Pub Date : 2025-11-18DOI: 10.1186/s13561-025-00693-w
Mohammed Khaled Al-Hanawi
Background: While out-of-pocket health expenses continue to rise, households' coping strategies remain largely unexplored. When individuals and families rely on unsustainable mechanisms such as borrowing, they may face heightened financial vulnerability, which can be particularly severe among certain socio-economic groups. This study examined the determinants of medical borrowing and the associated inequalities in Saudi Arabia.
Methods: Nationally representative data from the 2021 World Bank Global Financial Inclusion (Global Findex) database were analysed. Descriptive statistics summarized respondents' characteristics, and Chi-squared tests assessed bivariate associations between socio-economic factors and medical borrowing. Multivariate logistic regression models were then estimated to identify independent determinants of medical borrowing. Socioeconomic inequalities were further evaluated using concentration curves and concentration indices.
Results: Approximately 16.3% of the 1019 respondents from the KSA reported borrowing money for medical purposes within the preceding 12 months. Medical borrowing was less common among higher-income and more educated individuals [Model 3 odds ratio = 0.561; 95% confidence interval: 0.391-0.807; p < 0.01). Borrowing incidence was slightly lower for males than for females. Across all models, government employees showed consistently higher odds of borrowing for medical expenses. Inequality analysis showed a negative education-based concentration index (-0.117, p ˂ 0.01), indicating that medical borrowing was disproportionately concentrated among individuals with lower educational attainment.
Conclusion: Socio-economic inequalities in borrowing for medical purposes exist in Saudi Arabia, highlighting the need to curb distress financing, particularly among lower-income groups, less-educated individuals, and public sector employees. These findings underscore the importance of expanding equitable insurance coverage and reducing reliance on out-of-pocket spending. Strengthening public healthcare quality and aligning reforms with Vision 2030 goals will be critical to curbing medical indebtedness and enhancing financial protection for all in Saudi Arabia.
{"title":"Determinants of medical borrowing and associated inequalities in the Kingdom of Saudi Arabia: evidence from the Global Findex survey.","authors":"Mohammed Khaled Al-Hanawi","doi":"10.1186/s13561-025-00693-w","DOIUrl":"10.1186/s13561-025-00693-w","url":null,"abstract":"<p><strong>Background: </strong>While out-of-pocket health expenses continue to rise, households' coping strategies remain largely unexplored. When individuals and families rely on unsustainable mechanisms such as borrowing, they may face heightened financial vulnerability, which can be particularly severe among certain socio-economic groups. This study examined the determinants of medical borrowing and the associated inequalities in Saudi Arabia.</p><p><strong>Methods: </strong>Nationally representative data from the 2021 World Bank Global Financial Inclusion (Global Findex) database were analysed. Descriptive statistics summarized respondents' characteristics, and Chi-squared tests assessed bivariate associations between socio-economic factors and medical borrowing. Multivariate logistic regression models were then estimated to identify independent determinants of medical borrowing. Socioeconomic inequalities were further evaluated using concentration curves and concentration indices.</p><p><strong>Results: </strong>Approximately 16.3% of the 1019 respondents from the KSA reported borrowing money for medical purposes within the preceding 12 months. Medical borrowing was less common among higher-income and more educated individuals [Model 3 odds ratio = 0.561; 95% confidence interval: 0.391-0.807; p < 0.01). Borrowing incidence was slightly lower for males than for females. Across all models, government employees showed consistently higher odds of borrowing for medical expenses. Inequality analysis showed a negative education-based concentration index (-0.117, p ˂ 0.01), indicating that medical borrowing was disproportionately concentrated among individuals with lower educational attainment.</p><p><strong>Conclusion: </strong>Socio-economic inequalities in borrowing for medical purposes exist in Saudi Arabia, highlighting the need to curb distress financing, particularly among lower-income groups, less-educated individuals, and public sector employees. These findings underscore the importance of expanding equitable insurance coverage and reducing reliance on out-of-pocket spending. Strengthening public healthcare quality and aligning reforms with Vision 2030 goals will be critical to curbing medical indebtedness and enhancing financial protection for all in Saudi Arabia.</p>","PeriodicalId":46936,"journal":{"name":"Health Economics Review","volume":"15 1","pages":"98"},"PeriodicalIF":3.3,"publicationDate":"2025-11-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC12625046/pdf/","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145542848","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2025-11-17DOI: 10.1186/s13561-025-00690-z
Younhee Kim, Kyung-Sook Woo
{"title":"The bill of aging: fiscal projections of demographic changes on South Korea's national health insurance, 2023-2042.","authors":"Younhee Kim, Kyung-Sook Woo","doi":"10.1186/s13561-025-00690-z","DOIUrl":"10.1186/s13561-025-00690-z","url":null,"abstract":"","PeriodicalId":46936,"journal":{"name":"Health Economics Review","volume":"15 1","pages":"97"},"PeriodicalIF":3.3,"publicationDate":"2025-11-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC12625416/pdf/","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145542890","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2025-11-13DOI: 10.1186/s13561-025-00676-x
Andreas Kyriacou, Ronald Miranda-Lescano, Leonel Muinelo-Gallo, Oriol Roca-Sagales
Background: Relatively little is known about subnational life expectancy disparities in low and middle-income countries (LMICs). We construct indicators of subnational disparities in life expectancy, offering critical insights into health inequalities within countries. Moreover, we investigate the factors that account for cross-country and over-time variations in subnational life expectancy in less developed countries.
