Iqtishadia最新文献_第5页

Islamic Prudential Banking Concept to Reduce Non Performing Financing: Literature Review 伊斯兰审慎银行理念减少不良融资:文献回顾

Iqtishadia

Pub Date : 2019-10-23 DOI: 10.21043/iqtishadia.v12i2.5641

B. Asiyah, M. Nasir, Muhamad Ahsan

Purpose - This paper aims to develop the concept of prudential banking based on sharia principles to minimize non-performing financing in Indonesia. Methode - This desk research was based on many relevant studies advanced in the literature. The review was particularly focus on Sharia Banking Law, Indonesian Banking Regulations, and Financial Services Authority Regulations. A secondary data published by the Indonesian Central Bank on Sharia Banking Statistics for 2014-2018 was used to sharpen the analysis. In addition, many previous studies on Sharia Banking conducted in other countries (e.g. Malaysia, Pakistan and other European countries) were discussed in order to widen the importance of Sharia banking in those countries. Findings - The findings of this study include as follows. First, the development of the concept of Islamic prudential banking in the operations of Islamic banks need to give attention towards business risk and the certainty of the implementation of Islamic principles. Second, the operational of Islamic banks need to consider the important of sharia human resources, sharia product, sharia process (marketing, management, and standard operational procedure (SOP)) as well. Research limitation- This research limitation article requires follow-up to explore the potential of applying Islamic prudential banking in depth to Islamic banks in Indonesia and apply it to every operational standard procedure from banks. Practical implications – The Practical implication is that Islamic prudential banking should be implemented in accordance with the Islamic concept in its operations so that it is truly able to minimize non performing financing. This study can also be used for policy instruments to improve Islamic Prudential Banking in Indonesia which is not yet available. Also, it can be implemented by other stakeholders of Islamic Banking . Social implication- The social implication of this study to increase work motivation and raises honesty in work, in accordance with the objectives of Islamic banks. Originality/Value - The originality of this study is due to the facts that studies on Islamic Prudential Banking have little examination. For this reason, this review study can be used as the important input to develop Islamic prudential banking and to be implemented by the banking and the regulators

目的-本文旨在发展基于伊斯兰教原则的审慎银行概念，以尽量减少印度尼西亚的不良融资。方法:本课桌研究基于文献中许多相关研究。审查特别侧重于伊斯兰银行法、印度尼西亚银行条例和金融服务管理局条例。印度尼西亚中央银行发布的2014-2018年伊斯兰银行统计数据用于加强分析。此外，还讨论了以前在其他国家(如马来西亚、巴基斯坦和其他欧洲国家)进行的许多关于伊斯兰银行的研究，以扩大伊斯兰银行在这些国家的重要性。研究结果-本研究的研究结果包括以下内容。首先，伊斯兰审慎银行理念的发展在伊斯兰银行的经营中需要关注业务风险和执行伊斯兰原则的确定性。其次，伊斯兰银行的运营还需要考虑伊斯兰人力资源、伊斯兰产品、伊斯兰流程(营销、管理、标准操作程序(SOP))的重要性。研究限制-这篇研究限制文章需要后续探索将伊斯兰审慎银行深入应用于印度尼西亚伊斯兰银行的潜力，并将其应用于银行的每一个操作标准程序。实际影响-实际影响是，伊斯兰审慎银行业务应在其业务中按照伊斯兰概念实施，以便真正能够最大限度地减少不良融资。这项研究还可以用于制定政策工具，以改善印度尼西亚目前尚不具备的伊斯兰审慎银行业务。此外，它可以由伊斯兰银行的其他利益相关者实施。社会含义-本研究的社会含义是增加工作动机和提高工作诚信，符合伊斯兰银行的目标。原创性/价值-本研究的原创性是由于对伊斯兰审慎银行的研究很少进行审查。因此，本综述研究可以作为发展伊斯兰审慎银行的重要投入，并由银行和监管机构实施

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引用次数: 3

The Factor of Intention to Buy Snacks Labeled Halal on Muslim Students in Yogyakarta 日惹穆斯林学生购买清真零食的意向因素

