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NEPALESE NETWORKING BUSINESS STARTUPS AND INTERNATIONAL EXPANSION 尼泊尔网络企业创业和国际扩张
Pub Date : 2022-05-20 DOI: 10.53056/njmsr-2022.5.1.008
Deepa S. Koirala, Navin Duwadi
The research aims to identify the business networking practices used by Nepalese startups on international expansion. It encompasses the factor that stop the Nepalese startup to become global. The research provides the answer to specific business strategies adopted by the Nepalese startups to expand themselves in the international market. The research methodology used in this study is qualitative research. The findings of this research show that people are optimistic towards business networking practices that Nepalese startup used when expanding their business in the international market and challenge faced by Nepalese startup during expansion. This study shows specific business strategies applied by and current status of Nepalese startups. Similarly, use of local knowledge, skills, IP, innovation as well as other things are major factors that are responsible for expanding international business network. The Startups should focus on collaboration as well as joint venturing strategy while expanding their business through international business network. The additional factors like funding, vision, language, culture & tradition, international trade policy, etc. are responsible for international business network.
该研究旨在确定尼泊尔创业公司在国际扩张中使用的商业网络实践。它包含了阻止尼泊尔创业公司走向全球的因素。该研究为尼泊尔创业公司在国际市场上扩张自己所采取的具体商业策略提供了答案。本研究采用的研究方法是定性研究。本研究的结果表明,人们对尼泊尔创业公司在国际市场拓展业务时使用的商业网络实践以及尼泊尔创业公司在扩张过程中面临的挑战持乐观态度。本研究显示了尼泊尔创业公司的具体经营策略和现状。同样,利用当地的知识、技能、知识产权、创新以及其他东西是扩大国际商业网络的主要因素。创业公司应注重合作和合资战略,同时通过国际商业网络扩大业务。资金、愿景、语言、文化传统、国际贸易政策等附加因素是形成国际商业网络的原因。
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引用次数: 0
IMPACT OF CREDIT RISK MANAGEMENT ON FINANCIAL PERFORMANCE OF NEPALESE COMMERCIAL BANKS 信用风险管理对尼泊尔商业银行财务绩效的影响
Pub Date : 2022-05-20 DOI: 10.53056/njmsr-2022.5.1.007
D. Gole, K. Thagunna
Credit risk management has become an engaging topic for the financial institutes in Nepal. The turmoil in the financial industry emphasizes the importance of effective risk management procedures. The objective of this research study was to identify the credit risk management indicators and their associations with the financial performance of Nepalese commercial banks. According to the findings, the capital adequacy ratio, non-performing loan ratio, and liquidity ratio all have a detrimental impact on bank performance, according to the findings. On the other hand, LLP did not appear to be a significant factor in determining the bank’s performance. As a result, it is advised that to enhance financial performance and minimize the risk of non-performing loans in the future, banks must watch very carefully the loans’ performance and analyze thoroughly the clients’ credit history and ability to pay back their debts prior to any approval of loan applications.
信用风险管理已成为尼泊尔金融机构关注的话题。金融行业的动荡凸显了有效风险管理程序的重要性。本研究的目的是确定信贷风险管理指标及其与尼泊尔商业银行财务绩效的关系。根据研究结果,资本充足率、不良贷款率和流动性比率都对银行绩效产生不利影响。另一方面,LLP似乎并不是决定银行业绩的重要因素。因此,建议银行在批准任何贷款申请之前,必须非常仔细地观察贷款的表现,并彻底分析客户的信用历史和偿还债务的能力,以提高财务业绩并将未来不良贷款的风险降至最低。
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引用次数: 0
FINANCIAL PLANNING AND BEHAVIOR OF STUDENTS IN NEPALESE HIGHER EDUCATION 尼泊尔高等教育学生的财务规划与行为
Pub Date : 2022-05-20 DOI: 10.53056/njmsr-2022.5.1.002
J. Goet
The goal of this research is to examine the impact of personal and related factors on higher education students’ financial planning and behavior. The convenience sample approach was used to obtain data from 382 respondents using a well-structured questionnaire. To diagnose the data acquired, correlation and regression analysis were performed. The findings demonstrated that family background (FB), family support (FS), and financial socialization (FSO) all had a substantial impact on financial planning for students in higher education. Furthermore, family history has the greatest influence on financial planning, whereas financial socialization has the least impact. The practical consequences are clear for students in higher education, and they aid in good financial planning. The article’s novelty comes in its assertion that, in order to attain successful financial planning tactics, better influencing variables must be implemented.
