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The Emergence of Fintech on Cost Management in Malaysian Financial Institutions 金融科技的兴起对马来西亚金融机构成本管理的影响
Pub Date : 2023-11-27 DOI: 10.31258/ijesh.5.3.244-252
N. Nik Abdullah, Tye Wei Ling
A good cost management system is vital in ensuring that the final product or service costs do not reflect a large variance from budgeted financial targets. Over time, new information and technologies may be introduced that completely change the production method, business process, or product itself. The term "FinTech" has gained significant attention as a result of various influential factors, such as advancements in technology, the anticipation of business innovation within the market, the need for cost reduction, and the evolving demands of customers. The advent of new digital technologies has led to the automation of various financial activities, potentially offering more efficient and economically viable products across different segments of the financial industry. These segments include lending, asset management, portfolio advice, and the payment system. The main objective of this paper is to provide a synthesis of the impacts of fintech on cost management, which will improve firm value among financial institutions, and to propose a framework for fintech and cost management. It has been found that fintech provides the management with relevant, accurate, and reliable information on the firm’s critical success factors within and outside an organization related to cost management for long-term periods.
良好的成本管理系统对于确保最终产品或服务成本不与预算财务目标出现巨大差异至关重要。随着时间的推移,新信息和新技术的引入可能会彻底改变生产方法、业务流程或产品本身。由于各种影响因素,如技术进步、市场对业务创新的预期、降低成本的需求以及客户不断变化的需求,"金融科技 "一词已获得极大关注。新数字技术的出现导致了各种金融活动的自动化,有可能为金融业的不同领域提供更高效、更经济的产品。这些领域包括贷款、资产管理、投资组合建议和支付系统。本文的主要目的是综述金融科技对成本管理的影响,从而提高金融机构的公司价值,并提出金融科技与成本管理的框架。研究发现,金融科技为管理层提供了企业内部和外部与成本管理相关的关键成功因素的相关、准确、可靠的长期信息。
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引用次数: 0
A Survey on the Effectiveness of Online Listening Classes during the Covid-19 Pandemic at English Department of Universitas Riau 廖内大学英语系 Covid-19 大流行期间在线听力课程效果调查
Pub Date : 2023-10-19 DOI: 10.31258/ijesh.5.3.190-202
Dita Aulia Putri, Afrianto Daud, Eliwarti Eliwarti
This paper discusses a study that focuses on discussing the effectiveness of online learning for students of the English Education Study Program in learning Listening Comprehension 3 courses in online learning. This research is a quantitative descriptive study involving 118 English Department students taking the Listening Comprehension 3 subject at the Universitas Riau. The sample was selected through total sampling technique, in which the entire population that filled out the questionnaire was sampled in this study. Data was collected from a set of questionnaire which were distributed online in the form of a Google Form. The questionnaire was designed using a Likert Scale and documentation in the form of student achievement from the Listening Comprehension 3 subject to support the research results. The results showed that the learning effectiveness of students of the English Department was high with a total average of 3.70 when studying Listening Comprehension 3 in online learning. In conclusion, the effectiveness of online listening classes during the Covid-19 pandemic at the English Department at the University of Riau was high.
本文讨论了一项研究,重点是讨论英语教育研究项目的学生在在线学习中学习听力理解3课程的效果。本研究是一项定量描述性研究,涉及廖内大学英语系选修听力理解 3 课程的 118 名学生。本研究通过总体抽样技术选取样本,即对填写问卷的全体学生进行抽样。数据收集自一套以谷歌表格形式在线分发的调查问卷。问卷采用李克特量表设计,并以学生在听力理解 3 科目中取得的成绩作为研究结果的佐证。结果显示,英语系学生在网上学习听力理解 3 时的学习效率较高,总平均分为 3.70。总之,在 Covid-19 大流行期间,廖内大学英语系在线听力课程的有效性很高。
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引用次数: 0
The Influence of The Social Environment on Indonesian Migrant Workers 社会环境对印尼外来务工人员的影响
Pub Date : 2023-10-19 DOI: 10.31258/ijesh.5.3.249-249
Putri Damayanti, Ana Maghfiroh, Diyah Atiek Widia Wati, Wiffy Zalina Putri
There are many ways to carry out education in Malaysia, specifically in Selangor or at SB Sungai Buloh Kuala Lumpur, one of them is to enhance the educational system. This study intends to describe how education is implemented and carried out using a planned curriculum system that is adopted at Sungai Buloh SB Kuala Lumpur, Malaysia, to boost the effectiveness of children from migrant families. The respondents in this type of research or its design tool were student guardians and several children with migrant backgrounds, who were taken for purposive sampling and for the interview process. The instruments utilized in this type of research or its design tool were observation and interviews. Researchers have detailed the outcomes of their observations and interviews in their findings. The data gathered demonstrates that pupils from immigrant families also deserve an education on par with other students.
