首页 > 最新文献

Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS)最新文献

英文 中文
Perilaku Impulse Buying Pengguna Shopee Masa Pandemi Covid-19
Pub Date : 2023-05-29 DOI: 10.47065/ekuitas.v4i4.3211
Kevin Wijaya, Kartika Imasari Tjiptodjojo
The emergence of the Covid-19 era has affected various aspects of people's lives where this also influences the consumer behavior of the community which consists of the variables of viral marketing, impulse buying, and customer trust. This study aims to determine the impact of changes in consumer behavior during the Covid-19 pandemic. The data collection technique was carried out using non-probability sampling with a purposive sampling technique and distributed through questionnaires through social media. The population used is active users of social media and the Shopee application in the city of Bandung. The targeted number of respondents is 115 respondents. The path analysis technique is used as a data exposure technique and is processed with the help of the SPSS application. This study reveals the results where viral marketing has an effect on impulse buying and customer trust, while customer trust does not affect impulse buying, and also customer trust does not mediate the indirect effect of viral marketing on impulse buying.
新冠肺炎时代的到来影响了人们生活的各个方面,这也影响了社区的消费行为,包括病毒式营销、冲动购买和客户信任等变量。本研究旨在确定Covid-19大流行期间消费者行为变化的影响。数据收集技术采用非概率抽样,采用有目的抽样技术,并通过社交媒体进行问卷调查。使用的人群是万隆市社交媒体和Shopee应用程序的活跃用户。调查对象的目标人数为115人。路径分析技术被用作数据暴露技术,并在SPSS应用程序的帮助下进行处理。本研究揭示了病毒式营销对冲动购买和客户信任有影响的结果,而客户信任不影响冲动购买,客户信任也不中介病毒式营销对冲动购买的间接影响。
{"title":"Perilaku Impulse Buying Pengguna Shopee Masa Pandemi Covid-19","authors":"Kevin Wijaya, Kartika Imasari Tjiptodjojo","doi":"10.47065/ekuitas.v4i4.3211","DOIUrl":"https://doi.org/10.47065/ekuitas.v4i4.3211","url":null,"abstract":"The emergence of the Covid-19 era has affected various aspects of people's lives where this also influences the consumer behavior of the community which consists of the variables of viral marketing, impulse buying, and customer trust. This study aims to determine the impact of changes in consumer behavior during the Covid-19 pandemic. The data collection technique was carried out using non-probability sampling with a purposive sampling technique and distributed through questionnaires through social media. The population used is active users of social media and the Shopee application in the city of Bandung. The targeted number of respondents is 115 respondents. The path analysis technique is used as a data exposure technique and is processed with the help of the SPSS application. This study reveals the results where viral marketing has an effect on impulse buying and customer trust, while customer trust does not affect impulse buying, and also customer trust does not mediate the indirect effect of viral marketing on impulse buying.","PeriodicalId":189604,"journal":{"name":"Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS)","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122008832","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Kinerja Perbankan Syariah 2018-2022 Dengan Menggunakan Pendekatan Islamicity Performance Index
Pub Date : 2023-05-29 DOI: 10.47065/ekuitas.v4i4.3264
Solatiah Nasution, Pani Akhiruddin Siregar
This study aims to analyze the financial performance of Indonesian Sharia Peranakans for the 2018-2022 period using the Islamicity Performance Index approach. CAR, BOPO, and NPF are the financial ratios which are the variables that will be examined, and the Profit Sharing Ratio is the financial ratio of the Islamicity Performance Index which will be analyzed for its performance. The formulation of this research is: How is the Performance of Indonesian Sharia Banking for the 2018-2022 period using the Islamicity Performance Index Approach? and whether there is an influence of CAR, BOPO, and NPF financial ratios on the Profit Sharing Ratio. This study uses a quantitative research method with secondary data in the form of financial reports obtained from the Sharia Banking Statistics of the Financial Services Authority (SPS OJK). The results of the research analysis that has been carried out, it can be seen that the financial ratios of CAR, BOPO, and NPF affect the Profit Sharing Ratio, where this profit sharing ratio is one of the main objectives of Indonesian Islamic Banking. The recommendation for this researcher is that it is better for Indonesian Islamic Banking to further increase the PSR ratio or profit sharing so that it is important to identify the extent to which a bank has achieved its goals, because the large acquisition of profit sharing for Islamic banks will later become an advantage for the bank itself.
