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Criminal Law Enforcement in The Financial Services Sector in Case of Insurance Companies That Have Defaulted 金融服务部门对违约保险公司的刑事执法
Pub Date : 2024-03-20 DOI: 10.59141/jiss.v5i03.1030
Indah Kusuma Wardhani
At this time, many cases of insurance companies have defaulted so that policyholders have difficulty getting compensation payments when an uncertain event occurs. Moreover, this default case occurs in large insurance companies which makes public trust in insurance companies reduced. Of these various cases, one of the causes is the weak supervision and law enforcement in the financial services sector carried out by the Financial Services Authority (OJK). The purpose of this study is to analyze the enforcement of criminal acts in the financial services sector in the case of insurance companies that have defaulted. This research is normative juridical research that examines positive legal norms that apply in the form of laws and regulations regarding criminal acts in the financial services sector. This research is expected to provide input to OJK to immediately make improvements to the legal structure and legal culture in criminal law enforcement in the financial services sector to protect policyholders, create a healthy insurance company, and restore public trust in the insurance industry in Indonesia. In normative juridical research, the data studied are only secondary data that include primary, secondary, and tertiary legal materials. The results showed that law enforcement of criminal acts in the financial services sector in the case of insurance companies that defaulted could not be optimal due to the limited number of OJK investigator personnel, lack of knowledge and technical skills regarding criminal investigations in the financial services sector, lack of facilities, infrastructure, and funds, as well as low legal culture from insurance company managers, OJK investigators, and the public.
目前,保险公司违约的案例很多,导致投保人在发生不确定事件时难以获得赔付。而且,这种违约情况多发生在大型保险公司,使得公众对保险公司的信任度降低。在这些不同的案例中,原因之一是金融服务管理局(OJK)对金融服务行业的监管和执法不力。本研究的目的是分析金融服务部门对违约保险公司的犯罪行为的执法情况。本研究属于规范法学研究,旨在研究以法律法规形式适用于金融服务领域犯罪行为的积极法律规范。本研究有望为印尼保险业管理局提供建议,以便其立即改进金融服务领域刑事执法的法律结构和法律文化,从而保护投保人,创建健康的保险公司,恢复公众对印尼保险业的信任。在规范法学研究中,所研究的数据仅为二级数据,包括一级、二级和三级法律材料。研究结果表明,由于印尼司法部调查人员数量有限,缺乏有关金融服务领域刑事调查的知识和技术技能,缺乏设施、基础设施和资金,以及保险公司经理、印尼司法部调查人员和公众的法律文化水平较低,因此在保险公司违约的情况下,金融服务领域犯罪行为的执法工作无法达到最佳效果。
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引用次数: 0
Analysis of The Urgency of The Need for Regent Regulations on Tourism Awareness Groups (Case Study of Bogor Regency) 旅游宣传小组监管条例必要性的紧迫性分析(茂物县案例研究)
Pub Date : 2024-03-20 DOI: 10.59141/jiss.v5i03.1023
Siswi Wulandari
To implement community-based tourism, it is necessary to regulate the role of the community in the form of tourism awareness groups to improve the position and role of the community as an important subject or actor in tourism development and can synergize and partner with relevant stakeholders in improving the quality of tourism development in an area. Seeing the great potential possessed by Bogor Regency and the importance of the role of the Tourism Awareness Group as an implementer of conscious tourism, regulations are needed as legal certainty and guidelines for the Regional Government, Tourism Awareness Group, and the Community in the implementation and development of tourism in Bogor Regency. The type of research used is qualitative. The purpose of this study was to identify the role and contribution played by tourism awareness groups (Pokdarwis) in tourism development in Bogor Regency. The research method used in this study is qualitative. The results showed that the Regulation on Tourism Awareness Groups in Bogor Regency specifically does not yet exist. On the other hand, the existence of the Tourism Awareness Group has a major role in supporting a conducive climate for tourism growth, so it is considered necessary to establish a Regent Regulation on Tourism Aware Groups.
