The growth of Islamic banking assets in Indonesia has experienced a very significant growth. The purpose of this study is to analyze the internal and external factors that influence this growth. This research method uses a quantitative design with a causal approach. Internal data sources use Islamic bank financial reports for the 2016-2020 period and external data, namely inflation. The sampling technique was determined by purposive sampling method, namely 7 Islamic Commercial Banks. The results showed that the internal factors NPF and ROA had no significant effect on assets. In contrast, BOPO has a significant effect on assets. External factors, inflation have a significant effect on Islamic banking assets.
{"title":"PENGARUH BOPO, NPF, ROA DAN INFLASI TERHADAP ASET PERBANKAN SYARIAH DI INDONESIA","authors":"Annisa Millania, Rofiul Wahyudi, Ferry Khusnul Mubarok, Julia Noermawati Eka Satyarini","doi":"10.36908/isbank.v7i1.292","DOIUrl":"https://doi.org/10.36908/isbank.v7i1.292","url":null,"abstract":"The growth of Islamic banking assets in Indonesia has experienced a very significant growth. The purpose of this study is to analyze the internal and external factors that influence this growth. This research method uses a quantitative design with a causal approach. Internal data sources use Islamic bank financial reports for the 2016-2020 period and external data, namely inflation. The sampling technique was determined by purposive sampling method, namely 7 Islamic Commercial Banks. The results showed that the internal factors NPF and ROA had no significant effect on assets. In contrast, BOPO has a significant effect on assets. External factors, inflation have a significant effect on Islamic banking assets.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128534397","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-21DOI: 10.36908/isbank.v7i1.274
Saprida Saprida, Zuul Fitriana Umari
Penelitian ini menggunakan jenis data kualitatif, dengan sumber data primer yaitu merupakan data pokok yang diperoleh dengan menggunakan studi lapangan mewawancarai muzakki, mustahiq dan amil zakat di desa prambatan. Sedangkan data sekunder diambil dari dokumentasi yang ada di kantor kepala desa Prambatan seperti data jumlah penduduk, mata pencaharian dan literatur yang berhubungan dengan masalah yang diteliti, seperti buku-buku perpustakaan yang ada kaitannya dengan permasalahan yang dibahas. Adapun teknik pengumpulan data yaitu observasi, wawancara dan dokumentasi. kemudian data yang telah terkumpul dianalisa secara kualitatif dengan menggunakan instrumen analisis deduktif interpretatif. Dari penelitian ini ditemukan, pengumpulan dan pembagian zakat di desa Prambatan dilakukan di Masjid Baiturrahman setiap tahun pada akhir bulan Ramadhan, sistem pembagian zakat fitrah dan zakat mal dikumpulkan di Masjid Baiturrahman dan ada juga muzakki yang langsung membayar sendiri dengan datang kerumah mustahiq tanpa melalui amil. Penunaian zakat fitrah yang dilakukan oleh masyarakat desa Prambatan hampir seluruhnya menunaikan zakat fitrah. Sedangkan untuk pembagian zakat mal/harta masih sedikit, minimnya orang yang menunaikan zakat harta yang terjadi dikalangan masyarakat desa Prambatan disebabkan masih rendahnya tingkat pemahaman terhadap kewajiban zakat mal.