在马来西亚,特别是在雪兰莪州或吉隆坡 SB Sungai Buloh,有许多开展教育的方法,其中之一就是加强教育系统。本研究旨在描述马来西亚吉隆坡双溪布洛SB学校如何利用计划课程体系实施和开展教育,以提高移民家庭子女的学习效率。此类研究或其设计工具的受访者是学生监护人和几名具有移民背景的儿童,他们被抽取作为目的性抽样和访谈过程的对象。此类研究或其设计工具所使用的工具是观察和访谈。研究人员在研究结果中详细介绍了观察和访谈的结果。收集到的数据表明,来自移民家庭的学生也应该获得与其他学生同等的教育。
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引用次数: 0
Unlocking Organic Agroindustry Employee Eco-Innovation: Role of Green Product Knowledge and Green Transformational Leadership 开启有机农业产业雇员的生态创新:绿色产品知识和绿色变革领导力的作用
Pub Date : 2023-10-17 DOI: 10.31258/ijesh.5.3.204-222
Norbertus Citra Irawan, R. B. Esthi, Irene Kartika Eka Wijayanti, Zandra Dwanita Widodo, Kurniawati Darmaningrum
The problem to be answered in this study is whether green product knowledge (GPK) affects eco-innovation through the mediation of green transformational leadership (GTL) in the processed organic food agroindustry. This research is important because processed organic food is one of the solutions to provide healthy food products for the community and has a broad impact on environmental sustainability through environmentally friendly production practices. The basic research method is an explanatory case study; the data collection technique uses the interview method by distributing 175 questionnaires to 35 agroindustry MSMEs of processed organic food products. Only 150 questionnaires are filled in to be analyzed further, and data analysis uses partial least square. Based on the research results, the first finding is that GPK positively and significantly affects GTL. The second finding is that GPK positively and significantly affects eco-innovation in the processed organic food agroindustry (EI). The third finding is that GTL positively and significantly affects EI. The fourth finding is that GPK positively and significantly affects EI mediated by GTL.
本研究要回答的问题是,绿色产品知识(GPK)是否会通过绿色变革型领导力(GTL)的中介作用影响有机食品加工业的生态创新。这项研究之所以重要,是因为加工有机食品是为社区提供健康食品的解决方案之一,并通过环境友好型生产实践对环境可持续性产生广泛影响。基本研究方法是解释性案例研究;数据收集技术采用访谈法,向 35 家加工有机食品的农业产业中小微企业发放了 175 份调查问卷。只填写了 150 份问卷,并采用偏最小二乘法进行数据分析。根据研究结果,第一个发现是 GPK 对 GTL 有显著的正向影响。第二个发现是,GPK 对加工有机食品农业产业(EI)的生态创新有积极而重要的影响。第三个发现是,GTL 对 EI 有积极而显著的影响。第四个发现是,在 GTL 的中介作用下,GPK 对 EI 产生了积极而重大的影响。
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引用次数: 0
The Influence of Foreign Ownership, Environmental Certification, Board of Commissioners, Women Directors on Corporate Social Responsibility Disclosure 外资所有权、环境认证、专员委员会、女董事对企业社会责任信息披露的影响
Pub Date : 2023-10-17 DOI: 10.31258/ijesh.5.3.223-239
Nadiah Ocvinitha Rahman, Enni Savitri, Alfiati Silfi
This study aims to analyze the effect of foreign ownership, environmental certification, board of commissioners, women directors on corporate social responsibility disclosure in manufacture companies listed on the Indonesia Stock Exchange (IDX) 2017-2021. The population of this study are manufacturing companies listed on the Indonesia Stock Exchange (IDX) in 2017–2021. The sampling method used was purposive sampling. There were 65 companies that met the criteria and became the research sample. The data analysis technique uses panel data regression with a random effect model. The results show that foreign ownership has an effect on CSR disclosure because foreigners are considered more concerned about corporate social responsibility. Environmental certification has an effect on CSR disclosure because certified companies expect their products to have a high reputation and be well received by the public and their stakeholders. The size of the board of commissioners has an effect on csr disclosure because of the authority they have, the board of commissioners can exert a strong enough influence to put pressure on management to disclose csr. Meanwhile, women directors has no effect on CSR disclosure due to the minimal percentage of women directors in the study compared to the presence of male directors. The results of this study are expected to provide an overview of the importance of social responsibility in companies. The company is not only seen as a profit-creating institution for the owners of capital, but also must be seen as an institution that creates community welfare by taking into account the sustainability of the environment in which the company operates, so that there is a balance between people, planet and profit in accordance with the Triple-P Bottom Line concept. The novelty of the research is the addition of women on directors variables using the upper echelon theory as well as being examined using the random effect model. Key words : Foreign ownership, environmental certification, board of commissioners, women on directors on corporate social responsibility disclosure.