要实施以社区为基础的旅游业,有必要以旅游宣传小组的形式规范社区的作用,以提高社区作为旅游业发展的重要主体或参与者的地位和作用,并与相关利益方协同合作,提高一个地区旅游业发展的质量。鉴于茂物地区所拥有的巨大潜力以及旅游宣传小组作为有意识旅游实施者的重要作用,需要制定相关法规,作为地区政府、旅游宣传小组和社区在茂物地区实施和发展旅游业的法律保障和指导方针。采用的研究类型是定性研究。本研究的目的是确定旅游宣传小组(Pokdarwis)在茂物县旅游业发展中的作用和贡献。本研究采用的是定性研究方法。研究结果表明,茂物地区还没有专门针对旅游宣传小组的法规。另一方面,旅游认知小组的存在对于营造有利于旅游业发展的氛围具有重要作用,因此有必要制定《旅游认知小组管理条例》。
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引用次数: 0
Analysis of Participatory Approaches of Community-Based Sustainable Marine Protected Area Management Groups 基于社区的可持续海洋保护区管理小组的参与式方法分析
Pub Date : 2024-03-20 DOI: 10.59141/jiss.v5i03.1026
Alyandra Gusman, Supriyadi Supriyadi
This study was conducted to see the role of community participation in the management of community-based marine protected areas. In addition, this study also shows the impact of conservation area management on improving community welfare and improving the quality of the environment. The research design used is a mixed method which is a combination of qualitative and quantitative analysis. Qualitative analysis uses in-depth interview methods with resource persons, while quantitative analysis uses the one-sample test method to test respondents' perceptions related to research variables. The research sample consisted of the Head of the Management Group, Village Head, Traditional Head, Religious Leaders, and Community Member Representatives in Roon District, Teluk Wondama Regency, West Papua, Indonesia. Research findings show that the role of the community in the management of conservation areas is very high, this can be seen from the supervisors of conservation area management groups consisting of Government, Religious, and Social groups. In addition, active participation from the community around the conservation area is also the key to the success of good area management. The findings of one sample test showed, that 1) The participation of members of the Marine Protected Area group has been classified as high, 2) Sasi culture has been proven to affect the income level of the community, 3) Member participation has been proven to be active in decision making, 4) The existence of Sasi has been proven to increase the sustainability of natural resources, 5) Proven to successfully contribute to the achievement of SDG number 14.
这项研究旨在了解社区参与在社区海洋保护区管理中的作用。此外,本研究还显示了保护区管理对提高社区福利和改善环境质量的影响。采用的研究设计是混合方法,即定性分析与定量分析相结合。定性分析采用对资源人员进行深入访谈的方法,而定量分析则采用单样本测试法来检验受访者对研究变量的看法。研究样本包括印度尼西亚西巴布亚 Teluk Wondama 县 Roon 区的管理小组负责人、村长、传统负责人、宗教领袖和社区成员代表。研究结果表明,社区在保护区管理中的作用非常大,这一点可以从由政府、宗教和社会团体组成的保护区管理小组的主管身上看出。此外,保护区周边社区的积极参与也是良好区域管理成功的关键。一个抽样测试的结果显示:1)海洋保护区小组成员的参与度被归类为高;2)Sasi 文化已被证明会影响社区的收入水平;3)成员参与已被证明会积极参与决策;4)Sasi 的存在已被证明会提高自然资源的可持续性;5)已被证明会成功促进可持续发展目标 14 的实现。
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引用次数: 0
Application of Good Corporate Governance (GCG) Principles in Cirebon Publications According to Islamic Economics 根据伊斯兰经济学在 Cirebon 出版社应用良好公司治理 (GCG) 原则
Pub Date : 2024-03-20 DOI: 10.59141/jiss.v5i03.989
Lutfiyatut Tamamiyah, Ginna Novarianti Dwi Putri Pramesti
Recent developments show that it is not enough for management to ensure that the leadership management process is effective. In order for management to run well, a new tool is needed, namely Good Corporate Governance (GCG). This concept emphasizes two things, first, the importance of shareholders' rights to obtain accurate and timely information, and second, the company's obligation to publish all information regarding company performance accurately, timely and transparently. property and interested parties. The study aims to evaluate the extent to which the principles of good corporate governance (GCG) have been implemented in the Indonesian banking sector, both in conventional and Islamic banks. In this study, the type of research used is a type of qualitative descriptive research. The results of various national and international independent research institutions show that Indonesian business people do not understand the importance and strategic implementation of GCG principles. In addition, organizational culture also influences the implementation of GCG in Indonesia.