Methods: We measure subnational disparities in life expectancy within a country by way of a population-weighted coefficient of variation indicator. Our sample covers 101 LMICs during the period 2000-2021 and we consider overall, male and female health disparities. We employ regression analysis to identify important drivers of subnational disparities in life expectancy and focus on the role of subnational disparities in income and education.
Results: The findings reveal that subnational disparities in life expectancy are markedly higher in Sub-Saharan Africa compared to other LMIC world regions. Moreover, while subnational disparities in life expectancy have decreased in most regions, Sub-Saharan Africa stands out as an exception, with persistently high disparities alongside rising average life expectancy. A gender-specific analysis highlights that, while women generally live longer than men, subnational disparities are greater for women. Regression analysis identifies a range of factors influencing life expectancy disparities. Variables such as good governance and public health spending help reduce subnational disparities, while decentralization, country size, geographic diversity and ethnic fractionalization tend to increase them. Subnational disparities in income and education emerge as the most significant drivers, with disparities in female education playing a particularly critical role.
Conclusions: Subnational life expectancy disparities in some LMICs, especially in Sub-Saharan Africa, are high and persistent. Reducing subnational disparities in female education emerges as a key strategy.
{"title":"Subnational life expectancy disparities in low and middle-income countries: measurement and determinants.","authors":"Andreas Kyriacou, Ronald Miranda-Lescano, Leonel Muinelo-Gallo, Oriol Roca-Sagales","doi":"10.1186/s13561-025-00676-x","DOIUrl":"10.1186/s13561-025-00676-x","url":null,"abstract":"<p><strong>Background: </strong>Relatively little is known about subnational life expectancy disparities in low and middle-income countries (LMICs). We construct indicators of subnational disparities in life expectancy, offering critical insights into health inequalities within countries. Moreover, we investigate the factors that account for cross-country and over-time variations in subnational life expectancy in less developed countries.</p><p><strong>Methods: </strong>We measure subnational disparities in life expectancy within a country by way of a population-weighted coefficient of variation indicator. Our sample covers 101 LMICs during the period 2000-2021 and we consider overall, male and female health disparities. We employ regression analysis to identify important drivers of subnational disparities in life expectancy and focus on the role of subnational disparities in income and education.</p><p><strong>Results: </strong>The findings reveal that subnational disparities in life expectancy are markedly higher in Sub-Saharan Africa compared to other LMIC world regions. Moreover, while subnational disparities in life expectancy have decreased in most regions, Sub-Saharan Africa stands out as an exception, with persistently high disparities alongside rising average life expectancy. A gender-specific analysis highlights that, while women generally live longer than men, subnational disparities are greater for women. Regression analysis identifies a range of factors influencing life expectancy disparities. Variables such as good governance and public health spending help reduce subnational disparities, while decentralization, country size, geographic diversity and ethnic fractionalization tend to increase them. Subnational disparities in income and education emerge as the most significant drivers, with disparities in female education playing a particularly critical role.</p><p><strong>Conclusions: </strong>Subnational life expectancy disparities in some LMICs, especially in Sub-Saharan Africa, are high and persistent. Reducing subnational disparities in female education emerges as a key strategy.</p>","PeriodicalId":46936,"journal":{"name":"Health Economics Review","volume":"15 1","pages":"96"},"PeriodicalIF":3.3,"publicationDate":"2025-11-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC12616938/pdf/","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145514489","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2025-11-06DOI: 10.1186/s13561-025-00631-w
Canser Boz, Fatma Sevinç Kurnaz
Background: Health expenditure is influenced by complex interactions between economic, demographic, social factors, with significant variations across countries. This study aims to investigate the determinants of health expenditures employing robust regression methods offering a more flexible and reliable approach to dealing with outliers and high data variation.
