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Nilai Maslahah Reksadana Syariah dalam Perspektif Maqashid Syariah 从伊斯兰教法角度看伊斯兰共同基金的马斯拉哈价值
Pub Date : 2024-01-05 DOI: 10.59024/jis.v2i1.572
Syintia Amanda Rhetha, Yenita Karisha, Nurris Kiyani, Tri Noviantika Zain, Muhammad Taufiq Abadi
The relationship between Maqasid Syariah and Maslahah is very close, because the purpose of Maqasid Syariah itself is to achieve the benefit of the people. This study aims to describe the values of maslahah contained in the investment activities of Islamic mutual funds. This study uses qualitative methods through the study of literature. Data collection techniques are carried out by searching for relevant library materials, then studying them and analyzing them in depth so that they can support the statements that have been presented. The development of the Islamic capital market, which shows a positive trend in its growth, certainly provides new hope for a more stable Indonesian economy. The benefits of Sharia mutual funds in the perspective of Maqashid Syariah include mutual funds as halal investment instruments and mutual funds as the realization of the ta'awun principle. The challenge of Sharia mutual fund development in Indonesia is the low literacy of the community towards Sharia-based investment products. But when viewed from its growth, Islamic finance has a great opportunity to grow in Indonesia.
伊斯兰教法》与 "马斯拉赫 "之间的关系非常密切,因为《伊斯兰教法》本身的目的就是为人民谋福利。本研究旨在描述伊斯兰共同基金投资活动中所包含的 "maslahah "价值观。本研究通过研究文献采用定性方法。数据收集技术是通过搜索相关的图书资料,然后对其进行研究和深入分析,从而为所提出的陈述提供支持。伊斯兰资本市场的发展呈现出积极的增长趋势,这无疑为更加稳定的印尼经济带来了新的希望。从伊斯兰教法的角度来看,伊斯兰共同基金的益处包括共同基金作为清真投资工具和共同基金作为ta'awun原则的实现。在印尼发展伊斯兰共同基金所面临的挑战是社会对基于伊斯兰教法的投资产品的认知度较低。但从发展的角度来看,伊斯兰金融在印尼拥有巨大的发展机遇。
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引用次数: 0
Perkembangan Asuransi Syariah di Indonesia 印度尼西亚伊斯兰教保险的发展
Pub Date : 2024-01-05 DOI: 10.59024/jis.v2i1.564
Umi Kholilah, Rizqi Salamah, Cintia Salsabila, Riski Nilam Sari, Ria Anisatus Solihah, Muhammad Taufiq Abadi
The purpose of this research is to explain the history, duties, and potential development of Sharia Insurance in Indonesia. In this research, the author uses a qualitative approach with descriptive analysis type of research. This research uses a literature study method or library research sourced from books and journals that are in accordance with the topic and focus of the research. The results of the literature review in this study concluded that sharia insurance is a way to deal with risks and calamities in life, such as death, accidents, illness, and old age. Its main purpose is to provide financial protection, manage risk, apply sharia principles, and empower the community. Islamic insurance products include various forms of protection, such as health insurance, children's education, retirement preparation, and investment.
本研究的目的是解释伊斯兰教法保险在印度尼西亚的历史、职责和潜在发展。在本研究中,作者采用了描述性分析的定性研究方法。本研究采用文献研究法或图书馆研究法,从与研究主题和重点相符的书籍和期刊中获取资料。本研究的文献综述结果认为,伊斯兰教法保险是一种应对死亡、意外事故、疾病和老年等人生风险和灾难的方式。其主要目的是提供财务保护、管理风险、应用伊斯兰教法原则并赋予社区权力。伊斯兰保险产品包括各种形式的保障,如医疗保险、子女教育、退休准备和投资。
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引用次数: 0
PASAR MODAL SYARIAH 伊斯兰教标准
Pub Date : 2024-01-05 DOI: 10.59024/jis.v2i1.570
Syifa Destya, Salsabila Uin, K. Abdurrahman, Wahid Pekalongan, U. K. Abdurrahman, Amanda Ardita, Fifi Aprilia, Yulianti Uin, Ria Anisatus, Solihah Uin, Jl. Pahlawan, Rowolaku Kajen, Kabupaten Pekalongan
This research aims to find out about the sharia capital market. This research method uses a literature study approach sourced from books according to the topic and focuses on research. The results of the literature review in this research conclude that the Islamic capital market is a capital market whose entire activity mechanism, especially regarding issuers, the types of securities traded and the trading mechanism is in accordance with sharia principles. The capital market or stock exchange has been around since the Dutch colonial era and to be precise in 1912 in Batavia. The capital market plays a role in carrying out two functions simultaneously, namely an economic function and a financial function. Legal entities in carrying out sharia capital market activities are regulated by Bapepam-Lk.
