Pub Date : 2023-03-31DOI: 10.21303/2504-5571.2023.002893
John Olayemi Okunlola, Winston Hendricks
Recent Studies have investigated the influence of the resource factor on the quality of secondary education (QSE) in Nigeria. However, the research on the resource factor as a predictor of quality of secondary education in rural communities of Southwestern Nigeria remains scanty. This study, therefore, investigated the contributions of the resource factor (RF: Resource Adequacy-RA and Resource Utilization-RU) to QSE in rural communities of Southwestern Nigeria (RCSN). The study was located within a pragmatic paradigm that incorporated the convergent parallel design in the collection, analysis and interpretation of the qualitative and quantitative data. The multi-level mixed methods sampling technique was adopted in selecting 467 secondary school graduates, while total enumeration technique was adopted in selecting 134 teachers. Six participants for the Key Informant Interviews comprised three principals and three senior officials from the Teaching Service Commission and Ministry of Education from three selected states in southwestern Nigeria. Two research questions were raised, and one hypothesis was formulated for the study. Two research instruments, namely, the Secondary School Graduate Aptitude Test (SSGAT) and Resource Factor Teachers’ Questionnaire (RFTQ), with reliability coefficients of 0.715 and 0.853, respectively, were used for the study. Quantitative data were analyzed using descriptive statistics and Pearson Product Moment Correlation, while qualitative data were analyzed with content analysis. The resource factor with resource adequacy (x=2.50) and resource utilization (x=2.77) influenced QSE. The resource factor (r=0.75) had a negative significant relationship with QSE. The study affirmed that addressing resource inequality in rural communities is urgently required to stem the ebbing tide of quality secondary education in Nigeria.
{"title":"Resource inequality and quality of secondary education: a study of uneven policy in rural schools of southwestern Nigeria","authors":"John Olayemi Okunlola, Winston Hendricks","doi":"10.21303/2504-5571.2023.002893","DOIUrl":"https://doi.org/10.21303/2504-5571.2023.002893","url":null,"abstract":"Recent Studies have investigated the influence of the resource factor on the quality of secondary education (QSE) in Nigeria. However, the research on the resource factor as a predictor of quality of secondary education in rural communities of Southwestern Nigeria remains scanty. This study, therefore, investigated the contributions of the resource factor (RF: Resource Adequacy-RA and Resource Utilization-RU) to QSE in rural communities of Southwestern Nigeria (RCSN). The study was located within a pragmatic paradigm that incorporated the convergent parallel design in the collection, analysis and interpretation of the qualitative and quantitative data. The multi-level mixed methods sampling technique was adopted in selecting 467 secondary school graduates, while total enumeration technique was adopted in selecting 134 teachers. Six participants for the Key Informant Interviews comprised three principals and three senior officials from the Teaching Service Commission and Ministry of Education from three selected states in southwestern Nigeria. Two research questions were raised, and one hypothesis was formulated for the study. Two research instruments, namely, the Secondary School Graduate Aptitude Test (SSGAT) and Resource Factor Teachers’ Questionnaire (RFTQ), with reliability coefficients of 0.715 and 0.853, respectively, were used for the study. Quantitative data were analyzed using descriptive statistics and Pearson Product Moment Correlation, while qualitative data were analyzed with content analysis. The resource factor with resource adequacy (x=2.50) and resource utilization (x=2.77) influenced QSE. The resource factor (r=0.75) had a negative significant relationship with QSE. The study affirmed that addressing resource inequality in rural communities is urgently required to stem the ebbing tide of quality secondary education in Nigeria.","PeriodicalId":33606,"journal":{"name":"EUREKA Social and Humanities","volume":"13 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79529361","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-03-31DOI: 10.21303/2504-5571.2023.002663
M. A. Ayanwale, H. Adewuyi, Olakunle Waheed Afolabi
The COVID-19 pandemic has disrupted traditional education, leading to the adoption of alternative methods, such as learning through radio and television for K-12 students. Television and radio became popularly adopted platforms to disseminate educational resources during the pandemic in developing countries, such as Nigeria. This study gathers the perspective of K-12 teachers and students during the crisis to find out the effectiveness of the utilized platforms, examine the challenges encountered, and suggest the way forward in case of future occurrence. The concerns-Based Adoption Model (CBAM) guided the study. A qualitative methodology of interpretivism was employed using 20 participants that comprise students and teachers across the five south-western states in Nigeria. Findings show that teachers adapted their lessons to be delivered through broadcasts, while school administrators have worked closely with broadcasters to develop and implement educational content. Students have had mixed experiences, with some finding radio and television engaging, while others face challenges with engagement and adaptability. In essence, the result shows that most of the respondents though acknowledged the effectiveness of the radio and television approach to learning but opined that the lessons are not detailed enough. Furthermore, educational television broadcast is preferable to radio lessons as the visual effect contributes significantly to learning. The study concludes that broadcasters have played a critical role in delivering educational content, partnering with schools, and developing programs that align with the curriculum during the pandemic. The study discussed its implication, followed by limitations, and gave direction for future studies.