Methods: This study employs robust regression methods, Weighted Least Squares (WLS) and MM-estimator regression, to examine the determinants of health expenditures. The analyses were conducted using data from 179 countries for the year 2021 with the R Studio.
Results: The findings indicate that income and ageing are significant determinants of health expenditures, and sixteen outliers were identified. In contrast, education level, public health expenditure, disease patterns showed no significant effect.
Conclusion: This study fills gap in the literature by using robust regression methods to account for outliers and provides new insights into the role of economic and demographic factors in health expenditures.
{"title":"Economic and demographic influences on health expenditures: robust approaches for income and aging effects.","authors":"Canser Boz, Fatma Sevinç Kurnaz","doi":"10.1186/s13561-025-00631-w","DOIUrl":"10.1186/s13561-025-00631-w","url":null,"abstract":"<p><strong>Background: </strong>Health expenditure is influenced by complex interactions between economic, demographic, social factors, with significant variations across countries. This study aims to investigate the determinants of health expenditures employing robust regression methods offering a more flexible and reliable approach to dealing with outliers and high data variation.</p><p><strong>Methods: </strong>This study employs robust regression methods, Weighted Least Squares (WLS) and MM-estimator regression, to examine the determinants of health expenditures. The analyses were conducted using data from 179 countries for the year 2021 with the R Studio.</p><p><strong>Results: </strong>The findings indicate that income and ageing are significant determinants of health expenditures, and sixteen outliers were identified. In contrast, education level, public health expenditure, disease patterns showed no significant effect.</p><p><strong>Conclusion: </strong>This study fills gap in the literature by using robust regression methods to account for outliers and provides new insights into the role of economic and demographic factors in health expenditures.</p>","PeriodicalId":46936,"journal":{"name":"Health Economics Review","volume":"15 1","pages":"95"},"PeriodicalIF":3.3,"publicationDate":"2025-11-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC12590646/pdf/","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145453579","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Background: Diagnosis-related group (DRG) payment methods are increasingly being used to decrease the costs of healthcare worldwide. However, the effectiveness of cost controls varies from region to region. This study aimed to analyze the impacts of DRG payments on medical costs in China and provide theoretical support for the promotion of DRG payments in other countries.
Methods: Patients from City Wuxi in China was selected, which underwent a reform from fee-for-service (FFS) payment to DRG payment during the study period. Ordinary least regression analysis (OLS) and propensity-score-matching (PSM) were used to analyze the effects of DRG, Causal Forest (CF) of machine learning algorithm was used to analyze the underlying reasons for the results.
Results: The OLS model revealed that personal total medical costs decreased by 28.3% after the DRG reform and the total personal out-of-pocket payment (OPP) decreased by 21.3% after the DRG reform, but the personal out-of-pocket ratio increased by 15% after the DRG reform. The PSM-OLS model regression and the DRG reform results indicated decreases of 29.4% and 24.2% in personal total cost and OPP costs, respectively. The proportion of OPP costs increased by 9%. The causal forest model suggested that age and the number of surgeries played a significant role in the impact of DRG reform on patients' medical burden (total medical expenses, OPP costs, and OPP Ratio). Results indicate that the impacts of the DRG reform was associated with a 27% reduction in patients' medical burden (SE = 0.007), a 19.4% reduction in out-of-pocket expenses (SE = 0.012), and a 1.4% increase in utilization costs (SE = 0.002).
Conclusions: DRG payment can control the growth of medical expenses and ease the burden on the medical insurance fund. However, the current rules may increase the OPP ratio and the economic burden on patients. A regulatory model in line with China's national conditions still must be explored.
