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The spirit of Islamic economics versus loan sharks: investigating intentions to use loan sharks in Aceh, Indonesia 伊斯兰经济学精神与高利贷:调查印度尼西亚亚齐使用高利贷的意向
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-14 DOI: 10.1108/jima-09-2022-0254
Safwan Kamal, Muslem Muslem, Mulyadi Mulyadi, Izra Berakon
<h3>Purpose</h3><p>This study aims to determine whether the relationship between the Muslim community and moneylenders is important even though the practice of moneylenders is clearly forbidden in Islam. This study examines a model consisting of two major theories, namely, the theory of planned behavior (TPB) and marketing theory, and the existence of the religiosity variable as a moderator.</p><!--/ Abstract__block --><h3>Design/methodology/approach</h3><p>This study uses a structural equation modeling (SEM); SEM was chosen because it has effectiveness in revealing estimates of direct and indirect effects and shows moderating values. Manual questionnaires were distributed to 385 Acehnese who use loan shark services.</p><!--/ Abstract__block --><h3>Findings</h3><p>The combination of TPB and marketing theory constructs has a significant influence on the intention to use loan shark services. Then, the existence of the word-of-mouth variable significantly mediates the relationship between service and subjective norms and the intention to use loan shark services. In fact, the position of the religiosity variable has a significant negative effect on the intention to use loan shark services, and in terms of the moderating effect, it has been demonstrated that religiosity weakens the relationships between the services provided by loan sharks and the intention to use loan shark services.</p><!--/ Abstract__block --><h3>Research limitations/implications</h3><p>This study has several limitations. First, sampling is still limited and can still be expanded. Second, it is difficult to get data and there are people who refuse to be sampled. Third, this study succeeded in capturing the phenomenon of the behavioral intentions of people who have a religious spirit but are still associated with moneylenders.</p><!--/ Abstract__block --><h3>Practical implications</h3><p>This research provides material implications for the Aceh Government, especially in managing public funds. Indeed, Aceh is a productive province that has produced policies and regulations that encourage the Sharia economy; it is just that the use of social funds and Islamic philanthropy in Aceh has not been maximized, which has led to the growth of a network of moneylenders. Because of this, Aceh, which has been successful in producing the law for Islamic financial institutions, should also be successful in destroying the moneylender network by synergizing to create alternatives and financial solutions for the community, especially the lower and middle classes.</p><!--/ Abstract__block --><h3>Social implications</h3><p>This research explains that the level of religiosity can dampen and reduce the intention to use loan shark services; therefore, it is important for the community to understand the dangerous impact of using loan shark services and expand the role of community leaders in socializing the idea of lending money to loan sharks.</p><!--/ Abstract__block --><h3>Originality/value</
目的 本研究旨在确定穆斯林社区与放债人之间的关系是否重要,尽管伊斯兰教明确禁止放债人的行为。本研究考察了一个由两大理论(即计划行为理论(TPB)和营销理论)组成的模型,以及宗教信仰变量作为调节因素的存在情况。本研究采用结构方程模型(SEM);之所以选择 SEM,是因为它在揭示直接和间接效应的估计值以及显示调节值方面具有有效性。对 385 名使用高利贷服务的亚齐人进行了人工问卷调查。研究结果TPB 和营销理论的结合对使用高利贷服务的意向有显著影响。然后,口碑变量的存在在很大程度上调解了服务和主观规范与高利贷服务使用意向之间的关系。事实上,宗教信仰变量的位置对高利贷服务使用意向有明显的负面影响,在调节效应方面,宗教信仰削弱了高利贷服务与高利贷服务使用意向之间的关系。首先,取样仍然有限,还可以扩大。第二,获取数据比较困难,有些人拒绝接受抽样调查。第三,本研究成功地捕捉到了具有宗教精神但仍与放债人有联系的人的行为意图现象。事实上,亚齐是一个富饶的省份,它制定了鼓励伊斯兰教法经济的政策和法规;只是亚齐的社会基金和伊斯兰慈善事业没有得到最大限度的利用,这导致了放债人网络的发展。正因为如此,亚齐在制定伊斯兰金融机构法方面取得了成功,在摧毁放债人网络方面也应取得成功,通过协同合作,为社会,尤其是中下层阶级创造替代方案和金融解决方案。社会意义本研究解释了宗教信仰水平可以抑制和减少使用高利贷服务的意向;因此,重要的是社区要了解使用高利贷服务的危险影响,并扩大社区领导者在将借钱给高利贷的想法社会化方面的作用。原创性/价值由于缺乏对穆斯林使用放贷人服务行为的研究,因此,本研究为有关穆斯林社区继续使用放贷人服务的经济行为的文献提供了新的知识。本研究将 TPB 理论和营销理论发展为一个模型,并将宗教信仰变量作为调节因素。
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引用次数: 0
Halal supply chain resilience index: development and implementation of measurement tool 清真供应链复原力指数:开发和实施测量工具
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-11 DOI: 10.1108/jima-04-2023-0111
Harwati  , Anna Maria Sri Asih, Bertha Maya Sopha

