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Fintech Waqaf: Solusi Permodalan Perusahaan Startup Wirausaha Muda Fintech Waqaf:年轻创业企业家的资金解决方案
Pub Date : 2019-02-19 DOI: 10.22146/STUDIPEMUDAUGM.39347
Muhamad Nafik Hadi Ryandono
Money waqaf in Indonesia has a huge potential. Despite the fact, this huge potential has not been organized and utilized optimally by the waqaf management agency. Another problem faced in waqaf money is the difficulties in integrate the system of funding, financing, mauquf alaih, and distribute the beneficiaries. In the present era, waqaf in Indonesia has not been digitalized and has not used the Financial Technology (FinTech) system, so it is less economically and inefficient. The expected benefits of the research are waqaf can be a solution to the capital problems that have been faced by start-up companies which mostly un-bankable. In other side, it hopefully can encourage Nadzir to be involved in growing and developing entrepreneurship for youth starting with establishing a start-up company. This research approach is qualitative descriptive. The data is primary data with data collection techniques namely focus group discussions and interviews. The objects of the research are 30 youth start-ups in Surabaya. The result of study is that money waqf can be an alternative solution of capital problems for youth start-up companies who are un-bankable. The Sharia Financial Technology (SFT) system is a system that capable of integrating nadzir with Islamic Financial Institutions Accep Cash Waqf (IFIACW), funding, financing, mauquf alaih, start-up investors, Islamic Financing Guarantee Institution (IFGI) and Islamic Banks.
印尼的资金流动潜力巨大。尽管事实如此,这个巨大的潜力还没有被waqaf管理机构组织和最佳利用。waqaf资金面临的另一个问题是难以整合资金、融资、mauquf alaih系统和分配受益者。在当今时代,印尼的waqaf没有数字化,也没有使用金融技术(FinTech)系统,因此经济效益和效率都不高。这项研究的预期好处是,waqaf可以解决初创公司面临的资金问题,这些公司大多无法获得银行贷款。另一方面,希望它能鼓励Nadzir从建立创业公司开始,参与成长和发展年轻人的创业精神。这种研究方法是定性描述的。数据是原始数据与数据收集技术,即焦点小组讨论和访谈。这项研究的对象是泗水的30家青年初创企业。研究结果表明,对于无法获得银行贷款的青年创业公司来说,资金waqf可以成为解决资金问题的另一种选择。伊斯兰金融技术(SFT)系统是一个能够将nadzir与伊斯兰金融机构(接受现金Waqf (IFIACW))、资金、融资、mauquf alaih、初创投资者、伊斯兰融资担保机构(IFGI)和伊斯兰银行整合在一起的系统。
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引用次数: 19
Menjadi Sociopreneur Muda: Studi Kasus Momsociopreneur ‘Sanggar ASI' 成为社会企业家:社会企业家案例研究
Pub Date : 2019-02-19 DOI: 10.22146/STUDIPEMUDAUGM.40524
Dewi Puspitasari
The existence of social entrepreneurship movement then might be the answer to generate the entrepreneurs capable of identifying new ways, establishing new business to generate social values and coping with various social issues. The youth, in this case, becomes the drive of social entrepreneurship movement. They have an entrepreneurship spirit based upon their competence not only to build a business and obtain the profit for themselves but also to run their business for the improvement of social and economic state of society. This research is an initial study focused on the individual to identify the successful characters and the innovative process of the young sociopreneur in initiating and developing a social business. This study used a method of case study with the main research subject of momsociopreneur ‘Sanggar ASI. The primary and secondary. The results of this study showed that the process to be sociopreneur required various skills and competences correlated to the performance of the pioneering social business. From the beginning, confidence becomes the main power that is able to mobilize to actively act in solving the social problems such as the failure of breastfeeding among mothers or the lack of breastfeeding. The preferences of values and norm can be internalized in all social business including in work place, partner network, clients or community as the beneficiaries of social service and family institution. In the process of developing their social business, the sociopreneurs have an adaptive competence in responding any innovation. Thus, momsociopreneur ‘Sanggar ASI can be the role model for the youth especially for females attempting to grow their self-potential to participate and answer the problems and social needs of community.
