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Halal tourism ecosystem: networks, institutions and implementations in Indonesia 清真旅游生态系统:印度尼西亚的网络、机构和实施情况
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-04 DOI: 10.1108/jima-09-2023-0286
Atie Rachmiatie, Erik Setiawan, Kiki Zakiah, Muhammad Saud, Ferra Martian

Purpose

This study aims to investigate the components of a halal tourism ecosystem and how to establish a model for an effective halal tourism ecosystem. Therefore, each component can play a role in encouraging the productivity of halal tourism.

Design/methodology/approach

A qualitative approach was applied through in-depth interviews and focus group discussion (FDGs) with representatives of stakeholders who are associated with the development of halal tourism in Indonesia.

Findings

The results show that the effectiveness of the halal tourism ecosystem is primarily determined by the role of the government as an initiator and a policymaker. The halal tourism ecosystem must be run with universal Islamic norms, and it must be avoid exclusive rules.

Originality/value

This research concludes that the symbols in the halal ecosystem are not components that can glue the differences between various organizations and institutions in the context of tourism. However, the role of adhesive is substituted by its practice or implementation that can accommodate shared understandings of Sharia norms.

目的 本研究旨在调查清真旅游生态系统的组成部分以及如何建立有效的清真旅游生态系统模型。结果研究结果表明,清真旅游生态系统的有效性主要取决于政府作为发起者和政策制定者的作用。清真旅游生态系统的运行必须遵循普遍的伊斯兰规范,必须避免排他性规则。原创性/价值本研究得出结论,清真生态系统中的符号并不是能够粘合旅游业背景下各种组织和机构之间差异的组成部分。然而,粘合剂的作用被其实践或实施所替代,而实践或实施可以容纳对伊斯兰教法规范的共同理解。
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引用次数: 0
Donors’ intentions to use crowdfunding-based waqf model in Kuwait: application of unified theory on acceptance and use of technology (UTAUT) model 科威特捐助者使用基于众筹的宗教基金模式的意愿:技术接受和使用统一理论(UTAUT)模型的应用
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-04 DOI: 10.1108/jima-01-2023-0022
Meshari Al-Daihani, Ahmad Sufian Che Abdullah, Azian Madun

Purpose

This study aims to examine the factors that affect individuals’ intentions of participating in waqf-based crowdfunding model in Kuwait.

Design/methodology/approach

This study adopted the unified theory of acceptance and use of technology (UTAUT) model. The data were collected by online questionnaire survey based on 419 donors in waqf institutions in Kuwait. The data were analysed using the partial least squares structural equation modelling technique.

Findings

The results illustrate that performance expectancy, effort expectancy, social influence and facilitating condition positively affect behavioural intention towards waqf-based crowdfunding projects.

Practical implications

The paper presents an alternative source for waqf institutions to raise capital to develop waqf assets in majority and minority Muslim countries. The findings of this study hold significant implications for government officials and policymakers.

Originality/value

To the best of the authors’ knowledge, this paper is the first to explore waqf crowdfunding in Kuwait using the UTAUT model. There needs to be more research on waqf-giving behaviour in Kuwait, particularly concerning crowdfunding, which has become more popular recently. Thus, this paper aims to address this gap and contribute new insights to the field.

本研究旨在探讨影响科威特个人参与基于宗教基金的众筹模式的意向的因素。本研究采用了技术接受和使用统一理论(UTAUT)模型。数据通过在线问卷调查收集,调查对象为科威特宗教基金机构的 419 名捐赠者。研究结果表明,绩效预期、努力预期、社会影响和便利条件对基于宗教基金的众筹项目的行为意向具有积极影响。据作者所知,本文是第一篇使用UTAUT模型探讨科威特宗教基金众筹的文章。需要对科威特的宗教基金捐赠行为进行更多的研究,特别是关于最近越来越流行的众筹。因此,本文旨在填补这一空白,为该领域贡献新的见解。
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引用次数: 0
Analysis to increase sharia credit card users: study in four cities in Indonesia 增加伊斯兰教法信用卡用户的分析:对印度尼西亚四个城市的研究
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-04 DOI: 10.1108/jima-07-2023-0215
Sonny Indrajaya, Syafrizal Chan, Retno Purwani Setyaningrum

Purpose

The purpose of this study is to examine the effect and influence of perceived usefulness and perceived ease of use on knowledge sharing to improve and use Islamic credit cards.

