We propose a method for studying the value of insurance. For this purpose, we analyze the well-being of the same individuals, comparing sick and healthy years, using German panel survey data on life satisfaction. We impose structure on the income-well-being gradient by fitting a flexible utility function to the data, focusing on the differences in marginal utility in the sick and the healthy states. Notably, our empirical specification allows for a "fixed cost of sickness." We find a higher marginal utility of income in the sick state. We use our estimates to gauge the value of sickness insurance for Baily-Chetty-type optimal policy calculations.
{"title":"Income-Well-Being Gradient in Sickness and Health.","authors":"Ohto Kanninen, Petri Böckerman, Ilpo Suoniemi","doi":"10.1002/hec.70063","DOIUrl":"https://doi.org/10.1002/hec.70063","url":null,"abstract":"<p><p>We propose a method for studying the value of insurance. For this purpose, we analyze the well-being of the same individuals, comparing sick and healthy years, using German panel survey data on life satisfaction. We impose structure on the income-well-being gradient by fitting a flexible utility function to the data, focusing on the differences in marginal utility in the sick and the healthy states. Notably, our empirical specification allows for a \"fixed cost of sickness.\" We find a higher marginal utility of income in the sick state. We use our estimates to gauge the value of sickness insurance for Baily-Chetty-type optimal policy calculations.</p>","PeriodicalId":12847,"journal":{"name":"Health economics","volume":" ","pages":""},"PeriodicalIF":2.4,"publicationDate":"2025-11-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145556754","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"医学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Using comprehensive U.S. drug claims data, we show that adherence to asthma control medication declined during the COVID-19 pandemic. We find that young children exhibited a 40 percent decrease in adherence by the end of 2020. The responses were less negative for older children and positive for adults. We provide additional evidence that parental attention played a role in driving this decrease, based on heterogeneity by pre-pandemic mail order usage and number of parental scripts. Policy implications for improving pediatric adherence are discussed.
{"title":"Pediatric Drug Adherence and Parental Attention: Evidence From Comprehensive Claims Data","authors":"Josh Feng, Matthew J. Higgins, Elena Patel","doi":"10.1002/hec.70062","DOIUrl":"10.1002/hec.70062","url":null,"abstract":"<p>Using comprehensive U.S. drug claims data, we show that adherence to asthma control medication declined during the COVID-19 pandemic. We find that young children exhibited a 40 percent decrease in adherence by the end of 2020. The responses were less negative for older children and positive for adults. We provide additional evidence that parental attention played a role in driving this decrease, based on heterogeneity by pre-pandemic mail order usage and number of parental scripts. Policy implications for improving pediatric adherence are discussed.</p>","PeriodicalId":12847,"journal":{"name":"Health economics","volume":"35 2","pages":"346-359"},"PeriodicalIF":2.4,"publicationDate":"2025-11-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/hec.70062","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145530646","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"医学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Doctor and non-doctor visit frequencies are key indicators of healthcare access, utilization and individual health-seeking behavior. While doctor visits reflect engagement with formal medical services, non-doctor visits, such as to nurses, physiotherapists or alternative providers, offer insights into patient preferences and system adaptability. Modeling these outcomes separately can hide relevant interdependencies and hence lead to incomplete conclusions. To address this, we employ a copula additive distributional regression framework to jointly model doctor and non-doctor visits as flexible functions of demographic, socioeconomic and health-related covariates. The estimation approach allows all the distributional parameters, including location, scale and the dependence structure, to vary with covariates via additive predictors. Application of the model to data from the 2012 Medical Expenditure Panel Survey reveals key determinants of physician and non-physician visits, such as age, income and health status. Importantly, the method allows for the modeling of shared unobserved heterogeneity and effectively captures how changes in one type of utilization influence the other, thereby yielding a deeper understanding of healthcare behavior.
{"title":"Bivariate Copula-Based Regression for Joint Modeling of Healthcare Visits","authors":"Giampiero Marra, Rosalba Radice","doi":"10.1002/hec.70059","DOIUrl":"10.1002/hec.70059","url":null,"abstract":"<p>Doctor and non-doctor visit frequencies are key indicators of healthcare access, utilization and individual health-seeking behavior. While doctor visits reflect engagement with formal medical services, non-doctor visits, such as to nurses, physiotherapists or alternative providers, offer insights into patient preferences and system adaptability. Modeling these outcomes separately can hide relevant interdependencies and hence lead to incomplete conclusions. To address this, we employ a copula additive distributional regression framework to jointly model doctor and non-doctor visits as flexible functions of demographic, socioeconomic and health-related covariates. The estimation approach allows all the distributional parameters, including location, scale and the dependence structure, to vary with covariates via additive predictors. Application of the model to data from the 2012 Medical Expenditure Panel Survey reveals key determinants of physician and non-physician visits, such as age, income and health status. Importantly, the method allows for the modeling of shared unobserved heterogeneity and effectively captures how changes in one type of utilization influence the other, thereby yielding a deeper understanding of healthcare behavior.</p>","PeriodicalId":12847,"journal":{"name":"Health economics","volume":"35 2","pages":"332-345"},"PeriodicalIF":2.4,"publicationDate":"2025-11-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/hec.70059","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145530601","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"医学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Monetary incentives for vaccination may undermine intrinsic motivation, but evidence on this effect remains scarce. We conducted an experiment among 513 vaccine-hesitant adults to test whether priming individuals with a monetary incentive reduces their willingness to vaccinate against COVID-19. Our findings show that one in seven were willing to vaccinate without an incentive but declined the vaccine when asked to consider a payment. Additionally, priming participants lowered their perceptions of vaccine safety by 9 pp and prosocial attitudes toward vaccination by 10 pp. These negative effects were concentrated among men, racial and ethnic minorities, and participants with lower preexisting trust in the vaccine. Our results highlight an unintended consequence of vaccine incentives.
{"title":"Vaccine Incentives Harm Intrinsic Motivation: Evidence From a Priming Experiment","authors":"Johnny Huynh, Corey Jacinto, James Huynh","doi":"10.1002/hec.70061","DOIUrl":"10.1002/hec.70061","url":null,"abstract":"<p>Monetary incentives for vaccination may undermine intrinsic motivation, but evidence on this effect remains scarce. We conducted an experiment among 513 vaccine-hesitant adults to test whether priming individuals with a monetary incentive reduces their willingness to vaccinate against COVID-19. Our findings show that one in seven were willing to vaccinate without an incentive but declined the vaccine when asked to consider a payment. Additionally, priming participants lowered their perceptions of vaccine safety by 9 pp and prosocial attitudes toward vaccination by 10 pp. These negative effects were concentrated among men, racial and ethnic minorities, and participants with lower preexisting trust in the vaccine. Our results highlight an unintended consequence of vaccine incentives.</p>","PeriodicalId":12847,"journal":{"name":"Health economics","volume":"35 2","pages":"312-331"},"PeriodicalIF":2.4,"publicationDate":"2025-11-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/hec.70061","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145488139","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"医学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}