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EMPOWERING WOMEN THROUGH MICROFINANCE IN NEPAL 在尼泊尔通过小额信贷赋予妇女权力
Pub Date : 2023-03-20 DOI: 10.53056/njmsr-2023.6.1.010
D. Sharma
The research article tried to highlight the impact of microfinance on women’s empowerment in the context of Nepal and the impact of COVID-19 on the business and economic sustainability of microfinance in Nepal. In this paper, the history of microfinance and the link between microfinance and women’s empowerment has been discussed comprehensively. Apart from that in the wider phenomenon of women empowerment, the theories on woman empowerment have been explained. The research gap here is stated as the effect of COVID-19 on these two topic variables. The methodology here was a descriptive design and conceptual framework to discuss the basic links between these two research variables. The challenges of human empowerment in Nepal, the influence of microfinancing in increasing the living standard of women, the economic effects of COVID-19 on females and the performance of MSI with rising Covid 19 effects have been discussed.
该研究文章试图强调尼泊尔小额信贷对妇女赋权的影响,以及2019冠状病毒病对尼泊尔小额信贷业务和经济可持续性的影响。在本文中,小额信贷的历史和小额信贷与妇女赋权之间的联系进行了全面讨论。除此之外,在更广泛的妇女赋权现象中,对妇女赋权的理论进行了解释。这里的研究差距被描述为COVID-19对这两个主题变量的影响。这里的方法是描述性设计和概念框架来讨论这两个研究变量之间的基本联系。讨论了尼泊尔在增强人类权能方面面临的挑战、小额信贷在提高妇女生活水平方面的影响、2019冠状病毒病对女性的经济影响以及随着2019冠状病毒病影响的加剧,微si的表现。
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引用次数: 0
IMPACT OF HUMAN RESOURCE MANAGEMENT PRACTICES ON THE JOB SATISFACTION OF EMPLOYEES IN THE TEXTILE INDUSTRY 纺织行业人力资源管理实践对员工工作满意度的影响
Pub Date : 2023-03-20 DOI: 10.53056/njmsr-2023.6.1.003
Robin Kaushal, Meenu Singla
The significant role of human resources creates a necessity for organizations to formulate and develop the human resource management practices in the best interest of the employees. It is observed that human resource management practices pose significant impact on the job satisfaction and retention of talented employees in the industry. HRM practices proclaimed as a system that attracts, develops, motivates, and retains employees to ensure the effective implementation and the survival of the organization. The present paper is undertaken to study the perception of employees in the selected textile units of Punjab.The paper is an attempt to document the impact of different human resource management practices on the job satisfaction of employees in the textile industry and to find influential HRM practices as per the perception of the employees.It further examines the influence of human resource practices on the job satisfaction of employees. The results showed that Compensation and Promotion, Organizational Culture, Selection and Training, Performance Appraisal, Grievance redressal and Support and Development are the major HRM practices that leads to job satisfaction in textile industry.