{"title":"MANAJEMEN PENGELOLAAN ZAKAT DI DESA PRAMBATAN KECAMATAN ABAB KABUPATEN PALI","authors":"Saprida Saprida, Zuul Fitriana Umari","doi":"10.36908/isbank.v7i1.274","DOIUrl":"https://doi.org/10.36908/isbank.v7i1.274","url":null,"abstract":"Penelitian ini menggunakan jenis data kualitatif, dengan sumber data primer yaitu merupakan data pokok yang diperoleh dengan menggunakan studi lapangan mewawancarai muzakki, mustahiq dan amil zakat di desa prambatan. Sedangkan data sekunder diambil dari dokumentasi yang ada di kantor kepala desa Prambatan seperti data jumlah penduduk, mata pencaharian dan literatur yang berhubungan dengan masalah yang diteliti, seperti buku-buku perpustakaan yang ada kaitannya dengan permasalahan yang dibahas. Adapun teknik pengumpulan data yaitu observasi, wawancara dan dokumentasi. kemudian data yang telah terkumpul dianalisa secara kualitatif dengan menggunakan instrumen analisis deduktif interpretatif. Dari penelitian ini ditemukan, pengumpulan dan pembagian zakat di desa Prambatan dilakukan di Masjid Baiturrahman setiap tahun pada akhir bulan Ramadhan, sistem pembagian zakat fitrah dan zakat mal dikumpulkan di Masjid Baiturrahman dan ada juga muzakki yang langsung membayar sendiri dengan datang kerumah mustahiq tanpa melalui amil. Penunaian zakat fitrah yang dilakukan oleh masyarakat desa Prambatan hampir seluruhnya menunaikan zakat fitrah. Sedangkan untuk pembagian zakat mal/harta masih sedikit, minimnya orang yang menunaikan zakat harta yang terjadi dikalangan masyarakat desa Prambatan disebabkan masih rendahnya tingkat pemahaman terhadap kewajiban zakat mal. \u0000 ","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"31 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127762572","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-20DOI: 10.36908/isbank.v7i1.215
Himawan Pradipta
Kinerja BPRS, akhir-akhir ini kecenderungan melambat dan rentan mengalami kebangkrutan. Otoritas Jasa Keuangan (OJK) telah mengeluarkan POJK No. 20/POJK.03/2019 sebagai landasan dalam menilai tingkat kesehatan BPRS dan menjadi sinyal bagi manajemen dalam menjalankan aktivitas bisnisnya. Tujuan dari penelitian ini adalah untuk mengkaji tingkat kesehatan BPRS di Kawasan Tapal Kuda Jawa Timur ditinjau dari aspek kuantitatif yang meliputi permodalan, kualitas aset, rentabilitas dan likuiditas serta membandingkan tingkat kesehatannya. Jenis penelitian deskriptif komparatif dengan pendekatan kuantitatif digunakan dalam penelitian ini. Sampel penelitian menggunakan teknik purposive sampling. Jenis data adalah data time series Tahun 2017-2019. Sumber data diperoleh dari website OJK. Analisis data menggunakan rasio keuangan CAR EAQ, NPF, REO, ROA dan CR Penelitian ini menyimpulkan bahwa rerata seluruh BPRS di Kawasan Tapal Kuda untuk nilai CAR sebesar 61,80% dengan peringkat sangat sehat, EAQ sebesar 62,94% dengan peringkat tidak sehat, NPF sebesar 15,37% dengan peringkat kurang sehat, REO sebesar 108,97% dengan peringkat tidak sehat, ROA sebesar (0,01%) dengan peringkat tidak sehat, dan CR sebesar 32,43% dengan peringkat sehat. BPRS yang tersehat adalah PT. BPRS Situbondo dengan peringkat cukup sehat.
