Pub Date : 1900-01-01DOI: 10.2991/aprish-18.2019.33
A. Putri, Irfani Fithria, R. Kasri
Abstract—Micro, small, and medium-sized enterprises (MSMEs) contribute significantly to global GDP and employment, especially in developing economies like Indonesia. Unfortunately, MSMEs have little access to formal sources of external finance. The rise of Islamic microfinance potentially can overcome this constraint. This study analyzes five factors that determine MSMEs' intention to seek Islamic microfinance as a source of business financing. Drawing upon the Theory of Planned Behavior, we sample 160 customers from four branches of two Islamic microfinance institutions in Indonesia. Using partial least squares structural equation modeling, we measured the influences of five variables on their microfinancing intentions: attitude, subjective norms, perceived behavioral control, pricing, and religiosity. Results show that attitude, subjective norms, perceived behavioral control, and religiosity influence intention to seek Islamic microfinance. Pricing had a negative effect. These results help Islamic financial institutions to improve attract clients and design strategies to expand markets. Keywords— Islamic microfinance, theory of planned behavior, religious factor, pricing factor, intention to use, MSMEs, Islamic microfinance institutions
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Pub Date : 1900-01-01DOI: 10.2991/aprish-18.2019.2
Gamal Batara, Machmudin Eka Prasetya
This study aims to analyze and design a costing information system for Ismail Medika Health Clinic, registered as a first-degree health clinic in Badan Penyelenggara Jaminan Sosial or BPJS (the Indonesian Social Insurance Administration Organization). The Indonesian Ministry of Health suggests that healthcare providers need to contain their costs and at the same time maintain health care delivery quality. But since the clinic did not have a costing system, the manager could not obtain relevant and reliable patient care cost information, such that costs became untraceable. This case study uses a qualitative method. Data was acquired by interviews, document analysis, and observation. We used activity-based costing (ABC) as a healthcare cost allocation method. The framework for the application of systems technique (FAST) method was used to analyze and design the system requirements. The results of this study are the system logical design models that emerged into the clinic costing information system. Following the logical models results, the system then needed to be physically developed and will be used by clinic continuously for cost containment and other cost information-based decision making.
{"title":"Costing Information System Design for a Clinic Registered as a First-Degree Healthcare Provider (Case Study: Ismal Medika Health Clinic)","authors":"Gamal Batara, Machmudin Eka Prasetya","doi":"10.2991/aprish-18.2019.2","DOIUrl":"https://doi.org/10.2991/aprish-18.2019.2","url":null,"abstract":"This study aims to analyze and design a costing information system for Ismail Medika Health Clinic, registered as a first-degree health clinic in Badan Penyelenggara Jaminan Sosial or BPJS (the Indonesian Social Insurance Administration Organization). The Indonesian Ministry of Health suggests that healthcare providers need to contain their costs and at the same time maintain health care delivery quality. But since the clinic did not have a costing system, the manager could not obtain relevant and reliable patient care cost information, such that costs became untraceable. This case study uses a qualitative method. Data was acquired by interviews, document analysis, and observation. We used activity-based costing (ABC) as a healthcare cost allocation method. The framework for the application of systems technique (FAST) method was used to analyze and design the system requirements. The results of this study are the system logical design models that emerged into the clinic costing information system. Following the logical models results, the system then needed to be physically developed and will be used by clinic continuously for cost containment and other cost information-based decision making.","PeriodicalId":111073,"journal":{"name":"Proceedings of the 3rd Asia-Pacific Research in Social Sciences and Humanities Universitas Indonesia Conference (APRISH 2018)","volume":"424 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132334322","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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