This article examines the relationship between Islamic capital market instruments and Indonesia's economic growth, taking into account the moderating role of the money supply. With the rise of Islamic finance and the increasing significance of the Islamic capital market, understanding the dynamics between these instruments and economic growth becomes crucial. The method used in this research is quantitative research which focused on the national economic growth in Indonesia from the year 2011 to 2021. The data were used from the economic growth, Sharia stock index, sukuk, Sharia mutual funds, and total money supply in Indonesia from the period of research which is the quarterly data. The results of this study are that the Islamic stock index has a positive effect on economic growth. Sukuk has a positive effect on economic growth. On the other hand, sharia mutual funds do not affect economic growth. The money supply is not able to moderate the effect of the Sukuk on economic growth.
{"title":"The Effect of Islamic Capital Market Instruments on Indonesia's Economic Growth is Moderated by The Money Supply","authors":"Robiatul Adewiyah, Anton Bawono","doi":"10.32678/ijei.v14i1.413","DOIUrl":"https://doi.org/10.32678/ijei.v14i1.413","url":null,"abstract":"This article examines the relationship between Islamic capital market instruments and Indonesia's economic growth, taking into account the moderating role of the money supply. With the rise of Islamic finance and the increasing significance of the Islamic capital market, understanding the dynamics between these instruments and economic growth becomes crucial. The method used in this research is quantitative research which focused on the national economic growth in Indonesia from the year 2011 to 2021. The data were used from the economic growth, Sharia stock index, sukuk, Sharia mutual funds, and total money supply in Indonesia from the period of research which is the quarterly data. The results of this study are that the Islamic stock index has a positive effect on economic growth. Sukuk has a positive effect on economic growth. On the other hand, sharia mutual funds do not affect economic growth. The money supply is not able to moderate the effect of the Sukuk on economic growth.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48087953","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The allocation and distribution of a country's income in the 4.0 era need to be given special attention so that it can be allocated efficiently by each individual. The efficiency of allocation and distribution of income in a capitalist economic system has an impact on income inequality in society which can lead to conflict and also creates poverty. But in achieving this prosperity, it is as if there is no government intervention. This study aims to explore how the allocation and distribution of state income are seen from an Islamic economic perspective and also to compare the capitalist distribution system with the Islamic distribution system in the 4.0 era. The research method used is library research which originates from books, journals, the internet, and other relevant sources. The results of the study show that the allocation and distribution of state income from an Islamic economic point of view is an economic concept that has the concept of equal distribution of wealth or income for the community, applicable in Indonesia, which will produce prosperity for the community. The comparison of the capitalist distribution system is based on absolute ownership of the factors of production so that the main goal is to make a profit. As much as possible appears to ignore moral and social values. The Islamic economic distribution system in the era of disruption upholds moral and social values because, in addition to achieving good profitability, Islam also teaches problems in economic activities. With Islamic economic equality, it is hoped that it can reduce the gap in economic inequality to realize prosperity. Therefore, sharia distribution can be carried out by prioritizing Islamic business ethics which is implemented through the concept of Rahmatan lil 'Alamin in the economy. Likewise, in Indonesia, where the majority of the population is Muslim, special attention is needed so that it can implement the allocation and distribution of state income through the concepts of Zakat, Infak, Shadaqah, and Wakaf adapted to the times.