{"title":"Learning through radio and television during COVID-19: perspectives of K-12 stakeholders","authors":"M. A. Ayanwale, H. Adewuyi, Olakunle Waheed Afolabi","doi":"10.21303/2504-5571.2023.002663","DOIUrl":"https://doi.org/10.21303/2504-5571.2023.002663","url":null,"abstract":"The COVID-19 pandemic has disrupted traditional education, leading to the adoption of alternative methods, such as learning through radio and television for K-12 students. Television and radio became popularly adopted platforms to disseminate educational resources during the pandemic in developing countries, such as Nigeria. This study gathers the perspective of K-12 teachers and students during the crisis to find out the effectiveness of the utilized platforms, examine the challenges encountered, and suggest the way forward in case of future occurrence. The concerns-Based Adoption Model (CBAM) guided the study. A qualitative methodology of interpretivism was employed using 20 participants that comprise students and teachers across the five south-western states in Nigeria. Findings show that teachers adapted their lessons to be delivered through broadcasts, while school administrators have worked closely with broadcasters to develop and implement educational content. Students have had mixed experiences, with some finding radio and television engaging, while others face challenges with engagement and adaptability. In essence, the result shows that most of the respondents though acknowledged the effectiveness of the radio and television approach to learning but opined that the lessons are not detailed enough. Furthermore, educational television broadcast is preferable to radio lessons as the visual effect contributes significantly to learning. The study concludes that broadcasters have played a critical role in delivering educational content, partnering with schools, and developing programs that align with the curriculum during the pandemic. The study discussed its implication, followed by limitations, and gave direction for future studies.","PeriodicalId":33606,"journal":{"name":"EUREKA Social and Humanities","volume":"56 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"73854426","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-31DOI: 10.21303/2504-5571.2023.002736
M. M. Selepe
The study examines the root causes of Public Policy implementation failures. It further explores the mechanisms that will ensure successful policy implementation within the public sector. The main objective of the study is to establish and identify the factors that impede the successful implementation of government policies and to identify possible solutions to successfully formulate and implement public policies. The study adopted a conceptual approach relying heavily on secondary data. It is understandable, that the government‘s national and local spheres should want to downplay policy failure and trumpet apparent success, but to do so risks losing an understanding of why failure is so common and how it might be eradicated or at least minimised. The study examines the robust policy design mechanisms. The study seeks to identify significant policy risks and challenges. The study examines the root causes of Public Policy implementation failures. It further explores the mechanisms that will ensure successful policy implementation within the public sector. The main objective of the study is to establish and identify the factors that impede the successful implementation of government policies and to identify possible solutions to successfully formulate and implement public policies. The study adopted a conceptual approach relying heavily on secondary data. It is understandable that the government‘s national and local spheres should want to downplay policy failure and trumpet apparent success, but to do so risks losing an understanding of why failure is so common and how it might be eradicated or at least minimised. The study examines robust policy design mechanisms. The study seeks to identify significant policy risks and challenges. It is evident, that there is an increasing awareness that policies fail on their own merits; rather their progress is dependent upon the process of implementation. To better comprehend how to refine policy support it is first instructive to appreciate the nature of policy failure, logically the reasons why things go wrong should assist to guide the search for possible solutions. Successful policy implementation consists of four determinants, which are policy design, stakeholders, and their involvement, institution, and context as well as the implementation strategy. It is very important to consider these four aspects when executing public policy because this will alleviate policy implantation failures. The study concludes with the mechanisms and solutions of successful policy implementation.
