Pub Date : 2024-12-25DOI: 10.1016/j.digbus.2024.100101
Muchsin Saggaff Shihab , Ridho Bramulya Ikhsan , Ahmad Fakhrorazi
Consumer behavior in purchasing green products, especially food and cosmetics, is influenced by many factors. However, the role of online member group support in supporting the purchase of green products has received less attention despite the increase in the number of social media users. With the support of the norm activation model and social learning theory, this study unveils the purchase behavior of green products with the critical factors of social media use, online member group support, and psychological factors. Using a sample of 323 respondents who are experienced in purchasing green products and belong to green communities on social media, structural equation modeling revealed that social media usage and online member group support have a significant influence. Both constructs significantly influence green purchasing behavior. In addition, social media usage significantly influences subjective norms and green knowledge, whereas subjective norms also support green purchasing behavior. Green knowledge contributes to social responsibility, and social responsibility supports green purchasing behavior. This research provides valuable insights for companies on the importance of sustainability innovation for green food and cosmetic products.
{"title":"The power of social media: Exploring online member groups and psychological factors to support responsible consumption","authors":"Muchsin Saggaff Shihab , Ridho Bramulya Ikhsan , Ahmad Fakhrorazi","doi":"10.1016/j.digbus.2024.100101","DOIUrl":"10.1016/j.digbus.2024.100101","url":null,"abstract":"<div><div>Consumer behavior in purchasing green products, especially food and cosmetics, is influenced by many factors. However, the role of online member group support in supporting the purchase of green products has received less attention despite the increase in the number of social media users. With the support of the norm activation model and social learning theory, this study unveils the purchase behavior of green products with the critical factors of social media use, online member group support, and psychological factors. Using a sample of 323 respondents who are experienced in purchasing green products and belong to green communities on social media, structural equation modeling revealed that social media usage and online member group support have a significant influence. Both constructs significantly influence green purchasing behavior. In addition, social media usage significantly influences subjective norms and green knowledge, whereas subjective norms also support green purchasing behavior. Green knowledge contributes to social responsibility, and social responsibility supports green purchasing behavior. This research provides valuable insights for companies on the importance of sustainability innovation for green food and cosmetic products.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100101"},"PeriodicalIF":0.0,"publicationDate":"2024-12-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143166126","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-12-24DOI: 10.1016/j.digbus.2024.100100
Emmanuel Okoro Ajah
Digital start-ups leverage the power of large datasets, cloud computing, and digital technology-driven platforms to maintain a competitive edge in the entrepreneurial landscape. As a result, digital technology is a crucial tool for creating successful digital businesses. However, our knowledge of the causal interplay in digital start-up development remains limited as current literature contains few studies that focus on conceptualising and theorising the emergence of digital start-ups. Some scholars emphasise the need for new empirical research to theoretically deepen our understanding of the factors contributing to digital start-up emergence. In response, this study adopts liminality theory, enactment theory, and technology affordance theory to explain the underlying factors that drive the emergence of digital start-ups. The researcher uses a critical realist single case study methodology to explore various narratives of digital start-up founders within Nigeria's digital start-up ecosystem. The findings of this study identify the underlying mechanisms activated by digital platform boundary resources and the surrounding environmental structures and conditions. These mechanisms are integral to the events that lead to the formation of a digital start-up. The study advances the literature on digital business by developing a mechanisms-based theoretical model that outlines structures, enabling conditions, and generative mechanisms as transcendental factors. Ultimately, this study offers a detailed account of how digital platforms can facilitate digital business development. Notably, the mechanisms-based model is unique in its adaptability to different environmental circumstances and allows for flexible interpretation. This quality provides a foundation for empirical validation across various contexts, ensuring analytical generalisation.
