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Antecedents of e-WOM and Revisit Intention in Sharia Hotels: Application of Social Exchange Theory 伊斯兰教酒店中电子口碑和重访意向的前因:社会交换理论的应用
Pub Date : 2024-01-25 DOI: 10.21043/iqtishadia.v16i2.18207
Dinda Dinisa, Gita Gayatri
Revisit intention is one of the most important factors in determining a hotel’s long-term success, as well as the spread of positive feedback by guests through electronic word-of-mouth (e-WOM). Sharia-compliant hotels, in comparison to conventional ones, face limitations in number and require substantial development. Hence, the primary objective of this study is to examine the factors that influence the creation of eWOM and the intention of guests to revisit, considering the direct, indirect, and moderating influence of guests’ religiosity levels. This study was conducted by distributing questionnaires to 312 respondents, employing the Structural Equation Model- Partial Least Square (PLS-SEM) method for data analysis. The results of this study provide insight into the significant influence of guests’ religious levels in Sharia-compliant hotels on their intention to revisit, directly or indirectly. These findings have significant implications for understanding the essential determinants for attracting returning guests and fostering the more effective growth of Sharia-compliant hotels in Indonesia, contributing to both theoretical insights and practical applications.
重游意向是决定酒店长期成功的最重要因素之一,也是客人通过电子口碑(e-WOM)传播积极反馈的重要因素。与传统酒店相比,符合伊斯兰教法的酒店在数量上受到限制,需要大力发展。因此,本研究的主要目的是在考虑客人宗教信仰水平的直接、间接和调节性影响的情况下,研究影响电子口碑创建和客人重游意愿的因素。本研究向 312 名受访者发放了调查问卷,并采用结构方程模型--偏最小二乘法(PLS-SEM)进行数据分析。研究结果深入揭示了在符合伊斯兰教法的酒店中,客人的宗教信仰水平直接或间接地对他们的重游意向产生了重大影响。这些研究结果对于了解吸引回头客的基本决定因素和促进印尼符合伊斯兰教标准的酒店更有效地发展具有重要意义,有助于理论洞察和实际应用。
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引用次数: 0
Analysis of The Impact of Covid-19 on Non Performing Finance, Digital Banking and Fintech on The Profitability of Sharia and Conventional Banks With Macro Economy as Moderation 新冠肺炎对不良金融、数字银行和金融科技的影响分析Sharia和传统银行的盈利能力,宏观经济为缓和
Pub Date : 2023-01-31 DOI: 10.21043/iqtishadia.v15i2.14876
Ulin Nuha Synatrya, Nugroho Heri Pramono
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引用次数: 0
The Value and Performance of Islamic Banking in Indonesia 印尼伊斯兰银行的价值与绩效
Pub Date : 2023-01-31 DOI: 10.21043/iqtishadia.v15i2.16508
Zulfikar Hasan
This study aimed to examine the value of Indonesian Islamic banking using secondary quarterly data from quarter I of 2016 to quarter IV of 2021. The data were sourced from Sharia Banking Statistics (SPS) published by the Financial Services Authority (OJK). EViews 8 was then used to analyze economic growth with financing distributed by Islamic banking. Furthermore, the study employed a qualitative method assisted with data from OJK. The findings showed that the value, growth, and development of Islamic banking in Indonesia are better than conventional banking. Also, the profitability ratio of Indonesian Islamic banking is categorized as good. The value of Islamic banking can be analyzed using several components such as growth, risk, returns and capital and cost.
