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The collateralized personality: creditability and resistance in the age of automated credit-scoring and lending 被担保的人格:自动信用评分和贷款时代的可信度和阻力
IF 1.5 3区 社会学 Q1 ANTHROPOLOGY Pub Date : 2022-03-21 DOI: 10.1080/09502386.2022.2042576
Alison Hearn
ABSTRACT This paper explores the force of automation and its contradictions and resistances within (and beyond) the financial sector, with a specific focus on computational practices of credit-scoring and lending. It examines the operations and promotional discourses of fintech start-ups LendUp.com and Elevate.com that offer small loans to the sub-prime consumers in exchange for access to their online social media and mobile data, and Zest AI and LenddoEFL that sell automated decision-making tools to verify identity and assess risk. Reviewing their disciplinary reputational demands and impacts on users and communities, especially women and people of colour, the paper argues that the automated reimagination of credit and creditability disavows the formative design of its AI and redefines moral imperatives about character to align with the interests of digital capitalism. The economic, social and cultural crises precipitated by the Covid-19 pandemic have only underscored the internal contradictions of these developments, and a variety of debt resistance initiatives have emerged, aligned with broader movements for social, economic, and climate justice around the globe. Cooperative lending circles such as the Mission Asset Fund, activist groups like #NotMyDebt, and Debt Collective, a radical debt abolition movement, are examples of collective attempts to rehumanize credit and debt and resist the appropriative practices of contemporary digital finance capitalism in general. Running the gamut from accommodationist to entirely radical, these experiments in mutual aid, debt refusal, and community-building provide us with roadmaps for challenging capitalism and re-thinking credit, debt, power, and personhood within and beyond the current crises.
摘要本文探讨了金融部门内部(及外部)自动化的力量及其矛盾和阻力,特别关注信用评分和贷款的计算实践。它研究了金融科技初创企业LendUp.com和Elevate.com的运营和宣传话语,它们向次级消费者提供小额贷款,以换取他们访问在线社交媒体和移动数据,以及Zest AI和LenddoEFL,它们销售自动决策工具来验证身份和评估风险。该论文回顾了他们对学科声誉的要求以及对用户和社区,尤其是女性和有色人种的影响,认为信用和可信度的自动重新构想否定了其人工智能的形成性设计,并重新定义了关于性格的道德要求,以符合数字资本主义的利益。新冠肺炎大流行引发的经济、社会和文化危机只会突显这些事态发展的内部矛盾,并出现了各种抗债务举措,与全球更广泛的社会、经济和气候正义运动相一致。使命资产基金(Mission Asset Fund)等合作贷款圈、#NotMyDebt等激进组织以及激进的债务废除运动“债务集体”(Debt Collective)都是集体尝试重新人性化信贷和债务,抵制当代数字金融资本主义的挪用做法的例子。从宽松主义到完全激进,这些互助、拒绝债务和社区建设的实验为我们提供了挑战资本主义的路线图,并在当前危机内外重新思考信贷、债务、权力和人格。
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引用次数: 1
The decolonization that could have been but never was 本可以实现但从未实现的非殖民化
IF 1.5 3区 社会学 Q1 ANTHROPOLOGY Pub Date : 2022-03-20 DOI: 10.1080/09502386.2022.2108865
F. Mami
What if the basic emotions of colonized/decolonized subjects, including rage, jealousy
如果被殖民/非殖民化对象的基本情绪,包括愤怒,嫉妒
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引用次数: 0
Tech money in civil society: whose interests do digital rights organisations represent? 公民社会中的科技资金:数字权利组织代表谁的利益?