{"title":"The impacts of the diagnosis-related group payment reform on hospitalization-related medical expenses: evidence from China.","authors":"Lele Li, Wei Yang, Xiaozhe Tang, Siyu Zeng, Xiaofei Liu, Siping Dong","doi":"10.1186/s13561-025-00687-8","DOIUrl":"10.1186/s13561-025-00687-8","url":null,"abstract":"<p><strong>Background: </strong>Diagnosis-related group (DRG) payment methods are increasingly being used to decrease the costs of healthcare worldwide. However, the effectiveness of cost controls varies from region to region. This study aimed to analyze the impacts of DRG payments on medical costs in China and provide theoretical support for the promotion of DRG payments in other countries.</p><p><strong>Methods: </strong>Patients from City Wuxi in China was selected, which underwent a reform from fee-for-service (FFS) payment to DRG payment during the study period. Ordinary least regression analysis (OLS) and propensity-score-matching (PSM) were used to analyze the effects of DRG, Causal Forest (CF) of machine learning algorithm was used to analyze the underlying reasons for the results.</p><p><strong>Results: </strong>The OLS model revealed that personal total medical costs decreased by 28.3% after the DRG reform and the total personal out-of-pocket payment (OPP) decreased by 21.3% after the DRG reform, but the personal out-of-pocket ratio increased by 15% after the DRG reform. The PSM-OLS model regression and the DRG reform results indicated decreases of 29.4% and 24.2% in personal total cost and OPP costs, respectively. The proportion of OPP costs increased by 9%. The causal forest model suggested that age and the number of surgeries played a significant role in the impact of DRG reform on patients' medical burden (total medical expenses, OPP costs, and OPP Ratio). Results indicate that the impacts of the DRG reform was associated with a 27% reduction in patients' medical burden (SE = 0.007), a 19.4% reduction in out-of-pocket expenses (SE = 0.012), and a 1.4% increase in utilization costs (SE = 0.002).</p><p><strong>Conclusions: </strong>DRG payment can control the growth of medical expenses and ease the burden on the medical insurance fund. However, the current rules may increase the OPP ratio and the economic burden on patients. A regulatory model in line with China's national conditions still must be explored.</p>","PeriodicalId":46936,"journal":{"name":"Health Economics Review","volume":"15 1","pages":"94"},"PeriodicalIF":3.3,"publicationDate":"2025-11-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC12584354/pdf/","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145439876","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2025-11-03DOI: 10.1186/s13561-025-00686-9
Jean Martial Kouame, Carole Siani, Christian Kouakou, Soualio Gnanou, Simon LaRue, Jason Robert Guertin
Economic Evaluation (EE) is increasingly used to inform the decision-making of various health care systems about which health care interventions to fund with the available resources. Until now, majority of cost-effectiveness analyses have been performed with Microsoft Excel (ME). Today, the trend is to use software that can improve the decision-making model and that can resolve complex problems, as well as ensure reproducibility and transparency. The intention of this tutorial paper is not to show the "best" way of developing decision models in R, but to provide two different codes described in a step-by-step guide on how to implement a Markov model, with an explanation to help beginners in modeling (e.g., health economists new to R) and MS Excel users and to switch to R without having any great knowledge of programming with R. This paper is offered to facilitate the wider use of R to implement decision-making models.
{"title":"Modeling in R: a practical application using a cost-effectiveness analysis.","authors":"Jean Martial Kouame, Carole Siani, Christian Kouakou, Soualio Gnanou, Simon LaRue, Jason Robert Guertin","doi":"10.1186/s13561-025-00686-9","DOIUrl":"10.1186/s13561-025-00686-9","url":null,"abstract":"<p><p>Economic Evaluation (EE) is increasingly used to inform the decision-making of various health care systems about which health care interventions to fund with the available resources. Until now, majority of cost-effectiveness analyses have been performed with Microsoft Excel (ME). Today, the trend is to use software that can improve the decision-making model and that can resolve complex problems, as well as ensure reproducibility and transparency. The intention of this tutorial paper is not to show the \"best\" way of developing decision models in R, but to provide two different codes described in a step-by-step guide on how to implement a Markov model, with an explanation to help beginners in modeling (e.g., health economists new to R) and MS Excel users and to switch to R without having any great knowledge of programming with R. This paper is offered to facilitate the wider use of R to implement decision-making models.</p>","PeriodicalId":46936,"journal":{"name":"Health Economics Review","volume":"15 1","pages":"93"},"PeriodicalIF":3.3,"publicationDate":"2025-11-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC12581479/pdf/","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145439854","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2025-10-30DOI: 10.1186/s13561-025-00664-1
Seung-Hun Chung, Lei Xu
Background: Sugar-sweetened beverage (SSB) taxes have been implemented in various regions as a public health strategy to reduce obesity and associated chronic diseases. While previous research has examined the effectiveness of these taxes, findings remain mixed regarding their impact on long-term health outcomes. This study assesses the effect of Washington State's 2009 soft drink syrup tax on obesity prevalence and related health conditions. This study mitigates selection bias and cross-border purchasing effects, providing a clear picture of the policy's effectiveness.
Methods: We employ the Synthetic Control Method (SCM) to estimate the causal impact of the syrup tax on obesity rates and obesity-related diseases using 1996-2021 data from the Behavioral Risk Factor Surveillance System (BRFSS) and the American Community Survey (ACS). The SCM constructs a counterfactual state to compare against Washington's post-tax obesity trends. Key outcome variables include obesity rates (Body Mass Index [BMI] 30 and BMI 35), prevalence of diabetes, hypertension, and high cholesterol. Statistical significance is determined using Monte Carlo simulations ( ) with false discovery rate corrections ( ).