本研究旨在分析 2017-2021 年在印度尼西亚证券交易所(IDX)上市的制造业公司中,外资所有权、环境认证、董事会、女性董事对企业社会责任披露的影响。本研究的研究对象是2017-2021年在印度尼西亚证券交易所(IDX)上市的制造业公司。采用的抽样方法是目的性抽样。共有 65 家公司符合标准,成为研究样本。数据分析技术采用随机效应模型的面板数据回归。 结果显示,外资所有权对企业社会责任信息披露有影响,因为外资被认为更关注企业社会责任。环境认证对企业社会责任信息披露有影响,因为通过认证的公司希望其产品具有较高的声誉,受到公众和利益相关者的好评。董事会规模对企业社会责任信息披露有影响,因为董事会拥有一定的权力,可以施加足够大的影响,对管理层施加压力,促使其披露企业社会责任信息。同时,女性董事对企业社会责任信息披露没有影响,因为与男性董事相比,研究中女性董事的比例极低。本研究的结果有望为公司社会责任的重要性提供一个概览。公司不仅被视为为资本所有者创造利润的机构,还必须被视为通过考虑公司运营环境的可持续性来创造社区福利的机构,从而根据三重底线理念在人、地球和利润之间取得平衡。本研究的新颖之处在于利用上层理论增加了女性董事变量,并利用随机效应模型进行了检验。 关键词 :外资所有权、环境认证、董事会、女性董事对企业社会责任披露的影响。
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引用次数: 0
THE EFFECT OF INTERNAL CONTROL SYSTEM ON FINANCIAL MANAGEMENT AT BLUD PETALA BUMI HOSPITAL, RIAU PROVINCE 内部控制系统对里乌省 Blud Petala bumi 医院财务管理的影响
Pub Date : 2023-10-09 DOI: 10.31258/ijesh.5.3.181-189
Arini Arini
This study aims to determine the effect of the internal control system on financial management at the BLUD of Petala Bumi Hospital, Riau Province. The population in this study were employees at the Petala Bumi Hospital, Riau Province, which consisted of 11 people from the Finance Section, 6 people from Casemix, 3 people from Cashier, 4 people from Planning, 6 people from Logistics and Assets. This research approach uses quantitative with primary data sources. The analytical method used is Simple Linear Regression with the help of SPSS 23. The statistical test results show that the Internal Control System has a significant effect on financial management at the BLUD of Petala Bumi Hospital, Riau Province.
本研究旨在确定内部控制系统对廖内省 Petala Bumi 医院 BLUD 财务管理的影响。研究对象为廖内省 Petala Bumi 医院的员工,其中包括财务科 11 人、病例管理科 6 人、出纳科 3 人、规划科 4 人、后勤与资产科 6 人。本研究采用原始数据来源的定量研究方法。使用的分析方法是简单线性回归,借助 SPSS 23。统计检验结果表明,内部控制系统对廖内省 Petala Bumi 医院 BLUD 的财务管理有显著影响。
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引用次数: 0
Global Economic Transformation During COVID-19: A Systematic Literature Review 新冠肺炎期间全球经济转型:系统文献综述
Pub Date : 2023-03-01 DOI: 10.31258/ijesh.5.1.55-63
Kharisma Hijriyatul Amelia, S. Salahudin, S. Rizal, Devita Prinanda
This study aims to analyze the impact caused by the global economic crisis, precisely the effect caused by the Covid-19 pandemic. The research method uses a systematic literature review, using 70 scientific articles sourced from Scopus data using the Vosviewer application. The study results reveal that the transformation of the world economy after the spread of the Covid-19 virus has experienced a very significant decline, such as the Economic Growth Index in 2019. The main focus for economic actors is to stabilize the world economy. The results of this study contribute to the development of policy analysis to address the threat of a world economic recession. There are limitations in this research in the use of sources that only use the Scopus database, which is undoubtedly less diverse and non-specific. So this study cannot describe the overall economic transformation that has occurred worldwide using VOS viewer and Mendeley applications to process data. As well as in subsequent research, it is necessary to use scientific articles sourced from other reputable international databases such as the Web of Science and Dimensioned Scholars.