本研究旨在使用2016年第1季度至2021年第4季度的第二季度数据来研究印度尼西亚伊斯兰银行的价值。数据来源于金融服务管理局(OJK)发布的伊斯兰银行统计(SPS)。然后使用EViews 8来分析伊斯兰银行分配融资的经济增长。此外,本研究采用了一种定性方法,并辅以OJK的数据。研究结果表明,印尼伊斯兰银行的价值、增长和发展都好于传统银行。此外,印尼伊斯兰银行的利润率也被评为“良好”。伊斯兰银行的价值可以用增长、风险、回报、资本和成本等几个组成部分来分析。
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引用次数: 3
Optimizing Cash Waqf and Cash Waqf Linked Sukuk : The Role of Nazhir and The Strategies 优化现金宗教基金和与现金宗教基金挂钩的Sukuk:纳齐尔的作用和策略
Pub Date : 2023-01-31 DOI: 10.21043/iqtishadia.v15i2.16353
Afief El Ashfahany, N. Lestari
This study aims to explore the role and strategy of Nazhir in optimizing the management of cash waqf and cash waqf linked Sukuk (CWLS) yields. The method of the study is field research with a qualitative descriptive approach. The data was obtained through an in-depth interview with key persons from the Central Java Muhammadiyah (PWM Central Java) Waqf and Assets Council, the Nahdlatul Ulama Amil Zakat Institute (LAZISNU), and the Baitulmaal Muamalat. The results of this study emphasize the critical role of Nazhir in managing cash waqf and CWLS yield funds to be distributed to Mauquf 'Alaih. The management of cash waqf by the Central Java Muhammadiyah Waqf and Treasurer Council is carried out in the productive business sector, such as rental equipment, farm investment, and integrated farms in Wonolopo Central Java. Meanwhile, apart from effective businesses, LAZISNU and Baitulmaal Muamalat manage Cash Waqf through the CWLS scheme. The cash waqf yields from the three institutions were channeled to the fields of education, economy, and health. Especially for the CWLS scheme, with the great potential that the combination of cash waqf and Sukuk can be more optimally used as an instrument of financing sources to increase the welfare of people in need, especially during the pandemic.
本研究旨在探讨Nazir在优化现金宗教基金和现金宗教基金挂钩的Sukuk(CWLS)收益率管理方面的作用和策略。研究方法是采用定性描述性方法进行实地研究。这些数据是通过深入采访来自中爪哇Muhammadiyah(PWM中爪哇)宗教基金和资产委员会、Nahdlatul Ulama Amil Zakat研究所(LAZISNU)和Baitulmaal Muamalat的关键人士获得的。这项研究的结果强调了Nazir在管理分配给Mauquf’Alaih的现金基金和CWLS收益基金方面的关键作用。中爪哇Muhammadiyah宗教基金和财务委员会对现金宗教基金的管理是在生产性商业部门进行的,如租赁设备、农场投资和中爪哇Wonolopo的综合农场。与此同时,除了有效的业务外,LAZISNU和Baitulmaal Muamalat还通过CWLS计划管理Cash Waqf。这三家机构的现金宗教基金收益被引导到教育、经济和卫生领域。特别是对于CWLS计划,现金宗教基金和Sukuk的组合可以更优化地用作融资来源的工具,以提高有需要的人的福利,特别是在疫情期间。
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引用次数: 1
The Role of Sharia Compliance in Online Shop Applications in Improving Consumers’ Trust 在网上商店应用中遵守伊斯兰教法对提高消费者信任的作用
Pub Date : 2022-12-29 DOI: 10.21043/iqtishadia.v15i2.13606
Endang Sriani, N. Hasanah, Ubaedul Mustofa
Muslim business transactions are governed by the principles of Islamic values, specifically Sharia compliance. However, accommodating these values poses a challenge for modern transaction system providers. This is because online shop providers have not been considering Sharia compliance as a crucial aspect to enhance consumer confidence, especially among Muslim consumers. Therefore, this research aims to determine the extent to which sharia conformity of web features and online shop applications influences consumers’ trust in the online shopping platform. It is a quantitative analysis that uses primary data from respondents representing the population. The research population comprises users of online shop applications that apply sharia compliance principles in their web design with sample data of 430 respondents. Furthermore, the data analysis uses linear and multiple regression methods aided by SPSS data analysis tools. The results show a positive and significant influence between sharia compliance, specifically avoiding prohibitions, object & price, buyer & seller, as well as offering & acceptance in websites design or online shop applications on consumers’ trust both partially and simultaneously. The partial influence of each sharia compliance variable is avoidance of main prohibitions, object & price, buyer & seller, as well as offer & acceptance by 60.6%, 62.6%, 69.3%, and 57.2%, respectively. Meanwhile, the simultaneous influence of sharia compliance variables on consumers’ trust is 79.4%, and other variables influence the remaining 20.6%. These results suggest that online shop consumers, specifically Muslims, make sharia values an essential criterion for selecting and using online shops. The theoretical contribution is to build and strengthen the concept and theory of sharia compliance to construct consumer trust. Concerning the practical contribution, the results could be the basis of consideration for online shop service providers to increase consumers’ trust by providing services in line with sharia compliance principles. Further research could explore additional variables that affect consumers’ confidence in using online shop platforms.
