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Pengaruh Literasi Ekonomi Syariah terhadap Minat Mahasiswa Menabung di Bank Syariah 伊斯兰经济素养对学生在伊斯兰银行存款的兴趣的影响
Pub Date : 2021-04-30 DOI: 10.26740/jekobi.v4n1.p99-109
Erika Firdiana, Khusnul Fikriyah
The purpose of this research was to understand whether or not Islamic economics literacy influence college students saving interest in Islamic bank. The sampling technique used in purposive sampling technique with a population of study is college student of sharia economics, sharia banking, Islamic economics and sharia accounting major or study program in East Java which is calculated using the convenience formula. The study used a quantitative research method with questionnaire as the primary data. In testing the hypothesis used simple linier regression analysis techniques. So The result obtained shows that Islamic economics literacy has positive and significant influence to the college students saving interest in Islamic bank with significance value of 0,000 < 0,005 with regression equation as Y = 1,118 + 0,227X.
本研究的目的是了解伊斯兰经济学素养是否影响大学生在伊斯兰银行的储蓄利息。有目的抽样技术中使用的抽样技术以东爪哇省伊斯兰经济学、伊斯兰银行、伊斯兰经济学和伊斯兰会计专业或学习项目的大学生为研究对象,采用方便公式计算。本研究采用以问卷调查为主要资料的定量研究方法。在检验假设时使用了简单的线性回归分析技术。因此得到的结果表明,伊斯兰经济学素养对大学生在伊斯兰银行储蓄利息有正向显著影响,显著性值为0000 < 005,回归方程为Y = 1118 + 0227 x。
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引用次数: 1
Pengaruh Promosi Islami Terhadap Keputusan Nasabah Memilih Produk Tabungan Emas Di Unit Pegdaian Syariah JMP Surabaya 伊斯兰推广对客户选择伊斯兰JMP泗水gmp的黄金储蓄产品的影响
Pub Date : 2021-04-30 DOI: 10.26740/jekobi.v4n1.p186-195
Novita Sari, Khusnul Fikriyah
AbstractThis study aims to determine the effect of Islamic promotion on customer decisions to choose gold savings products at UPS JMP Surabaya. This research uses a quantitative approach with descriptive methods. Researchers used the interview method and used a questionnaire to collect data. And involving 84 respondents who have been tested for validity and reliability. So the results of the simple linear regression test and the results of the t test show if Islamic promotion have an effect on customer decision in choosing gold savings products. It is hoped that the next researchers who take a similar theme, researchers hope to add new variables so that they can provide various kinds of information related to the effect of Islamic promotion on customer decisions in choosing gold savings products, or can expand the subject of this study.Keywords: Customer Decisions, Promotion, Gold Savings
摘要本研究旨在探讨伊斯兰宣传对UPS JMP泗水公司客户黄金储蓄产品选择决策的影响。本研究采用定量方法和描述性方法。研究人员使用访谈法和问卷调查来收集数据。并涉及84名受访者,他们已经进行了有效性和可靠性测试。因此,简单线性回归检验和t检验的结果表明,伊斯兰促销是否对客户选择黄金储蓄产品的决策有影响。希望接下来的研究人员采取类似的主题,研究人员希望增加新的变量,以便他们能够提供伊斯兰促销对客户选择黄金储蓄产品决策影响的各种相关信息,或者可以扩展本研究的主题。关键词:顾客决策,促销,黄金储蓄
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引用次数: 0
Praktik Tambang Batu Kapur Dalam Perspektif Ekonomi Islam di Tuban Jawa Timur
Pub Date : 2021-04-30 DOI: 10.26740/jekobi.v4n1.p151-163
Siti Shahriyah, Arasy Fahrullah
The purpose of this study was to determine a review from an Islamic economic point of view of the limestone mining practices in Tuban, East Java. This study uses a descriptive qualitative approach which aims to analyze the Islamic economic view of the limestone mining activity and its impacts in Tuban, East Java. The object taken is a mine site in Bektiharjo Village. This study uses primary data and secondary data to support the research process. Primary data obtained directly by the author from the results of interviews with sources. Meanwhile, secondary data were obtained from reading books and other literature. This study uses triangulation of sources and techniques as data validity, and uses Miles and Hubberman field data analysis models in the form of data reduction, data presentation, and data verification. The results of this study indicate that the existence of this limestone mining activity can create ample employment opportunities for local residents, however mining managers ignore the basic values of Islamic business ethics, namely balance, free will, and responsibility. In addition, economic pressure and the lack of public knowledge and awareness about the long-term impacts that may arise from mining activities are one of the factors that keep mining activities continuing.
