M. Masyhuri, Elivia Niadianti, Syahrul Nur Rizky, Nurhajati Nurhajati
Research on firm performance during the Covid-19 pandemic, especially in SMEs, is important because it is related to efforts to survive in uncertain conditions due to the pandemic and the government's policy of restrictions that affect all businesses, both small and large. Therefore, this study aims to investigate the factors that can improve film performance, namely ICT use and as an update from previous research we add the innovation variable as a mediation. This research was conducted on SMEs in Malang City by involving as many as 179 samples after validating the answers to the questionnaire. Questionnaires were distributed through google forms which were distributed directly to respondents. The data is collected and then tested for validity and reliability so that the data used is of high quality. After testing the quality of the data, it is continued with hypothesis testing which is carried out using the boothstrapping method using the Smartpls 3.0 application. The results showed that ICT use had a significant effect on firm performance. Furthermore, innovation did not succeed in mediating the effect of ICT use on firm performance.
{"title":"Effect of Information Communication and Technology Use and Its Implications To Firm Performance In SME","authors":"M. Masyhuri, Elivia Niadianti, Syahrul Nur Rizky, Nurhajati Nurhajati","doi":"10.18860/iq.v17i2.13472","DOIUrl":"https://doi.org/10.18860/iq.v17i2.13472","url":null,"abstract":"Research on firm performance during the Covid-19 pandemic, especially in SMEs, is important because it is related to efforts to survive in uncertain conditions due to the pandemic and the government's policy of restrictions that affect all businesses, both small and large. Therefore, this study aims to investigate the factors that can improve film performance, namely ICT use and as an update from previous research we add the innovation variable as a mediation. This research was conducted on SMEs in Malang City by involving as many as 179 samples after validating the answers to the questionnaire. Questionnaires were distributed through google forms which were distributed directly to respondents. The data is collected and then tested for validity and reliability so that the data used is of high quality. After testing the quality of the data, it is continued with hypothesis testing which is carried out using the boothstrapping method using the Smartpls 3.0 application. The results showed that ICT use had a significant effect on firm performance. Furthermore, innovation did not succeed in mediating the effect of ICT use on firm performance.","PeriodicalId":56245,"journal":{"name":"Iqtishoduna Jurnal Ekonomi Islam","volume":"33 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85148734","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The problem of the quality of human resources is the most important part for every company, both government and private. This study aims to analyze and explain the effect of transactional leadership style on employee performance, job placement on employee performance and work climate on employee performance. This research is located at PT.Bank Modern Express Ambon. The research population is all permanent employees of PT.Bank Modern Express Ambon. The sample used is 94 people, using the saturated sampling technique. Multiple linear regression analysis methods. The results of the study prove that transactional leadership style with contingent reward indicators, active expectations management indicators, passive exception management indicators, have a significant positive effect on the performance of PT. Modern Express Bank Ambon. Work placement with indicators of education, skills, and physical and mental health has a significant positive effect on the performance of employees of PT. Modern Express Bank Ambon. Work climate using indicators of compensation, cooperation, work suitability, division of tasks, and organizational policies have a significant positive effect on the performance of employees of PT. Modern Express Bank Ambon.
