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Journal of Islamic Marketing最新文献

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Reasons for Muslim and Christian white meat consumption: examples of England and Turkey 穆斯林和基督徒食用白肉的原因:英国和土耳其的例子
IF 3.2 Q2 BUSINESS Pub Date : 2024-03-14 DOI: 10.1108/jima-02-2023-0058
Bilge Nur Öztürk

Purpose

The psychological foundations of consumers’ reasons for product choices are analyzed in the field of marketing. The purpose of this research is to identify the implicit reasons for white meat consumption in the UK and Turkey.

Design/methodology/approach

In the scope of the means-end chain theory, in-depth interviews were conducted with individuals, and the reasons for consumers’ product preferences were revealed by moving from concrete to abstract.

Findings

It has been determined that the white meat consumption of Muslims in the UK is primarily shaped by their religious approach. In Turkey, on the contrary, both consumption patterns and reasons for preference are changing. It has been found that white meat consumption is associated with values such as security needs, satisfaction with life, self-fulfillment and happiness.

Research limitations/implications

This research has contributed to the marketing literature by examining consumers’ implicit consumption reasons for white meat in the context of religion and culture.

Practical implications

Marketing strategies should focus on building trust in halal certification, particularly in the UK. Brands should associate their promotion strategies with feelings of security and happiness, which are associated in the minds of consumers.

Originality/value

This study is a new study in terms of revealing the connotations of consumers about consuming chicken and fish and showing the implicit needs that the brands can emotionally associate with.

目的在市场营销领域分析消费者选择产品原因的心理基础。本研究的目的是找出英国和土耳其白肉消费的内隐原因。设计/方法/途径在手段-目的链理论的范围内,对个人进行了深入访谈,并通过从具体到抽象的方法揭示了消费者偏好产品的原因。研究结果在英国,穆斯林的白肉消费主要受其宗教信仰的影响。相反,在土耳其,消费模式和偏好原因都在发生变化。研究限制/意义本研究通过研究消费者在宗教和文化背景下对白肉的隐性消费原因,为市场营销文献做出了贡献。品牌应将其推广策略与消费者心目中的安全感和幸福感联系起来。原创性/价值本研究是一项新研究,它揭示了消费者消费鸡肉和鱼肉的内涵,并显示了品牌可与之产生情感联系的隐性需求。
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引用次数: 0
The role of metaverse and blockchain in enhancing digital Islamic finance: empirical perspective 元宇宙和区块链在加强数字伊斯兰金融中的作用:实证视角
IF 3.2 Q2 BUSINESS Pub Date : 2024-03-01 DOI: 10.1108/jima-11-2023-0369
Manaf Al-Okaily, Ayman Abdalmajeed Alsmadi

Purpose

This study aims to investigate the connections between the adoption of technology, user experience (UX), financial transparency and accountability, specifically focusing on the moderating influence of cultural sensitivity in the Jordanian context.

Design/methodology/approach

This study gathered data from 272 participants who are working in the operational Islamic banks in Jordan. Partial least squares structural equation modeling (PLS-SEM) is used for the hypotheses testing.

Findings

The results indicate that cultural sensitivity plays a significant role in shaping the UX, consequently influencing perceptions of financial transparency and accountability in e-Islamic finance within the metaverse. This study underscores the intricate interplay between technological advancements, adherence to Sharia principles and diverse cultural expectations, forming the crux of the research.

Originality/value

This research brings a novel perspective by examining the complex connections among technology adoption, UX, financial transparency and accountability, specifically within the distinctive context of Jordan. This research study innovates by checking out how social sensitivity moderates these partnerships, specifically in the context of e-Islamic finance in the metaverse. It adds value to the academic area by shedding light on the intricate interaction between technological development, adherence to Sharia concepts and differing cultural expectations. Ultimately, this adds to a much deeper understanding of the multifaceted nature of this domain.