Design/methodology/approach

Structural equation modeling was used in the analysis of the data collected from 160 respondents in four cities in Jakarta, Indonesia, using an online survey.

Findings

This study analyzes the effect of perceived usefulness and perceived ease of use on knowledge management, and also analyzes the effect of increasing knowledge management in increasing Islamic credit card users, as well as the role of knowledge management as mediation.

Research limitations/implications

This study only examines Islamic credit cards by looking at the contribution of the role of perceived usefulness and perceived ease of use knowledge management that are felt by users and prospective users of Islamic credit cards.

Practical implications

The results of this study highlight the need for Islamic banks to provide and increase knowledge to understand and know well about Islamic credit cards, which can increase intentions to become new users.

Originality/value

This research provides additional knowledge on Islamic credit cards, commonly referred to as bithaqah al-l’timan, as a means of payment and cash withdrawals in accordance with applicable regulations with reference to Islamic principles and policies by providing convenience, security and comfort for credit card users and for bank customers. Sharia banking can also grow the sharia economy, which currently Indonesia is still far behind.

本研究旨在探讨感知有用性和感知易用性对知识共享的作用和影响,以改进和使用伊斯兰信用卡。研究结果本研究分析了感知有用性和感知易用性对知识管理的作用,还分析了增加知识管理对增加伊斯兰信用卡用户的作用,以及知识管理的中介作用。研究局限性/意义本研究仅通过观察伊斯兰信用卡用户和潜在用户感受到的感知有用性和感知易用性知识管理的作用对伊斯兰信用卡的贡献来研究伊斯兰信用卡。原创性/价值本研究提供了有关伊斯兰信用卡(通常称为 bithaqah al-l'timan)的更多知识,它是一种支付和提取现金的手段,符合伊斯兰原则和政策的适用法规,为信用卡用户和银行客户提供了便利、安全和舒适。伊斯兰银行业务还能促进伊斯兰经济的发展,而目前印度尼西亚在这方面还远远落后。
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引用次数: 0
To stay or to switch: the mediation effect of scepticism on switching intention to halal cosmetics from the perspective of the pull-push-mooring theory 留下来还是转行:从拉-推-摩理论的角度看怀疑态度对转用清真化妆品意向的中介效应
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-04 DOI: 10.1108/jima-09-2023-0288
Nur Raudhatul Jannah Mohd Shelahudin, Abdul Hafaz Ngah, Samar Rahi, Serge Gabarre, Safiek Mokhlis, Jassim Ahmad Al-Gasawneh

Purpose

The purpose of this paper is to extend the Push-Pull-Mooring (PPM) theory to identify the factors influencing Muslim customers’ switching intention to halal-certified cosmetics.

Design/methodology/approach

A snowballing sampling method was used to distribute an online questionnaire via social media platforms. Of 403 questionnaires, only 363 were usable. SmartPLS 4 was used to analyse the data using a structural equation modelling approach.

Findings

The findings of this paper confirmed that social influence and scepticism have a positive effect on the switching intention to halal cosmetics. However, compatibility with current cosmetic products has a negative effect on the switching intention to halal cosmetics. On the other hand, negative side effects and negative past experiences have a positive effect on scepticism. Scepticism was also found to mediate the relationship between negative side effects and negative past experiences toward the switching intention to halal cosmetics.

Practical implications

The findings of this study primarily benefit cosmetics manufacturers, whether halal-certified or otherwise.

Originality/value

This study extends the PPM theory with negative side effects and negative past experiences. Moreover, this study also introduces new relationships and untested relationships between scepticism and switching intention. This study shows the mediating effects of scepticism on the relationship between negative side effects and negative past experiences toward switching intention.

目的 本文旨在扩展推拉式营销(PPM)理论,以确定影响穆斯林顾客转用清真认证化妆品意向的因素。设计/方法/途径 采用滚雪球抽样法,通过社交媒体平台发放在线问卷。在 403 份问卷中,只有 363 份可用。本文的研究结果证实,社会影响和怀疑态度对清真化妆品的转换意向有积极影响。然而,与现有化妆品的兼容性对转用清真化妆品的意向有负面影响。另一方面,负面副作用和过去的负面经历对怀疑态度有积极影响。研究还发现,怀疑态度在负面副作用和过去的负面经历对转换使用清真化妆品的意向的影响之间起着中介作用。此外,本研究还引入了怀疑态度与转换意向之间的新关系和未经测试的关系。本研究显示了怀疑态度对负面副作用和过去负面经验与转换意向之间关系的中介效应。
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引用次数: 0
Strengthening a sustainable Islamic financial industry through digital banking 通过数字银行加强可持续的伊斯兰金融业
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-03 DOI: 10.1108/jima-01-2023-0025
Alex Fahrur Riza, Dwi Marlina Wijayanti

Purpose

This study aims to determine the factors that influence the actual behavior of Islamic digital banking customers based on the users’ perspectives during the recovery from the COVID-19 pandemic crisis.

