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Bank Service Complaint Handling: Effects on Bank Customers’ Satisfaction in Nigeria 银行服务投诉处理:对尼日利亚银行客户满意度的影响
Pub Date : 2020-04-01 DOI: 10.7176/jmcr/67-05
Obasi K. Obasi, J. Abugu, Amaechi M. Chukwu
The study investigated the effects of bank customers’ complaints handling on customers satisfaction in the selected Banks in Enugu – Nigeria. Survey method with the aid of questionnaire was used to elicit relevant data from a sample of 357 respondents within the area of the study. Data obtained were presented and analysed using statistical package for social science (SPSS) version 23. The hypotheses for the study were tested and findings showed that Banks responsiveness to complaints by customers, service guarantee and recovery has significant and positive effect on bank customers’ satisfaction. It was therefore concluded that service complaints resolutions significantly effect customers’ satisfaction positively. The study recommended that organization should exert quick response to customers’ complaint, engage in effective guarantee and service recovery to build customers confidence, satisfaction, trust and gain their patronage and loyalty. Keywords: Effects, complaint Handling, responsiveness, guarantee, Service recovery, satisfaction DOI: 10.7176/JMCR/67-05 Publication date: April 30 th 2020
本研究调查了尼日利亚埃努古选定的银行客户投诉处理对客户满意度的影响。采用问卷调查的方法,从研究区域内的357名受访者中获得相关数据。获得的数据被呈现并使用社会科学统计软件包(SPSS)第23版进行分析。对研究假设进行了检验,结果表明银行对客户投诉的响应、服务保障和恢复对银行客户满意度有显著的正向影响。因此,服务投诉解决对顾客满意度有显著的正向影响。研究建议组织应对顾客的投诉作出快速反应,进行有效的保障和服务补救,以建立顾客的信心、满意、信任,获得顾客的惠顾和忠诚。关键词:效果,投诉处理,响应性,保证,服务恢复,满意度DOI: 10.7176/JMCR/67-05出版日期:2020年4月30日
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引用次数: 1
Marketing communication and banking service industry 营销传播和银行服务业
Pub Date : 2020-04-01 DOI: 10.7176/jmcr/67-09
Gëzim Simoni, Arjan Abazi
The purpose of the study is to identify the link between the Integrated Marketing Communication and service quality in the banking industry in Albania. The focus of the study is the impact that the promotion mix chosen by commercial banks in Albania has to the  perceived  service  quality by customers. Commercial banks in Albania are facing to a  growing competition and an environment that is constantly changing. Consumers and their growing needs, dynamic environment, force  organizations operating in the banking industry in Albania to apply marketing practices that affect the customer perceived quality of services offered. The promotion mix is one of the elements which is increasingly applied by commercial banks in Albania in order to influence consumers and achieve their objectives. The impact of the promotional mix in the customer perceived quality is the focus of study. To achieve the objective of the study, as an instrument for collecting primary data  are used  200 questionnaires with data from customers of commercial banks received  in the study. These data integrated with existing literature and studies served as a basis for study. In this study is evidenced a close relationship between the elements of the promotional mix applied by commercial banks in Albania and the service quality perceived by customers. Integrated Marketing Communication applied by commercial banks in Albania has a positive impact on the service  quality  perceived by customers. Keywords: Banking services, promotion, service quality DOI: 10.7176/JMCR/67-09 Publication date: April 30 th 2020