{"title":"KAJIAN TINGKAT KESEHATAN BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) DI KAWASAN TAPAL KUDA","authors":"Himawan Pradipta","doi":"10.36908/isbank.v7i1.215","DOIUrl":"https://doi.org/10.36908/isbank.v7i1.215","url":null,"abstract":"Kinerja BPRS, akhir-akhir ini kecenderungan melambat dan rentan mengalami kebangkrutan. Otoritas Jasa Keuangan (OJK) telah mengeluarkan POJK No. 20/POJK.03/2019 sebagai landasan dalam menilai tingkat kesehatan BPRS dan menjadi sinyal bagi manajemen dalam menjalankan aktivitas bisnisnya. Tujuan dari penelitian ini adalah untuk mengkaji tingkat kesehatan BPRS di Kawasan Tapal Kuda Jawa Timur ditinjau dari aspek kuantitatif yang meliputi permodalan, kualitas aset, rentabilitas dan likuiditas serta membandingkan tingkat kesehatannya. Jenis penelitian deskriptif komparatif dengan pendekatan kuantitatif digunakan dalam penelitian ini. Sampel penelitian menggunakan teknik purposive sampling. Jenis data adalah data time series Tahun 2017-2019. Sumber data diperoleh dari website OJK. Analisis data menggunakan rasio keuangan CAR EAQ, NPF, REO, ROA dan CR Penelitian ini menyimpulkan bahwa rerata seluruh BPRS di Kawasan Tapal Kuda untuk nilai CAR sebesar 61,80% dengan peringkat sangat sehat, EAQ sebesar 62,94% dengan peringkat tidak sehat, NPF sebesar 15,37% dengan peringkat kurang sehat, REO sebesar 108,97% dengan peringkat tidak sehat, ROA sebesar (0,01%) dengan peringkat tidak sehat, dan CR sebesar 32,43% dengan peringkat sehat. BPRS yang tersehat adalah PT. BPRS Situbondo dengan peringkat cukup sehat.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"114 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133402136","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-20DOI: 10.36908/isbank.v7i1.266
Fadilla Fadilla, Mei Puspita Sari
Penelitian ini dilakukan di STEBIS IGM Palembang. Covid 19 menyebabkan mahasiswa STEBIS IGM tidak dapat membayar UKT (Uang Kuliah Tunggal) secara tepat waktu karena banyak orang tua dari mahasiswa kehilangan pekerjaannya dan mahasiswa yang bekerja juga telah tidak dapat membayar UKT karena telah dirumahkan. 30 % mahasiswa STEBIS IGM tidak dapat membayar UKT. Untuk mengaktisipasinya maka STEBIS IGM memberikan kesempatan sebanyak 2 (dua) kali pembayaran UKT bagi mahasiswa yang tidak mampu. Covid 19 menyebabkan pembelajaran di STEBIS IGM juga berubah dari Luring (tatap muka) menjadi Daring (online). Untuk memperlancar pembelajaran secara daring STEBIS IGM telah dibantu dengan menggunakan sistem akademik secara online yaitu SIAKAD dan Edlink. Dosen dapat mengirimkan materi, tugas bahkan melakukan teleconference melalui sistem edlink ini. Ada beberapa hambatan dalam sistem pembelajaran secara online 1)Jaringan yang tidak stabil 2)Dosen sulit memonitor mahasiswanya satu persatu, 3)Mahasiswa menjadi segan mengikuti zoom mengingat sedikitnya waktu buat bertanya dan belajar 4)Mata Kuliah praktikum sulit dijelaskan jika tidak melalui tatap muka.
{"title":"Dampak Covid 19 Terhadap Sistem Pembelajaran dan Keuangan di STEBIS IGM","authors":"Fadilla Fadilla, Mei Puspita Sari","doi":"10.36908/isbank.v7i1.266","DOIUrl":"https://doi.org/10.36908/isbank.v7i1.266","url":null,"abstract":"Penelitian ini dilakukan di STEBIS IGM Palembang. Covid 19 menyebabkan mahasiswa STEBIS IGM tidak dapat membayar UKT (Uang Kuliah Tunggal) secara tepat waktu karena banyak orang tua dari mahasiswa kehilangan pekerjaannya dan mahasiswa yang bekerja juga telah tidak dapat membayar UKT karena telah dirumahkan. 30 % mahasiswa STEBIS IGM tidak dapat membayar UKT. Untuk mengaktisipasinya maka STEBIS IGM memberikan kesempatan sebanyak 2 (dua) kali pembayaran UKT bagi mahasiswa yang tidak mampu. \u0000 Covid 19 menyebabkan pembelajaran di STEBIS IGM juga berubah dari Luring (tatap muka) menjadi Daring (online). Untuk memperlancar pembelajaran secara daring STEBIS IGM telah dibantu dengan menggunakan sistem akademik secara online yaitu SIAKAD dan Edlink. Dosen dapat mengirimkan materi, tugas bahkan melakukan teleconference melalui sistem edlink ini. Ada beberapa hambatan dalam sistem pembelajaran secara online 1)Jaringan yang tidak stabil 2)Dosen sulit memonitor mahasiswanya satu persatu, 3)Mahasiswa menjadi segan mengikuti zoom mengingat sedikitnya waktu buat bertanya dan belajar 4)Mata Kuliah praktikum sulit dijelaskan jika tidak melalui tatap muka.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133448242","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-16DOI: 10.36908/isbank.v7i1.269
