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Pengaruh Religiusitas, Kepercayaan , Lokasi, Dan Pelayanan Terhadap Minat Membayar Zakat 宗教、信仰、地点和服务对支付Zakat利益的影响
Pub Date : 2022-01-19 DOI: 10.26740/jekobi.v4n3.p188-201
Novia Dwi Safitri, S. Suryaningsih
Zakat is one of the instruments to equalize income to reduce poverty. The potential for zakat in Indonesia, especially in East Java is very high, but this has not been offset by the realization of the collection. People tend to pay zakat directly to mustahiq. This study aims to determine whether there is an influence of religiosity, belief, location, and service on the interest of the people of East Java in paying zakat through BAZNAS. In this study, the method used is a qualitative approach with a measurement scale using a Likert scale and multiple linear regression analysis techniques. The results showed that the variables of religiosity, trust, and service did not affect the interest in paying zakat through BAZNAS partially. While the location variable affects people's interest in paying zakat through BAZNAS. Together or simultaneously the variables of religiosity, belief, location, and service affect the interest in paying zakat through BAZNAS.
天课是平衡收入以减少贫困的手段之一。在印度尼西亚,特别是在东爪哇,天课的潜力非常大,但这并没有被收集的实现所抵消。人们倾向于直接向穆斯林缴纳天课。本研究旨在确定宗教信仰、信仰、地点和服务是否对东爪哇人民通过BAZNAS支付天课的兴趣有影响。在本研究中,使用的方法是定性方法,采用李克特量表和多元线性回归分析技术的测量量表。结果表明,宗教信仰、信任和服务等变量对学生通过BAZNAS支付天课的兴趣没有部分影响。而地点变量影响人们通过BAZNAS支付天课的兴趣。宗教信仰、信仰、地点和服务等变量共同或同时影响通过BAZNAS支付天课的兴趣。
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引用次数: 3
LITERASI EKONOMI SYARIAH PADA SANTRI PONDOK PESANTREN BAHRUL ULUM TAMBAKBERAS KABUPATEN JOMBANG
Pub Date : 2022-01-19 DOI: 10.26740/jekobi.v4n3.p1-14
Zeni Rahmawati, Rachma Indrarini
Islamic economics and finance in Indonesia have developed rapidly in last two decades. However, Indonesias Islamic economic literacy is still low at 16,3%. One way that the government has taken toincrease Islamic economic literacy is by encouraging Islamic boarding schools to increase Islamic economic and financial literacy.  The purpose of this research is to determine the level of Islamic economic literacy of Santri Islamic Boarding School Bahrul Ulum Tambakberas Jombang using a quantitative approach. Sources of data in this research are primary data and secondary data. Primary data is obtained from answers given by respondents in distributed questionnaires. Secondary data were obtained from library research. The number of respondents was 89 santri. Data were collected using a questionnaire. The test on the research instrument was the validity test and reliability test. The data analysis technique used is descriptive statistics. The result showed that the Islamic economic literacy level of santri was in the sufficient literate category with an average of 73,64%. The Islamic economic literacy index is obtained by calculating the literacy rate of each aspect multiplied by the weight of the constituent aspects, so the result of islamic economic literacy index of santri is 36,61% (well literate).