目的本研究旨在调查技术采用、用户体验(UX)、财务透明度和问责制之间的联系,特别关注约旦背景下文化敏感性的调节作用。研究结果表明,文化敏感性在用户体验的形成过程中发挥着重要作用,并因此影响了对元宇宙中电子伊斯兰金融的金融透明度和问责制的看法。本研究强调了技术进步、伊斯兰教法原则的遵守和不同文化期望之间错综复杂的相互作用,这也是本研究的核心所在。 原创性/价值 本研究通过考察技术采用、用户体验、金融透明度和问责制之间的复杂联系,特别是在约旦的独特背景下,提出了一个新颖的视角。本研究通过检查社会敏感性如何调节这些伙伴关系,特别是在元宇宙中的电子伊斯兰金融背景下,实现了创新。它通过揭示技术发展、伊斯兰教法理念的遵守和不同文化期望之间错综复杂的互动关系,为学术领域增添了价值。最终,这将有助于更深入地了解这一领域的多面性。
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引用次数: 0
The intention to adopt metaverse in Islamic banks: an integrated theoretical framework of TAM and religiosity intention model 伊斯兰银行采用元数据的意向:TAM 和宗教意向模型的综合理论框架
IF 3.2 Q2 BUSINESS Pub Date : 2024-02-26 DOI: 10.1108/jima-10-2023-0310
Hashem Alshurafat, Omar Arabiat, Maha Shehadeh

Purpose

This paper aims to explore the intention to adopt the Metaverse in Islamic banks, with a particular focus on evaluating perceived usefulness, ease of use, user satisfaction and the influence of religiosity. Integrating the technology adoption model (TAM) and religiosity intention model, this study will dissect the multidimensional aspects influencing the acceptance of Metaverse technologies.

Design/methodology/approach

Surveying Islamic bank professionals in Jordan, this study used a structured questionnaire and data augmentation to analyze Metaverse adoption factors. Using partial least squares-structural equation modeling, the relationships between ease of use, usefulness, religiosity and satisfaction were explored.

Findings

The study identifies pivotal relationships among perceived usefulness, ease of use, user satisfaction and religiosity in the context of adopting metaverse technologies in Islamic banks in Jordan. Evidence highlights the dominant role of perceived usefulness and ease in influencing both intention to use and satisfaction levels. Religiosity, while not a direct influencer, plays a collaborative role, underscoring a balanced mix of technological and religious elements that will potentially shape the adoption trajectory of metaverse technologies within this specific banking sector.

Practical implications

Integrating metaverse technologies in Islamic banks necessitates balancing technological advances with Sharia compliance. The study underscores the importance of aligning user experience with religious values and fostering innovation within Islamic ethical guidelines.

Originality/value

This study uniquely integrates the TAM and religiosity-intention model to explore metaverse adoption in Islamic banks, unveiling a nuanced interplay between technology and religious values. It offers practical insights for tailoring innovations in the Islamic financial ecosystem.

目的 本文旨在探讨伊斯兰银行采用 Metaverse 技术的意向,尤其侧重于评估感知有用性、易用性、用户满意度和宗教信仰的影响。通过整合技术采用模型(TAM)和宗教意向模型,本研究将剖析影响Metaverse技术接受度的多维因素。使用偏最小二乘法结构方程模型,探讨了易用性、有用性、宗教信仰和满意度之间的关系。 研究结果本研究确定了约旦伊斯兰银行在采用元数据技术时感知到的有用性、易用性、用户满意度和宗教信仰之间的关键关系。证据强调了感知有用性和易用性在影响使用意向和满意度方面的主导作用。宗教信仰虽然不是直接的影响因素,但却起着协同作用,强调了技术和宗教因素的平衡组合,这将有可能塑造这一特定银行业采用元数据技术的轨迹。 实际意义在伊斯兰银行整合元数据技术必须在技术进步和遵守伊斯兰教法之间取得平衡。本研究强调了用户体验与宗教价值观相一致以及在伊斯兰道德准则范围内促进创新的重要性。原创性/价值本研究独特地整合了 TAM 模型和宗教-意向模型来探讨伊斯兰银行中的元技术应用,揭示了技术与宗教价值观之间微妙的相互作用。它为在伊斯兰金融生态系统中定制创新提供了实用的见解。
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引用次数: 0
Consumer behavior in Islamic banking: a systematic literature review and agenda for future research 伊斯兰银行业的消费者行为:系统文献综述和未来研究议程
IF 3.2 Q2 BUSINESS Pub Date : 2024-02-22 DOI: 10.1108/jima-06-2023-0195
ShabbirHusain R.V., Balamurugan Annamalai, Shabana Chandrasekaran

