{"title":"Do High Cohort Default Rates Affect Student Living Allowances and Debt Burdens? An Empirical Analysis","authors":"Robert Kelchen","doi":"10.55504/0884-9153.1648","DOIUrl":"https://doi.org/10.55504/0884-9153.1648","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"8 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2019-12-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75235069","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Crushing Debt or Savvy Strategy? Financial Literacy and Student Perceptions of their Student Loan Debt","authors":"Gail L. Markle","doi":"10.55504/0884-9153.1651","DOIUrl":"https://doi.org/10.55504/0884-9153.1651","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"54 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2019-12-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75898750","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Experiencing Financial Aid at a Historically White Institution: A Critical Race Analysis","authors":"Liane I. Hypolite, A. Tichavakunda","doi":"10.55504/0884-9153.1696","DOIUrl":"https://doi.org/10.55504/0884-9153.1696","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"22 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2019-12-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74169407","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Social Dimensions of Student Debt: A Data Mining Analysis","authors":"D. Witteveen, Paul A. Attewell","doi":"10.55504/0884-9153.1683","DOIUrl":"https://doi.org/10.55504/0884-9153.1683","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"45 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2019-10-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81261710","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Achieving the Promise of Educational Opportunity: Graduate Student Debt for STEM vs. Non-STEM Students, 2012","authors":"Rachel A. Burns, K. Webber","doi":"10.55504/0884-9153.1659","DOIUrl":"https://doi.org/10.55504/0884-9153.1659","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"17 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2019-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75342322","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Intended and Unintended Consequences of For-Profit College Regulation: Examining the 90/10 Rule","authors":"J. Ward","doi":"10.55504/0884-9153.1649","DOIUrl":"https://doi.org/10.55504/0884-9153.1649","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"2 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2019-07-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81882634","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
This paper describes relationships between tuition discounting (TD), net tuition revenue, and other institutional characteristics at four-year, liberal arts institutions. TD, a practice whereby institutional grants are used to subsidize a student’s educational expense, has become a common practice at four-year institutions. TDs impact on enrollments, financial aid, and budgets continues to increase, raising concerns about the longterm sustainability of the practice. Drawing upon Breneman’s (1994) economic theory of four-year private institutions, this research examined trends in student characteristics, enrollment, institutional grants, and net tuition revenue (NTR) and the relationship between TD practices NTR. Analyzing panel data of four-year, small, liberal arts colleges from 2003-2012, results illustrated that over the 10-year period, enrollment, tuition, and number and amount of institutional grant aid increased; average yield and SAT average score decreased. NTR has increased but lags behind increases in tuition and gross tuition revenue. Additionally, there is a point at which TD practices do not generate additional revenue. The results highlight the importance of financial aid officers and institutional leaders to examine the effectiveness of their current tuition discounting practices, the demand for their institution, and strategies for improving enrollment and retention. Disciplines Educational Assessment, Evaluation, and Research | Educational Methods | Educational Technology | Education Economics | Higher Education Comments This article is published as Behaunek, Luke and Gansemer-Topf, Ann M. (2019) "Tuition Discounting at Small, Private, Baccalaureate Institutions: Reaching a Point of No Return?," Journal of Student Financial Aid: Vol. 48 : Iss. 3 , Article 3. Posted with permission. This article is available at Iowa State University Digital Repository: https://lib.dr.iastate.edu/edu_pubs/130
