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Analisis Pengelolaan Zakat, Infaq dan Sedekah Untuk Meningkatkan Ekonomi Dhuafa Pada Masjid Al Muhajirin Perumahan BSP Mojokerto
Pub Date : 2020-12-30 DOI: 10.26740/jekobi.v3n3.p210-220
M. I. Maulana, Khusnul Fikriyah
This study aims 1) To find out the strategies of zakat, infaq and alms management to improve the economy of the poor at the Amil Zakat Institution in Mojokerto City and 2) To find out the obstacles and opportunities in managing zakat, infaq, and alms to improve the poor economy at the Amil Zakat Institution in Mojokerto City. The data analysis method in this study was conducted using the Miles and Huberman models. The results showed that the management of zakat, infaq, and alms to improve the economy of the underprivileged. The main purpose of zakat, infaq, and alms is community welfare, this fact makes zakat can function as a source of socioeconomic funds for Muslims. Internal barriers that are usually about the needs of the preparation of needs with different budgets so that it is often an inaccuracy in the management process carried out. The main obstacle that causes zakat has not been able to influence the economy and the opportunities in the management process can make the activities carried out more productive and in accordance with the provisions set.
本研究的目的是:1)找出在Mojokerto市Amil zakat机构中,通过天课、救济和布施管理来改善穷人经济状况的策略;2)找出在管理天课、救济和布施以改善Mojokerto市Amil zakat机构穷人经济状况的障碍和机会。本研究的数据分析方法采用Miles和Huberman模型。结果表明,天课、教法和布施的管理能够改善贫困人口的经济状况。天课、教法和布施的主要目的是社区福利,这一事实使得天课可以作为穆斯林社会经济资金的来源。内部的障碍通常是关于编制不同预算的需要,使其在管理过程中经常出现不准确的情况。造成天课的主要障碍未能对经济产生影响,而管理过程中的机会可以使开展的活动更有成效并符合规定。
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引用次数: 3
Pengaruh Kualitas Pelayanan Islami terhadap Kepuasan Nasabah Bank Syariah Bukopin Kcp Gresik 伊斯兰服务的质量对伊斯兰银行客户Bukopin Kcp Gresik满意的影响
Pub Date : 2020-12-30 DOI: 10.26740/jekobi.v3n3.p188-187
Ryan Wahyu Perdana, Arasy Fahrullah
Increasing customer satisfaction is a necessity for Islamic banking, given the increasingly fierce competition in the financial services business. Customer satisfaction can maintain the existence of Islamic banking. One of the instruments that can increase customer satisfaction is to provide quality services. This study aims to determine the effect of the quality of Islamic banking services on customer satisfaction. This type of research is a quantitative study consisting of independent variables Islamic service quality using indicators of physical evidence, reliability, responsiveness, assurance, empathy, and sharia compliance. Data collection techniques using accidental sampling with a total of 100 respondents. Data is processed using simple regression method. The results of this study are the quality of Islamic service influences customer satisfaction which means that 21.4% of customer satisfaction variables can be explained by Islamic service quality variables
鉴于金融服务行业的竞争日益激烈,提高客户满意度是伊斯兰银行的必要条件。客户满意度可以维持伊斯兰银行的存在。提高顾客满意度的手段之一是提供优质的服务。本研究旨在确定伊斯兰银行服务质量对客户满意度的影响。这种类型的研究是一种定量研究,包括使用物证、可靠性、响应性、保证、同理心和伊斯兰教法遵守指标的自变量伊斯兰服务质量。使用随机抽样的数据收集技术,总共有100名受访者。数据采用简单回归法处理。本研究的结果是伊斯兰服务质量影响顾客满意度,这意味着21.4%的顾客满意度变量可以用伊斯兰服务质量变量来解释
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引用次数: 2
SHARIA PROPERTY PURCHASE DECISION WITHOUT BANK: ANALYSIS OF THE INFLUENCE OF PRICE FACTORS, ENVIRONMENT AND RELIGIOSITY 无银行的伊斯兰教房产购买决策:价格因素、环境和宗教信仰的影响分析
Pub Date : 2020-12-30 DOI: 10.26740/jekobi.v3n3.p234-245
Galuh Finna Wais Al Qorni, J. Juliana
The increasing population in Indonesia will have an impact on the increasing need for life, one of which is the need for a home. KPR also comes with a sharia system without involving banks to meet the needs of the community in owning a house better known as Sharia Property. Therefore, the purpose of this research is to analyze whether there is an influence of price, environmental and religiosity factors on sharia property purchase decisions in Indonesia. The research method used is descriptive quantitative with technical data analysis using SEM-PLS method. The data of this research is processed from sharia property consumers in Indonesia amounting to 110 people. The results showed the price level, environmental level and religiosity level are in a high category. All of these variables have a positive influence so that it can influence sharia property purchase decisions. This research is expected to provide benefits for various parties in improving public understanding of Sharia property in order to improve development strategies in sharia property purchase decisions in Indonesia.
