Pub Date : 2020-01-31DOI: 10.20884/1.JP.2020.27.1.2250
Dhiona Ayu Nani, L. F. Lina
ABSTRACT Industry 4.0 has produced many changes in all fields of industry, one of which is FinTech as an innovation in the financial sector. This study aims to fill the gaps of various previous studies by testing the DeLone and McLean Models. As well as testing how the role of privacy concerns can reduce perceptions of information quality in intentions to use FinTech. The object of this research is SMEs in Indonesia. The results of this study indicate that perceptions about the quality of information and services have a positive and significant effect on intention to use FinTech. The factor of privacy concern as a moderating variable has an important role in influencing the intention to adopt technology, so someone who has high concerns can reduce the intention to use online loans. OJK as the owner of the highest authority in the field of finance and banking, is expected to be able to guarantee the safety of online loans, in order to reduce the concerns of MSME owners regarding data that might be misused if using online loans.
{"title":"Kekhawatiran Privasi pada Kesuksesan Adopsi FinTech menggunakan Model DeLone dan McLean","authors":"Dhiona Ayu Nani, L. F. Lina","doi":"10.20884/1.JP.2020.27.1.2250","DOIUrl":"https://doi.org/10.20884/1.JP.2020.27.1.2250","url":null,"abstract":"ABSTRACT Industry 4.0 has produced many changes in all fields of industry, one of which is FinTech as an innovation in the financial sector. This study aims to fill the gaps of various previous studies by testing the DeLone and McLean Models. As well as testing how the role of privacy concerns can reduce perceptions of information quality in intentions to use FinTech. The object of this research is SMEs in Indonesia. The results of this study indicate that perceptions about the quality of information and services have a positive and significant effect on intention to use FinTech. The factor of privacy concern as a moderating variable has an important role in influencing the intention to adopt technology, so someone who has high concerns can reduce the intention to use online loans. OJK as the owner of the highest authority in the field of finance and banking, is expected to be able to guarantee the safety of online loans, in order to reduce the concerns of MSME owners regarding data that might be misused if using online loans.","PeriodicalId":84885,"journal":{"name":"Improving human performance quarterly","volume":"38 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"72772773","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-01-31DOI: 10.20884/1.JP.2020.27.1.1981
Beny Witjaksono
This paper analyzes the investment portfolio of hajj funds in infrastructure financing and the level of returns managed by the Hajj Financial Management Board (BPKH). This research was conducted through case studies and literature studies to obtain secondary data. Data collected were analyzed quantitatively and qualitatively descriptive. The results showed that the feasibility of investment in hajj funds in infrastructure financing is feasible in sharia perspective. Under Law 34/2014, Hajj financial investments are aimed at obtaining optimal value benefits for improving the service of Hajj implementation by prioritizing aspects of the safety/integrity of the funds of prospective pilgrims.
{"title":"Analisis Kelayakan Investasi Keuangan Haji dalam Pembiayaan Infrastruktur dan Tingkat Imbal Hasil Badan Pengelola Keuangan Haji (Bpkh)","authors":"Beny Witjaksono","doi":"10.20884/1.JP.2020.27.1.1981","DOIUrl":"https://doi.org/10.20884/1.JP.2020.27.1.1981","url":null,"abstract":"This paper analyzes the investment portfolio of hajj funds in infrastructure financing and the level of returns managed by the Hajj Financial Management Board (BPKH). This research was conducted through case studies and literature studies to obtain secondary data. Data collected were analyzed quantitatively and qualitatively descriptive. The results showed that the feasibility of investment in hajj funds in infrastructure financing is feasible in sharia perspective. Under Law 34/2014, Hajj financial investments are aimed at obtaining optimal value benefits for improving the service of Hajj implementation by prioritizing aspects of the safety/integrity of the funds of prospective pilgrims.","PeriodicalId":84885,"journal":{"name":"Improving human performance quarterly","volume":"75 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83815906","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-01-31DOI: 10.20884/1.JP.2020.27.1.2426
Novita Puspasari, Y. Restianto
Disruption of information technology has threatened several jobsin the informal sector. As a result, the income gap between the rich and the poor can get wider. In Purwokerto, Central Java, the emergence of online application-based transportation has disrupted the work of becak drivers. This research used actionresearch method. In action research, researcher conduct research and at the same time make changes and interventions to the object. In the first stage, diagnosis,it was found that becak drivers' work was no longer competitive. Therefore, the intervention made with establishing a start-up worker co-operativesmodel, an online-based worker-cooperative for former becak drivers. In this model, becak drivers are directed to work in service sectors, such as cleaning service, gardener, plumber, and other service works.Orderingprocess can bemade through online application which can be downloaded for free in android devices.There are two implications in this study. First, in theory, this study offers a relatively new model, start-up worker co-operative. This model enables all workers to be owners in their co-operative company. Second, in practice, if successfully implemented, this model can be replicated for other sectors and other regions. As a result, start-up worker co-operative can be one solution to overcome income inequality.