在4.0时代，一个国家的收入的分配和分配需要特别关注，以便每个人都能有效地分配。资本主义经济体系中收入分配和分配的效率对社会收入不平等产生了影响，这可能导致冲突，也会造成贫困。但在实现这种繁荣的过程中，似乎没有政府干预。本研究旨在探讨如何从伊斯兰经济学的角度看待国家收入的分配和分配，并将资本主义分配制度与伊斯兰4.0时代的分配制度进行比较。所使用的研究方法是图书馆研究，它来源于书籍、期刊、互联网和其他相关来源。研究结果表明，从伊斯兰经济学的角度来看，国家收入的分配和分配是一种经济概念，具有为社区平等分配财富或收入的概念，适用于印度尼西亚，这将为社区带来繁荣。资本主义分配制度的比较是建立在生产要素的绝对所有权基础上的，因此主要目标是获得利润。他们似乎尽可能地忽视道德和社会价值。在混乱时代，伊斯兰的经济分配制度维护了道德和社会价值，因为除了实现良好的盈利能力外，伊斯兰教还教导经济活动中的问题。通过伊斯兰的经济平等，希望能够缩小经济不平等的差距，实现繁荣。因此，伊斯兰教法分配可以通过优先考虑伊斯兰商业伦理来进行，这是通过经济中的Rahmatan lil 'Alamin概念来实施的。同样，在以穆斯林人口为主的印度尼西亚，也需要特别注意，通过适应时代的天课(Zakat)、Infak、Shadaqah、Wakaf等概念来实施国家收入的分配和分配。
{"title":"The Relevance of Allocation and Distribution of Income in The Islamic Economic Perspective in Indonesia","authors":"Hisam Ahyani, Naeli Mutmainah, Memet Slamet","doi":"10.32678/ijei.v14i1.329","DOIUrl":"https://doi.org/10.32678/ijei.v14i1.329","url":null,"abstract":"The allocation and distribution of a country's income in the 4.0 era need to be given special attention so that it can be allocated efficiently by each individual. The efficiency of allocation and distribution of income in a capitalist economic system has an impact on income inequality in society which can lead to conflict and also creates poverty. But in achieving this prosperity, it is as if there is no government intervention. This study aims to explore how the allocation and distribution of state income are seen from an Islamic economic perspective and also to compare the capitalist distribution system with the Islamic distribution system in the 4.0 era. The research method used is library research which originates from books, journals, the internet, and other relevant sources. The results of the study show that the allocation and distribution of state income from an Islamic economic point of view is an economic concept that has the concept of equal distribution of wealth or income for the community, applicable in Indonesia, which will produce prosperity for the community. The comparison of the capitalist distribution system is based on absolute ownership of the factors of production so that the main goal is to make a profit. As much as possible appears to ignore moral and social values. The Islamic economic distribution system in the era of disruption upholds moral and social values because, in addition to achieving good profitability, Islam also teaches problems in economic activities. With Islamic economic equality, it is hoped that it can reduce the gap in economic inequality to realize prosperity. Therefore, sharia distribution can be carried out by prioritizing Islamic business ethics which is implemented through the concept of Rahmatan lil 'Alamin in the economy. Likewise, in Indonesia, where the majority of the population is Muslim, special attention is needed so that it can implement the allocation and distribution of state income through the concepts of Zakat, Infak, Shadaqah, and Wakaf adapted to the times.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46733973","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-06-02DOI: 10.54209/ekonomi.v12i02.2096
Abdurrahman Sadikin, Hefri Yodiansyah, Yanti Budiasih, S. Sugiarti, I. Kusnadi
Globalization has created a dynamic and complex business environment, requiring organizations to adjust to unpredictable and rapid change. In this context, adaptive HR management is essential for sustaining the success and competitiveness of the organization. The method of research employed is a literature review, which entails gathering and analyzing literature on adaptive HR management and the challenges of globalization. The research findings indicate that adaptive human resource management necessitates the use of change-responsive strategies and practices, such as in recruitment, employee development, performance management, diversity management, technology use, effective leadership, and adaptive change management. This study highlights the advantages of adaptive human resource management, including increased employee productivity, workforce quality, organizational adaptability in the face of change, greater employee satisfaction, and competitive advantage. The practical implication of this study is the significance of organizations implementing adaptive HR strategies and practices in response to globalization's challenges.
