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Anteseden Sikap Konsumen terhadap Perilaku Pembelian Online 前客户对在线购买行为的态度
Pub Date : 2023-01-22 DOI: 10.33059/jseb.v14i1.5954
Andy Reyhan Suhendra, Yolanda Masnita, Kurniawati
The purpose of this research is to explore the things that influence consumer attitudes in shopping online, as well as the influence of these attitudes on their behavior in making online purchases. This research was conducted through the perspective of the technology acceptance model (TAM), which is based on consumer value theory. This study uses SEM (structural equation modeling) analysis on primary data based on the results of a questionnaire that has been distributed to 289 respondents. The results show that there is a significant effect of perceived ease of use on attitude, and attitude has a significant effect on online buying behavior. However, perceived usefulness, perceived enjoyment, information availability, and perceived price separately proved to have no effect on attitude. The managerial implications of the findings identify the companies that issue e-commerce must be able to guarantee the convenience available in these applications, so that customer attitudes towards applications will be more positive.
本研究的目的是探讨影响消费者网上购物态度的因素,以及这些态度对他们网上购物行为的影响。本研究的视角是基于消费者价值理论的技术接受模型(TAM)。本研究使用SEM(结构方程模型)分析原始数据的基础上,问卷调查的结果,已分发给289名受访者。结果表明,感知易用性对态度有显著影响,态度对网络购买行为有显著影响。而感知有用性、感知享受、信息可得性和感知价格对态度没有影响。调查结果的管理含义确定了发行电子商务的公司必须能够保证这些应用程序提供的便利性,以便客户对应用程序的态度将更加积极。
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引用次数: 0
Analisis Penggunaan Aplikasi Poinku sebagai Daya Tarik dan Fasilitas Belanja di Indomaret Sulursari Kec. Gabus Kab. Grobogan 分析了我在Indomaret Sulursari Kec的应用程序和购物设施的使用。软木Kab。Grobogan
Pub Date : 2023-01-21 DOI: 10.33059/jseb.v14i1.5760
Siti Umi Rahmawati, Bambang Ismanto, Carolina Lita Permatasari
The study aims to determine the use of the Poinku application as an attraction and shopping facility at Indomaret Sulursari, Gabus District, Grobogan Regency, Central Java Province. Research using descriptive qualitative method. The informants consisted of 11 participants, both users and non-users of the Poinku application. Data obtained through observation, interviews and documentation, by testing the validity of the data using triangulation. The results of the study show that the Poinku application attracts consumers in making purchases, especially with facilities such as promotions and points because it attracts consumers to make repeat purchases. Promotional factors through the Poinku application have an important impact on consumers as a strategy to increase purchases
本研究旨在确定在中爪哇省Grobogan Regency的Gabus区Indomaret Sulursari, Poinku应用程序作为景点和购物设施的使用。研究采用描述性定性方法。被调查者包括11名参与者,包括使用和不使用Poinku应用程序的人。数据通过观察,访谈和文件,通过使用三角测量测试数据的有效性获得。研究结果表明,Poinku应用程序吸引了消费者的购买行为,特别是促销和积分等设施,因为它吸引了消费者的重复购买。通过Poinku应用程序的促销因素作为增加购买的策略对消费者有重要影响
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引用次数: 1
Nilai Ekonomi dan Produktivitas Alat Tangkap Perikanan 渔业的经济价值和生产力
Pub Date : 2023-01-20 DOI: 10.33059/jseb.v14i1.6780
Sri Suro Adhawati, Arie Syahruni Cangara, Sitti Fakhriyyah, K. Kamaruddin, Aswin
The income of coastal communities as fishermen is relatively low because the economic activity of the fishing gear used is not yet optimal. This study aims to analyze the economic value and productivity of fishing gear that provides optimal income. The research was conducted in two coastal districts of Bone Bay, namely Tellu Siattinge and Kajuara. The location was determined purposively with the consideration that the Tellu Siattinge area is in the north while the Kajuara area is in the south. This type of survey research uses qualitative and quantitative analysis methods. The research results stated the fishing gear with the highest economic value was the purse seine type in the Kajuara District and the bagan cungkil type in the Tellu Siattinge District. The second result identified that the fishing gear that had the highest productivity was the bagan tancap type in Kajuara and the bagan cungkil type in Tellu Siattinge waters.