Purpose

This study aims to develop a measurement model of the halal supply chain resilience (HSCRES) index, which represents the capability of the supply chain (SC) to handle disruption caused by halal risks. A case study is conducted to apply the HSCRES index in the halal chicken SC in Yogyakarta, Indonesia, to test the proposed methodology.

Design/methodology/approach

A literature synthesis was conducted to establish the main capability and vulnerability factors and their relevant indicators. The indicators were validated using the confirmatory factor analysis approach. Then, applying an analytical hierarchy process involving ten experts – practitioners and academicians – the weight of each indicator was obtained. A survey of 20 employees of slaughterhouses, 35 sellers and 100 consumers was conducted to obtain the value of each indicator. Finally, the HSCRES index was calculated by comparing the total weighted capability value to vulnerability.

Findings

The results revealed that the resilience of halal chicken SC in Yogyakarta is at a good level, with an index of 3.459, and “halal team” is the most significant indicator. The findings also revealed several capabilities that need improvement, including dedicated halal facilities, employees’ halal competence and halal regulation. However, the lack of a halal certification board, lack of management commitment and packaging contamination were found as vulnerability indicators that need to be reduced.

Research limitations/implications

The case of this study is limited to the halal chicken SC in Yogyakarta, Indonesia. As a consequence, the obtained results are limited to a specific context. The application of this method to different areas and objects enables the establishment of different capability and vulnerability indicators.

Practical implications

The halal resilience measurement model offers a comprehensive understanding of the strengths and weaknesses of the HSC. The findings can help stakeholders improve preparedness for halal risks, deal with halal risks better and recover more quickly. Measuring the HSCRES index can be particularly useful for policymakers in developing evidence-based strategies to increase HSCRES.

Originality/value

The current study is the first to define and classify the contributing halal resilience attributes and also to calculate the halal resilience index.

目的 本研究旨在开发清真供应链复原力(HSCRES)指数的测量模型,该指数代表供应链(SC)处理清真风险造成的中断的能力。本研究在印尼日惹的清真鸡肉供应链中应用了 HSCRES 指数,并进行了案例研究,以检验所提出的方法。使用确认性因素分析方法对指标进行了验证。然后,采用由十位专家(从业人员和院士)参与的分析层次法,得出了每个指标的权重。对 20 名屠宰场员工、35 名销售商和 100 名消费者进行了调查,以获得每个指标的数值。最后,通过将加权能力总值与脆弱性进行比较,计算出 HSCRES 指数。 研究结果研究结果显示,日惹清真鸡肉 SC 的复原力处于良好水平,指数为 3.459,"清真团队 "是最重要的指标。调查结果还揭示了一些需要改进的能力,包括专用清真设施、员工的清真能力和清真法规。然而,缺乏清真认证委员会、缺乏管理承诺和包装污染被认为是需要减少的脆弱性指标。因此,所得结果仅限于特定环境。将该方法应用于不同地区和对象,可以建立不同的能力和脆弱性指标。研究结果可以帮助利益相关者提高对清真风险的防范能力,更好地应对清真风险并更快地恢复。测量清真抗灾能力指数对于政策制定者制定以证据为基础的战略以提高清真抗灾能力尤为有用。
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引用次数: 0
Customers’ satisfaction as a critical success factor in halal tourism: literature review and research agenda 顾客满意度是清真旅游业成功的关键因素:文献综述与研究议程
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-07 DOI: 10.1108/jima-02-2023-0059
Punit Moris Ekka, Shikha Bhardwaj

Purpose

This review paper is based on secondary research of published literature on customer’s satisfaction in halal tourism to investigate, analyze and summarize what is already known about this current topic and to provide future directions about what could be known in the future.

