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Determinants of medical borrowing and associated inequalities in the Kingdom of Saudi Arabia: evidence from the Global Findex survey. 沙特阿拉伯王国医疗借贷和相关不平等的决定因素:来自全球Findex调查的证据。
IF 3.3 3区 经济学 Q1 ECONOMICS Pub Date : 2025-11-18 DOI: 10.1186/s13561-025-00693-w
Mohammed Khaled Al-Hanawi

Background: While out-of-pocket health expenses continue to rise, households' coping strategies remain largely unexplored. When individuals and families rely on unsustainable mechanisms such as borrowing, they may face heightened financial vulnerability, which can be particularly severe among certain socio-economic groups. This study examined the determinants of medical borrowing and the associated inequalities in Saudi Arabia.

Methods: Nationally representative data from the 2021 World Bank Global Financial Inclusion (Global Findex) database were analysed. Descriptive statistics summarized respondents' characteristics, and Chi-squared tests assessed bivariate associations between socio-economic factors and medical borrowing. Multivariate logistic regression models were then estimated to identify independent determinants of medical borrowing. Socioeconomic inequalities were further evaluated using concentration curves and concentration indices.

Results: Approximately 16.3% of the 1019 respondents from the KSA reported borrowing money for medical purposes within the preceding 12 months. Medical borrowing was less common among higher-income and more educated individuals [Model 3 odds ratio = 0.561; 95% confidence interval: 0.391-0.807; p < 0.01). Borrowing incidence was slightly lower for males than for females. Across all models, government employees showed consistently higher odds of borrowing for medical expenses. Inequality analysis showed a negative education-based concentration index (-0.117, p ˂ 0.01), indicating that medical borrowing was disproportionately concentrated among individuals with lower educational attainment.

Conclusion: Socio-economic inequalities in borrowing for medical purposes exist in Saudi Arabia, highlighting the need to curb distress financing, particularly among lower-income groups, less-educated individuals, and public sector employees. These findings underscore the importance of expanding equitable insurance coverage and reducing reliance on out-of-pocket spending. Strengthening public healthcare quality and aligning reforms with Vision 2030 goals will be critical to curbing medical indebtedness and enhancing financial protection for all in Saudi Arabia.

背景:虽然自付医疗费用继续上升,但家庭的应对策略在很大程度上仍未得到探索。当个人和家庭依赖借款等不可持续的机制时,他们可能面临更大的财务脆弱性,这在某些社会经济群体中可能特别严重。本研究考察了沙特阿拉伯医疗借贷的决定因素和相关的不平等现象。方法:分析2021年世界银行全球金融包容性(Global Findex)数据库中具有国家代表性的数据。描述性统计总结了受访者的特征,卡方检验评估了社会经济因素与医疗借贷之间的双变量关联。然后估计多元逻辑回归模型以确定医疗借贷的独立决定因素。利用浓度曲线和浓度指数进一步评价社会经济不平等。结果:来自KSA的1019名受访者中约有16.3%报告在过去12个月内为医疗目的借款。医疗借贷在高收入和受教育程度较高的个体中较少出现[模型3优势比= 0.561;95%置信区间:0.391-0.807;p结论:沙特阿拉伯存在医疗借款方面的社会经济不平等,突出表明需要遏制紧急融资,特别是低收入群体、受教育程度较低的个人和公共部门雇员。这些发现强调了扩大公平保险覆盖面和减少对自付费用依赖的重要性。加强公共医疗质量并使改革与2030年愿景目标保持一致,对于遏制医疗债务和加强对沙特阿拉伯所有人的财务保护至关重要。
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引用次数: 0
The bill of aging: fiscal projections of demographic changes on South Korea's national health insurance, 2023-2042. 老龄化账单:2023-2042年韩国国民健康保险人口变化的财政预测。
IF 3.3 3区 经济学 Q1 ECONOMICS Pub Date : 2025-11-17 DOI: 10.1186/s13561-025-00690-z
Younhee Kim, Kyung-Sook Woo
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引用次数: 0
Subnational life expectancy disparities in low and middle-income countries: measurement and determinants. 低收入和中等收入国家的次国家预期寿命差距:衡量和决定因素。
IF 3.3 3区 经济学 Q1 ECONOMICS Pub Date : 2025-11-13 DOI: 10.1186/s13561-025-00676-x
Andreas Kyriacou, Ronald Miranda-Lescano, Leonel Muinelo-Gallo, Oriol Roca-Sagales

