Investment is an important driving factor in a country's economic growth. However, in making investment decisions, factors such as fundamental analysis, technical analysis, psychological factors, and financial literacy can influence the results of investment decisions. Therefore, this study aims to analyze these factors and their relationship with investment decisions. This study uses a quantitative method with a descriptive approach. The research subjects were students of the East Java "Veteran" National Development University. Data is collected through a questionnaire that measures the level of influence of these factors on investment decisions, with financial literacy as a moderating variable. The results show that fundamental analysis has limitations because it depends on limited data. Technical analysis also has limitations because it relies on limited historical data and is vulnerable to sudden market changes. Psychological factors, such as self-confidence and risk tolerance, also influence investment decisions. However, financial literacy has only a limited impact on moderating the relationship between these factors and investment decisions. In making investment decisions, factors such as fundamental analysis, technical analysis, and psychological factors play an important role. Although financial literacy can assist in understanding basic financial concepts, its influence on these factors is limited. Therefore, increasing financial literacy among students and the millennial generation is expected to increase their understanding of managing risk and making wiser investment decisions.
{"title":"Analysis of Factors that Influence Investment Decisions with Financial Literacy as a Moderating Variable","authors":"Tia Mahrurotul Fikriyah, Dwi Suhartini","doi":"10.55927/ijba.v3i4.5200","DOIUrl":"https://doi.org/10.55927/ijba.v3i4.5200","url":null,"abstract":"Investment is an important driving factor in a country's economic growth. However, in making investment decisions, factors such as fundamental analysis, technical analysis, psychological factors, and financial literacy can influence the results of investment decisions. Therefore, this study aims to analyze these factors and their relationship with investment decisions. This study uses a quantitative method with a descriptive approach. The research subjects were students of the East Java \"Veteran\" National Development University. Data is collected through a questionnaire that measures the level of influence of these factors on investment decisions, with financial literacy as a moderating variable. The results show that fundamental analysis has limitations because it depends on limited data. Technical analysis also has limitations because it relies on limited historical data and is vulnerable to sudden market changes. Psychological factors, such as self-confidence and risk tolerance, also influence investment decisions. However, financial literacy has only a limited impact on moderating the relationship between these factors and investment decisions. In making investment decisions, factors such as fundamental analysis, technical analysis, and psychological factors play an important role. Although financial literacy can assist in understanding basic financial concepts, its influence on these factors is limited. Therefore, increasing financial literacy among students and the millennial generation is expected to increase their understanding of managing risk and making wiser investment decisions.","PeriodicalId":368447,"journal":{"name":"Indonesian Journal of Business Analytics","volume":"50 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135363073","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Digital banking is linked with several cybersecurity threats, such as the risk of hackers. Against this background, this study aims to explore behavioural insights into cybersecurity practices among digital banking consumers in South Africa. The researcher gathered data from 338 South African banking consumers. A structured questionnaire was used to survey these consumers, and the obtained data were analysed using structural equation modelling (SEM). The results revealed that subjective norms, self-efficacy, and attitude significantly influence the cybersecurity intention behaviour of digital banking consumers. The implications of the study's findings need to be more readily generalisable due to the sociocultural differences across different provinces and populations. Future research should include a more diverse sample to validate these findings further.
{"title":"Behavioural Insights Into Cybersecurity Practices Among Digital Banking Consumers in South Africa","authors":"Ntswaki Petunia Matlala","doi":"10.55927/ijba.v3i4.5515","DOIUrl":"https://doi.org/10.55927/ijba.v3i4.5515","url":null,"abstract":"Digital banking is linked with several cybersecurity threats, such as the risk of hackers. Against this background, this study aims to explore behavioural insights into cybersecurity practices among digital banking consumers in South Africa. The researcher gathered data from 338 South African banking consumers. A structured questionnaire was used to survey these consumers, and the obtained data were analysed using structural equation modelling (SEM). The results revealed that subjective norms, self-efficacy, and attitude significantly influence the cybersecurity intention behaviour of digital banking consumers. The implications of the study's findings need to be more readily generalisable due to the sociocultural differences across different provinces and populations. Future research should include a more diverse sample to validate these findings further.","PeriodicalId":368447,"journal":{"name":"Indonesian Journal of Business Analytics","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135363071","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Codenesa is an electronic module based in which there are interactive features for students to be able to practice the syntaxes explained in this platform. The research has the purpose to create and develop the Codenesa platform which to help support and create senior high vocational students to have a real portfolio as a professional to debut in the digital industry. The flow of the creation and development of Codenesa is through problem finding, data collection, production, and development of the Codenesa platform itself, the validation stage from expert lecturers covering the material and product aspects of Codenesa as a platform. The results of the expert lecturer validation stage show a value of 86.66% while the value of student responses when using the Codenesa platform as a learning medium shows a result of 93.13%. in addition, the increase in results is no less important when the pretest and posttest show significant results. This can be seen from the average pretest of students with a score of 50 and getting an average post-test score of 81.94. It can be concluded that using the Codenesa platform can increase the average value by 31.94% compared to students who study without using Codenesa who can only increase the average value by 13.66%.