{"title":"The evaluation of public policy implementation failures and possible solutions","authors":"M. M. Selepe","doi":"10.21303/2504-5571.2023.002736","DOIUrl":"https://doi.org/10.21303/2504-5571.2023.002736","url":null,"abstract":"The study examines the root causes of Public Policy implementation failures. It further explores the mechanisms that will ensure successful policy implementation within the public sector. The main objective of the study is to establish and identify the factors that impede the successful implementation of government policies and to identify possible solutions to successfully formulate and implement public policies. The study adopted a conceptual approach relying heavily on secondary data. It is understandable, that the government‘s national and local spheres should want to downplay policy failure and trumpet apparent success, but to do so risks losing an understanding of why failure is so common and how it might be eradicated or at least minimised. The study examines the robust policy design mechanisms. The study seeks to identify significant policy risks and challenges. The study examines the root causes of Public Policy implementation failures. It further explores the mechanisms that will ensure successful policy implementation within the public sector. The main objective of the study is to establish and identify the factors that impede the successful implementation of government policies and to identify possible solutions to successfully formulate and implement public policies. The study adopted a conceptual approach relying heavily on secondary data. It is understandable that the government‘s national and local spheres should want to downplay policy failure and trumpet apparent success, but to do so risks losing an understanding of why failure is so common and how it might be eradicated or at least minimised. The study examines robust policy design mechanisms. The study seeks to identify significant policy risks and challenges. It is evident, that there is an increasing awareness that policies fail on their own merits; rather their progress is dependent upon the process of implementation. To better comprehend how to refine policy support it is first instructive to appreciate the nature of policy failure, logically the reasons why things go wrong should assist to guide the search for possible solutions. Successful policy implementation consists of four determinants, which are policy design, stakeholders, and their involvement, institution, and context as well as the implementation strategy. It is very important to consider these four aspects when executing public policy because this will alleviate policy implantation failures. The study concludes with the mechanisms and solutions of successful policy implementation.","PeriodicalId":33606,"journal":{"name":"EUREKA Social and Humanities","volume":"62 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83634096","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-31DOI: 10.21303/2504-5571.2023.002758
J. Joseph
There is considerable significance, associated with the fact that the African Continental Free Trade Agreement (AfCFTA) has the potential to lift 68 million people out of moderate poverty. If fully implemented, the AfCFTA is estimated to increase regional income by 7 % by 2035. Operationalizing and implementing the African Continental Free Trade Area strategy, including regulating the regional economies' transport infrastructure, requires a great deal of work. It is the purpose of this article to examine how Regional Economic Communities (RECs), such as the Southern African Development Community (SADC), can contribute to the AfCFTA. In comparison with other regional blocs, intra-SADC trade represents only 10 to 14 percent of member countries' total trade [1, 2]. Despite Southern African trade routes and infrastructure being among the best. In terms of infrastructure coverage, Southern African countries still lag behind the rest of the world, whether it's road and telecommunications technology (ICT), population density, or power generation. Whether at the national or regional level, these types of infrastructure weaknesses reinforce the infrastructure deficit and exacerbate unemployment, inequality and poverty in the region. For the purposes of this article, a qualitative approach is being used to examine primary and secondary literature, including statistics, reports, and journal articles. According to the results of the study, the REC's infrastructure strategy will positively affect trade and, in turn, boost AfCFTA by improving trade among member states. To spawn structural transformation and create transnational growth corridors capable of driving economic growth and technological advancement, new transformative strategies are required.