本研究旨在探讨个人及相关因素对高等教育学生财务规划及行为的影响。采用方便抽样法,利用结构合理的问卷,对382名受访者进行了数据采集。为了诊断所获得的数据,进行了相关和回归分析。研究发现,家庭背景、家庭支持和财务社会化对大学生财务规划有显著影响。此外,家族史对理财规划的影响最大,理财社会化的影响最小。对接受高等教育的学生来说,其实际后果是显而易见的,它们有助于良好的财务规划。这篇文章的新颖之处在于它断言,为了获得成功的财务规划策略,必须实施更好的影响变量。
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引用次数: 0
IMPACT OF NON-FINANCIAL REWARDS ON EMPLOYEES’ MOTIVATION AND THEIR TURNOVER INTENTION IN THE CONTEXT OF NEPALESE DEVELOPMENT BANK 尼泊尔开发银行背景下非经济奖励对员工动机和离职意向的影响
Pub Date : 2022-05-20 DOI: 10.53056/njmsr-2022.5.1.004
D. Paneru, M. Bhandari
The purpose of this study was to investigate the effect of non-financial incentive scheme on employees’ motivation and their turnover intention. It aimed to examine perception of the employees of the Nepalese development banks regarding the nonfinancial rewards as regards employee motivation in the sample banks. On descriptive as well as explanatory research design which used 100 samples of bank employees selected by using the stratified random sampling method as the primary source of data, the study examined the effect of Job Security, Challenging Work, Performance Recognition, Flexibility of the work, and Leave Provisions on employees’ motivation. Among the major findings, current non-financial incentives practiced in the sampled Nepalese banks were not very satisfactory. However, the results of regression analysis showed job security, leave provisions, challenging work, flexibility of work condition, and performance recognition as being the significant predictors of employee motivation. As such, the study has suggested reviewing the development bank’s nonfinancial reward practices which can play instrumental role to raise current motivation level of their employees.
本研究旨在探讨非财务激励方案对员工动机及离职倾向的影响。它的目的是检查尼泊尔开发银行的员工对非财务奖励的看法,就样本银行的员工动机而言。本研究采用描述性和解释性研究设计,采用分层随机抽样法选取100名银行员工作为主要数据来源,考察了工作保障、挑战性工作、绩效认可、工作灵活性和休假规定对员工动机的影响。在主要调查结果中,抽样调查的尼泊尔银行目前实行的非财政激励措施并不十分令人满意。然而,回归分析结果显示,工作保障、休假规定、工作挑战性、工作条件灵活性和绩效认可是员工动机的重要预测因素。因此,该研究建议重新审视开发银行的非财务奖励实践,这些实践可以在提高员工当前的激励水平方面发挥重要作用。
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引用次数: 0
CELEBRTITY ENDORSEMENT AND CONSUMER BUYING BEHAVIOR IN KATHMANDU, NEPAL 尼泊尔加德满都名人代言与消费者购买行为
Pub Date : 2022-05-20 DOI: 10.53056/njmsr-2022.5.1.009
Subani Panta, Ram Nyaupane
The celebrity endorsement has been put into the practice for representation of services rather than performing and delivering their genuine job as performers like in any stream such as showbiz, athletics. Regardless of the expenditure and the threats drawn by means of this method of promotion and marketing, it has been in use somehow comprehensively in this age. Based on review of literature, this study brings insights provided by various similar research projects which serve as a base for conducting this study further assisting in achieving the goal and objectives. Quantitative research technique was used to conduct this study so as to know whether or not does celebrity endorsement influence the consumer buying behavior as per their age, gender, income, education, etc. This study also includes the findings extracted from collecting the data which have been further summarized in the conclusion. Finally, implementation of celebrity endorsement has now become an omnipresent component of advertising and communication in an organization. Nepalese people are now more conscious about the things they purchase and tend to look after the products endorsed by a celebrity and consider it to be a reliable brand. The marketers and the advertising company see this as an opportunity and invest upon celebrities so as to build and establish their image as one of the strongest and most leading brands in the market, increase revenue and market share
名人代言已经被付诸实践,作为服务的代表,而不是像在娱乐圈、体育运动等任何领域那样,作为表演者表演和传递他们真正的工作。不管这种促销和营销方法所带来的支出和威胁,它在这个时代已经得到了某种程度上的全面应用。在文献综述的基础上,本研究借鉴了各种类似研究项目的见解,为进一步开展本研究奠定了基础,有助于实现本研究的目标和目的。本研究采用定量研究的方法,以了解名人代言是否会影响消费者的年龄、性别、收入、教育程度等因素的购买行为。本研究还包括从收集数据中提取的发现,并在结论中进一步总结。最后,名人代言的实施现在已经成为一个组织中广告和传播的无处不在的组成部分。尼泊尔人现在对他们购买的东西更加谨慎,他们倾向于购买名人代言的产品,并认为这是一个可靠的品牌。营销人员和广告公司将此视为一个机会,并在名人身上投资,以建立和确立他们作为市场上最强大和最领先的品牌之一的形象,增加收入和市场份额
