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Automated Clearing System on Deposit Money Banks’ Performance: Experience from the Nigerian Banks 自动清算系统对存款银行绩效的影响:尼日利亚银行的经验
Pub Date : 2023-04-23 DOI: 10.30564/mmpp.v5i1.5525
Josephine Ekperechukwu Ukoh
This study majorly examined the effect of automated cheque clearing system on banks. Specifically, this study examined the effect of automated cheque clearing system on total deposits of deposit money banks in Nigeria. Data were extracted from the CBN Statistical Bulletin (2020). Using the ordinary least square method of analysis via E-views 10, the findings of the study revealed that deposit money banks’ total deposits increased significantly owing to the decline in the value of cheques cleared, since the adoption of the automated cheque clearing system in Nigeria. Guided by the findings of this study, the researcher recommended that the regulatory authorities and banks should continue to liaise with each other on how to improve the efficiency of automated services so as to improve customer satisfaction and patronage.
本研究主要考察支票自动清算系统对银行的影响。具体而言,本研究考察了自动支票清算系统对尼日利亚存款银行存款总额的影响。数据摘自CBN统计公报(2020)。通过E-views 10使用普通最小二乘分析方法,研究结果显示,自从尼日利亚采用自动支票清算系统以来,由于清算支票的价值下降,存款银行的总存款显著增加。根据这项研究的结果,研究人员建议监管当局和银行应继续就如何提高自动化服务的效率保持联系,以提高客户的满意度和惠顾率。
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引用次数: 0
Pursuing the Distilled Good Practices to Improve the Quality of Environmental Impact Assessment Reports and Hence Enhance the EIA Effectiveness and Help Address the Concerns of Project Proponents: An Indian Context 采用经提炼的良好做法,提高环境影响评估报告的质素,从而提高环境影响评估的成效,并协助解决项目倡议者的关注:以印度为例
Pub Date : 2023-04-13 DOI: 10.30564/mmpp.v5i1.5460
A. Rathi
Despite a wealth of literature on the different facets of the EIA, and copious theoretical knowledge and practical experience, the general agreement is eluding definitions of EIA effectiveness, quality, and good practices. There are apprehensions about EIA meeting its basic objectives while project proponents continue to treat EIA as an impediment to development. Governments tend to adopt a “practical” approach, sacrificing pillars of EIA and overlooking the prime objective of environmental protection. Based on an extensive literature study and the author’s long EIA-related experience, some key workable practices for the EIA process are elaborated. Meticulous scoping using different sets of lenses, spotlighting significant impacts to determine the breadth and depth of EIA reports for focussed EIAs, robust EIA review and decision-making, commitment from the regulators for environmental protection, and use of strategic planning, strategic environmental assessment, and tiering practices are expected to address scholars’ apprehensions and project proponents’ concerns.
尽管关于环境影响评价的不同方面有大量的文献,也有丰富的理论知识和实践经验,但普遍的共识是没有对环境影响评价的有效性、质量和良好做法的定义。有人担心环评能否达到其基本目标,而项目倡议者则继续将环评视为发展的障碍。政府往往采取“务实”的方式,牺牲环境影响评估的支柱,忽视环境保护的首要目标。在大量文献研究的基础上,结合笔者长期从事环评工作的经验,阐述了环评过程中一些关键的可行做法。使用不同的视角细致地界定范围,突出重大影响以确定重点环评的环评报告的广度和深度,强有力的环评审查和决策,监管机构对环境保护的承诺,以及使用战略规划、战略环境评估和分层实践,有望解决学者的担忧和项目支持者的担忧。
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引用次数: 1
Household Vulnerability Dimensions, Maternal Health Practices and Childhood Immunization Status in Nigeria 尼日利亚的家庭脆弱性、孕产妇保健做法和儿童免疫状况
Pub Date : 2023-03-22 DOI: 10.30564/mmpp.v5i1.5399
O. Kolawole, A. Akinyemi, B. Solanke