沿海社区作为渔民的收入相对较低,因为所使用渔具的经济活动尚未达到最佳水平。本研究旨在分析提供最优收入的渔具的经济价值和生产力。研究在Bone Bay的两个沿海地区进行,即Tellu Siattinge和Kajuara。考虑到Tellu Siattinge地区在北部,而Kajuara地区在南部,有目的地确定了地点。这种类型的调查研究采用定性和定量分析方法。研究结果表明,经济价值最高的渔具为Kajuara地区的围网渔具和Tellu Siattinge地区的bagan cungkil渔具。第二个结果确定生产力最高的渔具是Kajuara水域的bagan tancap型和Tellu Siattinge水域的bagan cungkil型。
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引用次数: 0
Role of Religiosity in Moderating Factors Affecting Customer's Preference to Choose Financing 宗教信仰在客户融资偏好调节因素中的作用
Pub Date : 2023-01-19 DOI: 10.33059/jseb.v14i1.3520
Fery Setiawan, Eka Destriyanto Pristi A., Titis Purwaningsih
This study aims to examine the factor of religiosity as a moderator variable between the influence of production factors and economic potential on customer preferences in choosing to finance. The object is the customer of Baitul Mal Wat Tamwil (BMT) Khasanah Jabung Ponorogo, who has used financing products at such Islamic financial institutions. Quantitative methods are used to analyze the data, assisted by the Smart PLS application program. The result of this study indicates that religiosity strengthens the variables of product factors and economic potential in influencing customer preferences to choose to finance. Therefore, it is concluded that customers understand the benefits and blessings that will be obtained if you choose a sharia financial institution, which here is BMT Khasanah, as a partner in running its business.
本研究旨在探讨宗教信仰作为生产要素与经济潜力对消费者融资偏好影响的调节变量。对象是Baitul Mal Wat Tamwil (BMT)的客户Khasanah Jabung Ponorogo,他在这些伊斯兰金融机构使用过融资产品。在智能PLS应用程序的辅助下,采用定量方法分析数据。研究结果表明,宗教信仰强化了产品因素和经济潜力变量对消费者金融偏好选择的影响。因此,得出的结论是,客户了解如果选择一家伊斯兰金融机构,即BMT Khasanah作为合作伙伴来经营其业务,将获得的好处和祝福。
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引用次数: 0
Pengaruh Pengungkapan Corporate Social Responsibility, Struktur Modal, dan Financial Distress terhadap Return Saham Perusahaan Manufaktur yang Terdaftar di BEI Tahun 2017-2021
Pub Date : 2023-01-17 DOI: 10.33059/jseb.v14i1.6046
Fathihani, Vely Randyantini, Ika Puji Saputri, Fitria Wijayanti
The purpose of this study was to analyze the effect of corporate social responsibility disclosure, capital structure and financial distress on stock returns. The sample is a manufacturing company listed on the IDX between 2017 and 2021. The sampling method was carried out using the convenience sampling method, namely the sample was determined with certain considerations so that 38 companies were selected. Data analysis procedure with multiple linear regression analysis. The test results show that partially, capital structure and financial distress have a positive and significant effect on stock returns; while CSR disclosure proved to have no significant effect on stock returns. Simultaneously, the three independent variables analyzed proved to have a significant effect on stock returns.
本研究旨在分析企业社会责任披露、资本结构和财务困境对股票收益的影响。样本为2017年至2021年间在IDX上市的一家制造公司。抽样方法采用便利抽样法,即根据一定的考虑确定样本,共选择38家公司。数据分析程序用多元线性回归分析。检验结果表明,资本结构和财务困境对股票收益有正向显著影响;企业社会责任披露对股票收益无显著影响。同时,分析的三个自变量证明对股票收益有显著影响。
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引用次数: 0
Pengaruh Bias Perilaku terhadap Pengambilan Keputusan Irasional dengan Financial Literacy sebagai Pemoderasi 行为偏差对金融扫盲决策的影响
Pub Date : 2023-01-15 DOI: 10.33059/jseb.v14i1.5304
Michael Wijayanto Hariono, Rino Tam Cahyadi, Dian Wijayanti
This study aims to examine the effect of status quo bias, regret aversion bias, loss aversion bias and availability bias on irrational investment decision making by investors in Malang City moderated by financial literacy. The number of respondents as many as 87 people came from a group of investors from several securities offices and community groups of Beginner Stock Investors (ISP) Malang City. This study uses moderated regression analysis as a test tool. The results of this study indicate that regret aversion bias and loss aversion bias have a positive effect on irrational investment decision making, while the status quo bias and availability bias have no effect on irrational investment decision making. The moderating variable of financial literacy weakens the effect of availability bias on irrational investment decision making, but does not weaken the effect of status quo bias, regret aversion bias, and loss aversion bias on irrational investment decision making.
