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Scope and Incentives for Risk Selection in Health Insurance Markets With Regulated Competition: A Conceptual Framework and International Comparison. 有监管竞争的健康保险市场中风险选择的范围和激励机制:概念框架与国际比较》。
IF 2.5 3区 医学 Q2 HEALTH CARE SCIENCES & SERVICES Pub Date : 2024-06-01 Epub Date: 2024-01-29 DOI: 10.1177/10775587231222584
Richard C van Kleef, Mieke Reuser, Thomas G McGuire, John Armstrong, Konstantin Beck, Shuli Brammli-Greenberg, Randall P Ellis, Francesco Paolucci, Erik Schokkaert, Juergen Wasem

In health insurance markets with regulated competition, regulators face the challenge of preventing risk selection. This paper provides a framework for analyzing the scope (i.e., potential actions by insurers and consumers) and incentives for risk selection in such markets. Our approach consists of three steps. First, we describe four types of risk selection: (a) selection by consumers in and out of the market, (b) selection by consumers between high- and low-value plans, (c) selection by insurers via plan design, and (d) selection by insurers via other channels such as marketing, customer service, and supplementary insurance. In a second step, we develop a conceptual framework of how regulation and features of health insurance markets affect the scope and incentives for risk selection along these four dimensions. In a third step, we use this framework to compare nine health insurance markets with regulated competition in Australia, Europe, Israel, and the United States.

在有规范竞争的医疗保险市场中,监管者面临着防止风险选择的挑战。本文为分析此类市场中风险选择的范围(即保险公司和消费者可能采取的行动)和动机提供了一个框架。我们的方法包括三个步骤。首先,我们描述了四种类型的风险选择:(a) 消费者在市场内外的选择,(b) 消费者在高价值和低价值计划之间的选择,(c) 保险人通过计划设计的选择,以及(d) 保险人通过营销、客户服务和附加保险等其他渠道的选择。第二步,我们将建立一个概念框架,说明医疗保险市场的监管和特点如何影响这四个方面的风险选择范围和动机。第三步,我们利用这一框架对澳大利亚、欧洲、以色列和美国的九个受监管竞争的医疗保险市场进行比较。
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引用次数: 0
Cost, Quality, and Utilization After Hospital-Physician and Hospital-Post Acute Care Vertical Integration: A Systematic Review. 医院-医生和医院-急诊后医疗垂直整合后的成本、质量和使用情况:系统回顾。
IF 2.5 3区 医学 Q2 HEALTH CARE SCIENCES & SERVICES Pub Date : 2024-05-06 DOI: 10.1177/10775587241247682
Alexandra Harris, Sarah Philbin, Brady Post, Neil Jordan, Molly Beestrum, Richard Epstein, Megan McHugh

Vertical integration of health systems-the common ownership of different aspects of the health care system-continues to occur at increasing rates in the United States. This systematic review synthesizes recent evidence examining the association between two types of vertical integration-hospital-physician (n = 43 studies) and hospital-post-acute care (PAC; n = 10 studies)-and cost, quality, and health services utilization. Hospital-physician integration is associated with higher health care costs, but the effect on quality and health services utilization remains unclear. The effect of hospital-PAC integration on these three outcomes is ambiguous, particularly when focusing on hospital-SNF integration. These findings should raise some concern among policymakers about the trajectory of affordable, high-quality health care in the presence of increasing hospital-physician vertical integration but perhaps not hospital-PAC integration.