穆斯林的商业交易受伊斯兰价值观原则的支配,特别是伊斯兰教法的遵守。然而,容纳这些值对现代事务系统提供者提出了挑战。这是因为网上商店供应商没有考虑到遵守伊斯兰教法是增强消费者信心的一个关键方面,尤其是在穆斯林消费者中。因此,本研究旨在确定网络功能和网上商店应用的伊斯兰教法符合性对消费者对网上购物平台的信任的影响程度。这是一种定量分析,使用代表人口的受访者的原始数据。研究人群包括在其网页设计中应用伊斯兰教法合规原则的在线商店应用程序的用户,样本数据为430名受访者。此外,数据分析采用线性和多元回归方法,辅以SPSS数据分析工具。结果显示,网站设计或网上商店应用中的伊斯兰教法合规性,特别是避免禁令,对象和价格,买方和卖方,以及提供和接受对消费者信任有部分和同时的积极显著影响。每个sharia合规变量的部分影响分别是避免主要禁令,对象和价格,买方和卖方以及要约和接受,分别为60.6%,62.6%,69.3%和57.2%。同时,伊斯兰教法合规变量对消费者信任的同时影响为79.4%,其他变量影响剩余的20.6%。这些结果表明,网上商店的消费者,特别是穆斯林,将伊斯兰教法价值观作为选择和使用网上商店的基本标准。理论贡献在于构建和强化伊斯兰教法合规的概念和理论,构建消费者信任。在实际贡献方面,研究结果可以作为网上商店服务提供商通过提供符合伊斯兰教法合规原则的服务来增加消费者信任的考虑依据。进一步的研究可以探索影响消费者使用网上购物平台信心的其他变量。
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引用次数: 0
Women's Economic Empowerment Through Sharia Micro-Finance Institutions In Indonesia: A Qualitative Research 通过伊斯兰教小额信贷机构在印度尼西亚赋予妇女经济权力:一项定性研究
Pub Date : 2022-12-26 DOI: 10.21043/iqtishadia.v15i2.15902
Women's empowerment has become an agenda that has recently been put forward and has become one of the essential agendas in sustainable development. One of the common problems women micro-enterprises face is the difficulty of accessing sources of capital. Islamic microfinance institutions are an alternative that can be utilized by women micro-enterprises in Indonesia to overcome the challenges in accessing business capital. This research uses a qualitative approach to study literature and in-depth interviews. The literature study was conducted by selecting relevant papers by accessing the Google Scholar database using the keywords “women empowerment” AND “Islamic microfinance” OR “Islamic microfinance”. The search time range is limited to the last 5 years, namely 2017 to 2022. The literature search results found 19 relevant papers. 4 sharia microfinance institutions are reported to run women's empowerment programs, namely sharia cooperatives, Baitul Mal Wat Tamwil, Zakat Management Organizations, and Micro Waqf Banks. The results of interviews with 20 lecturers of Islamic Economics strengthen the role of Islamic microfinance institutions in women's empowerment programs in Indonesia.