Design/methodology/approach

This study used a causal exploratory method with quantitative and qualitative approaches presented in two parts. The first study (Study 1) was empirical testing of the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2) used WARP-partial least square by modifying the variables of customer trust and satisfaction. A. Hayes’s PROCESS procedures were applied to examine the moderating effects of age, gender and experience. The second study (Study 2) explored the obstacles and solutions to improve digital banking services. The survey was conducted on 897 Islamic bank customers throughout Indonesia.

Findings

The results showed that all the hypotheses about the direct effect of the modification of the UTAUT2 model were supported empirically except for the effect of price value and hedonic motivation on behavioral intention, and there was just one moderating effect in this study. The other results show that 35 factors became obstacles to using digital banking.

Research limitations/implications

This study had limited qualitative data collection techniques that were less deep and comprehensive. This happened because respondents were given complete confidence to fill in the open questions without any follow-up to customer answers. For further research, an in-depth interview method can be added to crucial information from the customer and expert side to get in-depth and complementary data regarding constraints and solutions. This study only used a sample of customers of Islamic banks; further research is expected to use customers of Islamic banks and conventional banks to compare their preferences for digital banking.

Practical implications

This study offered seven strategies that could encourage increased digital banking transactions to accelerate crisis management, mitigate cybercrime and communicate the positive impact of digital banking effectively and efficiently.

Social implications

This study offered seven strategies that could encourage increased transactions using digital banking to accelerate crisis management, mitigate cybercrime and communicate the positive impact of digital banking effectively and efficiently.

Originality/value

Most of the existing studies focused on the modification model of the UTAUT2 model. The study is unique because it has proposed the obstacle and solution to improve digital banking service in Islamic Bank in Indonesia.