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引用次数: 0
A Systematic Review onBlockchain in Education:Opportunities and Challenges 区块链在教育中的应用:机遇与挑战
Pub Date : 2021-12-11 DOI: 10.53056/njmsr-2021.001.2
This study focuses on blockchain as an emerging technology regarding its use to restructure the systems and advance education upon quality outcomes. What are the benefits of integrating blockchain in education concerning system reformation and advancement in developing better educational processes for all-encompassing learning outcomes? With the recent developments of blockchain applications across multiple domains, the education industry seems to be benefited from this technology to a considerable degree. Transcripts and certificates play a vital role in an individual’s life so it needs to be stored in a tamper-proof and long-term available ledger. In pursuant to addressing the aforestated question, this study brings information regarding what blockchain technology is, how it functions and what its uses are if it comes to integrating with education at different levels. This may include reviewing the conceptual/knowledge bases, research and development studies, and sources that introduce blockchain including its features but with a special highlight on how it has been integrated into the education sector especially in an innovative situations.To this end, this study was designed to provide a systematic review of all the literature focused on decentralized ledger technology. Multiple sources were reviewed following a systematic pattern that allows selection of relevant sources, sorting out information being guided by the research question, and making the final selection of required information that connects with what and how of Blockchain in education.Keywords: Blockchain, Education, Ledgers, Certificate, Decentralized technology
本研究的重点是区块链作为一种新兴技术,用于重组系统和推进教育质量。将区块链整合到教育中,在制度改革和推进更好的教育过程以实现全面的学习成果方面有什么好处?随着区块链应用在多个领域的发展,教育行业似乎在相当程度上受益于这项技术。成绩单和证书在个人生活中起着至关重要的作用,因此需要将其存储在防篡改和长期可用的分类账中。为了解决上述问题,本研究提供了关于区块链技术是什么,它是如何运作的,如果它与不同层次的教育相结合,它的用途是什么。这可能包括回顾概念/知识库,研究和开发研究,以及介绍区块链的来源,包括其功能,但特别强调它如何融入教育部门,特别是在创新情况下。为此,本研究旨在对所有集中在去中心化分类账技术上的文献进行系统回顾。按照系统模式对多个来源进行了审查,该模式允许选择相关来源,在研究问题的指导下整理信息,并最终选择与区块链在教育中的内容和方式相关的所需信息。关键词:区块链,教育,账本,证书,去中心化技术
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引用次数: 0
Empowerment of Women through Entrepreneurship Development in Emerging Economies: A Case of India 新兴经济体中通过创业发展赋予妇女权力:以印度为例
Pub Date : 2021-12-11 DOI: 10.53056/njmsr-2021.001.10
The present paper purports to overview women empowerment through women entrepreneurship development in emerging economies. Women empowerment through entrepreneurship has assumed greater importance to push forward the economic development of developing countries across the world. The development of a sound entrepreneurship culture is an index of the empowerment of people, industrial development, and the overall economic prosperity of any country. Women entrepreneurship has become a very important driver of women empowerment and sustainable economic progress. The paper reviews women empowerment, female entrepreneurship, gender equity, institutional support and problems of women in rural areas. It also suggests practical solutions to surmount the problems confronted by the women. The physical, material and technical supports have to be extended to the women entrepreneurs to get success and empower themselves. An imperative need is to promote and encourage women to take part and exhibit their mite in the central stream of economic activities and thereby promote economic growth and sustainable development. It provides further insights on the relationship between women empowerment and entrepreneurship and needs to focus special attention on promoting women empowerment as a part of UN sustainable development goals.Keywords: Women empowerment, Women entrepreneurship, Gender equity, Inclusive growth, Sustainable development goals.