{"title":"ADAPTIVE HUMAN RESOURCE MANAGEMENT IN CONFRONTATION OF GLOBALIZATION'S CHALLENGES","authors":"Abdurrahman Sadikin, Hefri Yodiansyah, Yanti Budiasih, S. Sugiarti, I. Kusnadi","doi":"10.54209/ekonomi.v12i02.2096","DOIUrl":"https://doi.org/10.54209/ekonomi.v12i02.2096","url":null,"abstract":"Globalization has created a dynamic and complex business environment, requiring organizations to adjust to unpredictable and rapid change. In this context, adaptive HR management is essential for sustaining the success and competitiveness of the organization. The method of research employed is a literature review, which entails gathering and analyzing literature on adaptive HR management and the challenges of globalization. The research findings indicate that adaptive human resource management necessitates the use of change-responsive strategies and practices, such as in recruitment, employee development, performance management, diversity management, technology use, effective leadership, and adaptive change management. This study highlights the advantages of adaptive human resource management, including increased employee productivity, workforce quality, organizational adaptability in the face of change, greater employee satisfaction, and competitive advantage. The practical implication of this study is the significance of organizations implementing adaptive HR strategies and practices in response to globalization's challenges.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"321 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75706618","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-30DOI: 10.22236/jei.v14i1.11255
N. Ichsan, I. Rahmat
Penelitian ini bertujuan menganalisis faktor-faktor yang mempengaruhi keputusan Pegawai di Fakultas Ekonomi dan Bisnis dalam melaksanakan zakat profesi. Adapun faktor-faktor yang diteliti yaitu religiusitas, altruisme, motivasi, pengetahuan dan fintech. Data yang digunakan dalam penelitian ini data primer yang didapat dari kuesioner dan wawancara. Metode yang digunakan yaitu partial least square (PLS). Populasi dari penelitian ini adalah seluruh pegawai fakultas Ekonomi UIN Syarif Hidayatullah Jakarta sebanyak 183 responden, yang terdiri dari pegawai administrasi 35 orang, dosen tetap 98 orang, dosen tidak tetap 50 orang. Penentuan sampel mengacu pada rumus Slovin yakni 72 responden, teknik pengambilan sampel ini menggunakan probability sampling. Hasil penelitian ini menunjukan bahwa variabel religiusitas, altruisme, motivasi, pengetahuan dan fintech berpengaruh terhadap keputusan berzakat pegawai di Fakultas Ekonomi dan Bisnis UIN Syarif Hidayatullah Jakarta. Nilai R-square Adjusted sebesar 0,894%. Artinya bahwa variabel religiusitas, altruisme, motivasi, pengetahuan dan fintech mempengaruhi keputusan dalam berzakat Profesi sebesar 89%, sedangkan 11% sisanya dipengaruhi oleh variabel lain di luar model yang di teliti. Implikasi dari penelitian adalah penelitian ini dapat digunakan sebagai referensi dalam perbandingan objek penelitian yang sama khususnya tentang analisis faktor-faktor yang mempengaruhi keputusan dalam membayar zakat, selain itu untuk lembaga amil zakat penelitian ini diharapkan bisa menjadi acuan untuk lebih memahami perilaku masyarakat dalam keputusannya membayar zakat sehingga bisa meningkatkan kinerja lembaga zakat dalam mengumpulkan dana.