近二十年来,印尼的伊斯兰经济和金融发展迅速。然而,印尼的伊斯兰经济知识水平仍然很低,只有16.3%。政府提高伊斯兰经济知识的一种方法是鼓励伊斯兰寄宿学校提高伊斯兰经济和金融知识。本研究的目的是利用定量方法确定Santri伊斯兰寄宿学校Bahrul Ulum Tambakberas Jombang的伊斯兰经济素养水平。本研究的数据来源分为一手数据和二次数据。主要数据来自于受访者在分发的问卷中给出的答案。辅助资料来自图书馆研究。受访者人数为89人。通过问卷调查收集数据。对研究仪器进行了效度检验和信度检验。使用的数据分析技术是描述性统计。结果表明,santri的伊斯兰经济文化水平处于充分文化水平,平均为73,64%。伊斯兰经济素养指数通过计算各方面的识字率乘以组成方面的权重得到,因此santri的伊斯兰经济素养指数为36.61%(良好识字)。
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引用次数: 1
Pengaruh Halal Knowledge, Islamic Religiosity dan Kualitas Produk terhadap Keputusan Pembelian Produk Wardah 清真知识、伊斯兰宗教和产品质量对Wardah产品购买决策的影响
Pub Date : 2021-12-31 DOI: 10.26740/jekobi.v4n3.p215-229
Dewi Nabila Achmad, Khusnul Fikriyah
Kosmetik the main needs of society in countries that are predominantly Muslim, Wardah is a brand of cosmetics brand in the first country to include halal label on its products, and is also known by some communities in Indonesia as products that demonstrate its existence, safe, high quality and also halal. This study aims to determine the effect of halal knowledge, religiosity and product quality on purchasing decisions of wardah cosmetics on Muslim consumers in Surabaya. The sampling technique used is a non-probability sampling technique in the form of purposive sampling with the population being Muslim consumers in the city of Surabaya, East Java. This study uses quantitative research methods from primary data. Meanwhile, the research sample amounted to 100 respondents. Hypothesis testing using multiple linear regression analysis on SPSS version 24. Based on the results of this study Partially, in this study, the variables of halal knowledge and Islamic religiosity did not have a significant effect on purchasing decisions. While partially in this study product quality variables have a significant effect on purchasing decisions. And simultaneously the three independent variables halal knowledge, Islamic religiosity and product quality affect the dependent variable, namely purchasing decisions.. 
为了满足以穆斯林为主的国家社会的主要需求,Wardah是第一个在其产品上包含清真标签的国家的化妆品品牌,也被印度尼西亚的一些社区所知,作为证明其存在,安全,高质量和清真的产品。本研究旨在确定清真知识、宗教信仰和产品质量对泗水穆斯林消费者购买华达化妆品决策的影响。所使用的抽样技术是有目的抽样形式的非概率抽样技术,人口为东爪哇泗水市的穆斯林消费者。本研究从原始数据出发,采用定量研究方法。同时,调查样本为100人。假设检验使用多元线性回归分析SPSS版本24。根据本研究的部分结果,在本研究中,清真知识和伊斯兰宗教信仰的变量对购买决策没有显著影响。而在本研究中,部分产品质量变量对购买决策有显著影响。同时,清真知识、伊斯兰宗教信仰和产品质量三个自变量影响因变量即购买决策。
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引用次数: 0
Peran BMT Mandiri Artha Syariah Dalam Pemberdayaan UMKM Di Kabupaten Bojonegoro Pada Masa Pandemi Covid-19
Pub Date : 2021-10-24 DOI: 10.26740/jekobi.v4n2.p85-97
Mila Bistiana, Rachma Indrarini
Dengan penurunan perekonomian selama pandemi Covid-19, UMKM menghadapi beberapa kesulitan dalam usahanya. Penelitian ini bertujuan untuk mengetahui peran BMT Mandiri Artha Syariah dalam pemberdayaan UMKM baik sebelum maupun pada masa pandemi Covid-19. Untuk mendapatkan hasil penelitian yang dapat memaknai peran BMT dalam pemberdayaan UMKM , peneliti menggunakan pendekatan deskriptif kualitatif. BMT Mandiri Artha Syariah Bojonegoro menjadi objek dalam penelitian ini . Sumber data dalam penelitian ini adalah data primer dan data sekunder. Data primer adalah data yang diperoleh peneliti langsung dari informan. Dan data sekunder adalah data yang diperoleh peneliti secara tidak langsung dari buku dan jurnal yang mendukung penelitian. Teknik validitas data yang digunakan dalam penelitian ini adalah teknik triangulasi sumber dan triangulasi teknik. Teknik analisis data menggunakan model Analisis Interaktif dari Miles dan Huberman yang terdiri dari pengumpulan data, reduksi data, penyajian data, dan kesimpulan pembuatan . Hasil penelitian menunjukkan bahwa program pembiayaan UMKM di BMT Artha sudah berjalan dengan baik, namun ada beberapa pelayanan yang perlu diperhatikan . Sebelum C ovid - 19 wabah, program pendanaan berjalan dengan baik. Namun di masa pandemi ini, banyak UMKM yang mengalami wanprestasi sehingga BMT Artha memberikan kelonggaran dalam waktu pembayaran dan selektif dalam memberikan program pendanaan.