Design/methodology/approach

This qualitative study follows a systematic approach, using the PRISMA protocol. Online databases, namely, Scopus, Web of Science and Google Scholar, were used for the data extraction. The data under investigation include articles published till July 2023.

Findings

However, an academic exploration of the burgeoning customer’s satisfaction with halal tourism is just getting started. It is an interesting subset of the tourism industry with potential. Recent studies have shed light on the importance of customers’ satisfaction in halal tourism by highlighting its most important aspects, as well as the most prominent theories, published authors, journals and research gaps. Toward the end of this study, suggestions for future research are made along these lines.

Originality/value

This study examines the conceptual evolution, potential and fruitful application of customers’ satisfaction in halal tourism in the postpandemic world. This study provides intriguing contextual data and insightful knowledge presented in a new context. This study discusses a comprehensive investigation and includes both academic and managerial consequences.

目的 本综述论文基于对已发表的有关清真旅游顾客满意度的文献进行的二次研究,旨在调查、分析和总结目前关于这一主题的已知内容,并为未来可能了解的内容提供未来方向。数据提取使用了在线数据库,即 Scopus、Web of Science 和 Google Scholar。调查数据包括截至 2023 年 7 月发表的文章。这是旅游业中一个有趣的子集,具有潜力。最近的研究通过强调清真旅游中顾客满意度最重要的方面,以及最突出的理论、发表的作者、期刊和研究差距,揭示了顾客满意度在清真旅游中的重要性。在本研究的最后,我们根据这些思路提出了未来研究的建议。 原创性/价值 本研究探讨了顾客满意度在清真旅游中的概念演变、潜力以及在后风俗世界中富有成效的应用。本研究在新的背景下提供了耐人寻味的背景数据和富有洞察力的知识。本研究讨论了一项全面调查,包括学术和管理后果。
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引用次数: 0
Metaverse finance: shaping the future of Islamic fintech solutions in UAE Metaverse 金融:塑造阿联酋伊斯兰金融科技解决方案的未来
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-07 DOI: 10.1108/jima-01-2024-0039
Hamad Alkasasbeh, Mohammad Salem Oudat, Ibrahim Abu-AlSondos, Loai Alhawamdeh

Purpose

This study aims to contribute to the scholarly discourse on the future of money, particularly within the context of Islamic principles. The focus is on examining the intricate intersections of financial development, technological advancements and the emerging metaverse. The research intends to explore the holistic framework encompassing regulatory dynamics, technological infrastructure, consumer trust, Sharia compliance and the metaverse.

Design/methodology/approach

The research design incorporates a comprehensive approach, using various elements such as regulatory dynamics, technological infrastructure, consumer trust, Sharia compliance and the metaverse. Data collection involves a questionnaire administered to 318 respondents in the UAE. The methodology uses structural equation modeling – partial least squares (SEM-PLS) to assess the research model and test hypotheses.

Findings

The results from the Smart PLS path analysis indicate noteworthy findings. There are significant impacts of fintech adoption, regulatory environments, technological infrastructure and customer trust on the competitiveness of Fintech solutions. Importantly, Sharia compliance emerges as a crucial contextual filter, influencing the interplay between Sharia compliance, fintech adoption and fintech competitiveness. The study provides theoretical insights by emphasizing the pivotal role of Sharia compliance in the dynamics of fintech adoption.

Originality/value

This study contributes original insights to the existing body of knowledge. By exploring the multifaceted connections between financial development, technological advancements and the metaverse within the Islamic context, the research offers a unique and comprehensive perspective. The emphasis on the holistic framework that considers regulatory dynamics, technological infrastructure, consumer trust and Sharia compliance adds originality to the understanding of factors influencing the competition and sustainability of Islamic fintech solutions in the UAE.

