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Analysis Of The Effect Of Motivation And Knowledge About Capital Market, Return, Risk And Minimum Capital On Interest To Invest In The Indonesia Stock Exchange (Case Study In The Financial Audit Board Of The Republic Of Indonesia) 资本市场、收益、风险和最低资本的动机和知识对印度尼西亚证券交易所投资利息的影响分析(以印度尼西亚共和国财务审计委员会为例)
Pub Date : 2023-08-07 DOI: 10.46336/ijbesd.v4i3.477
Hesti Umiyati, S. Subiyanto, Yuli Noor Kusumawati, Agus Suherman, Kasful Anwar, Indra Kumbara Wedha
The purpose of this study was to find out how the influence of motivation, capital market knowledge, return, risk and initial capital on interest in investing in the Indonesia Stock Exchange.The research method uses a quantitative approach using primary data in the form of a survey through a questionnaire instrument, while the analytical method uses multiple regression statistical analysis. The research sample is BPK employees with random sampling technique.Based on the results of this study confirms: 1) Motivation has a positive and significant effect on interest in investing, the results of statistical tests noted that 49.4% of investment interest is influenced by motivation which shows that BPK employee motivation has a positive and significant influence on investment interest; 2) Knowledge of the capital market has a positive effect on investment interest. The results of statistical tests noted that 19.8% of BPK employees' investment interest was influenced by knowledge of the capital market; 3) Knowledge of Return has an effect on investment interest. The results of statistical tests noted that only 9.8% of BPK employees' investment interest was influenced by knowledge of returns; 4) knowledge about risk has a positive effect on investment interest. The results of statistical tests noted that 0.277 or 27.7% of knowledge about risk affects the investment interest of BPK employees; 5) Knowledge of minimum capital has an effect on investment interest. The results of statistical tests noted that 11.3% knowledge of minimum capital affects the investment interest of BPK employees; and 6) Motivation, knowledge of the capital market, stock returns, risk and minimal capital together have an effect on interest in investing in the capital market. The results of statistical tests noted that 76.9% interest in investment is jointly influenced by motivation, knowledge of the capital market, stock returns, risk and minimal capital. Meanwhile, the remaining 23.1% is influenced by external factors other than the five independent variables studied.
本研究的目的是找出动机,资本市场知识,回报,风险和初始资本对投资印度尼西亚证券交易所的兴趣的影响。研究方法采用定量的方法,通过问卷调查工具,以调查的形式使用原始数据,而分析方法则采用多元回归统计分析。研究样本为BPK公司员工,采用随机抽样技术。基于本研究的结果证实:1)动机对投资兴趣有正向显著的影响,统计检验结果显示,49.4%的投资兴趣受到动机的影响,说明BPK员工动机对投资兴趣有正向显著的影响;2)资本市场知识对投资兴趣有正向影响。统计检验结果显示,19.8%的BPK员工的投资兴趣受到资本市场知识的影响;3)收益知识对投资兴趣有影响。统计检验结果显示,只有9.8%的BPK员工的投资兴趣受到收益知识的影响;4)风险认知对投资兴趣有正向影响。统计检验结果表明,0.277或27.7%的风险知识影响了BPK员工的投资兴趣;5)最小资本知识对投资兴趣有影响。统计检验结果表明,11.3%的最低资本知识影响了BPK员工的投资兴趣;(6)动机、资本市场知识、股票收益、风险和最小资本共同影响资本市场投资兴趣。统计检验结果表明,76.9%的投资兴趣受到动机、资本市场知识、股票收益、风险和最小资本的共同影响。同时,剩余的23.1%受五个自变量以外的外部因素的影响。
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引用次数: 0
The Impact of Capability on Cooperative Performance and Sustainability: A Case Study of West Java Coffee Farmers Cooperatives 能力对合作社绩效和可持续性的影响——以西爪哇咖啡农合作社为例
Pub Date : 2023-05-06 DOI: 10.46336/ijbesd.v4i2.432
Wini Fetia Wardhiani, T. Karyani, I. Setiawan, E. S. Rustidja