最近的事态发展表明,管理部门仅确保领导管理过程有效是不够的。为了使管理层运行良好,需要一种新的工具,即良好公司治理(GCG)。这一概念强调两点,一是股东获得准确及时信息的权利的重要性,二是公司有义务准确、及时、透明地公布有关公司业绩的所有信息。本研究旨在评估良好公司治理(GCG)原则在印尼银行业(包括传统银行和伊斯兰银行)的实施程度。本研究采用的研究类型是定性描述研究。各种国内和国际独立研究机构的研究结果表明,印尼商界人士并不了解 GCG 原则的重要性和战略实施。此外,印尼的组织文化也影响着 GCG 的实施。
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引用次数: 0
Spatial Planning Policy Analysis and Participation Support Society Towards Environmental Sustainability 空间规划政策分析和参与支持社会实现环境可持续性
Pub Date : 2024-03-13 DOI: 10.59141/jiss.v5i03.1019
Ayu Larasati, Wayan Diana, Putra Adnyana
The research is purpose to find out implementation spatial planning policies on Bekasi city for stainable environmental management? Analytical methods used are: 1) Geo-physics analysis of land suitability analysis, 2) physical analysis; 3) Analysis of environmental management, 4) Analysis of socio-economic conditions, and 5) Analysis of Geographic Information System (GIS). The results obtained that spatial planning and environmental carrying capacity can be concluded that to meet the needs of diverse development needs to develop a spatial pattern of land use, coordinate, procedures for water and other resources in a unified a dynamic environment. To meet the needs of diverse development needs to develop a spatial pattern coordinate system guana land, procedures for water and other resources in a unified order dynamic environment. For that layout needs to be managed by an integrated pattern through a regional approach with respect to site natural environment, socio-cultural environment, and the artificial environment in accordance with its development. Good city spatial structure with more increased public participation in city layout is expected to be better. The parties involved in these activities the city department of administration, the whole society. There is a direct influence on the city hall community participation in maintaining a healthy environment, so if you want to increase public participation in maintaining a healthy environment can be done by increasing the city spatial planning. Knowledge to community environmental management in maintaining a healthy environment, can be done by improving environmental management Knowledge community.
本研究的目的是了解勿加泗市在可持续环境管理方面的空间规划政策执行情况?使用的分析方法有1)土地适宜性的地球物理学分析;2)物理分析;3)环境管理分析;4)社会经济条件分析;5)地理信息系统(GIS)分析。空间规划与环境承载力得出的结论是,要满足多样化发展的需要,就必须在统一的动态环境中制定土地利用的空间模式、协调、水资源和其他资源的程序。要满足多样化发展的需要,就需要在统一的动态环境中制定土地、水资源和其他资源的空间格局坐标系。为此,需要通过区域方法对布局进行综合管理,尊重场地自然环境、社会文化环境和与其发展相适应的人工环境。良好的城市空间结构,加上更多的公众参与城市布局,预期会更好。参与这些活动的各方包括城市管理部门、整个社会。这对市政府社区参与维护健康环境有直接的影响,因此,如果要提高公众参与维护健康环境的积极性,可以通过增加城市空间规划来实现。社区环境管理知识对维护健康环境的影响,可以通过提高社区环境管理知识来实现。
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引用次数: 0
Regulatory Implications of The Public Financial Management Framework in Indonesia 印度尼西亚公共财政管理框架的监管影响
Pub Date : 2024-03-13 DOI: 10.59141/jiss.v5i03.1025
T. Nefianto, Ayu Larasati
Public Financial Management a set of laws, rules and standards is an important part of regulating the systems and processes used by each sovereign state and local government, in order to mobilize revenue, allocate public funds, conduct public spending, and budget audits. The purpose of public financial management itself is to increase efficiency and transparency in the use of public resources and eliminate the inefficiency of public resources. The regulatory framework for Public Financial Management is able to carry out analytical and critical practices in helping to facilitate services efficiently and effectively. This article uses a qualitative method with a descriptive approach as to describe or analyze a research result but is not used to make a broader conclusion. Analysis and Discussion The Government of Indonesia is aware that there are regulations governing the budgeting, although some of them do not understand and study these documents comprehensively. The regulatory framework governing fund management influences service delivery. In conclusion, the regulatory framework explains how public budgets are used to provide better services. The regulation is designed with the aim of helping to reduce budget waste and prevent corruption.
