Pub Date : 2023-02-04DOI: 10.36908/isbank.v8i2.639
Fadilla Fadilla, Ahmad Farhan, Choiriyah Choiriyah
During the global financial industry 5.0, it was easier for people to make loans both to banks or make loans online. To meet the needs of their lives, the community also no longer needs to come to the market, it is enough to press one of the applications on their respective mobile phones. The convenience of this technology gives birth to a culture of consumerism in society and people are more easily in debt. The research method used in this research is library research. This study seeks to explain to the community how important it is to control finance with the Islamic Family wealth management approach. The results suggest to families to fulfil the main points first in the order of (1) Wealth Accumulation, (2) Wealth protection, (3) Wealth purification, (4) Wealth Distribution.
{"title":"Family Financial Management through Islamic Family Wealth Management","authors":"Fadilla Fadilla, Ahmad Farhan, Choiriyah Choiriyah","doi":"10.36908/isbank.v8i2.639","DOIUrl":"https://doi.org/10.36908/isbank.v8i2.639","url":null,"abstract":"During the global financial industry 5.0, it was easier for people to make loans both to banks or make loans online. To meet the needs of their lives, the community also no longer needs to come to the market, it is enough to press one of the applications on their respective mobile phones. The convenience of this technology gives birth to a culture of consumerism in society and people are more easily in debt. The research method used in this research is library research. This study seeks to explain to the community how important it is to control finance with the Islamic Family wealth management approach. The results suggest to families to fulfil the main points first in the order of (1) Wealth Accumulation, (2) Wealth protection, (3) Wealth purification, (4) Wealth Distribution.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"15 1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121650138","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-02-04DOI: 10.36908/isbank.v8i2.689
A. Munandar, Aliyeva Patimat Shapiulayevna, Harsi Romli
The calculation and reporting of the Annual Corporate Income Tax Return is a tax obligation that must be fulfilled by corporate taxpayers no later than the fourth month at the end of the tax period. This study aims to analyse whether the calculation and reporting of the Annual Corporate Income Tax Return that has been carried out by PT. Intercon Terminal Indonesia complies with Law Number 36 of 2008 concerning the Fourth Amendment to Law Number 7 of 1983 concerning Income Tax and Regulation of the Director General of Taxes Number PER-19/PJ/2014 concerning the Second Amendment to Regulation of the Director General of Taxes Number Per-34/Pj/2010 Concerning the Forms of Annual Income Tax Returns for Individual Taxpayers and Corporate Taxpayers Along with Instructions for Filling In. The results of the study conclude that in calculating and reporting the Annual Corporate Income Tax Return PT. Intercon Terminal Indonesia has not fully complied with the Income Tax Law and Director General of Tax Regulations. So that in 2020, the company should have recorded a loss of Rp. 3,308,457,027 and overpaid tax of Rp. 437,556,885.