Iqtishadia

Pub Date : 2019-10-23 DOI: 10.21043/iqtishadia.v12i2.5113

Riyanto Efendi

In the industrial era 4.0 as it is now making the food industry increasingly diverse and easy to reach all walks of life. Food consumed by the community must be good and healthy because every time it is circulated it does not necessarily make it healthy and does not have a halal label. That way, the Muslim community certainly must choose foods that are good, healthy, and halal for consumption. So the purpose of this study was to determine the effect of subjective norms, perceptions of behavioral control, and religion on the intention to buy halal labeled snacks for Muslim students. Methodology This study was a quantitative study involving 174 students taken with the Snowball Sampling technique. Methods of multiple linear regression data analysis using SPSS Version 20. The results of the study are as follows: (1). Subjective norms have a positive and significant effect on the intention to buy snacks for Muslim students, (2). The perceived behavioral control has a positive and significant effect on the intention to buy snacks for Muslim students, (3). Reliability has a positive and significant effect on the intention to buy snacks for Muslim students, (4). Subjective norms, perceptions of control, and Religiosity jointly influence the intention to buy snacks products labeled halal 36.8%.

在工业时代，4.0正在使食品行业变得越来越多样化，更容易惠及各行各业。社区消费的食物必须是好的和健康的，因为每次流通都不一定使其健康，也没有清真标签。这样，穆斯林社区当然必须选择好的、健康的和清真的食物来消费。因此，本研究的目的是确定主观规范、行为控制观念和宗教对穆斯林学生购买清真标签零食的意愿的影响。方法本研究采用雪球抽样技术对174名学生进行了定量研究。方法采用SPSS Version 20对数据进行多元线性回归分析。研究结果如下：（1）。主观规范对穆斯林学生购买零食的意愿有积极而显著的影响，（2）。感知行为控制对穆斯林学生购买零食的意愿有积极而显著的影响，（3）。可靠性对穆斯林学生购买零食的意愿有积极而显著的影响，（4）。主观规范、控制感和宗教信仰共同影响购买清真零食的意愿36.8%。

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引用次数: 4

Do Islamic Microfinance Practise Descrease the Level of Three Aspects of Poverty 伊斯兰小额信贷实践是否降低了贫困的三个方面

Iqtishadia

Pub Date : 2019-07-29 DOI: 10.21043/IQTISHADIA.V12I1.2883

Ries Wulandari, Husna Dzakiroh

Islamic microfinance institutions such as Baitu Tamkin is one of Koperasi Syariah at Lombok Timur practising islamic value. In practising islamic value, Baitu Tamkin insert this value in line with three aspect including commercial finance, social aspect, and spiritual awareness. But the evaluation of this islamic microfinance practise has not been conducted yet. Therefor we conducted a research to evaluate the curent impact of this program wheter there was improvement and how the conditions of poverty in the member self before and after taking part in empowerment programs on Baitut Tamkin. Poverty condition that we observed not only financial aspect but also social and spiritual aspect. This research used parametric including Multiple Linear regression, a simple Linear Regression, t-test and non parametric test using Wilcoxon test. We conclude that the level of poverty at local region decreased at three aspects but with various condition. First, the islamic commercial financing significantly increasing their member’s montly liquidity but do not significantly increase their member’s housing condition. Second, the social condition of member showed that after being a member they create more friendly environment and helping each other. But there is no impact at “become islamic role model’ or and uswah al-hasanah. Third, spiritual awareness of member increased after they could practising some muamalah based on verses and hadith at muamalah. Number of member that moving from poor condition to empowered condition showed positive trend.

伊斯兰小额信贷机构，如白图坦金，是龙目木尔岛实行伊斯兰价值观的Koperasi Syariah之一。在践行伊斯兰价值观的过程中，白图丹金从商业金融、社会意识和精神意识三个方面将这一价值观嵌入其中。但是，对这种伊斯兰小额信贷做法的评估尚未进行。因此，我们进行了一项研究，以评估该计划目前的影响，是否有改善，以及成员在参加Baitut Tamkin赋权计划前后的贫困状况如何。贫困状况不仅体现在经济方面，也体现在社会和精神方面。本研究采用参数回归包括多元线性回归、简单线性回归、t检验和非参数检验采用Wilcoxon检验。结果表明，区域贫困水平在三个方面均有所下降，但条件不同。首先，伊斯兰商业融资显著提高了其成员的月流动性，但没有显著提高其成员的住房条件。第二，成员的社会状况表明，成为成员后，他们创造了更友好的环境，互相帮助。但这对“成为伊斯兰榜样”或“uswah al-hasanah”没有影响。第三，成员的精神意识提高后，他们可以练习一些穆阿马拉基于经文和圣训在穆阿马拉。从不良状态向良好状态转变的成员人数呈上升趋势。