在美国,医疗系统的纵向整合--医疗系统不同方面的共同所有权--继续以越来越高的速度出现。本系统性综述综合了近期研究两种类型的纵向整合--医院-医生(n = 43 项研究)和医院-急性期后护理(PAC;n = 10 项研究)--与成本、质量和医疗服务利用率之间关系的证据。医院-医生一体化与较高的医疗成本有关,但对质量和医疗服务利用率的影响仍不清楚。医院-PAC 整合对这三种结果的影响并不明确,尤其是在关注医院-SNF 整合时。这些发现应引起决策者的关注,即在医院与医生纵向整合不断加强的情况下,可负担得起的高质量医疗服务的发展轨迹,但医院与 PAC 的整合可能不会出现这种情况。
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引用次数: 0
Corrigendum to “Coding Intensity through Health Risk Assessments and Chart Reviews in Medicare Advantage: Does It Explain Resource Use?” 医疗保险优势计划中通过健康风险评估和病历审查进行的编码强度:它能解释资源使用情况吗?
IF 2.5 3区 医学 Q2 HEALTH CARE SCIENCES & SERVICES Pub Date : 2024-04-29 DOI: 10.1177/10775587241245200
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引用次数: 0
The Impact of Medicaid Accountable Care Organizations on Health Care Utilization, Quality Measures, Health Outcomes and Costs from 2012 to 2023: A Scoping Review 2012 年至 2023 年医疗补助责任医疗组织对医疗保健使用、质量措施、健康结果和成本的影响:范围审查
IF 2.5 3区 医学 Q2 HEALTH CARE SCIENCES & SERVICES Pub Date : 2024-04-15 DOI: 10.1177/10775587241241984
Julie Holm, José A. Pagán, Diana Silver
Most of the evidence regarding the success of ACOs is from the Medicare program. This review evaluates the impacts of ACOs within the Medicaid population. We identified 32 relevant studies published between 2012 and 2023 which analyzed the association of Medicaid ACOs and health care utilization ( n = 21), quality measures ( n = 18), health outcomes ( n = 10), and cost reduction ( n = 3). The results of our review regarding the effectiveness of Medicaid ACOs are mixed. Significant improvements included increased primary care visits, reduced admissions, and reduced inpatient stays. Cost reductions were reported in a few studies, and savings were largely dependent on length of attribution and years elapsed after ACO implementation. Adopting the ACO model for the Medicaid population brings some different challenges from those with the Medicare population, which may limit its success, particularly given differences in state Medicaid programs.
有关 ACO 成功的证据大多来自医疗保险计划。本综述评估了 ACO 对医疗补助人群的影响。我们确定了 2012 年至 2023 年间发表的 32 项相关研究,这些研究分析了医疗补助 ACO 与医疗保健利用率(21 项)、质量措施(18 项)、健康结果(10 项)和成本降低(3 项)之间的关系。关于医疗补助 ACO 的有效性,我们的审查结果喜忧参半。显著的改善包括增加初级保健就诊次数、减少入院次数和缩短住院时间。仅有少数研究报告了成本的降低,而成本的节省在很大程度上取决于 ACO 实施后的归因时间和年限。在医疗补助人群中采用 ACO 模式会带来一些与医疗保险人群不同的挑战,这可能会限制其成功,特别是考虑到各州医疗补助计划的差异。
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引用次数: 0
Commercial Insurer Market Power and Medicaid Managed Care Networks 商业保险公司的市场力量与医疗补助管理式医疗网络
IF 2.5 3区 医学 Q2 HEALTH CARE SCIENCES & SERVICES Pub Date : 2024-04-05 DOI: 10.1177/10775587241241975
Jeffrey Marr, Daniel Polsky, Mark K. Meiselbach
Over 70% of Medicaid beneficiaries are enrolled in Medicaid managed care (MMC). MMC provider networks therefore represent a critical determinant of access to the Medicaid program. Many MMC insurers also participate in commercial insurance markets where prices are high, and some insurers exercise considerable market power. In this paper, we examined the relationship between commercial insurer market power and MMC physician network breadth using linked national enrollment data and provider directory data. Insurers with more commercial market power had broader Medicaid physician networks. Insurers with over 30% market share had 37.3% broader Medicaid networks than insurers in the same county that had no commercial market share. These differences were driven by greater breadth among primary care providers, as well as other specialists including OB/GYNs, surgeons, neurologists, and cardiologists. Commercial insurance market power may have spillovers on access to care for MMC beneficiaries.
超过 70% 的医疗补助受益人参加了医疗补助管理性护理 (MMC)。因此,MMC 医疗服务提供者网络是决定医疗补助计划的关键因素。许多 MMC 保险公司也参与了价格较高的商业保险市场,一些保险公司拥有相当大的市场支配力。在本文中,我们使用关联的全国注册数据和医疗服务提供者目录数据,研究了商业保险公司的市场力量与 MMC 医生网络广度之间的关系。商业市场实力较强的保险公司拥有更广泛的医疗补助医生网络。与同一县没有商业市场份额的保险公司相比,市场份额超过 30% 的保险公司拥有 37.3% 的医疗补助网络。这些差异是由于初级保健提供者以及其他专科医生(包括妇产科医生、外科医生、神经科医生和心脏病医生)的网络更为广泛。商业保险的市场力量可能会对医保受益人获得医疗服务产生溢出效应。
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引用次数: 0
The Impact of Prescription Drug Coverage on Disparities in Adherence and Medication Use: A Systematic Review. 处方药保险对坚持用药和用药差异的影响:系统回顾。
IF 2.4 3区 医学 Q2 HEALTH CARE SCIENCES & SERVICES Pub Date : 2024-04-01 Epub Date: 2024-01-04 DOI: 10.1177/10775587231218050
Cameron M Kaplan, Teresa M Waters, Emily R Clear, Elizabeth E Graves, Stephanie Henderson