{"title":"FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN PEGAWAI FEB UIN SYARIF HIDAYATULLAH, JAKARTA DALAM MEMBAYAR ZAKAT PROFESI","authors":"N. Ichsan, I. Rahmat","doi":"10.22236/jei.v14i1.11255","DOIUrl":"https://doi.org/10.22236/jei.v14i1.11255","url":null,"abstract":"Penelitian ini bertujuan menganalisis faktor-faktor yang mempengaruhi keputusan Pegawai di Fakultas Ekonomi dan Bisnis dalam melaksanakan zakat profesi. Adapun faktor-faktor yang diteliti yaitu religiusitas, altruisme, motivasi, pengetahuan dan fintech. Data yang digunakan dalam penelitian ini data primer yang didapat dari kuesioner dan wawancara. Metode yang digunakan yaitu partial least square (PLS). Populasi dari penelitian ini adalah seluruh pegawai fakultas Ekonomi UIN Syarif Hidayatullah Jakarta sebanyak 183 responden, yang terdiri dari pegawai administrasi 35 orang, dosen tetap 98 orang, dosen tidak tetap 50 orang. Penentuan sampel mengacu pada rumus Slovin yakni 72 responden, teknik pengambilan sampel ini menggunakan probability sampling. Hasil penelitian ini menunjukan bahwa variabel religiusitas, altruisme, motivasi, pengetahuan dan fintech berpengaruh terhadap keputusan berzakat pegawai di Fakultas Ekonomi dan Bisnis UIN Syarif Hidayatullah Jakarta. Nilai R-square Adjusted sebesar 0,894%. Artinya bahwa variabel religiusitas, altruisme, motivasi, pengetahuan dan fintech mempengaruhi keputusan dalam berzakat Profesi sebesar 89%, sedangkan 11% sisanya dipengaruhi oleh variabel lain di luar model yang di teliti. Implikasi dari penelitian adalah penelitian ini dapat digunakan sebagai referensi dalam perbandingan objek penelitian yang sama khususnya tentang analisis faktor-faktor yang mempengaruhi keputusan dalam membayar zakat, selain itu untuk lembaga amil zakat penelitian ini diharapkan bisa menjadi acuan untuk lebih memahami perilaku masyarakat dalam keputusannya membayar zakat sehingga bisa meningkatkan kinerja lembaga zakat dalam mengumpulkan dana.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"23 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80081580","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Nada Rakhima Salsabila, Achmad Hidayatullah, Nur Syafiqah Hussin
Perkembangan zaman yang kian maju mendorong kesadaran masyarakat akan nilai-nilai agama semakin tinggi. Hampir seluruh elemen kehidupan merasakan perubahan ini, tak terkecuali bidang ekonomi. Dalam menggambarkan tren ini, bank syariah telah hadir dan tersebar di berbagai kabupaten dan kota yang ada di Indonesia. Menurut data Otoritas Jasa Keuangan (OJK), Pada Januari 2021, ada 34 bisnis perbankan syariah di Indonesia. Adapun tujuan dari penelitian ini yaitu mendeskripsikan tren dan dampak pembiayaan ekonomi berbasis syariah. Metode penelitian yang digunakan yaitu penelitian deskriptif, komparatif, dan studi literatur. Hasil penelitian menunjukkan bahwa pembiayaan ekonomi berbasis syariah dalam perspektif Islam mampu meningkatkan ekonomi umat dengan lebih adil dan berkelanjutan. Bank syariah memberikan pembiayaan sesuai prinsip syariah dan layanan perbankan seperti investasi dan asuransi syariah.