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引用次数: 3

Evaluation of Muhammadiyah Waqf Assets Utilization in Magelang Regency 穆罕默迪耶宗教基金会资产在马杰朗执政期间的利用评估

Iqtishadia

Pub Date : 2019-07-29 DOI: 10.21043/IQTISHADIA.V12I1.3208

F. Medias, Eko Kurniasih Pratiwi

This article aims to evaluate the utilization of Muhammadiyah waqf assets in Magelang Regency and to analyze the supporting and inhibiting factors in utilizing the assets. This research is expected to become a framework or model for nazhir waqf, which in this case are Muhammadiyah Leaders in Magelang Regency, either from regional/regency level, branch/district level, village, and Muhammadiyah business, in managing and utilizing the waqf assets. The data for this research was collected by in-depth interview, observation on the waqf assets and documentation study, which was then analyzed qualitatively. The result showed that Muhammadiyah leaders of Magelang regency were able to collect waqf assets in form cash of Rp. 156.000.000, - and 415 plots of land spread over 21 sub districts in Magelang regency. The collected assets then were used in developing the field of worship by 20.75%, health by 3.6% and education by 49.55% and social by 26.13%. The utilization of waqf assets had not been aimed at productive sector in the community’s economy and most of them were led to consumptive sector. It was caused by the lack of socialization of nazhir waqf to the community and the community’s perspective that considers waqf was only in consumptive form.

本文旨在评估穆罕默迪耶宗教基金资产在马杰朗县的利用情况，并分析利用这些资产的支持和抑制因素。这项研究有望成为nazhir宗教基金的一个框架或模型，在这种情况下，他们是Magelang Regency的Muhammadiyah领导人，来自地区/Regency级别、分支机构/地区级别、村庄和Muhammadihah企业，管理和利用宗教基金资产。本研究的数据是通过深入访谈、对宗教基金资产的观察和文献研究收集的，然后对其进行定性分析。结果显示，马杰朗摄政区的穆罕默迪耶领导人能够以156.000000卢比的现金形式收集宗教基金资产，以及分布在马杰兰摄政区21个分区的415块土地。然后，收集到的资产用于发展20.75%的崇拜领域、3.6%的健康领域、49.55%的教育领域和26.13%的社会领域。宗教基金资产的使用并没有针对社区经济中的生产部门，它们大多被引导到消费部门。这是由于纳志尔宗教基金缺乏对社区的社会化，以及社区认为宗教基金只处于消费形式的观点造成的。

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引用次数: 3

Islamic Versus Conventional Stock Market Indices Performance: Empirical Evidence from Turkey 伊斯兰与传统股票市场指数的表现:来自土耳其的经验证据

Iqtishadia

Pub Date : 2019-06-19 DOI: 10.21043/IQTISHADIA.V12I1.4631

Kamola Bayram, Anwar Hasan Abdullah Othman

Rapid growth of Islamic finance in general and Sharī`ah compliant stocks in particular arises the question whether Islamic funds/stocks have a better performance or there is no significant difference with the performance of conventional counterparts. This study has twofold objectives, firstly to compare the performance of Islamic and conventional stock market indices in Turkey, namely KATILIM50 and BIST 100 by using Two-Sample Test of Hypothesis over the period of 15 May 2015 to 31 December 2016. Secondly, to examine the causal relationship between both stocks markets indices in the short-run using Granger (1969) Causality Test. The findings of parametric Z-test reveals that there is no statistical significant difference between the performance of both indices the KATILIM 50 index and BIST 100 index in Turkey Stock Exchange Market during the time frame of the study. Further, the Granger Causality findings indicate the absence of causal relationship between the two stock markets indices in the short-run. This suggests that stock markets in Turkey are informationally efficient and non-violated with the Efficient Market Hypothesis with respect to the available information of both indices. The findings of this study therefore will provide useful channel for Muslim investors to fully participate in the Turkish capital market that is Sharī`ah complaint and fulfil their religious belief without sacrificing any financial performance.

