{"title":"Finance and Financial Aid for Postsecondary Education in Prison: Introduction to the Special Issue","authors":"David Pitts, Melissa Whatley","doi":"10.55504/0884-9153.1840","DOIUrl":"https://doi.org/10.55504/0884-9153.1840","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2024-03-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140367769","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Filling Potholes in Pell’s Road to Reentry Success","authors":"James Monogan","doi":"10.55504/0884-9153.1845","DOIUrl":"https://doi.org/10.55504/0884-9153.1845","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2024-03-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140369617","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"“I Don’t Even Know What That Is”: Deprivation, Censorship, and Responsibility in Administering the Pell Grant in Prison","authors":"Erin L Castro, Cydney Y. Caradonna, Mary R Gould","doi":"10.55504/0884-9153.1841","DOIUrl":"https://doi.org/10.55504/0884-9153.1841","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2024-03-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140370979","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Julia Bowling, Pavithra Nagarajan, Kristen Parsons, Neal Palmer
{"title":"The Unrealized Promise of College-in-prison: Financial Hurdles to Reenrollment and Completion in the Era of Pell Reinstatement","authors":"Julia Bowling, Pavithra Nagarajan, Kristen Parsons, Neal Palmer","doi":"10.55504/0884-9153.1842","DOIUrl":"https://doi.org/10.55504/0884-9153.1842","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2024-03-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140372422","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Sara Alpert, Rachel Zolensky, Shon Holman-Wheatley
{"title":"Filling Critical Gaps for College in Prison Programs: Strategies from Two Community Based Organizations","authors":"Sara Alpert, Rachel Zolensky, Shon Holman-Wheatley","doi":"10.55504/0884-9153.1844","DOIUrl":"https://doi.org/10.55504/0884-9153.1844","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2024-03-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140372778","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Students’ access to family help with paying for college tuition and living expenses varies by family resources, structures, and relationships, and can affect later outcomes and the extent to which students rely on various forms of financial aid. This study analyzes an originally collected dataset at two regional public four-year universities in the United States (N=2,979) to examine how families and relationships are related to how students pay for college expenses. Differences in payment methods are examined by students’ family structure, including their cohabitation, marital, and parenthood status; family backgroun d including parents’ education, marital status and loan status; and relationships with families, including whether students liv ed with their families of origin, sentiments about asking parents for money, and closeness with parents. Differences by race, gender, age and region are also examined. Families helped 51% of students in the sample pay for college tuition, and almost 70% of students had family help with paying for living expenses. Payment methods for college differed by all variables examined. Potential explanations for findings related to inequalities in access to family financial resources, social norms about providing family help to certain types of students, and role expectations associated with family structure and age are discussed.
{"title":"Families, Relationships and Paying for College","authors":"Arielle Kuperberg","doi":"10.55504/0884-9153.1768","DOIUrl":"https://doi.org/10.55504/0884-9153.1768","url":null,"abstract":"Students’ access to family help with paying for college tuition and living expenses varies by family resources, structures, and relationships, and can affect later outcomes and the extent to which students rely on various forms of financial aid. This study analyzes an originally collected dataset at two regional public four-year universities in the United States (N=2,979) to examine how families and relationships are related to how students pay for college expenses. Differences in payment methods are examined by students’ family structure, including their cohabitation, marital, and parenthood status; family backgroun d including parents’ education, marital status and loan status; and relationships with families, including whether students liv ed with their families of origin, sentiments about asking parents for money, and closeness with parents. Differences by race, gender, age and region are also examined. Families helped 51% of students in the sample pay for college tuition, and almost 70% of students had family help with paying for living expenses. Payment methods for college differed by all variables examined. Potential explanations for findings related to inequalities in access to family financial resources, social norms about providing family help to certain types of students, and role expectations associated with family structure and age are discussed.","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81407871","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
As China moved from elite to mass higher education, student borrowers as the product of state intervention have surged. Yet little attention has been paid to their voices. This study conducts reflexive thematic analysis with a qualitative inquiry into lived experiences of 41 current borrowers. A five-factor typology of debt attitudes yields a dynamic explanation of debt and repayment complexities. Students perceive borrowing as an investment in human and social capital. They are, however, cautious of consumer credit. Far from being a deterrent or added burden, educational indebtedness grants them a measure of freedom and autonomy in college. And they consider debt repayment manageable, mainly if a family safety net exists.
{"title":"Understanding Undergraduate Student Borrowing in China: A Qualitative Analysis","authors":"Hanwen Zhang","doi":"10.55504/0884-9153.1813","DOIUrl":"https://doi.org/10.55504/0884-9153.1813","url":null,"abstract":"As China moved from elite to mass higher education, student borrowers as the product of state intervention have surged. Yet little attention has been paid to their voices. This study conducts reflexive thematic analysis with a qualitative inquiry into lived experiences of 41 current borrowers. A five-factor typology of debt attitudes yields a dynamic explanation of debt and repayment complexities. Students perceive borrowing as an investment in human and social capital. They are, however, cautious of consumer credit. Far from being a deterrent or added burden, educational indebtedness grants them a measure of freedom and autonomy in college. And they consider debt repayment manageable, mainly if a family safety net exists.","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76345738","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Gender and Loans: Understanding Differences in Student Debt Burden","authors":"Rong Chen, Katie N. Smith","doi":"10.55504/0884-9153.1812","DOIUrl":"https://doi.org/10.55504/0884-9153.1812","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80625023","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This research brief uses publicly available data from the 2016/2017 Baccalaureate and Beyond survey to examine individual and institutional predictors of participation in paid and unpaid internships, especially family income. When controlling for other factors, results showed that low-income students were more likely to have unpaid internships than high-income students. Attending a highly selective institution was the strongest predictor of participating in a paid internship. Results inspire questions about the accessibility of paid internships, especially for students in non-STEM majors and other students from marginalized groups.
{"title":"Undergraduate Participation in Paid and Unpaid Internships by Income Level","authors":"Katie N. Smith","doi":"10.55504/0884-9153.1774","DOIUrl":"https://doi.org/10.55504/0884-9153.1774","url":null,"abstract":"This research brief uses publicly available data from the 2016/2017 Baccalaureate and Beyond survey to examine individual and institutional predictors of participation in paid and unpaid internships, especially family income. When controlling for other factors, results showed that low-income students were more likely to have unpaid internships than high-income students. Attending a highly selective institution was the strongest predictor of participating in a paid internship. Results inspire questions about the accessibility of paid internships, especially for students in non-STEM majors and other students from marginalized groups.","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"73279090","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
In this paper, we examine college graduates’ perceptions of entering student loan repayment and how they navigated this process. Findings highlight the importance of helping students make informed borrowing decisions, particularly as they begin repaying their student loan debt. Policy makers wishing to hold institutions accountable for keeping college affordable while enhancing financial aid policy will gain further insight.
{"title":"Indebted to My Education: Examining College Graduates’ Perceptions of Student Loan Repayment","authors":"Vincent D. Carales, Mauricio Molina","doi":"10.55504/0884-9153.1773","DOIUrl":"https://doi.org/10.55504/0884-9153.1773","url":null,"abstract":"In this paper, we examine college graduates’ perceptions of entering student loan repayment and how they navigated this process. Findings highlight the importance of helping students make informed borrowing decisions, particularly as they begin repaying their student loan debt. Policy makers wishing to hold institutions accountable for keeping college affordable while enhancing financial aid policy will gain further insight.","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2023-03-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"78486724","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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