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Penerapan Konsep Hybrid Contracts dalam Pembiayaan Rahn di Pegadaian Syariah 在 Pegadaian Syariah 的拉恩融资中应用混合合同概念
Pub Date : 2024-01-01 DOI: 10.58578/ahkam.v3i1.2441
Faruqi Imam M, Abdal Abdal, Tajul Arifin
Islamic financing has become an increasingly popular option for individuals and businesses looking to meet their financial needs in accordance with Islamic principles. One of the prominent innovations in Islamic financing is the concept of Hybrid Contracts, which allows combining several types of Islamic contracts in one financing product. This article explores the role and benefits of the concept of Hybrid Contracts in financing rahn at Pegadaian Syariah. We also explain the detailed implementation steps, which include customer identification, risk evaluation, determination of sharia contract type, application submission, feasibility review, contract signing, transaction execution, and financing monitoring. The concept of Hybrid Contracts helps increase flexibility, inclusivity, and compliance with sharia principles in rahn financing, opening the door to broader sharia-based economic development.
对于希望按照伊斯兰原则满足其财务需求的个人和企业来说,伊斯兰融资已成为越来越受欢迎的选择。伊斯兰融资的一个突出创新是混合合同概念,它允许在一个融资产品中结合几种类型的伊斯兰合同。这篇文章探讨了混合合同概念在 Pegadaian Syariah 的拉恩融资中的作用和好处。我们还解释了详细的实施步骤,包括客户识别、风险评估、确定伊斯兰合同类型、提交申请、可行性审查、签订合同、执行交易和融资监控。混合合同的概念有助于提高伊斯兰教法融资的灵活性、包容性和合规性,为更广泛的基于伊斯兰教法的经济发展打开大门。
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引用次数: 0
Membedah Kasus Kopi Sianida Jessica Wongso dengan Ajaran Kausalitas 用因果关系理论剖析杰西卡-翁索的氰化物咖啡案
Pub Date : 2023-12-31 DOI: 10.58578/ahkam.v2i4.2438
Vivi Maria Fransiska Siregar, H. Purnomo
The case of "Jessica Wongso Cyanide Coffee" is in the public spotlight because of the controversy involving the death of Wayan Mirna Salihin after drinking coffee at a café in Jakarta. In this study, we dissected the case with a doctrinal approach to causality, focusing on identifying the cause-and-effect relationship between Jessica Wongso's actions and the criminal outcomes that occurred. The in-depth analysis covers various aspects, including the identification of causal actions through forensic and toxicological evidence, Jessica's role in events, as well as the relevance of the principle of causality in the context of criminal law. This study delves into the details of criminal legal proceedings, outlines the role of toxicological evidence in confirming cyanide content in victims' bodies, and discusses the complexity of causality in the context of criminal acts. Taking a multidisciplinary approach, this article discusses the legal and ethical implications surrounding Jessica Wongso's liability, as well as considering the causal elements that might influence the court's decision. In conclusion, this research contributes to an in-depth understanding of how the concept of causality is applied in controversial and complex legal cases such as "Jessica Wongso's Coffee Cyanide."
杰西卡-翁索氰化物咖啡 "案件因涉及瓦扬-米尔纳-萨利欣(Wayan Mirna Salihin)在雅加达一家咖啡馆喝咖啡后死亡的争议而成为公众关注的焦点。在本研究中,我们以因果关系的理论方法剖析了该案件,重点在于确定杰西卡-翁索的行为与所发生的犯罪结果之间的因果关系。深入分析涉及多个方面,包括通过法医和毒理学证据对因果行为的认定、杰西卡在事件中的作用以及因果关系原则在刑法背景下的相关性。本研究深入探讨了刑事法律程序的细节,概述了毒理学证据在确认受害者体内氰化物含量方面的作用,并讨论了犯罪行为中因果关系的复杂性。本文采用多学科方法,讨论了围绕杰西卡-翁索责任的法律和道德影响,并考虑了可能影响法院判决的因果关系因素。总之,本研究有助于深入理解因果关系的概念如何应用于 "杰西卡-翁索的氰化咖啡 "等有争议的复杂法律案件中。
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引用次数: 0
Korupsi Bentuk dari Penyalahgunaan Wewenang Pejabat di Indonesia 在印度尼西亚,腐败是滥用职权的一种形式
Pub Date : 2023-12-28 DOI: 10.58578/ahkam.v2i4.2420
B. Putri, Aldri Frinaldi
The aim of writing this article is to look at corruption in the form of abuse of official authority in Indonesia. This article applies a qualitative method by applying a descriptive analysis system in presenting it. The data collection technique for this research is a library research library study sourced from various reading literature and previous research articles regarding corruption, a form of abuse of official authority in Indonesia. The rise in public officials caught in corruption cases is no longer a surprising phenomenon. Apart from allegations of self-enrichment, receiving gratuities and bribes, the status of corruption suspects is also given to those who, because of their policies, are suspected of causing state losses.