Background: Relatively little is known about subnational life expectancy disparities in low and middle-income countries (LMICs). We construct indicators of subnational disparities in life expectancy, offering critical insights into health inequalities within countries. Moreover, we investigate the factors that account for cross-country and over-time variations in subnational life expectancy in less developed countries.

Methods: We measure subnational disparities in life expectancy within a country by way of a population-weighted coefficient of variation indicator. Our sample covers 101 LMICs during the period 2000-2021 and we consider overall, male and female health disparities. We employ regression analysis to identify important drivers of subnational disparities in life expectancy and focus on the role of subnational disparities in income and education.

Results: The findings reveal that subnational disparities in life expectancy are markedly higher in Sub-Saharan Africa compared to other LMIC world regions. Moreover, while subnational disparities in life expectancy have decreased in most regions, Sub-Saharan Africa stands out as an exception, with persistently high disparities alongside rising average life expectancy. A gender-specific analysis highlights that, while women generally live longer than men, subnational disparities are greater for women. Regression analysis identifies a range of factors influencing life expectancy disparities. Variables such as good governance and public health spending help reduce subnational disparities, while decentralization, country size, geographic diversity and ethnic fractionalization tend to increase them. Subnational disparities in income and education emerge as the most significant drivers, with disparities in female education playing a particularly critical role.

Conclusions: Subnational life expectancy disparities in some LMICs, especially in Sub-Saharan Africa, are high and persistent. Reducing subnational disparities in female education emerges as a key strategy.

背景:对于低收入和中等收入国家(LMICs)的次国家预期寿命差异了解相对较少。我们构建了次国家预期寿命差异的指标,为各国内部的健康不平等提供了重要见解。此外,我们还调查了导致欠发达国家次国家预期寿命跨国家和随时间变化的因素。方法:我们通过人口加权变异系数指标来衡量一个国家内预期寿命的次国家差异。我们的样本涵盖了2000年至2021年期间的101个中低收入国家,我们考虑了男性和女性的总体健康差距。我们采用回归分析来确定地方预期寿命差异的重要驱动因素,并关注地方收入和教育差异的作用。结果:研究结果显示,与其他中低收入国家相比,撒哈拉以南非洲地区的次国家预期寿命差距明显更大。此外,虽然大多数地区的次国家预期寿命差距已经缩小,但撒哈拉以南非洲地区是一个例外,在平均预期寿命不断上升的同时,差距仍然很大。一项针对性别的分析强调,虽然妇女的寿命一般比男子长,但妇女的国家以下差距更大。回归分析确定了影响预期寿命差异的一系列因素。善治和公共卫生支出等变量有助于缩小地方差距,而权力下放、国家规模、地理多样性和种族分块化往往会扩大这种差距。国家以下收入和教育差距是最重要的驱动因素,其中女性教育差距发挥着尤为关键的作用。结论:在一些中低收入国家,特别是撒哈拉以南非洲地区,地方预期寿命差距很大且持续存在。缩小国家以下地区在女性教育方面的差距成为一项关键战略。
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引用次数: 0
Economic and demographic influences on health expenditures: robust approaches for income and aging effects. 经济和人口对卫生支出的影响:对收入和老龄化影响的有力方法。
IF 3.3 3区 经济学 Q1 ECONOMICS Pub Date : 2025-11-06 DOI: 10.1186/s13561-025-00631-w
Canser Boz, Fatma Sevinç Kurnaz

Background: Health expenditure is influenced by complex interactions between economic, demographic, social factors, with significant variations across countries. This study aims to investigate the determinants of health expenditures employing robust regression methods offering a more flexible and reliable approach to dealing with outliers and high data variation.