公共财政管理是一套法律、规则和标准,是规范每个主权国家和地方政府所使用的系统和流程的重要组成部分,目的是调动收入、分配公共资金、进行公共支出和预算审计。公共财政管理本身的目的是提高公共资源使用的效率和透明度,消除公共资源使用效率低下的现象。公共财政管理的监管框架能够进行分析和批判性实践,帮助高效率、高效益地促进服务。本文采用描述性的定性方法来描述或分析研究成果,但不用于做出更广泛的结论。分析与讨论 印尼政府意识到有关于预算编制的法规,但其中一些政府并未全面理解和研究这些文件。资金管理的监管框架影响着服务的提供。总之,监管框架解释了如何使用公共预算来提供更好的服务。制定法规的目的是帮助减少预算浪费和预防腐败。
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引用次数: 0
On Designing Prototype Model of “MathWiz” Mobile Application as an AR-Based Learning Media to Improve Students’ Mathematical Proficiency 论设计 "MathWiz "移动应用程序原型模型作为基于 AR 的学习媒体以提高学生的数学水平
Pub Date : 2024-02-21 DOI: 10.59141/jiss.v5i02.1002
L. Hakim, Ahmad Salmun, Yayu Laila Sulastri
Learning loss is one type of learning crisis, which refers to the loss of previously learned competencies, incomplete learning at the grade level, and the numerous consequences of not mastering learning at each grade level. As a result, attempts can be made to address these issues through advancing information technology, particularly through augmented Reality (AR)-based learning technologies and artificial intelligence with machine learning. This study aims to create and evaluate the effectiveness of the mobile application "MathWiz" as an AR-based learning media for improving students' mathematical proficiency. The MathWiz program is designed in three stages: listen to customers, build/revise mock-ups, and customer test drives mock-ups. Many respondents from several universities in Bandung participated in this study. According to the results, MathWiz has four advantages: (1) it can display detailed objects and learning materials in real-time; (2) interactivity supported by sophisticated and accurate audio text, video, images, and animation features; (3) has the potential to improve students' mathematical proficiency, and (4) has the potential to increase students' interest in learning mathematics and reduce boredom. The results of this study show that learning mathematics can be made more entertaining and memorable through lecturer innovation.
学习损失是学习危机的一种,指的是以前所学能力的损失、年级学习的不完整,以及没有掌握每个年级的学习所带来的诸多后果。因此,可以尝试通过信息技术的发展,特别是通过基于增强现实(AR)的学习技术和机器学习的人工智能来解决这些问题。本研究旨在创建和评估移动应用程序 "MathWiz "作为基于 AR 的学习媒体在提高学生数学水平方面的有效性。MathWiz 程序的设计分为三个阶段:倾听客户意见、构建/修改模拟模型、客户试驾模拟模型。来自万隆几所大学的许多受访者参与了这项研究。研究结果表明,MathWiz 有四个优点:(1)可以实时显示详细的对象和学习材料;(2)在复杂和准确的音频文本、视频、图像和动画功能的支持下具有交互性;(3)具有提高学生数学水平的潜力;(4)具有提高学生学习数学的兴趣和减少厌学情绪的潜力。本研究的结果表明,通过讲师的创新,数学学习可以变得更加有趣和难忘。
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引用次数: 0
Legal Certainty Against Termination of Government Goods/Services Procurement Contracts By Acts of Government Administration, Commitment Making Officials 防止政府行政部门、作出承诺的官员终止政府货物/服务采购合同的法律确定性
Pub Date : 2024-02-21 DOI: 10.59141/jiss.v5i02.1005
Mochamad Arief Pratomo, Fauzie Yusuf Hasibuan, Atma Suganda
Problems in unilateral contract termination by Commitment Making Officials in Government Procurement of Goods/Services. There are no express provisions in the laws and regulations or Presidential Regulations. The consequence that arises is that terminating the contract creates legal uncertainty. This dissertation analyzes the implementation of terminating contracts for the procurement of government goods/services by acts of government administration and analyzes and finds legal certainty for terminating contracts for the procurement of goods/services if there is a dispute between the Commitment Making Official and the provider of goods/services, the Commitment Making Official. The research method used in this research is normative juridical with research specifications namely analytical descriptive. The results research show that the implementation of terminating contracts for the procurement of government goods/services by the actions of the government administration officials who made the commitment resulted in the emergence of legal uncertainty. Based on Article 93 paragraph 1 of Presidential Regulation Number 4 of 2015 concerning the Second Amendment to Presidential Regulation Number 54 of 2010, the legal consequences of contract termination do not yet reflect the principle of proportionality, because the determination of sanctions is only unilateral, borne by the Service Provider. Meanwhile, the determination of sanctions against Service Users if the PPK commits an error/negligence is not clearly regulated either in the contract agreed upon by the parties, or regulated in the provisions of statutory regulations.