目的本研究旨在根据用户的观点,确定在 COVID-19 大流行危机恢复期间影响伊斯兰数字银行客户实际行为的因素。第一项研究(研究 1)通过修改客户信任度和满意度变量,使用 WARP-部分最小二乘法对技术接受和使用统一理论 2(UTAUT2)进行了实证检验。A. Hayes 的 PROCESS 程序用于检验年龄、性别和经验的调节作用。第二项研究(研究 2)探讨了改善数字银行服务的障碍和解决方案。调查结果研究结果表明,除了价格价值和享乐动机对行为意向的影响外,所有关于UTAUT2模型修改后直接影响的假设都得到了实证支持,而且本研究中只有一个调节效应。其他结果显示,有 35 个因素成为使用数字银行的障碍。研究局限性/影响本研究的定性数据收集技术有限,不够深入和全面。这是因为受访者完全有信心填写开放式问题,而没有对客户的回答进行任何跟进。在进一步研究中,可以增加深入访谈法,从客户和专家两方面获取关键信息,从而获得有关制约因素和解决方案的深入和互补数据。本研究只使用了伊斯兰银行客户的样本;预计进一步的研究将使用伊斯兰银行和传统银行的客户,以比较他们对数字银行的偏好。 实际意义本研究提出了七项战略,可以鼓励增加数字银行交易,以加快危机管理,减少网络犯罪,并有效和高效地传播数字银行的积极影响。社会意义本研究提出了七项策略,可鼓励增加数字银行交易,从而加快危机管理、减少网络犯罪,并切实有效地宣传数字银行的积极影响。 原创性/价值现有研究大多侧重于UTAUT2 模型的修正模型。本研究的独特之处在于它提出了改善印尼伊斯兰银行数字银行服务的障碍和解决方案。
{"title":"Strengthening a sustainable Islamic financial industry through digital banking","authors":"Alex Fahrur Riza, Dwi Marlina Wijayanti","doi":"10.1108/jima-01-2023-0025","DOIUrl":"https://doi.org/10.1108/jima-01-2023-0025","url":null,"abstract":"<h3>Purpose</h3>\u0000<p>This study aims to determine the factors that influence the actual behavior of Islamic digital banking customers based on the users’ perspectives during the recovery from the COVID-19 pandemic crisis.</p><!--/ Abstract__block -->\u0000<h3>Design/methodology/approach</h3>\u0000<p>This study used a causal exploratory method with quantitative and qualitative approaches presented in two parts. The first study (Study 1) was empirical testing of the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2) used WARP-partial least square by modifying the variables of customer trust and satisfaction. A. Hayes’s PROCESS procedures were applied to examine the moderating effects of age, gender and experience. The second study (Study 2) explored the obstacles and solutions to improve digital banking services. The survey was conducted on 897 Islamic bank customers throughout Indonesia.</p><!--/ Abstract__block -->\u0000<h3>Findings</h3>\u0000<p>The results showed that all the hypotheses about the direct effect of the modification of the UTAUT2 model were supported empirically except for the effect of price value and hedonic motivation on behavioral intention, and there was just one moderating effect in this study. The other results show that 35 factors became obstacles to using digital banking.</p><!--/ Abstract__block -->\u0000<h3>Research limitations/implications</h3>\u0000<p>This study had limited qualitative data collection techniques that were less deep and comprehensive. This happened because respondents were given complete confidence to fill in the open questions without any follow-up to customer answers. For further research, an in-depth interview method can be added to crucial information from the customer and expert side to get in-depth and complementary data regarding constraints and solutions. This study only used a sample of customers of Islamic banks; further research is expected to use customers of Islamic banks and conventional banks to compare their preferences for digital banking.</p><!--/ Abstract__block -->\u0000<h3>Practical implications</h3>\u0000<p>This study offered seven strategies that could encourage increased digital banking transactions to accelerate crisis management, mitigate cybercrime and communicate the positive impact of digital banking effectively and efficiently.</p><!--/ Abstract__block -->\u0000<h3>Social implications</h3>\u0000<p>This study offered seven strategies that could encourage increased transactions using digital banking to accelerate crisis management, mitigate cybercrime and communicate the positive impact of digital banking effectively and efficiently.</p><!--/ Abstract__block -->\u0000<h3>Originality/value</h3>\u0000<p>Most of the existing studies focused on the modification model of the UTAUT2 model. The study is unique because it has proposed the obstacle and solution to improve digital banking service in Islamic Bank in Indonesia.</p><!--/ Abstract__block -->","PeriodicalId":47761,"journal":{"name":"Journal of Islamic Marketing","volume":"2018 1","pages":""},"PeriodicalIF":3.2,"publicationDate":"2024-06-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141188317","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Faith in metaverse: understanding adoption intentions of metaverse amongst the Muslim students 对元世界的信仰:了解穆斯林学生采用元世界的意愿
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-03 DOI: 10.1108/jima-01-2024-0051
Mohd Azhar, Ruksar Ali, Ariba Naz, Sujood Sujood

Purpose

The purpose of this study is to investigate the antecedents of metaverse adoption intention amongst Muslim students by expanding the technology acceptance model (TAM) to incorporate factors viz. perceived cyber risk (PCR), perceived enjoyment (PE), personal innovativeness in IT (PIT), self-efficacy (SE), trust (TR) and religiosity (RL).

Design/methodology/approach

An online survey was circulated using a Google questionnaire to gather information on the study constructs. Purposive and snowball sampling techniques were adopted to reach the targeted students. The proposed associations were examined through the application of structural equation modelling with the use of AMOS software.

Findings

The findings suggest that the empirical results derived from the study present a compelling and effective model, and the model is designed to elucidate the intentions of Indian Muslim students regarding their willingness to embrace or adopt the metaverse. The research has identified and showcased a robust conceptual framework that provides insights into the factors influencing the metaverse adoption intentions among Muslim students.

Research limitations/implications

This research adds value to the existing literature by expanding the understanding of metaverse adoption amongst Muslim students. This thorough framework offers an intricate comprehension of metaverse adoption, offering a theoretical framework beyond traditional technological determinants. This study provides important insights that can assist educationists, administrators and policymakers in various ways in chalking out essential strategies, policies and programmes related to metaverse adoption amongst Muslim students.

Originality/value

This study is unique as the six additional constructs, viz. PCR, PE, PIT, SE, TR and RL, are included in the original TAM model, thus filling the literature gap. It also augments the comprehension of the metaverse and unfolds the antecedents of metaverse adoption intention amongst Muslim societies through the lens of students.