IF 1.5 3区 社会学 Q1 ANTHROPOLOGY Pub Date : 2022-03-17 DOI: 10.1080/09502386.2022.2042582
Jake Goldenfein, Monique Mann
ABSTRACT This article explores philanthropic interactions between ‘Big Tech’ and digital rights civil society organizations (DRCSOs) to enhance understanding of the alignment and misalignment of interests between these groups. ‘Big Tech’ wields political influence by distributing cash to research and policy organizations. Academic research supporting ‘Big Tech’ business practices is marshalled to support their political lobbying efforts, while civil society policy work shapes the narrative what dimensions of these businesses should be regulated (or not). While academic work is typically presented as a cool analysis of the relevant issues, DRCSOs purport to represent the interests of individuals and groups negatively affected by those business practices. Through empirical tracking of direct financial flows, as well as an analysis of cash distributions via class action litigation settlements, we show that certain DRCSOs have long-term financial relationships with ‘Big Tech’ that trouble our understanding of the alignments or misalignments of their interests. Through that analysis, we question where and how civil society fits into automated and algorithmic cultural production and perpetuation, and the way that Big Tech uses and guards the economic capital generated through its dominance over ‘automated culture’.
本文探讨了“大科技”与数字权利公民社会组织(drcso)之间的慈善互动,以加深对这些群体之间利益一致和不一致的理解。“大型科技公司”通过向研究和政策组织提供资金来发挥政治影响力。支持“大科技”商业实践的学术研究被组织起来支持它们的政治游说努力,而民间社会的政策工作则塑造了这些企业的哪些方面应该受到监管(或不应该受到监管)的叙事。虽然学术工作通常是对相关问题的冷静分析,但drcso声称代表受这些商业行为负面影响的个人和团体的利益。通过对直接资金流动的实证跟踪,以及通过集体诉讼和解对现金分配的分析,我们表明,某些drcso与“大型科技公司”有着长期的财务关系,这给我们理解他们的利益一致或不一致带来了麻烦。通过这一分析,我们质疑公民社会在哪里以及如何适应自动化和算法文化的生产和延续,以及大型科技公司使用和保护其对“自动化文化”的主导地位所产生的经济资本的方式。
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引用次数: 3
The mechanical Turk: a short history of ‘artificial artificial intelligence’ 机械土耳其人:“人工智能”简史
IF 1.5 3区 社会学 Q1 ANTHROPOLOGY Pub Date : 2022-03-08 DOI: 10.1080/09502386.2022.2042580
Elizabeth Stephens
ABSTRACT This paper undertakes a comparative analysis of the famous eighteenth-century chess-playing automaton known as Mechanical Turk and the Amazon microwork platform of the same name. The original Mechanical Turk was a life-sized automaton made in 1770 and publicly exhibited until the mid-1800s, and which played games of chess with the audience. Its movements were fully mechanical, but even more remarkably, it was promoted as the world’s first ‘thinking machine,’ deciding each move of the chess pieces for itself. From the outset, it was widely assumed that the Mechanical Turk was a hoax, and that a human must be hidden inside the machine, directing the game. But it was a clever hoax whose trick was never discovered, and widely admired as such. Amazon’s Mechanical Turk job platform functions in a similarly open way, this paper argues, as a sort of open technological hoax. Mechanical Turk provides a source of human cognitive labour that can be used to invisibly operate digital systems and programs that are widely assumed to be fully automated. Artificial intelligence is a twenty-first century thinking machine, it requires a human brain to make it work. Amazon’s Mechanical Turk is a marketplace in which companies can hire piecemeal cognitive labour to patch gaps and train programs to keep those systems functioning. Providing what Jeff Bezos has called ‘artificial artificial intelligence,’ Amazon’s Mechanical Turk, like Kempelen’s automaton, both draws attention to and obfuscates the limits of automation and artificial intelligence. Taking the two iterations of the Mechanical Turk as rich cultural figures of automation for their respective periods, this paper will argue that the open secret of their artificial artificial intelligence is itself a form of misdirection that hides other, more successfully guarded secrets: the true extent of that labour, and the conditions in which it is performed.