政府采购货物/服务时承诺官员单方面终止合同的问题。法律法规或总统条例中没有明文规定。由此产生的后果是,终止合同会造成法律上的不确定性。本论文分析了政府行政行为终止政府货物/服务采购合同的执行情况,并分析了在承诺官员与货物/服务提供商(即承诺官员)之间发生争议时终止货物/服务采购合同的法律确定性。本研究采用的研究方法是规范法学,研究规格为分析描述性。研究结果表明,做出承诺的政府行政官员在执行政府货物/服务采购合同终止时的行为导致了法律不确定性的出现。根据关于 2010 年第 54 号总统条例第二次修正案的 2015 年第 4 号总统条例第 93 条第 1 款,合同终止的法律后果尚未体现相称性原则,因为制裁的确定只是单方面的,由服务提供商承担。同时,无论是在双方商定的合同中,还是在法定条例的规定中,都没有明确规定在 PPK 犯错/疏忽的情况下如何确定对服务用户的制裁。
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引用次数: 0
Meme Marketing: Generation Z Consumer Behavior on Social Media 备忘录营销:Z 世代消费者在社交媒体上的行为
Pub Date : 2024-02-21 DOI: 10.59141/jiss.v5i02.995
Ferdian Arie Bowo, Anisah Anisah, Lia Marthalia
This study investigates the phenomenon of "Meme Marketing" and its impact on the consumer behavior of Generation Z on social media. The research focuses on the characteristics, classification, coherence levels, and format evolution of memes, as well as their role in marketing strategies. Meme characteristics, such as fidelity, fecundity, longevity, and additional elements like relevance, ease of replication, uniqueness, and humor, are identified as key influencers on meme dissemination. Meme classification involves four types proposed by Knobel and Lankshear, along with considerations of genre, format, and media, providing an overview of meme diversity. The transformation of meme formats, from single images to GIF videos, reflects adaptation to trends and social media technology. The role of memes in marketing strategies goes beyond brand awareness, becoming a source of innovation in the cultural industry. Humor, as a key element, plays a crucial role in attracting attention and creating appeal for consumers. Meme virality factors, such as relevance, iconicity, humor, and format, require effective embedding and distribution strategies. In the context of Generation Z consumer behavior, memes provide satisfaction in entertainment, social interaction, and information. Media factors, including embedding and distribution strategies, are crucial for the successful dissemination of memes and consumer engagement. Applying marketing theory frameworks, this research offers both theoretical and practical implications for the development of effective marketing strategies in the digital era
本研究调查了 "备忘录营销 "现象及其对社交媒体上 Z 世代消费行为的影响。研究重点是备忘录的特征、分类、连贯程度和格式演变,以及它们在营销策略中的作用。研究发现,记忆体的特征,如保真度、繁殖力、寿命,以及相关性、易复制性、独特性和幽默感等附加要素,是影响记忆体传播的关键因素。记忆体分类包括克诺贝尔和兰克谢尔提出的四种类型,以及体裁、形式和媒体等方面的考虑因素,为记忆体的多样性提供了一个概览。从单一图片到 GIF 视频,备忘录格式的转变反映了对潮流和社交媒体技术的适应。备忘录在营销战略中的作用已超越了品牌意识,成为文化产业创新的源泉。幽默作为一个关键因素,在吸引消费者注意力和创造吸引力方面发挥着至关重要的作用。记忆体的病毒性因素,如相关性、标志性、幽默和形式,需要有效的嵌入和传播策略。在 Z 世代消费行为的背景下,备忘录提供了娱乐、社交互动和信息方面的满足感。媒体因素,包括嵌入和传播策略,对成功传播备忘录和消费者参与至关重要。本研究运用营销理论框架,为在数字时代制定有效的营销战略提供了理论和实践意义。
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引用次数: 0
Systematic Literature Review: The Effect of Quality of Work-Life Balance and Corporate Culture on Employee Engagement 系统性文献综述:工作与生活平衡的质量和企业文化对员工参与度的影响
Pub Date : 2024-02-21 DOI: 10.59141/jiss.v5i02.998
Akhirudin Akhirudin, Bambang Moertono Setiawan, Nur Wening, Sujoko Sujoko