伊斯兰金融的快速增长，特别是符合伊斯兰教法的股票，引发了这样一个问题:伊斯兰基金/股票是否有更好的表现，或者与传统基金/股票的表现没有显著差异。本研究有两个目标，首先，通过使用双样本假设检验，比较2015年5月15日至2016年12月31日期间土耳其伊斯兰和传统股票市场指数(即KATILIM50和BIST 100)的表现。其次，运用Granger(1969)因果关系检验两种股市指数在短期内的因果关系。参数z检验的结果显示，在研究的时间框架内，土耳其证券交易所市场的KATILIM 50指数和BIST 100指数的表现没有统计学上的显著差异。此外，格兰杰因果关系的发现表明，在短期内，两个股票市场指数之间不存在因果关系。这表明，就两个指数的可用信息而言，土耳其的股票市场在信息上是有效的，并且不违反有效市场假说。因此，本研究的结果将为穆斯林投资者在不牺牲任何财务业绩的情况下充分参与土耳其资本市场并实现其宗教信仰提供有用的渠道。

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引用次数: 6

Does Islamic Religiosity Influence Female Muslim Fashion Trend Purchase Intention? An Extended of Theory of Planned Behavior 伊斯兰宗教信仰影响女性穆斯林时尚潮流购买意愿吗？计划行为理论的拓展

Iqtishadia

Pub Date : 2019-06-12 DOI: 10.21043/IQTISHADIA.V12I1.4384

Sulis Riptiono

In this article we examine the effect of the variable Islamic Religiosity toward consumer purchase intention on Muslim fashion trends by using the extended of theory of planned behavior as the grand of the theory. Respondents in this study were female Muslim in Central Java, Indonesia. Data collected using purposive sampling and analysis tool used in this study is path analysis. The results showed that all hypotheses were accepted except hypotheses three. Subjective norms have the most influence on the intention to buy female Muslim fashion trends. Subjective norm variables have a significant effect on consumer attitudes and consumer purchase intentions on female Muslim fashion trends. Other findings state that the variable of Islamic religiosity does not have a significant effect on female Muslim purchase intention directly, but the Islamic religiosity variable indirectly influence toward female Muslim purchase intentions through consumer attitudes variables. Whereas for Perceived behavioral control variables have a positive effect on consumer purchase intention.Keyword: Islamic Religiosity, Theory of Planned Behavior, Female Muslim Fashion Trend, Purchase Intention

本文以计划行为理论为框架，考察了可变的伊斯兰宗教对消费者购买意愿对穆斯林时尚趋势的影响。这项研究的受访者是印度尼西亚中爪哇的女性穆斯林。使用本研究中使用的有目的的抽样和分析工具收集的数据是路径分析。结果表明，除第三个假设外，所有假设均被接受。主观规范对购买穆斯林女性时尚潮流的意愿影响最大。主观规范变量对穆斯林女性时尚趋势的消费者态度和消费者购买意愿有显著影响。其他研究结果表明，伊斯兰宗教信仰变量对女性穆斯林购买意愿没有直接的显著影响，但伊斯兰宗教信仰通过消费者态度变量间接影响女性穆斯林购买意向。而感知行为控制变量对消费者购买意愿有积极影响。关键词：伊斯兰宗教、计划行为理论、女性穆斯林时尚趋势、购买意向

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引用次数: 11

The Relationship between Religiosity, Self-Interest, and Impulse Buying: an Islamic Perspective 宗教性、自我利益和冲动购买之间的关系:一个伊斯兰的观点

Iqtishadia

Pub Date : 2019-06-12 DOI: 10.21043/IQTISHADIA.V12I1.4501

Arif - Hoetoro, Muhammad Said Hannaf

The expansion of e-commerce dramatically changes the spending patterns which are found a significant number of impulse buying. Practical method and easy way to buy specific goods from e-commerce might be an important factor why customers spent their money more impulsively. Researches on this phenomenon showed that psychological values emerged from religiusity condition and self-interest encouragement play as self-regulation for controlling impulsive buying behavior. Viewed from Islamic economic perspective, this study seeks to configurate self-interest (al-nafs) into three levels namely al-nafs al-ammarah, al-nafs al-lawwamah, and al-nafs al-muthmainnah when al-nafs involved in online impulse buying. The first two layers of al-nafs refer to the level of self-interest which are material oriented, whereas the last one represents the highest level of self-interest which is spiritual oriented. By employing 134 repondents from e-commerce customers in Jakarta, the research findings revealed that there was no relationship between religiusity and al-nafs al-ammarah and al-nafs al-lawwamah. However, al-nafs al-ammarah (sig.= 0.000) and al-nafs al-lawwamah (sig.=0.040) positively influenced impulse buying. Meanwhile, there was strong relationship between religiusity and al-nafs al-muthmainnah (sig.= 0.000) in which this highest level of self-interest did not have relationship with impulse buying. These research findings have important implications that in order to regulate impulsive buying behavior, customers should control their self-interest and make it to be al-nafs al-muthmainnah.