本研究旨在了解伊斯兰教资本市场。这种研究方法采用文献研究法,根据主题从书籍中获取资料,重点进行研究。本研究的文献综述结果认为,伊斯兰资本市场是一个资本市场,其整个活动机制,特别是关于发行人、证券交易类型和交易机制都符合伊斯兰教法原则。资本市场或证券交易所早在荷兰殖民时代就已出现,准确地说,是 1912 年在巴达维亚出现的。资本市场同时发挥两种功能,即经济功能和金融功能。开展伊斯兰教资本市场活动的法律实体受 Bapepam-Lk 监管。
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引用次数: 0
MANAJEMEN STRATEGI PERKEMBANGAN DANA PENSIUN SYARIAH DI INDONESIA 印度尼西亚伊斯兰养老基金发展的战略管理
Pub Date : 2024-01-05 DOI: 10.59024/jis.v2i1.567
Isepputri, Nurul Karimah, Riska Dwi Amalia, Annisa Shofiana, Muhammad Taufiq Abadi
Islamic pension funds are Islamic financial institutions that have characteristics to be used in order to maintain the continuity of one's income when one is no longer productively working. The purpose of this research is to find out how the role of Islamic pension funds in improving Islamic finance. This type of research is qualitative research by describing data in the form of words, schemes, images and series of sentences. The research method used is library research, which is a method of collecting data by understanding and studying theories from various literatures related to the research. Data collection uses the method of finding sources and constructing them from various sources, such as books, journals, research, law books, fiqh siyasah books, maqasid sharia books, Islamic law encyclopedias, Islamic law journals, language dictionaries and legal dictionaries, and other literature sources. The result of this research is that the increase in the number of participants in sharia pension funds occurs because Indonesian people are interested in using sharia financial products. The existence of an institution that stands in helping people like DPLK Muamalat in preparing their retirement from an early age is very easy for the people of Indonesia.
伊斯兰养老基金是伊斯兰金融机构,其特点是当一个人不再从事生产性工作时,可以利用它来保持收入的连续性。本研究的目的是了解伊斯兰养老基金在改善伊斯兰金融方面的作用。这类研究属于定性研究,通过文字、方案、图像和一系列句子的形式来描述数据。采用的研究方法是图书馆研究法,即通过了解和学习与研究相关的各种文献理论来收集数据的方法。数据收集采用的方法是从书籍、期刊、研究、法律书籍、fiqh siyasah 书籍、maqasid sharia 书籍、伊斯兰法律百科全书、伊斯兰法律期刊、语言词典和法律词典等各种文献资料中寻找资料来源并构建资料。这项研究的结果表明,参加伊斯兰教法养老基金的人数之所以增加,是因为印尼人对使用伊斯兰教法金融产品感兴趣。像 DPLK Muamalat 这样帮助人们从年轻时就开始准备退休生活的机构的存在,对印尼人民来说非常容易。
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引用次数: 0
PENERAPAN MANAJEMEN RISIKO SYARIAH DALAM KOPERASI SYARIAH 在伊斯兰宗教合作社实施伊斯兰教法风险管理
Pub Date : 2024-01-05 DOI: 10.59024/jis.v2i1.563
Arju Fatiya Nidhofa, Sri Mumaeni, S. Rizki, Ade Gunawan, Muhammad Taufiq Abadi, Jl. Pahlawan, Rowolaku Kajen, Kabupaten Pekalongan
The business can develop and run smoothly with capital. Business people or businesses, whether on a small or medium scale business, can run a business that really needs capital by borrowing capital from a cooperative, one of them. A cooperative is a business or business consisting of a group, organization or association that is managed to achieve a common goal. This research uses qualitative methods, the nature of historical research methods, Data collection techniques using documentary methods can be financial reports, statistical data, books, research journals, and other relevant documents, related to the research.  In the context of partnerships and trade, modern western partnership type cooperatives are now similar to previous Islamic partnerships. And it has been practiced by Muslims until the 18th century. Both forms of Islamic syirkah and modern syirkah. Sharia cooperatives themselves were born after the mushrooming of the establishment of several Baitul Maal WatTamwiil (BMT) which was first pioneered by BMT Bina Insan Kamil in 1992. The three types of business activities are fund raising, financing and services. One type of sharia cooperative, namely the 212 Sharia Cooperative, is the National Primary Cooperative, which was founded by Muslim leaders as an implementation of the spirit of Aksi 212, which is full of brotherhood and togetherness.