本研究旨在分析全球经济危机造成的影响,确切地说是Covid-19大流行造成的影响。研究方法采用系统的文献综述,使用Vosviewer应用程序使用来自Scopus数据的70篇科学文章。研究结果显示,新冠肺炎疫情传播后,世界经济转型出现了非常明显的下滑,例如2019年的经济增长指数。经济行为体的主要关注点是稳定世界经济。这项研究的结果有助于政策分析的发展,以解决世界经济衰退的威胁。本研究在使用仅使用Scopus数据库的来源方面存在局限性,无疑缺乏多样性和非特异性。因此,本研究无法描述使用VOS viewer和Mendeley应用程序处理数据的全球范围内发生的整体经济转型。在后续研究中,有必要使用来自其他知名国际数据库(如Web of Science和dimensionalscholars)的科学文章。
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引用次数: 0
The Effect of Information Sharing, Knowledge Sharing, and Social Capital on Business Performance Mediated by Innovation (Study on Small Food Industry in Pekanbaru City 信息共享、知识共享和社会资本对创新中介下企业绩效的影响——以北干巴鲁市小食品业为例
Pub Date : 2023-03-01 DOI: 10.31258/ijesh.5.1.65-84
Rani Sagita Hilmawati, S. Samsir, Iwan Nauli Daulay, Prima Andreas Siregar
The increase in the number of SMEs every year in the city of Pekanbaru creates high, dynamic, and turbulence competition that demands business actors to continue to improve supply chain management, knowledge sharing, social capital and innovation so that their business performance increases to provide added value and excel in competition. This study aims to determine the effect of Information Sharing, Knowledge Sharing and Social Capital on Business Performance mediated by innovation. This study uses data analysis tools and structural equation modelling (SEM) using Smart-PLS program ver 3.0. The sampling technique chosen is the Cluster Sampling method (236 small food industry players in Pekanbaru City). The study results show that: Information Sharing has a positive and not significant effect on innovation. Knowledge sharing and social capital have a positive and significant impact on innovation. Information sharing and social capital positively and significantly affect business performance. Knowledge sharing has a positive and not significant effect on the performance of the business. Innovation has a positive and significant effect on business performance. Information sharing and social capital through innovation on performance business have a positive but insignificant effect. Knowledge sharing through innovation on business performance has a positive and significant effect.
北干巴鲁市中小企业的数量每年都在增加,这创造了高度、动态和动荡的竞争,要求企业参与者继续改善供应链管理、知识共享、社会资本和创新,从而提高企业绩效,提供附加值,并在竞争中脱颖而出。本研究旨在探讨以创新为中介的信息共享、知识共享和社会资本对企业绩效的影响。本研究使用数据分析工具和结构方程建模(SEM),使用Smart-PLS程序3.0。抽样方法采用整群抽样法(北干巴鲁市236家小型食品企业)。研究结果表明:信息共享对创新具有正向影响,但不显著。知识共享和社会资本对创新具有显著的正向影响。信息共享和社会资本对企业绩效有显著的正向影响。知识共享对企业绩效有正向影响,但不显著。创新对企业绩效有显著的正向影响。信息共享和社会资本创新对绩效企业有显著的正向影响。创新知识共享对企业绩效有显著的正向影响。
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引用次数: 0
The Relationship Between Family Social Support and The Resilience of Former Drug Addicts 家庭社会支持与戒毒人员心理弹性的关系
Pub Date : 2023-02-19 DOI: 10.31258/ijesh.5.1.43-53
Des Nurmila Sari, Raihanatu Binqolbi Ruzain, Tengku Nila Fadhlia
The primary purpose of this research is to determine the relationship between family social support and the resilience of former drug addicts. Family social support is a person's perception of the care, appreciation, acceptance, and affection obtained from different people in the surrounding environment. Meanwhile, resilience is a person's ability to endure and not give in to difficult circumstances in his life, as well as trying to learn and be in harmony with those circumstances and then rise to the situation until it becomes better. Citing data from the National Narcotics Agency (BNN) in 2012 shows a surprising fact. Namely, the number of drug abusers in the age group of 10-19 years is 4.4% or around 1 million people. Based on data from the Riau Provins Narcotics Agency (BNP) stated that in drug cases in 2004, Pekanbaru occupied the first level of drug use, reaching 47 cases with narcotics criteria of 30 cases and psychotropics with 17 cases. In this study, the population taken was ex-drug addicts who had completed rehabilitation at the SIKLUS Foundation, Pekanbaru, with a total of 92 people. The sample of this research is former drug addicts at the Pekanbaru Cycle Foundation, with a total of 35 people. The data collected in this study used the social support scale and resilience scale. The sampling technique in this study used the quota sampling method. The results of this study used Pearson product-moment correlation analysis. The analysis showed a positive relationship between family social support and the resilience of the former This means that the higher the social support of the family, the more positive the resilience of former drug addicts. Furthermore, vice versa, the lower the family social support received, the more negative the resilience of former drug addicts. The implication of this study is to give suggestions to parent who has a child who is a drug addict to have some method in psychology to recover from this problem with good social support from family and resilience.