印度尼西亚不断增长的人口将对日益增长的生活需求产生影响,其中之一就是对住房的需求。KPR还附带了一个不涉及银行的伊斯兰教法体系,以满足社区拥有一所房子的需求,这所房子更被称为伊斯兰教法财产。因此,本研究的目的是分析价格、环境和宗教信仰因素是否对印度尼西亚的伊斯兰教房产购买决策产生影响。研究方法采用描述性定量,技术数据分析采用SEM-PLS方法。本研究的数据来自印度尼西亚共计110人的伊斯兰教财产消费者。结果显示,物价水平、环境水平和宗教信仰水平均处于较高水平。所有这些变量都有积极的影响,因此它可以影响伊斯兰教财产购买决策。本研究有望为各方提供利益,以提高公众对伊斯兰教财产的理解,以改善印度尼西亚伊斯兰教财产购买决策的发展战略。
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引用次数: 5
PENGARUH KUALITAS PELAYANAN ISLAMI TERHADAP KEPUASAN DONATUR DI LEMBAGA AMIL ZAKAT MUHAMMADIYAH (LAZISMU) KABUPATEN MOJOKERTO 伊斯兰服务质量对慈善机构AMIL ZAKAT MUHAMMADIYAH (lazya MOJOKERTO)捐款满意度的影响
Pub Date : 2020-08-15 DOI: 10.26740/jekobi.v3n2.p200-209
Ahmad Abdan Syakuro, Khusnul Fikriyah
The potential of zakat that has not been realized makes each zakat management institution required to plan a good marketing strategy through quality services and in accordance with Islam. LAZISMU is a national scale zakat institution (LAZNAS), but in the middle of its journey LAZISMU stopped temporarily and is not operating, so in this case it is interesting to check whether zakat management institutions that stop on a national scale can still provide good quality services and can satisfy donors. The purpose of this study is to find out how the influence of the quality of Islamic services on donor satisfaction in LAZISMU in Mojokerto district. Quantitative research used in this study with a total sample of 77 LAZISMU donors in Mojoketo Regency. To obtain data using a questionnaire questionnaire with a closed model. Data analysis uses simple linear regression analysis test, partial test (t test) classic assumption test. The results found that the t test was at a significance value of 0,000 <0.05, which means that service quality variables had a significant and positive effect on donor satisfaction. While the test results of the coefficient of determination (R2) are at a value of 36.3%, meaning that the quality of service variable has a contribution of 36.3% to donor satisfaction.