本文旨在通过新兴经济体的女性创业发展来概述妇女赋权。妇女创业对推动发展中国家经济发展的重要性日益凸显。良好的创业文化的发展是人民赋权、工业发展和任何国家整体经济繁荣的一个指标。妇女创业已成为妇女赋权和可持续经济发展的重要推动力。本文综述了妇女赋权、女性创业、性别平等、体制支持和农村妇女问题。它还提出了克服妇女面临的问题的切实可行的解决办法。必须向女企业家提供物质、物质和技术支持,使她们获得成功并赋予自己权力。迫切需要促进和鼓励妇女参加经济活动的中心活动并发挥她们的作用,从而促进经济增长和可持续发展。它提供了关于妇女赋权与创业之间关系的进一步见解,需要特别关注将促进妇女赋权作为联合国可持续发展目标的一部分。关键词:女性赋权、女性创业、性别平等、包容性增长、可持续发展目标
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引用次数: 0
COVID-19 The Global Pandemic: Learning & Take Out for National Pension System (NPS) COVID-19全球大流行:国民养老金制度(NPS)的学习与退出
Pub Date : 2021-12-11 DOI: 10.53056/njmsr-2021.001.4
The SARS Cov-2 (Covid 19) pandemic has shaken the whole world; it has brought the business, education, industry, transport, communications, travel, hospitality almost all the economic activities to a standstill. Accordingly, it has adversely affected the financial markets and stock exchanges across the globe. The stock exchanges, may it be New York Stock Exchange, Dow Jones, London Stock Exchange, Nikkei, Bombay Stock Exchange or National Stock Exchange experienced an unprecedented plunge of 40 to 50% in a period few weeks. This new dynamic of volatility possesses serious questions about the market driven National Pension System (NPS) which endeavor to ensure smooth retirement life for Indian elderly. The volatility in security market will significantly impact the fund managers’ performance and accordingly the retirement benefit of the subscriber. This article has investigated the impacts of pandemic on fund manager’s risk returns profile. We have used three industry standard risk-adjusted returns parameters such as Sharpe ratio, Treynor Ratio and Jensen’s alpha to evaluate the performance of NPS pension fund managers selected under study. The study has also explored the learning from such unexpected crisis for the policy makers for future preparedness. On the basis of finding, it has suggested some measures for long run sustainability of schemes under NPS.Keywords : NPS, PFRDA, Defined benefit, Defined contribution, Pension fund managers, Risk adjusted returns, COVID-19.
新冠肺炎疫情震惊世界;它使商业、教育、工业、交通、通讯、旅游、酒店业几乎所有的经济活动陷入停顿。因此,它对全球金融市场和证券交易所产生了不利影响。证券交易所,可能是纽约证券交易所、道琼斯、伦敦证券交易所、日经、孟买证券交易所或国家证券交易所,在几周内经历了前所未有的40%到50%的暴跌。这种新的波动动态对市场驱动的国家养老金制度(NPS)提出了严重的问题,该制度致力于确保印度老年人的平稳退休生活。证券市场的波动将显著影响基金经理的业绩,从而影响到认购人的退休福利。本文研究了疫情对基金经理风险收益的影响。本文采用Sharpe比率、Treynor比率和Jensen’s alpha这三个行业标准的风险调整收益参数对所选NPS养老基金经理的业绩进行了评价。该研究还探讨了决策者从此类意外危机中吸取的教训,以便为未来做好准备。在此基础上,提出了一些在新计划下的长期可持续性措施。关键词:NPS, PFRDA,设定受益,设定供款,养老基金经理,风险调整收益,COVID-19
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引用次数: 0
Confronting the Challenges to Equipoise: A Study on Wompreneurs’ Work-Life Balance 面对平衡的挑战:女性企业家工作与生活平衡研究
Pub Date : 2021-12-11 DOI: 10.53056/njmsr-2021.001.11
The study explores the adversities faced by wompreneurs (Women Entrepreneurs) of Odisha and talks about their work-life balance issues. The paper presents the viewpoint (motivation) of wompreneurs as to why they think of starting an enterprise of their own. Focus is also laid onthe supportive factors of wompreneurs and factors that disrupt maintaining their work-life balance.The present exploratory paper is the outcome of a pilot study that has been performed using thematic investigation & analysis to find out solutions for the above-mentioned issues. For this paper, Qualitative research is used, which is conducted by assimilating data from personal interviews and thematically analyzing it. Suggestions for better work-life balance are given at the end. The area of work-life balance is devoid of studies in