目的 本研究旨在为有关货币未来的学术讨论做出贡献,尤其是在伊斯兰原则的背景下。重点是研究金融发展、技术进步和新兴的元世界之间错综复杂的交叉关系。研究旨在探索包括监管动态、技术基础设施、消费者信任、伊斯兰教法合规性和元宇宙在内的整体框架。设计/方法/途径研究设计采用了综合方法,使用了各种要素,如监管动态、技术基础设施、消费者信任、伊斯兰教法合规性和元宇宙。数据收集包括向阿联酋的 318 名受访者发放问卷。研究方法采用结构方程建模--偏最小二乘法(SEM-PLS)来评估研究模型和检验假设。金融科技的采用、监管环境、技术基础设施和客户信任对金融科技解决方案的竞争力有重大影响。重要的是,伊斯兰教法合规是一个关键的背景过滤器,影响着伊斯兰教法合规、金融科技采用和金融科技竞争力之间的相互作用。本研究通过强调伊斯兰教法合规性在金融科技采用动态中的关键作用,提供了理论见解。通过探讨伊斯兰背景下金融发展、技术进步和元宇宙之间的多方面联系,本研究提供了一个独特而全面的视角。本研究强调整体框架,考虑了监管动态、技术基础设施、消费者信任和伊斯兰教法合规性等因素,为理解影响阿联酋伊斯兰金融科技解决方案的竞争和可持续性的因素增添了独创性。
{"title":"Metaverse finance: shaping the future of Islamic fintech solutions in UAE","authors":"Hamad Alkasasbeh, Mohammad Salem Oudat, Ibrahim Abu-AlSondos, Loai Alhawamdeh","doi":"10.1108/jima-01-2024-0039","DOIUrl":"https://doi.org/10.1108/jima-01-2024-0039","url":null,"abstract":"<h3>Purpose</h3>\u0000<p>This study aims to contribute to the scholarly discourse on the future of money, particularly within the context of Islamic principles. The focus is on examining the intricate intersections of financial development, technological advancements and the emerging metaverse. The research intends to explore the holistic framework encompassing regulatory dynamics, technological infrastructure, consumer trust, Sharia compliance and the metaverse.</p><!--/ Abstract__block -->\u0000<h3>Design/methodology/approach</h3>\u0000<p>The research design incorporates a comprehensive approach, using various elements such as regulatory dynamics, technological infrastructure, consumer trust, Sharia compliance and the metaverse. Data collection involves a questionnaire administered to 318 respondents in the UAE. The methodology uses structural equation modeling – partial least squares (SEM-PLS) to assess the research model and test hypotheses.</p><!--/ Abstract__block -->\u0000<h3>Findings</h3>\u0000<p>The results from the Smart PLS path analysis indicate noteworthy findings. There are significant impacts of fintech adoption, regulatory environments, technological infrastructure and customer trust on the competitiveness of Fintech solutions. Importantly, Sharia compliance emerges as a crucial contextual filter, influencing the interplay between Sharia compliance, fintech adoption and fintech competitiveness. The study provides theoretical insights by emphasizing the pivotal role of Sharia compliance in the dynamics of fintech adoption.</p><!--/ Abstract__block -->\u0000<h3>Originality/value</h3>\u0000<p>This study contributes original insights to the existing body of knowledge. By exploring the multifaceted connections between financial development, technological advancements and the metaverse within the Islamic context, the research offers a unique and comprehensive perspective. The emphasis on the holistic framework that considers regulatory dynamics, technological infrastructure, consumer trust and Sharia compliance adds originality to the understanding of factors influencing the competition and sustainability of Islamic fintech solutions in the UAE.</p><!--/ Abstract__block -->","PeriodicalId":47761,"journal":{"name":"Journal of Islamic Marketing","volume":"5 1","pages":""},"PeriodicalIF":3.2,"publicationDate":"2024-06-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141255080","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Islamic social finance system: an alternative tool for tackling educational setbacks in Northern Nigeria 伊斯兰社会融资系统:解决尼日利亚北部教育落后问题的替代工具
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-07 DOI: 10.1108/jima-05-2023-0149
Tijjani Muhammad, Fahd Al-Shaghdari

Purpose

This study aims to address educational setbacks and public spending using Islamic social finance tools such as waqf (Islamic endowment) and zakat (alms) to accelerate the educational sector from an underprivileged situation to prosperity in Northern Nigeria.

Design/methodology/approach

This study follows quantitative research techniques to achieve its objectives. The data for this research were compiled through a survey of 302 respondents following a convenience sampling approach using covariance-based structural equation modeling and Statistical Package for the Social Sciences software to analyze the data.