Rafika Sari
Corporate Social Responsibility (CSR) merupakan suatu prinsip kemanusian atau kepedulian perusahaan terhadap steakholdernya atau lingkungan sosialnya dimana etika perusahaan dinilai dari cara perusahaan memperlakukan steakholdernya , Penelitian ini akan menganalisis tentang Corporate social responsibility dan pengungkapanya serta pengaruhnya terhadap propitabilitas , metode analisis data dengan megunakan regresi sederhanana hasil penelitian menyatakan bahwa Corporate social responsibility berpengaruh secara positif signifikan terhadap kinerja keuangan atau profitabilitas pada perusahaan manufaktur sektro barang konsumsi yang terdaftar dibursa efek dindonesia tahun 2019hal ini sejalan dengan teori steakholder yang menyarakan perusahaan tidak hanya dapat meningkatkan kinerjanya jika perusahaan dapat peduli pada seuam steakholdernya termasuk lingkungan sosialnya. Penelitian ini berkonstribusi pada perusahaan agar dapat meningkatkan etika kepedulian social dan melakaukan pengungkapan terhadap kegiatan sosialnya agar dapat meningkatkan kinerja perusahaan .
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Pub Date : 2021-08-16DOI: 10.36908/isbank.v7i1.305
M. W. Hutagalung, A. Soemitra, Arbanur Rasyid, F. Lubis, Ismail Nura
Prime Savings with Prizes is a savings that uses a mudharabah agreement. The problem in this research was that after the customer opens an account of prime savings with prizes, the customer will get a prize, even though the customer has not managed the savings by the bank. The provisions in syari'ah financial institutions, that the prize is a prize at the end of the period. This study aimed to determine how the implementation of Prime Savings at PT. Bank Muamalat, Padangsidimpuan branch office and to find out the concept of prime savings with prizes seen from an Islamic perspective. DSN Fatwa No.02/DSN-MUI/IV/2000 concerning savings, that the profit sharing must be stated in the form of a ratio and in the account opening contract. Second, DSN Fatwa No.86/DSN-MUI/XII/2012 concerning prizes in raising funds for syari'ah financial institutions. The research method used was a qualitative method with a descriptive approach. The types of data used were primary data sources and secondary data sources. Data processing techniques. The technique of collecting data were interviews, observation and documentation. Data analysis techniques were data reduction, data editing, data presentation, data conclusion and verification, and data validity techniques. This study found that the concept of giving gifts is a gift given by muamalat bank which is a gift at the beginning of the period, and the concept of gifts is based on interviews from ulama’ and lecturers when viewed from an Islamic perspective that gifts are a voluntary gift from someone to another without expecting a reward so that it is allowed in muamalah without being wronged.
Prime Savings with Prizes是一种使用mudharabah协议的储蓄。这个研究的问题是，在客户开了一个带奖品的优质储蓄账户后，即使客户没有管理银行的储蓄，客户也会得到奖品。伊斯兰金融机构规定，奖金是期末奖金。本研究旨在确定如何在PT. Bank Muamalat, Padangsidimpuan分行实施Prime Savings，并从伊斯兰教的角度找出Prime Savings的概念。DSN第02/DSN- mui /IV/2000号关于储蓄的法特瓦规定，利润分享必须以比例的形式在开户合同中说明。第二，DSN第86/DSN- mui /XII/2012号关于为伊斯兰金融机构筹集资金的奖励的法特瓦。使用的研究方法是定性方法与描述性方法。所使用的数据类型为主要数据源和次要数据源。数据处理技术。收集数据的方法是访谈、观察和记录。数据分析技术包括数据简化、数据编辑、数据呈现、数据结论与验证以及数据有效性技术。本研究发现，赠送礼物的概念是muamalat银行赠送的礼物，这是一种开始时的礼物，礼物的概念是基于对乌拉玛和讲师的采访，从伊斯兰的角度来看，礼物是某人自愿赠送给另一个人的礼物，不期望得到回报，因此在muamalah中是允许的，而不会受到伤害。
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Pub Date : 2021-08-16DOI: 10.36908/isbank.v7i1.289
Anwar Musaddad
This research discusses the influence of the Sharia Supervisory Board (DPS) and the Audit Committee on the performance of Islamic banking in a case study at Bank NTB Syariah. This research is a descriptive study using multiple regression analysis method and processed using SPSS version 16. Based on the results of the study it was concluded that partially the Sharia Supervisory Board (X1) had a significant influence on Islamic banking performance with a significance value of 0.05. Meanwhile, the Audit Committee (X2) has no significant effect on the performance of Islamic banking. Meanwhile, the Sharia Supervisory Board (X1) and the Audit Committee (X2) simultaneously have a significant relationship with Islamic banking performance.