社会企业家运动的存在可能是产生能够识别新方法,建立新业务以产生社会价值和应对各种社会问题的企业家的答案。在这种情况下,年轻人成为社会创业运动的驱动力。他们有一种企业家精神,这种精神基于他们的能力,不仅可以建立企业并为自己获得利润,还可以通过经营企业来改善社会和经济状况。本研究是一项以个体为中心的初步研究,旨在识别青年社会企业家在创办和发展社会企业方面的成功特征和创新过程。本研究采用个案研究的方法,以当代社会企业家Sanggar ASI为主要研究对象。主要和次要的。本研究结果显示,成为社会企业家的过程需要各种技能和能力,这些技能和能力与开创性社会企业的绩效相关。从一开始,信心就成为能够动员人们积极行动起来解决诸如母亲母乳喂养失败或母乳喂养不足等社会问题的主要力量。作为社会服务和家庭机构的受益者,价值观和规范的偏好可以内化到所有社会企业中,包括工作场所、合作伙伴网络、客户或社区。社会企业家在发展社会企业的过程中,对任何创新都具有适应能力。因此,momsociopreneur的Sanggar ASI可以成为青年特别是女性的榜样,她们试图发展自己的自我潜力,参与和回答社区的问题和社会需求。
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引用次数: 2
Mengembangkan Kualitas Usaha Milik Desa (Q-BUMDes) untuk Melestarikan Ketahanan Ekonomi Masyarakat dan Kesejahteraan Adaptif: Perancangan Sistem Kewirausahaan Desa dengan Menggunakan Model Tetrapreneur 开发Q-BUMDes村的企业品质,以维护社区经济安全和适应性福利:利用特斯拉模式设计农村创业系统
Pub Date : 2019-02-19 DOI: 10.22146/STUDIPEMUDAUGM.39551
PL Rika Fatimah
Salah satu bentuk pemberdayaan dari pemerintah berupa Otonomi yaitu desa dapat mengelola sumber daya secara mandiri salah satunya melalui Badan Usaha Milik Desa (BUMDes). Penelitia ini dilakukan di Desa Bleberan, Kabupaten Gunung Kidul. Penelitian ini menggunakan pendekatan Tetrapreneur yang terdiri terbagi menjadi pemetaan kondisi kewirausahaan desa (Chainpreneur); identifikasi kebutuhan wirausahawan desa dalam menjalankan dan mengembangkan usaha mereka (Marketpreneur); pelaksanaan Model Tetrapreneur untuk merancang Q-BUMDes (Qualitypreneur); penentuan pemangku kepentingan yang bertanggung jawab dalam pembangunan Q-BUMDes (Brandpreneur). Selain menggunakan model Tetrapreneur,penelitian ini uga menggunakn teori resource based view sebagai dasar pemilihan unit usaha desa yang haruslah memiliki ciri khas dan keunggulan kompetitif supaya dapat memberikan kontribusi yang signifikan pada peningkatan kesejahteraan masyarakat desa. Hasil dari penelitian ini menunjukkan beberapa rekomendasi yang harus dilakukan oleh pemangku kepentingan setempat dan pemerintah daerah baik pada tingkat Rantai (Chainpreneur), Kualitas (Qualitypreneur), Pasar (Marketpreneur) maupun Merek (Brandpreneur). Oleh karena itu direkomendasikan untuk melakukan pembangunan sistem Q-BUMDes pengembangan wirausaha Bleberan. Sistem Q-BUMDes tersebut membentuk suatu sistem basis data terpadu untuk melakukan pengendalian wirausaha desa yang meliputi penjaringan dan pengembangan potensi wirausaha desa dan pementaan fasilitator mentor, coach, dan dana bantuan berdasarkan data sistem yang di-update secara periodik. Penerapan model Tetrapreneur di Desa Bleberan ini diharapkan dapat menjadi panutan bagi Desa lainnya khususnya di Daerah Istimewa Yoyakarta sebagai suatu model keberlanjutan dalam pengentasan kemiskinan tanpa meninggalkan kearifan lokal.