该研究的目的是确定在阿尔巴尼亚银行业整合营销传播和服务质量之间的联系。研究的重点是阿尔巴尼亚商业银行选择的促销组合对客户感知服务质量的影响。阿尔巴尼亚商业银行面临着日益激烈的竞争和不断变化的环境。消费者及其日益增长的需求、动态的环境,迫使在阿尔巴尼亚银行业经营的组织采用影响客户所提供服务质量的营销做法。促销组合是阿尔巴尼亚商业银行越来越多地采用的要素之一,目的是影响消费者并实现其目标。促销组合对顾客感知质量的影响是研究的重点。为了达到研究的目的,作为收集原始数据的工具,我们使用了200份调查问卷,其中包含了研究中收到的商业银行客户的数据。这些数据与现有文献和研究相结合,作为研究的基础。在这项研究中,证明了阿尔巴尼亚商业银行应用的促销组合要素与客户所感知的服务质量之间的密切关系。阿尔巴尼亚商业银行运用整合营销传播对客户感知的服务质量有正向影响。关键词:银行服务,推广,服务质量DOI: 10.7176/JMCR/67-09出版日期:2020年4月30日
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引用次数: 0
Economics of Common Bean (Phaseolus Vulgaris L) Seed Marketing By Smallholders Producers in Boricha District, Sidama Zone, Southern Ethiopia 埃塞俄比亚南部Sidama区Boricha地区小农生产者销售普通豆种子的经济学
Pub Date : 2020-04-01 DOI: 10.7176/jmcr/67-03
T. Galgalo
This study was conducted in Boricha district to examine the performance of a common bean seed market and determinants of bean seed supplied to the market. In Ethiopia, seed sector analyses have focused on generic marketing and production processes. However, sector-specific studies are important to measure the different economic aspects of production and productivity. The data was collected from 140 bean seed-producers by using an interview schedule. Descriptive statistics and multiple linear regression models (MLR) were used to analyze the data. Four bean seed marketing channels were identified. A high volume of 1179 quintals of bean seed was marketed through the producers-primary cooperatives-unions-governments-consumers channel and the lowest quantity of 378 quintals were marketed through the producers-local collectors-wholesalers-retailers-consumers channel. Among all actors in the chain, 47% of gross profit generated by producers. Government-owned organizations that are responsible for moving seed from different marketers to farmers have generated a minimum gross profit of 2.5%. The MLR result indicated that educational status (p<0.01), farm gates price expectation (p<0.05), access to market price information (p<0.01) and farm experience (p<0.01) significantly determined the marketed supply of bean seed. Therefore, adequate functional adult education, timely and accurate market price information and farm experience skill development are policy directions towards improving the farmers’ market participation. Keywords: Bean seed, multiple linear regressions, Channels, marketed supply, generic, sector-specific DOI: 10.7176/JMCR/67-03 Publication date: April 30 th 2020
本研究是在Boricha地区进行的,目的是考察一个普通豆种子市场的表现和市场供应豆种子的决定因素。在埃塞俄比亚,种子部门分析的重点是仿制药的销售和生产过程。但是,针对特定部门的研究对于衡量生产和生产率的不同经济方面很重要。数据是通过访谈计划从140个豆种生产者中收集的。采用描述性统计和多元线性回归模型(MLR)对数据进行分析。确定了四种豆种销售渠道。通过生产者-初级合作社-工会-政府-消费者渠道销售的豆籽数量最多,为1179公担;通过生产者-当地采集者-批发商-零售商-消费者渠道销售的豆籽数量最少,为378公担。在产业链的所有参与者中,生产者创造了47%的毛利润。负责将种子从不同的营销人员运送到农民手中的政府所有的组织已经产生了最低2.5%的毛利润。MLR结果表明,受教育程度(p<0.01)、农场大门价格预期(p<0.05)、市场价格信息获取(p<0.01)和农场经验(p<0.01)显著影响豆种的市场供应。因此,充分的功能性成人教育、及时准确的市场价格信息和农场经验技能开发是提高农民市场参与度的政策方向。关键词:豆类种子,多元线性回归,渠道,市场供应,通用,特定部门DOI: 10.7176/JMCR/67-03出版日期:2020年4月30日
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引用次数: 0
The Influence of Web Design and Brand Impression on Purchase Interest of Online Shopping Site OLX.CO.ID 网络购物网站OLX.CO.ID网页设计与品牌印象对购买兴趣的影响
Pub Date : 2020-04-01 DOI: 10.7176/jmcr/67-07
E. S. Imaningsih, S. Rahmawati