本研究旨在使用伊斯兰表现指数方法分析印尼土生华人在2018-2022年期间的财务表现。CAR, BOPO和NPF是财务比率,这是将被检查的变量,利润分享比率是伊斯兰绩效指数的财务比率,将被分析其表现。本研究的公式是:使用伊斯兰绩效指数方法,印度尼西亚伊斯兰银行在2018-2022年期间的绩效如何?CAR、BOPO、NPF财务比率对利润分享率是否有影响。本研究采用定量研究方法,从金融服务管理局(SPS OJK)的伊斯兰银行统计数据中获得财务报告形式的辅助数据。已经进行的研究分析的结果可以看出,CAR, BOPO和NPF的财务比率影响利润分享比率,其中利润分享比率是印度尼西亚伊斯兰银行的主要目标之一。对于这位研究人员的建议是,印度尼西亚伊斯兰银行最好进一步提高PSR比率或利润分享,以便确定银行实现目标的程度是很重要的,因为伊斯兰银行的大规模收购利润分享后来将成为银行本身的优势。
{"title":"Analisis Kinerja Perbankan Syariah 2018-2022 Dengan Menggunakan Pendekatan Islamicity Performance Index","authors":"Solatiah Nasution, Pani Akhiruddin Siregar","doi":"10.47065/ekuitas.v4i4.3264","DOIUrl":"https://doi.org/10.47065/ekuitas.v4i4.3264","url":null,"abstract":"This study aims to analyze the financial performance of Indonesian Sharia Peranakans for the 2018-2022 period using the Islamicity Performance Index approach. CAR, BOPO, and NPF are the financial ratios which are the variables that will be examined, and the Profit Sharing Ratio is the financial ratio of the Islamicity Performance Index which will be analyzed for its performance. The formulation of this research is: How is the Performance of Indonesian Sharia Banking for the 2018-2022 period using the Islamicity Performance Index Approach? and whether there is an influence of CAR, BOPO, and NPF financial ratios on the Profit Sharing Ratio. This study uses a quantitative research method with secondary data in the form of financial reports obtained from the Sharia Banking Statistics of the Financial Services Authority (SPS OJK). The results of the research analysis that has been carried out, it can be seen that the financial ratios of CAR, BOPO, and NPF affect the Profit Sharing Ratio, where this profit sharing ratio is one of the main objectives of Indonesian Islamic Banking. The recommendation for this researcher is that it is better for Indonesian Islamic Banking to further increase the PSR ratio or profit sharing so that it is important to identify the extent to which a bank has achieved its goals, because the large acquisition of profit sharing for Islamic banks will later become an advantage for the bank itself.","PeriodicalId":189604,"journal":{"name":"Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS)","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131892502","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh Intellectual Capital dan Financial Stability Terhadap Kinerja Harga Saham: Kualitas Audit Sebagai Moderasi 情报资本和金融稳定对股票价格表现的影响:适度的审计质量
Pub Date : 2023-05-29 DOI: 10.47065/ekuitas.v4i4.3183
R. Sitorus, Nurry Syuhadah
This study aimed to determine and analyze the influence of intellectual capital, financial stability on stock price performance with audit quality as moderating. The sample used in this study was a consumer goods sector company listed on the Indonesia Stock Exchange for the period 2014-2019. The populations in this study were 52 Consumer goods companies. Purposive sampling was used as a sampling technique so that the total samples used were 18 companies in the consumer goods sector. The method used in this study was a quantitative method which can be obtained by calculating and recording secondary data from the financial statements on the IDX for the 2014-2019 period. The results of this study stated that intellectual capital had  effect on stock price performance, financial stability and audit quality had no effect on stock price performance. For moderating, audit quality can moderate the effect of intellectual capital on stock price performance, while audit quality can not moderate the effect of financial stability on the performance of stock prices. Based on these results, recommendations for further research are expected to modify the research model and increase the research period.