Results: Our findings indicate that Washington's syrup tax led to a significant reduction in obesity rates, decreasing by 2.2 to 4.0 percentage points relative to the synthetic control. The tax's effect was most pronounced among college graduates, males, individuals under 65, and White/Asian populations. However, the tax did not yield significant changes in diabetes, hypertension, or high cholesterol prevalence, suggesting a more limited impact on broader obesity-related health conditions.
Conclusions: The study provides evidence that an SSB tax can effectively reduce obesity rates, particularly among certain demographic groups. However, the lack of significant effects on other obesity-related diseases suggests that additional policy measures may be necessary to achieve broader public health improvements. These findings contribute to ongoing policy discussions on the role of taxation in the fight against obesity and highlight the need for targeted interventions to improve the health benefits of such policies.
{"title":"Impact of sugar-sweetened beverages tax on obesity and obesity-related health conditions: evidence from Washington State's soft drink syrup tax.","authors":"Seung-Hun Chung, Lei Xu","doi":"10.1186/s13561-025-00664-1","DOIUrl":"10.1186/s13561-025-00664-1","url":null,"abstract":"<p><strong>Background: </strong>Sugar-sweetened beverage (SSB) taxes have been implemented in various regions as a public health strategy to reduce obesity and associated chronic diseases. While previous research has examined the effectiveness of these taxes, findings remain mixed regarding their impact on long-term health outcomes. This study assesses the effect of Washington State's 2009 soft drink syrup tax on obesity prevalence and related health conditions. This study mitigates selection bias and cross-border purchasing effects, providing a clear picture of the policy's effectiveness.</p><p><strong>Methods: </strong>We employ the Synthetic Control Method (SCM) to estimate the causal impact of the syrup tax on obesity rates and obesity-related diseases using 1996-2021 data from the Behavioral Risk Factor Surveillance System (BRFSS) and the American Community Survey (ACS). The SCM constructs a counterfactual state to compare against Washington's post-tax obesity trends. Key outcome variables include obesity rates (Body Mass Index [BMI] <math><mo>≥</mo></math> 30 and BMI <math><mo>≥</mo></math> 35), prevalence of diabetes, hypertension, and high cholesterol. Statistical significance is determined using Monte Carlo simulations ( <math><mrow><mi>n</mi> <mo>=</mo> <mn>999</mn></mrow> </math> ) with false discovery rate corrections ( <math><mrow><mi>p</mi> <mo><</mo> <mn>0.05</mn></mrow> </math> ).</p><p><strong>Results: </strong>Our findings indicate that Washington's syrup tax led to a significant reduction in obesity rates, decreasing by 2.2 to 4.0 percentage points relative to the synthetic control. The tax's effect was most pronounced among college graduates, males, individuals under 65, and White/Asian populations. However, the tax did not yield significant changes in diabetes, hypertension, or high cholesterol prevalence, suggesting a more limited impact on broader obesity-related health conditions.</p><p><strong>Conclusions: </strong>The study provides evidence that an SSB tax can effectively reduce obesity rates, particularly among certain demographic groups. However, the lack of significant effects on other obesity-related diseases suggests that additional policy measures may be necessary to achieve broader public health improvements. These findings contribute to ongoing policy discussions on the role of taxation in the fight against obesity and highlight the need for targeted interventions to improve the health benefits of such policies.</p>","PeriodicalId":46936,"journal":{"name":"Health Economics Review","volume":"15 1","pages":"92"},"PeriodicalIF":3.3,"publicationDate":"2025-10-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC12577298/pdf/","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145410558","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2025-10-30DOI: 10.1186/s13561-025-00663-2
Carine Milcent
This paper evaluates the effectiveness of the 2009 French Diagnosis-Related Group (DRG) classification reform, which introduced four severity levels within each DRG, ranging from low to very high, with corresponding increases in fixed-price reimbursements. Notably, the reform incorporates the Medicare Severity Diagnosis-Related Group (MS-DRG) system, first implemented in the United States in 2007, giving the French system international relevance. The French Public Health Insurance system (NHI) reimburses both public and private healthcare establishments through a DRG-based payment system. This study focuses on variations in hospital resource costs for four different health conditions. The paper begins by discussing the theoretical challenges of constructing DRG categories, particularly the trade-off between greater clinical detail (granularity) and the risk of distorting incentives for hospital efficiency. It then presents an empirical analysis of hospital resource cost variations both within and between DRGs for the same pathology or clinically meaningful group (DRG-root), using data from 2012 to 2019. Our findings suggest that a one-size-fits-all approach to severity classification is inadequate. In some cases, broader categories improve statistical validity, while in others, more granular distinctions are necessary. We conclude that a tailored, case-by-case approach is the most effective solution. Specifically, the analysis reveals significant overlap in confidence intervals for hospital resource costs across DRG severity levels, suggesting that the current classification system fails to effectively capture cost differences related to severity. Additionally, a large portion of cost variation within DRGs is driven by factors unrelated to severity, such as hospital-specific characteristics. Overall, the results underscore the need to revise the current DRG system in France in order to reduce financial discrepancies and to prevent incentives for patient selection, especially before implementing bundled payment models that include both inpatient and outpatient care.