撰写本文的目的是研究印度尼西亚滥用职权形式的腐败问题。本文采用定性分析方法,通过描述性分析系统进行阐述。本研究的数据收集技术是图书馆研究,数据来源于各种阅读文献和以往有关印度尼西亚滥用职权形式的腐败的研究文章。公职人员腐败案件的增加已不再是一个令人惊讶的现象。除了被指控中饱私囊、收受好处费和贿赂之外,那些因其政策而涉嫌造成国家损失的人也被赋予了腐败嫌疑人的身份。
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引用次数: 0
Dampak Perubahan Kebijakan Izin Mendirikan Bangunan (IMB) Menjadi Persetujuan Bangunan Gedung (PBG) di Kabupaten Padang Pariaman 巴东帕里亚曼地区建筑许可政策(IMB)改为建筑审批政策(PBG)的影响
Pub Date : 2023-12-28 DOI: 10.58578/ahkam.v2i4.2419
Tomi Satria Maggara, Aldri Frinaldi
The aim of writing this article is to see the impact of changing the building construction permit (IMB) policy to building construction approval (PBG) in Padang Pariaman Regency. Law Number 23 of 2014 concerning Regional Government states that the management of buildings in the regions is part of the implementation of government affairs in the field of public works and spatial planning which is the authority of the Regency/City government. This article applies a qualitative method by applying a descriptive analysis system in presenting it. The data collection technique for this research is a library research library study sourced from various reading literature and previous research articles regarding policy implementation. There are still obstacles in granting Building Approvals in Padang Pariaman Regency, lack of public awareness of the importance of PBG, lack of public understanding of the procedures and requirements for PBG applications through the SIMBG system and limited professional technical planning staff.
撰写这篇文章的目的是了解巴东帕里亚曼行政区将建筑施工许可证(IMB)政策改为建筑施工审批(PBG)政策的影响。关于地区政府的 2014 年第 23 号法律规定,地区内的建筑管理是公共工程和空间规划领域政府事务执行工作的一部分,属于地区/市政府的权力范围。本文采用定性方法,通过描述性分析系统进行阐述。本研究的数据收集技术是从各种阅读文献和以往有关政策实施的研究文章中获取的图书馆研究资料。Padang Pariaman 郡在建筑审批方面仍然存在障碍,公众对建筑许可的重要性缺乏认识,公众对通过 SIMBG 系统申请建筑许可的程序和要求缺乏了解,以及专业技术规划人员有限。
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引用次数: 0
Pengujian Diskresi Pejabat Pemerintah oleh PTUN 行政法院检验政府官员的自由裁量权
Pub Date : 2023-12-16 DOI: 10.58578/ahkam.v2i4.2323
Sentia Indah, Aldri Frinaldi
The purpose of this research is to determine how the PTUN tests the discretion of government officials by means of normative legal research methods. So, that it could be concluded that’s discretion had Law no. 30 of 2014 regarding Government Management. Meanwhile, for discration decisions that are deemed to be violations or discrepancies announced by government bodies or officials, administrative settlement processes, administrative appeals and lawsuits can be carried out in court. Where, the use of discretion may be exercised by government officials while still exercising it for several government officials, then the testing of discretion by the PTUN against government officials is based on various specific reasons, and the discretion exercised by government officials must be accountable.
本研究的目的是通过规范性法律研究方法,确定 PTUN 如何检验政府官员的自由裁量权。因此,可以得出结论:2014 年第 30 号《政府管理法》规定了政府官员的自由裁量权。同时,对于政府机构或官员宣布的被视为违规或不一致的歧视性决定,可以在法院进行行政解决程序、行政上诉和诉讼。如果政府官员在行使自由裁量权的同时,还可能对多名政府官员行使自由裁量权,那么机动警察对政府官员的自由裁量权的检验是基于各种具体原因的,政府官员行使自由裁量权必须承担责任。
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引用次数: 0
Studi Orientalisme Menurut Sejarah dan Tujuan Gerakannya 根据东方学运动的历史和目标研究东方学
Pub Date : 2023-12-14 DOI: 10.58578/ahkam.v2i4.2310
Azhar Nurachman, Kasori Mujahid
This article will elaborate in detail on Orientalism from a historical perspective. The study of Orientalism is complex, especially concerning the Orient, particularly Islam, and is driven by motives such as religious, scientific, economic, and political issues. The terms "Orientalism" and "Orientalist" emerged in Andalusia (Spain) in the 7th century Hijri or the 14th century AD. They have harmed Islam by submerging Muslims into misleading ideologies, particularly misleading the younger generation by diverting them from their religion through teachings of materialism and secularism. The stages of Orientalism development include Missionaries and anti-Islamic sentiments beginning in the 16th century AD, studies and dissemination in the 17th and 18th centuries, colonialism in the 19th century and the first quarter of the 20th century, and learning and politics in the latter half of the 19th century. The main goal of Orientalism is to uncover and reveal the symbolic meanings of deep-rooted Islamic cultural expressions, with the primary medium being the Arabic language.