随着Covid-19大流行期间的经济衰退,UMKM的努力遇到了一些困难。本研究旨在确定BMT Mandiri Artha伊斯兰教法在Covid-19大流行之前和期间在UMKM的授权中所起的作用。为了获得一项对BMT在UMKM赋权中的作用的研究结果,研究人员采用了一种描述性质的方法。BMT Mandiri Artha教法Bojonegoro成为这项研究的对象。本研究的数据来源是原始和次要数据。原始数据是研究人员直接从告密者那里获得的数据。次要数据是研究人员通过支持研究的书籍和期刊间接获得的数据。本研究中使用的数据有效性的技术是源三角法和工程三角法。数据分析技术使用迈尔斯和胡伯曼的互动分析模型,由数据收集、数据还原、数据展示和构建结论组成。研究结果表明,BMT Artha的UMKM融资项目进展顺利,但需要注意一些服务。在C ovid - 19疫情爆发之前,该项目进行得很顺利。但在这些大流行期间,许多UMKM都取得了成就,因此BMT Artha在支付时间和分配资金计划方面给予了自由。
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引用次数: 4
Pengaruh Religiusitas dan Citra Bank Syariah terhadap Minat Menabung melalui Bank Syariah di Sidoarjo 伊斯兰银行的宗教和形象对通过Sidoarjo的伊斯兰银行储蓄的兴趣的影响
Pub Date : 2021-10-24 DOI: 10.26740/jekobi.v4n2.p37-49
Ervanda Revonnarta, Rachma Indrarini
Asset, financing and third-party fund of bank were increasing in past three years. But, it was not followed by the increase of market share in national banking market. It means that peoples interest in islamic banking still low. This study aims to know whether religiosity and islamic bank image influence saving intention to islamic bank in Sidoarjo. This study is a quantitative study. Using validation test and reliability test for instrument testing, classic assumption testing, multiple linear regression testing and hypothesis test consisting of partial test, simultaneously test and R squared test. The result of this study explains that religiosity and islamic bank image are influencing saving intention to islamic bank in Sidoarjo in both partial and simultaneously way. Variable of religiosity and islamic bank image have the strength to influence saving intention to islamic bank in Sidoarjo by 72,7%.
近三年来,银行的资产、融资和第三方资金都在不断增加。但是,在全国银行市场中所占的份额并没有随之增加。这意味着人们对伊斯兰银行的兴趣仍然很低。本研究旨在了解宗教信仰度和伊斯兰银行形象是否会影响人们对伊斯兰银行的储蓄意愿。这项研究是一项定量研究。采用验证检验和信度检验进行仪器检验、经典假设检验、多元线性回归检验和由偏检验、同时检验和R方检验组成的假设检验。本研究的结果说明,宗教信仰和伊斯兰银行形象对西多阿霍地区的伊斯兰银行储蓄意愿既有部分影响,也有同时影响。宗教信仰和伊斯兰银行形象这两个变量对Sidoarjo地区伊斯兰银行储蓄意愿的影响强度为72.7%。
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引用次数: 1
Pengaruh Penggunaan Digital Payment terhadap Perilaku Konsumsi Islam Masyarakat Surabaya Pada Masa Pandemi Covid-19 在科维-19大流行期间,使用数字支付对泗水社区伊斯兰消费行为的影响
Pub Date : 2021-10-24 DOI: 10.26740/jekobi.v4n2.p64-74
Siska Puspitasari, Rachma Indrarini
AbstractDuring the Covid-19 pandemic, people's habits changed slightly, namely that almost all activities were carried out online including school, work, and shopping. To meet their daily needs, people have switched to using e-commerce and payment systems using digital payments to avoid direct contact with money. This study was conducted to determine the effect of the use of digital payments on the Islamic consumption behavior of the people of Surabaya during the Covid-19 pandemic. In this study using quantitative methods with a Likert scale measuring instrument with data analysis techniques using simple linear regression using SPSS 25.0. The results in this study indicate that the use of digital payments has a positive and significant effect on Islamic consumption behavior.