目的本研究旨在通过扩展技术接受模型(TAM),将感知到的网络风险(PCR)、感知到的乐趣(PE)、个人信息技术创新能力(PIT)、自我效能感(SE)、信任(TR)和宗教信仰(RL)等因素纳入其中,调查穆斯林学生采用元数据意向的前因。采用了有目的的抽样和滚雪球抽样技术来接触目标学生。研究结果研究结果表明,研究得出的实证结果提出了一个令人信服的有效模型,该模型旨在阐明印度穆斯林学生接受或采用元数据的意愿。本研究确定并展示了一个强有力的概念框架,该框架深入揭示了影响穆斯林学生采用元数据意向的因素。研究局限/意义本研究通过扩展对穆斯林学生采用元数据的理解,为现有文献增添了价值。这个全面的框架提供了对元数据采用的复杂理解,提供了一个超越传统技术决定因素的理论框架。本研究提供了重要的见解,可以帮助教育工作者、管理者和政策制定者以各种方式制定与穆斯林学生采用元数据有关的基本战略、政策和计划。本研究的独特之处在于,在原有的 TAM 模型中加入了六个额外的构造,即 PCR、PE、PIT、SE、TR 和 RL,从而填补了文献空白。它还增强了对元数据的理解,并通过学生的视角揭示了穆斯林社会采用元数据意向的前因。
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引用次数: 0
Enabling Islamic internet-only banks acceptance: an empirical analysis of the UTAUT framework and Islamic compliance 促进接受伊斯兰纯互联网银行:对UTAUT 框架和伊斯兰合规性的实证分析
IF 3.2 Q2 BUSINESS Pub Date : 2024-06-03 DOI: 10.1108/jima-02-2022-0057
Rizaldi Yusfiarto, Indri Supriani, Lu’liyatul Mutmainah, Lukman Hamdani, Annes Nisrina Khoirunnisa, Muhammad Hanif Ibrahim

Purpose

The purpose of this study is to explore a theoretical model using the unified theory of acceptance and use of technology framework by adding Islamic compliance (IC) and security assurance to build antecedents of intention to use Islamic internet-only banks (IIOBs) in Muslim youth.

Design/methodology/approach

This study involved 262 Muslim youths from several Islamic communities in Indonesia. The analysis was conducted using partial least squares structural equation modelling (PLS-SEM). Moreover, PLS techniques such as the variance accounted for (VAF) were used to verify the statistical analysis of findings.

Findings

The findings show that effort expectancy (EE) and online social influences (OSI) strongly correlate with the intention to use IIOBs. In addition, user reviews (online reviews) are proven to form a solid social influence and impact consumer decision-making. Finally, IC and security assurance are still critical factors in the IIOBs acceptance.

Practical implications

Practically, IIOB providers need to strengthen information about performance, accessibility, security and benefits when running service applications. Providers must show their strengths and advantages compared to the traditional banks in various service lines. Besides, providers are expected to be more careful regarding IC applications in their products and services.

Originality/value

This study considers the effects of OSI, EE, security and IC as the unique characteristics of Muslim youth in using the IIOBs. In particular, the significance of IC and OSIs provides a valid picture of the pathways of acceptance creation towards IIOBs.

目的本研究的目的是利用接受和使用技术框架的统一理论,通过添加伊斯兰合规性(IC)和安全保证来建立穆斯林青年使用伊斯兰网上银行(IIOBs)意向的前因,从而探索一个理论模型。采用偏最小二乘结构方程模型(PLS-SEM)进行分析。研究结果研究结果表明,努力预期(EE)和在线社会影响(OSI)与使用 IIOBs 的意愿密切相关。此外,用户评论(在线评论)也被证明会形成一种坚实的社会影响,并影响消费者的决策。最后,集成电路(IC)和安全保证仍然是影响人们接受 IIOB 的关键因素。提供商必须展示其与传统银行相比在不同服务领域的优势和长处。此外,还希望提供商在其产品和服务中应用集成电路时更加谨慎。 原创性/价值 本研究考虑了 OSI、EE、安全性和集成电路作为穆斯林青年使用 IIOB 的独特特征所产生的影响。特别是,集成电路和开放源码交换的重要性提供了一个关于创造对 IIOB 接受度的途径的有效图景。
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引用次数: 0
Brand loyalty model for halal fashion brands: integrating quality-loyalty model, information sources and religiosity-loyalty model 清真时装品牌的品牌忠诚度模型:整合质量-忠诚度模型、信息来源和宗教-忠诚度模型
IF 3.2 Q2 BUSINESS Pub Date : 2024-05-31 DOI: 10.1108/jima-08-2023-0244
Wahyu Rafdinal, Maya Setiawardani, Sri Raharso, Nugroho Hardiyanto

Purpose

The purpose of this study is to investigate brand loyalty in halal fashion brands through three loyalty routes, namely, quality-satisfaction-loyalty model, information sources and religiosity-loyalty model.