本文将从历史的角度详细阐述东方学。东方学的研究非常复杂,尤其是关于东方,特别是伊斯兰教的研究,其动机包括宗教、科学、经济和政治问题。东方主义 "和 "东方学家 "这两个术语出现于希吉来七世纪或公元十四世纪的安达卢西亚(西班牙)。它们将穆斯林淹没在误导性的意识形态中,特别是通过物质主义和世俗主义的教义误导年轻一代,使他们偏离自己的宗教,从而对伊斯兰教造成了伤害。东方主义的发展阶段包括公元 16 世纪开始的传教士和反伊斯兰情绪、17 和 18 世纪的研究和传播、19 世纪和 20 世纪前四分之一的殖民主义以及 19 世纪后半叶的学习和政治。东方学的主要目标是挖掘和揭示根深蒂固的伊斯兰文化表现形式的象征意义,其主要媒介是阿拉伯语。
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引用次数: 0
Kajian Kritis Al-Ghazali terhadap Pendidikan Islam 加扎利的伊斯兰教育批判研究
Pub Date : 2023-12-14 DOI: 10.58578/ahkam.v2i4.2307
Afif Putra Nazwan, Mardawila Adha Anjeli, Hafizhatur Rahmah, Zulmuqim Zulmuqim, Fauza Masyhudi
Education is a necessity for every human being. Therefore, it is necessary for humans to be given a good and quality education. Today, the Western world is recognized as a more advanced and civilized nation. Therefore, the West is considered more capable of providing dynamic and varied new discoveries, as well as technology that makes a significant contribution to science. So that many parts of the world are oriented towards the West, especially regarding the development of science. As a result, many generations of Muslims are no longer aware of the Islamic figures who greatly influenced the progress of the world of education, so it is important to reintroduce Islamic figures who have a great influence on the progress of education. Among them is Imam Al-Ghazali. In today's modern era, it is very necessary to know Islamic figures who make a major contribution to the progress of the world of education. So that people do not forget Islamic figures who are basically able to influence and develop education in the Islamic world. Therefore, this article will discuss "Critical Study of Al-Ghazali's Islamic Education Thought". It is hoped that this research can color and add insight and understanding of Islamic education. The type of research used is library research.  This library research is a study that collects data and information from various materials contained in literary sources. Here the results and discussion explain the biography of Al-Ghazali, the concept, classification and purpose of education according to Al-Ghazali
教育是每个人的必需品。因此,人类有必要接受良好和高质量的教育。今天,西方世界被公认为是一个更先进、更文明的国家。因此,西方被认为更有能力提供充满活力和丰富多彩的新发现,以及对科学做出重大贡献的技术。因此,世界上许多地方都倾向于西方,尤其是在科学发展方面。因此,许多世代的穆斯林不再了解对世界教育进步产生巨大影响的伊斯兰人物,所以有必要重新介绍对教育进步产生巨大影响的伊斯兰人物。伊玛目加扎利就是其中之一。在当今时代,了解对世界教育进步做出重大贡献的伊斯兰人物是非常必要的。这样,人们就不会忘记那些基本上能够影响和发展伊斯兰世界教育的伊斯兰人物。因此,本文将讨论 "对加扎利伊斯兰教育思想的批判性研究"。希望这项研究能为伊斯兰教育增添色彩,增加对伊斯兰教育的洞察力和理解力。采用的研究类型是图书馆研究。 这种图书馆研究是从文学资料中所包含的各种材料中收集数据和信息的研究。在此,研究结果和讨论解释了阿尔-加扎利的生平,以及阿尔-加扎利认为的教育概念、分类和目的。
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引用次数: 0
Prinsip dan Hukum Perkembangan Peserta Didik di Jawa Timur 东爪哇学习者发展的原则和规律
Pub Date : 2023-12-13 DOI: 10.58578/ahkam.v2i4.2291
Bakhrudin All Habsy, A. Rahmawati, Ulil Azmil, Ratna Nur Livi
Development is a process of change in an individual over time, influenced by maturity and interaction with the surrounding environment. This developmental process can be understood through certain laws and principles. These laws and principles regulate all aspects of an individual's development and are always present in the developmental process. Therefore, these laws and principles should be understood by all stakeholders in education, especially educators or teachers. Because these principles are crucial in improving the effectiveness and efficiency of achieving educational goals, developing the curriculum, and even creating learning programs according to the needs of students. Students often have different learning styles. Teachers also have the responsibility to guide and mentor students to develop in a gradual, organized, and non-deviating manner.