Purpose

This study aims to conduct a systematic literature review on consumer behavior (CB) in Islamic banking (IB), encompassing an overview of researched contexts and topics, identifying literature gaps and proposing a comprehensive future research agenda.

Design/methodology/approach

By using bibliometric citation and content analysis, this study investigates 135 documents sourced from Scopus indexed publications.

Findings

This study delves into the growing field of CB in IB, offering a comprehensive understanding that encompasses influential journals, theories, research context, characteristics and methods used in IB research.

Originality/value

To the best of the authors’ knowledge, this study is the first to provide a comprehensive review of CB studies in the IB domain detailing research topics, prevailing theories, research settings, important variables and research methods.

目的本研究旨在对伊斯兰银行业(IB)中的消费者行为(CB)进行系统的文献综述,包括对研究背景和主题的概述,确定文献空白,并提出全面的未来研究议程。研究结果本研究深入探讨了国际文凭组织中不断发展的 CB 领域,对国际文凭组织研究中使用的具有影响力的期刊、理论、研究背景、特征和方法进行了全面的了解。
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引用次数: 0
Millennial generation awareness of halal supply chain knowledge toward purchase intention for halal meat products: empirical evidence in Indonesia 千禧一代对清真供应链知识的认识与清真肉制品的购买意向:印度尼西亚的经验证据
IF 3.2 Q2 BUSINESS Pub Date : 2024-02-16 DOI: 10.1108/jima-01-2023-0012
Dina Hanifasari, Ilyas Masudin, Fien Zulfikarijah, Aniek Rumijati, Dian Palupi Restuputri

Purpose

This paper aims to investigate the impact of halal awareness on the relationship between halal supply chain knowledge and purchase intention for halal meat products in the millennial generation.

Design/methodology/approach

The quantitative approach with the respondents of 177 millennial generations in Indonesia is selected to understand the relationships between variables. Structural equation model-partial least square is used to analyze the relationship between variables.

Findings

The findings of this study found that the purchase intention of halal products in the millennial generation is influenced by several factors such as halal supply chain knowledge, halal certification and logo and religious beliefs. However, the results of this study also show that concern for halal products failed to moderate the relationship between these three main variables on the purchase intention of halal products.

Originality/value

This study provides insights into the concern that strengthens the relationship between the main variables on the intention to purchase halal meat products for the millennial generation.

目的本文旨在研究清真意识对清真供应链知识与千禧一代清真肉制品购买意向之间关系的影响。设计/方法/途径本文选择了印度尼西亚177名千禧一代的受访者作为定量研究对象,以了解变量之间的关系。研究结果本研究发现,千禧一代对清真产品的购买意向受多个因素的影响,如清真供应链知识、清真认证和标识以及宗教信仰。然而,本研究的结果还显示,对清真产品的关注未能缓和这三个主要变量之间在清真产品购买意向上的关系。原创性/价值本研究为加强千禧一代清真肉制品购买意向主要变量之间关系的关注提供了见解。
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引用次数: 0
Exploring the concept and the communication principles of negotiation among Islamic corporate organizations 探讨伊斯兰企业组织谈判的概念和沟通原则
IF 3.2 Q2 BUSINESS Pub Date : 2024-02-15 DOI: 10.1108/jima-01-2023-0027
Abbas Ramdani, Ridwan Raji, Mohd. Khairie Ahmad

Purpose

The acceleration of globalized commerce and economic activities has meant that conventional and Shariah (Islamic law) compliant organizations transact and negotiate among themselves. Therefore, this study aims to explore the concept of corporate negotiation and the communicative principles that guide the negotiation process among Shariah-compliant organizations.