天课尚未实现的潜力使得每个天课管理机构都需要根据伊斯兰教的要求,通过优质的服务来规划良好的营销战略。LAZISMU是一个全国性的天课机构(LAZNAS),但是在它的旅途中,LAZISMU暂时停止了,没有在运行,所以在这种情况下,看看在全国范围内停止的天课管理机构是否仍然可以提供优质的服务,并能让捐助者满意,是很有趣的。本研究的目的是了解Mojokerto地区LAZISMU伊斯兰服务质量对捐赠者满意度的影响。定量研究在本研究中使用了Mojoketo reggency的77名LAZISMU捐赠者的总样本。使用问卷调查获得数据,问卷调查具有封闭模型。数据分析采用简单线性回归分析检验、偏检验(t检验)经典假设检验。结果发现,t检验的显著性值为0000 <0.05,说明服务质量变量对供者满意度有显著的正向影响。而决定系数(R2)的检验结果为36.3%,即服务质量变量对供者满意度的贡献为36.3%。
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引用次数: 4
PENGARUH PROMOSI ISLAMI DAN KUALITAS PELAYANAN ISLAMI TERHADAP KEPUTUSAN NASABAH MEMILIH TABUNGAN EMAS STUDI PADA PEGADAIAN SYARIAH KABUPATEN GRESIK 伊斯兰教的推广和服务质量对伊斯兰教决定选择格雷斯克伊斯兰教当铺的黄金储备研究的影响
Pub Date : 2020-08-15 DOI: 10.26740/jekobi.v3n2.p187-199
Anjar Arista anjararistas@gmail.com Sari, S. Suryaningsih
Pegadaian Sharia offers a fexible gold investement product ˜Gold Saving which since it was launched in 2015, it has become the most popular. The purpose of this research is to find out the effect of islamic promotion and quality of islamic services to customers purchase decision to be customer of Pegadaian Sharia Gold Saving at Gresik Regency. Using multiple linear regression analysis to analyze data and test hypotheses with SPSS version 23. This research model has two independent variables, namely islamic promotion and quality of islamic services, then the model has one dependent variable that is purchase decision. Data were collected by using questioner and measured by likert scale, distributed to 96 respondents of the Gold Saving customers of Pegadaian Sharia in Gresik Regency, sample selected using simple random sampling terchnique. The result found that islamic promotion didnt significant effect to the customers purchase decision. Then, the quality of islamic service has positive and significant effect on customers purchase decision. However, the result of t-test found these islamic promotion and quality of islamic service has affect in simultaneous on customers purchase of Pegadaian Shariah Gold Saving
Pegadaian Sharia提供灵活的黄金投资产品“黄金储蓄”,自2015年推出以来,它已成为最受欢迎的产品。本研究的目的是找出伊斯兰教的推广和伊斯兰教的服务质量对顾客购买决策的影响,成为Gresik Regency Pegadaian Sharia Gold savings的顾客。使用多元线性回归分析分析数据和检验假设与SPSS版本23。本研究模型有两个自变量,分别是回教推广和回教服务质量,然后模型有一个因变量,即购买决策。采用问卷调查法收集数据,采用李克特量表进行测量,对格列西克摄制区Pegadaian Sharia Gold Saving客户的96名回答者进行问卷调查,抽样采用简单随机抽样法。结果发现,伊斯兰促销对顾客的购买决策没有显著影响。回教服务质量对顾客购买决策有显著的正向影响。然而,t检验的结果发现,这些伊斯兰宣传和伊斯兰服务质量对消费者购买Pegadaian Shariah Gold savings有同步的影响
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引用次数: 2
ANALISIS PRAKTIK MINDRING DALAM PERSPEKTIF EKONOMI ISLAM DI DESA MANYAR SIDORUKUN GRESIK
Pub Date : 2020-08-15 DOI: 10.26740/jekobi.v3n2.p237-249
Qurrota A’yun Zakiyyati, P. S. Prabowo
This Study uses a qualitative descriptive method that aims to determine proces of mindring practice services in the village of Manyar Sidorukun Gresik. From this study it can  can be concluded, that mindring transaction have been going on for dozen of years and are considered as a solution to the household Economy that is easy and fast by using mutual trust. The concept of mindring practice is a service that offers credit sale and purchase with 2 objects namely the object of goods and money. In Islamic economic law the practice of mindring type of goods credit is in accordance with Fatwa No.110/DSN-MUI/IX/2017 concerning sale and purchase agreement and does not include transactions containing usury. Whereas in the practice of mindring the type of money credit is not in accordance with Fatwa concerning the sale and purchase agreement on the provisions of the goods, because the goods referred to in the sale and purchase agreement of credit money are intangible only words, then the contract This money credit includes a loan agreement which contains usury because there are additional requirements that required by mindring practice service provider so that the law is haram.