{"title":"BANK SYARIAH SEBAGAI ALTERNATIF PEMBIAYAAN UNTUK MENINGKATKAN EKONOMI UMAT","authors":"Nada Rakhima Salsabila, Achmad Hidayatullah, Nur Syafiqah Hussin","doi":"10.22236/jei.v14i1.9144","DOIUrl":"https://doi.org/10.22236/jei.v14i1.9144","url":null,"abstract":"Perkembangan zaman yang kian maju mendorong kesadaran masyarakat akan nilai-nilai agama semakin tinggi. Hampir seluruh elemen kehidupan merasakan perubahan ini, tak terkecuali bidang ekonomi. Dalam menggambarkan tren ini, bank syariah telah hadir dan tersebar di berbagai kabupaten dan kota yang ada di Indonesia. Menurut data Otoritas Jasa Keuangan (OJK), Pada Januari 2021, ada 34 bisnis perbankan syariah di Indonesia. Adapun tujuan dari penelitian ini yaitu mendeskripsikan tren dan dampak pembiayaan ekonomi berbasis syariah. Metode penelitian yang digunakan yaitu penelitian deskriptif, komparatif, dan studi literatur. Hasil penelitian menunjukkan bahwa pembiayaan ekonomi berbasis syariah dalam perspektif Islam mampu meningkatkan ekonomi umat dengan lebih adil dan berkelanjutan. Bank syariah memberikan pembiayaan sesuai prinsip syariah dan layanan perbankan seperti investasi dan asuransi syariah.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"4 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80691398","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-30DOI: 10.22236/jei.v14i1.10157
A. Ardianty
Penelitian ini bertujuan untuk mengetahui kualitas pelayanan BJB Syariah dilihat dari posisi gap yang terbentuk antara ekspektasi dan persepsi nasabah. Peningkatan kualitas layanan menjadi salah satu poin penting sebagai upaya pengembangan perbankan syariah di Indonesia. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif dengan pendekatan deskriptif-komparatif. Sedangkan metode pengukurannya menggunakan metode fuzzy-servqual dengan dimensi CARTER. Hasil penelitian menunjukan bahwa masih banyak penilaian dengan gap antara persepsi dan ekspektasi nasabah yang bernilai negatif. Hal tersebut menunjukan bahwa kualitas pelayanan yang diharapkan nasabah belum sesuai dengan kualitas pelayanan yang dirasakan nasabah.
{"title":"ANALISIS PENGUKURAN KUALITAS PELAYANAN BANK SYARIAH DENGAN METODE FUZZY-SERVQUAL DIMENSI CARTER","authors":"A. Ardianty","doi":"10.22236/jei.v14i1.10157","DOIUrl":"https://doi.org/10.22236/jei.v14i1.10157","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui kualitas pelayanan BJB Syariah dilihat dari posisi gap yang terbentuk antara ekspektasi dan persepsi nasabah. Peningkatan kualitas layanan menjadi salah satu poin penting sebagai upaya pengembangan perbankan syariah di Indonesia. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif dengan pendekatan deskriptif-komparatif. Sedangkan metode pengukurannya menggunakan metode fuzzy-servqual dengan dimensi CARTER. Hasil penelitian menunjukan bahwa masih banyak penilaian dengan gap antara persepsi dan ekspektasi nasabah yang bernilai negatif. Hal tersebut menunjukan bahwa kualitas pelayanan yang diharapkan nasabah belum sesuai dengan kualitas pelayanan yang dirasakan nasabah.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"33 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"73423909","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-30DOI: 10.22236/jei.v14i1.11093
Nailul Author, Risma Savhira Dwi L, R. Sukmana, M. Abduh
One of the Islamic social financial instruments is waqf, which contributes to the welfare of the community by retaining the principal of waqf and providing the proceeds to people in need. Waqf when integrated with the tourism sector can improve the community's economy and support the creation of Halal tourism destinations. This research aims to explain the contribution of productive waqf to be optimal in the development of sustainable Halal tourism. This research uses descriptive qualitative method. Waqf management is allowed with any mechanism that does not violate Islamic law. The stages of productive waqf management to be more efficient are to design in detail the goals or objectives of the project to be carried out, then realize the project, and conduct regular monitoring so that the project can run sustainably. The integration of productive waqf with the tourism sector is not only to increase the contribution in the economic aspect, but also to educate the public about the ease of waqf. To optimize the integration of productive waqf in Halal tourism, the government and stakeholders must work together, while also continuing to improve the quality of human resources in terms of management so that it becomes sustainable. Then an optimal branding and marketing strategy is carried out.