本研究旨在探讨现状偏见、后悔厌恶偏见、损失厌恶偏见和可得性偏见在金融素养调节下对玛琅市投资者非理性投资决策的影响。多达87人的回答者来自玛琅市的几个证券事务所和初级股票投资者(ISP)社区团体的一组投资者。本研究采用适度回归分析作为检验工具。研究结果表明,后悔厌恶偏见和损失厌恶偏见对非理性投资决策有正向影响,而现状偏见和可得性偏见对非理性投资决策没有影响。金融素养的调节变量削弱了可得性偏差对非理性投资决策的影响,但没有削弱现状偏差、后悔厌恶偏差和损失厌恶偏差对非理性投资决策的影响。
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引用次数: 0
The Effect of Internal and External Factors on Non-Performing Financing at Islamic Commercial Banks in Indonesia 内外部因素对印尼伊斯兰商业银行不良融资的影响
Pub Date : 2022-07-30 DOI: 10.33059/jseb.v13i2.3342
M. Nasir, Mahmood Ar, M. Amri, Cut Fitri Handayani, A. Aryati
The purpose of this study was to determine the effect of internal and external factors on non-performing financing in Islamic commercial banks and Islamic business units in Indonesia. Data is collected from publications of Bank Indonesia, the Central Statistics Agency, and the Financial Services Authority. Samples were taken from January 2010 to December 2017. Data were analyzed using Fisher’s exact test, Student's t-test, and multiple linear regression analysis. The results identify that Finance to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), inflation, and BI rate have a significant effect on non-performing financing. Based on the results, this study recommends that Islamic commercial banks and Islamic business units need to stabilize their financial ratios.
本研究的目的是确定内部和外部因素对印尼伊斯兰商业银行和伊斯兰业务部门不良融资的影响。数据收集自印度尼西亚银行、中央统计局和金融服务管理局的出版物。样本采集时间为2010年1月至2017年12月。数据分析采用Fisher精确检验、Student’s t检验和多元线性回归分析。研究结果表明,金融存款比率(FDR)、资本充足率(CAR)、通货膨胀率和商业资本率对不良融资有显著影响。根据研究结果,本研究建议伊斯兰商业银行和伊斯兰业务单位需要稳定其财务比率。
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引用次数: 0
Adaptasi Social Media Marketing sebagai Strategi Mempertahankan Eksistensi di Tengah Pandemi Covid-19 社会媒体营销作为一种策略,在Covid-19大流行中继续存在
Pub Date : 2022-07-26 DOI: 10.33059/jseb.v13i2.3498
Luh Putu Krisna Darmayanti, Agus Putu Abiyasa
This decriptive research uses a qualitative approach that aims to describe the concept of adapting social media marketing as a strategy to maintain existence in the midst of the Covid-19 pandemic, at Umah Sablon Buleleng (USB) Bali as an object. There are seven informants, namely business owners, social media marketing operators, and five consumers of USB Bali. Primary and secondary data as data sources were collected using observation, interview, and documentation techniques. Verification of the validity of the analysis results using data credibility test with source triangulation and technical triangulation. This study obtained three main findings. First, there was a change in consumer behavior experienced by USB Bali consumers before and after the COVID-19 Pandemic, and the New Normal period. Second, the form of digital marketing transformation experienced by USB Bali in the midst of the Covid-19 pandemic. Third, USB Bali has a strategy to maintain its existence in the midst of the Covid-19 pandemic.