Immunisation is considered one of the most cost-effective public health interventions for reducing childhood morbidity, mortality, and disability globally. However, while global achievement of over 70% coverage rates was sustained in the 1990s, wide variations exist between and within countries. In some developing countries, immunisation rates increased substantially, but in sub-Saharan Africa, immunisation rates plummeted, leaving millions of children vulnerable to life-threatening diseases. In Nigeria, coverage rates for routine immunisation of all antigens still fall below 50%. The study examined the overall influence of household vulnerability dimensions, maternal health practices on childhood immunization status in Nigeria. The study used secondary data from the 2013 Nigeria Demographic and Health Surveys (NDHS). The analytical weighted sample size was 5,824 women of reproductive ages (15-49 years) with a live birth in the past three years, whose children were within age 12-23 months at the time of the survey. The data were analyzed using frequency distribution, chi-square test and binary logistic regression. The results showed a decreasing regional variation in the proportion of fully immunized children from a high of 23.6% in the South-West, to a low of 9.1% in the North-East. The overall household vulnerability status showed that children in more and most vulnerable households were 62% (OR = 0.38; p < 0.001; CI: 0.32-0.46) and 89% less likely (OR = 0.11; p < 0.001; CI: 0.08-0.14) to receive full vaccination compared with their counterpart in non-vulnerable households. The study revealed a significant relationship between mothers’: i) Number of antenatal visits (OR = 1.66; p < 0.05; CI: 0.25-23 1.77); ii) Quality of antenatal care (OR = 2.61; p < 0.05; CI: 1.45-4.67); iii) Place of delivery (OR = 0.62; p < 0.05; CI: 0.45-0.86); iv) Assistance during delivery (OR = 0.41; p < 0.001; CI: 0.28-0.57); v) Time of postnatal check (OR = 1.81; p < 0.001; CI: 1.49-2.19) and full childhood immunisation status. The study concluded that different dimensions of household vulnerability and maternal health-seeking behavior are key underlying factors of childhood immunization in Nigeria.
免疫接种被认为是全球降低儿童发病率、死亡率和残疾的最具成本效益的公共卫生干预措施之一。然而,尽管在20世纪90年代保持了70%以上的全球覆盖率,但国家之间和国家内部存在很大差异。在一些发展中国家,免疫接种率大幅提高,但在撒哈拉以南非洲,免疫接种率直线下降,使数百万儿童容易感染危及生命的疾病。在尼日利亚,所有抗原的常规免疫覆盖率仍然低于50%。该研究审查了尼日利亚家庭脆弱性方面、孕产妇保健做法对儿童免疫状况的总体影响。该研究使用了2013年尼日利亚人口与健康调查(NDHS)的二手数据。分析加权样本量为5,824名育龄妇女(15-49岁),在过去三年内活产,其子女在调查时年龄在12-23个月以内。采用频率分布、卡方检验和二元logistic回归对数据进行分析。结果显示,儿童充分免疫比例的区域差异逐渐减小,西南地区最高为23.6%,东北地区最低为9.1%。总体家庭脆弱性状况显示,较多和最脆弱家庭的儿童占62% (OR = 0.38;P < 0.001;CI: 0.32-0.46),可能性降低89% (OR = 0.11;P < 0.001;CI: 0.08-0.14),与非脆弱家庭相比,他们接受了全面疫苗接种。该研究揭示了母亲之间的显著关系:i)产前检查次数(OR = 1.66;P < 0.05;Ci: 0.25-23 1.77);ii)产前保健质量(OR = 2.61;P < 0.05;置信区间:1.45—-4.67);iii)交货地点(OR = 0.62;P < 0.05;置信区间:0.45—-0.86);iv)分娩期间的协助(OR = 0.41;P < 0.001;置信区间:0.28—-0.57);v)产后检查时间(OR = 1.81;P < 0.001;CI: 1.49-2.19)和儿童完全免疫状态。该研究的结论是,家庭脆弱性和孕产妇求医行为的不同维度是尼日利亚儿童免疫接种的关键潜在因素。
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引用次数: 0
Boosting Local Competitive Advantages as a Response to the New Normal Challenges to Security 提升地方竞争优势,应对安全新常态挑战
Pub Date : 2023-03-06 DOI: 10.30564/mmpp.v4i4.5504
V. Erokhin
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引用次数: 0
Barriers and Drivers of Sustainable Business Model Innovation: Present and Future Research Perspectives 可持续商业模式创新的障碍和驱动因素:当前和未来的研究视角