摘要新冠肺炎疫情期间,人们的生活习惯发生了轻微变化,包括学习、工作和购物在内的几乎所有活动都在网上进行。为了满足他们的日常需求,人们已经转向使用电子商务和使用数字支付的支付系统,以避免直接接触金钱。本研究旨在确定2019冠状病毒病大流行期间使用数字支付对泗水人民伊斯兰消费行为的影响。本研究采用定量方法,采用李克特量表测量仪,数据分析技术采用简单线性回归,使用SPSS 25.0软件。本研究结果表明,数字支付的使用对伊斯兰消费行为具有积极而显著的影响。
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引用次数: 3
Fenomena Pernikahan Dini dan Tinjauannya Secara Ekonomi di Kecamatan Sepulu Kabupaten Bangkalan
Pub Date : 2021-10-24 DOI: 10.26740/jekobi.v4n2.p134-141
Rhodi Pranata, Arasy Fahrullah
This study aims to determine the factors that drive early marriage in the Sepulu District of Bangkalan Regency. The method used in this research is descriptive qualitative using field research. information and data sources in this study are people who do early marriage in the District of Sepulu, Bangkalan District. This research uses the source triangulation method. the results of this study indicate that the factors driving the early marriage that occurred in the District of Sepulu Bangkalan District are economic factors, educational factors, parental factors, and customs factors.
本研究旨在确定驱动早婚在邦卡兰摄政Sepulu区因素。本研究采用的方法是描述定性结合实地调查。本研究的信息和数据来源是Bangkalan区Sepulu区的早婚人群。本研究采用源三角法。本研究结果表明,影响Sepulu Bangkalan地区早婚的因素主要有经济因素、教育因素、父母因素和习俗因素。
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引用次数: 0
PENGARUH KUALITAS AKTIVA PRODUKTIF TERHADAP PROFITABILITAS BANK UMUM SYARIAH 生产性活动质量对伊斯兰公共银行盈利能力的影响
Pub Date : 2021-10-24 DOI: 10.26740/jekobi.v4n2.p200-208
Iksanti Nur Widhiati
Bank syariah mempunyai orientasi akan laba ataupun keuntungan. Laba yang didapatkan tidak semata guna kepentingan pemilik ataupun pendiri, namun juga amat penting pada berkembangnya usaha bank syariah.Satu diantara beberapa perihal utama saat menjaga keeksistensian sebuah bank yakni terdapat hasil maksimal pada operasional bank yang diamati dengan meningkatnya kinerja keuangan yang dimiliki suatu bank dibandingkan dengan periode sebelumnya. Kondisi kinerja keuangan dimanfaatkan selaku bahan pertimbangan pada pemutusan kebijakan manajerial akan selurus aspek pada dunia perbankan. Penilaian pada kualitas aktiva produktif ditujukan guna melakukan penilaian bagaimanakah keadaan asset yang diperoleh bank, juga mencakup antisipasi atas risiko kegagalan pembayaran melalui pembiayaan yang ada. Dikarenakan aktiva produktif cukup tinggi risikonya, sehingga bank hendaknya menyisihkan sebagian dari laba guna membentuk pencadangan risiko atas aktiva produktif. Penelitian berikut bertujuan guna melakukan analisa pada pengaruh variable kualitas aktiva produktif terhadap profitabilitas bank umum Syariah periode 2014-2018. Penelitian berikut tergolong pada penelitian kuantitatif asosiatif melalui menggunakan regresi linear sederhana. Hasil penelitian memperlihatkan bahwasanya kualitas aktiva produktif memiliki pengaruh positif dan signifikan terhadap profitabilitas Bank Umum Syariah. Kata Kunci : Kualitas Aktiva Produktif , ROA, Profitabilitas
伊斯兰银行对利润或利润都有取向。获得利润不仅符合所有者或创始人的利益,而且对伊斯兰银行的发展至关重要。其中之一是,在保持银行存活率最大的银行存活率方面,被观察到的银行的财务业绩比过去任何时候都要高得多。财务表现状况是考虑到银行内部的管理政策是否彻底废除。对生产性资产质量的评估是用来评估银行获得的资产状况,以及通过现有融资预测违约风险。由于收入活动的风险很高,银行应该保留一部分利润,以便对生产性活动进行风险储备。以下研究旨在分析2014-2018年伊斯兰公共银行盈利能力可变的影响。以下研究属于通过简单的线性回归的定量联想研究。研究结果表明,生产性活动的质量对伊斯兰公共银行的盈利能力有着积极而重要的影响。关键词:生产性活动质量,ROA,盈利能力
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引用次数: 1