有了资本,企业才能顺利发展和经营。商人或企业,无论是小型企业还是中型企业,都可以通过向合作社(其中之一)借贷资本来经营真正需要资金的企业。合作社是由一个团体、组织或协会组成的企业或商业机构,其管理目的是为了实现一个共同的目标。本研究采用定性研究方法、历史研究方法的性质、使用文献方法的数据收集技术,可以是与研究相关的财务报告、统计数据、书籍、研究期刊和其他相关文件。 在合伙和贸易方面,现代西方的合伙型合作社与以前的伊斯兰合伙制相似。直到 18 世纪,穆斯林一直在实行这种做法。伊斯兰合伙企业和现代合伙企业的形式都是如此。伊斯兰教法合作社本身是在一些 Baitul Maal WatTamwiil(BMT)如雨后春笋般成立之后诞生的,1992 年,BMT Bina Insan Kamil 率先成立了 BMT。Baitul Maal WatTamwiil 是 1992 年由 BMT Bina Insan Kamil 首创的。其中一种伊斯兰教法合作社,即 "212 伊斯兰教法合作社",是由穆斯林领袖创立的国家初级合作社,旨在弘扬充满兄弟情谊和团结精神的 "Aksi 212 "精神。
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引用次数: 0
Peran Otoritas Jasa Keuangan dan Lembaga Penjamin Simpanan dalam Menjaga Stabilitas dan Keamanan Sistem Keuangan 金融服务管理局和存款保险公司在维护金融体系稳定和安全方面的作用
Pub Date : 2024-01-05 DOI: 10.59024/jis.v2i1.574
Niharotul Faizah, Dewi Ratih, Kamelia Elima'ana Mafudloh, Muhammad Tufiq Abadi
The Financial Services Authority (OJK) is an institution that is independent and free from interference from other parties that has the functions, duties, and authority to regulate, supervise, examine, and investigate as referred to in Law No. 21 of 2011 concerning OJK. The establishment of this banking financial services sector supervisory institution was established in accordance with the mandate of Law Number 3 of 2004 concerning amendments to Law Number 23 of 1999 concerning Bank Indonesia. This research uses the literature review method. This research combines various sources of literary information, namely books, scientific journals, newspapers, the internet, and theses related to the topic, namely "The Role of the Financial Services Authority and the Deposit Insurance Corporation in maintaining the Stability and Security of the Financial System". The financial system has a very important role in the economy. Instability of the financial system can cause economic turmoil. Restoring an unstable economic system requires very high costs and a long time to restore public confidence in the financial and banking systems. LPS has two functions, namely protecting bank customer deposits and liquidating or liquidating banks that are known to be in poor health or insolvent. LPS has successfully strengthened and restored public confidence in the financial and banking system.