政府授权的一种形式是自治,即该村可以通过村长机构独立管理其资源。这项研究是在基杜尔山区布莱伯曼村进行的。这项研究采用了一种先进的方法,将其分为映射村庄创业条件(chain企业家);确定农村企业家在经营和发展企业方面的需求;设计Q-BUMDes (quality企业家)的特斯拉模式;决定Q-BUMDes的利益相关者。除了使用欧元模式外,这项研究uga还将基于资源视角的理论作为选择农村企业的基础,该企业必须具有特征和竞争优势,才能对农村社区的繁荣做出重大贡献。这项研究的结果显示,地方利益相关者和地方政府在链层面(chain企业家)、质量(Qualitypreneur)、市场(市场企业家)和品牌(brandpren企业家)都应该提出一些建议。因此建议建立棉花- bumdes开发Bleberan创业系统。Q-BUMDes系统建立了一个完整的数据库来执行对农村企业家的控制,其中包括组织组织和开发潜在的农村企业家,以及辅导学员,以及基于系统定期更新数据的援助基金。布尔伯兰村的技术模型的应用预计将成为另一个村庄的榜样,特别是在Yoyakarta地区,成为在不留下地方智慧的情况下继续减贫的榜样。
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引用次数: 12
Pengembangan Kewirausahaan Sosial Pada Perguruan Tinggi melalui Social Project Competition 通过社会项目竞赛促进大学社会创业精神
Pub Date : 2019-02-19 DOI: 10.22146/STUDIPEMUDAUGM.40210
Lak lak Nazhat El Hasanah
Kewirausahaan sosial merupakan suatu konsep yang dapat menyelesaikan masalah sosial dengan pendekatan bisnis. Kewirausahaan sosial yang ideal dan terarah serta berkelanjutan bisa dilakukan melalui kegiatan pendidikan yang berorientasi pada pengembangan wirausaha sosial dari kalangan mahasiswa. Sebagai generasi muda, mahasiswa merupakan agen of change yang dapat memberikan perubahan sosial ekonomi dengan memberikan peluang baru bagi masyarakat. Tujuan tulisan ini adalah untuk mengetahui pengembangan kewirausahaan sosial pada perguruan tinggi dengan menggambarkan suatu program pengembangan kewirausahaan sosial tersebut. Metode penelitian adalah diskriptif kualitatif sedangkan penentuan sampel dilakukan dengan metode purposive random sampling. Pengumpulan data menggunakan kombinasi pendekatan yang meliputi survei, observasi, studi lapangan, dan interview. Hasil penelitian menunjukkan bahwa pelaksanaan pengembangan kewirausahaan sosial dilakukan dalam bentuk kompetisi dengan judul program Social Project Competition, program ini diharapkan dapat menciptakan lulusan yang mempunyai kemandirian usaha sekaligus kepekaan sosial serta memberikan keseimbangan kemampuan akademis, kemampuan bersikap dan kemampuan berkarya dalam rangka menuju pengembangan diri, masyarakat baik sebagai wirausaha sosial yang profesional, mandiri, dan inovatif. Kompetisi ini diperuntukkan bagi mahasiswa yang memiliki minat dalam pengembangan bisnis berbasis sosial. Hasil kompetisi diperoleh tiga pemenang yang memenuhi memenuhi unsur Sociopreneur (kewirausahaan Sosial) yaitu Social Value, Civil Society, Innovation, Economic Activity. Adapun pemenang kompetisi adalah pemberdayaan masyarakat dan pengembangan ekonomi pengolahan sampah popok di bantaran Kali Code, mimpi kita dan SUKAWA (Susu Kambing Etawa). Pemenang kompetisi diharapkan dapat menciptakan bisnis sosial yang dapat meningkatkan kesejahteraan masyarakat.