{"title":"SADC'S transport infrastructure: enhancing the AFCFTA’s prospects through regional economic integration","authors":"J. Joseph","doi":"10.21303/2504-5571.2023.002758","DOIUrl":"https://doi.org/10.21303/2504-5571.2023.002758","url":null,"abstract":"There is considerable significance, associated with the fact that the African Continental Free Trade Agreement (AfCFTA) has the potential to lift 68 million people out of moderate poverty. If fully implemented, the AfCFTA is estimated to increase regional income by 7 % by 2035. Operationalizing and implementing the African Continental Free Trade Area strategy, including regulating the regional economies' transport infrastructure, requires a great deal of work. It is the purpose of this article to examine how Regional Economic Communities (RECs), such as the Southern African Development Community (SADC), can contribute to the AfCFTA. \u0000In comparison with other regional blocs, intra-SADC trade represents only 10 to 14 percent of member countries' total trade [1, 2]. Despite Southern African trade routes and infrastructure being among the best. In terms of infrastructure coverage, Southern African countries still lag behind the rest of the world, whether it's road and telecommunications technology (ICT), population density, or power generation. Whether at the national or regional level, these types of infrastructure weaknesses reinforce the infrastructure deficit and exacerbate unemployment, inequality and poverty in the region. \u0000For the purposes of this article, a qualitative approach is being used to examine primary and secondary literature, including statistics, reports, and journal articles. According to the results of the study, the REC's infrastructure strategy will positively affect trade and, in turn, boost AfCFTA by improving trade among member states. To spawn structural transformation and create transnational growth corridors capable of driving economic growth and technological advancement, new transformative strategies are required.","PeriodicalId":33606,"journal":{"name":"EUREKA Social and Humanities","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79635764","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-31DOI: 10.21303/2504-5571.2023.002760
Kingsley Ogwu, Visvanathan Naicker
Information technologies have been widely recognised for their capability to add certain value to organisations in terms of strategy and operation. Studies regarding SMEs and IT in different contexts across the nations of the world have shown that SMEs are confronted with technological issues leading to a low adoption rate of IT. This research propounds that IT innovation is an indispensable tool for gaining a competitive edge over business rivals. This research presents empirical evidence to validate the existence of a positive influence of adopting IT innovations to improve organisational performance. This will be achieved by measuring variables, such as organisational performance and information technology using the balanced scorecard. Both qualitative and quantitative research methods were used with multiple case study designs to attain the study objectives. Convenience sampling was used to select the participating SMEs, while purpose sampling was used to select the 47 participants that were interviewed. An interview guide was designed to have a semi-structured questionnaire. Data was transcribed, coded, analysed and interpreted using content analysis to provide transparency to the findings. The findings of the study showed that SMEs rely on some IT innovations to manage and market their products and/or services. IT innovations bring about speed delivery and efficient communication, propagated by digital technologies The role of IT innovations on organisational performance should not be discarded because non-usage of IT is tantamount to poor organisational growth
{"title":"The role of information technology innovations on organisational performance: a case study of selected SMEs","authors":"Kingsley Ogwu, Visvanathan Naicker","doi":"10.21303/2504-5571.2023.002760","DOIUrl":"https://doi.org/10.21303/2504-5571.2023.002760","url":null,"abstract":"Information technologies have been widely recognised for their capability to add certain value to organisations in terms of strategy and operation. Studies regarding SMEs and IT in different contexts across the nations of the world have shown that SMEs are confronted with technological issues leading to a low adoption rate of IT. This research propounds that IT innovation is an indispensable tool for gaining a competitive edge over business rivals. \u0000This research presents empirical evidence to validate the existence of a positive influence of adopting IT innovations to improve organisational performance. This will be achieved by measuring variables, such as organisational performance and information technology using the balanced scorecard. \u0000Both qualitative and quantitative research methods were used with multiple case study designs to attain the study objectives. Convenience sampling was used to select the participating SMEs, while purpose sampling was used to select the 47 participants that were interviewed. An interview guide was designed to have a semi-structured questionnaire. Data was transcribed, coded, analysed and interpreted using content analysis to provide transparency to the findings. \u0000The findings of the study showed that SMEs rely on some IT innovations to manage and market their products and/or services. IT innovations bring about speed delivery and efficient communication, propagated by digital technologies \u0000The role of IT innovations on organisational performance should not be discarded because non-usage of IT is tantamount to poor organisational growth","PeriodicalId":33606,"journal":{"name":"EUREKA Social and Humanities","volume":"19 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75435978","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-31DOI: 10.21303/2504-5571.2023.002530