{"title":"By Hook Or By Crook: From Pedicab Drivers to Company Owners through Start-Up Worker Co-Operatives","authors":"Novita Puspasari, Y. Restianto","doi":"10.20884/1.JP.2020.27.1.2426","DOIUrl":"https://doi.org/10.20884/1.JP.2020.27.1.2426","url":null,"abstract":"Disruption of information technology has threatened several jobsin the informal sector. As a result, the income gap between the rich and the poor can get wider. In Purwokerto, Central Java, the emergence of online application-based transportation has disrupted the work of becak drivers. This research used actionresearch method. In action research, researcher conduct research and at the same time make changes and interventions to the object. In the first stage, diagnosis,it was found that becak drivers' work was no longer competitive. Therefore, the intervention made with establishing a start-up worker co-operativesmodel, an online-based worker-cooperative for former becak drivers. In this model, becak drivers are directed to work in service sectors, such as cleaning service, gardener, plumber, and other service works.Orderingprocess can bemade through online application which can be downloaded for free in android devices.There are two implications in this study. First, in theory, this study offers a relatively new model, start-up worker co-operative. This model enables all workers to be owners in their co-operative company. Second, in practice, if successfully implemented, this model can be replicated for other sectors and other regions. As a result, start-up worker co-operative can be one solution to overcome income inequality.","PeriodicalId":84885,"journal":{"name":"Improving human performance quarterly","volume":"83 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79338788","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-01-31DOI: 10.20884/1.JP.2020.27.1.2032
Muliasari Pinilih, Intan Shaferi
Perkembangan teknologi informasi dan jaringan internet mampu menggerakan sektor telekomunikasi yang memiliki daya saing dibandingkan dengan sektor ekonomi lainnya. Hal ini berdampak pada dicarinya saham telekomunikasi di bursa saham. Sebagai seorang investor maka dalam penentuan investasi akan melakukan analisis terlebih dahulu dan salah satu pendekatan yang digunakan adalah rasio keuangan. Dalam penelitian ini menggunakan rasio keuangan Current Ratio (CR), Earning Per Share (EPS), Debt On Equity Ratio (DER) dan Return On Assets (ROA) pada sektor telekomunikasi dengan periode 2014-2018. Rasio keuangan tersebut akan diolah dengan regresi berganda dengan melihat pengaruhnya terhadap harga saham. Berdasarkan hasil analisis, didapatkan bahwa CR memiliki pengaruh secara parsial terhadap harga saham namun EPS, DER dan ROA secara parsial tidak mampu mempengaruhi harga saham. Namun, secara simultan CR, EPS, DER dan ROA mampu mempengaruhi harga saham telekomunikasi.