Findings

The study shows that waqf and zakat are found to be positively related to enhance the education sector through direct and mediating variables.

Practical implications

The result of this study proposed an integrated model of waqf-zakat microfinance as a sustainable source of funding for accelerating and promoting the educational system in Northern Nigeria.

Originality/value

Zakat and waqf in Northern Nigeria were only given to needy individuals; no standard organization or model was developed based on waqf and zakat for the society. This study investigates the efficiency of waqf and zakat and proposes a model for developing a sustainable educational sector and public spending in Northern Nigeria.

本研究旨在利用伊斯兰社会融资工具,如伊斯兰捐赠(waqf)和天课(zakat),解决教育挫折和公共开支问题,以加快尼日利亚北部教育部门从贫困状态走向繁荣。本研究的数据是通过对 302 名受访者进行调查得出的,采用了便利抽样法,并使用基于协方差的结构方程模型和社会科学统计软件包对数据进行了分析。研究结果本研究表明,通过直接变量和中介变量,发现宗教基金和天课与促进教育部门发展呈正相关。本研究结果提出了一个 waqf-zakat 小额信贷综合模式,作为加快和促进尼日利亚北部教育系统的可持续资金来源。本研究调查了宗教基金和天课的效率,并提出了在尼日利亚北部发展可持续教育部门和公共支出的模式。
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引用次数: 0
Halal certification in food products: science mapping of present and future trends 食品中的清真认证:当前和未来趋势的科学规划
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-06 DOI: 10.1108/jima-12-2023-0407
Muhammad Ashraf Fauzi, Noor Saadiah Mohd Ali, Nazirah Mat Russ, Fazeeda Mohamad, Mohamed Battour, Nor Nadiha Mohd Zaki

Purpose

This study aims to evaluate the knowledge structure of halal certification in food and beverages. The growth of the Muslim population and the expanding economic activities among the Muslim community have necessitated extensive and comprehensive halal certification, particularly in food and beverage products.

Design/methodology/approach

Through a science mapping approach, this study explores the knowledge structure based on past publications in food and beverages and its association with halal certification, logos and brands. Applying bibliographic coupling and co-word analysis, the present and future trends of halal certification in food and beverages are explored by presenting a network visualization to present the underlying themes and research streams.

Findings

The main finding from recent and emerging themes shows that the pivotal perspective is increasing consumers’ knowledge and awareness of halal-certified food products. Future trends stemming from the co-word analysis suggest the importance of exploring consumer halal food product determinants.

Originality/value

This study is relevant to stakeholders, scholars and practitioners, particularly in disseminating information and voice on the importance of halal-certified food products that are recognized as having better quality and contributing to environmental sustainability.

目的本研究旨在评估食品和饮料中清真认证的知识结构。随着穆斯林人口的增长和穆斯林社区经济活动的不断扩大,有必要进行广泛而全面的清真认证,尤其是在食品和饮料产品方面。设计/方法/途径本研究通过科学制图法,根据过去在食品和饮料方面的出版物及其与清真认证、标识和品牌的关联,探索知识结构。研究结果从最近和新出现的主题中得出的主要发现表明,提高消费者对清真认证食品的了解和意识是关键的视角。本研究对利益相关者、学者和从业人员都很有意义,尤其是在传播信息和宣传清真认证食品的重要性方面,因为清真认证食品被认为具有更好的质量并有助于环境的可持续发展。
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引用次数: 0
The impact of Islamic tourism on the satisfaction of local tourists 伊斯兰旅游对当地游客满意度的影响
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-06 DOI: 10.1108/jima-05-2023-0157
Roy Poan, Cyntia Yulia Verin

Purpose

The purpose of this study is to examine the impact of Islamic tourism intention on local tourists.

Design/methodology/approach

This research used quantitative methods. Online questionnaires were distributed and collected from those who know about Islamic tourism, have visited Islamic tourism in Padang, West Sumatra, Indonesia, and people who have the intention to visit Padang City as an Islamic destination. A total of 405 valid responses were gathered using non-probability purposive sampling and snowball sampling methods.