Design/methodology/approach

The study uses a qualitative method through an inductive interpretative approach by conducting 20 in-depth interviews among four groups of experts. These consist of three muftis, ten academicians in Islamic assets, finance and asset jurisprudence; three practitioners in charge of inter-organizational negotiation and decision-making; and four shariah board members of selected Islamic banks.

Findings

The findings reported that business negotiation is used by Islamic organizations for reconciliation, consultation, resolving disagreements and as a means of achieving spiritual satisfaction. Furthermore, the key communicative principles of the negotiation process consist of the credibility of informational exchange, flexible interactions and the openness and truthful disclosure of information.

Research limitations/implications

The empirical data discussed in this study supports the claim that macro-environmental factors and social and cultural values should be considered when examining business negotiating behaviors. However, this study focuses only on the banking/service organization negotiation. Therefore, future research should focus on the Islamic negotiation process in the context of diplomatic and international relations.

Practical implications

The findings reported in this study offer insight for negotiators operating among Islamic organizations to understand the principles and process of negotiation in the purview of Shariah standards and principles.

Originality/value

In terms of theoretical implications, this study reveals a clear conceptual difference between the conventional concept and the Islamic perspective of corporate negotiation. Also, this study highlights the impact of organizational culture, specifically Islamic management strategies, on the business negotiation process and business communication principles.