信息技术和互联网网络的发展将推动其与其他经济部门相比具有竞争力的电信部门。这导致了股票的收购。作为投资者，在决定投资时首先会进行分析，使用的方法之一是财务比。本研究采用当前财务Ratio (CR)、Earning Per Share (EPS)、电信交易(DER)和在2018 -2018年间在电信行业的资产回报率(ROA)进行研究。这种财务比率将通过观察股票价格影响的双重回归来处理。根据分析，CR对股票价格有部分影响，但EPS、DER和ROA部分无法影响股票价格。然而，同时进行CR、EPS、DER和ROA能够影响电信股价。
{"title":"Penilaian Harga Saham Telekomunikasi Menggunakan Pendekatan Rasio Keuangan","authors":"Muliasari Pinilih, Intan Shaferi","doi":"10.20884/1.JP.2020.27.1.2032","DOIUrl":"https://doi.org/10.20884/1.JP.2020.27.1.2032","url":null,"abstract":"Perkembangan teknologi informasi dan jaringan internet mampu menggerakan sektor telekomunikasi yang memiliki daya saing dibandingkan dengan sektor ekonomi lainnya. Hal ini berdampak pada dicarinya saham telekomunikasi di bursa saham. Sebagai seorang investor maka dalam penentuan investasi akan melakukan analisis terlebih dahulu dan salah satu pendekatan yang digunakan adalah rasio keuangan. Dalam penelitian ini menggunakan rasio keuangan Current Ratio (CR), Earning Per Share (EPS), Debt On Equity Ratio (DER) dan Return On Assets (ROA) pada sektor telekomunikasi dengan periode 2014-2018. Rasio keuangan tersebut akan diolah dengan regresi berganda dengan melihat pengaruhnya terhadap harga saham. Berdasarkan hasil analisis, didapatkan bahwa CR memiliki pengaruh secara parsial terhadap harga saham namun EPS, DER dan ROA secara parsial tidak mampu mempengaruhi harga saham. Namun, secara simultan CR, EPS, DER dan ROA mampu mempengaruhi harga saham telekomunikasi.","PeriodicalId":84885,"journal":{"name":"Improving human performance quarterly","volume":"7 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89506723","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-01-01DOI: 10.5040/9781838719456.0014
{"title":"Afterword to the 2020 Edition","authors":"","doi":"10.5040/9781838719456.0014","DOIUrl":"https://doi.org/10.5040/9781838719456.0014","url":null,"abstract":"","PeriodicalId":84885,"journal":{"name":"Improving human performance quarterly","volume":"76 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"91030906","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-01-01DOI: 10.5040/9781838712433.013
C. MacCabe
{"title":"Coda: Politics and Magic","authors":"C. MacCabe","doi":"10.5040/9781838712433.013","DOIUrl":"https://doi.org/10.5040/9781838712433.013","url":null,"abstract":"","PeriodicalId":84885,"journal":{"name":"Improving human performance quarterly","volume":"39 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87941882","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2019-08-01DOI: 10.20884/1.JP.2019.26.2.1609
H. Hersugondo, R. D. Laksana, V. Mayasari
Crude oil is a commodity and major world needs today. Since the historic collapse of Lehman Brothers helped precipitate the global economic crisis in the spring of 2008, a strong positive correlation between the price of crude oil continues to appear and the global stock markets, including the stock exchanges in Indonesia. This happens due to capital market investors assume that rising energy prices are a sign of the increasing global demand objective of this study was to determine the effect of crude oil prices and the price of coal on JCI in the Stock Exchange in the period 2012 -2017. This study will use a time series data analysis tool Vector Autoregression approach. VAR model approach is considered more suitable for detecting a mutual relationship or a dynamic two-way causality between variables in world crude oil prices, the price of gold and the price of coal on the stock price index of the mining sector in the system of equations