E. O. Adu, Sindiswa S. Zondo
This study explored educators’ perceptions of the integration of Information and Communication Technology (ICT) into the teaching and learning of Economics. Guided by an interpretive paradigm this qualitative study used a case study design. The purposively selected sample comprised eight Economics teachers, selected from four public Secondary Schools, located in KwaZulu Natal (Umlazi district). Data were collected using three instruments (semi-structured interviews, observations, and document review). From the findings, it emerged that teachers had the positive perception that ICT integration positively affects the teaching and learning of Economics and it promotes the teaching of Economics. However, the findings also showed that teachers face challenges in integrating ICT when teaching Economics. Contrariwise, the findings further revealed that some teachers, due to the lack of ICT skills, perceive ICT integration as a waste of time and thus, they remain attached to the traditional teaching methods, which hinder the use of ICT in teaching Economics. Based on the findings, the study recommends that teachers should be workshopped to enhance their ICT skills, there should be school-based ICT specialists to promote ICT integration in teaching, and also the education system should make ICT subjects compulsory from grade R- to grade 12, so that both teachers and learners get used to ICT gadgets.
{"title":"Perceptions of educators on ICT integration into the teaching and learning of economics","authors":"E. O. Adu, Sindiswa S. Zondo","doi":"10.21303/2504-5571.2023.002530","DOIUrl":"https://doi.org/10.21303/2504-5571.2023.002530","url":null,"abstract":"This study explored educators’ perceptions of the integration of Information and Communication Technology (ICT) into the teaching and learning of Economics. Guided by an interpretive paradigm this qualitative study used a case study design. The purposively selected sample comprised eight Economics teachers, selected from four public Secondary Schools, located in KwaZulu Natal (Umlazi district). Data were collected using three instruments (semi-structured interviews, observations, and document review). From the findings, it emerged that teachers had the positive perception that ICT integration positively affects the teaching and learning of Economics and it promotes the teaching of Economics. However, the findings also showed that teachers face challenges in integrating ICT when teaching Economics. Contrariwise, the findings further revealed that some teachers, due to the lack of ICT skills, perceive ICT integration as a waste of time and thus, they remain attached to the traditional teaching methods, which hinder the use of ICT in teaching Economics. Based on the findings, the study recommends that teachers should be workshopped to enhance their ICT skills, there should be school-based ICT specialists to promote ICT integration in teaching, and also the education system should make ICT subjects compulsory from grade R- to grade 12, so that both teachers and learners get used to ICT gadgets.","PeriodicalId":33606,"journal":{"name":"EUREKA Social and Humanities","volume":"3 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88794454","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-31DOI: 10.21303/2504-5571.2023.002542
K. Shai
The politics of knowledge in the world are as old as the cradle of human civilisation. The stakes of knowledge politics are higher in countries that have a rich history of colonialism, such as South Africa, Namibia and Zimbabwe, among others. In the post-apartheid South Africa, there has been a raging scholarly and policy debate about the dynamics of the knowledge industry within our shores. At the centre of this debate has been the role of statutory institutions, such as ASSAf, NRF, universities and research councils. Despite the expressed legislative framework, the role of these institutions in terms of knowledge generation and development has not been applied in line with this framework by their administrators. The policy makers have not yet seriously held them accountable. The consequence is that these administrators have been largely acting not within the national policy framework. In fact, this discourse has largely assumed the form of a conversation between the deaf. Drawing from the fusion of an alternative Afrocentric perspective and interdisciplinary discourse analysis in its broadest form, this paper argues that statutory institutions have an important national role to play in the knowledge industry. But their activities are not above board. If left operating the way they do, their wrong activities have a potential to undermine declared policy measures to the pursuit of true and quality knowledge.