The industrial revolution in the agricultural sector is faced with demographic challenges (ageing), so intelligent technology, artificial intelligence, big data, and augmented reality are strategic choices. The application of information technology has a direct or indirect impact on Indonesia's agricultural sector, so coffee agribusiness cooperatives' information and communication technology (ICT) is also increasingly needed to respond to market demand. Along with the development of automation, physical, cyber systems and IoT, coffee cooperatives need to be ready and adapt to the era of the industrial revolution 4.0 in capturing market demand opportunities, value chains, and the added value of coffee agribusiness. ICT's presence can improve the performance and institutional sustainability of coffee farmers in rural areas, including cooperatives. Performance is a description of the achievement of organizational tasks to realize the goals, objectives, mission and vision of the organization and its business. The performance of the cooperative describes the services provided to its members and the community/farmers as measured by using indicators to see the working mechanism of the organization and its business that has been carried out and to determine the achievement of the objectives obtained. Meanwhile, the ability to innovate is essential, especially the use of ICT, which is deemed necessary to support the performance and sustainability of coffee cooperatives, so that cooperatives can compete, be stable, or survive in the era of increasing free competition. . Quantitative descriptive method with Linear Regression analysis was used to identify the effect of cooperative capability on the performance and sustainability of cooperatives in several coffee cooperatives in West Java. The study's results found that the power of the cooperative did not significantly affect the performance of the Coffee Cooperative. Still, the capability of the cooperative had a positive and significant effect on the sustainability of the Coffee Cooperative. At the same time, the performance of the cooperative has a positive and significant impact on the sustainability of the coffee cooperative. The ability of cooperatives has a positive and significant effect on sustainability mediated by the performance of the Coffee Cooperative in the Industrial Revolution 4.0 era. This study recommends increasing the capabilities of cooperatives in membership, management, and business models to become sustainable cooperatives based on information technology to achieve added value from market-driven coffee products.
农业产业革命面临人口老龄化挑战,智能技术、人工智能、大数据、增强现实成为战略选择。信息技术的应用对印度尼西亚的农业部门有直接或间接的影响,因此咖啡农业综合企业合作社的信息和通信技术(ICT)也日益需要响应市场需求。随着自动化、物理系统、网络系统和物联网的发展,咖啡合作社需要做好准备,适应工业革命4.0时代,抓住市场需求机会、价值链和咖啡农业综合企业的附加值。信息通信技术的存在可以改善农村地区咖啡农的业绩和制度可持续性,包括合作社。绩效是对实现组织及其业务的目标、宗旨、使命和愿景的组织任务的成就的描述。合作社的绩效描述了向其成员和社区/农民提供的服务,通过使用指标来衡量,以了解组织的工作机制及其开展的业务,并确定所获得目标的实现情况。与此同时,创新能力至关重要,尤其是信息通信技术的使用,这被认为是支持咖啡合作社绩效和可持续性的必要条件,这样合作社才能在自由竞争日益加剧的时代竞争、稳定或生存。以西爪哇的几个咖啡合作社为研究对象,采用定量描述方法和线性回归分析,确定了合作社能力对合作社绩效和可持续性的影响。研究结果发现,合作社的权力对咖啡合作社的绩效没有显著影响。然而,合作社的能力对咖啡合作社的可持续性产生了积极和重大的影响。同时,合作社绩效对咖啡合作社的可持续性有显著的正向影响。在工业革命4.0时代,合作社能力对咖啡合作社绩效中介的可持续性具有显著的正向影响。本研究建议提高合作社在成员、管理和商业模式方面的能力,使其成为基于信息技术的可持续合作社,从而从市场驱动的咖啡产品中获得附加值。
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引用次数: 0
Analysis of Deposit Calculations and Reporting Personal Income Tax Uses E-Form Application on Personal Wp Registered at Kpp Tegalaga 分析存款计算及申报个人所得税使用电子表格申请在Kpp Tegalaga注册的个人Wp
Pub Date : 2023-05-06 DOI: 10.46336/ijbesd.v4i2.431
M. Muhtarudin, Maisa Azizah Asmara, Rikky Wisnu Nugraha, H. Hamida, Rani Ahsani Alfi
Personal income tax is a tax imposed on personal tax subjects on income received or earned in one tax year and has been regulated in Law no. 36 of 2008 concerning Income Tax. In this study using a qualitative descriptive method, namely collecting available data, compiling it, studying it, and then conducting further analysis regarding the calculation, deposit and reporting of Personal Income Tax on personal taxpayers registered at The Pratama Bandung Tegalega Tax Service Office. Based on the results of the analysis conducted, it can be concluded that the personal taxpayers registered at the Pratama Bandung Tegalega Tax Service Office as a whole have an average income of more than one source, where the tax calculation results in underpaid taxes. Underpaid tax deposit using electronic Deposit Letter with e-Billing system.