Methods: This study employs robust regression methods, Weighted Least Squares (WLS) and MM-estimator regression, to examine the determinants of health expenditures. The analyses were conducted using data from 179 countries for the year 2021 with the R Studio.

Results: The findings indicate that income and ageing are significant determinants of health expenditures, and sixteen outliers were identified. In contrast, education level, public health expenditure, disease patterns showed no significant effect.

Conclusion: This study fills gap in the literature by using robust regression methods to account for outliers and provides new insights into the role of economic and demographic factors in health expenditures.

背景:卫生支出受到经济、人口和社会因素之间复杂相互作用的影响,各国之间存在显著差异。本研究旨在利用稳健回归方法研究卫生支出的决定因素,为处理异常值和高数据变化提供更灵活和可靠的方法。方法:本研究采用稳健回归方法加权最小二乘(WLS)和mm估计回归来检验卫生支出的决定因素。这项分析是由R Studio使用来自179个国家的2021年数据进行的。结果:研究结果表明,收入和老龄化是卫生支出的重要决定因素,并确定了16个异常值。相比之下,受教育程度、公共卫生支出、疾病类型无显著影响。结论:本研究通过使用稳健回归方法来解释异常值,填补了文献中的空白,并为经济和人口因素在卫生支出中的作用提供了新的见解。
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引用次数: 0
The impacts of the diagnosis-related group payment reform on hospitalization-related medical expenses: evidence from China. 与诊断相关的团体支付改革对住院相关医疗费用的影响:来自中国的证据
IF 3.3 3区 经济学 Q1 ECONOMICS Pub Date : 2025-11-04 DOI: 10.1186/s13561-025-00687-8
Lele Li, Wei Yang, Xiaozhe Tang, Siyu Zeng, Xiaofei Liu, Siping Dong

Background: Diagnosis-related group (DRG) payment methods are increasingly being used to decrease the costs of healthcare worldwide. However, the effectiveness of cost controls varies from region to region. This study aimed to analyze the impacts of DRG payments on medical costs in China and provide theoretical support for the promotion of DRG payments in other countries.

Methods: Patients from City Wuxi in China was selected, which underwent a reform from fee-for-service (FFS) payment to DRG payment during the study period. Ordinary least regression analysis (OLS) and propensity-score-matching (PSM) were used to analyze the effects of DRG, Causal Forest (CF) of machine learning algorithm was used to analyze the underlying reasons for the results.

Results: The OLS model revealed that personal total medical costs decreased by 28.3% after the DRG reform and the total personal out-of-pocket payment (OPP) decreased by 21.3% after the DRG reform, but the personal out-of-pocket ratio increased by 15% after the DRG reform. The PSM-OLS model regression and the DRG reform results indicated decreases of 29.4% and 24.2% in personal total cost and OPP costs, respectively. The proportion of OPP costs increased by 9%. The causal forest model suggested that age and the number of surgeries played a significant role in the impact of DRG reform on patients' medical burden (total medical expenses, OPP costs, and OPP Ratio). Results indicate that the impacts of the DRG reform was associated with a 27% reduction in patients' medical burden (SE = 0.007), a 19.4% reduction in out-of-pocket expenses (SE = 0.012), and a 1.4% increase in utilization costs (SE = 0.002).

Conclusions: DRG payment can control the growth of medical expenses and ease the burden on the medical insurance fund. However, the current rules may increase the OPP ratio and the economic burden on patients. A regulatory model in line with China's national conditions still must be explored.