目的全球化商业和经济活动的加速意味着传统组织和遵守伊斯兰教法的组织之间要进行交易和谈判。因此,本研究旨在探讨企业谈判的概念以及指导符合伊斯兰教法的组织之间谈判过程的沟通原则。设计/方法/途径本研究采用归纳解释的定性方法,对四组专家进行了 20 次深入访谈。这些专家包括三位穆夫提、十位伊斯兰资产、金融和资产法学方面的院士;三位负责组织间谈判和决策的从业人员;以及四位选定伊斯兰银行的伊斯兰教法委员会成员。研究结果研究结果表明,伊斯兰组织利用商业谈判进行和解、协商、解决分歧,并将其作为获得精神满足的一种手段。此外,谈判过程中的主要沟通原则包括信息交流的可信度、灵活的互动以及信息的公开和真实披露。研究局限性/影响本研究讨论的经验数据支持了这样一种观点,即在研究商务谈判行为时应考虑宏观环境因素以及社会和文化价值观。然而,本研究仅关注银行/服务机构的谈判。实践意义本研究报告的结论为伊斯兰组织中的谈判人员了解伊斯兰教法标准和原则范围内的谈判原则和过程提供了启示。原创性/价值在理论意义方面,本研究揭示了企业谈判的传统概念和伊斯兰观点之间的明显概念差异。此外,本研究还强调了组织文化,特别是伊斯兰管理策略对商务谈判过程和商务沟通原则的影响。
{"title":"Exploring the concept and the communication principles of negotiation among Islamic corporate organizations","authors":"Abbas Ramdani, Ridwan Raji, Mohd. Khairie Ahmad","doi":"10.1108/jima-01-2023-0027","DOIUrl":"https://doi.org/10.1108/jima-01-2023-0027","url":null,"abstract":"<h3>Purpose</h3>\u0000<p>The acceleration of globalized commerce and economic activities has meant that conventional and Shariah (Islamic law) compliant organizations transact and negotiate among themselves. Therefore, this study aims to explore the concept of corporate negotiation and the communicative principles that guide the negotiation process among Shariah-compliant organizations.</p><!--/ Abstract__block -->\u0000<h3>Design/methodology/approach</h3>\u0000<p>The study uses a qualitative method through an inductive interpretative approach by conducting 20 in-depth interviews among four groups of experts. These consist of three muftis, ten academicians in Islamic assets, finance and asset jurisprudence; three practitioners in charge of inter-organizational negotiation and decision-making; and four shariah board members of selected Islamic banks.</p><!--/ Abstract__block -->\u0000<h3>Findings</h3>\u0000<p>The findings reported that business negotiation is used by Islamic organizations for reconciliation, consultation, resolving disagreements and as a means of achieving spiritual satisfaction. Furthermore, the key communicative principles of the negotiation process consist of the credibility of informational exchange, flexible interactions and the openness and truthful disclosure of information.</p><!--/ Abstract__block -->\u0000<h3>Research limitations/implications</h3>\u0000<p>The empirical data discussed in this study supports the claim that macro-environmental factors and social and cultural values should be considered when examining business negotiating behaviors. However, this study focuses only on the banking/service organization negotiation. Therefore, future research should focus on the Islamic negotiation process in the context of diplomatic and international relations.</p><!--/ Abstract__block -->\u0000<h3>Practical implications</h3>\u0000<p>The findings reported in this study offer insight for negotiators operating among Islamic organizations to understand the principles and process of negotiation in the purview of Shariah standards and principles.</p><!--/ Abstract__block -->\u0000<h3>Originality/value</h3>\u0000<p>In terms of theoretical implications, this study reveals a clear conceptual difference between the conventional concept and the Islamic perspective of corporate negotiation. Also, this study highlights the impact of organizational culture, specifically Islamic management strategies, on the business negotiation process and business communication principles.</p><!--/ Abstract__block -->","PeriodicalId":47761,"journal":{"name":"Journal of Islamic Marketing","volume":"15 1","pages":""},"PeriodicalIF":3.2,"publicationDate":"2024-02-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139769597","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Assessing the predictive benefits of Waqftech smart contracts on corporate waqf crowdfunding among Malaysian enterprises 评估 Waqftech 智能合约在马来西亚企业中对企业宗教基金众筹的预测效益
IF 3.2 Q2 BUSINESS Pub Date : 2024-02-13 DOI: 10.1108/jima-08-2023-0262
Puteri Aina Megat, Fahd Al-Shaghdari, Besar Bin Ngah, Sami Samir Abdelfattah

Purpose

The purpose of this study is to investigate the adoption of waqf technology (Waqftech) using blockchain smart contracts for corporate waqf crowdfunding. Despite the growing interest in Waqftech, Malaysian enterprises have not fully embraced this emerging technology because of uncertainty regarding the benefits it offers to contributors. The research incorporates two theoretical frameworks: the electronic data interchange (EDI) model for firms’ technology adoption, and the triple bottom line theory (TBL) for corporate social responsibility.

Design/methodology/approach

A quantitative method using a cross-sectional survey design with a five-point Likert scale questionnaire was used. Data was collected from 210 decision-makers representing small and medium-sized enterprises and analyzed using partial least squares-structural equation modeling.

Findings

The findings from this research suggest that Malaysian enterprises are influenced by both corporate and social predictive benefits when using blockchain crowdfunding, but not by environmental benefits. The adoption of blockchain smart contracts does not correlate with predictive environmental benefits because of misconceptions about the disruptive technology’s impact on biological and digital environmental preservation.

Research limitations/implications

This research focuses on organizational behavior rather than individual users of waqf crowdfunding, and it is limited, primarily focusing within Malaysia and regions with similar waqf structures.

Practical implications

The Waqftech framework allows innovative mechanisms for executing corporate waqf investment returns to the intended beneficiaries through the smart contracts’ platform. In addition, this study supports relevant corporate social responsibility and creating shared value technology adoption theories, including EDI and TBL. Aside from this, the study provides empirical implications for waqf management using fintech platforms.