人力资源质量问题是每个公司，无论是政府还是私营企业最重要的部分。本研究旨在分析和解释交易型领导风格对员工绩效的影响、工作安置对员工绩效的影响、工作氛围对员工绩效的影响。本研究地点位于安汶市PT.Bank Modern Express。研究对象均为PT.Bank Modern Express Ambon的正式员工。使用的样本为94人，采用饱和抽样技术。多元线性回归分析方法。研究结果证明，交易型领导风格具有偶然奖励指标、主动期望管理指标、被动例外管理指标，对PT. Modern Express Bank Ambon的绩效有显著的正向影响。以教育、技能和身心健康为指标的工作安排对安邦现代运通银行员工的绩效有显著的正向影响。以薪酬、合作、工作适宜性、任务分工和组织政策为指标的工作氛围对安邦现代运通银行员工绩效有显著的正向影响。
{"title":"Pengaruh Gaya Kepemimpinan Transaksional, Penempatan Kerja dan Iklim Kerja Terhadap Kinerja Karyawan","authors":"Agusthina Risambessy, P. L. Wairisal","doi":"10.18860/iq.v17i2.11762","DOIUrl":"https://doi.org/10.18860/iq.v17i2.11762","url":null,"abstract":"The problem of the quality of human resources is the most important part for every company, both government and private. This study aims to analyze and explain the effect of transactional leadership style on employee performance, job placement on employee performance and work climate on employee performance. This research is located at PT.Bank Modern Express Ambon. The research population is all permanent employees of PT.Bank Modern Express Ambon. The sample used is 94 people, using the saturated sampling technique. Multiple linear regression analysis methods. The results of the study prove that transactional leadership style with contingent reward indicators, active expectations management indicators, passive exception management indicators, have a significant positive effect on the performance of PT. Modern Express Bank Ambon. Work placement with indicators of education, skills, and physical and mental health has a significant positive effect on the performance of employees of PT. Modern Express Bank Ambon. Work climate using indicators of compensation, cooperation, work suitability, division of tasks, and organizational policies have a significant positive effect on the performance of employees of PT. Modern Express Bank Ambon.","PeriodicalId":56245,"journal":{"name":"Iqtishoduna Jurnal Ekonomi Islam","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90786512","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-10-01DOI: 10.36835/iqtishoduna.v10i2.1007
M. Noh
Syeikh al-Mutawalli al-Sya'rawi is a prominent muslim Egyptian scholar in his era. He had King Hammad Price as an appreciation on his contribution of ideas and thoughts towards islamic spiritual development and yet he became well known in Muslim world, particular in Arab countries through his tafsir lesson, where eventually been written and complied in volume of books, namely as Tafsir al-Sya'rawi. Besides producing the ideas on aqidah, feqh and tasawwuf, he also included in his words some of the economic thought were could be derived from his books and lectures. This paper aims to explore numbers of his economic thought mobilizing the analysis content methodology from his tafsir, particularly in Surah al-Baqarah. As a result, this study finds that he had shown consistent ideas in supportingshari’ah laws in promoting sadaqahandinfaq, sharingrizq, combatting gambling andriba, strengthening zakat roles and enforcing debt etiquette as mentioned in Al-Quran by giving economic reasons behind the elements said.
{"title":"The Economic Thought of Syeikh al Mutawalli Al-Sya'rawi from His Book of 'Tafsir Al-Sya'rawi'","authors":"M. Noh","doi":"10.36835/iqtishoduna.v10i2.1007","DOIUrl":"https://doi.org/10.36835/iqtishoduna.v10i2.1007","url":null,"abstract":"Syeikh al-Mutawalli al-Sya'rawi is a prominent muslim Egyptian scholar in his era. He had King Hammad Price as an appreciation on his contribution of ideas and thoughts towards islamic spiritual development and yet he became well known in Muslim world, particular in Arab countries through his tafsir lesson, where eventually been written and complied in volume of books, namely as Tafsir al-Sya'rawi. Besides producing the ideas on aqidah, feqh and tasawwuf, he also included in his words some of the economic thought were could be derived from his books and lectures. This paper aims to explore numbers of his economic thought mobilizing the analysis content methodology from his tafsir, particularly in Surah al-Baqarah. As a result, this study finds that he had shown consistent ideas in supportingshari’ah laws in promoting sadaqahandinfaq, sharingrizq, combatting gambling andriba, strengthening zakat roles and enforcing debt etiquette as mentioned in Al-Quran by giving economic reasons behind the elements said.","PeriodicalId":56245,"journal":{"name":"Iqtishoduna Jurnal Ekonomi Islam","volume":"98 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86721436","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-10-01DOI: 10.36835/iqtishoduna.v10i2.1044
N. Puspitasari, Hari Sukarno, H. Hasanah
The purpose of this study are: (1) to investigate the implementation of partnerships in the VOK tobacco business in an Islamic perspective, whether include mukhabarah, muzara’ah, or musaqah contract; (2) to explore the partnership implementation of VOK tobacco business on social, economic, and finance. This study use the snowball method with in depth interview. This research captured that there are two contracts of Islamic partnership on tobacco business, namely mukhabarah and muzara'ah. The social impact is the availability of jobs for people who do not own land/rice fields, thus helping the government to reduce unemployment and create close kinship in the community. The manifestation of the economic impact is that people who do not own land can still earn income for live. This study shows that there is a difference formula in calculating the profit sharing between the net farm income (NFI) and local culture formula. The local cultural formula does not use the real cost to count the net profit which is considered injustice. It is important to note that injustice is something that is against Islamic belief. Profit-sharing ratio between landowner and land tiller is 50%: 50% of net income.