背景:诊断相关组(DRG)支付方式越来越多地被用于降低全球医疗保健成本。然而,成本控制的有效性因地区而异。本研究旨在分析DRG支付对中国医疗费用的影响,为其他国家推广DRG支付提供理论支持。方法:选取中国无锡市在研究期间从按服务收费(FFS)改为按DRG支付的患者。使用普通最小回归分析(OLS)和倾向得分匹配(PSM)分析DRG的效果,使用机器学习算法的因果森林(CF)分析结果的潜在原因。结果:OLS模型显示,DRG改革后个人总医疗费用下降了28.3%,个人自付费用总额(OPP)下降了21.3%,但个人自付比率上升了15%。PSM-OLS模型回归和DRG改革结果显示,个人总成本和OPP成本分别下降29.4%和24.2%。OPP成本占比增加9%。因果森林模型表明,年龄和手术次数在DRG改革对患者医疗负担(医疗总费用、OPP费用和OPP比率)的影响中发挥了显著作用。结果表明,DRG改革的影响与患者医疗负担减少27% (SE = 0.007),自付费用减少19.4% (SE = 0.012)和利用成本增加1.4% (SE = 0.002)相关。结论:DRG支付可以控制医疗费用增长,减轻医保基金负担。然而,现行规则可能会增加OPP比率和患者的经济负担。符合中国国情的监管模式仍有待探索。
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引用次数: 0
Modeling in R: a practical application using a cost-effectiveness analysis. 在R中建模:使用成本效益分析的实际应用。
IF 3.3 3区 经济学 Q1 ECONOMICS Pub Date : 2025-11-03 DOI: 10.1186/s13561-025-00686-9
Jean Martial Kouame, Carole Siani, Christian Kouakou, Soualio Gnanou, Simon LaRue, Jason Robert Guertin

Economic Evaluation (EE) is increasingly used to inform the decision-making of various health care systems about which health care interventions to fund with the available resources. Until now, majority of cost-effectiveness analyses have been performed with Microsoft Excel (ME). Today, the trend is to use software that can improve the decision-making model and that can resolve complex problems, as well as ensure reproducibility and transparency. The intention of this tutorial paper is not to show the "best" way of developing decision models in R, but to provide two different codes described in a step-by-step guide on how to implement a Markov model, with an explanation to help beginners in modeling (e.g., health economists new to R) and MS Excel users and to switch to R without having any great knowledge of programming with R. This paper is offered to facilitate the wider use of R to implement decision-making models.

经济评估(EE)越来越多地用于各种卫生保健系统的决策,以确定哪些卫生保健干预措施需要利用现有资源提供资金。到目前为止,大多数成本效益分析都是使用Microsoft Excel (ME)进行的。今天的趋势是使用能够改进决策模型的软件,能够解决复杂的问题,并确保可重复性和透明度。纸本教程的目的并不是展示“最好”的发展方式决定模型R,而是提供两个不同的代码中描述一个循序渐进的指南如何实现一个马尔可夫模型,并解释来帮助初学者在建模(例如,健康经济学家新的R)和MS Excel用户切换到R没有任何伟大的编程知识与R .本文提出促进更广泛的使用R的实现决策模型。
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引用次数: 0
Impact of sugar-sweetened beverages tax on obesity and obesity-related health conditions: evidence from Washington State's soft drink syrup tax. 含糖饮料税对肥胖和肥胖相关健康状况的影响:来自华盛顿州软饮料糖浆税的证据。
IF 3.3 3区 经济学 Q1 ECONOMICS Pub Date : 2025-10-30 DOI: 10.1186/s13561-025-00664-1
Seung-Hun Chung, Lei Xu

Background: Sugar-sweetened beverage (SSB) taxes have been implemented in various regions as a public health strategy to reduce obesity and associated chronic diseases. While previous research has examined the effectiveness of these taxes, findings remain mixed regarding their impact on long-term health outcomes. This study assesses the effect of Washington State's 2009 soft drink syrup tax on obesity prevalence and related health conditions. This study mitigates selection bias and cross-border purchasing effects, providing a clear picture of the policy's effectiveness.