{"title":"Analysis of Calculations And Reporting of Annual Corporate Income Tax At PT. Interconterminal Indonesia Year 2020","authors":"A. Munandar, Aliyeva Patimat Shapiulayevna, Harsi Romli","doi":"10.36908/isbank.v8i2.689","DOIUrl":"https://doi.org/10.36908/isbank.v8i2.689","url":null,"abstract":"The calculation and reporting of the Annual Corporate Income Tax Return is a tax obligation that must be fulfilled by corporate taxpayers no later than the fourth month at the end of the tax period. This study aims to analyse whether the calculation and reporting of the Annual Corporate Income Tax Return that has been carried out by PT. Intercon Terminal Indonesia complies with Law Number 36 of 2008 concerning the Fourth Amendment to Law Number 7 of 1983 concerning Income Tax and Regulation of the Director General of Taxes Number PER-19/PJ/2014 concerning the Second Amendment to Regulation of the Director General of Taxes Number Per-34/Pj/2010 Concerning the Forms of Annual Income Tax Returns for Individual Taxpayers and Corporate Taxpayers Along with Instructions for Filling In. The results of the study conclude that in calculating and reporting the Annual Corporate Income Tax Return PT. Intercon Terminal Indonesia has not fully complied with the Income Tax Law and Director General of Tax Regulations. So that in 2020, the company should have recorded a loss of Rp. 3,308,457,027 and overpaid tax of Rp. 437,556,885.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"71 2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125977295","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-02-04DOI: 10.36908/isbank.v8i2.716
Parman Komarudin, Muhammad Sodiki, Imro Atut Toyyibah, Syahrani Syahrani, Z. Zakiyah
Al-Qardh is a bailout or loan for people who need fast funds, one of the bank's services in serving the community, apart from kafalah, hiwalah and others. This study aims to determine the development of research publications within a period of 13 (thirteen) years, determine the direction of qardh financing research trends, identify the relationship between scientific concepts, and find out the knowledge network of qardh financing based on keywords (co-occurrence) and author collaboration ( co-authorship). The method used in this study is descriptive bibliometric analysis, the data used was taken from 2010-2022. Data collection was carried out based on the Google scholar database with the keyword qardh financing and additional supporting keywords including Qardhul Hasan, soft loans, Islamic financing, Islamic banking, with a publication limit of 1000 journals. Data collection was carried out using Publish or Perish (PoP) software as metadata. Data analysis was performed using Vosviewer software as a medium for bibliometric analysis. The results of the study show that in the last 13 years, the number of publications regarding qardh financing research indexed by Google Scholar has fluctuated, but in terms of quantity it has increased significantly.
{"title":"Bibliometric Mapping of Research Developments Using Qardh Financing Topics On Google Scholar Using Vosviewer","authors":"Parman Komarudin, Muhammad Sodiki, Imro Atut Toyyibah, Syahrani Syahrani, Z. Zakiyah","doi":"10.36908/isbank.v8i2.716","DOIUrl":"https://doi.org/10.36908/isbank.v8i2.716","url":null,"abstract":"Al-Qardh is a bailout or loan for people who need fast funds, one of the bank's services in serving the community, apart from kafalah, hiwalah and others. This study aims to determine the development of research publications within a period of 13 (thirteen) years, determine the direction of qardh financing research trends, identify the relationship between scientific concepts, and find out the knowledge network of qardh financing based on keywords (co-occurrence) and author collaboration ( co-authorship). The method used in this study is descriptive bibliometric analysis, the data used was taken from 2010-2022. Data collection was carried out based on the Google scholar database with the keyword qardh financing and additional supporting keywords including Qardhul Hasan, soft loans, Islamic financing, Islamic banking, with a publication limit of 1000 journals. Data collection was carried out using Publish or Perish (PoP) software as metadata. Data analysis was performed using Vosviewer software as a medium for bibliometric analysis. The results of the study show that in the last 13 years, the number of publications regarding qardh financing research indexed by Google Scholar has fluctuated, but in terms of quantity it has increased significantly.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"65 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133643989","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-02-04DOI: 10.36908/isbank.v8i2.705
Bana Darwisah Pohan, tut anggraini
This study aims to understand the effect of safekeeping fees (ujrah) and fines for late payment of gold pawn products on customer satisfaction at Bank Syariah Indonesia (BSI) KCP Gunung Tua. This type of research is quantitative research with the sample is 95 respondents. Using data collection techniques in the form of a questionnaire. Data analysis is using, namely the Validity test, reliability test, normality test, classic assumption test, multiple linear regression analysis, partial test (t test), simultaneous test (F test), and test the coefficient of determination (R2). From the results of the study it was concluded that together with the cost of safekeeping (ujrah) and late payment fines for gold pawn products, they have an effect and are partial to gold pawn customer satisfaction. Simultaneously, the value of Sig. namely 0.000 <0.05 and fcount 42.020 > ftable 3.10. Partially, the value of Sig. X1 = 0.000 and X2 = 0.000, then the value of both <0.05 and with tcount X1 = 3.156 and X2 = 4.187 > ttable 2.604.