人力资源的重要作用创造了一个必要的组织制定和发展人力资源管理实践的最佳利益的员工。研究发现,人力资源管理实践对行业内优秀员工的工作满意度和留任率有显著影响。人力资源管理实践被认为是一种吸引、发展、激励和留住员工以确保组织有效实施和生存的系统。本论文旨在研究旁遮普选定纺织单位员工的感知。本文试图记录不同的人力资源管理实践对纺织行业员工工作满意度的影响,并根据员工的看法找到有影响力的人力资源管理实践。进一步考察了人力资源实践对员工工作满意度的影响。研究结果表明,薪酬与晋升、组织文化、选拔与培训、绩效考核、申诉救济和支持与发展是影响纺织行业员工工作满意度的主要人力资源管理实践。
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引用次数: 0
AN ANALYTICAL STUDY OF COVID-19 IMPACTS ON CONSUMER BUYING BEHAVIORS FOR FMCG PRODUCTS IN INDIA COVID-19对印度消费者快速消费品购买行为影响的分析研究
Pub Date : 2023-03-20 DOI: 10.53056/njmsr-2023.6.1.007
Soma Sekhara
The aim of article is to identify and analyze all the impacts of COVID-19 on consumer buying behavior for Fast Moving Consumer Goods in India and significant changes that takes place post- covid-19. The awareness and understanding of changing consumer behavior can help brand marketers future-proof their operations in the post COVID period. The current situation currently prevailing in global markets is mainly influenced by external factors- the COVID-19 pandemic and the effects of political and governmental steps and the economic situation. This paper mainly aims to identify changes in consumer behavior when buying basic products – food, clothing drugstore goods, and footwear and electronics during the pandemic of COVID-19
本文的目的是确定和分析COVID-19对印度快速消费品消费者购买行为的所有影响,以及COVID-19后发生的重大变化。对不断变化的消费者行为的认识和理解可以帮助品牌营销人员在后冠状病毒疫情期间保持未来的运营。当前全球市场的形势主要受到外部因素的影响——COVID-19大流行、政治和政府措施的影响以及经济形势。本文主要旨在确定在COVID-19大流行期间,消费者在购买基本产品(食品、服装、药店商品、鞋类和电子产品)时的行为变化
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引用次数: 0
EFFECT OF MOBILE BANKING ON CUSTOMER SATISFACTION IN COMMERCIAL BANKS IN NEPAL 手机银行对尼泊尔商业银行客户满意度的影响
Pub Date : 2023-03-20 DOI: 10.53056/njmsr-2023.6.1.008
B. Ghimire, Abishek Dhakal
Customer satisfaction is an emotion a person experiences when comparing the perceived overall performance of a product to their expectations. The main purpose of this study is to analyze the effect of convenience, cost, privacy, security and responsiveness of mobile banking in customer satisfaction in Commercial Banks in Nepal. This research adopts a quantitative design wherein primary data were collected through a survey in the form of structured questionnaire distributed among 201 respondents having access of mobile banking services offered by Commercial Banks in Nepal. Pearson Correlation Matrix suggested by Levin et al., (2014) was used for statistical analysis; the results derived from the research showed Convenience, Cost, Security, and Responsiveness are significant drivers of Customer Satisfaction of Commercial Banks in Nepal. This research will be useful to higher management of the banks in developing effective strategies for mobile banking services as well as to retain their customers. Furthermore, Nepal Rastra Bank (Central Bank of Nepal) might be enthusiastic to identify the prevailing problems and technical as well as non-technical barriers concerned with the adoption of the mobile banking on customer satisfaction which will facilitate them to take necessary steps to eradicate barriers and to implement effective policies accordingly.
顾客满意度是一个人在将产品的整体性能与他们的期望进行比较时所经历的一种情感。本研究的主要目的是分析尼泊尔商业银行移动银行的便利性、成本、隐私性、安全性和响应性对客户满意度的影响。本研究采用定量设计,其中主要数据是通过结构化问卷调查的形式收集的,在尼泊尔商业银行提供的移动银行服务的201名受访者中分发。采用Levin et al.,(2014)提出的Pearson Correlation Matrix进行统计分析;研究结果表明,便利性、成本、安全性和响应性是尼泊尔商业银行客户满意度的重要驱动因素。这项研究将有助于银行在制定有效的移动银行服务策略以及保留客户方面的更高管理。此外,尼泊尔拉斯特拉银行(尼泊尔中央银行)可能会热情地确定与采用移动银行对客户满意度有关的普遍问题和技术以及非技术障碍,这将有助于他们采取必要措施消除障碍并相应地实施有效的政策。
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引用次数: 1
THE IMPACT OF PARENTS AND PEERS ON THE SAVING BEHAVIOR OF NEPALESE YOUTH 父母和同伴对尼泊尔青年储蓄行为的影响
Pub Date : 2023-03-20 DOI: 10.53056/njmsr-2023.6.1.001
J. Goit
The goal of this study is to look at the relationship between peers’ influence and parents’ influence on the saving behavior of Nepalese youth and the impact of peers’ influence and parents’ influence on the saving behavior of Nepalese youth. The research has used primary sources of data. A well-structured questionnaire was designed to collect data from 250 respondents. The convenience sampling technique was used to select a sample for the study. Moreover, Cronbach’s Alpha was assessed to test reliability. The correlational and casual research designs were used. The findings revealed that there was a positive and significant relationship between peers’ influence and parents’ influence on the saving behavior of Nepalese youth and peers’ influence and parents’ influence have a significant impact on the saving behavior of Nepalese youth. This study is useful for those saving behavior seekers as parents’ influence is a major factor in many facets of life in Nepalese communities. Children are taught to respect their parents and they have the power and obligation. Since parents have such a big impact on young people, they should seize the chance to let their kids watch them practice good saving habits as a way of preparing them for life in the adult world.