本研究以NTB伊斯兰银行为例，探讨了伊斯兰教法监事会(DPS)和审计委员会对伊斯兰银行绩效的影响。本研究采用多元回归分析方法进行描述性研究，并使用SPSS version 16进行处理。根据研究结果，可以得出部分伊斯兰教法监事会(X1)对伊斯兰银行绩效有显著影响的结论，显著性值为0.05。同时，审计委员会(X2)对伊斯兰银行的绩效没有显著影响。同时，伊斯兰教法监事会(X1)和审计委员会(X2)同时与伊斯兰银行绩效有显著关系。
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Pub Date : 2020-08-19DOI: 10.36908/isbank.v6i1.155
M. Veronica, R. Pebriani
The Influence of Fundamental and Macro Economic Factors on The Stock Price in Industrial Property Companies in The Indonesia Stock Exchange. The objective of this research is to empirically prove the influence of return on equity, debt to equity ratio, net profit margin, inflation, rate and interest rate Simultaneously and Partially on the stock price. The object of this research are 18 industrial property companies listed on the Indonesia Stock Exchange of research period of 2015 to 2018. The analytical method used is Multiple Linear Regression. The result of this research simultaneously indicates that return on equity, debt to equity ratio, net profit margin, inflation, rate, and interest rate influence the stock price. The research conducted partially indicates that net profit margin significantly influences the stock price. Return on equity, debt to equity ratio, inflation, rate, and interest rate do not influence the stock price.
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Pub Date : 2020-08-14DOI: 10.36908/isbank.v6i1.131
Annisa Eka Rahayu, Nunung Nurhayati
Pemahaman masyarakat Muslim terhadap riba dan bunga bank sangatlah beragam. Di satu sisi, masyarakat berasumsi bahwa bunga bank itu haram, namun di sisi lain ada yang berasumsi bahwa bunga bank wajib dibayarkan. riba dan bunga bank merupakan dua dimensi yang sifatnya sama, namun adapun yang memakai alasan bahwa bunga itu bukan riba. Dalam penulisan ini, akan dibahas bagaimana pemikiran seorang tokoh kontemporer yaitu Muhammad Abdul Mannan, mengenai riba dan bunga bank. Abdul Manan menyebutkan bahwa bunga bank adalah bagian dari riba. dapat meng Penelitian ini berdasarkan kepada pendekatan yuridis normatif, yaitu dengan mengkaji atau menganalisis data sekunder, spesifikasi penelitian yang digunakan adalah deskriptif analitis dan Metode pengumpulan data yang dipergunakan adalah studi kepustakaan, yaitu dengan mengkaji dan menganalisis buku dan literature-literatur yang berkaitan dengan objek pembahasan. Tujuan dari penelitian ini, agar pembaca mengetahui dan mengkaji pendapat Mannan serta dapat direlevansikan pemikirannya dengan kenyataan actual saat ini.