本研究的主要目的是确定家庭社会支持与前吸毒成瘾者恢复力之间的关系。家庭社会支持是一个人对从周围环境中不同的人那里获得的关心、欣赏、接纳和情感的感知。与此同时,韧性是一个人在生活中忍受困难的能力,不屈服于困难的环境,以及努力学习和与这些环境和谐相处,然后上升到情况,直到它变得更好。引用国家麻醉品局(BNN) 2012年的数据显示了一个令人惊讶的事实。即10-19岁年龄组的吸毒人数占4.4%,约为100万人。根据廖内省麻醉品局(BNP)的数据,在2004年的毒品案件中,北干巴鲁占据了毒品使用的第一级,达到47例,麻醉品标准为30例,精神药物标准为17例。在这项研究中,研究对象是在北坎巴鲁SIKLUS基金会完成康复的前吸毒者,共92人。本次研究的样本是北坎巴鲁循环基金会的前吸毒者,共有35人。本研究收集的数据采用社会支持量表和心理弹性量表。本研究的抽样技术采用配额抽样法。本研究结果采用Pearson积矩相关分析。分析显示,家庭社会支持与戒毒人员的恢复力之间存在正相关关系,这意味着家庭社会支持越高,戒毒人员的恢复力越积极。反之,家庭社会支持越低,戒毒人员的复原力越负。本研究的意义在于为有吸毒儿童的父母提供心理上的建议,帮助他们在良好的家庭社会支持和心理弹性的帮助下从吸毒问题中恢复过来。
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引用次数: 0
Poverty Alleviation Efforts Through Socialpreneurship in Gorontalo 哥伦塔洛通过社会企业家精神开展扶贫工作
Pub Date : 2023-02-06 DOI: 10.31258/ijesh.5.1.34-40
Sheilla Budiawan, Afriana Lomagio
This research to reveal efforts in poverty alleviation through the involvement of socialpreneurs in Gorontalo by using descriptive qualitative methods. This qualitative research has an exploratory and meaningful approach to social phenomena that actually occur. For standard determination of informants, researchers used purposive sampling technique. In this study, researchers will conduct deep interviews as a basic stage of data collection for socialpreneurs in their involvement in poverty alleviation in Gorontalo. The results of this study indicate the magnitude of the role of entrepreneurs in supporting socialpreneurship programs. This is evidenced by the fact that every entrepreneurial activity that is carried out always involves a social environment program. Several Micro, Small and Medium Enterprises (MSMEs) in Gorontalo always work together to hold a socialpreneurship program to help economic growth in Gorontalo. Several forms of socialpreneurship activities carried out by MSME actors in Gorontalo include reducing the use of plastic materials, distributing food staples assistance, and opening employment opportunities as well as helping to develop entrepreneurship in the form of resellers.
本研究旨在通过描述性定性方法揭示哥伦塔洛社会企业家参与扶贫的努力。这种定性研究对实际发生的社会现象具有探索性和有意义的方法。为了标准地确定举报人,研究人员使用了有目的的抽样技术。在本研究中,研究者将对Gorontalo社会企业家参与扶贫工作进行深度访谈,作为数据收集的基础阶段。本研究的结果表明了企业家在支持社会创业计划中的重要作用。事实证明,开展的每一项企业活动都涉及社会环境计划。哥伦塔洛的几家微型、中小型企业(MSMEs)一直合作举办社会创业项目,以帮助哥伦塔洛的经济增长。在Gorontalo,小微企业行动者开展了几种形式的社会创业活动,包括减少塑料材料的使用、分发主食援助、开放就业机会以及以经销商的形式帮助发展创业精神。
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引用次数: 1
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Indonesian Journal of Economics, Social, and Humanities
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