Methods: We employ the Synthetic Control Method (SCM) to estimate the causal impact of the syrup tax on obesity rates and obesity-related diseases using 1996-2021 data from the Behavioral Risk Factor Surveillance System (BRFSS) and the American Community Survey (ACS). The SCM constructs a counterfactual state to compare against Washington's post-tax obesity trends. Key outcome variables include obesity rates (Body Mass Index [BMI] 30 and BMI 35), prevalence of diabetes, hypertension, and high cholesterol. Statistical significance is determined using Monte Carlo simulations ( n = 999 ) with false discovery rate corrections ( p < 0.05 ).

Results: Our findings indicate that Washington's syrup tax led to a significant reduction in obesity rates, decreasing by 2.2 to 4.0 percentage points relative to the synthetic control. The tax's effect was most pronounced among college graduates, males, individuals under 65, and White/Asian populations. However, the tax did not yield significant changes in diabetes, hypertension, or high cholesterol prevalence, suggesting a more limited impact on broader obesity-related health conditions.

Conclusions: The study provides evidence that an SSB tax can effectively reduce obesity rates, particularly among certain demographic groups. However, the lack of significant effects on other obesity-related diseases suggests that additional policy measures may be necessary to achieve broader public health improvements. These findings contribute to ongoing policy discussions on the role of taxation in the fight against obesity and highlight the need for targeted interventions to improve the health benefits of such policies.

背景:含糖饮料(SSB)税已在许多地区实施,作为一项公共卫生战略,以减少肥胖和相关的慢性疾病。虽然之前的研究已经检验了这些税收的有效性,但关于它们对长期健康结果的影响,研究结果仍然喜忧参半。本研究评估了2009年华盛顿州软饮料糖浆税对肥胖症患病率和相关健康状况的影响。本研究减轻了选择偏差和跨境购买效应,为政策的有效性提供了清晰的图景。方法:采用综合控制方法(SCM),利用行为风险因素监测系统(BRFSS)和美国社区调查(ACS) 1996-2021年的数据,估计糖浆税对肥胖率和肥胖相关疾病的因果影响。SCM构建了一个反事实状态来与华盛顿税后的肥胖趋势进行比较。主要结局变量包括肥胖率(体重指数[BMI]≥30和BMI≥35)、糖尿病患病率、高血压和高胆固醇。使用蒙特卡罗模拟(n = 999)确定统计显著性,并校正错误发现率(p 0.05)。结果:我们的研究结果表明,华盛顿的糖浆税导致肥胖率显著下降,与合成对照相比下降了2.2到4.0个百分点。这项税收的影响在大学毕业生、男性、65岁以下的人以及白人/亚裔人群中最为明显。然而,该税并没有对糖尿病、高血压或高胆固醇患病率产生显著影响,这表明它对更广泛的肥胖相关健康状况的影响更为有限。结论:该研究提供了证据,表明SSB税可以有效地降低肥胖率,特别是在某些人口群体中。然而,对其他与肥胖有关的疾病缺乏显著效果表明,可能需要采取额外的政策措施,以实现更广泛的公共卫生改善。这些发现有助于正在进行的关于税收在对抗肥胖中的作用的政策讨论,并强调需要有针对性的干预措施,以改善此类政策的健康效益。
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引用次数: 0
Persistent inconsistencies in patient cost variability within the French DRG classification system over the 2012-2019 period. 2012-2019年期间法国DRG分类系统中患者成本变化的持续不一致。
IF 3.3 3区 经济学 Q1 ECONOMICS Pub Date : 2025-10-30 DOI: 10.1186/s13561-025-00663-2
Carine Milcent