Originality/value

This groundbreaking study focuses on creating a Waqftech model for corporate waqf crowdfunding. The results of this study are important for the development of government policies that support the use of Waqftech in charitable fundraising. More research on biological and digital environmental perspectives is proposed to foster investors’ confidence in the visibility of digital tracking and lead to swift investments in future metaverse fundraising platforms.

本研究旨在调查企业宗教基金众筹采用区块链智能合约的宗教基金技术(Waqftech)的情况。尽管对Waqftech的兴趣与日俱增,但马来西亚企业尚未完全接受这项新兴技术,因为他们不确定这项技术能为捐助者带来哪些好处。本研究采用了两个理论框架:针对企业技术应用的电子数据交换(EDI)模型和针对企业社会责任的三重底线理论(TBL)。研究结果研究结果表明,马来西亚企业在使用区块链众筹时,会受到企业和社会预测效益的影响,但不会受到环境效益的影响。由于对颠覆性技术对生物和数字环境保护的影响存在误解,因此区块链智能合约的采用与环境效益的预测并不相关。研究局限性/启示本研究侧重于组织行为,而非宗教基金众筹的个人用户,而且研究范围有限,主要集中在马来西亚和具有类似宗教基金结构的地区。此外,本研究还支持相关的企业社会责任和创造共享价值技术采用理论,包括 EDI 和 TBL。除此以外,本研究还为使用金融科技平台进行宗教基金管理提供了经验借鉴。这项研究的结果对于制定支持在慈善筹款中使用宗教基金科技的政府政策具有重要意义。建议从生物和数字环境的角度开展更多研究,以增强投资者对数字跟踪可见性的信心,并促成对未来元数据筹款平台的快速投资。
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引用次数: 0
Name order effects on cobrand perceptions: the impacts of product similarity and language structure 名称顺序对品牌认知的影响:产品相似性和语言结构的影响
IF 3.2 Q2 BUSINESS Pub Date : 2024-02-13 DOI: 10.1108/jima-11-2023-0380
John J. Sailors, Jamal A. Al-Khatib, Tarik Khzindar, Shaza Ezzi

Purpose

The Islamic world spans many different languages with different language structures. This paper aims to explore one way in which language structure affects consumer response to the marketing of cobrands.

Design/methodology/approach

Two between subject experiments were conducted using samples of participants from Saudi Arabia and the USA. The first manipulated partner brand category similarity and brand name order, along with the structure of the language used to communicate with the market. The data for this study includes Arabic speakers in Saudi Arabia as well as English speakers in the USA. The second study explores how targeting a population fluent in multiple languages of varied structure nullifies the findings from the first study and uses Latino participants in the USA.

Findings

This study finds that when brands come from similar product categories, name order did not affect cobrand evaluations, but it did when the brands come from dissimilar product categories. Here, evaluations of the cobrand are enhanced when the invited brand is in the position that adjectives occupy in the participant’s language. The authors also find that being proficient in two languages, each with a different default order for adjectives and nouns, quashes the effect of name order otherwise seen when brands from dissimilar product categories engage in cobranding.

Originality/value

By examining the impact of language structure on the effects of cobrand evaluation and conducting studies among participants with differing dominant languages, this research can rule out simple primacy or recency effects.