社会创业是一个可以用商业方法解决社会问题的概念。理想、目标和可持续的社会创业精神可以通过面向学生社会企业家的教育活动实现。作为年轻一代,学生是变革的代理人,可以通过给社会一个新的机会来实现社会经济的变革。本文的目的是通过描述该社会创业计划来了解大学的社会创业发展。研究方法是定性的,而样本选择方法是用随机抽样方法进行的。数据收集方法结合起来,包括调查、观察、实地研究和采访。研究结果表明,实施创业发展社会竞争与标题的形式进行社会项目的竞赛项目,这个项目有望创造毕业生有自力更生的努力和社会敏感性,并提供平衡学术能力、表现能力和创作能力争取自我发展的框架中,既是企业家社会专业、独立和创新的。这个比赛是为对社会企业发展感兴趣的学生准备的。比赛的结果是三位获奖者,他们满足了社会价值、公民社会、创新、经济活动等社会企业家的特征。因为这次比赛的获胜者是社区赋权和经济发展的尿布垃圾场处理,我们的梦想和SUKAWA (Etawa羊奶)。比赛的获胜者希望创建能够改善社会福利的社会企业。
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引用次数: 12
Kelas Sosial Sebagai Tantangan Pemuda Dalam Peluang Kerja 社会阶层对年轻人就业机会的挑战
Pub Date : 2019-02-19 DOI: 10.22146/STUDIPEMUDAUGM.39966
O. Kusuma, Gigich Ilmy Al Bonadi
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{"title":"Kelas Sosial Sebagai Tantangan Pemuda Dalam Peluang Kerja","authors":"O. Kusuma, Gigich Ilmy Al Bonadi","doi":"10.22146/STUDIPEMUDAUGM.39966","DOIUrl":"https://doi.org/10.22146/STUDIPEMUDAUGM.39966","url":null,"abstract":"<jats:p>-</jats:p>","PeriodicalId":179824,"journal":{"name":"Jurnal Studi Pemuda","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-02-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126965088","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Sociopreneurship Sebagai Tren Karir Anak Muda 社交是年轻人职业的趋势
Pub Date : 2018-08-13 DOI: 10.22146/STUDIPEMUDAUGM.38011
H. Suyatna, Yanti Nurhasanah
The Demographic Bonus that has taken place in this decade has a significant influence on Indonesia's social, political, economic and cultural system. Youth who are the drivers of the demographic bonus are rapidly taking up positions and roles in the world of workforce to the political and idealism platforms that intersect on the space of capitalism. In taking on the role of the flow of economic system, several youth feel that they have the potential and space of freedom to develop business and self potential through the way of entrepreneurship. Furthermore, youth are trying to take the role of becoming a social entrepreneur agent. Socioenterpreneurship is not new for several youth as the key to reducing the level of disparities in Indonesia. In addition, the emergence of smart city trends, a challenge the government to collaborate with the private sector and civil society to create a good social business ecosystem in the village. In other hand, smart village becomes an interesting output as the mainstreaming goal of sociopreneurship. Empowerment and creative economy become a play area for youth and society to do social business. Especially with the potential of nature and international market share has been from history always looking at the creative products of young Indonesians. So, this is not difficult to achieve. This paper is a partial summary of the results of the author's experience in interacting for several years with start-ups, creative economy business actors, social business communities, and social entrepreneurs in the community. From the results of this paper, it was found that youth with a variety of technologies that are very fast and sophisticated have begun to looking social business opportunities as a choice of survival amid their narrowness in finding a job. Social entrepreneurship becomes one of the keys for the Indonesian state to accelerate rapid and equitable economic and social development.
在这十年中发生的人口红利对印度尼西亚的社会、政治、经济和文化制度产生了重大影响。年轻人是人口红利的推动者,他们在劳动力世界中迅速占据了职位和角色,并在资本主义空间中交叉出现了政治和理想主义平台。在担当经济体制流动角色的过程中,有几位青年觉得自己有潜力和自由的空间,可以通过创业的方式发展商业和自我潜能。此外,年轻人正试图扮演社会企业家代理人的角色。对于一些年轻人来说,社会企业家精神并不是什么新鲜事,它是减少印尼贫富差距的关键。此外,智慧城市趋势的出现,挑战了政府与私营部门和民间社会合作,在村庄创造一个良好的社会商业生态系统。另一方面,智慧村作为社会创业的主流目标成为一个有趣的输出。赋能和创意经济成为青年和社会做社会事业的游戏场。特别是具有潜力的自然和国际市场份额一直从历史上一直关注着印尼年轻人的创意产品。所以,这并不难实现。本文部分总结了作者多年来与初创企业、创意经济商业参与者、社会商业社区和社区中的社会企业家互动的经验结果。从本文的研究结果来看,拥有各种快速和先进技术的年轻人已经开始寻找社会商业机会,作为他们在寻找工作方面的狭窄的生存选择。社会企业家精神成为印尼国家加速经济和社会快速公平发展的关键之一。
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引用次数: 13
THE ROLE OF SOCIAL MEDIA ON MIGRATION DECISION-MAKING PROCESSES: Case of Indonesian Student in University of Groningen 社交媒体在移民决策过程中的作用:格罗宁根大学印度尼西亚学生的案例
Pub Date : 2018-08-13 DOI: 10.22146/STUDIPEMUDAUGM.38010
I. Hidayati
Objective: This research aims to explain the impact of social media on the migration decision-making process of Indonesian student migrants in University of Groningen who used a social media account. In detail, this research will consider the role of social media in the migration decision-making process of students who emigrated from Indonesia and how they uses social media in the context of the migration decision-making process. Methods: The data collected included qualitative data from in-depth interviews and supported by study literatures. An interview guide was formulated to facilitate the indepth interviews and generate a better understanding of migration behavior. Expectation: Social media help Indonesian student migrants on migration decision making process and they use social media for searching information about destination area. Result: Student migrant in University of Groningen use their social media to gain information before they choose that university for study. They use Facebook to making contact with their friends and collagues in the destination country. Student group on Facebook help Indonesian student to get information about school and daily life.