Through the study, the researchers would like to identify the influence of Web Design and Brand Impression on Purchase Interest of the costumers toward the online shopping site OLX.CO.ID. The research is conducted due to the improving interest among the e-commerce businessmen, including the OLX.CO.ID. Within the conduct of the study, the researchers employed two independent variables, namely Web Design and Brand Impression, and one dependent variable, namely Purchase Interest. Then, the respondents for the study were selected by implementing the purposive sampling technique; in total, there were 120 respondents that had been selected for the conduct of the study. The data that had been gathered from the respondents were analysed by using the Partial Least Square (PLS) technique. The results of the study show that Web Design has positive and significant influence on Purchase Interest with the significance value of probability 5.942 and, similarly, Brand Impression has positive and significant influence on Purchase Interest with the significance value of probability 5.059 for the online shopping site OLX.CO.ID. Keyword: Web Design, Brand Impression, Purchase Interest DOI: 10.7176/JMCR/67-07 Publication date: April 30 th 2020
通过研究,研究人员想要确定网页设计和品牌印象对消费者对在线购物网站OLX.CO.ID购买兴趣的影响。本研究是基于包括OLX.CO.ID在内的电子商务商家兴趣的提高而进行的。在研究过程中,研究者使用了两个自变量,即网页设计和品牌印象,以及一个因变量,即购买兴趣。然后,通过实施有目的抽样技术选择研究对象;总共有120名受访者被选中进行这项研究。从受访者收集的数据是通过使用偏最小二乘法(PLS)技术进行分析的。研究结果表明,网页设计对购买兴趣具有积极显著的影响,显著值概率为5.942;同样,在线购物网站OLX.CO.ID的品牌印象对购买兴趣具有积极显著的影响,显著值概率为5.059。关键词:网页设计,品牌印象,购买兴趣DOI: 10.7176/JMCR/67-07出版日期:2020年4月30日
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引用次数: 0
Production and Marketing Constraints of Cotton Under Smallholders: The Case of Arbaminch Zuria District, Southern Ethiopia 小农棉花的产销制约:以埃塞俄比亚南部Arbaminch Zuria地区为例
Pub Date : 2020-04-01 DOI: 10.7176/jmcr/67-01
Getinet Belay
The study focused on the analysis of production and marketing constraints of cotton among rural farmers in Arbaminch Zuria district of Southern Region of Ethiopia. A total of 68 respondents were interviewed using questionnaire. Data was analyzed using descriptive statistics to describe the socio-economic characteristics of the farmers and to identify major production and marketing constraints. The main production constraints noticed were inadequate knowledge of recommended packages and practices, non-availability of improved seed both in quality and quantity, lack of technical knowledge regarding the crop and insects, pests and disease attack. The main marketing constraints that hampered smallholder cotton producers were non-availability of reliable market information, price fluctuation, involvement of large number of intermediaries/ brokers in marketing, smallness of quantity to be sold, product absence of cooperatives among producers and lack of value addition in the seedcotton product. Given the high local demand for cotton and the potential for expansion, it is important to address these challenges for producers to benefit from market opportunities and increase their income. However, dealing with these challenges will require a whole value chain approach. Keywords : Cotton, Production, Marketing, Constraints, Smallholder producers, Arbaminch Zuria DOI: 10.7176/JMCR/67-01 Publication date: April 30 th 2020