本研究旨在以审计质量为调节因子,确定并分析智力资本、财务稳定性对股票价格绩效的影响。本研究中使用的样本是2014-2019年期间在印度尼西亚证券交易所上市的消费品行业公司。这项研究的对象是52家消费品公司。有目的抽样是一种抽样技术,因此使用的总样本是18家公司在消费品部门。本研究使用的方法是定量方法,可以通过计算和记录2014-2019年期间IDX财务报表中的次要数据来获得。研究结果表明,智力资本对股价有影响,财务稳定性和审计质量对股价无影响。在调节作用方面,审计质量可以调节智力资本对股价表现的影响,而审计质量不能调节金融稳定性对股价表现的影响。在此基础上,提出了改进研究模式和延长研究周期的建议。
{"title":"Pengaruh Intellectual Capital dan Financial Stability Terhadap Kinerja Harga Saham: Kualitas Audit Sebagai Moderasi","authors":"R. Sitorus, Nurry Syuhadah","doi":"10.47065/ekuitas.v4i4.3183","DOIUrl":"https://doi.org/10.47065/ekuitas.v4i4.3183","url":null,"abstract":"This study aimed to determine and analyze the influence of intellectual capital, financial stability on stock price performance with audit quality as moderating. The sample used in this study was a consumer goods sector company listed on the Indonesia Stock Exchange for the period 2014-2019. The populations in this study were 52 Consumer goods companies. Purposive sampling was used as a sampling technique so that the total samples used were 18 companies in the consumer goods sector. The method used in this study was a quantitative method which can be obtained by calculating and recording secondary data from the financial statements on the IDX for the 2014-2019 period. The results of this study stated that intellectual capital had  effect on stock price performance, financial stability and audit quality had no effect on stock price performance. For moderating, audit quality can moderate the effect of intellectual capital on stock price performance, while audit quality can not moderate the effect of financial stability on the performance of stock prices. Based on these results, recommendations for further research are expected to modify the research model and increase the research period.","PeriodicalId":189604,"journal":{"name":"Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS)","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121976656","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Determinasi Kualitas Penyajian Laporan Keuangan Baitul Maal Wa Tamwil 确定交货质量报告Baitul Maal Wa Tamwil的财务报表
Pub Date : 2023-03-02 DOI: 10.47065/ekuitas.v4i3.2934
Dwi Arini Nursansiwi, A. Fauzi, Baiq Minatul Inayah, Armiani Armiani
Presentation of quality financial reports is an important component for an organization or institution so that it must be guided by applicable financial accounting standards. On this basis, this study aims to empirically examine the effect of the variables on understanding sharia accounting standards, sharia supervisory boards, Islamic corporate governance on the quality of financial statement presentation at BMT Mataram city. The data collection technique used a questionnaire distributed to BMT managers, with a total population of 28 BMT and saturated sampling was used as a sampling technique. Data analysis using multiple linear regression. The findings found that understanding of Islamic accounting standards has no effect on the quality of presentation of financial statements with a value of thitung < ttabel (1,418 < 1,997) and the sharia supervisory board has no effect on the quality of presentation of financial statements which can be seen from the value of thitung < ttabel (1,493 < 1,997). Meanwhile, Islamic corporate governance has an effect on the quality of presentation of financial statements with mark thitung > ttabel (3,311 > 1,997)
质量财务报告的列报是一个组织或机构的重要组成部分,因此它必须以适用的财务会计准则为指导。在此基础上,本研究旨在实证检验理解伊斯兰教会计准则、伊斯兰教监事会、伊斯兰教公司治理的变量对BMT马塔兰市财务报表列报质量的影响。数据收集技术采用问卷调查的方式,对28名BMT管理人员进行问卷调查,采用饱和抽样的方法进行抽样。数据分析采用多元线性回归。研究结果发现,对伊斯兰会计准则的理解对价值为thitung < ttabel(1418 < 1997)的财务报表的列报质量没有影响,伊斯兰教法监事会对财务报表的列报质量没有影响,这可以从thitung < ttabel(1493 < 1997)的价值中看出。同时,伊斯兰公司治理对财务报表的列报质量有影响(3,311 > 1997)。
{"title":"Determinasi Kualitas Penyajian Laporan Keuangan Baitul Maal Wa Tamwil","authors":"Dwi Arini Nursansiwi, A. Fauzi, Baiq Minatul Inayah, Armiani Armiani","doi":"10.47065/ekuitas.v4i3.2934","DOIUrl":"https://doi.org/10.47065/ekuitas.v4i3.2934","url":null,"abstract":"Presentation of quality financial reports is an important component for an organization or institution so that it must be guided by applicable financial accounting standards. On this basis, this study aims to empirically examine the effect of the variables on understanding sharia accounting standards, sharia supervisory boards, Islamic corporate governance on the quality of financial statement presentation at BMT Mataram city. The data collection technique used a questionnaire distributed to BMT managers, with a total population of 28 BMT and saturated sampling was used as a sampling technique. Data analysis using multiple linear regression. The findings found that understanding of Islamic accounting standards has no effect on the quality of presentation of financial statements with a value of thitung < ttabel (1,418 < 1,997) and the sharia supervisory board has no effect on the quality of presentation of financial statements which can be seen from the value of thitung < ttabel (1,493 < 1,997). Meanwhile, Islamic corporate governance has an effect on the quality of presentation of financial statements with mark thitung > ttabel (3,311 > 1,997)","PeriodicalId":189604,"journal":{"name":"Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS)","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114894563","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Faktor-Faktor Determinan yang Mempengaruhi Kualitas Audit 影响审计质量的决定因素分析