{"title":"The Social, Economics, And Finance Analysis On Profit And Loss Sharing Of Islamic Partnership (Case Study of Tobacco Bussiness in Jember Regency, Indonesia)","authors":"N. Puspitasari, Hari Sukarno, H. Hasanah","doi":"10.36835/iqtishoduna.v10i2.1044","DOIUrl":"https://doi.org/10.36835/iqtishoduna.v10i2.1044","url":null,"abstract":"The purpose of this study are: (1) to investigate the implementation of partnerships in the VOK tobacco business in an Islamic perspective, whether include mukhabarah, muzara’ah, or musaqah contract; (2) to explore the partnership implementation of VOK tobacco business on social, economic, and finance. This study use the snowball method with in depth interview. This research captured that there are two contracts of Islamic partnership on tobacco business, namely mukhabarah and muzara'ah. The social impact is the availability of jobs for people who do not own land/rice fields, thus helping the government to reduce unemployment and create close kinship in the community. The manifestation of the economic impact is that people who do not own land can still earn income for live. This study shows that there is a difference formula in calculating the profit sharing between the net farm income (NFI) and local culture formula. The local cultural formula does not use the real cost to count the net profit which is considered injustice. It is important to note that injustice is something that is against Islamic belief. Profit-sharing ratio between landowner and land tiller is 50%: 50% of net income.","PeriodicalId":56245,"journal":{"name":"Iqtishoduna Jurnal Ekonomi Islam","volume":"103 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85752860","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-10-01DOI: 10.36835/iqtishoduna.v10i2.1073
Bella Jastacia, U. Azizah, R. Rito
This study aims to analyze the effect of the issuance of Islamic bonds (sukuk) and the issuance of Islamic stocks on company performance in the Jakarta Islamic Index 70. The issuance of Islamic bonds and Islamic stocks is an alternative for companies to obtain a capital structure in carrying out company operations and is expected to improve the company's performance. In terms of financial performance through Return On Assets (ROA), company stakeholders optimize Islamic capital market products to increase Islamic financial inclusion. Besides, it attracts investors to invest. This study uses a quantitative descriptive method, secondary data from companies listed in the Jakarta Islamic Index 70 years 2018-2020 using a purposive sampling method with Tobin's analysis and company age into 15 samples. Testing the hypothesis model using the classic assumption test and multiple regression tests to test the market reaction to the issuance of Sukuk and Islamic shares on the issuance variable using the issuance value, the number of shares outstanding, company leverage, company size, total debt, and company managerial ownership. The research resultsstated thatReturn on Assets (ROA) was affected bythe issuance value variable and the company's leverage in 0.00192 and 0.0373. The variables of the number of outstanding shares, total debt, firm size, and managerial ownership do not affect the value of ROA. However, all variables have a significant effect on the ROA value. The result shows that the issuance of Islamic bonds and Islamic stocks affects the company's performance.