本研究的目的是探讨同伴影响和父母影响对尼泊尔青年储蓄行为的关系,以及同伴影响和父母影响对尼泊尔青年储蓄行为的影响。这项研究使用了原始数据来源。设计了一份结构良好的问卷,从250名受访者中收集数据。本研究采用方便抽样法选取样本。此外,采用Cronbach’s Alpha进行信度评估。采用了相关和随机的研究设计。研究发现,同伴影响和父母影响对尼泊尔青年的储蓄行为存在显著的正向关系,同伴影响和父母影响对尼泊尔青年的储蓄行为有显著的影响。这项研究对那些寻求拯救行为的人是有用的,因为父母的影响是尼泊尔社区生活许多方面的主要因素。孩子们被教导要尊重他们的父母,他们有权力和义务。既然父母对年轻人有这么大的影响,他们应该抓住机会让孩子们看着他们养成良好的储蓄习惯,作为他们为成人世界的生活做好准备的一种方式。
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引用次数: 0
DETERMINANTS OF COMMUNITY CONSENSUS IN SMALL SCALE HYDROPOWER DEVELOPMENT PROJECT (A CASE STUDY OF BHUJUNG HYDROPOWER PROJECT) 小型水电开发项目中社区共识的决定因素(以布戎水电项目为例)
Pub Date : 2023-03-20 DOI: 10.53056/njmsr-2023.6.1.009
Rajendra Ojha
This research highlights the issues, negotiation and consensus process of a local community confrontations with the commercial as well as development projects that are to be started in a particular location, especially in the places where there are lots of conflicts and misunderstanding between project holders, development entrepreneurs and local communities. This research is based on a case study of the 7.5 MW ‘Bhujung Hydropower Project’ located at Lamjung district, Gandaki province of Nepal. Data collected through primary survey, focus group discussion and personal interviews of purposively contacted samples are deeply analyzed applying qualitative, descriptive and narrative methods. This study result shows that it is necessary to pre-allocate the budget that would be necessary in the future to develop secondary mini-project for local community beneficiary development activities of that community to address issues based on economic development that would arise during FGD period in order to execute primary entrepreneurial or development projects properly through consensus. This study concludes that the best strategy to execute community consensus in the society by any development or entrepreneurial project based organizations is to look after basic community needs as well as factors influencing the path of community consensus while undertaking any project based developmental activities.