个人所得税是对个人纳税主体在一个纳税年度内取得或赚取的收入所征收的一种税收,已在第11号法律中作了规定。关于所得税的2008年第36号法令。本研究采用定性描述的方法,对在普拉塔马万隆特加勒加税务服务处登记的个人纳税人的个人所得税的计算、缴纳和申报进行分析,即收集现有资料,进行整理、研究,然后进行进一步的分析。根据所进行的分析结果,可以得出结论,在普拉塔马万隆特加勒加税务服务办公室登记的个人纳税人作为一个整体,平均收入来源不止一个,其税收计算导致少缴税款。使用电子存单及电子开票系统缴交少缴税款。
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引用次数: 0
Hospital Readiness in Implementing Phase One Global Budget Trial in Sumedang District 苏梅当区实施第一阶段全球预算试验的医院准备情况
Pub Date : 2023-05-06 DOI: 10.46336/ijbesd.v4i2.428
W. Winarti, Budi Setiawan Djamhur
BPJS Kesehatan initiated an operational study on the implementation of the INA-CBGs and Global Budget mixed- method hospital payment system. Since 2018, trials have been carried out in 5 districts and 30 hospitals. In contrast to the INA-CBGS system, the Global budget is a method of hospital funding paid in advance by BPJS Kesehatan for all services/activities for one year that in its calculation it will consider the number of services in the previous year, upcoming activities to be carried out, and hospital performance. The trial will carry out in three stages, namely the Non-Risk Global Budget, the Partial Risk Global Budget and the Full Risk Global Budget. In its implementation, although the global budget has been initiated since 2018, the model or formulation in implementing the global budget policy still requires further study. The purpose of this study is to see the process of implementing the trial and obstacles arises to find the most suitable implementation model. The research method used is a qualitative method with a case study approach. The research subjects were Sumedang District General Hospital, Pakuwon Hospital and Harapan Keluarga Hospital. Since September 2020 they begin to receive real quarterly payments with a non-risk stage to hospitals. The amount of withhold used in this study is 30%. The amount of the budget is calculated based on the calculation of the last three years from the hospital's financial records. Preliminary results, shows that this trial is still ongoing and to continue the payment system for the second stage, the hospital withdrawn their participation is this program as there are discrepancies in the way of calculating finances in setting the budget, determining of the amount of risk that must be borne by both parties and the withhold policy. which is considered burdensome by the hospital, especially for regional general hospitals.