Prescription drug cost-sharing is a barrier to medication adherence, particularly for low-income and minority populations. In this systematic review, we examined the impact of prescription drug cost-sharing and policies to reduce cost-sharing on racial/ethnic and income disparities in medication utilization. We screened 2,145 titles and abstracts and identified 19 peer-reviewed papers that examined the interaction between cost-sharing and racial/ethnic and income disparities in medication adherence or utilization. We found weak but inconsistent evidence that lower cost-sharing is associated with reduced disparities in adherence and utilization, but studies consistently found that significant disparities remained even after adjusting for differences in cost-sharing across individuals. Study designs varied in their ability to measure the causal effect of policy or cost-sharing changes on disparities, and a wide range of policies were examined across studies. Further research is needed to identify the types of policies that are best suited to reduce disparities in medication adherence.

处方药费用分担是坚持用药的一个障碍,对于低收入人群和少数民族人群来说尤其如此。在这篇系统性综述中,我们研究了处方药费用分担和降低费用分担政策对种族/民族和收入差距在药物使用方面的影响。我们筛选了 2,145 篇标题和摘要,并确定了 19 篇经同行评审的论文,这些论文研究了费用分担与用药依从性或用药使用方面的种族/民族和收入差异之间的相互作用。我们发现,有微弱但不一致的证据表明,较低的费用分担与用药依从性和用药量差异的减少有关,但研究一致发现,即使调整了个人之间的费用分担差异,显著的差异仍然存在。研究设计在衡量政策或费用分担变化对差异的因果效应的能力方面各不相同,而且不同研究对各种政策进行了研究。要确定哪类政策最适合减少用药依从性方面的差异,还需要进一步的研究。
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引用次数: 0
Public Reporting and Consumer Demand in the Home Health Sector. 家庭保健领域的公共报告和消费者需求。
IF 2.5 3区 医学 Q2 HEALTH CARE SCIENCES & SERVICES Pub Date : 2024-04-01 Epub Date: 2024-01-18 DOI: 10.1177/10775587231221852
Jun Li

Health care report cards improve information and are a crucial part of health care reform of the federal government of the United States. I exploit a natural experiment in the home health sector to assess whether a higher rating under the star ratings program affects patient choice. Higher rated agencies increased their market share by 1.4% or 0.25 (95% confidence interval: [-0.63, 1.12]) percentage points, a practically and statistically insignificant amount. I find no evidence of heterogeneous effects across the rating distribution or over time. I also find precise null effects among consumers expected to be more responsive, including community-entry patients and patients in competitive markets with more options and star types. Agencies may have modestly impeded consumer choice by engaging in some patient selection behaviors, although the evidence is only weakly suggestive. The star ratings are unlikely to improve home health quality despite continued policymaker interest.