Pub Date : 2023-02-27 DOI: 10.30564/mmpp.v5i1.5424
Agyemang Kwasi Sampene, F. Agyeman, Fazeelat Aziz
Sustainable business model innovation (SBMI) introduced a unique frontier in current business operations and innovation management. Despite the numerous advantages of SBMI to contemporary business strategy, most established firms face challenges in its successful implementation. Through a systematic review process (SRP), the paper attempted to critically evaluate and analyze the previous outcome on the barriers and drivers to SBMI. The research explored 42 prior studies to identify the thematic study areas, highlight the research gaps, and outline future propositions and agendas. The research thoroughly evaluates the state-of-the-art regarding barriers and drivers to implement SBMI. The SRP approach utilized in the study sheds light on the intricacies of SBMI by highlighting six critical barriers: institutional, organizational, strategic, resource allocation, technological, and financial barriers that hinder the successful deployment of SBMI. In addition, the study’s findings indicated that organizational learning, knowledge management, dynamic capabilities resource mobilization, innovative business activities, and human resource development could be a catalyst to the successful implementation of SBMI. Furthermore, the study highlighted some critical gaps and agendas for future research on SBMI. This study contributes to the literature on business model innovation and offers a practical outlook that can facilitate firms and policymakers in developing strategies to improve their business model.
可持续商业模式创新(SBMI)在当前的商业运营和创新管理中引入了独特的前沿。尽管SBMI对当代商业战略有许多优势,但大多数老牌企业在成功实施SBMI时都面临挑战。通过系统回顾过程(SRP),本文试图批判性地评价和分析以往关于SBMI障碍和驱动因素的研究结果。本研究探讨了42项先前的研究,以确定专题研究领域,突出研究差距,并概述未来的主张和议程。该研究全面评估了实施SBMI的障碍和驱动因素的最新进展。研究中使用的SRP方法通过强调阻碍SBMI成功部署的六个关键障碍,揭示了SBMI的复杂性:制度、组织、战略、资源分配、技术和财务障碍。此外,研究发现组织学习、知识管理、动态能力资源调动、创新业务活动和人力资源开发可能是成功实施SBMI的催化剂。此外,该研究还强调了未来SBMI研究的一些关键差距和议程。本研究对商业模式创新的文献有一定的贡献,并为企业和决策者制定改进其商业模式的战略提供了实践展望。
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引用次数: 0
Bank Credit and Agricultural Output in Bangladesh: An Econometric Analysis 孟加拉国银行信贷与农业产出:计量经济学分析
Pub Date : 2023-01-03 DOI: 10.30564/mmpp.v4i4.5118
M. Islam, M. Patwary
In this study, the authors tried to identify the relationship between bank credit and agricultural output in Bangladesh. Simultaneously impact assessment of bank credit on agricultural output is also investigated. Different econometric techniques are used to determine the nature of the relationship between bank credit and agricultural output and the impact of bank credit. A total of 40 years (1981-2020) of annual time series data were collected from the Annual Reports of the Bangladesh Bank and World Bank’s world development indicators. Stationarity and cointegration tests were performed initially and then analyzed with Vector Error Correction Model, confirming a long-run relationship between bank credit and agricultural output. Additionally, univariate and multivariate OLS models are performed to identify the magnitude of bank credit’s impact on agricultural output. Both models revealed that bank credit positively and significantly affects agricultural production in Bangladesh. Based on these findings, the authors recommend additional fund allocation to the agricultural production system by the banks in Bangladesh.