本研究旨在了解印尼伊斯兰银行(BSI) KCP Gunung Tua的保管费(ujrah)和逾期支付黄金典当产品罚款对客户满意度的影响。这种类型的研究是定量研究，样本是95受访者。使用问卷形式的数据收集技术。数据分析采用的是，即效度检验、信度检验、正态性检验、经典假设检验、多元线性回归分析、偏检验(t检验)、同时检验(F检验)，以及决定系数检验(R2)。从研究结果中得出结论，与保管成本(ujrah)和逾期付款罚款一起，它们对金典当产品的客户满意度有影响，并且是局部的。同时，在表3.10中，Sig.的值即0.000。部分地，Sig. X1 = 0.000, X2 = 0.000，则两个表的值均为2.604。
{"title":"The Influence of Deposit Fee And Late Fine On Customer Satisfaction of Bsi Gunung Tua Gold Pawn","authors":"Bana Darwisah Pohan, tut anggraini","doi":"10.36908/isbank.v8i2.705","DOIUrl":"https://doi.org/10.36908/isbank.v8i2.705","url":null,"abstract":"This study aims to understand the effect of safekeeping fees (ujrah) and fines for late payment of gold pawn products on customer satisfaction at Bank Syariah Indonesia (BSI) KCP Gunung Tua. This type of research is quantitative research with the sample is 95 respondents. Using data collection techniques in the form of a questionnaire. Data analysis is using, namely the Validity test, reliability test, normality test, classic assumption test, multiple linear regression analysis, partial test (t test), simultaneous test (F test), and test the coefficient of determination (R2). From the results of the study it was concluded that together with the cost of safekeeping (ujrah) and late payment fines for gold pawn products, they have an effect and are partial to gold pawn customer satisfaction. Simultaneously, the value of Sig. namely 0.000 <0.05 and fcount 42.020 > ftable 3.10. Partially, the value of Sig. X1 = 0.000 and X2 = 0.000, then the value of both <0.05 and with tcount X1 = 3.156 and X2 = 4.187 > ttable 2.604.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134341310","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-02-04DOI: 10.36908/isbank.v8i2.706
Havis Aravik, Makmun Harun, Rahma Febrianti
This article describes the urgency of business ethics in the era of the industrial revolution 4.0. The article is qualitative research in the type of literature research. This research is the analytical description and data analysis using the deductive thinking method. The study results showed that in the era of the industrial revolution 4.0. There are fundamental changes in various fields; one of them is the business field. For that, ethics is needed so the business can generate profits for all. Numerous Islamic business ethics are always relevant in business activities, such as honesty, selling goods according to quality, not using oaths, being loose and generous, building good relations between colleagues, orderly administration, and transparently setting the price is essential for business activities. So the business carried out produces peace and prosperity in the hearts and minds of business people. The corporation has to follow moral and religious values and does not break human principles.