这项研究的重点是分析埃塞俄比亚南部地区Arbaminch Zuria地区农村农民的棉花生产和销售限制。采用问卷法对68名受访者进行了访谈。使用描述性统计对数据进行分析,以描述农民的社会经济特征,并确定主要的生产和销售制约因素。注意到的主要生产限制因素是对推荐的包装和做法了解不足,在质量和数量上都无法获得改良种子,缺乏关于作物和病虫害的技术知识。阻碍小农户棉花生产者销售的主要制约因素是无法获得可靠的市场信息、价格波动、大量中介人/经纪人参与销售、销售数量少、生产者之间缺乏产品合作社以及种棉产品缺乏附加值。鉴于当地对棉花的高需求和扩大的潜力,重要的是要解决这些挑战,使生产者从市场机会中受益并增加收入。然而,应对这些挑战将需要一个完整的价值链方法。关键词:棉花,生产,营销,约束,小农生产者,Arbaminch Zuria DOI: 10.7176/JMCR/67-01出版日期:2020年4月30日
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引用次数: 0
Toward Brand Equity: The Effect of Brand Awareness, Perceived Quality, Brand Association, and Brand Loyalty in Boutique Bakery Company 走向品牌资产:精品烘焙公司品牌意识、感知品质、品牌联想与品牌忠诚的影响
Pub Date : 2020-04-01 DOI: 10.7176/jmcr/67-06
E. S. Imaningsih, Yuli Vega
This study aims to determine the effect of brand awareness, perceived quality, brand association, and brand loyalty to brand equity. The object of this research is BreadLife's consumers in South Jakarta. The type of research used is explanatory research with quantitative approach. The data collection technique is done by non-probability sample technique, with sample selection using accidental sampling method. Samples are 230 respondents who are BreadLife consumers in South Jakarta. Data analysis used is descriptive analysis and Path analysis. Data analysis was done by using Partial Lest Square analysis with SmartPLS 3.0 program. The results showed that: brand awareness variables negatively affect and not significant to brand equity variable; perceived quality variable has positive and insignificant effect on brand equity; brand association variable has a positive and significant impact on brand equity; brand loyalty variable has a positive and significant effect on the brand equity. With it, BreadLife must continue to maintain the quality of its products and conduct promotions. Thus, consumers get to know their products and make customers loyal. Keywords: Product Quality, Service Quality, Customer Satisfaction, Customer Loyalty. DOI: 10.7176/JMCR/67-06 Publication date: April 30 th 2020
本研究旨在探讨品牌意识、感知品质、品牌联想、品牌忠诚对品牌资产的影响。本研究的对象是在南雅加达的面包生活的消费者。使用的研究类型是定量方法的解释研究。数据采集技术采用非概率抽样技术,样本选择采用偶然抽样方法。样本为230名受访者,他们是南雅加达的面包生活消费者。使用的数据分析是描述性分析和路径分析。采用SmartPLS 3.0软件进行偏最小二乘分析。结果表明:品牌意识变量对品牌资产变量有负向影响且不显著;感知质量变量对品牌资产有显著的正向影响;品牌关联变量对品牌资产有显著的正向影响;品牌忠诚变量对品牌资产有显著的正向影响。有了它,面包生活必须继续保持其产品的质量,并进行促销。因此,消费者了解他们的产品,使客户忠诚。关键词:产品质量,服务质量,顾客满意,顾客忠诚。出版日期:2020年4月30日
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引用次数: 0
The Effect of Celebrity Endorsement, Electronic Word of Mouth, and Customer Satisfaction to Purchasing Decision 名人代言、电子口碑、顾客满意对购买决策的影响
Pub Date : 2020-04-01 DOI: 10.7176/jmcr/67-04
L. Nawangsari, C. C. Widayati, Aris Edo Crazy
This study aims to determine the effect of celebrity endorsement, electronic word of mouth and customer satisfaction on consumer purchasing decisions. The population in this study were Miting Lobster visitors in Jakarta, the number of samples used in the questionnaire was 140 respondents. Data collection methods using survey methods, the research instrument is a questionnaire. The data analysis method uses Partial Least Square. This research proves that there is a significant influence between celebrity endorsement on purchasing decisions, there is no influence between the electronic word of mouth with purchasing decisions and there is a significant influence between customer satisfaction with purchasing decisions. Keywords: Miting Lobster, Celebrity Endorsement, Electronic Word Of Mouth, Customer Satisfaction, Purchasing Decision DOI: 10.7176/JMCR/67-04 Publication date: April 30 th 2020