Pub Date : 2023-03-02 DOI: 10.47065/ekuitas.v4i3.3060
Lisa Aulia Julica, Rozie Meidy
The purpose of this study was to determine the determinant factors that influence audit quality at the Inspectorate Office of North Musi Rawas Regency. The research method used is quantitative research where each variable is measured by a Likert scale. The number of samples in this study were 40 respondents. Data collection techniques used in this study were document studies and questionnaires. The data analysis technique uses multiple linear regression with the help of SPSS. The results of the study show that auditor competence has a significant influence on audit quality, this is evidenced by the results of the t-test calculation which shows a significance. Organizational commitment has a significant influence on audit quality, this is evidenced by the results of the t-test calculation which shows a significance. Auditor experience has a significant influence on audit quality, this is evidenced by the results of the t-test calculation which shows a significance. Work motivation has a significant influence on audit quality, this is evidenced by the results of the t-test calculation which shows a significance.
本研究的目的是确定影响北穆西拉瓦斯摄政监察局审计质量的决定因素。使用的研究方法是定量研究,每个变量都用李克特量表测量。本研究的样本数量为40名受访者。本研究使用的数据收集技术为文献研究和问卷调查。数据分析技术采用多元线性回归和SPSS软件。研究结果表明,审计师胜任能力对审计质量有显著的影响,通过t检验计算的结果证明了这一点,并显示出显著性。组织承诺对审计质量有显著影响,t检验计算结果显示显著性。审计师经验对审计质量有显著影响,t检验计算结果显示显著性。工作动机对审计质量有显著的影响,通过t检验计算的结果可以证明这一点,并显示出显著性。
{"title":"Analisis Faktor-Faktor Determinan yang Mempengaruhi Kualitas Audit","authors":"Lisa Aulia Julica, Rozie Meidy","doi":"10.47065/ekuitas.v4i3.3060","DOIUrl":"https://doi.org/10.47065/ekuitas.v4i3.3060","url":null,"abstract":"The purpose of this study was to determine the determinant factors that influence audit quality at the Inspectorate Office of North Musi Rawas Regency. The research method used is quantitative research where each variable is measured by a Likert scale. The number of samples in this study were 40 respondents. Data collection techniques used in this study were document studies and questionnaires. The data analysis technique uses multiple linear regression with the help of SPSS. The results of the study show that auditor competence has a significant influence on audit quality, this is evidenced by the results of the t-test calculation which shows a significance. Organizational commitment has a significant influence on audit quality, this is evidenced by the results of the t-test calculation which shows a significance. Auditor experience has a significant influence on audit quality, this is evidenced by the results of the t-test calculation which shows a significance. Work motivation has a significant influence on audit quality, this is evidenced by the results of the t-test calculation which shows a significance.","PeriodicalId":189604,"journal":{"name":"Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS)","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125016013","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The The Influence of ROA, EPS and ROE Toward Stock Price on Before and During Covid-19 Pandemic 新冠肺炎疫情前和期间ROA、EPS和ROE对股价的影响
Pub Date : 2023-03-02 DOI: 10.47065/ekuitas.v4i3.3047
Rozie Meidy, Lisa Aulia Julica
This research aims to provide empirical evidence about the influence of return on asset, earning per share, return on equity on stock price the banking company listed on the Indonesia stock exchange. This research quantitative research, including the taking of the sample in this study using the method purposive sampling theuse 38 sample companies the bank which listed in BEI in the observation period 2018-2021. The collection of data on the research done by the method of study documentation with the collection of research data from the financial reports that have been published by object research.This study uses three hypotheses. Data analysis in this study with descriptive and multiple linear regression. The results showed that: (1) the return on asset has not influence on equity on stock price the banking company listed on the Indonesia stockexchange; (2) the earning per share has influence on equity on stock price the banking company listed on the Indonesia stockexchange and (3) the return on equity has influence on equity on stock price the banking company listed on the Indonesia stockexchange.
