公司数量特别少的一年,我们才发现有证据表明,反竞争动机是评级领域选择性参与的驱动因素之一。
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引用次数: 0
The intergenerational health effects of child marriage bans 禁止童婚对代际健康的影响
IF 3.6 2区 经济学 Q1 ECONOMICS Pub Date : 2025-10-30 DOI: 10.1016/j.jhealeco.2025.103075
Dung D. Le , Teresa Molina , Yoko Ibuka , Rei Goto
Using data from 17 countries, we investigate the effects of child marriage bans on child mortality in the next generation. We use within-country variation in mothers’ exposure to the ban across cohorts and in “treatment intensity,” calculated based on region-level child marriage prevalence and marriage age prior to the ban. We find that child marriage bans reduced under-5 mortality, with an effect of 19.7 percent corresponding to a one standard deviation change in treatment intensity. Increases in age at first marriage and first birth, which may have led to improved health-related decisions around the time of birth, appear to be the main drivers of the mortality reductions documented.
利用来自17个国家的数据,我们调查了禁止童婚对下一代儿童死亡率的影响。我们使用了国家内部母亲在不同队列和“治疗强度”中受到禁令影响的差异,该差异是根据地区童婚流行率和禁令前的结婚年龄计算的。我们发现,童婚禁令降低了5岁以下儿童的死亡率,治疗强度的一个标准差变化对应的效果为19.7%。第一次结婚和第一次生育年龄的增加,可能导致在生育前后做出更好的与健康有关的决定,这似乎是所记录的死亡率下降的主要驱动因素。
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引用次数: 0
Minimum legal drinking age and educational outcomes 最低法定饮酒年龄和教育成果
IF 3.6 2区 经济学 Q1 ECONOMICS Pub Date : 2025-10-30 DOI: 10.1016/j.jhealeco.2025.103078
Manuel Bagues , Carmen Villa
Many European countries have raised the minimum legal drinking age (MLDA) from 16 to 18 over the past decades. These policies often comprise a bundle of reforms including restrictions on alcohol sales to minors, venue access limitations, and advertising controls. We provide novel evidence of the impact of MLDA changes on educational outcomes by exploiting their staggered timing across Spanish regions. Alcohol consumption among adolescents aged 14–17 decreased by 7 to 17% and exam performance improved by 4% of a standard deviation. We also observe a 10% decrease in the use of anxiolytics and hypnosedatives, suggesting improved mental health. There are no significant changes in the use of other substances, leisure habits or study effort. These findings are consistent with neurobiological evidence that alcohol directly impairs cognitive development and increases anxiety-related behaviours. Reducing teenage alcohol consumption represents a substantial opportunity to improve educational outcomes in Europe, where youth drinking rates remain notably high.
在过去的几十年里,许多欧洲国家已经将最低合法饮酒年龄(MLDA)从16岁提高到18岁。这些政策通常包括一系列改革,包括限制向未成年人出售酒类、限制进入场馆和控制广告。我们通过利用西班牙地区的交错时间,提供了MLDA变化对教育成果影响的新证据。14-17岁青少年的饮酒量下降了7%至17%,考试成绩提高了4%的标准差。我们还观察到抗焦虑药和催眠镇静剂的使用减少了10%,这表明心理健康得到改善。在其他物质的使用、休闲习惯或学习努力方面没有明显的变化。这些发现与神经生物学证据一致,即酒精直接损害认知发展并增加焦虑相关行为。减少青少年酒精消费是改善欧洲教育成果的一个重要机会,在欧洲,青少年饮酒率仍然很高。
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引用次数: 0
The time cost of a disability 残疾的时间成本。
IF 3.6 2区 经济学 Q1 ECONOMICS Pub Date : 2025-10-27 DOI: 10.1016/j.jhealeco.2025.103079
Daniel S. Hamermesh , Michał Myck
We consider how a physical disability alters patterns of time use. A disability may raise the time cost of some activities, making them differentially less worth doing; or it may make switching activities more costly. Both possibilities predict that fewer activities will be undertaken, with more time spent on each. These explanations describe our correlational findings based on non-working ATUS 2008–22 respondents ages 70+, 32 % of whom self-assess a disability. Data from the 2013 Polish Time Use Survey, where disability is medically certified, show similar results and demonstrate the same loss of variety over multiple days. Remarkably similar basic results are found using homogenized British, Canadian, French, Italian, and Spanish time diaries. Evidence from a “sesqui-difference” test on the ATUS data hints that the relationship is causal. Overall, a mobility/physical disability leads an otherwise identical person to engage in over 10 % fewer activities on a typical day. The lost variety represents extra costs equivalent in data from six countries to over twice the average annual income of older individuals.