BPJS Kesehatan发起了一项关于实施INA-CBGs和全球预算混合方法医院支付系统的业务研究。2018年以来,已在5个区、30家医院开展试点。与INA-CBGS系统不同的是,全球预算是一种由BPJS Kesehatan为一年的所有服务/活动预先支付医院资金的方法,在计算时将考虑上一年的服务数量、即将开展的活动和医院业绩。试验将分三个阶段进行,即无风险全球预算、部分风险全球预算和完全风险全球预算。在执行过程中,虽然全球预算自2018年开始启动,但全球预算政策的执行模式或制定仍有待进一步研究。本研究的目的是了解实施试验的过程和出现的障碍,以找到最合适的实施模式。使用的研究方法是一个定性的方法与案例研究的方法。研究对象为Sumedang区总医院、Pakuwon医院和Harapan Keluarga医院。自2020年9月起,他们开始在无风险阶段向医院收取实际季度付款。本研究中使用的预扣量为30%。预算金额是根据医院最近三年的财务记录计算得出的。初步结果显示,该试验仍在进行中,并将继续第二阶段的支付系统,医院退出参与该计划,因为在制定预算,确定双方必须承担的风险金额和预扣政策方面的财务计算方式存在差异。医院认为这是一种负担,特别是对地区综合医院来说。
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引用次数: 1
Conceptualization of Covid-19 in New Life Post Covid-19 Pandemic: A Semantic Cognitive Appoach Covid-19大流行后新生活的概念化:一种语义认知方法
Pub Date : 2023-05-05 DOI: 10.46336/ijbesd.v4i2.434
Deanty Rumandang Bulan, Diana Silaswati, D. Hermawan
At the time of writing, the government of Republic of Indonesia releases the warning the danger of new variant of Covid-19, Omicron XBB. Long after people get used to live on “the new life after pandemic”, we might perceive that the danger of Covid-19 has no longer considered as threatening as it used to before. Looking at how people perceive their life after new normal, this study aims to describe the conceptualization of Covid-19 newest variation, Omicron XBB, in online mass media.  This study is conducted using a qualitative descriptive method that aims to depict how online mass media conceptualize the newest variation of Covid-19, Omicron XBB today. The data were gained from the news headline on online mass media in Indonesia, ranging from October to mid Desember 2022, and were analysed using the framework of the Conceptual Metaphor Theory (CMT). The results show that the Omicron XBB is no longer conceptualized as a war but later it is more depicted as a mobile thing/human.
在撰写本文时,印度尼西亚共和国政府发布了Covid-19新变种Omicron XBB的危险警告。在人们习惯了“大流行后的新生活”很久之后,我们可能会发现,Covid-19的危险不再像以前那样具有威胁性。本研究着眼于人们如何看待新常态后的生活,旨在描述在线大众媒体对新冠病毒最新变种Omicron XBB的概念化。本研究采用定性描述方法进行,旨在描述在线大众媒体如何概念化最新的Covid-19变体,今天的Omicron XBB。数据来自印度尼西亚在线大众媒体的新闻标题,时间为2022年10月至12月中旬,并使用概念隐喻理论(CMT)的框架进行分析。结果表明,Omicron XBB不再被概念化为一场战争,后来它被更多地描述为一个移动的东西/人。
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引用次数: 0
Information Technology and Service Delivery of County Governments in Western Kenya Region 肯尼亚西部地区县政府信息技术与服务提供
Pub Date : 2023-05-05 DOI: 10.46336/ijbesd.v4i2.440
Kennedy Wandera Walubengo, Joseph Olang’o Abuya, F. Kiongera
The inappropriateness in use of public monies has been cited as a major distractor towards achievement of development goals enshrined in our constitution. It has been largely attributed to the procurement practices adopted. The main objective of this study was to determine effects of information technology on service delivery of County governments in western Kenya region. The target population for this study entailed 228 officers who were categorized into chief officers, Directors, Finance officers and procurement officers. This study employed stratified random sampling towards picking a sample of 174 respondents. Information technology from the findings of this study had a significant effect on the delivery of services among counties in western Kenya region. Particularly, as Information technology changes by one unit, service delivery changes by 0.309 units units (β2=0.309, P<0.05). The F value obtained df (1,161) =84.947, P<0.05, that gave support to the goodness of fit of the model in adducing variance in the dependent variable. It meant too that Information Technology is a useful predictor of service delivery. This study therefore recommended that County Governments should view and treat information technology as a critical component and resource since its application in procurement activities improves delivery of services.