{"title":"Development of Project Based Learning-Based Interactive E-Modules on Industry Standard Front-End Web Development Skills for Vocational High School Students","authors":"Bambang Sujatmiko, Dava Daviar Saputra","doi":"10.55927/ijba.v3i4.5296","DOIUrl":"https://doi.org/10.55927/ijba.v3i4.5296","url":null,"abstract":"Codenesa is an electronic module based in which there are interactive features for students to be able to practice the syntaxes explained in this platform. The research has the purpose to create and develop the Codenesa platform which to help support and create senior high vocational students to have a real portfolio as a professional to debut in the digital industry. The flow of the creation and development of Codenesa is through problem finding, data collection, production, and development of the Codenesa platform itself, the validation stage from expert lecturers covering the material and product aspects of Codenesa as a platform. The results of the expert lecturer validation stage show a value of 86.66% while the value of student responses when using the Codenesa platform as a learning medium shows a result of 93.13%. in addition, the increase in results is no less important when the pretest and posttest show significant results. This can be seen from the average pretest of students with a score of 50 and getting an average post-test score of 81.94. It can be concluded that using the Codenesa platform can increase the average value by 31.94% compared to students who study without using Codenesa who can only increase the average value by 13.66%.","PeriodicalId":368447,"journal":{"name":"Indonesian Journal of Business Analytics","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135248224","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Aris Enrico Sukemi, Seno Aji Wahyono, Santi Widyaningrum
The purpose of this research is to analyze whether the use of word of mouth and place influences the brand awareness of the people in Malang City. The population selected in this study is all people who have bought Mixue products at outlets in Malang City. Using a survey data collection method, namely a questionnaire (Google Form) with a total of 193 respondents. Using multiple linear regression analysis techniques this was done because the analysis in this study needed to determine the influence of more than one independent variable on one dependent variable. The results of this study indicate that there is a positive influence between word of mouth and place on the brand awareness of Mixue in Malang City.
{"title":"The Effect of Word of Mouth and Place on Brand Aware Mixue in Malang City","authors":"Aris Enrico Sukemi, Seno Aji Wahyono, Santi Widyaningrum","doi":"10.55927/ijba.v3i4.5162","DOIUrl":"https://doi.org/10.55927/ijba.v3i4.5162","url":null,"abstract":"The purpose of this research is to analyze whether the use of word of mouth and place influences the brand awareness of the people in Malang City. The population selected in this study is all people who have bought Mixue products at outlets in Malang City. Using a survey data collection method, namely a questionnaire (Google Form) with a total of 193 respondents. Using multiple linear regression analysis techniques this was done because the analysis in this study needed to determine the influence of more than one independent variable on one dependent variable. The results of this study indicate that there is a positive influence between word of mouth and place on the brand awareness of Mixue in Malang City.","PeriodicalId":368447,"journal":{"name":"Indonesian Journal of Business Analytics","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135248226","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to review several articles related to employee performance which has become a phenomenon in the industry, many findings in the industry employee performance is influenced by various variables such as work engagement, competence, motivation and are mediated by resilience, this article uses a literature summary study and there are findings of several variables that are indeed related to employee performance, in this study no sample was used because there was no distribution of questionnaires to respondents.