本文对18世纪著名的国际象棋机器人“土耳其机器人”和同名的亚马逊微工作平台进行了比较分析。最初的机械土耳其人是一个真人大小的自动机,于1770年制造,直到19世纪中期才公开展出,并与观众下国际象棋。它的动作完全是机械的,但更引人注目的是,它被宣传为世界上第一台“会思考的机器”,可以自己决定棋子的每一步棋。从一开始,人们就普遍认为机械土耳其人是一个骗局,一定有一个人藏在机器里面,指挥着游戏。但这是一个巧妙的骗局,其诡计从未被发现,并因此受到广泛赞赏。本文认为,亚马逊的Mechanical Turk工作平台以类似的开放方式运行,就像一种公开的技术骗局。机械土耳其人提供了一种人类认知劳动的来源,可以用来无形地操作被普遍认为是全自动的数字系统和程序。人工智能是21世纪的思考机器,它需要人类的大脑来运作。亚马逊的Mechanical Turk是一个市场,在这个市场上,公司可以雇佣零碎的认知劳动力来填补空白,并培训程序来保持这些系统的运转。亚马逊的土耳其机器人提供了杰夫·贝佐斯(Jeff Bezos)所说的“人工智能”(artificial artificial intelligence),就像肯佩伦的机器人一样,既吸引了人们对自动化和人工智能局限性的关注,又模糊了它们的界限。将机械土耳其人的两次迭代作为各自时期丰富的自动化文化人物,本文将认为,他们的人工智能的公开秘密本身就是一种误导,隐藏了其他更成功地保守的秘密:这种劳动的真实程度,以及它的执行条件。
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引用次数: 3
Automated media and commercial populism 自动化媒体与商业民粹主义
IF 1.5 3区 社会学 Q1 ANTHROPOLOGY Pub Date : 2022-03-08 DOI: 10.1080/09502386.2022.2042581
Zala Volcic, M. Andrejevic
ABSTRACT This article considers the link between the increasingly important role of automated information curation online and the rise of what we call ‘commercial populism’. We invoke the term to refer to the convergence of populism as a marketing tool – a way of selling, for example, nutritional supplements or survivalist merchandise – with political strategies that cater to the citizen as consumer (whose freedoms are framed in the individual register of personal taste unfettered from civic concerns or constraints). Perhaps unsurprisingly in this context, we draw on the example of Donald Trump's political rise, which while not unrelated to his particular idiosyncrasies, demonstrates how the automated curation of social media aligns itself with what the aggressive rise of commercial populism. The goal of such an analysis is to consider how the combination of hyper-commercialism with the formal attributes of social media contributes to inter-related political pathologies of polarization and conspiracy theory. The consumer-oriented model of personal taste catered to by algorithmic curation highlights the paradox of ‘social’ media: they promise to enhance the social by displacing or reframing it fundamental a-social. The offloading of social decisions and formation onto commercial, automated systems for curating news and information reinforces this version of individualism, contributing to the forms of misrecognition that enable it.
摘要本文探讨了在线自动化信息管理日益重要的作用与我们所说的“商业民粹主义”的兴起之间的联系。我们援引这个词来指民粹主义作为一种营销工具——例如,一种销售营养补充剂或生存主义商品的方式——与迎合作为消费者的公民(其自由被纳入个人品味的个人登记册中,不受公民关切或约束)的政治策略的融合。在这种背景下,我们以唐纳德·特朗普的政治崛起为例,这也许并不奇怪,尽管与他的特殊特质不无关系,但它表明了社交媒体的自动化管理如何与商业民粹主义的激进崛起相一致。这种分析的目的是考虑超商业主义与社交媒体的形式属性的结合如何导致两极分化和阴谋论的相互关联的政治病态。算法策划迎合的以消费者为导向的个人品味模式凸显了“社交”媒体的悖论:它们承诺通过取代或重新定义基本的社交来增强社交。将社会决策和信息转移到商业、自动化的新闻和信息管理系统上,强化了这种个人主义,助长了导致这种个人主义的各种形式的误解。
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引用次数: 2
Cultural capital and constrained agency in debt-migration for construction work in India 文化资本与印度建筑工程债务迁移中的受约束代理
IF 1.5 3区 社会学 Q1 ANTHROPOLOGY Pub Date : 2022-03-08 DOI: 10.1080/09502386.2022.2045333
P. Deshingkar
ABSTRACT Debt-migration is endemic in construction work in India, where exploitative social relations are an integral part of businesses’ capital accumulation model that can entrap migrants in forced labour and perpetual indebtedness. Drawing on concepts of cultural capital, ‘constrained agency’, and qualitative interviews with migrants and their wives, this study examines the embodied and material practices that migrants in Telangana use to challenge power hierarchies and embark on different life trajectories. The paper draws out the gendered differences in cultural capital and agential strategies that migrants use to place themselves and their families on an upwardly mobile path. Although still in debt, many migrants had succeeded in buying land, investing in farming, marrying their daughters, releasing themselves from moneylenders, and educating their children privately. A few had transitioned to working and living more permanently in the city of Hyderabad. This research sheds new light on how constrained agency and the use of cultural capital intersects with gender, ethnicity, and caste. It also shows that while the situations of both those who continue to circulate and those who settle in the city remain precarious, small incremental changes can add up to a significant shift in social and economic circumstances.