{"title":"Analysis Of Factors On The Issuance Of Sharia Bonds (Sukuk) And Sharia Shares On Company Performance In Jakarta Islamic Index 70","authors":"Bella Jastacia, U. Azizah, R. Rito","doi":"10.36835/iqtishoduna.v10i2.1073","DOIUrl":"https://doi.org/10.36835/iqtishoduna.v10i2.1073","url":null,"abstract":"This study aims to analyze the effect of the issuance of Islamic bonds (sukuk) and the issuance of Islamic stocks on company performance in the Jakarta Islamic Index 70. The issuance of Islamic bonds and Islamic stocks is an alternative for companies to obtain a capital structure in carrying out company operations and is expected to improve the company's performance. In terms of financial performance through Return On Assets (ROA), company stakeholders optimize Islamic capital market products to increase Islamic financial inclusion. Besides, it attracts investors to invest. This study uses a quantitative descriptive method, secondary data from companies listed in the Jakarta Islamic Index 70 years 2018-2020 using a purposive sampling method with Tobin's analysis and company age into 15 samples. Testing the hypothesis model using the classic assumption test and multiple regression tests to test the market reaction to the issuance of Sukuk and Islamic shares on the issuance variable using the issuance value, the number of shares outstanding, company leverage, company size, total debt, and company managerial ownership. The research resultsstated thatReturn on Assets (ROA) was affected bythe issuance value variable and the company's leverage in 0.00192 and 0.0373. The variables of the number of outstanding shares, total debt, firm size, and managerial ownership do not affect the value of ROA. However, all variables have a significant effect on the ROA value. The result shows that the issuance of Islamic bonds and Islamic stocks affects the company's performance.","PeriodicalId":56245,"journal":{"name":"Iqtishoduna Jurnal Ekonomi Islam","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87742732","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-10-01DOI: 10.36835/iqtishoduna.v10i2.938
Firman Setiawan
This study is conducted to explain the risk of financial failure that may occur in Sharia banking which is known asfinancial distress. Quantitative data in the formof financial ratios fromseveral Islamic banks which are the object of the study were analyzed using Altman Z- score model. After analyzing it, it is known that at Bank BRI Syariah Inc, the company experienced financial distress in 2015, in the following year the company experienced improvementthus in 2016-2019, the company was in good health. Bank BTPN Syariah Inc in 2015-2019 was in a good condition, which means that there was no financial distress or was in a gray area position. Bank Syariah Mandiri Inc experienced financial distress in 2015-2019, which means that during that time the company was in a gray area position
{"title":"Financial Distress Analysis Using Altman Z-Score Model In Sharia Banking In Indonesia","authors":"Firman Setiawan","doi":"10.36835/iqtishoduna.v10i2.938","DOIUrl":"https://doi.org/10.36835/iqtishoduna.v10i2.938","url":null,"abstract":"This study is conducted to explain the risk of financial failure that may occur in Sharia banking which is known asfinancial distress. Quantitative data in the formof financial ratios fromseveral Islamic banks which are the object of the study were analyzed using Altman Z- score model. After analyzing it, it is known that at Bank BRI Syariah Inc, the company experienced financial distress in 2015, in the following year the company experienced improvementthus in 2016-2019, the company was in good health. Bank BTPN Syariah Inc in 2015-2019 was in a good condition, which means that there was no financial distress or was in a gray area position. Bank Syariah Mandiri Inc experienced financial distress in 2015-2019, which means that during that time the company was in a gray area position","PeriodicalId":56245,"journal":{"name":"Iqtishoduna Jurnal Ekonomi Islam","volume":"574 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75554617","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-03-31DOI: 10.36835/iqtishoduna.v10i2.707
Hadi Peristiwo
The potential for the development of halal tourism in Indonesia is considered very promising and will become a business that many tourism businesses are interested in. This is in line with the increase in halal tourism from year to year. Transportation has an important role in supporting sustainable halal tourism. This journal's literature review will explore the role of transportation in sustainable halal tourism, the concept of transportation mode planning in sustainable halal tourism and discuss transportation challenges and problems for sustainable halal tourism in Indonesia. This journal review literature research method is carried out by searching for published articles on Sage, Elsivier Science and Taylor & Francis with the selected keywords, namely transportation, halal sustainable tourism, and tourism and hospitality. The search was carried out by limiting publications from 2010 - 2020. From the results of the literature search, it can be seen that transportation has an important role for sustainable halal tourism, because the key characteristic of tourists is mobility. Challenges and problems in sustainable halal tourism transportation services in Indonesia in general are still faced with problems of increasing safety, increasing smooth mobility and problems of service accessibility. Key words : transportation, sustainable halal tourism.