{"title":"Explicating transcendental factors for viable digital business: Towards an explanatory model for digital start-up emergence","authors":"Emmanuel Okoro Ajah","doi":"10.1016/j.digbus.2024.100100","DOIUrl":"10.1016/j.digbus.2024.100100","url":null,"abstract":"<div><div>Digital start-ups leverage the power of large datasets, cloud computing, and digital technology-driven platforms to maintain a competitive edge in the entrepreneurial landscape. As a result, digital technology is a crucial tool for creating successful digital businesses. However, our knowledge of the causal interplay in digital start-up development remains limited as current literature contains few studies that focus on conceptualising and theorising the emergence of digital start-ups. Some scholars emphasise the need for new empirical research to theoretically deepen our understanding of the factors contributing to digital start-up emergence. In response, this study adopts liminality theory, enactment theory, and technology affordance theory to explain the underlying factors that drive the emergence of digital start-ups. The researcher uses a critical realist single case study methodology to explore various narratives of digital start-up founders within Nigeria's digital start-up ecosystem. The findings of this study identify the underlying mechanisms activated by digital platform boundary resources and the surrounding environmental structures and conditions. These mechanisms are integral to the events that lead to the formation of a digital start-up. The study advances the literature on digital business by developing a mechanisms-based theoretical model that outlines structures, enabling conditions, and generative mechanisms as transcendental factors. Ultimately, this study offers a detailed account of how digital platforms can facilitate digital business development. Notably, the mechanisms-based model is unique in its adaptability to different environmental circumstances and allows for flexible interpretation. This quality provides a foundation for empirical validation across various contexts, ensuring analytical generalisation.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100100"},"PeriodicalIF":0.0,"publicationDate":"2024-12-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143166127","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-12-18DOI: 10.1016/j.digbus.2024.100098
Mario Dobrovnik , David M. Herold , Sebastian Kummer
Although the use of new digital technologies is an increasingly important topic for supply chain managers, existing literature is limited on what specific capabilities are perceived to be important for a successful transition to digital supply chains, in particular from a managerial perspective. In response, this study examines how supply chain managers perceive the importance and interconnections of specific digital capabilities for digital transformation. Based on a digital capability framework, we surveyed supply chain managers in Austria and Germany. The sample consisted of two groups, comprising senior managers from logistics service providers and from manufacturing companies. Decision-Making Trail and Evaluation (DEMATEL) was used to evaluate the managers' perceptions of the importance of the enablers and their relationships between capabilities. Our findings show that senior managers in the supply chain domain perceive interactions between dynamic capabilities as a complex and highly interconnected system, rather than discrete and linear. Digital mindset crafting, digital scenario planning and improving digital maturity were identified as the most relevant capabilities in both subsamples, while digital sensing was considered to be the most relevant capability at the construct level, followed by digital seizing and digital transforming. Furthermore, supply chain managers in manufacturing perceived that digital capabilities were more developed in their industry. We anticipate that our findings will inform and guide capability-building in dynamic corporate settings. This study is one of the first to empirically assess how supply chain managers perceive the importance of specific digital capabilities and their interdependencies for digital transformation.
{"title":"Exploring supply chain managers' complex perceptions of dynamic capabilities for digital transformation","authors":"Mario Dobrovnik , David M. Herold , Sebastian Kummer","doi":"10.1016/j.digbus.2024.100098","DOIUrl":"10.1016/j.digbus.2024.100098","url":null,"abstract":"<div><div>Although the use of new digital technologies is an increasingly important topic for supply chain managers, existing literature is limited on what specific capabilities are perceived to be important for a successful transition to digital supply chains, in particular from a managerial perspective. In response, this study examines how supply chain managers perceive the importance and interconnections of specific digital capabilities for digital transformation. Based on a digital capability framework, we surveyed supply chain managers in Austria and Germany. The sample consisted of two groups, comprising senior managers from logistics service providers and from manufacturing companies. Decision-Making Trail and Evaluation (DEMATEL) was used to evaluate the managers' perceptions of the importance of the enablers and their relationships between capabilities. Our findings show that senior managers in the supply chain domain perceive interactions between dynamic capabilities as a complex and highly interconnected system, rather than discrete and linear. Digital mindset crafting, digital scenario planning and improving digital maturity were identified as the most relevant capabilities in both subsamples, while digital sensing was considered to be the most relevant capability at the construct level, followed by digital seizing and digital transforming. Furthermore, supply chain managers in manufacturing perceived that digital capabilities were more developed in their industry. We anticipate that our findings will inform and guide capability-building in dynamic corporate settings. This study is one of the first to empirically assess how supply chain managers perceive the importance of specific digital capabilities and their interdependencies for digital transformation.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100098"},"PeriodicalIF":0.0,"publicationDate":"2024-12-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143166125","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-12-18DOI: 10.1016/j.digbus.2024.100099
Najla Abu, Filipa Pires da Silva, Pedro Rino Vieira
Small and medium-sized enterprises (SMEs) are pivotal to global economic growth and stability but often face considerable barriers in accessing finance for growth and survival. Traditional financial support mechanisms present complexities and challenges, limiting the prosperity of SMEs. This systematic literature review (SLR), underpinned by bibliometric analysis, investigates how financial technology (Fintech) can help overcome these challenges. By analyzing 54 empirical studies, this review examines both the direct and synergistic effects of government support and Fintech innovations on SME financing. Our findings reveal a synergistic relationship between government initiatives and Fintech solutions, proposing transformative strategies that depart from traditional approaches that often separate them. Within the context of recent global economic and regulatory shifts, our study underscores the crucial role of policymakers in creating an enabling environment for SME growth through Fintech. This review addresses a key gap in the literature and provides a foundation for future research on the dynamic relationship between government support and Fintech. It emphasizes their combined capacity to transform SME financial empowerment and contribute to sustainable economic development.