{"title":"The Urgency of Islamic Business Ethics In The Era of The Industrial Revolution 4.0","authors":"Havis Aravik, Makmun Harun, Rahma Febrianti","doi":"10.36908/isbank.v8i2.706","DOIUrl":"https://doi.org/10.36908/isbank.v8i2.706","url":null,"abstract":"This article describes the urgency of business ethics in the era of the industrial revolution 4.0. The article is qualitative research in the type of literature research. This research is the analytical description and data analysis using the deductive thinking method. The study results showed that in the era of the industrial revolution 4.0. There are fundamental changes in various fields; one of them is the business field. For that, ethics is needed so the business can generate profits for all. Numerous Islamic business ethics are always relevant in business activities, such as honesty, selling goods according to quality, not using oaths, being loose and generous, building good relations between colleagues, orderly administration, and transparently setting the price is essential for business activities. So the business carried out produces peace and prosperity in the hearts and minds of business people. The corporation has to follow moral and religious values and does not break human principles.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126481081","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-02-04DOI: 10.36908/isbank.v8i2.695
Dhea Ananda Puteri, Asyari Asyari
This study analyzes whether the application of digital transformation affects the revitalization of MSMEs during the pandemic and whether it can be mediated by digital literacy. Using a sample of 378 respondents from micro-sector MSMEs in Bukittinggi City in 2021, this study reveals that the application of digital transformation and digital literacy is positively related to the revitalization of MSMEs, which in this case uses business performance indicators to serve as a basis for determining the level of success. from the revitalization of SMEs. This finding offers empirical evidence about the importance of digital literacy in the relationship between implementing digital transformation and revitalizing MSMEs during the pandemic. This shows that the implementation of digital transformation will not succeed without an educational intermediary for digital technology itself. Furthermore, this study recommends strategies to improve the application of digital transformation for MSME business actors by increasing digital literacy of business actors
{"title":"The Effect of Digital Transformation On The Revitalization of Msmes In Pandemi Time With Digital Literacy As An Intervening Variable (Case Study of Micro Enterprises in the City of Bukittinggi)","authors":"Dhea Ananda Puteri, Asyari Asyari","doi":"10.36908/isbank.v8i2.695","DOIUrl":"https://doi.org/10.36908/isbank.v8i2.695","url":null,"abstract":"This study analyzes whether the application of digital transformation affects the revitalization of MSMEs during the pandemic and whether it can be mediated by digital literacy. Using a sample of 378 respondents from micro-sector MSMEs in Bukittinggi City in 2021, this study reveals that the application of digital transformation and digital literacy is positively related to the revitalization of MSMEs, which in this case uses business performance indicators to serve as a basis for determining the level of success. from the revitalization of SMEs. This finding offers empirical evidence about the importance of digital literacy in the relationship between implementing digital transformation and revitalizing MSMEs during the pandemic. This shows that the implementation of digital transformation will not succeed without an educational intermediary for digital technology itself. Furthermore, this study recommends strategies to improve the application of digital transformation for MSME business actors by increasing digital literacy of business actors","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123930334","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-02-04DOI: 10.36908/isbank.v8i2.698
Murdiana Murdiana, Efendri Efendri, Z. Kisman, D. Kanto
This study aims to analyze the effect of academic pressure, academic procrastination, and ability with self-efficacy as a moderating variable on student academic cheating. The population used in this study were Trilogy University students. The sample was determined using a purposive sampling method. The data analysis technique uses Partial Least Square (PLS) with the SEM (Structural Equation Modeling) method or the Structural Equation Model with the PLS Warp program. The data source used is primary data obtained by distributing questionnaires. The results of this study indicate that academic pressure, academic procrastination, and ability to have a positive and significant effect on academic cheating and self-efficacy do not moderate the impact of the three independent variables above on academic cheating.
{"title":"The Influence of Academic Pressure, Academic Procrastination and Ability with Self Efficacy as a Moderating Variable on Student Academic Fraud Behavior","authors":"Murdiana Murdiana, Efendri Efendri, Z. Kisman, D. Kanto","doi":"10.36908/isbank.v8i2.698","DOIUrl":"https://doi.org/10.36908/isbank.v8i2.698","url":null,"abstract":"This study aims to analyze the effect of academic pressure, academic procrastination, and ability with self-efficacy as a moderating variable on student academic cheating. The population used in this study were Trilogy University students. The sample was determined using a purposive sampling method. The data analysis technique uses Partial Least Square (PLS) with the SEM (Structural Equation Modeling) method or the Structural Equation Model with the PLS Warp program. The data source used is primary data obtained by distributing questionnaires. The results of this study indicate that academic pressure, academic procrastination, and ability to have a positive and significant effect on academic cheating and self-efficacy do not moderate the impact of the three independent variables above on academic cheating.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"69 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124874072","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-02-04DOI: 10.36908/isbank.v8i2.600
Harisah Al-islam, Syafrudin Arif Marah Manunggal
This paper aims to examine the effect of the social environment, religiosity, and customer knowledge partially and simultaneously on the decision to save with a wadi'ah contract at Bank Muamalat Indonesia Tulungagung Sub-Branch. The research method used is quantitative method. This research is sourced from primary data generated from the distribution of questionnaires. The statistical test used is the classical assumption test and multiple linear regression analysis. The results of this study are the social environment partially influences the decision to save with a wadi'ah contract at Bank Muamalat Indonesia Tulungagung Sub-Branch. Religiosity does not partially affect the decision to save with a wadi'ah contract at Bank Muamalat Indonesia Tulungagung Sub-Branch. Customer knowledge partially influences the decision to save with a wadi'ah contract at Bank Muamalat Indonesia Tulungagung Sub-Branch. The variables of social environment, religiosity, and customer knowledge simultaneously have an effect of 61.4% on the variable of saving decisions with wadi'ah contracts at Bank Muamalat Indonesia Tulungagung Sub-Branch. While the remaining 38.6% is influenced by other variables outside of this model.