Employees are one of the entities that are quite vital in driving a company. They are required to contribute concretely, optimally and continuously quantitatively and qualitatively in daily operations in order to achieve company goals. To support employees to remain enthusiastic and focused on company goals, a conducive and quality work environment is needed so that employees feel comfortable and will continue to be engaged (engaged) with the company. This study aims to determine the extent to which work life balance Employees are one of the entities that are quite vital in driving a company. They are required to contribute concretely, optimally and continuously quantitatively and qualitatively in daily operations in order to achieve company goals. To support employees to remain enthusiastic and focused on company goals, a conducive and quality work environment is needed so that employees feel comfortable and will continue to be engaged (engaged) with the company. This study aims to determine the extent to which work life balance and work culture influence employee engagement. The method used in this research is systematic literature review (SLR) of journal articles published in 2017-2022. Based on the results of literature analysis on the 5 selected journals, it shows that the independent variables, namely quality of work life and organizational culture, have an effect on employee engagement. This study seeks to determine and prove the extent to which the variables of quality of work life and organizational culture influence employee engagement, and based on the results of the study using a systematic literature review, it can be concluded: Quality of work life influences the company's employee engagement, Company culture also influences company employee engagementand work culture influence employee engagement. The method used in this research is systematic literature review (SLR) of journal articles published in 2017-2022. Based on the results of literature analysis on the 5 selected journals, it shows that the independent variables, namely quality of work life and organizational culture, have an effect on employee engagement. This study seeks to determine and prove the extent to which the variables of quality of work life and organizational culture influence employee engagement, and based on the results of the study using a systematic literature review, it can be concluded: Quality of work life influences the company's employee engagement, Company culture also influences company employee engagement
员工是推动公司发展的重要力量之一。他们需要在日常运营中做出具体、优化和持续的定量和定性贡献,以实现公司目标。为了支持员工保持热情并专注于公司目标,需要一个有利的优质工作环境,这样员工才会感到舒适,并将继续参与(投入)到公司中。本研究旨在确定工作与生活的平衡程度,员工是推动公司发展的重要力量之一。他们需要在日常运营中做出具体、最佳和持续的定量和定性贡献,以实现公司目标。为了支持员工保持热情并专注于公司目标,需要一个有利的优质工作环境,这样员工才会感到舒适,并将继续参与(投入)到公司中。本研究旨在确定工作生活平衡和工作文化对员工敬业度的影响程度。本研究采用的方法是对2017-2022年发表的期刊论文进行系统文献综述(SLR)。根据对所选 5 种期刊的文献分析结果显示,工作生活质量和组织文化这两个自变量对员工敬业度有影响。本研究试图确定并证明工作生活质量和组织文化这两个变量对员工敬业度的影响程度,根据研究结果,采用系统的文献综述,可以得出以下结论:工作生活质量影响公司员工敬业度,公司文化也影响公司员工敬业度,工作文化影响员工敬业度。本研究采用的方法是对2017-2022年发表的期刊论文进行系统文献综述(SLR)。根据对所选5种期刊的文献分析结果,表明工作生活质量和组织文化这两个自变量对员工敬业度有影响。本研究试图确定并证明工作生活质量和组织文化这两个变量对员工敬业度的影响程度,根据研究结果,采用系统的文献综述,可以得出以下结论:工作生活质量影响公司员工敬业度,公司文化也影响公司员工敬业度
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引用次数: 0
期刊
Jurnal Indonesia Sosial Sains
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