{"title":"The Analysis Effect Of Commodities Crude Oil and Coal In Indonesia Stock Exchange","authors":"H. Hersugondo, R. D. Laksana, V. Mayasari","doi":"10.20884/1.JP.2019.26.2.1609","DOIUrl":"https://doi.org/10.20884/1.JP.2019.26.2.1609","url":null,"abstract":"Crude oil is a commodity and major world needs today. Since the historic collapse of Lehman Brothers helped precipitate the global economic crisis in the spring of 2008, a strong positive correlation between the price of crude oil continues to appear and the global stock markets, including the stock exchanges in Indonesia. This happens due to capital market investors assume that rising energy prices are a sign of the increasing global demand objective of this study was to determine the effect of crude oil prices and the price of coal on JCI in the Stock Exchange in the period 2012 -2017. \u0000 This study will use a time series data analysis tool Vector Autoregression approach. VAR model approach is considered more suitable for detecting a mutual relationship or a dynamic two-way causality between variables in world crude oil prices, the price of gold and the price of coal on the stock price index of the mining sector in the system of equations","PeriodicalId":84885,"journal":{"name":"Improving human performance quarterly","volume":"115 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84182791","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Penelitian ini bertujuan untuk menganalisis pengaruh leader’s dark triad traits (narcissism, Machiavellianism, dan psychopathy), abusive supervision, dan kepuasan kerja terhadap niat keluar kerja karyawan (turnover intention). Penelitian ini dilakukan di perusahaan penyedia barang promosi, Jakarta. Sebanyak 68 karyawan staff diminta untuk menilai tiga sifat kepribadian dan abusive supervision atasan langsungnya, serta evaluasi diri mengenai turnover intention dan kepuasan kerja melalui kuesioner online. Metode analisis dalam penelitian ini menggunakan Partial Least Square (PLS). Hasil analisis menunjukkan bahwa leader’s dark triad traits kecuali leader’s narcissism berpengaruh positif terhadap abusive supervision; hanya leader’s psychopathyyang berpengaruh negatif terhadap kepuasan kerja dan positif terhadapturnover intention; abusive supervision tidak berpengaruh terhadap turnoverintention, namun berpengaruh negatif terhadap kepuasan kerja; kepuasankerja berpengaruh negatif terhadap turnover intention. Dapat disimpulkanbahwa psychopathy merupakan sifat kepribadian pemimpin yang palingmerugikan organisasi karena memicu karyawan untuk meninggalkanperusahaan.
{"title":"PENGARUH SIFAT GELAP PEMIMPIN TERHADAP NIAT KELUAR KERJA KARYAWAN","authors":"Giovani Anggasta Susanto, Achmad Sudjadi, Margani Pinasti","doi":"10.20884/1.JP.2019.26.2.1622","DOIUrl":"https://doi.org/10.20884/1.JP.2019.26.2.1622","url":null,"abstract":"Penelitian ini bertujuan untuk menganalisis pengaruh leader’s dark triad traits (narcissism, Machiavellianism, dan psychopathy), abusive supervision, dan kepuasan kerja terhadap niat keluar kerja karyawan (turnover intention). Penelitian ini dilakukan di perusahaan penyedia barang promosi, Jakarta. Sebanyak 68 karyawan staff diminta untuk menilai tiga sifat kepribadian dan abusive supervision atasan langsungnya, serta evaluasi diri mengenai turnover intention dan kepuasan kerja melalui kuesioner online. Metode analisis dalam penelitian ini menggunakan Partial Least Square (PLS). Hasil analisis menunjukkan bahwa leader’s dark triad traits kecuali leader’s narcissism berpengaruh positif terhadap abusive supervision; hanya leader’s psychopathyyang berpengaruh negatif terhadap kepuasan kerja dan positif terhadapturnover intention; abusive supervision tidak berpengaruh terhadap turnoverintention, namun berpengaruh negatif terhadap kepuasan kerja; kepuasankerja berpengaruh negatif terhadap turnover intention. Dapat disimpulkanbahwa psychopathy merupakan sifat kepribadian pemimpin yang palingmerugikan organisasi karena memicu karyawan untuk meninggalkanperusahaan.","PeriodicalId":84885,"journal":{"name":"Improving human performance quarterly","volume":"91 4 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83659867","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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