目的伊斯兰世界有许多不同的语言,其语言结构也各不相同。本文旨在探讨语言结构影响消费者对眼镜营销的反应的一种方式。设计/方法/途径使用来自沙特阿拉伯和美国的参与者样本进行了两次主体间实验。第一个实验操纵了伙伴品牌类别相似度和品牌名称顺序,以及与市场沟通时所使用的语言结构。这项研究的数据包括沙特阿拉伯讲阿拉伯语的人和美国讲英语的人。第二项研究探讨了针对精通不同结构的多种语言的人群如何抵消第一项研究的结论,并使用了美国的拉丁裔参与者。研究结果这项研究发现,当品牌来自相似的产品类别时,名称顺序不会影响对联合品牌的评价,但当品牌来自不同的产品类别时,名称顺序会影响对联合品牌的评价。在这种情况下,如果受邀品牌在受试者的语言中处于形容词所处的位置,那么对联合品牌的评价就会提高。作者还发现,当来自不同产品类别的品牌进行联合品牌推广时,精通两种语言(每种语言的形容词和名词的默认顺序都不同)会消除名称顺序的影响。原创性/价值通过研究语言结构对联合品牌评价效果的影响,并对使用不同主导语言的参与者进行研究,这项研究可以排除简单的主要效应或重复效应。
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引用次数: 0
What determines the adoption of Islamic finance products in a non-Islamic country? Empirical evidence from Cameroonian small- and medium-sized enterprises 非伊斯兰国家采用伊斯兰金融产品的决定因素是什么?喀麦隆中小企业的经验证据
IF 3.2 Q2 BUSINESS Pub Date : 2024-02-06 DOI: 10.1108/jima-08-2023-0234
Ali Haruna, Honoré Tekam Oumbé, Armand Mboutchouang Kountchou

Purpose

The purpose of this paper is to examine the adoption of Islamic finance products (murabaha, musharakah, mudarabah, salam, ijara, istisna and Qard Hassan) by small and medium-sized enterprises (SMEs) in Cameroon, a non-Islamic Sub-Saharan African country.

Design/methodology/approach

It used primary data collected from a cross-section of 1,358 SMEs in eight regions of Cameroon using self-administered structured questionnaires. To facilitate the analyses and interpretation, these products are grouped into four groups based on certain characteristics. A multivariate probit model is estimated to take into account the interaction between these different Islamic finance products.

Findings

This study revealed that the desire to comply with Sharia law, awareness, attitude and intention were critical determinants of the decision to adopt Islamic finance products by Cameroonian SMEs. The least influential factors were perceived behavioral control, subjective norms, enterprise characteristics (size, age and location) and socio-demographic characteristics of the entrepreneur (gender, age and marital status). The extension of the multivariate approach permitted us to compute for predicted probabilities which revealed that there exists a synergy effect between the different Islamic finance products. That is, Cameroonian SMEs combine different Islamic finance products at the same time based on their needs. This is especially the case between the partnership-based products (musharakah and mudarabah) and manufacture/rent products (istisna and ijara).

Practical implications

Policymakers are encouraged to develop stakeholder-oriented strategies to promote effective consumer education in Islamic finance products which will boost awareness. Also, Islamic finance institutions should endeavor to develop innovative financial products that are Sharia-compliant and economically beneficial to the individual and business needs of SMEs. Moreover, policymakers and management of Islamic finance institutions should ensure the putting in place of effective governance structures to guide Islamic finance operations. Finally, policymakers should endeavor to take into account the possible synergy between the different Islamic finance products in their quest to develop this activity.

Originality/value

To the best of the authors’ knowledge, this is the first study that analyses the adoption of different Islamic finance products while taking into account the possible synergy that exists between these products.