本文旨在考察社会环境、宗教信仰和客户知识对印度尼西亚穆阿马拉银行Tulungagung支行wadi'ah合同储蓄决定的部分和同时影响。研究方法采用定量方法。本研究的数据来源于发放问卷的原始数据。统计检验采用经典假设检验和多元线性回归分析。本研究的结果是社会环境在一定程度上影响了印尼穆阿马拉银行Tulungagung支行的wadi'ah合同储蓄决策。宗教信仰不会部分影响印尼穆阿马拉银行Tulungagung支行的wadi'ah合同储蓄决定。在印尼穆马拉特银行图伦加贡支行，客户的了解程度部分影响到是否决定使用wadi'ah合同进行储蓄。社会环境变量、宗教信仰变量和客户知识变量同时对Muamalat Bank Indonesia Tulungagung支行wadi'ah合同储蓄决策变量产生61.4%的影响。而剩下的38.6%则受到该模型之外的其他变量的影响。
{"title":"The Influence of Social Environment, Religiosity, and Customer Knowledge on Saving Decisions with Wadi'ah Contracts at Bank Muamalat Indonesia Tulungagung Sub-Branch","authors":"Harisah Al-islam, Syafrudin Arif Marah Manunggal","doi":"10.36908/isbank.v8i2.600","DOIUrl":"https://doi.org/10.36908/isbank.v8i2.600","url":null,"abstract":"This paper aims to examine the effect of the social environment, religiosity, and customer knowledge partially and simultaneously on the decision to save with a wadi'ah contract at Bank Muamalat Indonesia Tulungagung Sub-Branch. The research method used is quantitative method. This research is sourced from primary data generated from the distribution of questionnaires. The statistical test used is the classical assumption test and multiple linear regression analysis. The results of this study are the social environment partially influences the decision to save with a wadi'ah contract at Bank Muamalat Indonesia Tulungagung Sub-Branch. Religiosity does not partially affect the decision to save with a wadi'ah contract at Bank Muamalat Indonesia Tulungagung Sub-Branch. Customer knowledge partially influences the decision to save with a wadi'ah contract at Bank Muamalat Indonesia Tulungagung Sub-Branch. The variables of social environment, religiosity, and customer knowledge simultaneously have an effect of 61.4% on the variable of saving decisions with wadi'ah contracts at Bank Muamalat Indonesia Tulungagung Sub-Branch. While the remaining 38.6% is influenced by other variables outside of this model. ","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131173083","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-02-04DOI: 10.36908/isbank.v8i2.696
A. Hamzani, N. Khasanah
This article discusses the contribution of Sayyed Mahmud Teleghani's economic thought to the development of contemporary Islamic economics. To know and understand the contribution of Sayyed Mahmud Teleghani's economic thought to the development of contemporary Islamic economics. The data used are primary data taken from Teleghani's works and secondary data from various documents obtained both online and offline and analyzed descriptively. The results of this article show that as one of the important figures in the Iqtishad school, teleghani transmits many of his economic ideas which play an important role in the development of contemporary Islamic economics. One of the important concepts is about humans as economic actors whereas Teleghani believes that humans have internal principles in the form of a desire for wealth and external impulses that are strongly influenced by the environment and economy. Therefore, three major thoughts become the focus of the economy, namely, property and ownership, freedom, and circulation of money. To achieve harmony, the state must play an important role, especially in decision making and the allocation of resources, the role of the state, prohibiting usury and optimizing zakat, as well as allocating well the concepts of production, distribution, and consumption.