This paper evaluates the effectiveness of the 2009 French Diagnosis-Related Group (DRG) classification reform, which introduced four severity levels within each DRG, ranging from low to very high, with corresponding increases in fixed-price reimbursements. Notably, the reform incorporates the Medicare Severity Diagnosis-Related Group (MS-DRG) system, first implemented in the United States in 2007, giving the French system international relevance. The French Public Health Insurance system (NHI) reimburses both public and private healthcare establishments through a DRG-based payment system. This study focuses on variations in hospital resource costs for four different health conditions. The paper begins by discussing the theoretical challenges of constructing DRG categories, particularly the trade-off between greater clinical detail (granularity) and the risk of distorting incentives for hospital efficiency. It then presents an empirical analysis of hospital resource cost variations both within and between DRGs for the same pathology or clinically meaningful group (DRG-root), using data from 2012 to 2019. Our findings suggest that a one-size-fits-all approach to severity classification is inadequate. In some cases, broader categories improve statistical validity, while in others, more granular distinctions are necessary. We conclude that a tailored, case-by-case approach is the most effective solution. Specifically, the analysis reveals significant overlap in confidence intervals for hospital resource costs across DRG severity levels, suggesting that the current classification system fails to effectively capture cost differences related to severity. Additionally, a large portion of cost variation within DRGs is driven by factors unrelated to severity, such as hospital-specific characteristics. Overall, the results underscore the need to revise the current DRG system in France in order to reduce financial discrepancies and to prevent incentives for patient selection, especially before implementing bundled payment models that include both inpatient and outpatient care.

本文评估了2009年法国诊断相关组(DRG)分类改革的有效性,该改革在每个DRG中引入了从低到非常高的四个严重级别,并相应增加了固定价格报销。值得注意的是,改革纳入了医疗保险严重程度诊断相关组(MS-DRG)系统,该系统于2007年首次在美国实施,使法国系统具有国际相关性。法国公共健康保险系统(NHI)通过基于drg的支付系统对公共和私人医疗机构进行报销。本研究着重于四种不同健康状况下医院资源成本的变化。本文首先讨论了构建DRG分类的理论挑战,特别是更详细的临床细节(粒度)和扭曲医院效率激励的风险之间的权衡。然后,使用2012年至2019年的数据,对相同病理或临床有意义组(DRG-root)的drg内部和drg之间的医院资源成本变化进行了实证分析。我们的研究结果表明,一刀切的严重程度分类方法是不够的。在某些情况下,更广泛的分类可以提高统计的有效性,而在其他情况下,更细粒度的区分是必要的。我们得出的结论是,量身定制的、具体情况具体分析的方法是最有效的解决方案。具体来说,分析显示医院资源成本在不同DRG严重程度的置信区间存在显著重叠,这表明当前的分类系统未能有效捕捉与严重程度相关的成本差异。此外,drg内的很大一部分成本变化是由与严重程度无关的因素驱动的,例如医院的特定特征。总体而言,研究结果强调了修改法国现行DRG系统的必要性,以减少财务差异,防止对患者选择的激励,特别是在实施包括住院和门诊服务在内的捆绑支付模式之前。
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引用次数: 0
The financial repercussions of rheumatoid arthritis and determinants of catastrophic healthcare expenditure: insights from the Karnataka chapter of the Indian rheumatology association. 类风湿性关节炎的财务影响和灾难性医疗保健支出的决定因素:来自印度风湿病协会卡纳塔克邦分会的见解。
IF 3.3 3区 经济学 Q1 ECONOMICS Pub Date : 2025-10-27 DOI: 10.1186/s13561-025-00680-1
Vineeta Shobha, Shweta Singhai, Vikram Haridas, Shaleni V, Subramanian R, Mahabaleshwar Mamadapur, Ashwini Kamath, Arjun M N, Pramod Chebbi, Jacob Mathews Vahaneyil, Silas Vinay V R, Abhishek Patil, Benzeeta Pinto, Prakruthi J, Yathish G C, Sachin R Jeevanagi, Sahana Baliga, Harshini A S, Vijay K Rao, Veena Ramachandran, Matam Sri Anusha, Sumithra Selvam, Chandrashekara S, K M Mahendranath

Objectives: To estimate the financial burden and the determinants of catastrophic healthcare expenditure(CHE) in patients with rheumatoid arthritis(RA) residing in the state of Karnataka, India.