{"title":"Role Of Transportation Thein Supporting Sustainable Halal Tourism In Indonesia","authors":"Hadi Peristiwo","doi":"10.36835/iqtishoduna.v10i2.707","DOIUrl":"https://doi.org/10.36835/iqtishoduna.v10i2.707","url":null,"abstract":" \u0000The potential for the development of halal tourism in Indonesia is considered very promising and will become a business that many tourism businesses are interested in. This is in line with the increase in halal tourism from year to year. Transportation has an important role in supporting sustainable halal tourism. This journal's literature review will explore the role of transportation in sustainable halal tourism, the concept of transportation mode planning in sustainable halal tourism and discuss transportation challenges and problems for sustainable halal tourism in Indonesia. This journal review literature research method is carried out by searching for published articles on Sage, Elsivier Science and Taylor & Francis with the selected keywords, namely transportation, halal sustainable tourism, and tourism and hospitality. The search was carried out by limiting publications from 2010 - 2020. From the results of the literature search, it can be seen that transportation has an important role for sustainable halal tourism, because the key characteristic of tourists is mobility. Challenges and problems in sustainable halal tourism transportation services in Indonesia in general are still faced with problems of increasing safety, increasing smooth mobility and problems of service accessibility. \u0000 \u0000Key words : transportation, sustainable halal tourism.","PeriodicalId":56245,"journal":{"name":"Iqtishoduna Jurnal Ekonomi Islam","volume":"25 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81484730","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-03-31DOI: 10.36835/IQTISHODUNA.V10I2.864
Muhammad Al Faridho
In 2020, the world faced the corona virus pandemic, which can threaten the economy aspect of every country. There are many countries end up experiencing recession, including Indonesia. This study tries to test the effect of the corona pandemic on the Jakarta Islamic Index (JII) stock price, simultaneously and partially. The result shows the stock prices that are included in the Jakarta Islamic Index (JII), simultaneously for three quarters, significantly affected by the corona pandemic. Partially, not all issuers are affected by this pandemic. It can be seen that the issuers affected in the Q1 range are ADRO, INCO, SCMA, UNVR, in the Q2 are ADRO, ASII, BTPS, ERAA, ICBP, INDF, INTP, MDKA, MNCN, PTBA, SCMA, SMGR and UNVR, while in the Q3 are ANTM, ERAA, MDKA, PGAS, TPIA.