本描述性研究采用定性方法,旨在以Umah Sablon Buleleng (USB) Bali为对象,描述将社交媒体营销作为在Covid-19大流行期间维持生存的策略的概念。举报人共有7人,分别是企业主、社交媒体营销经营者和5名USB Bali的消费者。主要和次要数据作为数据来源,使用观察、访谈和文档技术收集。采用源三角法和技术三角法进行数据可信度检验,验证分析结果的有效性。这项研究获得了三个主要发现。首先,在新冠疫情前后和新常态时期,USB Bali消费者的消费行为发生了变化。二是新冠肺炎疫情期间,USB Bali所经历的数字营销转型形式。第三,USB Bali有一个在Covid-19大流行期间维持其存在的战略。
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引用次数: 1
Analysis of Industry-Based Plantation Commodity Development in the Area of Jambi Province 占壁地区以工业为基础的种植业商品发展分析
Pub Date : 2022-07-23 DOI: 10.33059/jseb.v13i2.5559
L. Lukman
The purpose of this study is to analyze the advantages of plantation commodities in Jambi Province. Shift-Share Analysis and Location Quotient Analysis were used to analyze data. The research results conclude several things. First, there are the comparative advantages of oil palm and rubber throughout Jambi. Second, rubber and palm oil in the commodity base sector in Kerinci, Merangin, Batang Hari, Bungo; coffee and cinnamon are the base sectors in Kerinci, Merangin, Sorolangun; and, chocolate in Bungo and Kerinci. Third, palm oil and rubber are dominant and their growth potential in all areas in Jambi; coffee, cinnamon, cocoa plantations are dominant and their growth potential are in Kerinci, Merangin, Bungo; and, clove, coconut, areca nut, candlenut, kapok, sugar palm, vanilla, sugar cane, patchouli are less developed. Finally, there are three clusters oriented towards ease of market access, proximity of raw materials and availability of labor.
本研究的目的是分析占壁省人工林商品的优势。采用偏移份额分析法和区位商分析法对数据进行分析。研究结果总结了几点。首先,整个占碑都有油棕和橡胶的比较优势。第二,橡胶和棕榈油在克林奇、梅兰金、巴当哈里、邦戈的商品基础部门;咖啡和肉桂是Kerinci, Merangin, Sorolangun的基础部门;邦戈和克里奇的巧克力。第三,棕榈油和橡胶占主导地位,其增长潜力在占碑的所有地区;咖啡、肉桂、可可种植园占主导地位,其生长潜力在Kerinci、Merangin、Bungo;丁香、椰子、槟榔、桂枝、木棉、糖棕榈、香草、甘蔗、广藿香则较不发达。最后,有三个面向市场准入便利、原材料接近和劳动力可用性的集群。
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引用次数: 0
Factors that Influence Purchasing Decisions at Shopee Marketplace during the Covid-19 Pandemic Covid-19大流行期间影响Shopee Marketplace购买决策的因素
Pub Date : 2022-07-21 DOI: 10.33059/jseb.v13i2.4225
Anggraeni Pratama Indrianto, Efendi Sutopo Yuwono
The Covid-19 pandemic has slowly changed people's behavior, one of which is making purchases. Many factors influenced a person to make purchases during the pandemic which the Shopee marketplace has responded well by providing various additional features to make it easier for consumers to shop from home. This study aimed to examine whether purchase intention is able to mediate the effect of perceived trust and perceived risk on purchasing decisions at the Shopee marketplace during the current pandemic. Purposive sampling technique was used to determining the sample. The results obtained were that perceived trust and the perceived risk had a significant positive effect on purchasing decisions either directly or through purchase intention as an intervening variable. The recommendation for Shopee is to focus more on minimizing the risk of its consumers, including the risk of being infected with Covid-19.
新冠肺炎疫情慢慢改变了人们的行为,其中之一就是购物。许多因素影响人们在疫情期间购物,Shopee市场通过提供各种额外功能使消费者更容易在家购物而做出了良好的反应。本研究旨在探讨在当前疫情期间,购物意愿是否能够调解感知信任和感知风险对Shopee市场购买决策的影响。采用目的取样技术对样品进行测定。结果表明,感知信任和感知风险直接或通过购买意愿作为中介变量对购买决策有显著的正向影响。Shopee的建议是更多地关注将消费者的风险降至最低,包括感染新冠病毒的风险。
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引用次数: 0
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Jurnal Samudra Ekonomi dan Bisnis
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