{"title":"Analysis of Work Engagement, Competence, Motivation Mediated by Resilience on Employee Performance","authors":"Ninin Nurhidayati, Joned Ceilendra Saksana, Neila Aisha, Bekti Setiadi, Dewi Ulfah Arini","doi":"10.55927/ijba.v3i4.5446","DOIUrl":"https://doi.org/10.55927/ijba.v3i4.5446","url":null,"abstract":"This study aims to review several articles related to employee performance which has become a phenomenon in the industry, many findings in the industry employee performance is influenced by various variables such as work engagement, competence, motivation and are mediated by resilience, this article uses a literature summary study and there are findings of several variables that are indeed related to employee performance, in this study no sample was used because there was no distribution of questionnaires to respondents.","PeriodicalId":368447,"journal":{"name":"Indonesian Journal of Business Analytics","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135989123","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to analyze the effect of Lifestyle, Promotion, and Product Quality on purchasing decisions on Nu Skin TR90 products in Surabaya. This study used a research tool or instrument in a questionnaire. In this study, a sample collection technique was used using the purposive sampling method. The total number of indicators in this study totaled 17 indicators and the parameters in the sample measurement to be used were 7. Data analysis used in this study used the component-based Structural Equation Modeling (SEM) method with using the Partial Least Square (PLS) analysis tool. Based on the results of the research that has been done, it is found that the Lifestyle variable has a non-significant effect on purchasing decisions. Promotion variable has a significant effect on purchasing decisions. Product Quality variable has a significant effect on purchasing decisions.
{"title":"The Influence of Lifestyle, Promotion, and Product Quality on Purchasing Decisions on Nu Skin TR90 Products in Surabaya.","authors":"Theodora Ketlinia, Ugy Soebiantoro","doi":"10.55927/ijba.v3i4.5199","DOIUrl":"https://doi.org/10.55927/ijba.v3i4.5199","url":null,"abstract":"This study aims to analyze the effect of Lifestyle, Promotion, and Product Quality on purchasing decisions on Nu Skin TR90 products in Surabaya. This study used a research tool or instrument in a questionnaire. In this study, a sample collection technique was used using the purposive sampling method. The total number of indicators in this study totaled 17 indicators and the parameters in the sample measurement to be used were 7. Data analysis used in this study used the component-based Structural Equation Modeling (SEM) method with using the Partial Least Square (PLS) analysis tool. Based on the results of the research that has been done, it is found that the Lifestyle variable has a non-significant effect on purchasing decisions. Promotion variable has a significant effect on purchasing decisions. Product Quality variable has a significant effect on purchasing decisions.","PeriodicalId":368447,"journal":{"name":"Indonesian Journal of Business Analytics","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135989710","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
With the more intense business competition in the world of beauty, of course, every brand needs an effective strategy to increase consumer buying interest. One of the newly entered skincare brands in Indonesia is a Skintific skincare brand from Canada. The purpose of this study was to determine the effect of interactive marketing and electronic word of mouth on brand awareness of Skintific products. The type of research used is quantitative research with the Google form questionnaire distribution method. The sample in this study was 100 respondents using the SPSS program. The classic assumption tests used in this study are normality, homoscedasticity, non-multicollinearity, and linearity. Then after testing the classical assumptions, it can be concluded that the results of interactive marketing and electronic word-of-mouth variables have a positive effect on brand awareness of Skintific products.
{"title":"Effect of Interactive Marketing and Electronic Word of Mouth on Brand Awareness of Skintific Products","authors":"Mela Arimbi, Seno Aji Wahyono, None Kalimasada","doi":"10.55927/ijba.v3i4.5187","DOIUrl":"https://doi.org/10.55927/ijba.v3i4.5187","url":null,"abstract":"With the more intense business competition in the world of beauty, of course, every brand needs an effective strategy to increase consumer buying interest. One of the newly entered skincare brands in Indonesia is a Skintific skincare brand from Canada. The purpose of this study was to determine the effect of interactive marketing and electronic word of mouth on brand awareness of Skintific products. The type of research used is quantitative research with the Google form questionnaire distribution method. The sample in this study was 100 respondents using the SPSS program. The classic assumption tests used in this study are normality, homoscedasticity, non-multicollinearity, and linearity. Then after testing the classical assumptions, it can be concluded that the results of interactive marketing and electronic word-of-mouth variables have a positive effect on brand awareness of Skintific products.","PeriodicalId":368447,"journal":{"name":"Indonesian Journal of Business Analytics","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135989712","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to test whether company value can be influenced by institutional ownership, leverage, tax avoidance and using dividend policy as a moderating variable in LQ45 index companies for the 2019-2022 period. Based on purposive sampling there are 18 companies to be tested. Data testing uses the moderation regression test (MRA) method with SPSS. The results showed that there was a partial positive significant effect on institutional ownership also leverage on company value. While tax avoidance is significantly negative on company value. dividend policy can moderate the effect of institutional ownership and leverage on firm value, but is incapable of moderating the effect of tax avoidance on firm value.