电子商务的扩张极大地改变了消费模式，这是大量的冲动购买。从电子商务中购买特定商品的实用方法和简单方式可能是客户花钱更冲动的一个重要因素。对这一现象的研究表明，重聚状态下产生的心理价值观和利己主义鼓励作为控制冲动购买行为的自我调节作用。从伊斯兰经济的角度来看，当al-nafs参与在线冲动购买时，本研究试图将自身利益（al-nafs）配置为三个层次，即al-nafs-al-ammarah、al-nafsal-lawwamah和al-nafs-al-muthmainnah。前两层是指物质导向的利己主义水平，而最后一层代表精神导向的最高利己主义水平。通过雇佣来自雅加达电子商务客户的134名受访者，研究结果表明，宗教信仰与al-nafs-al-ammarah和al-nafsal-lawwamah之间没有关系。然而，al-nafs-al-ammarah（sig=0.000）和al-nafsal-lawwamah（sig=0.040）对冲动购买产生了积极影响。同时，宗教信仰与al-nafs-al-muthmainnah（sig=0.000）之间存在着强烈的关系，其中这种最高水平的利己主义与冲动购买无关。这些研究结果具有重要意义，即为了规范冲动购买行为，顾客应该控制自己的私利，并使其成为al-nafs-al-muthmainnah。

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引用次数: 5

Sukuk: A Veritable Tool for Effective Waqf Fund Management in Nigeria Sukuk：尼日利亚有效的宗教基金管理的可验证工具

Iqtishadia

Pub Date : 2019-06-12 DOI: 10.21043/IQTISHADIA.V12I1.4618

A. Umar, S. Aliyu

Since its emergence in the early 2000’s, Sukuk has been regarded as the most significant innovation recorded in the Islamic capital market. Sukuk is generally regarded as an equivalent of conventional bond, Sukuk paved way for mobilization of long term Shari’ah compliant funds for equally Shari’ah compliant undertakings. Islamic capital market experts have developed various Shari’ah compliant Sukuk structures, notable among which is Waqf-based Sukuk structure. Viewed as a distinct ethical capitalism and a veritable vehicle for long term financing, Waqf was found to record tremendous impact in all spares of human needs. The paper seeks to unveil how Waqf-based Sukuk could be used to attain effective mobilization as well as management of Waqf assets. It explores the possibility of issuing Waqf-based Sukuk for the development, renovation, reconstruction and modification of Waqf assets in Nigeria. The paper employs a non-experimental, deductive-analytical approach, in its investigation. Evidences show that Waqf-linked Sukuk has been successful in the development of Waqf assets in countries like Indonesia, Singapore and Saudi Arabia. Accordingly, the paper develops a Waqf-based Sukuk (ijarah) framework for fund mobilization for development of Waqf properties in Nigeria. We strongly recommend that both formal and non-formal Waqf institutions in Nigeria should utilize this outlet to effectively develop, deepen and manage their philanthropic activities.

自2000年代初出现以来，Sukuk一直被认为是伊斯兰资本市场上最重要的创新。Sukuk通常被视为传统债券的等价物，Sukuk为动员长期符合伊斯兰教法的资金用于同样符合伊斯兰教教法的事业铺平了道路。伊斯兰资本市场专家开发了各种符合伊斯兰教法的Sukuk结构，其中值得注意的是基于宗教基金会的Sukum结构。宗教基金被视为一种独特的道德资本主义和名副其实的长期融资工具，被发现在人类需求的各个方面都产生了巨大的影响。本文试图揭示如何利用基于宗教基金的Sukuk来实现宗教基金资产的有效动员和管理。它探讨了发行基于宗教基金的Sukuk用于尼日利亚宗教基金资产开发、翻新、重建和修改的可能性。本文采用非实验性的演绎分析方法进行研究。有证据表明，与宗教基金挂钩的Sukuk在印度尼西亚、新加坡和沙特阿拉伯等国成功开发了宗教基金资产。因此，本文开发了一个基于宗教基金的Sukuk（ijarah）框架，用于尼日利亚宗教基金财产开发的资金调动。我们强烈建议尼日利亚的正规和非正规宗教基金机构利用这一渠道，有效发展、深化和管理其慈善活动。