{"title":"Persistent inconsistencies in patient cost variability within the French DRG classification system over the 2012-2019 period.","authors":"Carine Milcent","doi":"10.1186/s13561-025-00663-2","DOIUrl":"10.1186/s13561-025-00663-2","url":null,"abstract":"<p><p>This paper evaluates the effectiveness of the 2009 French Diagnosis-Related Group (DRG) classification reform, which introduced four severity levels within each DRG, ranging from low to very high, with corresponding increases in fixed-price reimbursements. Notably, the reform incorporates the Medicare Severity Diagnosis-Related Group (MS-DRG) system, first implemented in the United States in 2007, giving the French system international relevance. The French Public Health Insurance system (NHI) reimburses both public and private healthcare establishments through a DRG-based payment system. This study focuses on variations in hospital resource costs for four different health conditions. The paper begins by discussing the theoretical challenges of constructing DRG categories, particularly the trade-off between greater clinical detail (granularity) and the risk of distorting incentives for hospital efficiency. It then presents an empirical analysis of hospital resource cost variations both within and between DRGs for the same pathology or clinically meaningful group (DRG-root), using data from 2012 to 2019. Our findings suggest that a one-size-fits-all approach to severity classification is inadequate. In some cases, broader categories improve statistical validity, while in others, more granular distinctions are necessary. We conclude that a tailored, case-by-case approach is the most effective solution. Specifically, the analysis reveals significant overlap in confidence intervals for hospital resource costs across DRG severity levels, suggesting that the current classification system fails to effectively capture cost differences related to severity. Additionally, a large portion of cost variation within DRGs is driven by factors unrelated to severity, such as hospital-specific characteristics. Overall, the results underscore the need to revise the current DRG system in France in order to reduce financial discrepancies and to prevent incentives for patient selection, especially before implementing bundled payment models that include both inpatient and outpatient care.</p>","PeriodicalId":46936,"journal":{"name":"Health Economics Review","volume":"15 1","pages":"91"},"PeriodicalIF":3.3,"publicationDate":"2025-10-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC12574288/pdf/","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145410579","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2025-10-27DOI: 10.1186/s13561-025-00680-1
Vineeta Shobha, Shweta Singhai, Vikram Haridas, Shaleni V, Subramanian R, Mahabaleshwar Mamadapur, Ashwini Kamath, Arjun M N, Pramod Chebbi, Jacob Mathews Vahaneyil, Silas Vinay V R, Abhishek Patil, Benzeeta Pinto, Prakruthi J, Yathish G C, Sachin R Jeevanagi, Sahana Baliga, Harshini A S, Vijay K Rao, Veena Ramachandran, Matam Sri Anusha, Sumithra Selvam, Chandrashekara S, K M Mahendranath
Objectives: To estimate the financial burden and the determinants of catastrophic healthcare expenditure(CHE) in patients with rheumatoid arthritis(RA) residing in the state of Karnataka, India.
Methods: This was a cross-sectional, questionnaire-based study carried out by the practicing rheumatologists across 17 centers in Karnataka, India. Patients with RA diagnosed as per ACR classification criteria and on follow-up for at least 1-year were interviewed regarding disease-related expenditures which included direct medical and non-medical costs. CHE defined as > 20% of annual family income was analysed for various sociodemographic and clinical variables. Results are presented in Indian currency (INR), wherein 100 INR = 1.17 USD = 1.06 EURO.