摘要债务移民在印度的建筑业中很普遍,剥削性的社会关系是企业资本积累模式的一个组成部分,可能会使移民陷入强迫劳动和永久负债的境地。本研究借鉴了文化资本、“受限代理”的概念,以及对移民及其妻子的定性采访,考察了特伦甘纳移民用来挑战权力等级制度并走上不同生活轨迹的具体实践和物质实践。本文指出了文化资本的性别差异,以及移民用来将自己和家人置于向上流动的道路上的代理策略。尽管仍负债累累,但许多移民成功地购买了土地,投资于农业,娶了女儿,摆脱了放债人的束缚,并私下教育了孩子。一些人已经过渡到在海得拉巴市工作和生活。这项研究揭示了受约束的代理和文化资本的使用如何与性别、种族和种姓交叉。它还表明,尽管那些继续流动的人和那些在城市定居的人的处境仍然不稳定,但微小的增量变化可能会导致社会和经济环境的重大变化。
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引用次数: 2
Automated culture: introduction 自动化文化:简介
IF 1.5 3区 社会学 Q1 ANTHROPOLOGY Pub Date : 2022-03-08 DOI: 10.1080/09502386.2022.2042579
M. Andrejevic, R. Fordyce, Lüzhou Li, V. Trott
ABSTRACT Automation has a long history in cultural production, but the contemporary moment presents a range of new possibilities and demands for the deployment of automated and autonomous systems in the shaping of our cultural and social worlds. The cultural implications of the deployment of automated systems for producing, curating, and distributing a growing range of cultural texts and artifacts extend beyond the realm of content to encompass their pace, rhythm, and scale. Understanding the significance of these shifts remains a central task for cultural studies research that builds on the field’s historical engagement with the entwinement of cultural practices, social relations, and power. This theme issue builds on the historical and recent concerns of cultural studies to provide a range of approaches to the cultural significance of automation. Given the scope of the transformations, the coverage of possible topics is indicative rather than exhaustive. The articles in this collection range across the realms of automated news curation, credit scoring, image curation, deep fakes, data science, the gig economy, and content moderation. They engage with possible responses to the real and potential pathologies of automation in the cultural realm – while highlighting the links between culture, politics, and economics. Taken together they develop a range of critical approaches to the sometimes creeping, sometimes galloping automation of cultural production, curation, and distribution. While stressing the moments of historical continuity with earlier forms of bureaucratic and administrative rationality, they simultaneously indicate that we are, in many ways, still in the very early stages of a process that is likely to encompass an expanding range of cultural practices and texts.