{"title":"Government support for SMEs in the Fintech Era: Enhancing access to finance, survival, and performance","authors":"Najla Abu, Filipa Pires da Silva, Pedro Rino Vieira","doi":"10.1016/j.digbus.2024.100099","DOIUrl":"10.1016/j.digbus.2024.100099","url":null,"abstract":"<div><div>Small and medium-sized enterprises (SMEs) are pivotal to global economic growth and stability but often face considerable barriers in accessing finance for growth and survival. Traditional financial support mechanisms present complexities and challenges, limiting the prosperity of SMEs. This systematic literature review (SLR), underpinned by bibliometric analysis, investigates how financial technology (Fintech) can help overcome these challenges. By analyzing 54 empirical studies, this review examines both the direct and synergistic effects of government support and Fintech innovations on SME financing. Our findings reveal a synergistic relationship between government initiatives and Fintech solutions, proposing transformative strategies that depart from traditional approaches that often separate them. Within the context of recent global economic and regulatory shifts, our study underscores the crucial role of policymakers in creating an enabling environment for SME growth through Fintech. This review addresses a key gap in the literature and provides a foundation for future research on the dynamic relationship between government support and Fintech. It emphasizes their combined capacity to transform SME financial empowerment and contribute to sustainable economic development.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100099"},"PeriodicalIF":0.0,"publicationDate":"2024-12-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143166122","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-12-16DOI: 10.1016/j.digbus.2024.100097
Paul Kariuki , Lizzy Oluwatoyin Ofusori , Maria Lauda Joel Goyayi
The Internet of Things (IoT) represents a digital revolution that is defining global connections across sectors and people at a rapid pace. This extension of the internet beyond the electronic world transforms sectors and industries irrespective of their locality and core business. At the root of this revolution is the desire to improve the delivery of goods and services efficiently and effectively through the digital interconnection of people, places, and physical things. This qualitative study aimed to examine IoT's influence on banking processes in South Africa. The study utilized a systematic review of the literature to collect its data. The researchers preferred a systematic approach because they were interested in gaining insight into the topic from the existing body of literature about IoT and its use by the banking sector. The study found that while the use of IoT in banking processes is still in its infancy, most banks have enhanced their customer experiences through IoT innovations, enhanced their security systems, and enhanced their data access ecosystem to improve their operational efficiency.
Moreover, the banking sector is still experiencing some challenges regarding the use of IoT in its processes, such as a lack of privacy and proper storage of customer information, limited workflow management processes, and a lack of policy framework to guide the sector as far as adoption of IoT is concerned. The study recommends that the banking sector fast-track the development of a policy framework to guide its use and adoption of IoT and its processes to enhance client experiences and better workflow management while minimizing the risks associated with the protection of client information. The South African banking ecosystem should embrace a culture of continuous innovation and adaptation to keep pace with evolving customer expectations and corresponding digital trends.