{"title":"An afrocentric critique of South Africa’s contemporary knowledge production regime","authors":"K. Shai","doi":"10.21303/2504-5571.2023.002542","DOIUrl":"https://doi.org/10.21303/2504-5571.2023.002542","url":null,"abstract":"The politics of knowledge in the world are as old as the cradle of human civilisation. The stakes of knowledge politics are higher in countries that have a rich history of colonialism, such as South Africa, Namibia and Zimbabwe, among others. In the post-apartheid South Africa, there has been a raging scholarly and policy debate about the dynamics of the knowledge industry within our shores. At the centre of this debate has been the role of statutory institutions, such as ASSAf, NRF, universities and research councils. Despite the expressed legislative framework, the role of these institutions in terms of knowledge generation and development has not been applied in line with this framework by their administrators. The policy makers have not yet seriously held them accountable. The consequence is that these administrators have been largely acting not within the national policy framework. In fact, this discourse has largely assumed the form of a conversation between the deaf. Drawing from the fusion of an alternative Afrocentric perspective and interdisciplinary discourse analysis in its broadest form, this paper argues that statutory institutions have an important national role to play in the knowledge industry. But their activities are not above board. If left operating the way they do, their wrong activities have a potential to undermine declared policy measures to the pursuit of true and quality knowledge.","PeriodicalId":33606,"journal":{"name":"EUREKA Social and Humanities","volume":"28 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74451669","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-31DOI: 10.21303/2504-5571.2023.002799
S. Adewumi, S. Cele
Remarking on the strategic significance of Small and Medium Scale Enterprise (SMEs) as critical to any economy growth and employment creation opportunities, there are evidence that support the poor possession of the appropriate financial literacy skills and knowledge, required by SMEs to effectively make entrepreneurial decision, needed for business growth and the overall economic development. Previous studies on the leitmotif of financial literacy skills have largely been interrogated through the prism of financial institutions and as an indicator for gauging inclusion leaving sparse research attention to understand its implications on entrepreneurial decision making among SMEs. This research chasm provoked this study. The aim of this paper to dissect and understand the place of financial literacy skills and knowledge in entrepreneurial decision-making of SMEs. A total of 15 SMEs were recruited on purpose with the semi-structure interview type, used in eliciting qualitative data. A collection of different themes and sub-themes were identified with the application of the NVivo (v.12) qualitative software and analysed with the content qualitative analytical tool. Pattern and level of financial literacy include understanding of financial decision, management of money and implementation of financial decision. SMEs’ financial literacy, required for effective entrepreneurial decision, includes knowledge on profitability, cash management skills and knowledge on investment with accompanied challenges, such as bad financial behaviour, financial irresponsibility and lack of basic education. The study makes a genuine case for the prioritization of the importance of financial literacy skills and knowledge for clear cut entrepreneurial decisionmaking and growth.
{"title":"Financial literacy skills level among small and medium scale businesses: lessons for entrepreneurial decision-making in Lagos, Nigeria","authors":"S. Adewumi, S. Cele","doi":"10.21303/2504-5571.2023.002799","DOIUrl":"https://doi.org/10.21303/2504-5571.2023.002799","url":null,"abstract":"Remarking on the strategic significance of Small and Medium Scale Enterprise (SMEs) as critical to any economy growth and employment creation opportunities, there are evidence that support the poor possession of the appropriate financial literacy skills and knowledge, required by SMEs to effectively make entrepreneurial decision, needed for business growth and the overall economic development. Previous studies on the leitmotif of financial literacy skills have largely been interrogated through the prism of financial institutions and as an indicator for gauging inclusion leaving sparse research attention to understand its implications on entrepreneurial decision making among SMEs. This research chasm provoked this study. The aim of this paper to dissect and understand the place of financial literacy skills and knowledge in entrepreneurial decision-making of SMEs. A total of 15 SMEs were recruited on purpose with the semi-structure interview type, used in eliciting qualitative data. A collection of different themes and sub-themes were identified with the application of the NVivo (v.12) qualitative software and analysed with the content qualitative analytical tool. Pattern and level of financial literacy include understanding of financial decision, management of money and implementation of financial decision. SMEs’ financial literacy, required for effective entrepreneurial decision, includes knowledge on profitability, cash management skills and knowledge on investment with accompanied challenges, such as bad financial behaviour, financial irresponsibility and lack of basic education. The study makes a genuine case for the prioritization of the importance of financial literacy skills and knowledge for clear cut entrepreneurial decisionmaking and growth.","PeriodicalId":33606,"journal":{"name":"EUREKA Social and Humanities","volume":"32 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85049323","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-01-31DOI: 10.21303/2504-5571.2023.002572