本研究突出了当地社区与将要在特定地点启动的商业和开发项目对抗的问题,谈判和共识过程,特别是在项目持有人,开发企业家和当地社区之间存在许多冲突和误解的地方。本研究基于对位于尼泊尔Gandaki省Lamjung区的7.5 MW“Bhujung水电项目”的案例研究。通过初步调查、焦点小组讨论和有目的接触样本的个人访谈收集的数据,采用定性、描述性和叙事性的方法进行深入分析。本研究结果表明,有必要预先分配预算,以便将来为该社区的当地社区受益发展活动开发二级小型项目,以解决基于FGD期间可能出现的经济发展问题,以便通过协商一致适当地执行主要的创业或发展项目。本研究认为,任何以发展或创业项目为基础的组织在社会中执行社区共识的最佳策略是在开展任何以项目为基础的发展活动时,照顾社区的基本需求以及影响社区共识路径的因素。
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引用次数: 0
START-UPS: THE LADDER TOWARDS A DEVELOPED AND INNOVATIVE ECONOMY, OPPORTUNITIES AND VULNERABILITIES 初创企业:通往发达和创新经济的阶梯、机遇和脆弱性
Pub Date : 2023-03-20 DOI: 10.53056/njmsr-2023.6.1.006
V. Shunmugasundaram, S. Shivhare
Start-up Entrepreneurship is crucial for the promotion of research, innovative systems, and self-employment. Entrepreneurs with high potential and calibre are scarce and precious human resources for the country. This paper examines the role played by the Indian start-ups for innovation and economic development, opportunities, and challenges considering start up survival. This research is descriptive in nature, we have studied the need, significance, and impact of start-ups on economic and innovation development, and also will investigate the causes and obstacles of the start-ups in India. Our analysis uses statistical techniques to examine the start-ups as the major success factor for an entrepreneur in India. We have evaluated the positive impact of start-ups on the economic and innovation development of the nation. There were larger policy implications for the promotion of this important sector. Start-ups are basically open organizations, certainly engaged in innovation processes. Research at the intersection between start-ups, innovation, and economic development is in demand. This paper attempt to organize the scientific knowledge related to the intersection between start-ups and innovation and economic development systematically
创业对于促进研究、创新系统和自主创业至关重要。有潜力、有才干的企业家是国家稀缺的宝贵人力资源。本文考察了印度初创企业在创新和经济发展中所扮演的角色,以及考虑到初创企业生存的机遇和挑战。本研究是描述性的,我们研究了初创企业对经济和创新发展的需求,意义和影响,并将调查印度初创企业的原因和障碍。我们的分析使用统计技术来考察初创企业作为印度企业家成功的主要因素。我们评估了创业对国家经济和创新发展的积极影响。促进这一重要部门的政策影响更大。初创企业基本上是开放的组织,当然会参与创新过程。在初创企业、创新和经济发展之间的交叉点进行研究是有需求的。本文试图对创业与创新与经济发展交叉的相关科学知识进行系统整理
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引用次数: 0
IMPACT OF ETHICAL BEHAVOIUR ON EMPLOYEE PERFORMANCE IN NEPALESES COMMERCICAL BANKS 尼泊尔商业银行道德行为对员工绩效的影响
Pub Date : 2022-05-20 DOI: 10.53056/njmsr-2022.5.1.011
Nishant Magar, D. Paneru
This study examines the impact of ethical behavior on employee performance in Nepalese commercial banks. Based on primary data, the study examined relations of ethical behavior with employee performance in the sample banks. Structured questionnaires on quantitative data were used to gather data from 150 respondents selected by using the random sampling method. The regression model was used to test the significance and effect of ethical behavior on employee performance in Nepalese commercial banks. The correlation and regression results of the study have shown teamwork and leadership style, reward and punishment, discipline having positive impacts on employee performance. However, the results show racial discrimination related negatively to trigger low employee performance in the commercial banks of Nepal. Similarly, corruption has a negative impact on employee performance. In this way, the study argues significant relations and impact of ethical behaviors on employee performance in conclusion.