Findings

The results show that reputation significantly affects brand equity in terms of Islamic tourism for the satisfaction of local tourist. In addition, reputation significantly affects trust, intention significantly affects reputation and intention significantly affects trust regarding the impact of Islamic tourism on local tourist satisfaction.

Originality/value

To the best of the authors’ knowledge, the originality of this research is that it is the first to integrate the dimensions of brand equity (awareness, image, quality, value and loyalty) mediated by trust and reputation towards Islamic tourism intention.

目的本研究旨在探讨伊斯兰旅游意向对当地游客的影响。向了解伊斯兰旅游、曾在印度尼西亚西苏门答腊省巴东市参观过伊斯兰旅游以及有意将巴东市作为伊斯兰旅游目的地的游客发放并收集在线问卷。研究结果表明,在伊斯兰旅游方面,声誉对当地游客的品牌资产满意度有显著影响。此外,在伊斯兰旅游对当地游客满意度的影响方面,声誉会明显影响信任,意向会明显影响声誉,而信任会明显影响意向。
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引用次数: 0
The effect of external Shariah audit on the performance of Islamic banking: evidence from Bahrain and Oman 外部伊斯兰教法审计对伊斯兰银行业绩的影响:来自巴林和阿曼的证据
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-06 DOI: 10.1108/jima-12-2023-0396
Abdelillah Khelassi, Lila Ayad A., Ahmed Halali, Besir Muhamed Lutfi

Purpose

This paper aims to examine the effect of external Sharia audit on the performance of Islamic banks in Bahrain and Oman, which are countries that implement it. This study aims to explore the role of external Sharia audit in preventing prohibited profits and mitigating the risks of noncompliance with Sharia principles.

Design/methodology/approach

This paper opted a quantitative approach and collected data from the employees of the Sharia Supervision Board & Sharia Audit in the Islamic banks. This paper studied how external Sharia audit affects the financial profitability and compliance with Islamic Sharia principles of Islamic banks, using partial least squares structural equation modeling technique.

Findings

The results indicated that external Sharia audit had a significant positive effect on both financial profitability and compliance with Islamic Sharia principles in the Islamic banks under study. This means that external Sharia audit enhances the financial performance and the adherence to Islamic Sharia principles of the Islamic banks.

Research limitations/implications

This study has some limitations that suggest directions for future research, such as expanding the sample to other countries and measuring more performance indicators for Islamic banks.

Practical implications

This study suggests that external Sharia audit enhances the performance and compliance of Islamic banks and urges the regulators to adopt it and standardize it.

Originality/value

This study contributes to the literature on Islamic finance and external Sharia audit by providing empirical evidence on the impact of external Sharia audit on the performance of Islamic banks.

目的 本文旨在研究外部伊斯兰教法审计对巴林和阿曼伊斯兰银行业绩的影响。本研究旨在探讨外部伊斯兰教法审计在防止违禁利润和降低不遵守伊斯兰教法原则的风险方面的作用。本文采用定量方法,从伊斯兰教法监督委员会& 伊斯兰教法审计的员工处收集数据。本文采用偏最小二乘法结构方程模型技术,研究了外部伊斯兰教法审计如何影响伊斯兰银行的财务盈利能力和伊斯兰教法原则遵守情况。研究结果结果表明,外部伊斯兰教法审计对所研究的伊斯兰银行的财务盈利能力和伊斯兰教法原则遵守情况都有显著的积极影响。研究局限性/启示本研究存在一些局限性,为今后的研究指明了方向,如将样本扩大到其他国家,衡量伊斯兰银行更多的绩效指标。本研究通过提供外部伊斯兰教法审计对伊斯兰银行绩效影响的实证证据,为有关伊斯兰金融和外部伊斯兰教法审计的文献做出了贡献。
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引用次数: 0
Marketing religious programs on television as a nonfavorite program: a study in Indonesia 将宗教节目作为非热门节目在电视上进行营销:印度尼西亚的一项研究
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-06 DOI: 10.1108/jima-07-2022-0187
Prida Ariani Ambar Astuti, Antonius Widi Hardianto, M. Sarofi Sahrul Romadhon, Roel P. Hangsing

Purpose

This study aims to examine the strategy of TV9 Nusantara, one of the local televisions in Indonesia, marketing its religious programs when soap operas are the most popular television programs in Indonesia.