{"title":"Sayyid Mahmud Taleghani's Economic Thinking Contribution To The Development of The Contemporary Islamic Economy","authors":"A. Hamzani, N. Khasanah","doi":"10.36908/isbank.v8i2.696","DOIUrl":"https://doi.org/10.36908/isbank.v8i2.696","url":null,"abstract":"This article discusses the contribution of Sayyed Mahmud Teleghani's economic thought to the development of contemporary Islamic economics. To know and understand the contribution of Sayyed Mahmud Teleghani's economic thought to the development of contemporary Islamic economics. The data used are primary data taken from Teleghani's works and secondary data from various documents obtained both online and offline and analyzed descriptively. The results of this article show that as one of the important figures in the Iqtishad school, teleghani transmits many of his economic ideas which play an important role in the development of contemporary Islamic economics. One of the important concepts is about humans as economic actors whereas Teleghani believes that humans have internal principles in the form of a desire for wealth and external impulses that are strongly influenced by the environment and economy. Therefore, three major thoughts become the focus of the economy, namely, property and ownership, freedom, and circulation of money. To achieve harmony, the state must play an important role, especially in decision making and the allocation of resources, the role of the state, prohibiting usury and optimizing zakat, as well as allocating well the concepts of production, distribution, and consumption.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"136 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127353604","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-02-04DOI: 10.36908/isbank.v8i2.635
Kartika Marella Vanni, Tria Noviani
The ease of transactions at financial institutions has now been facilitated by the existence of technology that is updated on an ongoing basis. This is also what makes Islamic banking innovate on its products, one of which makes people's business credit (KUR) sharia accessible through a digital platform in collaboration with the telecommunications service company "Telkomsel". This easy access to Sharia KUR financing can be accessed through platforms available on your cellphone under the name DigiPOS and 99%Usahaku. With this innovation, it is hoped that business actors can increase their capacity to go digital so they can compete with established businesses. The existence of this phenomenon, the author will discuss about how the mechanism of KUR Syariah and implementation of digital-based KUR Syariah. The research method that the author uses is descriptive qualitative research using field research. The data source used is primary data collected using direct interview techniques with Indonesian Islamic Banks. And secondary data were taken from various literatures related to research.
{"title":"Indonesian Sharia Bank KUR Innovation Through A Digital Platform","authors":"Kartika Marella Vanni, Tria Noviani","doi":"10.36908/isbank.v8i2.635","DOIUrl":"https://doi.org/10.36908/isbank.v8i2.635","url":null,"abstract":"The ease of transactions at financial institutions has now been facilitated by the existence of technology that is updated on an ongoing basis. This is also what makes Islamic banking innovate on its products, one of which makes people's business credit (KUR) sharia accessible through a digital platform in collaboration with the telecommunications service company \"Telkomsel\". This easy access to Sharia KUR financing can be accessed through platforms available on your cellphone under the name DigiPOS and 99%Usahaku. With this innovation, it is hoped that business actors can increase their capacity to go digital so they can compete with established businesses. The existence of this phenomenon, the author will discuss about how the mechanism of KUR Syariah and implementation of digital-based KUR Syariah. The research method that the author uses is descriptive qualitative research using field research. The data source used is primary data collected using direct interview techniques with Indonesian Islamic Banks. And secondary data were taken from various literatures related to research.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129677999","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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