本研究采用定性描述方法,旨在确定Manyar Sidorukun Gresik村的冥想实践服务过程。从本研究可以得出结论,托管交易已经进行了十几年,被认为是利用相互信任的一种简单快捷的家庭经济解决方案。心灵实践的概念是一种服务,提供信用销售和购买的两个对象,即货物和货币的对象。在伊斯兰经济法中,货物信贷类型的实践符合关于买卖协议的第110/DSN-MUI/IX/2017号法特瓦,不包括含有高利贷的交易。而在修炼实践中,货币信用的类型并不符合法特瓦关于货物买卖协议的规定,因为货物买卖协议中所提到的信用货币都是无形的仅有文字,那么合同中这种货币信用包括了贷款协议,其中包含了高利贷,因为有额外的要求,要求修炼实践服务提供者这样做是违法的。
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引用次数: 0
DAMPAK EVENT MASJID AL-AKBAR SURABAYA TERHADAP KESEJAHTERAAN PEDAGANG SEKITAR AL-AKBAR清真寺事件对当地商人的福祉的影响
Pub Date : 2020-08-15 DOI: 10.26740/jekobi.v3n2.p222-236
Nurul Azizah, A'rasi Fahrullah
Islamic tourism is a type of tourism that potentially has brought welfare for people. As an example, Al-Akbar Surabaya Mosque, which has various kinds of activities bringing the prosperity for vendors surrounding. This research aimed to determine how the impact of the event held by Al-Akbar's mosque towards the welfare of vendors surrounding. This research used a qualitative method with a descriptive approach. This research used the qualitative method using descriptives analysis techniques after doing the interview. Based on the result, the impact of welfare felt by the vendors. The existence of routine events organized by this mosque influenced the income and well-being of traders and their families. The effect perceived by the merchants both materially and spiritually has fulfilled the 'Maqasyid Syariah', proofed that the Al Akbar Mosque has fulfilled the concept of Islamic tourism which is to bring prosperity to the Ummah
伊斯兰旅游是一种可能为人们带来福利的旅游。例如,Al-Akbar Surabaya清真寺,它有各种各样的活动,为周围的供应商带来了繁荣。本研究旨在确定阿克巴清真寺举办的活动对周围商贩福利的影响。本研究采用定性与描述性相结合的方法。本研究在进行访谈后,采用描述性分析技术的定性方法。在此基础上,分析了供应商感受到的福利影响。这座清真寺组织的日常活动的存在影响了商人及其家人的收入和福祉。商人们在物质上和精神上所感受到的效果已经实现了“Maqasyid Syariah”,证明阿克巴清真寺已经实现了伊斯兰旅游的概念,即为Ummah带来繁荣
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引用次数: 0
IMPELEMENTASI PERNYATAAN STANDAR AKUNTANSI KEUANGAN (PSAK) NO.109 DI INISIATIF ZAKAT INDONESIA 隐瞒财务会计准则(PSAK)第109号在印度尼西亚的ZAKAT计划中
Pub Date : 2020-08-15 DOI: 10.26740/jekobi.v3n2.p175-186
Danita Astri Utami, M. Anwar
This study discusses financial accouting standarss that must be used by Zakat Management Organizations (OPZ) as a from of transparency, and accountability to the public and government.The standards initiated by the Indonesian Accounting Association (IAI) namely, PSAK of number 109 concerning Zakat, Infaq/Alms. Accounting includes recognition and measurement, presentation and disclosure. In addition, it can increase the trust of muzaki to give their funds to official zakat institutions. One of them, namely the Inisiatif Zakat Indonesia (IZI)  which has received the title of Fair without Exception in 2017. So, the research objective is obtained to determine the suitability of the application with PSAK of number 109. The research method used is qualitative. The regarding the stage analysis carried out by describing the treatment of recording the financial statements of the Inisiatif Zakat Indonesia (IZI) the compare it with PSAK of number 109. The results of this tudy concluded that the financial report made by Inisiatif Zakat Indonesia (IZI)  were in accordance with PSAK of number 109.