Peran Kepemimpinan Islami Sebagai Upaya Optimalisasi Kinerja dan Kesejahteraan Karyawan di CV. Pratama Ekspedisi Kabupaten Pasuruan 伊斯兰领导作用是简历中员工表现和福利的优化努力。帕苏鲁安区主要探险
Pub Date : 2021-10-24 DOI: 10.26740/jekobi.v4n2.p219-232
Della Pratami Putri, S. Suryaningsih
 Indonesia is a country with a Muslim majority in it. So it would be nice if a system was based on Islamic rules, including leadership. An organization can operate well if there are leaders and optimal employee performance. The role of a leader is very important and has a correlation in optimizing employee performance and employee welfare. The purpose of this study was to see the role of Islamic leadership in optimizing employee performance and employee welfare at CV. Pratama Ekspedisi of Pasuruan Regency. The research method used is a descriptive qualitative approach by collecting data with the interview method then analyzing and concluding the results of the data. This research results that the role of a leader who is Islamic is able to optimize the performance and improve the welfare of the employees of CV. Pratama Ekspeidisi of Pasuruan Regency. Keywords: Islamic leadership, employee performance, employee welfare
印度尼西亚是一个穆斯林占多数的国家。因此,如果一个体系是基于伊斯兰规则的,包括领导层,那就太好了。如果有领导者和最佳的员工表现,一个组织就能运转良好。领导者的作用是非常重要的,并且在优化员工绩效和员工福利方面具有相关性。本研究的目的是了解伊斯兰领导在优化员工绩效和员工福利方面的作用。帕苏鲁瓦摄政的普拉塔玛·埃斯佩迪西。使用的研究方法是描述性定性方法,通过访谈法收集数据,然后分析和总结数据的结果。本研究发现,伊斯兰教的领导角色能够优化员工简历的绩效,提高员工的福利。帕苏鲁瓦摄政的普拉塔玛·埃克斯佩迪西。关键词:伊斯兰领导,员工绩效,员工福利
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引用次数: 0
STRATEGI MANAJEMEN FUNDRAISING WAKAF OLEH LEMBAGA WAKAF AL-AZHAR DALAM OPTIMALISASI WAKAF UANG azhar贷款机构WAKAF AL-AZHAR的财务管理策略
Pub Date : 2021-10-24 DOI: 10.26740/jekobi.v4n2.p1-12
Ghea Agita, M. Anwar
Waqf management is the process of an organization in planning, organizing, leadership, and supervising various efforts of Nazhir to support the organization in achieving optimal goals. The purpose of this study is to determine how the implementation of the cash waqf fundraising strategy implemented in the Al-Azhar Waqf institution. This research uses a descriptive qualitative approach and uses purposive sampling. The results of this study concluded that the money waqf fundraising strategy by the Al-Azhar Waqf institution was implemented using the 5 ways method of funding and increasing your waqf fund. In addition, the Al-Azhar Waqf institution in carrying out the fundraising management strategy has implemented the fundraising management functions properly, namely planning, organizing, leadership, and supervision. However, in the implementation of fundraising activities there are obstacles that need to be considered in order to launch waqf fundraising activities, namely the lack of human resources both in terms of quality and quantity. Thus, this obstacle becomes an obstacle in the productivity of fundraiser activities in optimizing the collection of waqf funds.
Waqf管理是一个组织计划、组织、领导和监督Nazhir的各种努力,以支持组织实现最佳目标的过程。本研究的目的是确定如何在爱资哈尔waqf机构实施现金waqf筹款战略。本研究采用描述性定性方法,并采用目的性抽样。本研究的结果表明,Al-Azhar waqf机构的资金waqf筹款策略是使用5种方法来筹集和增加waqf基金。此外,爱资哈尔Waqf机构在执行筹款管理战略时,很好地履行了筹款管理职能,即计划、组织、领导和监督。然而,在筹款活动的实施中,开展waqf筹款活动需要考虑的障碍是人力资源在质量和数量上的缺乏。因此,这一障碍成为筹款活动的生产力在优化waqf资金收集方面的障碍。
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引用次数: 0
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Jurnal Ekonomika dan Bisnis Islam
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