这项研究的目的是从伊斯兰经济的角度对东爪哇图班的石灰石开采做法进行审查。本研究采用描述性定性方法,旨在分析伊斯兰经济学对东爪哇图班石灰石开采活动及其影响的看法。拍摄对象是Bektiharjo村的一个矿区。本研究使用一手数据和二手数据来支持研究过程。原始数据由作者直接从采访来源的结果中获得。同时,从阅读书籍和其他文献中获得辅助数据。本研究采用来源和技术的三角测量作为数据有效性,并以数据简化、数据呈现和数据验证的形式使用Miles和Hubberman现场数据分析模型。本研究结果表明,这种石灰石开采活动的存在可以为当地居民创造充足的就业机会,但采矿管理者忽视了伊斯兰商业伦理的基本价值观,即平衡、自由意志和责任。此外,经济压力和公众对采矿活动可能产生的长期影响缺乏了解和认识是使采矿活动继续进行的因素之一。
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引用次数: 0
Pengaruh Penggunaan Uang Elektronik (E-Money) Berbasis Server Sebagai Alat Transaksi terhadap Penciptaan Gerakan Less Cash Society Pada Generasi Milenial di Surabaya 以电子货币为基础的服务器作为一种交易工具,对泗水千禧一代无现金社会的创造产生影响
Pub Date : 2021-04-30 DOI: 10.26740/jekobi.v4n1.p196-206
Riska Widya Abiba, Rachma Indrarini
The increasing development of financial technology has led to change in the payment instrument in society, for example, the use of cash to electronic money (e-money) in a daily transaction. One of the users of e-money is Millenials. Millennials are the main actor of technological sophistication in which they will be treated to various convenience and practicality in making a transaction in their economic activity. Therefore, it is possible to increase the use of e-money in a transaction. If there is an increment in the use of e-money, it can indicate the new creation of a social phenomenon in society namely a cashless society. A cashless society consists of people who tend to be minimal in using cash and they are more likely to use electronic payment in a transaction. This research aims to determine the effect of the independent variable use of electronic money (e-money) on the dependent variable of the cashless society movement in the Millennials in Surabaya. The method used in this research is quantitative by using a likert scale measuring instrument and a simple linear regression analysis technique in software named SPSS 24. The result shows that the variable use of electronic money has a positive and significant effect on the cashless society movement.
金融技术的日益发展导致了社会支付工具的变化,例如在日常交易中使用现金到电子货币(e-money)。电子货币的用户之一是千禧一代。千禧一代是技术成熟的主要参与者,在他们的经济活动中,他们将在进行交易时获得各种便利和实用性。因此,在交易中增加电子货币的使用是可能的。如果电子货币的使用增加,它可以表明一种社会现象的新创造,即无现金社会。无现金社会是指那些很少使用现金的人,他们更有可能在交易中使用电子支付。本研究旨在确定泗水千禧一代无现金社会运动的自变量使用电子货币(e-money)对因变量的影响。本研究使用的方法是定量的,在SPSS 24软件中使用李克特量表测量仪和简单的线性回归分析技术。结果表明,电子货币的可变使用对无现金社会运动具有积极而显著的影响。
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引用次数: 4
Hubungan Inovasi Produk Makanan Terhadap Minat Beli Masyarakat di Gresik 食品创新关系关系到人们对格雷斯克的兴趣
Pub Date : 2021-04-30 DOI: 10.26740/jekobi.v4n1.p55-64
Akbar Ariza Asmoro, Rachma Indrarini
The product is subjective knowledge from the producer that can be offered in an effort to achieve goals through fulfilling customer needs and desire in accordance with their capacity and purchase power. About the product then the more noticed aspect is product innovation. Product innovation is the key to winning business competition. This research has a purpose to find the relationship of food products innovation to people's buying interests in Gresik using a simple correlation analysis method to analyze data and use spss program version 24 to process data. This research uses 1 independent variable namely product innovation and 1 dependent variable that is buying interest. The data was obtained from a questionnaire that has been shared with 100 respondents, namely the gresik city community selected through purposive sampling techniques and measured on a likert scale. The results found that food product innovation has a significant strong relationship to people's buying interests in Gresik.