本文描述了四年制文科院校学费折扣(TD)、净学费收入和其他机构特征之间的关系。TD是一种利用机构资助来补贴学生教育费用的做法，已经成为四年制大学的普遍做法。TDs对招生、财政援助和预算的影响持续增加，这引起了人们对该做法长期可持续性的关注。借鉴Breneman(1994)关于四年制私立大学的经济理论，本研究考察了学生特征、招生、机构资助和净学费收入(NTR)的趋势以及TD实践NTR之间的关系。分析2003-2012年四年制小型文理学院的面板数据，结果表明，在10年期间，招生、学费、机构助学金的数量和金额都有所增加;平均产量和SAT平均分下降。NTR有所增加，但滞后于学费和总学费收入的增长。另外，TD实践不能产生额外的收入。研究结果强调了财政援助官员和机构领导人检查其当前学费折扣做法的有效性、对机构的需求以及提高入学率和保留率的策略的重要性。【学科】教育评估、评价与研究|教育方法|教育技术|教育经济学|高等教育评论全文转载:Luke Behaunek and Ann M. Gansemer-Topf (2019)《小型私立学士学位院校的学费折扣:到达不归路?》，《学生资助杂志》:第48卷:第3期，第3条。经许可发布。本文可在爱荷华州立大学数字资源库中获得:https://lib.dr.iastate.edu/edu_pubs/130
{"title":"Tuition Discounting at Small, Private, Baccalaureate Institutions: Reaching a Point of No Return?","authors":"Luke Behaunek, A. Gansemer-Topf","doi":"10.55504/0884-9153.1645","DOIUrl":"https://doi.org/10.55504/0884-9153.1645","url":null,"abstract":"This paper describes relationships between tuition discounting (TD), net tuition revenue, and other institutional characteristics at four-year, liberal arts institutions. TD, a practice whereby institutional grants are used to subsidize a student’s educational expense, has become a common practice at four-year institutions. TDs impact on enrollments, financial aid, and budgets continues to increase, raising concerns about the longterm sustainability of the practice. Drawing upon Breneman’s (1994) economic theory of four-year private institutions, this research examined trends in student characteristics, enrollment, institutional grants, and net tuition revenue (NTR) and the relationship between TD practices NTR. Analyzing panel data of four-year, small, liberal arts colleges from 2003-2012, results illustrated that over the 10-year period, enrollment, tuition, and number and amount of institutional grant aid increased; average yield and SAT average score decreased. NTR has increased but lags behind increases in tuition and gross tuition revenue. Additionally, there is a point at which TD practices do not generate additional revenue. The results highlight the importance of financial aid officers and institutional leaders to examine the effectiveness of their current tuition discounting practices, the demand for their institution, and strategies for improving enrollment and retention. Disciplines Educational Assessment, Evaluation, and Research | Educational Methods | Educational Technology | Education Economics | Higher Education Comments This article is published as Behaunek, Luke and Gansemer-Topf, Ann M. (2019) \"Tuition Discounting at Small, Private, Baccalaureate Institutions: Reaching a Point of No Return?,\" Journal of Student Financial Aid: Vol. 48 : Iss. 3 , Article 3. Posted with permission. This article is available at Iowa State University Digital Repository: https://lib.dr.iastate.edu/edu_pubs/130","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"101 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2019-07-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"72931849","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Take It, or Leave It? Analyzing How Unsubsidized Federal Loans Affect Six-Year Degree Attainment Across Income Groups","authors":"Ray Franke","doi":"10.55504/0884-9153.1666","DOIUrl":"https://doi.org/10.55504/0884-9153.1666","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"49 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2019-07-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"73744754","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Investing in Education: Impact of Student Financial Stress on Self-Reported Health","authors":"S. Poplaski, Randy Kemnitz, C. Robb","doi":"10.55504/0884-9153.1611","DOIUrl":"https://doi.org/10.55504/0884-9153.1611","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"12 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2019-06-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81913673","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Reassessing the Role of Federal Aid Policy in Financing 21st Century Higher Education for Underserved Groups: Recent Trends, Contemporary Problems, and New Proposals","authors":"Gabriel R. Serna","doi":"10.55504/0884-9153.1647","DOIUrl":"https://doi.org/10.55504/0884-9153.1647","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":"117 1","pages":""},"PeriodicalIF":0.8,"publicationDate":"2019-06-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79440102","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
京公网安备 11010802042870号
京ICP备2023020795号-1
扫码关注我们
求助内容：
应助结果提醒方式：