目的:本研究旨在解释社交媒体对使用社交媒体账户的格罗宁根大学印尼留学生移民决策过程的影响。具体而言,本研究将考虑社交媒体在印度尼西亚移民学生的移民决策过程中的作用,以及他们如何在移民决策过程中使用社交媒体。方法:采用深度访谈的定性资料,并辅以研究文献。制定了访谈指南,以促进深度访谈,并更好地理解迁移行为。期望:社交媒体帮助印尼学生移民在移民决策过程中,他们使用社交媒体搜索目的地信息。结果:格罗宁根大学的移民学生在选择该大学学习之前,会使用他们的社交媒体来获取信息。他们使用Facebook与目的地国家的朋友和同事联系。Facebook上的学生小组帮助印尼学生获取学校和日常生活的信息。
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引用次数: 6
Tantangan Indonesia Untuk Mengoptimalisasikan Bonus 挑战印尼优化奖金
Pub Date : 2018-08-13 DOI: 10.22146/STUDIPEMUDAUGM.38012
Dyah Ratih Sulistyastuti
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{"title":"Tantangan Indonesia Untuk Mengoptimalisasikan Bonus","authors":"Dyah Ratih Sulistyastuti","doi":"10.22146/STUDIPEMUDAUGM.38012","DOIUrl":"https://doi.org/10.22146/STUDIPEMUDAUGM.38012","url":null,"abstract":"<jats:p>-</jats:p>","PeriodicalId":179824,"journal":{"name":"Jurnal Studi Pemuda","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2018-08-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120858278","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
A Contemporary Youth Story in Indonesia 当代印尼青年故事
Pub Date : 2018-08-13 DOI: 10.22146/STUDIPEMUDAUGM.38034
Yanti Nurhasanah
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{"title":"A Contemporary Youth Story in Indonesia","authors":"Yanti Nurhasanah","doi":"10.22146/STUDIPEMUDAUGM.38034","DOIUrl":"https://doi.org/10.22146/STUDIPEMUDAUGM.38034","url":null,"abstract":"<jats:p>-</jats:p>","PeriodicalId":179824,"journal":{"name":"Jurnal Studi Pemuda","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2018-08-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125136516","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Chinese Youth Culture Reflective Experience and Challenges for Bonus Demographic in Indonesia 中国青年文化对印尼奖金人口的反思经验与挑战
Pub Date : 2018-08-13 DOI: 10.22146/STUDIPEMUDAUGM.38033
Made Gede Wisdu Saskara
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{"title":"Chinese Youth Culture Reflective Experience and Challenges for Bonus Demographic in Indonesia","authors":"Made Gede Wisdu Saskara","doi":"10.22146/STUDIPEMUDAUGM.38033","DOIUrl":"https://doi.org/10.22146/STUDIPEMUDAUGM.38033","url":null,"abstract":"<jats:p>-</jats:p>","PeriodicalId":179824,"journal":{"name":"Jurnal Studi Pemuda","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2018-08-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129109918","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
期刊
Jurnal Studi Pemuda
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