Komape Mashuhlane, L. Segalo, Tsakane Ngobeni
The purpose of this study was to investigate and describe the negative impact of teenage pregnancy on learners’ academic performance in one district of education in South Africa. Teenage pregnancy was argued in the literature as the main source contributor to learners’ low academic performance, especially in disadvantaged schools in South Africa. For example, teenage pregnant learners missed classes owing to absenteeism as they will be visiting clinics. Their performance rate fluctuates as this depends on their periodic mood swing, which they experience from time to time. In some cases, these teenage pregnant learners drop out of schools. The study followed a qualitative research approach where purposive sampling was employed to select two educators per institution from three selected schools. Pseudonyms were used to protect the participants from being known and encouraged them to participate freely. Trustworthiness and ethical considerations were adhered to. Open-ended questions were prepared and administered to the selected educators to find out the impact of teenage pregnancy on scholastic performance. The study findings established that a sense of knowledge and respect of rights need to be promoted since these pregnant learners have the right to education and must receive the same education as other non-pregnant learners. The study, reported on this paper, further recommends that all stakeholders should discourage teenagers from watching television with sexual content that might tempt them to engage in sexual activities that can lead to teenage pregnancy, which will end up affecting their academic performance.
{"title":"Teachers’ perceptions of the impact of teenage pregnancy on learners’ academic performance: a case of selected schools in South Africa","authors":"Komape Mashuhlane, L. Segalo, Tsakane Ngobeni","doi":"10.21303/2504-5571.2023.002572","DOIUrl":"https://doi.org/10.21303/2504-5571.2023.002572","url":null,"abstract":"The purpose of this study was to investigate and describe the negative impact of teenage pregnancy on learners’ academic performance in one district of education in South Africa. Teenage pregnancy was argued in the literature as the main source contributor to learners’ low academic performance, especially in disadvantaged schools in South Africa. For example, teenage pregnant learners missed classes owing to absenteeism as they will be visiting clinics. Their performance rate fluctuates as this depends on their periodic mood swing, which they experience from time to time. In some cases, these teenage pregnant learners drop out of schools. The study followed a qualitative research approach where purposive sampling was employed to select two educators per institution from three selected schools. Pseudonyms were used to protect the participants from being known and encouraged them to participate freely. Trustworthiness and ethical considerations were adhered to. Open-ended questions were prepared and administered to the selected educators to find out the impact of teenage pregnancy on scholastic performance. \u0000The study findings established that a sense of knowledge and respect of rights need to be promoted since these pregnant learners have the right to education and must receive the same education as other non-pregnant learners. The study, reported on this paper, further recommends that all stakeholders should discourage teenagers from watching television with sexual content that might tempt them to engage in sexual activities that can lead to teenage pregnancy, which will end up affecting their academic performance.","PeriodicalId":33606,"journal":{"name":"EUREKA Social and Humanities","volume":"61 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85635247","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-11-30DOI: 10.21303/2504-5571.2022.002559
V. Korneev, Volodymyr Antkiv, N. Kucherenko
The influence of the interest policy of the National Bank of Ukraine on the dynamics of lending to non-financial corporations during the period of using the monetary regime of fixed exchange rate and inflation targeting is considered. It has been proven, that the use of the symmetric corridor of the interest policy of the National Bank of Ukraine has a negative effect on the volume of lending to non-financial corporations, since high rates on deposit certificates of the National Bank of Ukraine create a risk-free and highly profitable instrument for the placement of bank assets, which discourages lending to the real sector of the economy. The absence of a connection between the interest rate policy and the dynamics of the consumer price index and the money supply during the period of inflation targeting is substantiated, which made it possible to prove the low level of effectiveness of the chosen monetary