{"title":"OPTIMIZING PRODUCTIVE WAQF EMPOWERMENT ON THE DEVELOPMENT OF SUSTAINABLE HALAL TOURISM IN INDONESIA","authors":"Nailul Author, Risma Savhira Dwi L, R. Sukmana, M. Abduh","doi":"10.22236/jei.v14i1.11093","DOIUrl":"https://doi.org/10.22236/jei.v14i1.11093","url":null,"abstract":"One of the Islamic social financial instruments is waqf, which contributes to the welfare of the community by retaining the principal of waqf and providing the proceeds to people in need. Waqf when integrated with the tourism sector can improve the community's economy and support the creation of Halal tourism destinations. This research aims to explain the contribution of productive waqf to be optimal in the development of sustainable Halal tourism. This research uses descriptive qualitative method. Waqf management is allowed with any mechanism that does not violate Islamic law. The stages of productive waqf management to be more efficient are to design in detail the goals or objectives of the project to be carried out, then realize the project, and conduct regular monitoring so that the project can run sustainably. The integration of productive waqf with the tourism sector is not only to increase the contribution in the economic aspect, but also to educate the public about the ease of waqf. To optimize the integration of productive waqf in Halal tourism, the government and stakeholders must work together, while also continuing to improve the quality of human resources in terms of management so that it becomes sustainable. Then an optimal branding and marketing strategy is carried out.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"8 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"72807127","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Ilham Alivian, Kevin Lesmana, Mohamad Faizul Amri Budianto, Siobhan Rusdi Abdulaziz Jatmala
Zakat merupakan salah satu dari lima rukun Islam yang wajib dilaksanakan oleh setiap umat Islam, yang dapat diartikan sebagai sesuatu yang bertambah atau tumbuh. Indonesia sendiri, Zakat belum menjadi instrumen yang serius dalam penerapannya, baik dari pemungutannya, pengelolaannya, hingga pendistribusiannya. Dalam penelitian ini, akan lebih lanjut membahas mengenai definisi Zakat, rukun dan syarat Zakat, manajemen Zakat, badan pengelola Zakat, hingga kontribusi Zakat dalam mengurangi angka kemiskinan. Penelitian ini bertujuan untuk mengetahui sejauh mana kesadaran masyarakat Indonesia dalam membayar Zakat. Teknik penelitian menggunakan metode kualitatif, dalam teknik pengumpulan datanya menggunakan metode studi kepustakaan, yang dimana sumber dan referensi ataupun bahan informasi berasal dari jurnal, media internet, skripsi, dan lain-lain. Adapun teknik yang digunakan untuk menganalisis data menggunakan metode deskriptif, dimana setiap variabel akan dijelaskan satu per satu. Berdasarkan hasil penelitian, terdapat beberapa faktor yang menyebabkan rendahnya pembayaran Zakat, diantaranya perlunya digitalisasi pada Zakat, sumber daya masyarakat dalam Zakat masih belum mumpuni, hingga kurangnya transparansi lembaga pengelola Zakat, belum adanya kebijakan pemerintah wajib Zakat serta pembangunan infrastruktur Zakat yang kurang.