Methods: This was a cross-sectional, questionnaire-based study carried out by the practicing rheumatologists across 17 centers in Karnataka, India. Patients with RA diagnosed as per ACR classification criteria and on follow-up for at least 1-year were interviewed regarding disease-related expenditures which included direct medical and non-medical costs. CHE defined as > 20% of annual family income was analysed for various sociodemographic and clinical variables. Results are presented in Indian currency (INR), wherein 100 INR = 1.17 USD = 1.06 EURO.

Results: We included 2141 patients with RA (M: F::11:89), mean age 50.9 ± 12 years. The median annual expenditure towards treatment of RA including all direct medical and non-medical costs was ₹32200(IQR 21600,45200), the largest proportion (41.0%) being for RA medications. More than 10% annual income was being spent for treatment of RA by 48.1%(n = 1029)] of patients while CHE (> 20%) was noted in 582(27.1%) patients. Longer time taken for referral to rheumatologist [β = 1.28 (1.15,1.43)], longer duration of illness [β = 1.002(1.001,1.003)], presence of comorbidity [β = 1.12(1.04,1.22)] and disability HAQ-DI > 2 [β = 1.37(1.20,1.56)] had significant association with higher direct expenditure. Patients belonging to lower SES [AOR 2.66(1.99,3.56)], primary and middle level of patient education [AOR 1.57(1.05,2.36) & 2.01(1.32,3.07)] and hospitalisation [β = 9.20(6.25,13.6)] incurred CHE.

Conclusion: The primary drivers of high direct expenditure in patients with RA in Karnataka, India are cost of medications, delayed specialist referral, high disease activity, disability and comorbidities. Additionally, hospitalization significantly contributes to CHE.

目的:估计居住在印度卡纳塔克邦的类风湿性关节炎(RA)患者的经济负担和灾难性医疗支出(CHE)的决定因素。方法:这是一项横断面、基于问卷的研究,由印度卡纳塔克邦17个中心的执业风湿病学家进行。根据ACR分类标准诊断为类风湿性关节炎的患者,随访至少1年,就疾病相关支出(包括直接医疗和非医疗费用)进行访谈。将家庭收入定义为家庭年收入的20%,并对各种社会人口统计学和临床变量进行分析。结果以印度货币(INR)显示,其中100 INR = 1.17美元= 1.06欧元。结果:纳入2141例RA患者(M: F::11:89),平均年龄50.9±12岁。包括所有直接医疗和非医疗费用在内,治疗类风湿性关节炎的年支出中位数为32200卢比(IQR 21600,45200),类风湿性关节炎药物的比例最大(41.0%)。48.1%(n = 1029)的患者年收入超过10%用于治疗RA, 582(27.1%)患者出现CHE(> 20%)。转诊至风湿科医生的时间较长[β = 1.28(1.15,1.43)]、病程较长[β = 1.002(1.001,1.003)]、合并症的存在[β = 1.12(1.04,1.22)]和残疾HAQ-DI >2 [β = 1.37(1.20,1.56)]与直接支出的增加有显著相关性。低社会经济地位[AOR 2.66(1.99,3.56)]、中小文化程度[AOR 1.57(1.05,2.36)和2.01(1.32,3.07)]和住院患者[β = 9.20(6.25,13.6)]发生CHE。结论:印度卡纳塔克邦RA患者高直接支出的主要驱动因素是药物费用、延迟专科转诊、高疾病活动性、残疾和合并症。此外,住院对CHE也有显著贡献。
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引用次数: 0
Key indicators for evaluating Iran's health insurance performance. 评价伊朗医疗保险绩效的关键指标。
IF 3.3 3区 经济学 Q1 ECONOMICS Pub Date : 2025-10-24 DOI: 10.1186/s13561-025-00666-z
Alireza Olyaeemanesh, Amirhossein Takian, Mohammad Effatpanah, Mohammad Mehdi Nasehi, Zahra Shahali, Sahar Kargar, Mohammadreza Mobinizadeh, Efat Mohamadi

Background: Performance evaluation is a critical aspect of managing organizations, especially in the healthcare sector, where financial and resource management have direct implications on public health. The Iran Health Insurance Organization (IHIO), responsible for covering over half of the Iranian population, faces challenges due to rising healthcare costs and international sanctions. This study focuses on identifying performance evaluation indicators for the IHIO, aiming to provide a systematic framework to assess the organization's efficiency and accountability, aligning with the national health policies of Iran.