赋予妇女权力已成为最近提出的一项议程,并已成为可持续发展的重要议程之一。妇女微型企业面临的共同问题之一是难以获得资金来源。伊斯兰小额融资机构是印度尼西亚妇女微型企业克服获取商业资本挑战的一种替代方案。本研究采用质的方法对文献进行研究,并进行深入访谈。这项文献研究是通过访问谷歌学者数据库选择相关论文进行的,关键词为“妇女赋权”、“伊斯兰小额信贷”或“伊斯兰小额金融”。搜索时间范围限于最近5年,即2017年至2022年。文献检索结果发现相关论文19篇。据报道,有4家伊斯兰教法小额金融机构实施了妇女赋权方案,即伊斯兰教法合作社、Baitul Mal Wat Tamwil、Zakat管理组织和小额宗教基金银行。对20名伊斯兰经济学讲师的访谈结果加强了伊斯兰小额金融机构在印度尼西亚妇女赋权方案中的作用。
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引用次数: 1
Integration of the Indonesian Islamic Stock Index: Evidence from Developed and Developing Countries 印尼伊斯兰股票指数的整合:来自发达国家和发展中国家的证据
Pub Date : 2022-12-19 DOI: 10.21043/iqtishadia.v15i2.14462
Globalization is changing the world's economic and financial systems are increasingly integrated. Globalization can also trigger shocks to the Islamic stock market and reduce diversification benefits for investors. This study aims to analyze the integration of the Indonesian Islamic stock index with the Islamic stock index of developed and developing countries. Using a vector error correction model and daily data from 2012 to 2021, which reached 2088, the observations reveal that the Indonesian Islamic stock index is integrated with the Islamic stock index of developed and developing countries. The Indonesian Islamic stock index responded positively and negatively to the developed and developing Islamic stock index. Japan has the most significant contribution in influencing Indonesia's Islamic stock index. Indonesia's Islamic stock index needs to prepare various alternative strategies in dealing with shocks from developed and developing country Islamic stock indexes.
全球化正在改变世界经济和金融体系的一体化程度。全球化还可能引发对伊斯兰股市的冲击,降低投资者的多元化收益。本研究旨在分析印尼伊斯兰股票指数与发达国家和发展中国家伊斯兰股票指数的整合情况。使用向量误差校正模型和2012年至2021年的每日数据(达到2088),观察结果表明,印尼伊斯兰股指与发达国家和发展中国家的伊斯兰股指相结合。印度尼西亚伊斯兰股票指数对发达和发展中的伊斯兰股票指数作出积极和消极的反应。日本对印尼伊斯兰股票指数的影响最大。印尼伊斯兰股指需要准备各种替代策略,以应对发达国家和发展中国家伊斯兰股指的冲击。
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引用次数: 0
Corporate Governance Model of Islamic Philanthropy at Islamic Hospitals in Ponorogo Ponorogo伊斯兰医院的伊斯兰慈善公司治理模式
Pub Date : 2022-12-19 DOI: 10.21043/iqtishadia.v15i2.17309
Luhur Prasetiyo, Unun Roudlotul Jannah, Nurma Fitrianna
This article aims to analyze the governance of ZISWAF in philanthropic institutions placed in hospitals. Hospitals are health facilities that are often not affordable for the underprivileged. Some cases of displaced patients because they do not have funds to get health services in hospitals often occur. Islamic philanthropy in hospitals is vital to address this issue. This research is qualitative, with the location of three hospitals in Ponorogo, namely RSU 'Aisyiyah, RSU Muhammadiyah, and RSU Muslimat. The informant of this study is the manager of Islamic philanthropy. In addition, data is also collected from recipient patients and donors. The results showed that Islamic philanthropy in the three hospitals was carried out by philanthropic institutions affiliated with community organizations. At 'Aisyiyah and Muhammadiyah Hospital, philanthropy is managed by the Lazismu Service Office. Meanwhile, at Muslimat Hospital, philanthropy is managed by JP-ZIS NU Care. Philanthropic governance in the three hospitals can be divided into two models: integrated Islamic philanthropy institution and external Islamic philanthropy institution.