{"title":"FAKTOR RENDAHNYA KESADARAN MASYARAKAT DALAM MEMBAYAR ZAKAT DI INDONESIA","authors":"Ilham Alivian, Kevin Lesmana, Mohamad Faizul Amri Budianto, Siobhan Rusdi Abdulaziz Jatmala","doi":"10.22236/jei.v14i1.9056","DOIUrl":"https://doi.org/10.22236/jei.v14i1.9056","url":null,"abstract":"Zakat merupakan salah satu dari lima rukun Islam yang wajib dilaksanakan oleh setiap umat Islam, yang dapat diartikan sebagai sesuatu yang bertambah atau tumbuh. Indonesia sendiri, Zakat belum menjadi instrumen yang serius dalam penerapannya, baik dari pemungutannya, pengelolaannya, hingga pendistribusiannya. Dalam penelitian ini, akan lebih lanjut membahas mengenai definisi Zakat, rukun dan syarat Zakat, manajemen Zakat, badan pengelola Zakat, hingga kontribusi Zakat dalam mengurangi angka kemiskinan. Penelitian ini bertujuan untuk mengetahui sejauh mana kesadaran masyarakat Indonesia dalam membayar Zakat. Teknik penelitian menggunakan metode kualitatif, dalam teknik pengumpulan datanya menggunakan metode studi kepustakaan, yang dimana sumber dan referensi ataupun bahan informasi berasal dari jurnal, media internet, skripsi, dan lain-lain. Adapun teknik yang digunakan untuk menganalisis data menggunakan metode deskriptif, dimana setiap variabel akan dijelaskan satu per satu. Berdasarkan hasil penelitian, terdapat beberapa faktor yang menyebabkan rendahnya pembayaran Zakat, diantaranya perlunya digitalisasi pada Zakat, sumber daya masyarakat dalam Zakat masih belum mumpuni, hingga kurangnya transparansi lembaga pengelola Zakat, belum adanya kebijakan pemerintah wajib Zakat serta pembangunan infrastruktur Zakat yang kurang.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"20 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84069506","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pengelola lembaga keuangan syariah mencampuradukkan, nama koperasi syariah dengan BMT seperti KJKS/BMT, KPPS/BMT. Sehingga, peran dan fungsi lembaga keuangan syariah menjadi tidak tepat. Tujuan artikel ini adalah untuk menganalisis perbedaan fungsi utama koperasi syariah dengan BMT, tujuan agar pengelola lembaga keuangan syariah terutama koperasi syariah bisa memberi nama yang tepat untuk organisasi keuangan syariahnya sesuai dengan peran dan fungsi yang dijalankannya. Jenis penelitian yang dilakukan adalah penelitian lapangan, data primer diperolah dengan melaksanakan wawancara dengan pengurus koperasi syariah, nasabah, pengawas, melalui observasi dan dokumentasi, data sekunder ditelusuri melalui buku, artikel, dan referensi yang berkaitan dengan objek yang diteliti. Metode analisis data dipergunakan dalam penelitian ini adalah metode analisis data deskriptif kualitatif. Hasil penelitian menemukan bahwa, penggabungan nama KSPPS BMT Anduring, karena dana awal dari lembaga keuangan ini berasal dari hibah PEMKO Padang sebesar Rp. 30.000.000,- yang diperuntukkan untuk modal BMT, sehingga sampai sekarang nama BMT itu tetap dipakai, dan penggabungan nama ini tidak tepat, karena KSPPS BMT Anduring hanya menjalankan fungsi bisnis saja dan tidak menjalankan fungsi sosial BMT. Untuk itu, KSPPS BMT Anduring harus mengganti nama lembaga keuangan syariahnya menjadi KSPPS saja atau KSPPS Baitul Tamwil Anduring.