Results: We included 2141 patients with RA (M: F::11:89), mean age 50.9 ± 12 years. The median annual expenditure towards treatment of RA including all direct medical and non-medical costs was ₹32200(IQR 21600,45200), the largest proportion (41.0%) being for RA medications. More than 10% annual income was being spent for treatment of RA by 48.1%(n = 1029)] of patients while CHE (> 20%) was noted in 582(27.1%) patients. Longer time taken for referral to rheumatologist [β = 1.28 (1.15,1.43)], longer duration of illness [β = 1.002(1.001,1.003)], presence of comorbidity [β = 1.12(1.04,1.22)] and disability HAQ-DI > 2 [β = 1.37(1.20,1.56)] had significant association with higher direct expenditure. Patients belonging to lower SES [AOR 2.66(1.99,3.56)], primary and middle level of patient education [AOR 1.57(1.05,2.36) & 2.01(1.32,3.07)] and hospitalisation [β = 9.20(6.25,13.6)] incurred CHE.
Conclusion: The primary drivers of high direct expenditure in patients with RA in Karnataka, India are cost of medications, delayed specialist referral, high disease activity, disability and comorbidities. Additionally, hospitalization significantly contributes to CHE.
{"title":"The financial repercussions of rheumatoid arthritis and determinants of catastrophic healthcare expenditure: insights from the Karnataka chapter of the Indian rheumatology association.","authors":"Vineeta Shobha, Shweta Singhai, Vikram Haridas, Shaleni V, Subramanian R, Mahabaleshwar Mamadapur, Ashwini Kamath, Arjun M N, Pramod Chebbi, Jacob Mathews Vahaneyil, Silas Vinay V R, Abhishek Patil, Benzeeta Pinto, Prakruthi J, Yathish G C, Sachin R Jeevanagi, Sahana Baliga, Harshini A S, Vijay K Rao, Veena Ramachandran, Matam Sri Anusha, Sumithra Selvam, Chandrashekara S, K M Mahendranath","doi":"10.1186/s13561-025-00680-1","DOIUrl":"10.1186/s13561-025-00680-1","url":null,"abstract":"<p><strong>Objectives: </strong>To estimate the financial burden and the determinants of catastrophic healthcare expenditure(CHE) in patients with rheumatoid arthritis(RA) residing in the state of Karnataka, India.</p><p><strong>Methods: </strong>This was a cross-sectional, questionnaire-based study carried out by the practicing rheumatologists across 17 centers in Karnataka, India. Patients with RA diagnosed as per ACR classification criteria and on follow-up for at least 1-year were interviewed regarding disease-related expenditures which included direct medical and non-medical costs. CHE defined as > 20% of annual family income was analysed for various sociodemographic and clinical variables. Results are presented in Indian currency (INR), wherein 100 INR = 1.17 USD = 1.06 EURO.</p><p><strong>Results: </strong>We included 2141 patients with RA (M: F::11:89), mean age 50.9 ± 12 years. The median annual expenditure towards treatment of RA including all direct medical and non-medical costs was ₹32200(IQR 21600,45200), the largest proportion (41.0%) being for RA medications. More than 10% annual income was being spent for treatment of RA by 48.1%(n = 1029)] of patients while CHE (> 20%) was noted in 582(27.1%) patients. Longer time taken for referral to rheumatologist [β = 1.28 (1.15,1.43)], longer duration of illness [β = 1.002(1.001,1.003)], presence of comorbidity [β = 1.12(1.04,1.22)] and disability HAQ-DI > 2 [β = 1.37(1.20,1.56)] had significant association with higher direct expenditure. Patients belonging to lower SES [AOR 2.66(1.99,3.56)], primary and middle level of patient education [AOR 1.57(1.05,2.36) & 2.01(1.32,3.07)] and hospitalisation [β = 9.20(6.25,13.6)] incurred CHE.</p><p><strong>Conclusion: </strong>The primary drivers of high direct expenditure in patients with RA in Karnataka, India are cost of medications, delayed specialist referral, high disease activity, disability and comorbidities. Additionally, hospitalization significantly contributes to CHE.</p>","PeriodicalId":46936,"journal":{"name":"Health Economics Review","volume":"15 1","pages":"90"},"PeriodicalIF":3.3,"publicationDate":"2025-10-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC12560498/pdf/","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145379305","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2025-10-24DOI: 10.1186/s13561-025-00666-z
Alireza Olyaeemanesh, Amirhossein Takian, Mohammad Effatpanah, Mohammad Mehdi Nasehi, Zahra Shahali, Sahar Kargar, Mohammadreza Mobinizadeh, Efat Mohamadi
Background: Performance evaluation is a critical aspect of managing organizations, especially in the healthcare sector, where financial and resource management have direct implications on public health. The Iran Health Insurance Organization (IHIO), responsible for covering over half of the Iranian population, faces challenges due to rising healthcare costs and international sanctions. This study focuses on identifying performance evaluation indicators for the IHIO, aiming to provide a systematic framework to assess the organization's efficiency and accountability, aligning with the national health policies of Iran.