Design/methodology/approach

Data were gathered from 447 customers of halal fashion brands through a survey. The structural equation model partial least square was used to validate the hypotheses empirically.

Findings

From the perspective of customers in halal fashion, brand loyalty is primarily determined by brand satisfaction, which is influenced by the perceived quality, firm-generated content (FGC) and user-generated content (UGC). While religiosity contributes significantly to brand loyalty, it has no direct impact on brand satisfaction. Perceived quality and information obtained through both FGC and UGC channels have a significant effect on brand satisfaction. Finally, perceived quality, FGC, UGC, religiosity and brand satisfaction play important roles in promoting brand loyalty among halal fashion customers.

Research limitations/implications

This study will assist halal fashion companies in evaluating perceived quality, information sources (FGC and UGC) and religiosity to increase brand satisfaction and brand loyalty. This study expands to the existing knowledge about brand marketing literature on halal fashion brands.

Originality/value

This study is a preliminary empirical study that explains the three routes of brand loyalty through the quality-satisfaction-loyalty model, information sources and religiosity-loyalty model in the context of halal fashion brands. This study also provides insights for marketers and business managers to enhance brand loyalty in halal fashion brands.

目的本研究旨在通过质量-满意度-忠诚度模型、信息来源和宗教信仰-忠诚度模型这三种忠诚度途径来调查清真时装品牌的品牌忠诚度。研究结果从清真时尚品牌顾客的角度来看,品牌忠诚度主要由品牌满意度决定,而品牌满意度又受到感知质量、企业生成内容(FGC)和用户生成内容(UGC)的影响。虽然宗教信仰对品牌忠诚度有很大影响,但对品牌满意度没有直接影响。通过 FGC 和 UGC 渠道获得的感知质量和信息对品牌满意度有显著影响。最后,感知质量、FGC、UGC、宗教信仰和品牌满意度在促进清真时装顾客的品牌忠诚度方面发挥了重要作用。 研究局限/意义本研究将帮助清真时装公司评估感知质量、信息来源(FGC 和 UGC)和宗教信仰,以提高品牌满意度和品牌忠诚度。原创性/价值本研究是一项初步的实证研究,通过质量--满意--忠诚度模型、信息来源和宗教信仰--忠诚度模型,解释了清真时尚品牌背景下品牌忠诚度的三个途径。本研究还为营销人员和企业管理者提高清真时装品牌的品牌忠诚度提供了启示。
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引用次数: 0
Mixed-methods approach to investigating the diffusion of FinTech services: enriching the applicability of TOE and UTAUT models 调查金融科技服务传播的混合方法:丰富 TOE 和 UTAUT 模型的适用性
IF 3.2 Q2 BUSINESS Pub Date : 2024-05-30 DOI: 10.1108/jima-12-2022-0343
Mohamed Bouteraa

Purpose

The rapid global use of Financial Technology (FinTech), an innovative and advanced technology, is leading to the replacement of traditional financial services. Despite this, consumers in the United Arab Emirates are still not accepting FinTech services as anticipated. This study aims to investigate the barriers preventing consumers from using FinTech services in the banking industry based on the technology-organisation-environment (TOE) framework and anchored by the unified theory of acceptance and use of technology (UTAUT).

Design/methodology/approach

The current study used an exploratory sequential mixed-method design. A purposive sample was used to conduct preliminary semi-structured interviews with ten banking practitioners. These interviews aimed to explore the obstacles that hinder consumers from adopting FinTech services. To provide further empirical validation, the conceptual model has been systematically examined through a quantitative cross-sectional online survey encompassing a sample of 332 bank customers.