伊斯兰金融机构的管理人员将伊斯兰合作组织的名称与KJKS/BMT、KPPS/BMT等BMT合并起来。因此，伊斯兰金融机构的作用和功能变得不准确。本文的目的是分析伊斯兰合作组织与BMT的主要功能差异，目的是让伊斯兰金融机构的经理人，特别是伊斯兰合作社的经理人，能够根据伊斯兰金融组织的作用和功能，将其定义为伊斯兰金融组织。第一种研究是实地研究，通过对伊斯兰合作组织的官员、客户、监督员进行采访，通过观察和文献、文章和与研究对象相关的书籍、文章和参考资料，得到了初步的数据。本研究采用的数据分析方法是描述性质的数据分析方法。研究结果发现,合并名字KSPPS BMT Anduring,因为金融机构的资金开始说这是从助学金这座牧场。总计3000万,专门的- BMT资本,因此直到现在,BMT的名字保持合并使用,这个名字是不恰当的,因为KSPPS BMT Anduring只是经营业务功能和不经营BMT的社会功能。为此，BMT Anduring必须将其金融机构的名称改为KSPPS或KSPPS Baitul Tamwil。
{"title":"KONVERSI KSPPS BMT ANDURING KE KOPERASI SYARIAH","authors":"Maidawati Maidawati","doi":"10.22236/jei.v14i1.9045","DOIUrl":"https://doi.org/10.22236/jei.v14i1.9045","url":null,"abstract":"Pengelola lembaga keuangan syariah mencampuradukkan, nama koperasi syariah dengan BMT seperti KJKS/BMT, KPPS/BMT. Sehingga, peran dan fungsi lembaga keuangan syariah menjadi tidak tepat. Tujuan artikel ini adalah untuk menganalisis perbedaan fungsi utama koperasi syariah dengan BMT, tujuan agar pengelola lembaga keuangan syariah terutama koperasi syariah bisa memberi nama yang tepat untuk organisasi keuangan syariahnya sesuai dengan peran dan fungsi yang dijalankannya. Jenis penelitian yang dilakukan adalah penelitian lapangan, data primer diperolah dengan melaksanakan wawancara dengan pengurus koperasi syariah, nasabah, pengawas, melalui observasi dan dokumentasi, data sekunder ditelusuri melalui buku, artikel, dan referensi yang berkaitan dengan objek yang diteliti. Metode analisis data dipergunakan dalam penelitian ini adalah metode analisis data deskriptif kualitatif. Hasil penelitian menemukan bahwa, penggabungan nama KSPPS BMT Anduring, karena dana awal dari lembaga keuangan ini berasal dari hibah PEMKO Padang sebesar Rp. 30.000.000,- yang diperuntukkan untuk modal BMT, sehingga sampai sekarang nama BMT itu tetap dipakai, dan penggabungan nama ini tidak tepat, karena KSPPS BMT Anduring hanya menjalankan fungsi bisnis saja dan tidak menjalankan fungsi sosial BMT. Untuk itu, KSPPS BMT Anduring harus mengganti nama lembaga keuangan syariahnya menjadi KSPPS saja atau KSPPS Baitul Tamwil Anduring.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"219 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74659664","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-05-30DOI: 10.22236/jei.v14i1.10737
Kurnia Dwi Sari Utami, A. Fatoni, Elif Pardiansyah, A. Ismail
The purpose of this study is to analyze the effect of financing restructuring policies on the financial and credit stability of Islamic banks. The research period is from September 2018 to December 2020, using panel data from six Islamic banks in Indonesia. Based on chow, hausman, and lagrange multiplier tests, the random effect model was selected as the best estimation model. The findings show that inflation rate, bank size, and financing restructuring policy all have a negative and significant impact on financial stability. Meanwhile, GDP has a positive and significant effect on financial stability. In addition, credit stability shows that inflation and loan restructuring has a positive and significant impact on NPF.
{"title":"THE EFFECT OF FINANCING RESTRUCTURATION POLICIES ON FINANCIAL AND FINANCING STABILITY OF SHARIA BANKING IN INDONESIA","authors":"Kurnia Dwi Sari Utami, A. Fatoni, Elif Pardiansyah, A. Ismail","doi":"10.22236/jei.v14i1.10737","DOIUrl":"https://doi.org/10.22236/jei.v14i1.10737","url":null,"abstract":"The purpose of this study is to analyze the effect of financing restructuring policies on the financial and credit stability of Islamic banks. The research period is from September 2018 to December 2020, using panel data from six Islamic banks in Indonesia. Based on chow, hausman, and lagrange multiplier tests, the random effect model was selected as the best estimation model. The findings show that inflation rate, bank size, and financing restructuring policy all have a negative and significant impact on financial stability. Meanwhile, GDP has a positive and significant effect on financial stability. In addition, credit stability shows that inflation and loan restructuring has a positive and significant impact on NPF.","PeriodicalId":31623,"journal":{"name":"Islamiconomic Jurnal Ekonomi Islam","volume":"2 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79630892","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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