自动化在文化生产中有着悠久的历史,但在塑造我们的文化和社会世界的过程中,当代时刻呈现出一系列新的可能性和要求,即部署自动化和自主系统。为生产、策划和分发越来越多的文化文本和文物而部署自动化系统的文化含义,超出了内容的范围,涵盖了它们的速度、节奏和规模。理解这些转变的意义仍然是文化研究的中心任务,它建立在该领域与文化实践、社会关系和权力纠缠的历史参与的基础上。这个主题问题建立在文化研究的历史和近期关注的基础上,为自动化的文化意义提供了一系列方法。鉴于转换的范围,可能的主题的覆盖是指示性的,而不是详尽的。本文涵盖了自动新闻管理、信用评分、图像管理、深度造假、数据科学、零工经济和内容管理等领域。他们在强调文化、政治和经济之间的联系的同时,对文化领域中自动化的真实和潜在病态进行了可能的回应。他们共同开发了一系列关键的方法,以应对文化生产、策展和传播的自动化,这些自动化有时缓慢,有时飞速。在强调与早期官僚和行政理性形式的历史连续性的时刻的同时,它们同时表明,在许多方面,我们仍然处于一个过程的早期阶段,这个过程可能包括不断扩大的文化实践和文本范围。
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引用次数: 1
Programming gender: surveillance, identity, and paranoia in Ex Machina 编程性别:《机械姬》中的监视、身份和偏执
IF 1.5 3区 社会学 Q1 ANTHROPOLOGY Pub Date : 2022-02-24 DOI: 10.1080/09502386.2022.2042575
Thao Phan
ABSTRACT This article examines the 2015 film Ex Machina as a cultural text that exemplifies the technologization of gender within algorithmic culture. Analysing different textual elements — the narrative diegesis, the marketing material, and the digital techniques used in the VFX post-production process—I argue that gender is consistently figured as a kind of technology. That is, gender is systematised, codified, and reduced to a programmed set of instructions that can be used by machines to manipulate and deceive. I argue that understanding gender through its figuration with the technological, specifically through code and algorithms, raises pertinent issues concerning surveillance, race, and bias. This is reflected in the film through a problematic representation of racialised figures, particularly techno-Orientalist tropes of labouring Asian bodies.
本文将2015年的电影《机械姬》作为一种文化文本进行研究,它体现了算法文化中性别的技术化。通过分析不同的文本元素——叙事叙事、营销材料和视觉特效后期制作过程中使用的数字技术——我认为,性别一直被视为一种技术。也就是说,性别被系统化、系统化,并简化为一套可被机器用来操纵和欺骗的程序化指令。我认为,通过技术,特别是通过代码和算法来理解性别,会引发有关监视、种族和偏见的相关问题。这反映在电影中,通过对种族化人物的有问题的表现,特别是对亚洲劳动身体的技术东方主义比喻。
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引用次数: 1
Tuning machines: an approach to exploring how Instagram’s machine vision operates on and through digital media’s participatory visual cultures 调整机器:探索Instagram的机器视觉如何在数字媒体的参与式视觉文化中运作的方法
IF 1.5 3区 社会学 Q1 ANTHROPOLOGY Pub Date : 2022-02-23 DOI: 10.1080/09502386.2022.2042578
Nicholas Carah, Daniel Angus, J. Burgess
ABSTRACT The work of training machine vision systems is diffused into the participatory cultures of social media. As we use social media platforms to express ourselves we assemble databases and train algorithms; and these algorithms in turn shape our everyday cultural practices. In this article, we describe a machine vision system that we built to undertake an unsupervised classification of 13,000 images posted to Instagram from Splendour in the Grass, a large Australian multi-day music festival with over 40,000 attendees featuring international musical acts and arts performances. We demonstrate how unsupervised approaches operate as open-ended queries, rather than definitive classifications. Once a machine vision system has ‘learned’ the unique numerical feature vector associated with an art object, brand activation or gendered pose, it can be used to search for other similar users and moments. We critically explore how the capacity of machines to cluster and classify these Instagram images is interdependent with the mediatized enclosures of popular cultural events and their participatory cultures, and hence represents continuities with the longer history of experience capitalism. Where unsupervised machine vision is used on an advertiser-funded platform like Instagram it points us to the prospective nature of digital advertising, driven not only by specified targeting of pre-labelled consumer preferences, but also by continuous pattern-mining and prediction, sometimes of patterns that seem impervious to symbolic labels. We argue for the importance of critical approaches that explore the open-ended and prospective interplay between culture and machine vision. We need to investigate the feedback loops between the design and use of our cultural spaces, the creativity of participants and users, and the development of platforms’ technologies and business models.