金融服务管理局(OJK)是一个独立的机构,不受其他方面的干扰,具有 2011 年第 21 号《金融服务管理局法》规定的监管、监督、审查和调查的职能、职责和权力。该银行金融服务部门监管机构的设立是根据 2004 年第 3 号法律的授权进行的,该法律涉及对 1999 年第 23 号法律《印度尼西亚银行法》的修订。本研究采用文献综述法。本研究结合了各种文学信息来源,即与 "金融服务管理局和存款保险公司在维护金融体系稳定和安全方面的作用 "这一主题相关的书籍、科学期刊、报纸、互联网和论文。金融体系在经济中扮演着非常重要的角色。金融体系的不稳定会导致经济动荡。要恢復不穩定的經濟體系,需要付出高昂的代價和很長的時間,才能恢復公眾對金融和銀行體系的信心。存款保障計劃有兩項功能,即保障銀行客戶存款,以及對已知健康欠佳或無力償債的銀行進行清盤或清算。存保計劃已成功加強及恢復公眾對金融及銀行體系的信心。
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引用次数: 0
Implementasi Prinsip Syariah Dalam Praktik Leasing Syariah 在伊斯兰教租赁实践中贯彻伊斯兰教原则
Pub Date : 2024-01-05 DOI: 10.59024/jis.v2i1.565
Aulia Maudy, U. K. Abdurrahman, Wahid Pekalongan, Hermina Pristilia, Ria Anisatus, Solihah Uin, K. Abdurrahman, KM Jl.Pahlawan, Rowolaku, Kab Kajen, Pekalongan
This article aims to explore whether the application of Islamic principles has been properly implemented in Islamic leasing institutions. The sharia label on Islamic financial institutions implies several consequences in the system and operational concepts that must comply with sharia principles. This type of research uses a literature study with descriptive research methods. Sharia does not lie in the term musyarakah or mudharabah alone which in practice sometimes contradicts the value of Islam itself. In its application, there are many leasing companies that apply the principles of Islamic law, but some leasing companies labelled as sharia are not in accordance with the principles of Islamic law because they are still very profit-oriented
本文旨在探讨伊斯兰租赁机构是否正确执行了伊斯兰原则。伊斯兰金融机构的伊斯兰教义标签意味着其制度和运营理念必须符合伊斯兰教义原则。这类研究采用文献研究和描述性研究方法。伊斯兰教法并不只体现在 "musyarakah "或 "mudharabah "这两个术语上,因为这两个术语在实践中有时会与伊斯兰教本身的价值相矛盾。在其应用中,有许多租赁公司采用了伊斯兰教法的原则,但一些被贴上伊斯兰教法标签的租赁公司并不符合伊斯兰教法的原则,因为它们仍然非常以利润为导向
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引用次数: 0
GOOD CORPORATE GOVERNANCE SEBAGAI WUJUD PERAN DEWAN PENGAWAS SYARIAH DAN DEWAN SYARIAH NASIONAL DI PERBANKAN SYARIAH 良好的公司治理是伊斯兰教法监督委员会和国家伊斯兰教法委员会在伊斯兰银行业中发挥作用的一种形式
Pub Date : 2024-01-05 DOI: 10.59024/jis.v2i1.573
Nur Kholisah, Nia Amellia, Sukma Purbaningrum, Muhammad Taufiq Abadi
The development of Islamic financial institutions in Indonesia requires the alertness of DSN-MUI in solving the problems that occur, especially related to product innovation needed by the community. Therefore, DSN-MUI has affiliated parties that will provide their services to Sharia banks or Sharia Business Units (UUS) in ensuring the implementation of Sharia principles in Islamic banking activities in Indonesia, namely the Sharia Supervisory Board (DPS) and the National Sharia Council (DSN). The research method used in this research is a library research method with a qualitative descriptive approach. With the use of the literature study data collection method or library research, the author does not need to go directly to the field for data collection, but only by taking various supporting reference sources, be it online references or books to support the writing of this article. The result of this research is that the author and readers can find out how the implementation of the Sharia Supervisory Board (DPS) and the Sharia National Board (DSN) in realizing Good Corporate Governance (GCG) in Islamic banking in Indonesia.