{"title":"The Corona Pandemic On Sharia Capital Market in Indonesia","authors":"Muhammad Al Faridho","doi":"10.36835/IQTISHODUNA.V10I2.864","DOIUrl":"https://doi.org/10.36835/IQTISHODUNA.V10I2.864","url":null,"abstract":"In 2020, the world faced the corona virus pandemic, which can threaten the economy aspect of every country. There are many countries end up experiencing recession, including Indonesia. This study tries to test the effect of the corona pandemic on the Jakarta Islamic Index (JII) stock price, simultaneously and partially. The result shows the stock prices that are included in the Jakarta Islamic Index (JII), simultaneously for three quarters, significantly affected by the corona pandemic. Partially, not all issuers are affected by this pandemic. It can be seen that the issuers affected in the Q1 range are ADRO, INCO, SCMA, UNVR, in the Q2 are ADRO, ASII, BTPS, ERAA, ICBP, INDF, INTP, MDKA, MNCN, PTBA, SCMA, SMGR and UNVR, while in the Q3 are ANTM, ERAA, MDKA, PGAS, TPIA.","PeriodicalId":56245,"journal":{"name":"Iqtishoduna Jurnal Ekonomi Islam","volume":"126 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"82060706","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-03-31DOI: 10.36835/iqtishoduna.v10i2.944
A. Hamid, Anis Fittria, Ubbadul Adzkiya’, S. Andriyani
The emergence of bitcoin as a means of transaction and investment in the virtual world is intriguing to be studied. Many countries in the world have different perspectives upon the law of bitcoin itself. In Indonesia, the regulation on electronic money is in Indonesian Bank Regulation Number 20/6/PBI/2018 and MUI Fatwa Number 116/DSN-MUI/IX/2017. However, both have not specifically regulated bitcoin. As something new, bitcoin is necessary to be studied in the perspective of Islamic law. The research is a literature study utilizing content analysis to approach the data. The findings of the results are that bitcoin as a means of transaction is permissible (mubah) since there is a similar handover (taqabudh)--that there is a bitcoin to handover, there is no gambling (maisir), speculation (gharar), haram, riba, and false, and that the transactions is on a willingness basis (antharodin) of the both parties. Second, bitcoin as a means of transaction is haram if there is an uncertainty which is close to gharah and maisir, bitcoin as an investment tool has more damages than benefits.
{"title":"Bitcoin As A Means of Transaction and Investment In The Perspective of Islam","authors":"A. Hamid, Anis Fittria, Ubbadul Adzkiya’, S. Andriyani","doi":"10.36835/iqtishoduna.v10i2.944","DOIUrl":"https://doi.org/10.36835/iqtishoduna.v10i2.944","url":null,"abstract":"The emergence of bitcoin as a means of transaction and investment in the virtual world is intriguing to be studied. Many countries in the world have different perspectives upon the law of bitcoin itself. In Indonesia, the regulation on electronic money is in Indonesian Bank Regulation Number 20/6/PBI/2018 and MUI Fatwa Number 116/DSN-MUI/IX/2017. However, both have not specifically regulated bitcoin. As something new, bitcoin is necessary to be studied in the perspective of Islamic law. The research is a literature study utilizing content analysis to approach the data. The findings of the results are that bitcoin as a means of transaction is permissible (mubah) since there is a similar handover (taqabudh)--that there is a bitcoin to handover, there is no gambling (maisir), speculation (gharar), haram, riba, and false, and that the transactions is on a willingness basis (antharodin) of the both parties. Second, bitcoin as a means of transaction is haram if there is an uncertainty which is close to gharah and maisir, bitcoin as an investment tool has more damages than benefits.","PeriodicalId":56245,"journal":{"name":"Iqtishoduna Jurnal Ekonomi Islam","volume":"23 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87184865","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-03-30DOI: 10.36835/IQTISHODUNA.V10I1.928
Renny Oktavia, Diah Krisnaningsih, T. Widiastuti
Bank Syariah Mandiri is a sharia-based financial industry that serves as advancing economic growth in Indonesia. The Covid-19 pandemic has greatly affected the community, including the sharia banking industry sector. The purpose of this research is to answer the problem formulation regarding the implementation of Bank Syariah Mandiri management strategies to survive the COVID-19 pandemic by undertaking several risk mitigation measures, namely (1) restructuring customers applying for financing; (2) perform backups; (3) creating a customer base; (4) create a webinar program as a gathering and outreach to customers; (5) teller and customer service employees are required to be able to market and have their customers. The number of assets, financing, deposits and profits of Bank Syariah Mandiri during the pandemic experienced the best increase during its establishment. The condition of the development of Bank Syariah Mandiri is good because since 2015 it has begun to improve the work system to modern technology. Also, Bank Syariah Mandiri is developing well and has collaborated with several agencies such as BUMN, civil servants, hospitals, private employees, the Ministry of Religion, and the Ministry of Finance.
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