发展是一个人随着时间的推移而发生变化的过程,受到成熟度和与周围环境互动的影响。这个发展过程可以通过某些规律和原则来理解。这些规律和原则规范着个体发展的方方面面,并始终存在于发展过程中。因此,教育领域的所有相关方,尤其是教育工作者或教师,都应了解这些规律和原则。因为这些原则对于提高实现教育目标的效果和效率、开发课程,甚至根据学生的需求制定学习计划都至关重要。学生往往有不同的学习风格。教师也有责任引导和指导学生循序渐进、有条不紊地发展。
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引用次数: 0
Konsep Hak Asasi Manusia dalam Beragama Perspektif Al-Quran: Analisis Surah Al-Baqarah Ayat 256 Penafsiran Wahbah Az-Zuhaili dalam Tafsir Al-Munir 从《古兰经》角度看宗教中的人权概念:拜加拉经》第 256 节分析 瓦赫巴-阿兹-祖海利在《穆尼尔教法》中的诠释
Pub Date : 2023-11-23 DOI: 10.58578/ahkam.v2i4.2127
A. Halim, Abu Sahrin, Febri Ardiansyah
This research aims to analyze the construction of the interpretation of Wahbah al-Zuhaili in the Al-Qur'an surah Al-Baqarah verse 256 related to human rights in religion. And the implementation of the concept of religious freedom in the present. The method used in this research is a qualitative method with the type of library research. This research will use a Sociology of Religion approach which seeks to explore more deeply how to understand socio-religious phenomena in social life currently faced, namely related to Human Rights in Religion. The research results show that Imam Wahbah al-Zuhaili's interpretation in interpreting Surah Al-Baqarah Verse 256 regarding freedom of religion has a very clear explanation, namely that it is not permissible for anyone to force someone to adhere to the Islamic religion. In terms of interpreting these verses on freedom of religion, Sheikh Wahbah Az-Zuhaili tends to use the method of interpreting verses bil verses, namely interpreting one verse with another verse of the Qur'an. Freedom of religion in the Indonesian context is actually legally and formally guaranteed by The 1945 Constitution, especially articles 28E, 28I, and 29. Restrictions on freedom can only be carried out through law as regulated in Article 28J of the 1945 Constitution. Law Number 39 of 1999 concerning Human Rights also regulates human rights and basic human obligations. Article 22 of Law Number 39 of 1999. However, the facts on the ground are that actions and actions are often found that lead to restrictions and closing down religious freedom. Among several factors that cause anti-religious freedom are high levels of intolerance, radicalism and violence.
本研究旨在分析 Wahbah al-Zuhaili 对《古兰经》中与宗教人权有关的第 256 节经文的解释。以及宗教自由概念在当前的实施情况。本研究采用的方法是图书馆研究类型的定性方法。本研究将采用宗教社会学方法,旨在更深入地探讨如何理解当前社会生活中面临的社会宗教现象,即与宗教中的人权有关的现象。研究结果表明,伊玛目瓦赫巴-朱海利在解释《拜加拉经》第 256 节有关宗教自由的经文时有一个非常明确的解释,即不允许任何人强迫他人信奉伊斯兰教。在解释这些有关宗教自由的经文时,谢赫-瓦赫巴-阿兹-祖海里(Sheikh Wahbah Az-Zuhaili)倾向于使用 "经文之二 "的解释方法,即用《古兰经》中的一节经文解释另一节经文。在印尼,宗教自由实际上受到 1945 年《宪法》,特别是第 28E、28I 和 29 条的法律和正式保障。对自由的限制只能通过 1945 年《宪法》第 28J 条规定的法律来实施。1999 年关于人权的第 39 号法律也对人权和人的基本义务做出了规定。1999 年第 39 号法律第 22 条。然而,实际情况是,导致限制和关闭宗教自由的行为和行动时有发生。在导致反宗教自由的几个因素中,不容忍、激进主义和暴力的程度很高。
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引用次数: 0
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