本研究旨在为印尼证券交易所上市银行公司的资产收益率、每股收益、净资产收益率对股价的影响提供实证证据。本研究采用定量研究的方法,采用目的抽样的方法,选取了观察期为2018-2021年的38家样本公司,即在BEI上市的银行。通过研究文献的方法收集研究数据,从已发表的财务报告中收集研究数据,进行对象研究。本研究使用了三个假设。本研究的数据分析采用描述性和多元线性回归。结果表明:(1)印尼证券交易所上市银行公司的资产收益率对股权对股价没有影响;(2)每股收益对股权对印尼证券交易所上市银行公司股价的影响;(3)股本收益率对股权对印尼证券交易所上市银行公司股价的影响。
{"title":"The The Influence of ROA, EPS and ROE Toward Stock Price on Before and During Covid-19 Pandemic","authors":"Rozie Meidy, Lisa Aulia Julica","doi":"10.47065/ekuitas.v4i3.3047","DOIUrl":"https://doi.org/10.47065/ekuitas.v4i3.3047","url":null,"abstract":"This research aims to provide empirical evidence about the influence of return on asset, earning per share, return on equity on stock price the banking company listed on the Indonesia stock exchange. This research quantitative research, including the taking of the sample in this study using the method purposive sampling theuse 38 sample companies the bank which listed in BEI in the observation period 2018-2021. The collection of data on the research done by the method of study documentation with the collection of research data from the financial reports that have been published by object research.This study uses three hypotheses. Data analysis in this study with descriptive and multiple linear regression. The results showed that: (1) the return on asset has not influence on equity on stock price the banking company listed on the Indonesia stockexchange; (2) the earning per share has influence on equity on stock price the banking company listed on the Indonesia stockexchange and (3) the return on equity has influence on equity on stock price the banking company listed on the Indonesia stockexchange.","PeriodicalId":189604,"journal":{"name":"Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS)","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126703670","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Strategi Bersaing UMKM Toko Roti dan Kue di Kecamatan Bontang Utara Kota Bontang Selama Pandemi Covid-19 dan Pasca Pandemi Covid-19
Pub Date : 2023-03-02 DOI: 10.47065/ekuitas.v4i3.2973
Muhammad Fachrun Fachrezi, A. Andriana
Toko Ria Rasa Cake & Bake, Toko Nanis Cake & Bakery, and Samabread are the local UMKM located in North Bontang District, Bontang City. The purpose of this research is to find out and determine the appropriate competitive strategy for the three UMKM. This type of research is qualitative. Sources of research data are key informants and supporting informants. Data collection techniques in research are interviews and observations. The analysis technique used is SWOT analysis (IFAS, EFAS, SWOT Analysis Diagram, and SWOT Matrix). The result and conclusion from this research is that the target to be achieved is to open branches or shops in other places to expand the market. The products that are sold vary widely, ranging from sweet to salty, and there is bread made from natural ingredients without chemical food ingredients. The price of each bread also varies, which can cover various economic groups. The three UMKM do not mind the existence of competitors with big brand names as long as these brands can compete healthily. Strategies to survive during the Covid-19 pandemic are almost the same as maximizing online sales on social media, carrying out safe packaging by spraying disinfectants, and shipping using your courier or courier from outside. The strategy resulting from mapping the SWOT matrix for the three UMKM is the SO strategy.