在这项研究中,作者试图确定孟加拉国银行信贷与农业产出之间的关系。同时,研究了银行信贷对农业产出的影响评价。使用不同的计量经济学技术来确定银行信贷与农业产出之间关系的性质以及银行信贷的影响。共收集了孟加拉国银行年度报告和世界银行世界发展指标40年(1981-2020年)的年度时间序列数据。首先进行了平稳性和协整检验,然后使用向量误差修正模型进行分析,证实了银行信贷与农业产出之间的长期关系。此外,采用单变量和多变量OLS模型来确定银行信贷对农业产出的影响程度。两种模型都表明,银行信贷对孟加拉国的农业生产产生了积极而显著的影响。基于这些发现,作者建议孟加拉国的银行向农业生产系统分配额外的资金。
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引用次数: 0
Dazed and Confused: The Impact of Multinational Firms on Local Labor Markets 茫然与困惑:跨国公司对当地劳动力市场的影响
Pub Date : 2022-12-01 DOI: 10.30564/mmpp.v4i4.4999
M. I. M. Haeruddin, MuhammadAkhsan Tenrisau, R. Salam
In this high-speed globalization era, the opportunities for multinational companies (MNCs) have become vast. In such situation, these companies can obtain maximum profit only if they know how to use workforce properly. This paper aims at analyzing how these MNCs can use international workforce without violating ethics, universal labor rights, and human resource rules. For this purpose, two most favored countries i.e., China and Indonesia have been taken and compared throughout the paper. The first part of this paper deals with the introduction of the profile of above mentioned two countries and opportunities to the MNCs. The second part deals with the roles of institutions in dealing with labor workforce. The third part indicates divergent paths and the convergence of the globalization with its impact over host countries. The final part concludes the entire discussion in a few paragraphs. The entire paper has been developed keeping the scholarly work, journal articles and critical analysis factor under consideration.
在这个高速全球化的时代,跨国公司(MNCs)的机会变得巨大。在这种情况下,这些公司只有知道如何正确使用劳动力才能获得最大的利润。本文旨在分析这些跨国公司如何在不违反道德、普遍劳工权利和人力资源规则的情况下使用国际劳动力。为此,两个最受欢迎的国家,即中国和印度尼西亚,在整个论文中进行了比较。本文的第一部分介绍了上述两个国家的概况及其对跨国公司的机遇。第二部分论述了制度在处理劳动力方面的作用。第三部分指出全球化的路径分化和趋同及其对东道国的影响。最后一部分用几段话总结了整个讨论。整篇论文是在考虑学术工作、期刊文章和批判性分析因素的情况下编写的。
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引用次数: 0
Influence of Board Mechanisms on Corporate Social Responsibility Disclosures in Nigeria: A Study of Oil and Gas Sector of the Economy 董事会机制对尼日利亚企业社会责任披露的影响:基于石油和天然气行业的研究
Pub Date : 2022-11-29 DOI: 10.30564/mmpp.v4i4.5064
G. Ikhu-omoregbe, Sunday Nosa Ugbogbo
The study examined the influence of board mechanisms on corporate social responsibility disclosure among oil and gas quoted companies in Nigeria for ten (10) years period (2012-2021). Board mechanisms variables of board independence, board size as well as board gender diversity were analyzed to determine their influence on corporate social responsibility disclosures. Data obtained from the financial statement of various sampled companies were suitably analyzed with the help of descriptive statistics, correlation as well as regression analysis by making use of E-view (9.0) econometric packages. Regression result reveals that board independence has significant and negative influence on corporate social responsibility disclosures while board size and board gender diversity have insignificant and negative influence on corporate social responsibility disclosures of various companies. The study therefore arrived at a conclusion that board independence on the board brings about improvement on corporate social responsibility disclosure among quoted oil and gas companies in Nigeria.