公款使用不当被认为是妨碍实现我国宪法所载发展目标的主要因素。这在很大程度上归因于所采取的采购做法。本研究的主要目的是确定信息技术对肯尼亚西部地区县政府服务提供的影响。这项研究的目标对象包括228名人员,他们分为首席人员、董事、财务人员和采购人员。本研究采用分层随机抽样的方法,选取174名调查对象。本研究发现的信息技术对肯尼亚西部地区各县之间的服务提供产生了重大影响。特别是,信息技术每变化1个单位,服务交付变化0.309个单位(β2=0.309, P<0.05)。得到F值df (1161) =84.947, P<0.05,支持模型在引入因变量方差方面的拟合优度。这也意味着信息技术是服务交付的一个有用的预测指标。因此,这项研究建议县政府将信息技术视为一项关键组成部分和资源,因为在采购活动中的应用改善了服务的提供。
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引用次数: 0
The Effect of Linen Management on the Safety and Health of Laundry Workers at the “X” Hospital in Bandung 万隆“X”医院布草管理对洗衣工人安全与健康的影响
Pub Date : 2023-05-05 DOI: 10.46336/ijbesd.v4i2.436
Ceria Febiana, N. Khotimah
This study aimed to acknowledge the effect of linen management on the health and safety of laundry workers at ‘X’ Hospital in Bandung. The method of this research was a quantitative research method with a descriptive approach. Data collection was carried out by means of field observations, questionnaires, literature studies and internet browsing. The results showed that the effect of linen management on the safety and health of laundry workers was 37.5%, while 62.5% of the effect was influenced by other independent variables which were not included in this study. In the hypothesis test conducted by the author, the results of the t test were 3.549, which means t count > t table (3.549 > 2.776) so that there is a positive and significant influence between linen management and the health and safety of laundry workers at Muhammadiyah Bandung Hospital. The research found the following problems: 1) poor coordination with the nursing department so that errors still often occur in sorting linen, 2) lack of adherence to procedures, especially personal protective equipment so that it can cause washing workers to be exposed to chemical fluids, and 3) the process of recording all incidents or potential accidents do not go well in the laundry unit. The suggestions given to fix the problem are: 1) to improve communication with other units, 2) to carry out a level of supervision regarding compliance with standard operating procedures and personal protective equipment (PPE), and 3) to record all things that may become potential accidents in the report.
本研究旨在了解万隆X医院布草管理对洗衣工人健康与安全的影响。本研究的方法是定量研究的方法与描述性的方法。通过实地观察、问卷调查、文献研究和互联网浏览等方式进行数据收集。结果表明,布草管理对洗衣工人安全与健康的影响为37.5%,而62.5%的影响受到未纳入本研究的其他自变量的影响。在笔者进行的假设检验中,t检验的结果为3.549,即t count > t table(3.549 > 2.776),说明在Muhammadiyah万隆医院,布草管理与洗衣工人的健康安全之间存在正显著的影响。研究发现了以下问题:1)与护理部门的协调不力,导致布草分类中仍然经常发生错误;2)缺乏对程序的遵守,特别是个人防护装备的遵守,导致洗涤工人接触化学液体;3)在洗衣单元中记录所有事件或潜在事故的过程不顺利。针对该问题的解决建议是:1)加强与其他单位的沟通;2)对标准操作程序和个人防护装备的遵守情况进行一定程度的监督;3)将所有可能成为潜在事故的内容记录在报告中。
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引用次数: 0
Bank Health Analysis with RGEC Method Panin Dubai Syariah Bank 用RGEC方法分析迪拜伊斯兰银行的银行健康状况
Pub Date : 2023-05-04 DOI: 10.46336/ijbesd.v4i2.441
Faisal Rakhman, Sari Tilawatijariah, S. Susilawati
Based on the observations, the background of this study is that there are several financial ratios that experience fluctuations and contrary the theory and to find out level of bank health in Panin Dubai Syariah Bank period 2017-2021. This study aims to find out the health level of Panin Dubai Syariah Bank for the period 2017-2021 using the RGEC method. The valuation factors used are Risk Profile, Good Corporate Governance, Earning and Capital factors. The object of this research is the financial statements of research used is quantitative with a descriptive approach. The type of data used in this study is secondary data. The results showed that the health level of Panin Dubai Syariah Bank based on Risk Profile factors gets a healthy predicate, Good Corporate Governance gets a healthy predicate, Earning gets an unhealthy predicate and Capital gets a very healthy predicate.