Toko Ria Rasa Cake & Bake, Toko Nanis Cake & Bakery和Samabread是位于Bontang市北部Bontang区的本地UMKM。本研究的目的是找出并确定适合三种UMKM的竞争策略。这种类型的研究是定性的。研究数据的来源是关键信息源和辅助信息源。研究中的数据收集技术是访谈和观察。所使用的分析技术是SWOT分析(IFAS, EFAS, SWOT分析图和SWOT矩阵)。本研究的结果和结论是,要达到的目标是在其他地方开设分公司或商店,以扩大市场。出售的产品种类繁多,从甜到咸,有由天然成分制成的面包,没有化学食品成分。每个面包的价格也各不相同,可以覆盖各个经济群体。三家UMKM并不介意有大品牌的竞争对手存在,只要这些品牌能够健康竞争。在Covid-19大流行期间生存的策略几乎与在社交媒体上最大化在线销售,通过喷洒消毒剂进行安全包装以及使用快递员或外部快递员运输相同。通过映射三个UMKM的SWOT矩阵得出的策略是SO策略。
{"title":"Strategi Bersaing UMKM Toko Roti dan Kue di Kecamatan Bontang Utara Kota Bontang Selama Pandemi Covid-19 dan Pasca Pandemi Covid-19","authors":"Muhammad Fachrun Fachrezi, A. Andriana","doi":"10.47065/ekuitas.v4i3.2973","DOIUrl":"https://doi.org/10.47065/ekuitas.v4i3.2973","url":null,"abstract":"Toko Ria Rasa Cake & Bake, Toko Nanis Cake & Bakery, and Samabread are the local UMKM located in North Bontang District, Bontang City. The purpose of this research is to find out and determine the appropriate competitive strategy for the three UMKM. This type of research is qualitative. Sources of research data are key informants and supporting informants. Data collection techniques in research are interviews and observations. The analysis technique used is SWOT analysis (IFAS, EFAS, SWOT Analysis Diagram, and SWOT Matrix). The result and conclusion from this research is that the target to be achieved is to open branches or shops in other places to expand the market. The products that are sold vary widely, ranging from sweet to salty, and there is bread made from natural ingredients without chemical food ingredients. The price of each bread also varies, which can cover various economic groups. The three UMKM do not mind the existence of competitors with big brand names as long as these brands can compete healthily. Strategies to survive during the Covid-19 pandemic are almost the same as maximizing online sales on social media, carrying out safe packaging by spraying disinfectants, and shipping using your courier or courier from outside. The strategy resulting from mapping the SWOT matrix for the three UMKM is the SO strategy.","PeriodicalId":189604,"journal":{"name":"Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS)","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123772837","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh CAR, LDR, BOPO, Profitabilitas terhadap Loan quality pada Perbankan Syariah di Indoensia CAR, LDR, BOPO,在Indoensia对伊斯兰银行贷款质量的盈利能力
Pub Date : 2023-03-02 DOI: 10.47065/ekuitas.v4i3.2943
Catur Wahyudi, M. A. N. Amin, Fahmi Firmansyah
Banking in Indonesia is one of the financial institutions that play an important role in the economy of a country, this is because banking is one of the financial systems that functions as a financial intermediary. Funds resulting from community mobility are allocated to various economic sectors and all areas in need quickly and accurately. The increase in the mobilization of public funds has not been served by the conventional banking system and to accommodate the need for banking services in accordance with sharia principles. The analytical technique that will be used in this study is to use multiple linear regression analysis techniques to obtain a comprehensive picture of the relationship between variables. CAR (Capital Adequacy Ratio) has no effect on loan quality at Islamic commercial banks, BOPO (Operational Costs and Operating Income) has no effect on loan quality at Islamic commercial banks, LDR (Loan Deposit Ratio) has no effect on loan quality at Islamic commercial banks, Profitability has no effect on loan quality in Islamic commercial banks.
印度尼西亚的银行是在一个国家的经济中扮演重要角色的金融机构之一,这是因为银行是金融系统的一种,其功能是金融中介。社区流动产生的资金被迅速准确地分配到各个经济部门和所有需要的领域。传统的银行系统并没有增加公共资金的调集,也没有根据伊斯兰教法的原则满足银行服务的需要。本研究将使用的分析技术是使用多元线性回归分析技术来全面了解变量之间的关系。CAR(资本充足率)对伊斯兰商业银行的贷款质量没有影响,BOPO(运营成本和营业收入)对伊斯兰商业银行的贷款质量没有影响,LDR(贷款存款比率)对伊斯兰商业银行的贷款质量没有影响,利润率对伊斯兰商业银行的贷款质量没有影响。
{"title":"Pengaruh CAR, LDR, BOPO, Profitabilitas terhadap Loan quality pada Perbankan Syariah di Indoensia","authors":"Catur Wahyudi, M. A. N. Amin, Fahmi Firmansyah","doi":"10.47065/ekuitas.v4i3.2943","DOIUrl":"https://doi.org/10.47065/ekuitas.v4i3.2943","url":null,"abstract":"Banking in Indonesia is one of the financial institutions that play an important role in the economy of a country, this is because banking is one of the financial systems that functions as a financial intermediary. Funds resulting from community mobility are allocated to various economic sectors and all areas in need quickly and accurately. The increase in the mobilization of public funds has not been served by the conventional banking system and to accommodate the need for banking services in accordance with sharia principles. The analytical technique that will be used in this study is to use multiple linear regression analysis techniques to obtain a comprehensive picture of the relationship between variables. CAR (Capital Adequacy Ratio) has no effect on loan quality at Islamic commercial banks, BOPO (Operational Costs and Operating Income) has no effect on loan quality at Islamic commercial banks, LDR (Loan Deposit Ratio) has no effect on loan quality at Islamic commercial banks, Profitability has no effect on loan quality in Islamic commercial banks.","PeriodicalId":189604,"journal":{"name":"Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS)","volume":"59 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132577658","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh Faktor Eksternal dan Internal Terhadap Kinerja Pelaku UMKM Budidaya Rumput Laut di Kota Bontang 对邦塘海草种植者的外部和内部影响