产品是来自生产者的主观知识,可以根据消费者的能力和购买力,通过满足他们的需求和欲望来努力实现目标。关于产品,那么更值得注意的方面是产品创新。产品创新是赢得商业竞争的关键。本研究的目的是通过简单的相关分析法对数据进行分析,并使用spss软件24版对数据进行处理,找出食品创新与人们在Gresik的购买兴趣之间的关系。本研究使用1个自变量即产品创新和1个因变量即购买兴趣。数据来自与100名受访者共享的调查问卷,即通过有目的抽样技术选择的gresik城市社区,并以李克特量表进行测量。结果发现,食品产品创新与人们在Gresik的购买兴趣有显著的强相关性。
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引用次数: 3
PENGARUH PELATIHAN DAN PENGEMBANGAN SUMBER DAYA INSANI TERHADAP KINERJA ISLAMI KARYAWAN PADA PT JAMKRINDO CABANG SURABAYA INSANI资源培训和开发对泗水分部PT JAMKRINDO员工伊斯兰表现的影响
Pub Date : 2021-04-30 DOI: 10.26740/jekobi.v4n1.p78-87
Alam Fabian Hardityo, Arasy Fahrullah
The purpose of this research is to analyze the influence of training and human resource development with Islamic employee performance of PT Jamkrindo on Surabaya branch. The author use a quantitive research method with an assosiative approach. The number of samples in this research are 25 respondents. Data collection techniques in this study used a questionnaire and measured with a Likert scale and then processed and with IBM SPSS Statistics 25 software. The results of this study indicate that training and development, each of which has a significant effect on Islamic employee performance. The training and development variable has a correlation of 81,6%, which means that training and development variable has a positive contribution of Islamic employee performance and the remaining 18,4% is obtained from other element not examined in this study.
本研究的目的是分析PT Jamkrindo在泗水分公司的培训和人力资源开发对伊斯兰员工绩效的影响。作者采用了定量研究方法和关联研究方法。本研究样本数量为25个受访者。本研究的数据收集技术采用问卷调查和李克特量表测量,然后用IBM SPSS Statistics 25软件进行处理。本研究结果表明,培训和发展对伊斯兰教员工绩效均有显著影响。培训和发展变量的相关性为81.6%,这意味着培训和发展变量对伊斯兰员工绩效有正贡献,其余18.4%来自本研究未检查的其他因素。
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引用次数: 2
IMPLEMENTASI STRATEGI ISLAMIC MARKETING MIX PADA KOKUMI TRANSMART RUNGKUT SURABAYA
Pub Date : 2021-04-30 DOI: 10.26740/jekobi.v4n1.p172-185
Fatima Carmitha Nurfaizah
Wide competition causes the need for a marketing strategy that can make its business grow, one of which is the 4P marketing mix (product, price, place, and promotion) as a marketing tool, which will then have an influence on the sales volume owned by the company. The focus of this research is the implementation of the 4P marketing mix strategy at Kokumi Transmart Surabaya which is associated with conformity based on sharia principles. This type of research uses field research, in which to obtain data using interviews, observation, and documentation. This understanding uses a qualitative approach. The conclusions in this study indicate that the implementation of the marketing mix carried out by Kokumi Transmart Rungkut is in accordance with Islamic principles and principles, as evidenced by the condition of the product which does not contain intoxicating elements for consumers and also does not contain pork, for pricing Kokumi provides competitive prices and adjusts From the quality level given, promotional activities are also carried out well, there is no act of cheating or even trying to overthrow other competitors, and in organizing the venue, Kokumi has provided a comfortable and safe place for its consumers.