摘要训练机器视觉系统的工作已经渗透到社交媒体的参与文化中。当我们使用社交媒体平台来表达自己时,我们组装数据库并训练算法;而这些算法反过来又塑造了我们的日常文化实践。在这篇文章中,我们描述了一个机器视觉系统,该系统是我们为对草地上的Splendour发布到Instagram上的13000张图像进行无监督分类而建立的。草地上的Splendour是一个澳大利亚大型的多日音乐节,有超过40000名参与者参加,其中包括国际音乐表演和艺术表演。我们展示了无监督方法是如何作为开放式查询而非确定性分类进行操作的。一旦机器视觉系统“学习”了与艺术对象、品牌激活或性别姿势相关的独特数字特征向量,它就可以用来搜索其他类似的用户和时刻。我们批判性地探索了机器对这些Instagram图像进行聚类和分类的能力如何与流行文化事件及其参与文化的中介包围相互依存,从而代表了体验资本主义更长历史的延续性。在Instagram等广告商资助的平台上使用无监督机器视觉时,它向我们指出了数字广告的前瞻性,这不仅是由预先标记的消费者偏好的特定目标驱动的,而且是由连续的模式挖掘和预测驱动的,有时是由似乎不受符号标签影响的模式驱动的。我们主张探索文化和机器视觉之间开放式和前瞻性相互作用的批判性方法的重要性。我们需要调查文化空间的设计和使用、参与者和用户的创造力以及平台技术和商业模式的发展之间的反馈回路。
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引用次数: 2
Oaths and the ethics of automated data: limits to porting the Hippocratic oath from medicine to data science 誓言与自动化数据的伦理:希波克拉底誓言从医学移植到数据科学的局限性
IF 1.5 3区 社会学 Q1 ANTHROPOLOGY Pub Date : 2022-02-23 DOI: 10.1080/09502386.2022.2042577
Kate Mannell, R. Fordyce, Suneel Jethani
ABSTRACT This paper argues that the proposal for a ‘Hippocratic oath for data science’ is a severely limited form of data ethics for automated culture. Drawing on the oath used within medical professionalism, proponents as diverse as Wired and the European Data Protection Supervisor have argued for a Hippocratic oath for data science as a way of introducing a soft regulatory environment. In this paper, we analyse the history of the Hippocratic oath and the professions of medicine and data science to suggest that this proposal offers an individualized solution to systemic problems and, as such, is unlikely to be effective. We further argue that the proposal of the Hippocratic oath ignores the degree to which the profession of the physician is different from the profession of the data scientist in ways that limit the transfer of an ethical framework between them. In particular, we note that automated data access leads to a lack of clear professional identity among those who act as data stewards which, unlike in a medical context, makes it unclear how breaches of an oath would be adequately sanctioned. We also argue that, unlike in a medical context, harms can be difficult to define and have historically been poorly acknowledged, making it difficult to meaningfully take an oath to ‘do no harm’. We propose that in the context of data science, a Hippocratic oath would provide little substantial protection for users and largely penalize workers over companies while deferring responsibility away from those profiting from data extraction. The paper concludes by suggesting that the limits of the Hippocratic oath are significant to the point that other regulations should also be sought, although proposals for oaths have value as catalysts for cultural change within the technology industry.
本文认为,“数据科学的希波克拉底誓言”的提议是自动化文化的数据伦理的一种严重有限的形式。《连线》杂志(Wired)和欧洲数据保护监管机构(European Data Protection Supervisor)等各种各样的支持者都在借鉴医疗专业精神中使用的希波克拉底誓言,为数据科学提出希波克拉底誓言,作为引入软监管环境的一种方式。在本文中,我们分析了希波克拉底誓言的历史,以及医学和数据科学专业的历史,表明这一提议为系统性问题提供了个性化的解决方案,因此,不太可能有效。我们进一步认为,希波克拉底誓言的提议忽略了医生职业与数据科学家职业的不同程度,这限制了两者之间伦理框架的转移。特别是,我们注意到,自动数据访问导致作为数据管理员的人员缺乏明确的职业身份,这与在医疗环境中不同,使得如何对违反誓言的行为进行充分制裁变得不清楚。我们还认为,与医学背景不同,危害很难定义,而且在历史上也没有得到充分承认,因此很难有意义地宣誓“不造成伤害”。我们认为,在数据科学的背景下,希波克拉底誓言不会为用户提供实质性的保护,而且在很大程度上惩罚的是工人而不是公司,同时把责任从那些从数据提取中获利的人身上推开。论文的结论是,希波克拉底誓言的局限性是重要的,因此也应该寻求其他法规,尽管誓言提案作为技术行业文化变革的催化剂具有价值。
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引用次数: 2
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