Pub Date : 2023-02-28 DOI: 10.47065/ekuitas.v4i3.2974
Ilham Akbar Amor, A. Andriana
The purpose of this study was to find out whether there is an influence from internal factor variables and external factors on business performance in seaweed cultivation SMEs in Bontang City. This research is quantitative research with data collection using a questionnaire. The number of respondents used was 30 respondents who were selected using purposive sampling with the criteria of being registered at the office of industry, trade, cooperatives, and SMEs in Bontang City. The testing in this study uses the SPSS output and the data analysis technique used is through validity testing, reliability testing, classical assumption testing, multiple linear regression analysis testing, and hypothesis testing. The results of this study are that internal factor variables have a positive and significant effect on Udsha performance, external factors have no influence on business performance, and internal factor variables and external factors have a positive effect simultaneously on business performance. The r square value obtained where internal and external factors can explain the performance variable as much as 55.2% while 45.8% is explained by other variables.
本研究的目的在于研究邦塘市海藻养殖中小企业的经营绩效是否存在内部因素变量和外部因素的影响。本研究为定量研究,采用问卷调查法收集数据。调查对象为30人,采用有目的抽样法,以在Bontang市工贸合作社、中小企业事务所登记为标准。本研究采用SPSS输出进行检验,采用的数据分析方法为效度检验、信度检验、经典假设检验、多元线性回归分析检验和假设检验。本研究的结果是,内部因素变量对Udsha绩效有正向显著影响,外部因素对经营绩效没有影响,内部因素变量和外部因素同时对经营绩效有正向影响。内部和外部因素可以解释绩效变量的r平方值高达55.2%,而其他变量可以解释45.8%。
{"title":"Pengaruh Faktor Eksternal dan Internal Terhadap Kinerja Pelaku UMKM Budidaya Rumput Laut di Kota Bontang","authors":"Ilham Akbar Amor, A. Andriana","doi":"10.47065/ekuitas.v4i3.2974","DOIUrl":"https://doi.org/10.47065/ekuitas.v4i3.2974","url":null,"abstract":"The purpose of this study was to find out whether there is an influence from internal factor variables and external factors on business performance in seaweed cultivation SMEs in Bontang City. This research is quantitative research with data collection using a questionnaire. The number of respondents used was 30 respondents who were selected using purposive sampling with the criteria of being registered at the office of industry, trade, cooperatives, and SMEs in Bontang City. The testing in this study uses the SPSS output and the data analysis technique used is through validity testing, reliability testing, classical assumption testing, multiple linear regression analysis testing, and hypothesis testing. The results of this study are that internal factor variables have a positive and significant effect on Udsha performance, external factors have no influence on business performance, and internal factor variables and external factors have a positive effect simultaneously on business performance. The r square value obtained where internal and external factors can explain the performance variable as much as 55.2% while 45.8% is explained by other variables.","PeriodicalId":189604,"journal":{"name":"Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS)","volume":"120 4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132349679","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh Rekomendasi Penasehat Keuangan dan Literasi Keuangan Terhadap Niat Berinvestasi Studi Empiris Mahasiswa di Kota Medan 财务顾问和财务素量建议对棉兰市学生投资经验研究的意图的影响
Pub Date : 2023-02-28 DOI: 10.47065/ekuitas.v4i3.3111
Jodihartandi Jodihartandi, M. Marliyah
This study aims to find and analyze the effect of financial advisor recommendations and financial literacy on student investor intentions in Medan. This research is a quantitative research with an explanatory research model, with primary data. Data collection techniques using a questionnaire. The data analysis technique is statistical analysis with the help of SPSS 22 for windows software. The results of the study found that financial advisor recommendations had a positive effect on investor intentions and financial literacy had no effect on investor intentions. The results of the calculation of the coefficient of determination of the perception of financial advisor recommendations, financial literacy has an influence of 32% on student investor intentions and while 68% is influenced by other factors outside of this study.