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引用次数: 8

Strengthening Corporate Zakat Policy in Indonesia 加强印尼企业天课政策

Iqtishadia

Pub Date : 2019-06-12 DOI: 10.21043/IQTISHADIA.V12I1.2718

A. Andriani, Mairijani Mairijani

Zakat is one of five pillars in Islam. As the biggest Moslem population country, Indonesia should considered zakat as potential instrument to reduce poverty. In normal economics situation where most growing entities generate profit yearly, business zakat plays an important role to create value added for prosperity. However the regulation of business zakat in Indonesia is very lack. Regulation of Zakat relies solely on Zakat act No.23 year 2011 that doesn’t cover the issue of business zakat. Another regulatory body is the Indonesian Accounting Institution that established sharia accounting standard, namely PSAK 101 which obliges sharia entities to provide business zakat report. Furthermore, the Indonesia Stock Exchange has launched Indonesia Sharia Stock Index (ISSI) and Jakarta Islamic Index (JII) for entities that trade sharia stocks in the capital market. The aim of the research is to discuss the form of policies to support business zakat application in Indonesia. Literature survey is mainly used as methodological approach to conduct this research. Fiqh literatures and sharia accounting standard are explored to support regulation of business zakat in Indonesia. Policies by regulatory bodies with regard to business zakat are also dicussed in order to support business zakat implementation in Indonesia. Empirical data from corporates that are indexed by ISSI or JII in Indonesia Stock Exchange are collected to provide the potency of business zakat. This paper initiates policies to be applied in supporting business zakat implementation in Indonesia.

天课是伊斯兰教的五大支柱之一。作为穆斯林人口最多的国家，印度尼西亚应该将天课视为减少贫困的潜在工具。在大多数成长型实体每年都会产生利润的正常经济情况下，商业天课在为繁荣创造附加值方面发挥着重要作用。然而，印尼对商业天课的监管非常缺乏。Zakat的监管完全依赖于2011年第23号Zakat法案，该法案不涉及商业Zakat问题。另一个监管机构是印度尼西亚会计机构，该机构制定了伊斯兰教法会计准则，即PSAK 101，要求伊斯兰教法实体提供商业天课报告。此外，印度尼西亚证券交易所为在资本市场交易伊斯兰教法股票的实体推出了印度尼西亚伊斯兰教法股票指数和雅加达伊斯兰指数。本研究的目的是讨论支持印尼商业天课申请的政策形式。本研究主要采用文献调查法进行研究。探讨了五篇文献和伊斯兰教法会计准则，以支持印尼商业天课的监管。还讨论了监管机构关于商业天课的政策，以支持商业天课在印度尼西亚的实施。收集来自印度尼西亚证券交易所ISSI或JII索引的企业的经验数据，以提供商业天课的效力。本文提出了支持印尼商业天课实施的政策。

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引用次数: 3

The Characteristics of Responses to Smart City Device Usage, Maqasid Shariah (The Objective of Shariah) Perspective: The Case of Kota Depok, West Java, Indonesia 智能城市设备使用的响应特征，Maqasid Shariah（Shariah的目标）视角：以印度尼西亚西爪哇省Kota Depok为例

Iqtishadia

Pub Date : 2019-06-12 DOI: 10.21043/IQTISHADIA.V12I1.4571

D. Siswantoro

The research aims to analyze the characteristics of smart city device usage from maqasid shariah perspective. The smart city device was developed to support users to fulfill their needs which actually relates to maqasid shariah. Therefore, the higher rate of smart city device usage will increase the quality of life. This includes such factors that make people use this device. This research employs the quantitative method based on the questionnaires distributed to the people of Kota Depok, Indonesia. This device is supposed to increase the activity level of smart city. In fact, only few people use smart city device for their needs and purposes. The benefit of the device is a significant factor to use the smart city device. In addition, not all maqasid shariah aspects covered in the smart city device of Kota Depok.

本研究旨在从伊斯兰教法的角度分析智能城市设备使用的特点。智能城市设备的开发是为了支持用户满足他们的需求，这实际上与maqasid shariah有关。因此，更高的智能城市设备使用率将提高生活质量。这包括促使人们使用这种设备的因素。本研究采用了基于发放给印尼Kota Depok居民的问卷的定量方法。该设备旨在提高智能城市的活动水平。事实上，只有少数人使用智能城市设备来满足自己的需求和目的。该设备的好处是使用智能城市设备的一个重要因素。此外，并非所有maqasid shariah方面都涵盖在Kota Depok的智能城市设备中。

引用次数: 0