广泛的竞争导致需要一个营销策略,可以使其业务增长,其中之一是4P营销组合(产品,价格,地点和促销)作为一种营销工具,这将对公司拥有的销售量产生影响。本研究的重点是在Kokumi Transmart泗水实施4P营销组合策略,该策略与基于伊斯兰教原则的一致性有关。这种类型的研究采用实地调查,通过访谈、观察和文献来获取数据。这种理解使用了定性的方法。本研究的结论表明,Kokumi Transmart Rungkut所进行的营销组合的实施符合伊斯兰教的原则和原则,从产品不含让消费者麻醉的元素,也不含猪肉的情况可以看出,Kokumi的定价提供了有竞争力的价格,并从给出的质量水平进行调整,促销活动也进行得很好。没有欺骗行为,甚至没有试图推翻其他竞争对手的行为,在组织场地方面,Kokumi为消费者提供了一个舒适和安全的地方。
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引用次数: 1
PENERAPAN ETIKA BISNIS SYARIAH DAN DAMPAKNYA TERHADAP LOYALITAS PELANGGAN PADA YAYASAN AQIQOH NURUL HAYAT SURABAYA 伊斯兰商业道德的应用以及它对客户忠诚的影响
Pub Date : 2021-04-30 DOI: 10.26740/jekobi.v4n1.p207-218
Resti Kartika Maharti, Arasy Fahrullah
Abstract The purpose of this study was to determine how the application of Islamic Business Ethics and its impact on customer loyalty at the Aqiqah Nurul HayatSurabaya. This study uses a qualitative method. The purpose of using qualitative methods is to understand the phenomenon of what is experienced by research subjects, in the subject under study there are several types of data, namely internal and external, in internal subjects, namely employees in the Operational Division who are in charge of carrying out Operational Marketing activities at the Aqiqah Nurul HayatSurabaya, while the external data subject is the customers of the Aqiqah Nurul HayatFoundation Surabaya. Another external research subject is a customer who has subscribed to or purchased Aqiqah services at the Aqiqah Nurul HayatSurabaya to provide information on how to implement Islamic Business Ethics at the Aqiqah Nurul HayatSurabaya. Collecting data in this study using interview techniques to find out and get the desired data followed by documentation techniques and direct observation. The results of this study indicate that the application of Islamic Business Ethics has a significant impact on increasing customer loyalty of the Aqiqah Nurul Hayatsuch as customer satisfaction through honest employee performance and paying attention to the halalness of the products being sold.