{"title":"Increasing Company Value Through Internal and External Factors of the Company with Dividend Policy as a Moderating Variable","authors":"Salsabillah Akustika, Ira Wikartika","doi":"10.55927/ijba.v3i4.5231","DOIUrl":"https://doi.org/10.55927/ijba.v3i4.5231","url":null,"abstract":"This study aims to test whether company value can be influenced by institutional ownership, leverage, tax avoidance and using dividend policy as a moderating variable in LQ45 index companies for the 2019-2022 period. Based on purposive sampling there are 18 companies to be tested. Data testing uses the moderation regression test (MRA) method with SPSS. The results showed that there was a partial positive significant effect on institutional ownership also leverage on company value. While tax avoidance is significantly negative on company value. dividend policy can moderate the effect of institutional ownership and leverage on firm value, but is incapable of moderating the effect of tax avoidance on firm value.","PeriodicalId":368447,"journal":{"name":"Indonesian Journal of Business Analytics","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135989711","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This study aims to analyze the phenomenon of the flypaper effect through the influence of Local Own Revenue, General Allocation Funds, Special Allocation Funds, and Profit Sharing Funds on Regional Expenditures in the Regency/City of the Province of the Special Region of Yogyakarta. The data used in this study is secondary data for 2012 – 2021 sourced from the BPS for the Special Region of Yogyakarta and the DJPK of the Indonesian Ministry of Finance. The research method used is the quantitative method and processed with STATA 14. The results of the analysis show that simultaneously and partially the variables Local Own Revenue, General Allocation Funds, and Special Allocation Funds, have a positive and significant effect on Regional Expenditures. While the Revenue Sharing Fund does not affect Regional Expenditure, among the three balance funds of the General Allocation Fund has a major influence on Regional Expenditure. The results also show that there is a flypaper effect phenomenon in the Regional Expenditure of the Regency/City of the Province of the Special Region of Yogyakarta.
{"title":"The Flypaper Effect Phenomena in Regional Expenditure in Districts/Cities of the Special Province of Yogyakarta","authors":"Wildhan Farica, Riko Setya Wijaya","doi":"10.55927/ijba.v3i4.5154","DOIUrl":"https://doi.org/10.55927/ijba.v3i4.5154","url":null,"abstract":"This study aims to analyze the phenomenon of the flypaper effect through the influence of Local Own Revenue, General Allocation Funds, Special Allocation Funds, and Profit Sharing Funds on Regional Expenditures in the Regency/City of the Province of the Special Region of Yogyakarta. The data used in this study is secondary data for 2012 – 2021 sourced from the BPS for the Special Region of Yogyakarta and the DJPK of the Indonesian Ministry of Finance. The research method used is the quantitative method and processed with STATA 14. The results of the analysis show that simultaneously and partially the variables Local Own Revenue, General Allocation Funds, and Special Allocation Funds, have a positive and significant effect on Regional Expenditures. While the Revenue Sharing Fund does not affect Regional Expenditure, among the three balance funds of the General Allocation Fund has a major influence on Regional Expenditure. The results also show that there is a flypaper effect phenomenon in the Regional Expenditure of the Regency/City of the Province of the Special Region of Yogyakarta.","PeriodicalId":368447,"journal":{"name":"Indonesian Journal of Business Analytics","volume":"52 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135988873","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This article reviews and looks for the relationship between two variables, namely banking and credit risk management from the results of existing research. The research method used is qualitative by looking at the findings or research results from existing literature derived from reputable journals or other sources found to support this study. In this article explains that banking credit risk management, determinants play an important role in identifying, measuring, and managing credit risk. Factors such as debtor characteristics, quality of collateral, economic and industrial conditions, bank policies and procedures, and legal and regulatory factors affect the level of credit risk. A deep understanding of these factors helps banks in taking better decisions and developing effective strategies in managing credit risk.
{"title":"Determinant Banking Credit Risk Management","authors":"Josua Panatap Soehaditama, Nera Marinda Machdar, Adler Haymans Manurung","doi":"10.55927/ijba.v3i4.5032","DOIUrl":"https://doi.org/10.55927/ijba.v3i4.5032","url":null,"abstract":"This article reviews and looks for the relationship between two variables, namely banking and credit risk management from the results of existing research. The research method used is qualitative by looking at the findings or research results from existing literature derived from reputable journals or other sources found to support this study. In this article explains that banking credit risk management, determinants play an important role in identifying, measuring, and managing credit risk. Factors such as debtor characteristics, quality of collateral, economic and industrial conditions, bank policies and procedures, and legal and regulatory factors affect the level of credit risk. A deep understanding of these factors helps banks in taking better decisions and developing effective strategies in managing credit risk.","PeriodicalId":368447,"journal":{"name":"Indonesian Journal of Business Analytics","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135989126","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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