本研究旨在找出并分析财务顾问推荐与财务素养对棉兰学生投资意向的影响。本研究为定量研究,采用解释性研究模式,采用原始数据。使用问卷调查的数据收集技术。数据分析技术是借助SPSS 22 for windows软件进行统计分析。研究结果发现,理财顾问的建议对投资者意向有正向影响,而理财素养对投资者意向没有影响。财务顾问建议感知的决定系数的计算结果显示,金融素养对学生投资者意向的影响为32%,而68%受到本研究之外的其他因素的影响。
{"title":"Pengaruh Rekomendasi Penasehat Keuangan dan Literasi Keuangan Terhadap Niat Berinvestasi Studi Empiris Mahasiswa di Kota Medan","authors":"Jodihartandi Jodihartandi, M. Marliyah","doi":"10.47065/ekuitas.v4i3.3111","DOIUrl":"https://doi.org/10.47065/ekuitas.v4i3.3111","url":null,"abstract":"This study aims to find and analyze the effect of financial advisor recommendations and financial literacy on student investor intentions in Medan. This research is a quantitative research with an explanatory research model, with primary data. Data collection techniques using a questionnaire. The data analysis technique is statistical analysis with the help of SPSS 22 for windows software. The results of the study found that financial advisor recommendations had a positive effect on investor intentions and financial literacy had no effect on investor intentions. The results of the calculation of the coefficient of determination of the perception of financial advisor recommendations, financial literacy has an influence of 32% on student investor intentions and while 68% is influenced by other factors outside of this study.","PeriodicalId":189604,"journal":{"name":"Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS)","volume":"66 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132578890","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
期刊
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS)
全部 Acc. Chem. Res. ACS Applied Bio Materials ACS Appl. Electron. Mater. ACS Appl. Energy Mater. ACS Appl. Mater. Interfaces ACS Appl. Nano Mater. ACS Appl. Polym. Mater. ACS BIOMATER-SCI ENG ACS Catal. ACS Cent. Sci. ACS Chem. Biol. ACS Chemical Health & Safety ACS Chem. Neurosci. ACS Comb. Sci. ACS Earth Space Chem. ACS Energy Lett. ACS Infect. Dis. ACS Macro Lett. ACS Mater. Lett. ACS Med. Chem. Lett. ACS Nano ACS Omega ACS Photonics ACS Sens. ACS Sustainable Chem. Eng. ACS Synth. Biol. Anal. Chem. BIOCHEMISTRY-US Bioconjugate Chem. BIOMACROMOLECULES Chem. Res. Toxicol. Chem. Rev. Chem. Mater. CRYST GROWTH DES ENERG FUEL Environ. Sci. Technol. Environ. Sci. Technol. Lett. Eur. J. Inorg. Chem. IND ENG CHEM RES Inorg. Chem. J. Agric. Food. Chem. J. Chem. Eng. Data J. Chem. Educ. J. Chem. Inf. Model. J. Chem. Theory Comput. J. Med. Chem. J. Nat. Prod. J PROTEOME RES J. Am. Chem. Soc. LANGMUIR MACROMOLECULES Mol. Pharmaceutics Nano Lett. Org. Lett. ORG PROCESS RES DEV ORGANOMETALLICS J. Org. Chem. J. Phys. Chem. J. Phys. Chem. A J. Phys. Chem. B J. Phys. Chem. C J. Phys. Chem. Lett. Analyst Anal. Methods Biomater. Sci. Catal. Sci. Technol. Chem. Commun. Chem. Soc. Rev. CHEM EDUC RES PRACT CRYSTENGCOMM Dalton Trans. Energy Environ. Sci. ENVIRON SCI-NANO ENVIRON SCI-PROC IMP ENVIRON SCI-WAT RES Faraday Discuss. Food Funct. Green Chem. Inorg. Chem. Front. Integr. Biol. J. Anal. At. Spectrom. J. Mater. Chem. A J. Mater. Chem. B J. Mater. Chem. C Lab Chip Mater. Chem. Front. Mater. Horiz. MEDCHEMCOMM Metallomics Mol. Biosyst. Mol. Syst. Des. Eng. Nanoscale Nanoscale Horiz. Nat. Prod. Rep. New J. Chem. Org. Biomol. Chem. Org. Chem. Front. PHOTOCH PHOTOBIO SCI PCCP Polym. Chem.
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1