本研究旨在探讨名人代言、电子口碑和顾客满意度对消费者购买决策的影响。本研究的人群为雅加达的米廷龙虾游客,调查问卷中使用的样本数量为140份。数据收集方法采用调查法,研究工具是问卷调查。数据分析方法采用偏最小二乘法。本研究证明名人代言对购买决策有显著影响,电子口碑对购买决策没有影响,顾客满意对购买决策有显著影响。关键词:mititing Lobster,名人代言,电子口碑,客户满意度,购买决策DOI: 10.7176/JMCR/67-04出版日期:2020年4月30日
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引用次数: 4
Trust levels in SME Export Networks in Ghana 加纳中小企业出口网络的信任水平
Pub Date : 2020-04-01 DOI: 10.7176/jmcr/67-08
A. Martins
The purpose of this paper is to explore the levels of trust within small and medium-scale enterprise export networks, using Ghana’s Export Associations (EAs) as a case study. Exploratory and case study designs were employed for the study. Besides, the study adopted the mixed-methods approach, involving the collection of qualitative data from 19 EAs via semi-structured interviews, and analysed thematically using Nvivo 12. Quantitative data was also collected from 259 SME exporters and statistically analysis (i.e. mean, standard deviation and correlation) was done using SPSS. The results indicated low trust between SME exporters and EA leaders (vertical trust). EA leaders had low trust for SME exporters regarding financial commitment; meeting attendance and sharing trade information. SME exporters had low trust for EA leadership in communicating information, adhering to promises, members’ interest and acting with equity. There was low trust among SME exporters (horizontal trust). Additionally, there was much more ‘horizontal trust’ than ‘vertical trust’ within EAs. The study provides a framework for analysing the effectiveness of SME export networks. Academics and policy-makers will find the results useful when analysing governance and relationships within export networks. This paper is significant in separately measuring trust within networks from vertical and horizontal perspectives. Keywords – Trust levels, Trust Theory, SME, Export Networks, and Export Associations DOI: 10.7176/JMCR/67-08 Publication date: April 30 th 2020
本文的目的是探讨中小企业出口网络中的信任水平,以加纳出口协会(EAs)为案例研究。本研究采用探索性和个案研究设计。此外,本研究采用混合方法,通过半结构化访谈收集19个ea的定性数据,并使用Nvivo 12进行主题分析。对259家中小企业出口企业进行定量分析,采用SPSS软件进行均值、标准差和相关分析。结果显示,中小企业出口商与EA领导者之间的信任度较低(垂直信任度)。EA领导对中小企业出口商财务承诺的信任度较低;参加会议并分享贸易信息。中小企业出口商对EA领导层在信息沟通、信守承诺、成员利益和公平行事方面的信任度较低。中小企业出口企业的信任度较低(横向信任度)。此外,ea内部的“水平信任”远高于“垂直信任”。该研究为分析中小企业出口网络的有效性提供了一个框架。学者和政策制定者在分析出口网络内部的治理和关系时,会发现这些结果很有用。本文从纵向和横向两个角度分别对网络内部信任进行了测度,具有重要意义。关键词:信任水平,信任理论,中小企业,出口网络和出口协会DOI: 10.7176/JMCR/67-08出版日期:2020年4月30日
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引用次数: 0
Factors Influencing Consumers’ Behavioural Intentions Towards Restaurant Patronage in China: A Structural Equation Modeling Approach 影响中国消费者就餐行为意向的因素:结构方程模型方法
Pub Date : 2020-03-01 DOI: 10.7176/jmcr/66-05
Mustafa Rashid Makassy, Qingfeng Meng
We investigated the effect of service quality on customers satisfaction as well as assessed the effects of restaurant image and customer satisfaction on behevioural intention of restaurant patrons in China. Data for the study was obtained from 329 sample restaurant patrons in the Jiangsu Province of china using structured questionnaires. The data for the study was analysed by the help of SPSS and SmartPLS software for the structural equation modeling analysis. Findings from this study found a direct and positive relationship between service quality and customer satisfaction, perceived value and restaurant image. Also, service