该研究考察了董事会机制对尼日利亚油气上市公司社会责任披露的影响,为期十(10)年(2012-2021)。分析董事会独立性、董事会规模和董事会性别多样性这三个董事会机制变量对企业社会责任披露的影响。利用E-view(9.0)计量经济学软件包对各样本公司的财务报表数据进行描述性统计、相关性分析和回归分析。回归结果显示,董事会独立性对企业社会责任披露具有显著的负向影响,董事会规模和董事会性别多样性对企业社会责任披露具有不显著的负向影响。因此,研究得出的结论是,董事会的独立性带来了尼日利亚上市石油和天然气公司企业社会责任披露的改善。
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引用次数: 0
A Strategic Assessment and Evaluation of the Major Determinants of Work-Life Balance for University Student Workers in Lebanon 黎巴嫩大学生工作者工作与生活平衡主要决定因素的战略评估与评价
Pub Date : 2022-10-27 DOI: 10.30564/mmpp.v4i3.5043
A. Harb, Nourham Keyrouz
This research aims to explore the major determinants of work-life balance (WLB) for university student workers in Lebanon. The proposed relationships consist of causality between each of the variables of working hours, proximity to employment, proximity to university, workload, study leave, leaving early, work from home, study at work, and flexible working hours on one hand, and work-life balance on the other. Employing a deductive approach, this study presents one main research question and quantitatively tests 11 hypotheses using a sample of 300 workers studying in both Lebanese University and Notre Dame University. The findings show that work-life balance significantly varies according to demographic factors. As for variables, the number of courses was found to have a significant negative causal relation with work-life balance, while the ability to obtain a study leave and leaving early have a significant positive causal relation with work-life balance. This research adds quantitative empirical proof that number of courses, study leave, leaving early significantly affect “work-life balance” of today’s private and public university student workers in Lebanon. Therefore, the findings offer a theoretical enrichment to the topic of work-life balance in general, and open way for new research to expand internationally as well as locally.
本研究旨在探讨黎巴嫩大学生工作者工作与生活平衡的主要决定因素。所提出的关系包括工作时间、离工作地点近、离大学近、工作量、学习假、早退、在家工作、在工作中学习、灵活工作时间等变量之间的因果关系,以及工作与生活的平衡。采用演绎法,本研究提出了一个主要的研究问题,并使用在黎巴嫩大学和圣母大学学习的300名工人的样本对11个假设进行了定量测试。研究结果显示,工作与生活的平衡因人口因素而有显著差异。在变量方面,课程数量与工作与生活平衡存在显著的负向因果关系,而获得学习假和早退能力与工作与生活平衡存在显著的正向因果关系。本研究增加了定量的实证证明,课程数量、学习休假、早退显著影响当今黎巴嫩私立和公立大学学生工作者的“工作与生活平衡”。因此,研究结果为工作与生活平衡的主题提供了理论丰富,并为国际和本地的新研究开辟了道路。
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引用次数: 0
Effect of Employee Orientation on Employee Performance in Commercial Banks in Nigeria 尼日利亚商业银行员工导向对员工绩效的影响
Pub Date : 2022-10-17 DOI: 10.30564/mmpp.v4i3.5024
Chukwunonso J. Nosike
This study examined the effect of employee orientation and employee performance. Survey research design was employed. A sampled of three selected commercial banks in Enugu State, Nigeria. Data for the study were collected through questionnaire administered to the respondents. Using regression analysis, the result shows that employee orientation has a positive significant effect on employee performance of commercial banks in Enugu state, Nigeria. Based on the findings, the study recommended that bank management be able to properly plan and get ready for new hire orientation training in order to satisfy their expectations and create a basis for long-term employee happiness.
本研究考察了员工导向和员工绩效的影响。采用调查研究设计。尼日利亚埃努古州选定的三家商业银行样本。该研究的数据是通过对受访者进行问卷调查收集的。通过回归分析,发现尼日利亚埃努古州商业银行的员工导向对员工绩效有显著的正向影响。基于研究结果,本研究建议银行管理层能够正确规划和准备新员工入职培训,以满足他们的期望,并为员工的长期幸福感奠定基础。
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引用次数: 0
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Macro Management &amp; Public Policies
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