本文旨在研究喀麦隆这个撒哈拉以南非洲非伊斯兰国家的中小型企业(SMEs)采用伊斯兰金融产品(murabaha、musharakah、mudarabah、salam、ijara、istisna 和 Qard Hassan)的情况。为便于分析和解释,根据某些特征将这些产品分为四组。研究结果表明,遵守伊斯兰教法的愿望、意识、态度和意向是喀麦隆中小企业决定采用伊斯兰金融产品的关键决定因素。影响最小的因素是行为控制感知、主观规范、企业特征(规模、年龄和地点)以及企业家的社会人口特征(性别、年龄和婚姻状况)。多变量方法的扩展使我们能够计算预测概率,结果显示不同伊斯兰金融产品之间存在协同效应。也就是说,喀麦隆的中小型企业会根据自身的需求,同时结合使用不同的伊斯兰金融产品。鼓励政策制定者制定以利益相关者为导向的战略,促进伊斯兰金融产品方面有效的消费者教育,从而提高人们对伊斯兰金融产品的认识。同时,伊斯兰金融机构应努力开发符合伊斯兰教教法、经济上有利于中小企业个人和企业需求的创新金融产品。此外,伊斯兰金融机构的决策者和管理层应确保建立有效的管理结构,以指导伊斯兰金融业务。最后,政策制定者在寻求发展伊斯兰金融活动时,应努力考虑到不同伊斯兰金融产品之间可能存在的协同作用。
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引用次数: 0
Investigating consumers’ reactions towards female-empowerment advertising (femvertising) and female-stereotypical representations advertising (sex-appeal) 调查消费者对女性赋权广告(女性广告)和女性刻板印象广告(性诉求)的反应
IF 3.2 Q2 BUSINESS Pub Date : 2024-01-31 DOI: 10.1108/jima-05-2022-0128
Eiman Negm

Purpose

This study aims to explore the impact of women empowerment and gender-stereotypical advertising exposure on consumers’ attitudes and purchase intents.

Design/methodology/approach

The quantitative research approach was used to assess the women-empowerment and gender-stereotypical advertising on consumers’ attitudes and purchase intentions, explicating the most effective approach in marketing communication in the Arab context, specifically Egypt. Administrated questionnaires were distributed online cross-gender through the use of convenience sampling. The targeted average sample size sought was minimum of 370. Once the data was acquired, partial least square path modelling of structural equation modelling was conducted to test the hypotheses.

Findings

Results show that male consumers and female consumers react to a certain extent differently to women-empowerment and gender-stereotypical advertisings. For instance, gender-stereotypical advertisings effect attitude for both genders; it effects male consumers’ purchase intentions, but not female consumers. Women empowerment advertising is insignificant on brand attitude and purchase intention among male consumers; among female consumers, it has significant impact on brand attitude, but not purchase intention. Nevertheless, both categories of advertising contribute to male consumers’ and female consumers’ perception and attitude towards gender role portrayal.

Originality/value

This study provides noteworthy insights and perspectives on women-empowerment (Femvertising) and gender-stereotypical advertising effects on cross-gender consumers in the Arab region (a region of strong masculine culture values). The emerged conclusions aid as a reference and guide for scholars and practitioners to develop effective advertising that create prospect depictions and build inspired female customer base.

本研究旨在探讨妇女赋权和性别陈规定型广告对消费者态度和购买意向的影响。本研究采用定量研究方法来评估妇女赋权和性别陈规定型广告对消费者态度和购买意向的影响,从而阐释阿拉伯国家(尤其是埃及)营销传播中最有效的方法。调查问卷通过方便抽样法在网上跨性别发放。目标平均样本量至少为 370 个。结果显示,男性消费者和女性消费者对女性赋权和性别陈规定型广告的反应在一定程度上是不同的。例如,性别刻板印象广告对男女消费者的态度都有影响;它影响男性消费者的购买意向,但不影响女性消费者的购买意向。女性赋权广告对男性消费者的品牌态度和购买意向影响不大;对女性消费者的品牌态度有显著影响,但对购买意向没有影响。然而,这两类广告都有助于男性消费者和女性消费者对性别角色形象的认知和态度。 原创性/价值 本研究就女性赋权(女性广告)和性别刻板印象广告对阿拉伯地区(一个男性文化价值观浓厚的地区)跨性别消费者的影响提供了值得关注的见解和观点。研究得出的结论可为学者和从业人员提供参考和指导,帮助他们开发有效的广告,创造前景描绘,建立受启发的女性客户群。
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引用次数: 0
期刊
Journal of Islamic Marketing
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