quality had an indirect effect on customer satisfaction through perceived value and restaurant image. Additionally, the findings of this study revealed that, service quality, customer satisfaction and brand or restaurant image all have a positive impact on the behavioural intention of restaurant patrons. The study concludes that patronage or re-patronage intention of restaurant customers depends largely on the quality of service, customer satisfaction and restaurant image. As such, firms that need to carve niche for themselves in the hospitality industry must focus on building a strong and positive brand image that resonates with customers. The study proffered some recommendations for management of restaurants. Keywords: Service quality; Customer satisfaction; Restaurant image; Behavioural intention; Restaurant; China DOI: 10.7176/JMCR/66-05 Publication date: March 31 st 2020
我们调查了服务质量对顾客满意度的影响,并评估了餐馆形象和顾客满意度对中国餐馆顾客行为意向的影响。该研究的数据是通过结构化问卷从中国江苏省的329名餐馆顾客中获得的。采用SPSS和SmartPLS软件对研究数据进行结构方程建模分析。本研究发现服务品质与顾客满意、感知价值及餐厅形象有直接的正相关关系。服务质量通过感知价值和餐厅形象间接影响顾客满意度。此外,本研究发现,服务品质、顾客满意、品牌或餐厅形象均对餐厅顾客的行为意向有正向影响。研究得出结论,餐厅顾客的惠顾或再惠顾意愿在很大程度上取决于服务质量、顾客满意度和餐厅形象。因此,需要在酒店行业中为自己开辟利基的公司必须专注于建立一个与客户产生共鸣的强大而积极的品牌形象。该研究为餐馆的管理提供了一些建议。关键词:服务质量;客户满意度;餐厅形象;行为意向;餐厅;中国DOI: 10.7176/JMCR/66-05出版日期:2020年3月31日
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引用次数: 2
Analysis of Vegetables Marketing Performance in Case of Habru District, North Wollo Zone, Ethiopia 以埃塞俄比亚北沃罗区Habru区为例的蔬菜营销绩效分析
Pub Date : 2020-03-01 DOI: 10.7176/jmcr/66-01
E. Endris
This study was aimed to identifying the major market channels, and examining the market structure and performance of vegetable market in Habru district, North Wollo Zone, Ethiopia. Both primary and secondary data were used for the study. Multi stage random sample techniques used to select 147 vegetable producer households and purposive sampling of 53 vegetable traders were used to generate the primary data. The structure and performance analysis result indicated that four firm’s concentration ratios (CR4) of onion and tomato traders in both Mersa and Woldia market indicates strongly oligopolistic vegetable market. Lack of capital is reported as the main barrier to entry particularly for collectors and wholesalers. Five different vegetable marketing channels are identified. Producers gross marketing margin is largest when they directly sell to consumers followed by when supplied directly to wholesaler and lowest when they supply through collectors. The study recommends the need to Enhance competition through promoting entrepreneur entry, facilitate farmers’ cooperative for collective marketing, and buildup producers bargaining power through market-oriented extension service. Keywords : Concentration ratio, Market performance, Margin DOI: 10.7176/JMCR/66-01 Publication date: March 31 st 2020
本研究旨在确定埃塞俄比亚北沃罗区哈布鲁区蔬菜市场的主要市场渠道,并对其市场结构和绩效进行考察。本研究采用了第一手资料和第二手资料。采用多阶段随机抽样技术,选取147户蔬菜生产农户和53名蔬菜贸易商进行有目的抽样,生成初步数据。结构与绩效分析结果表明,Mersa和Woldia市场上洋葱和番茄贸易商的四家企业集中度(CR4)表明蔬菜市场存在强烈的寡头垄断。据报道,缺乏资金是进入市场的主要障碍,特别是对收藏家和批发商而言。确定了五种不同的蔬菜销售渠道。生产者的销售毛利在直接向消费者销售时最高,其次是直接向批发商供应,通过批发商供应时最低。研究建议通过促进企业家进入来增强竞争,促进农民合作社进行集体营销,通过市场化的推广服务来提高生产者的议价能力。关键词:集中度,市场表现,保证金DOI: 10.7176/JMCR/66-01出版日期:2020年3月31日
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引用次数: 1
期刊
Journal of Marketing and Consumer Research
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