regime. The aim of the article is to study the problems of bank lending to non-financial corporations of Ukraine in the conditions of inflation targeting and to develop proposals for its stimulation, taking into account foreign experience. Methods. The methodological basis of the work is the dialectical method of cognition, the position of the theory of monetary policy and credit. The work uses methods of economic and mathematical statistics and methods of correlation analysis to analyze the features of lending to non-financial corporations and the impact of inflation targeting on the dynamics of bank lending; generalization methods for formulating research conclusions. Results. The monetary regime of inflation targeting is quite often recommended by the International Monetary Fund for implementation in countries with emerging markets as a basic set of central bank tools for regulating inflation and ensuring price stability. However, in conditions of import dependence of the national economies of countries with emerging markets, in addition to changes in the money supply and credit activity of banks, the dynamics of export-import operations and the volume of official reserve assets, which determine the level of the exchange rate, have a decisive influence on the dynamics of the consumer price index, and it, in turn, determines the level of prices for imported goods and services. Neglecting the non-monetary factors of supply inflation during the implementation of the interest policy leads to the limitation of bank lending to non-financial corporations, which in turn reduces the ability of enterprises to increase capital investments at the expense of bank loans, as well as to develop domestic production with high added value and to implement the policy of import substitution. Therefore, for this purpose, it is necessary to use the asymmetric corridor of the central bank's interest policy and stimulate targeted bank lending to non-financial corporations.
{"title":"Comparative analysis of bank lending to non-financial corporations under the conditions of inflation targeting","authors":"V. Korneev, Volodymyr Antkiv, N. Kucherenko","doi":"10.21303/2504-5571.2022.002559","DOIUrl":"https://doi.org/10.21303/2504-5571.2022.002559","url":null,"abstract":"The influence of the interest policy of the National Bank of Ukraine on the dynamics of lending to non-financial corporations during the period of using the monetary regime of fixed exchange rate and inflation targeting is considered. It has been proven, that the use of the symmetric corridor of the interest policy of the National Bank of Ukraine has a negative effect on the volume of lending to non-financial corporations, since high rates on deposit certificates of the National Bank of Ukraine create a risk-free and highly profitable instrument for the placement of bank assets, which discourages lending to the real sector of the economy. The absence of a connection between the interest rate policy and the dynamics of the consumer price index and the money supply during the period of inflation targeting is substantiated, which made it possible to prove the low level of effectiveness of the chosen monetary regime. The aim of the article is to study the problems of bank lending to non-financial corporations of Ukraine in the conditions of inflation targeting and to develop proposals for its stimulation, taking into account foreign experience. Methods. The methodological basis of the work is the dialectical method of cognition, the position of the theory of monetary policy and credit. The work uses methods of economic and mathematical statistics and methods of correlation analysis to analyze the features of lending to non-financial corporations and the impact of inflation targeting on the dynamics of bank lending; generalization methods for formulating research conclusions. Results. The monetary regime of inflation targeting is quite often recommended by the International Monetary Fund for implementation in countries with emerging markets as a basic set of central bank tools for regulating inflation and ensuring price stability. However, in conditions of import dependence of the national economies of countries with emerging markets, in addition to changes in the money supply and credit activity of banks, the dynamics of export-import operations and the volume of official reserve assets, which determine the level of the exchange rate, have a decisive influence on the dynamics of the consumer price index, and it, in turn, determines the level of prices for imported goods and services. Neglecting the non-monetary factors of supply inflation during the implementation of the interest policy leads to the limitation of bank lending to non-financial corporations, which in turn reduces the ability of enterprises to increase capital investments at the expense of bank loans, as well as to develop domestic production with high added value and to implement the policy of import substitution. Therefore, for this purpose, it is necessary to use the asymmetric corridor of the central bank's interest policy and stimulate targeted bank lending to non-financial corporations.","PeriodicalId":33606,"journal":{"name":"EUREKA Social and Humanities","volume":"195 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77114323","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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