Methods: This study employed a multi-method approach, including content analysis, scoping review, and expert consensus, and was conducted in four phases: (1) content analysis of policies, (2) scoping review of the literature, (3) pooling and screening of indicators, and (4) development of indicator metadata. The content analysis involved examining legal documents and policies governing IHIO from 1994 to 2024. A scoping review was conducted using keywords related to health insurance evaluation, and 40 relevant studies were selected from international databases. The indicators were screened in three round through expert panels and the Delphi method, focusing on technical competence, feasibility, and coherence. The indicators were prioritized and detailed metadata profiles were created for each.

Results: A total of 544 performance evaluation indicators were initially identified. After the first screening, 339 indicators were excluded, leaving 205 indicators classified into 12 thematic areas. Subsequent screening phases further refined this list to 78 indicators, of which 26 were ultimately prioritized based on their relevance to the IHIO's performance. Among these, the "Percentage of the Population Covered by the Health Insurance Organization" emerged as the highest-priority indicator, demonstrating exceptional technical competence and coherence. These findings underscore the critical role of transparent reporting and strategic resource management in improving performance and promoting equity in Iran's health insurance coverage.

Conclusion: The study successfully identified 26 key performance indicators for evaluating IHIO, highlighting the importance of insurance coverage and financial management. Strengthening collaboration with healthcare providers and improving transparency will enhance public trust and improve the organization's performance and productivity. The findings emphasize the need for strategic collaboration between IHIO and healthcare providers and suggest improving resource allocation and policy implementation for better healthcare outcomes in Iran.

背景:绩效评估是管理组织的一个关键方面,特别是在医疗保健部门,其中财务和资源管理对公共卫生有直接影响。负责覆盖一半以上伊朗人口的伊朗健康保险组织(IHIO)由于医疗费用上升和国际制裁而面临挑战。本研究的重点是确定卫生组织的绩效评价指标,旨在提供一个系统的框架,以评估该组织的效率和问责制,并与伊朗的国家卫生政策保持一致。方法:本研究采用内容分析、范围审查、专家共识等多方法,分四个阶段进行:(1)政策内容分析、(2)文献范围审查、(3)指标汇集与筛选、(4)指标元数据构建。内容分析涉及审查1994年至2024年管理IHIO的法律文件和政策。使用与健康保险评价相关的关键词进行了范围审查,并从国际数据库中选择了40项相关研究。通过专家小组和德尔菲法对指标进行三轮筛选,重点是技术能力、可行性和一致性。对指标进行了优先级排序,并为每个指标创建了详细的元数据概要。结果:初步确定了544个绩效评价指标。在第一次筛选之后,339个指标被排除在外,剩下205个指标被划分为12个专题领域。随后的筛选阶段进一步将该清单细化为78个指标,其中26个指标根据其与国际卫生组织绩效的相关性最终确定了优先顺序。其中,“健康保险组织承保的人口百分比”成为最优先的指标,显示出卓越的技术能力和一致性。这些调查结果强调了透明报告和战略资源管理在改善伊朗健康保险覆盖面的绩效和促进公平方面的关键作用。结论:研究成功地确定了26个关键绩效指标,以评估IHIO,突出了保险覆盖率和财务管理的重要性。加强与医疗保健提供者的协作并提高透明度将增强公众信任,并提高组织的绩效和生产力。研究结果强调了IHIO和医疗保健提供者之间战略合作的必要性,并建议改善资源分配和政策实施,以改善伊朗的医疗保健结果。
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Health Economics Review
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