医疗报告卡可以改善信息,是美国联邦政府医疗改革的重要组成部分。我利用家庭医疗行业的自然实验来评估星级评定计划中的较高评级是否会影响患者的选择。评级较高的机构的市场份额增加了 1.4% 或 0.25 个百分点(95% 置信区间:[-0.63, 1.12]),这个数字在统计上并不显著。我没有发现任何证据表明评级分布或时间会产生异质性影响。我还发现,在预期反应更灵敏的消费者中,包括社区准入患者和具有更多选择和星级类型的竞争性市场中的患者,效果精确为零。机构可能会通过一些患者选择行为来适度阻碍消费者的选择,尽管证据只是微弱的暗示。尽管政策制定者持续关注,但星级评定不太可能提高家庭医疗质量。
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引用次数: 0
Trends and Disparities in Perinatal Opioid Use Disorder Treatment in Medicaid, 2007-2012. 2007-2012 年医疗补助中围产期阿片类药物使用障碍治疗的趋势和差异。
IF 2.5 3区 医学 Q2 HEALTH CARE SCIENCES & SERVICES Pub Date : 2024-04-01 Epub Date: 2023-12-31 DOI: 10.1177/10775587231216515
Rachel K Landis, Bradley D Stein, Andrew W Dick, Beth Ann Griffin, Brendan K Saloner, Mishka Terplan, Laura J Faherty

We described Medicaid-insured women by receipt of perinatal opioid use disorder (OUD) treatment; and trends and disparities in treatment. Using 2007 to 2012 Medicaid Analytic eXtract data from 45 states and D.C., we identified deliveries among women with OUD. Regressions modeled the association between patient characteristics and receipt of any OUD treatment, medication for OUD (MOUD), and counseling alone during the perinatal period. Rates of any OUD treatment and MOUD for women with perinatal OUD increased over the study period, but trends differed by subgroup. Compared with non-Hispanic White women, Black and American Indian/Alaskan Native (AI/AN) women were less likely to receive any OUD treatment, and Black women were less likely to receive MOUD. Over time, the disparity in receipt of MOUD between Black and White women increased. Overall gains in OUD treatment were driven by improvements in perinatal OUD care for White women and obscured disparities for Black and AI/AN women.

我们按接受围产期阿片类药物使用障碍 (OUD) 治疗的情况以及治疗的趋势和差异描述了医疗补助参保妇女的情况。利用来自 45 个州和华盛顿特区的 2007 年至 2012 年医疗补助分析摘要数据,我们确定了患有 OUD 的妇女的分娩情况。回归模拟了患者特征与围产期接受任何 OUD 治疗、OUD 药物治疗 (MOUD) 和单独咨询之间的关联。在研究期间,围产期 OUD 妇女接受任何 OUD 治疗和 MOUD 的比率均有所上升,但不同亚群的趋势有所不同。与非西班牙裔白人妇女相比,黑人和美洲印第安人/阿拉斯加原住民(AI/AN)妇女接受任何 OUD 治疗的可能性较低,而黑人妇女接受 MOUD 的可能性较低。随着时间的推移,黑人妇女和白人妇女在接受 MOUD 治疗方面的差距越来越大。白人妇女围产期 OUD 治疗的改善推动了 OUD 治疗的总体进展,同时也掩盖了黑人妇女和阿拉斯加原住民/印第安人妇女的差距。
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引用次数: 0
Introducing a Measure of Hospital Community Orientation. 引入医院社区导向衡量标准。
IF 2.5 3区 医学 Q2 HEALTH CARE SCIENCES & SERVICES Pub Date : 2024-04-01 Epub Date: 2024-01-18 DOI: 10.1177/10775587231225795
Henry S Stabler, Timothy Beebe, Katie White