本文旨在分析ZISWAF在医院慈善机构中的治理情况。医院是弱势群体往往负担不起的医疗设施。一些因没有资金在医院获得医疗服务而流离失所的患者的案例经常发生。医院中的伊斯兰慈善事业对解决这一问题至关重要。这项研究是定性的,在波诺罗戈有三家医院,分别是RSU‘Aiyiyah、RSU Muhammadiyah和RSU Muslimat。这项研究的线人是伊斯兰慈善机构的经理。此外,还从接受治疗的患者和捐赠者那里收集数据。结果显示,这三家医院的伊斯兰慈善活动是由社区组织下属的慈善机构开展的。在Aisyyah和Muhammadiyah医院,慈善事业由Lazismu服务办公室管理。与此同时,在Muslimat医院,慈善事业由JP-ZIS NU Care管理。三所医院的慈善治理可分为两种模式:一体化伊斯兰慈善机构和外部伊斯兰慈善机构。
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引用次数: 0
Islamic Organizational Citizenship Behavior among Millennial Workers: The Role of Islamic Leadership, Workplace Spirituality, and Islamic Work Ethic In Central Java, Indonesia 千禧一代工人的伊斯兰组织公民行为:印度尼西亚中爪哇的伊斯兰领导、工作场所精神和伊斯兰工作道德的作用
Pub Date : 2022-12-19 DOI: 10.21043/iqtishadia.v15i2.19803
Wahibur Rokhman
The objective of this study examined the influence of islamic leadership and workplace spirituality on organizational citizenship behavior among the millennial generation muslim employees in Central Java, Indonesia. Furthermore, the research also examined the role of islamic work ethic on organizational citizenship behavior. The questionnaires were distributed to Muslim millennial employees in Central Java in order to conduct a survey. For this study, a sample of 500 respondents was purposefully chosen, and 435 of those responses were returned and used. The variables and items were assessed using a five-point Likert scale. The data were further analyzed with multiple regression analysis.  The results indicate that there is a significant positive effect of spiritual leadership and Islamic work ethic on organizational citizenship behavior. However, the study also found workplace spirituality does not influence organizational citizenship behavior. This study provides an understanding of the work behavior of the muslim millennial generation.  This study will provide good insight for the organization to understand the role of Islamic leadership, workplace spirituality, and Islamic work ethic on organizational citizenship behavior among the millennial generation muslim employees in Central Java, Indonesia.
本研究的目的是考察伊斯兰教领导和工作场所灵性对印度尼西亚中爪哇千禧一代穆斯林员工组织公民行为的影响。此外,本研究亦检视伊斯兰职业伦理对组织公民行为的影响。为了进行调查,向中爪哇的穆斯林千禧年雇员分发了调查表。在这项研究中,有目的地选择了500名受访者的样本,其中435人被退回并使用。变量和项目使用五点李克特量表进行评估。对数据进行多元回归分析。结果表明,精神领导和伊斯兰职业伦理对组织公民行为有显著的正向影响。然而,研究还发现,职场灵性并不影响组织公民行为。本研究提供了对穆斯林千禧一代工作行为的理解。本研究将为组织提供良好的洞察力,以了解伊斯兰领导,工作场所灵性和伊斯兰职业道德对印度尼西亚中爪哇千禧一代穆斯林员工的组织公民行为的作用。
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引用次数: 0
Repurchase Intention of Halal Cosmetic Product Among Muslim Consumers: The Roles of Islamic Branding, Halal Awareness, and Trust 穆斯林消费者对清真化妆品的回购意向:伊斯兰品牌、清真意识和信任的作用
Pub Date : 2022-07-28 DOI: 10.21043/iqtishadia.v15i1.14668
Anita Rahmawaty, Ita Rakhmawati
This study aims to examine the effects of Islamic branding and halal awareness on trust and repurchase intention. It also investigates the roles of trust in mediating the effects of Islamic branding and halal awareness towards repurchase intention of halal cosmetic products in Kudus regency. The research data is elicited from 275 Muslim consumers of halal cosmetic products in Kudus. The analysis technique of the collected data uses Partial Least Squares Path Modeling (PLS-SEM). The study finding shows that Islamic branding and halal awareness significantly affect consumers’ trust and repurchase intention in positive ways. Trust mediates the effects of Islamic branding and halal awareness towards repurchase intention of halal cosmetic products in Kudus. The finding also intends to contribute to Sharia business players comprehending the factors that improve trust and repurchase intention towards the halal cosmetic products for their business development. 
本研究旨在检验伊斯兰品牌和清真意识对信任和回购意愿的影响。它还调查了信任在Kudus摄政时期伊斯兰品牌和清真意识对清真化妆品回购意图的影响中的中介作用。研究数据来自库都斯275名清真化妆品的穆斯林消费者。所收集数据的分析技术使用偏最小二乘路径建模(PLS-SEM)。研究发现,伊斯兰品牌和清真意识以积极的方式显著影响消费者的信任和回购意愿。信任中介伊斯兰品牌和清真意识对库都斯清真化妆品回购意向的影响。这一发现还旨在帮助Sharia商业参与者了解提高对清真化妆品的信任和回购意愿的因素,以促进其业务发展。
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引用次数: 0
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Iqtishadia
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