Methods: This study employed a multi-method approach, including content analysis, scoping review, and expert consensus, and was conducted in four phases: (1) content analysis of policies, (2) scoping review of the literature, (3) pooling and screening of indicators, and (4) development of indicator metadata. The content analysis involved examining legal documents and policies governing IHIO from 1994 to 2024. A scoping review was conducted using keywords related to health insurance evaluation, and 40 relevant studies were selected from international databases. The indicators were screened in three round through expert panels and the Delphi method, focusing on technical competence, feasibility, and coherence. The indicators were prioritized and detailed metadata profiles were created for each.
Results: A total of 544 performance evaluation indicators were initially identified. After the first screening, 339 indicators were excluded, leaving 205 indicators classified into 12 thematic areas. Subsequent screening phases further refined this list to 78 indicators, of which 26 were ultimately prioritized based on their relevance to the IHIO's performance. Among these, the "Percentage of the Population Covered by the Health Insurance Organization" emerged as the highest-priority indicator, demonstrating exceptional technical competence and coherence. These findings underscore the critical role of transparent reporting and strategic resource management in improving performance and promoting equity in Iran's health insurance coverage.
Conclusion: The study successfully identified 26 key performance indicators for evaluating IHIO, highlighting the importance of insurance coverage and financial management. Strengthening collaboration with healthcare providers and improving transparency will enhance public trust and improve the organization's performance and productivity. The findings emphasize the need for strategic collaboration between IHIO and healthcare providers and suggest improving resource allocation and policy implementation for better healthcare outcomes in Iran.
{"title":"Key indicators for evaluating Iran's health insurance performance.","authors":"Alireza Olyaeemanesh, Amirhossein Takian, Mohammad Effatpanah, Mohammad Mehdi Nasehi, Zahra Shahali, Sahar Kargar, Mohammadreza Mobinizadeh, Efat Mohamadi","doi":"10.1186/s13561-025-00666-z","DOIUrl":"10.1186/s13561-025-00666-z","url":null,"abstract":"<p><strong>Background: </strong>Performance evaluation is a critical aspect of managing organizations, especially in the healthcare sector, where financial and resource management have direct implications on public health. The Iran Health Insurance Organization (IHIO), responsible for covering over half of the Iranian population, faces challenges due to rising healthcare costs and international sanctions. This study focuses on identifying performance evaluation indicators for the IHIO, aiming to provide a systematic framework to assess the organization's efficiency and accountability, aligning with the national health policies of Iran.</p><p><strong>Methods: </strong>This study employed a multi-method approach, including content analysis, scoping review, and expert consensus, and was conducted in four phases: (1) content analysis of policies, (2) scoping review of the literature, (3) pooling and screening of indicators, and (4) development of indicator metadata. The content analysis involved examining legal documents and policies governing IHIO from 1994 to 2024. A scoping review was conducted using keywords related to health insurance evaluation, and 40 relevant studies were selected from international databases. The indicators were screened in three round through expert panels and the Delphi method, focusing on technical competence, feasibility, and coherence. The indicators were prioritized and detailed metadata profiles were created for each.</p><p><strong>Results: </strong>A total of 544 performance evaluation indicators were initially identified. After the first screening, 339 indicators were excluded, leaving 205 indicators classified into 12 thematic areas. Subsequent screening phases further refined this list to 78 indicators, of which 26 were ultimately prioritized based on their relevance to the IHIO's performance. Among these, the \"Percentage of the Population Covered by the Health Insurance Organization\" emerged as the highest-priority indicator, demonstrating exceptional technical competence and coherence. These findings underscore the critical role of transparent reporting and strategic resource management in improving performance and promoting equity in Iran's health insurance coverage.</p><p><strong>Conclusion: </strong>The study successfully identified 26 key performance indicators for evaluating IHIO, highlighting the importance of insurance coverage and financial management. Strengthening collaboration with healthcare providers and improving transparency will enhance public trust and improve the organization's performance and productivity. The findings emphasize the need for strategic collaboration between IHIO and healthcare providers and suggest improving resource allocation and policy implementation for better healthcare outcomes in Iran.</p>","PeriodicalId":46936,"journal":{"name":"Health Economics Review","volume":"15 1","pages":"88"},"PeriodicalIF":3.3,"publicationDate":"2025-10-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC12659610/pdf/","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"145606831","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}