Policymakers have long sought to encourage hospitals to assume a more collaborative role in improving community health. By urging hospitals to interact with community stakeholders, more integrative relationships may result that can better address local health issues. This study establishes a composite measure of hospital community orientation, defined as the extent to which a hospital uses community resources and knowledge in its community benefit (CB) work, based on an expansion of CB regulations that require nonprofit hospitals (NPHs) to develop strategies to address prioritized health issues. We collected data on each proposed intervention from 125 randomly selected NPHs over three reporting periods. Confirmatory factor analysis was used to assess how well a single-factor model approximated community orientation. We conclude that using hospital community orientation measurement is a useful metric to assess the effects of expanded CB regulations, as well as to determine how NPHs have interacted with communities over time.

长期以来,政策制定者一直致力于鼓励医院在改善社区健康方面发挥更多的合作作用。通过敦促医院与社区利益相关者互动,可能会产生更多的整合关系,从而更好地解决当地的健康问题。本研究建立了医院社区导向的综合衡量标准,其定义为医院在其社区福利(CB)工作中利用社区资源和知识的程度,其依据是社区福利法规的扩展,该法规要求非营利医院(NPHs)制定策略以解决优先考虑的健康问题。我们从 125 家随机抽取的非营利性医院收集了三个报告期内每项拟议干预措施的数据。我们采用了确证因子分析来评估单因子模型对社区导向的近似程度。我们得出的结论是,使用医院社区导向测量方法是一种有用的衡量标准,可用于评估扩大 CB 法规的效果,以及确定随着时间的推移,非营利性医院与社区的互动情况。
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引用次数: 0
Uncompensated Care is Highest for Rural Hospitals, Particularly in Non-Expansion States. 农村医院的无偿护理最高,特别是在未扩大规模的州。
IF 2.5 3区 医学 Q2 HEALTH CARE SCIENCES & SERVICES Pub Date : 2024-04-01 Epub Date: 2023-11-18 DOI: 10.1177/10775587231211366
Emmaline Keesee, Susie Gurzenda, Kristie Thompson, George H Pink

High levels of uncompensated care impact hospital profitability and may create challenges for rural hospitals at financial risk of closure. We explore 2019 hospital uncompensated care as a percentage of operating expenses and draw comparisons at a state level by Medicaid expansion status and rural classification. We further compare uncompensated care in 2019 to 2014 in rural hospitals by Medicaid expansion implementation timing. We found that, overall, rural hospitals had more uncompensated care than urban hospitals in 2019 (3.81% vs. 3.12%), but there was a larger difference by expansion status (expansion states: 2.55% vs. non-expansion states: 6.28%). In all but seven states, rural hospitals reported higher uncompensated care than urban, and the 14 states with the highest uncompensated care had not expanded Medicaid. We observed that rural hospital uncompensated care in non-expansion states increased between 2014 and 2019, while the most dramatic decrease occurred in late-expansion states.

大量的无偿护理影响了医院的盈利能力,并可能给面临关闭财务风险的农村医院带来挑战。我们探讨了2019年医院无偿护理占运营费用的百分比,并在州一级通过医疗补助扩张状况和农村分类进行了比较。我们进一步通过医疗补助扩大实施时间比较了2019年和2014年农村医院的无偿医疗。我们发现,2019年,总体而言,农村医院的无偿护理比城市医院多(3.81%对3.12%),但扩张状态之间的差异更大(扩张状态:2.55%对非扩张状态:6.28%)。除7个州外,所有州的农村医院报告的无偿医疗服务都高于城市医院,而无偿医疗服务最高的14个州没有扩大医疗补助计划。我们观察到,2014年至2019年期间,未扩张州的农村医院无偿医疗服务有所增加,而扩张后期州的降幅最大。
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引用次数: 0
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Medical Care Research and Review
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