摘要本研究的目的是确定伊斯兰商业伦理在Aqiqah Nurul HayatSurabaya的应用及其对客户忠诚度的影响。本研究采用定性方法。使用定性方法的目的是了解研究对象所经历的现象,在研究对象中有几种类型的数据,即内部和外部,在内部对象中,即负责在Aqiqah Nurul HayatSurabaya开展运营营销活动的运营部门的员工,而外部数据主体是Aqiqah Nurul HayatFoundation Surabaya的客户。另一个外部研究对象是在Aqiqah Nurul HayatSurabaya订阅或购买Aqiqah服务的客户,该客户提供有关如何在Aqiqah Nurul HayatSurabaya实施伊斯兰商业道德的信息。在本研究中收集数据采用访谈技术,找出并获得所需的数据,其次是文献技术和直接观察。本研究结果表明,伊斯兰商业伦理的应用对提高Aqiqah Nurul hayat的顾客忠诚度有显著的影响,例如通过诚实的员工绩效和关注所售产品的清真性来提高顾客满意度。
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引用次数: 2
Pengaruh Penyaluran Dana Zakat Produktif Terhadap Pendapatan Mustahiq Pada Lembaga Manajemen Infaq Perwakilan Jawa Timur Di Surabaya Zakat资金流入对泗水东爪哇管理机构Infaq的可行性收入的影响
Pub Date : 2021-04-30 DOI: 10.26740/jekobi.v4n1.p24-32
Dea Putri Rahayu, M. Anwar
One of the economic problems in society is low income. Economic problems in society often show negative impacts on social life such as poverty, unemployment, so that it can have an impact on low education levels and low income. One of the ways to overcome the problem of poverty is by means of zakat and waqf which are the teachings that exist in Islam as contained in the letter Al-Baqarah: 43. The potential for zakat in Indonesia is quite large in the economy of the people. Based on BAZNAS research, the national zakat potential reaches IDR 217 trillion. This study aims to determine the distribution of productive zakat funds made by the Infaq Management Institute and its effect on mustahiq income. This study uses a quantitative approach. The results showed that the variable productive zakat funds had a positive and significant effect on the mustahiq income variable.
社会经济问题之一是低收入。社会中的经济问题往往会对社会生活产生负面影响,如贫困、失业等,从而对低教育水平和低收入人群产生影响。克服贫穷问题的方法之一是通过天课和waqf,这是伊斯兰教中存在的教义,载于baqarah: 43。天课在印尼的经济中有很大的潜力。根据BAZNAS的研究,全国天课的潜力达到217万亿印尼盾。本研究的目的是确定由Infaq管理研究所提供的生产性天课资金的分配及其对穆斯林收入的影响。本研究采用定量方法。结果表明,生产性天课资金变量对居民收入变量有显著的正向影响。
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引用次数: 0
Penerapan Strategi Digital Marketing dalam Meningkatkan Penghimpunan Dana ZIS (Zakat, Infaq, dan Shodaqoh) di Laznas IZI Jawa Timur
Pub Date : 2021-04-30 DOI: 10.26740/jekobi.v4n1.p124-138
Mila Amrina, Arasy Fahrullah
The purpose of the research is for having a knowledge about the implementation of digital marketing strategy used to gain more collections of ZIS in Amil Zakat National Institution of IZI East Java, and also to knowing the Islamic economics perspective of those digital marketing strategy they used. This research uses descriptive qualitative methods with having an observation, interview and documentation. The result shows that IZI East Java is using digital marketing strategy through their social media such as Whatsapp, instagram, facebook ads, youtube, e-mail and zakatpedia platform with preparing the strategy of segmentation, targeting, positioning, differentiation, marketing mix, selling, brand, service and process in their marketing. But, the digital marketing by whatsapp selling brings the impact on ZIS collections improvement in IZI East Java. The digital marketing used by IZI East Java is already in the way how syariah marketing should be, and it runs well because of the modern technology, but it has some problem such as maintenance issues on zakatpedia platform.
本研究的目的是了解在东爪哇的Amil Zakat National Institution of IZI获得更多ZIS藏品的数字营销策略的实施情况,并了解他们使用的这些数字营销策略的伊斯兰经济学观点。本研究采用描述性定性方法,采用观察法、访谈法和文献法。结果表明,IZI East Java正在使用数字营销策略,通过他们的社交媒体,如Whatsapp, instagram, facebook广告,youtube,电子邮件和zakatpedia平台,准备细分,目标,定位,差异化,营销组合,销售,品牌,服务和流程在他们的营销策略。但是,通过whatsapp销售的数字营销对IZI东爪哇的ZIS收藏品改善带来了影响。IZI东爪哇使用的数字营销已经走在了伊斯兰营销的道路上,由于技术的现代化,它运行得很好,但它存在一些问题,比如zakatpedia平台的维护问题。
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引用次数: 2
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Jurnal Ekonomika dan Bisnis Islam
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