穆斯林社会对高利贷和银行利息的理解非常多样化。一方面，人们认为银行的利息是非法的，但另一方面，一些人认为银行的利息是有义务支付的。riba和bank vig是相同的二维性质，但如果他们使用的原因不是riba。在这篇文章中，将讨论当代人物穆罕默德·阿卜杜勒·曼南(Muhammad Abdul Mannan)对里巴和银行利息的看法。阿卜杜勒·阿曼提到银行利息是高利贷的一部分。可以根据规范性法律的方法进行研究，即通过审查或分析辅助数据，使用的研究规范是分析性描述性性和收集数据的方法是出版物研究，即通过审查和分析与讨论对象相关的书籍和文学作品。本研究的目的是让读者了解和检验曼南的观点，并将自己的观点与当前实际情况结合起来。
{"title":"TELAAH KRITIS PEMIKIRAN ABDUL MANNAN TENTANG RIBA DAN BUNGA BANK","authors":"Annisa Eka Rahayu, Nunung Nurhayati","doi":"10.36908/isbank.v6i1.131","DOIUrl":"https://doi.org/10.36908/isbank.v6i1.131","url":null,"abstract":"Pemahaman masyarakat Muslim terhadap riba dan bunga bank sangatlah beragam. Di satu sisi, masyarakat berasumsi bahwa bunga bank itu haram, namun di sisi lain ada yang berasumsi bahwa bunga bank wajib dibayarkan. riba dan bunga bank merupakan dua dimensi yang sifatnya sama, namun adapun yang memakai alasan bahwa bunga itu bukan riba. Dalam penulisan ini, akan dibahas bagaimana pemikiran seorang tokoh kontemporer yaitu Muhammad Abdul Mannan, mengenai riba dan bunga bank. Abdul Manan menyebutkan bahwa bunga bank adalah bagian dari riba. dapat meng Penelitian ini berdasarkan kepada pendekatan yuridis normatif, yaitu dengan mengkaji atau menganalisis data sekunder, spesifikasi penelitian yang digunakan adalah deskriptif analitis dan Metode pengumpulan data yang dipergunakan adalah studi kepustakaan, yaitu dengan mengkaji dan menganalisis buku dan literature-literatur yang berkaitan dengan objek pembahasan. Tujuan dari penelitian ini, agar pembaca mengetahui dan mengkaji pendapat Mannan serta dapat direlevansikan pemikirannya dengan kenyataan actual saat ini.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116736983","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2020-08-14DOI: 10.36908/isbank.v6i1.133
Tiara Juliana Jaya
Sharia banking is expected to apply sharia values to its transactions. Sharia values have a transparent nature. Sharia banking should be based on sharia principles. Referring to sharia principles as described in the Qur'an. Based on the problem then the author took the theme of Sharia banking branding through funding products. The fund-raising consists of three sharia Giro products, sharia savings and sharia deposits. The methods used are methods of analysis used are qualitative methods, and case studies. The triangulation approach of the two techniques of Denzin triangulation (XXX) is the use of sources and methods. It can be used as a cornerstone that by using Sharia bank products has many benefits that can be made for Shahibul Maal (Fund owners) continue to improve performance by using Sharia banking branding on all products especially in funding products. Islamic brand must show and have the appeal to consumers, and provide training and evaluation of human resources in sharia banking that is spearheading to provide vast information to prospective mudharib.
{"title":"BRANDING PERBANKAN SYARIAH MELALUI PRODUK-PRODUK PENDANAAN","authors":"Tiara Juliana Jaya","doi":"10.36908/isbank.v6i1.133","DOIUrl":"https://doi.org/10.36908/isbank.v6i1.133","url":null,"abstract":"Sharia banking is expected to apply sharia values to its transactions. Sharia values have a transparent nature. Sharia banking should be based on sharia principles. Referring to sharia principles as described in the Qur'an. Based on the problem then the author took the theme of Sharia banking branding through funding products. The fund-raising consists of three sharia Giro products, sharia savings and sharia deposits. The methods used are methods of analysis used are qualitative methods, and case studies. The triangulation approach of the two techniques of Denzin triangulation (XXX) is the use of sources and methods. It can be used as a cornerstone that by using Sharia bank products has many benefits that can be made for Shahibul Maal (Fund owners) continue to improve performance by using Sharia banking branding on all products especially in funding products. Islamic brand must show and have the appeal to consumers, and provide training and evaluation of human resources in sharia banking that is spearheading to provide vast information to prospective mudharib.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"78 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134561423","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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