本研究考察了尼泊尔商业银行道德行为对员工绩效的影响。基于原始数据,本研究考察了样本银行员工道德行为与绩效的关系。采用结构化的定量数据问卷,采用随机抽样的方法从150名受访者中收集数据。运用回归模型检验尼泊尔商业银行道德行为对员工绩效的显著性和影响。研究的相关和回归结果表明,团队合作与领导风格、奖惩、纪律对员工绩效有正向影响。然而,研究结果显示,种族歧视与尼泊尔商业银行员工低绩效负相关。同样,腐败对员工绩效也有负面影响。通过这种方式,本研究在结论中论证了道德行为对员工绩效的显著关系和影响。
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引用次数: 0
TALENT MANAGEMENT PRACTICES AND ORGANIZATIONAL PERFORMANCE IN NEPALESE COMMERCIAL BANKS 尼泊尔商业银行人才管理实践与组织绩效
Pub Date : 2022-05-20 DOI: 10.53056/njmsr-2022.5.1.003
K. Gautam
The purpose of this study is to determine the level of talent management practices and impact of talent management practices on organizational performance. To test the research hypotheses, cross-sectional data were used. In addition, ordinary least square method was used to analyze 252 sample responses from commercial banks operating in Kathmandu valley using a convenience sampling technique. The findings suggested that talent management practices affect a bank’s performance concerning their managing client, customer complaints, company reputation, the productivity of employee, and commitment issues.
本研究的目的是确定人才管理实践的水平和人才管理实践对组织绩效的影响。为了检验研究假设,我们使用了横断面数据。此外,采用简易抽样技术,利用普通最小二乘法对加德满都谷地商业银行的252个样本进行分析。研究结果表明,人才管理实践会影响银行在客户管理、客户投诉、公司声誉、员工生产力和承诺等方面的绩效。
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引用次数: 0
THE IMPACT OF COVID-19 PANDEMIC ON BRAND PREFERENCE IN PURCHASING DECISIONS OF HAND SANITIZERS IN KATHMANDU, NEPAL COVID-19大流行对尼泊尔加德满都洗手液购买决策中品牌偏好的影响
Pub Date : 2022-05-20 DOI: 10.53056/njmsr-2022.5.1.005
Akshay Arora, A. Shrestha
The COVID-19 pandemic has spread to nearly every nation around the world. As governments struggle with lockdown measures to control the virus spread, national economies and businesses are affected by loss. Nepal also suffered from corona virus and has surpassed all the expectations. As sanitizer demand increased many sanitizer manufacturing companies were facing difficulty in supplying adequate sanitizers in market which create panic hoarding. Also newly emerged sanitizer companies were taking undue advantages of the spiked market demands by selling low quality hand sanitizers and exposing consumers to buying such products. The main purpose of this study was to find out how a pandemic affected brand preference in purchase decision of hand sanitizer in Kathmandu, Nepal. For collecting empirical data, PMO Model was built on basic of branding theory and the consumer behavior theory. Qualitative approaches were used for research and analysis where sixteen semi-structured interviews were conducted with Nepalese customers. The findings indicate aspects of price, quality, risk and loyalty were tied to the pandemic within the context of the health aspect of the COVID-19 virus. While large shifts have been preferred in sanitizer brands due to unavailable of stocks, there are also large changes in health consciousness and qualitative demands on sanitizer brands due to the pandemic affecting brand preference
COVID-19大流行已经蔓延到世界上几乎每个国家。随着各国政府努力采取封锁措施控制病毒传播,国民经济和企业受到损失的影响。尼泊尔也遭受了冠状病毒的袭击,超出了所有人的预期。随着消毒剂需求的增加,许多消毒剂制造公司面临着在市场上供应足够消毒剂的困难,这造成了恐慌性囤积。此外,新出现的洗手液公司利用市场需求激增的不正当优势,销售低质量的洗手液,让消费者购买此类产品。本研究的主要目的是找出大流行是如何影响在尼泊尔加德满都购买洗手液决策的品牌偏好的。为了收集实证数据,在品牌理论和消费者行为理论的基础上,构建了PMO模型。定性方法用于研究和分析,其中16个半结构化访谈与尼泊尔客户进行。调查结果表明,在COVID-19病毒健康方面的背景下,价格、质量、风险和忠诚度等方面与大流行有关。虽然由于库存不足,人们对消毒剂品牌的偏好发生了很大的变化,但由于疫情影响了品牌偏好,人们对消毒剂品牌的健康意识和质量要求也发生了很大的变化
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引用次数: 0
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Nepalese Journal of Management Science and Research
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