India, where wompreneurs are expected to have a better work-life balance as they are their own “boss”, the paper tries to explore the authenticity of such assumptions. The model has been devised with the above research objectives to provide insight into motivating factors and work-life balance issues of wompreneurs, which can help the Government, policy-makers, research fraternity and other training counselling institutions to emphasize such emerging issues that would lead to empowered women as well as an empowered Nation.Keywords: Entrepreneurship, Wompreneurs, Case study, Work-life balance, Role conflict
该研究探讨了奥里萨邦女企业家(Women Entrepreneurs)面临的逆境,并讨论了她们的工作与生活平衡问题。本文介绍了女性企业家的观点(动机),为什么她们想要创办自己的企业。重点还放在女性企业家的支持因素和破坏维持工作与生活平衡的因素上。本探索性论文是一项试点研究的结果,通过专题调查和分析来寻找上述问题的解决方案。本文采用定性研究的方法,对个人访谈的数据进行吸收,并对其进行专题分析。最后给出了更好地平衡工作与生活的建议。工作与生活平衡的领域在印度缺乏研究,在印度,女性企业家被期望有更好的工作与生活平衡,因为她们是自己的“老板”,本文试图探讨这种假设的真实性。设计该模式是为了实现上述研究目标,以便深入了解妇女企业家的激励因素和工作与生活的平衡问题,从而帮助政府、决策者、研究团体和其他培训咨询机构强调这些新出现的问题,从而使妇女和国家获得权力。关键词:企业家精神,女性企业家,案例研究,工作与生活平衡,角色冲突
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引用次数: 0
An Assessment of Personality-Type of Managers in Nepalese Hotel Industries 尼泊尔酒店业管理者人格类型评价
Pub Date : 2021-12-11 DOI: 10.53056/njmsr-2021.001.3
Hospitality industry is one of the most profitable industries with a high potential for increase, thus being a hospitality manager is one of the most trendy and prestigious jobs of today. It is also a challenging job since, being an effective one is quite complex due to recorded industrial higher heart burn effects, rapid industrial changes in demand, constant trends and severe industrial competition. The purpose of the study is to evaluate the performance variance of the top managers of the five-star hotels of Nepal in respect with their gender. The primary data were received from employees on different level, line-managers of five star hotels. Descriptive and explanatory research designs were used. Composite means and correlation coefficients models were used to analyze and interpret the data. Analysis showed that the female managers generally tend to adopt democratic or participative style while governing people, whereas, male managers induce an autocratic or directive style in their daily performance. Based on the regression analysis, it was determined that the extraversion dimension had a more significant effect than the openness dimension. The extraversion dimension had a negative effect on extrinsic job satisfaction, while the openness dimension had a positive effect. The extraversion and openness dimensions had a weak but statistically significant effect on general job satisfaction. The extraversion dimension had a negative effect on general job satisfaction, while the openness dimension had a positive effect. Keywords: Five-star hotel, Managers’ type, Personality-type, Effective hospitability, Job satisfaction.
酒店业是最赚钱的行业之一,具有很高的增长潜力,因此成为酒店经理是当今最时尚和最有声望的工作之一。这也是一项具有挑战性的工作,因为由于工业记录较高的心脏燃烧效应,快速的工业需求变化,不断变化的趋势和激烈的工业竞争,成为一名有效的工作是相当复杂的。本研究的目的是评估尼泊尔五星级酒店高层管理人员在性别方面的绩效差异。主要数据来自不同层次的员工,五星级酒店的直线经理。采用描述性和解释性研究设计。采用综合均值和相关系数模型对数据进行分析和解释。分析表明,女性管理者在管理员工时普遍倾向于采用民主或参与式的方式,而男性管理者在日常工作中则倾向于采用专制或指导性的方式。通过回归分析,发现外向性维度比开放性维度的影响更显著。外向性维度对外在工作满意度有负向影响,开放性维度对外在工作满意度有正向影响。外向性和开放性维度对总体工作满意度有微弱但有统计学意义的影响。外向性维度对总体工作满意度有负向影响,开放性维度对总体工作满意度有正向影响。关键词:五星级酒店,管理者类型,个性类型,有效好客,工作满意度
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引用次数: 0
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Nepalese Journal of Management Science and Research
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