本研究讨论了Zakat管理组织(OPZ)必须使用的财务会计准则,作为透明度和对公众和政府负责的基础。由印度尼西亚会计协会(IAI)发起的标准,即关于天课、Infaq/施舍的第109号PSAK。会计包括确认和计量、列报和披露。此外,它可以增加muzaki的信任,把他们的资金给官方的天课机构。其中之一是印度尼西亚的天课(IZI),它在2017年获得了“毫无例外的公平”称号。因此,研究目的是确定109号PSAK应用的适宜性。使用的研究方法是定性的。关于通过描述印度尼西亚伊斯兰教教课(IZI)的财务报表记录处理进行的阶段分析,并将其与第109号的PSAK进行比较。这项研究的结论是,印尼天课学院(IZI)的财务报告符合第109号的PSAK。
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引用次数: 1
ETIKA BISNIS ISLAM DALAM ERA BISNIS KEKINIAN (STUDI KASUS KEDAI KOPI DISKUUPI SURABAYA) 商业道德在KEKINIAN时代(典雅咖啡案例研究)
Pub Date : 2020-08-15 DOI: 10.26740/jekobi.v3n2.p210-221
Sherin Maydiana, Hendry Cahyono
The tren of consuming coffee among young people today has great potential to increase the amount of coffee consumption in Indonesia. With the proliferation of coffee shops in various cities is proof that coffee lovers are increasing. One of the coffee-based businesses that are in demand today is the current coffee shop. As business people, especially Muslim business people, in conducting their business they should apply business ethics as a driever of competitive behavior so that they are by existing norms and by those stipulated in the Quran, Hadith, and other Islamic sources. This research uses descriptive qualitative case study approach to examine a case that occurs in a certain place and time. The result showed that based on the results of interviews conducted with two sources and compared in-depth discussions with theories and previous studies, Diskuupi only applied the principle of balance, free will, and truth: virtue and honesty, and responsibility.
今天年轻人消费咖啡的趋势有很大的潜力来增加印尼的咖啡消费量。随着咖啡店在各个城市的激增,咖啡爱好者正在增加。以咖啡为基础的业务之一是现在的咖啡店。作为商人,尤其是穆斯林商人,在经营他们的生意时,他们应该把商业道德作为竞争行为的驱动力,这样他们就能遵守现有的规范,以及《古兰经》、圣训和其他伊斯兰教义的规定。本研究采用描述性定性案例研究方法,考察发生在特定时间和地点的案例。结果表明,基于对两个来源的访谈结果,并与理论和先前的研究进行了深入的讨论,Diskuupi只应用了平衡,自由意志和真理原则:美德和诚实,以及责任。
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引用次数: 1
PENGARUH KULITAS DAN PROMOSI TERHADAP KEPUTUSAN PEMBELIAN KOSMETIK WARDAH, MAKEOVER DAN EMINA 对WARDAH化妆品、美容和EMINA购买决策的持久性和晋升的影响
Pub Date : 2020-08-10 DOI: 10.26740/jekobi.v3n2.p139-151
Anggita Maudilla Safira, P. S. Prabowo
The development of the cosmetics industry in Indonesia in 2010 - 2015 has increased every year. This is evidenced by the high level of cosmetics production in Indonesia. With that, the cosmetics industry is given the trust to produce good quality cosmetic products. This study aims to determine the effect of product quality (X1) and promotion (X2) on purchasing decisions (Y) of Wardah, MakeOver and Emina cosmetic products. The sample used in this study were 100 Muslim female respondents who used Wardah, MakeOver and Emina cosmetics in Surabaya. The approach taken in this research was an associative quantitative approach. Primary data obtained from the distribution of questionnaires to consumers who use Wardah, MakeOver and Emina cosmetics. The analysis technique used in this research was Partial Least Square (PLS) analysis. The results of this study indicated that product quality has a positive and significant effect on purchasing decisions. In addition, promotion also affected positively and significantly on purchasing decisions.
2010 - 2015年印尼化妆品行业的发展每年都在增长。印尼高水平的化妆品生产证明了这一点。因此,化妆品行业被赋予了生产高质量化妆品的信任。本研究旨在确定产品质量(X1)和促销(X2)对Wardah、MakeOver和Emina化妆品购买决策(Y)的影响。在这项研究中使用的样本是100名穆斯林女性受访者,她们在泗水使用Wardah、MakeOver和Emina化妆品。本研究采用的方法是一种关联定量方法。主要数据来自向使用Wardah、MakeOver和Emina化妆品的消费者分发问卷。本研究采用偏最小二乘(PLS)分析方法。本研究结果显示,产品品质对购买决策有正向且显著的影响。此外,促销对购买决策也有显著的正向影响。
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引用次数: 0
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Jurnal Ekonomika dan Bisnis Islam
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