Design/methodology/approach

This study used a descriptive qualitative method by collecting data using in-depth interviews, observation and documentation.

Findings

TV9 Nusantara used a counter-programming strategy to seize viewers from the competing television stations; the prime time is also set differently from other televisions as well as implements a head-sterling strategy to make the audiences loyal to watching TV9 Nusantara programs and not switch the channels.

Research limitations/implications

In Indonesia, three types of television stations are broadcast nationally, publicly or government-owned, central and regional and local television. This study only focused on local television stations whose main program is religious, especially Islam.

Practical implications

The results of this study can underline the importance of establishing segmentation, targets, differentiation and market positioning as well as efforts to create products, prices, places and promotions for journalistic products, especially TV broadcast products and production processes that follow Sharia principles.

Social implications

This study can inform the public regarding TV Broadcasting products and production processes following Sharia principles.

Originality/value

This study examined the implementation of marketing strategies and the marketing mix on local television, especially television that broadcasts programs that are not the favorites of most viewers.

目的本研究旨在探讨印尼当地电视台之一 TV9 Nusantara 在肥皂剧是印尼最受欢迎的电视节目的情况下营销其宗教节目的策略。研究结果TV9 Nusantara 采用了反节目策略,从竞争电视台手中抢夺观众;黄金时段的设置也与其他电视台不同,同时还实施了 "抢头 "策略,使观众忠实地收看 TV9 Nusantara 的节目而不转台。本研究仅关注主要节目为宗教节目,尤其是伊斯兰教节目的地方电视台。实践意义本研究的结果可以强调建立细分市场、目标、差异化和市场定位的重要性,以及为新闻产品,尤其是遵循伊斯兰教法原则的电视广播产品和生产流程创造产品、价格、场所和促销的重要性。社会影响本研究可向公众介绍遵循伊斯兰教法原则的电视广播产品和制作流程。原创性/价值本研究探讨了地方电视台,尤其是播放非大多数观众喜爱的节目的电视台的营销策略和营销组合的实施情况。
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引用次数: 0
Islamic banking adoption: invoking the congruity paradigm 伊斯兰银行的采用:援引一致性范式
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-05 DOI: 10.1108/jima-08-2023-0253
Adil Zahoor

Purpose

This study aims to explore whether customers’ perceived congruity between their self-concept and the brand personality of the Islamic banking system determines their intention to adopt Islamic banking services.

Design/methodology/approach

The authors use primary data collected through a structured questionnaire from 375 Malaysian bank customers. The scales were tested for psychometric soundness before the final data analysis. The authors examined the hypothesized linkages in the AMOS software package through structural equation modeling.

Findings

Customers’ actual self, ideal self and social self-congruity significantly predict their intention to adopt Islamic banking. However, the impact of actual self-congruity on Islamic banking adoption is stronger for publicly self-conscious customers. In contrast, public self-consciousness dampens the effect of ideal and social self-congruity on Islamic banking adoption.

Originality/value

Digressing from the conventional utilitarian position, this study offers a novel contribution to the Islamic banking literature by presenting an identity perspective of the determinants of Islamic banking adoption. The primary highlight of this study is the deployment of the congruity theory to emphasize the role of the customer’s self-concept in explaining her intention to adopt Islamic banking services.

目的 本研究旨在探讨客户的自我概念与伊斯兰银行系统品牌个性之间的一致性是否决定了他们采用伊斯兰银行服务的意向。在进行最终数据分析之前,对量表进行了心理测试。作者在 AMOS 软件包中通过结构方程模型对假设的联系进行了检验。研究结果客户的实际自我、理想自我和社会自我一致性显著地预测了他们采用伊斯兰银行服务的意向。然而,实际自我一致性对采用伊斯兰银行业务的影响对于具有公共自我意识的客户来说更大。与此相反,公众自我意识削弱了理想自我和谐和社会自我和谐对伊斯兰银行采纳的影响。 原创性/价值本研究从传统的功利主义立场出发,提出了伊斯兰银行采纳决定因素的身份视角,为伊斯兰银行文献做出了新的贡献。本研究的主要亮点是运用一致性理论来强调客户的自我概念在解释其采用伊斯兰银行服务的意图方面所起的作用。
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引用次数: 0
期刊
Journal of Islamic Marketing
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