基于观察,本研究的背景是有几个财务比率经历波动,与理论相反,并找出Panin迪拜伊斯兰银行2017-2021年期间的银行健康水平。本研究旨在使用RGEC方法找出Panin迪拜伊斯兰银行2017-2021年期间的健康水平。所使用的估值因素包括风险概况、良好的公司治理、盈利和资本因素。本研究的对象是财务报表的研究使用的是定量与描述性的方法。本研究使用的数据类型为二手数据。结果表明,Panin迪拜伊斯兰银行基于风险概况因素的健康水平为健康谓词,良好的公司治理为健康谓词,收入为不健康谓词,资本为非常健康谓词。
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引用次数: 0
Assistance in Demographic Administration Innovation in Surabaya 协助泗水人口管理创新
Pub Date : 2023-05-03 DOI: 10.46336/ijbesd.v4i2.438
I. D. G. Satrya
Community service with students in the demographic administration internship program held by the Surabaya City Government’s Demographic and Civil Registration Office is carried out by means of students helping demographic administration tasks in 4 sub-districts within the Sambikerep District area. Namely, Made Village, Bringin Village, Sambikerep Village and Lontar Village. Through this activity, students benefit in terms of growing soft skills in terms of communication skills, adapting to the environment, working with others and time management. The benefits for the kelurahan are getting help from students and enthusiasm in providing services with the involvement of students.
泗水市政府人口和民事登记办公室举办的人口管理实习项目的学生社区服务是通过学生帮助Sambikerep地区4个街道的人口管理任务来进行的。即Made村、Bringin村、Sambikerep村和Lontar村。通过这项活动,学生们在沟通能力、适应环境、与他人合作和时间管理等方面的软技能方面受益。kelurahan的好处是得到学生的帮助,以及在学生参与的情况下提供服务的热情。
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引用次数: 0
The Influence Of Insurance Service Reputation, Customer Relationship Management, And Price Attractiveness On Insurance Service Customer Customer Experience: A Literature Review 保险服务声誉、客户关系管理和价格吸引力对保险服务客户体验的影响:文献综述
Pub Date : 2023-02-02 DOI: 10.46336/ijbesd.v4i1.366
Rio Sukmawan, Zulganef Zulganef
In the service industry, a positive company reputation will influence customers' decisions to choose that business for their insurance needs. This reputation is systematically built by upholding the importance of responsibility and engaging in open dialogue with clients to foster a sense of client loyalty to insurance services. Customer loyalty is significantly influenced by customer relationship management. The most crucial thing for management to do is to uphold trust and service standards so that clients are satisfied with the products and services the business offers. Price is not only significant to customer service but also a key indicator of service quality. Client experience can influence a customer's trust in a company. The purpose of this literature review is to provide an overview of previous research on the impact of insurance service reputation, customer relationship management, and price attractiveness on insurance service customers' experiences. The method used is a literature review, which is a study that collects, comprehends, analyzes, and then concludes national and international journals. The findings of this literature review show that there is a relationship between customer loyalty and customer experience and the reputation of insurance services. Additionally, there is a relationship between customer relationship management and price attractiveness on customer loyalty and customer experience.
在服务行业中,一个良好的公司声誉会影响客户选择该公司满足其保险需求的决定。这种声誉是通过坚持责任的重要性和与客户进行公开对话来培养客户对保险服务的忠诚度而系统地建立起来的。客户关系管理对客户忠诚有显著影响。对于管理层来说,最重要的事情是维护信任和服务标准,以便客户对企业提供的产品和服务感到满意。价格不仅对客户服务具有重要意义,而且是衡量服务质量的关键指标。客户体验会影响客户对公司的信任。本文献综述的目的是概述以往关于保险服务声誉、客户关系管理和价格吸引力对保险服务客户体验影响的研究。使用的方法是文献综述,这是一项研究,收集,理解,分析,然后总结国内和国际期刊。本文的研究结果显示,顾客忠诚度、顾客体验和保险服务声誉之间存在一定的关系。此外,客户关系管理与价格吸引力对客户忠诚度和客户体验有关系。
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引用次数: 1
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International Journal of Business, Economics, and Social Development
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