我们考虑身体残疾如何改变时间使用模式。残疾可能会增加一些活动的时间成本,使它们变得不值得做;或者,它可能使转换活动的成本更高。这两种可能性都预示着将进行更少的活动,而在每项活动上花费更多的时间。这些解释描述了我们基于年龄在70岁以上的非工作ATUS 2008-22调查对象的相关发现,其中32%的人自我评估有残疾。2013年波兰时间使用调查的数据显示了类似的结果,并表明在多天内同样失去了多样性。使用均质化的英国、加拿大、法国、意大利和西班牙时间日记,发现了非常相似的基本结果。对ATUS数据进行“倍差”检验的证据表明,这种关系是因果关系。总体而言,行动不便/身体残疾导致一个在其他方面完全相同的人在典型的一天中参与的活动减少了10%以上。根据六个国家的数据,这些损失的品种所代表的额外成本相当于老年人平均年收入的两倍多。
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引用次数: 0
From addiction to aggression: The spillover effects of opioid policies on intimate partner violence 从成瘾到攻击:阿片类药物政策对亲密伴侣暴力的溢出效应。
IF 3.6 2区 经济学 Q1 ECONOMICS Pub Date : 2025-10-24 DOI: 10.1016/j.jhealeco.2025.103073
Dhaval Dave , Bilge Erten , Pinar Keskin , Shuo Zhang
Substance abuse is a major risk factor for intimate partner violence (IPV). We investigate how a key supply-side intervention – the abuse-deterrent reformulation of a widely-diverted opioid, OxyContin – affected IPV. Our results indicate counties with greater baseline rates of prescription opioid usage experienced relatively larger declines in IPV after OxyContin’s reformulation. The reformulation reduced IPV only in states with smaller illicit drug markets, while states with larger illicit drug markets experienced increased heroin-involved IPV due to substitution towards illicit opioids. Our results underscore the importance of identifying populations at high risk of substitution to illicit opioids and moderating this risk with evidence-based policies.
药物滥用是亲密伴侣暴力(IPV)的主要风险因素。我们调查了一个关键的供应方干预-滥用威慑重新配方广泛转移阿片类药物,奥施康定-影响IPV。我们的研究结果表明,处方阿片类药物使用基线率较高的县在奥施康定重新配方后IPV的下降幅度相对较大。仅在非法药物市场较小的国家,重新配方减少了非法药物市场较大的国家,而非法药物市场较大的国家,由于非法阿片类药物的替代,涉及海洛因的IPV增加。我们的研究结果强调了识别非法阿片类药物替代高风险人群并通过循证政策缓和这种风险的重要性。
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引用次数: 0
The effect of West German television on smoking and health: A natural experiment from German reunification 西德电视对吸烟和健康的影响:德国统一后的自然实验。
IF 3.6 2区 经济学 Q1 ECONOMICS Pub Date : 2025-10-20 DOI: 10.1016/j.jhealeco.2025.103077
Andrea Bernini , Sven A. Hartmann
This paper examines the long-term impact of West German television exposure on smoking behavior in East Germany, with a focus on gender-specific responses. Using data from 1989 and 2002 and leveraging quasi-random variation in West German TV signal availability across East German regions, we find that TV exposure led to a substantial increase in smoking among women — by 9.5 percentage points in smoking probability and 68% in cigarette consumption — while having no measurable effect on men. This asymmetric effect reflects divergent pre-reunification norms: under socialism, female smoking was heavily stigmatized, and exposure to Western media relaxed these social constraints. The behavioral shift persisted over time, with exposed women reporting worse physical and mental health and higher healthcare utilization in 2002. Back-of-the-envelope calculations suggest a sizable increase in smoking-related mortality and healthcare costs. Our findings highlight how cultural integration through media can alter health behaviors and generate significant public health externalities in transitional societies.
本文考察了西德电视节目对东德吸烟行为的长期影响,重点是针对性别的反应。利用1989年和2002年的数据,并利用东德地区西德电视信号可用性的准随机变化,我们发现电视曝光导致女性吸烟率大幅增加——吸烟概率增加9.5个百分点,香烟消费量增加68%——而对男性没有可测量的影响。这种不对称效应反映了统一前不同的规范:在社会主义制度下,女性吸烟受到严重的歧视,而接触西方媒体则放松了这些社会约束。随着时间的推移,这种行为转变持续存在,2002年暴露的妇女报告身体和心理健康状况更差,医疗保健使用率更高。粗略的计算表明,与吸烟有关的死亡率和医疗费用大幅增加。我们的研究结果强调了通过媒体的文化整合如何改变健康行为,并在转型社会中产生重大的公共卫生外部性。
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引用次数: 0
Demand for informal caregiving and human capital accumulation: Evidence from elderly deaths in Senegal 非正式照护需求与人力资本积累:来自塞内加尔老年人死亡的证据。
IF 3.6 2区 经济学 Q1 ECONOMICS Pub Date : 2025-10-17 DOI: 10.1016/j.jhealeco.2025.103076
Thomas Thivillon
This paper uses original panel data from Senegal to evaluate the effect of elderly household members’ deaths on the educational attainment of female children. Using a triple-difference strategy with child fixed-effects, I show that the death of a co-resident aged 60 or older is associated with 20% additional education completed over a period of 4 years by affected girls. I present evidence that changes in demand for informal caregiving among adolescent girls within the household are one of the mechanisms at play. These results highlight the central role of female teenagers in caregiving activities and suggest that policies that increase the availability of formal care for the elderly could reduce gender inequalities in education in contexts similar to Senegal.
本文采用塞内加尔的原始面板数据,评估家庭老年成员死亡对女童受教育程度的影响。使用具有儿童固定效应的三差策略,我表明,60岁或以上的共同居民的死亡与受影响女孩在4年期间完成的20%额外教育有关。我提供的证据表明,家庭中少女对非正式照料需求的变化是起作用的机制之一。这些结果突出了女性青少年在照料活动中的核心作用,并表明,在类似塞内加尔的情况下,增加老年人获得正规照料的政策可以减少教育中的性别不平等。
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引用次数: 0
期刊
Journal of Health Economics
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