印度尼西亚伊斯兰金融机构的发展要求 DSN-MUI 提高警惕,解决出现的问题,特别是与社会所需的产品创新有关的问题。因此,DSN-MUI设有附属机构,即伊斯兰教法监督委员会(DPS)和国家伊斯兰教法委员会(DSN),为伊斯兰教银行或伊斯兰教法业务单位(UUS)提供服务,确保伊斯兰教法原则在印尼伊斯兰银行活动中的实施。本研究采用的研究方法是图书馆研究法和定性描述法。采用文献研究数据收集法或图书馆研究法,作者无需直接到实地进行数据收集,只需通过各种辅助参考资料,无论是网上参考资料还是书籍,来支持本文的写作。本研究的结果是,作者和读者可以了解伊斯兰教法监督委员会(DPS)和伊斯兰教法国家委员会(DSN)是如何在印尼伊斯兰银行业实现良好公司治理(GCG)的。
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引用次数: 0
ETIKA DAN SOLIDARITAS SOSIAL DALAM GERAKAN BERBAGI NASI DI BANDUNG: MEMBANGUN JIWA SOLIDARITAS MASYARAKAT KOTA BANDUNG 万隆分米运动中的道德与社会团结:在万隆人民中树立团结精神
Pub Date : 2024-01-03 DOI: 10.59024/jis.v2i1.546
Danang Nugroho, Nabila Citra Ardhia, Nadila Citra Ardina, Rika Aprilianti, Raihan Nur Fauzi
This research aims to determine the ethics and social solidarity carried out in the Sharing Rice movement in Bandung to build high social solidarity, especially in the community in Bandung City. In this research, data collection was used using indirect research methods. Data analysis starts from understanding the theory and case studies, then conclusions and outlines are drawn from the case studies. The results of this research show that the ethics and social solidarity that exist in the case of the Sharing Rice movement are very good and this is also the right opportunity and means for the community, especially the city of Bandung, who want to increase their spirit of solidarity, either on social media or directly.
本研究旨在确定万隆共享大米运动中的道德和社会团结,以建立高度的社会团结,特别是在万隆市的社区中。本研究采用间接研究方法收集数据。数据分析从理解理论和案例研究开始,然后从案例研究中得出结论和概要。研究结果表明,"分享大米 "运动中存在的道德规范和社会团结非常好,这也是社区(尤其是万隆市)希望通过社交媒体或直接方式增强团结精神的正确机会和手段。
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引用次数: 0
PERAN KOMUNITAS MEMBANGUN ETIKA KEGIATAN SOSIAL BERBAGI NASI DARI HATI DI KOTA BANDUNG 社区在万隆市 "从心开始 "的社会活动中建立 "分享大米 "道德规范的作用
Pub Date : 2024-01-03 DOI: 10.59024/jis.v2i1.545
Danang Nugroho, Reza Kurnia putra, Ridho khoirian Nugraha, Muhammad Idris, Raihan Nur Fauzi, Reizan Khairul Siddiq, Rasyantha abdilah L O
The aim of this research is to find out how much the Bandung Sharing Rice community has contributed to increasing social awareness among Bandung City residents. Biddle and Thomas' role theory is cited in this research, which also uses qualitative descriptive techniques. Unstructured in-depth interviews are the method used in the data collection methodology. The stages of data reduction, data presentation, and drawing up conclusions are part of the data analysis process. By comparing data from different methodologies, triangulation procedures increase the validity of the data. The findings of this research show how members of the Nasi Bandung serving community raise social awareness by providing authentic examples through their actions and encourage others to do the same by asking for involvement on social media.
本研究旨在了解万隆共享大米社区在提高万隆市居民的社会意识方面做出了多大贡献。本研究引用了比德尔和托马斯的角色理论,并采用了定性描述技术。数据收集方法采用非结构化深度访谈。数据还原、数据展示和得出结论等阶段是数据分析过程的一部分。通过比较来自不同方法的数据,三角测量程序提高了数据的有效性。本研究的结果显示了 Nasi Bandung 服务社区的成员如何通过自己的行动提供真实的例子来提高社会意识,并通过在社交媒体上要求他人参与来鼓励他人也这样做。
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引用次数: 0
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