Findings

The qualitative investigation highlighted six new barriers to the usage of FinTech based on TOE’s model attributes. Through quantitative data analysis, the preliminary qualitative findings were primarily verified. It was discovered that self-efficacy, electronic word-of-mouth, system quality and bank image substantially influence consumers to use FinTech services, in addition to performance expectancy and facilitating conditions. Meanwhile, IT features and governmental support were found to have insignificant effects. Yet, government support was found to have a positive moderating role in strengthening social influence and system quality towards customer use of FinTech. Thus, the research supports the UTAUT and TOE models’ fitness for explaining FinTech usage with high predictive relevance.

Originality/value

This study is the authors’ pioneering effort to propose a comprehensive research framework that integrates the UTAUT and TOE models to tackle the limited adoption of FinTech services among consumers. Moreover, the study specifically examined the moderating influence of government support to propose an integrated model. Remarkably, this study is one of the initial attempts to investigate the adoption of FinTech using a mixed-methodology approach by incorporating quantitative and qualitative methods within a single inquiry to yield more comprehensive and insightful findings than research that relies on a single method.

目的 金融科技(FinTech)是一种创新的先进技术,在全球范围内的快速应用正在取代传统的金融服务。尽管如此,阿拉伯联合酋长国的消费者仍然没有像预期的那样接受金融科技服务。本研究旨在以技术-组织-环境(TOE)框架为基础,以技术接受和使用统一理论(UTAUT)为依据,调查阻碍消费者在银行业使用金融科技服务的障碍。通过有目的的抽样,对 10 名银行从业人员进行了初步的半结构化访谈。这些访谈旨在探讨阻碍消费者采用金融科技服务的障碍。为了提供进一步的实证验证,通过对 332 名银行客户进行横截面在线定量调查,对概念模型进行了系统研究。通过定量数据分析,初步的定性调查结果主要得到了验证。调查发现,除了性能预期和便利条件外,自我效能感、电子口碑、系统质量和银行形象也对消费者使用金融科技服务产生了重大影响。与此同时,研究发现信息技术特征和政府支持的影响并不显著。然而,研究发现,政府支持在加强社会影响和系统质量以促进客户使用金融科技方面发挥了积极的调节作用。因此,本研究支持UTAUT和TOE模型解释金融科技的使用,并具有较高的预测相关性。 原创性/价值 本研究是作者的一项开创性工作,提出了一个综合研究框架,整合了UTAUT和TOE模型,以解决消费者对金融科技服务的有限采用。此外,本研究还特别考察了政府支持的调节作用,从而提出了一个综合模型。值得注意的是,本研究是使用混合方法调查金融科技采用情况的初步尝试之一,它将定量和定性方法结合在一项调查中,与依赖单一方法的研究相比,能得出更全面、更有洞察力的结论。
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引用次数: 0
Schadenfreude and purchase intention for counterfeit luxury brands among Iranian consumers 伊朗消费者对假冒奢侈品牌的幸灾乐祸和购买意向
IF 3.2 Q2 BUSINESS Pub Date : 2024-05-28 DOI: 10.1108/jima-06-2023-0165
Soheyla Salimian, Seyed Mehdi Mirmehdi, Reza Salehzadeh, Saeed Moraadipoor

Purpose

The purpose of this study is to investigate the impact of brand hate, personality traits (jealousy and sadism) and corporate social irresponsibility (CSI) on schadenfreude and the effects of brand hate, CSI and schadenfreude on purchase intention for counterfeit luxury brands (CLBs).

Design/methodology/approach

The statistical population of this study is consumers of luxury and CLB. Simple random sampling method was used, and data from 200 questionnaires were analyzed through structural equation modeling and SPSS 20 and AMOS 20 software.

Findings

The results indicated that brand hate, personality traits (jealousy and sadism) and CSI have a direct positive effect on schadenfreude. In addition, brand hate, CSI and schadenfreude have a direct positive effect on purchase intention for CLB.

Originality/value

TO the best of the authors’ knowledge, this research is among the first to evaluate the impact of brand hate, personality traits and CSI on schadenfreude and purchase intention.

目的本研究旨在探讨品牌仇恨、人格特质(嫉妒和虐待狂)和企业社会责任(CSI)对精神痛苦的影响,以及品牌仇恨、CSI 和精神痛苦对假冒奢侈品牌(CLBs)购买意向的影响。研究结果表明,品牌仇恨、人格特质(嫉妒和虐待狂)和 CSI 对幸灾乐祸有直接的正向影响。原创性/价值据作者所知,该研究是首次评估品牌仇恨、人格特质和 CSI 对精神分裂症和购买意向的影响。
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引用次数: 0
期刊
Journal of Islamic Marketing
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