{"title":"Internet of Things on Banking Processes in South Africa: A Systematic Reflection on Innovations, Opportunities and Challenges","authors":"Paul Kariuki , Lizzy Oluwatoyin Ofusori , Maria Lauda Joel Goyayi","doi":"10.1016/j.digbus.2024.100097","DOIUrl":"10.1016/j.digbus.2024.100097","url":null,"abstract":"<div><div>The Internet of Things (IoT) represents a digital revolution that is defining global connections across sectors and people at a rapid pace. This extension of the internet beyond the electronic world transforms sectors and industries irrespective of their locality and core business. At the root of this revolution is the desire to improve the delivery of goods and services efficiently and effectively through the digital interconnection of people, places, and physical things. This qualitative study aimed to examine IoT's influence on banking processes in South Africa. The study utilized a systematic review of the literature to collect its data. The researchers preferred a systematic approach because they were interested in gaining insight into the topic from the existing body of literature about IoT and its use by the banking sector. The study found that while the use of IoT in banking processes is still in its infancy, most banks have enhanced their customer experiences through IoT innovations, enhanced their security systems, and enhanced their data access ecosystem to improve their operational efficiency.</div><div>Moreover, the banking sector is still experiencing some challenges regarding the use of IoT in its processes, such as a lack of privacy and proper storage of customer information, limited workflow management processes, and a lack of policy framework to guide the sector as far as adoption of IoT is concerned. The study recommends that the banking sector fast-track the development of a policy framework to guide its use and adoption of IoT and its processes to enhance client experiences and better workflow management while minimizing the risks associated with the protection of client information. The South African banking ecosystem should embrace a culture of continuous innovation and adaptation to keep pace with evolving customer expectations and corresponding digital trends.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100097"},"PeriodicalIF":0.0,"publicationDate":"2024-12-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143166124","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-11-13DOI: 10.1016/j.digbus.2024.100096
Abdurrahman Abdurrahman
This research investigates how the dimensions of the Technology, Organization, and Environment (TOE) framework influence the digital business ecosystem (DBE) and, in turn, how this ecosystem impacts the adoption of Islamic Mobile Banking (IMB). It addresses a gap in existing literature by adopting a customer-centric perspective, highlighting how DBE affects IMB adoption, a departure from previous studies that primarily focused on internal organizational factors. To achieve its objectives, the study employs a quantitative approach using Partial Least Squares Structural Equation Modeling (PLS-SEM) to analyze data from 985 IMB users in Indonesia. The findings reveal that DBE significantly influences IMB adoption, particularly when moderated by customer behavior as an environmental factor. Factors such as perceived usefulness and ease of use within the technological domain, firm reputation and innovation within the organizational domain, and perceived risk and sharia compliance as environmental factors all positively and significantly impact DBE. Additionally, perceived security has a significant effect on DBE, especially when mediated by perceived ease of use. Furthermore, DBE serves as a crucial mediator between all dimensions of the TOE framework and IMB adoption. This research offers a theoretical contribution by examining the TOE framework dimensions from a customer's perspective, revealing their impact on DBE and IMB adoption. From a managerial perspective, the study provides valuable insights for banks on how to effectively manage technological, environmental, and organizational dimensions to strengthen DBE and promote IMB adoption.
{"title":"Investigating the impact of digital business ecosystem in enhancing Islamic mobile banking adoption through the TOE framework","authors":"Abdurrahman Abdurrahman","doi":"10.1016/j.digbus.2024.100096","DOIUrl":"10.1016/j.digbus.2024.100096","url":null,"abstract":"<div><div>This research investigates how the dimensions of the Technology, Organization, and Environment (TOE) framework influence the digital business ecosystem (DBE) and, in turn, how this ecosystem impacts the adoption of Islamic Mobile Banking (IMB). It addresses a gap in existing literature by adopting a customer-centric perspective, highlighting how DBE affects IMB adoption, a departure from previous studies that primarily focused on internal organizational factors. To achieve its objectives, the study employs a quantitative approach using Partial Least Squares Structural Equation Modeling (PLS-SEM) to analyze data from 985 IMB users in Indonesia. The findings reveal that DBE significantly influences IMB adoption, particularly when moderated by customer behavior as an environmental factor. Factors such as perceived usefulness and ease of use within the technological domain, firm reputation and innovation within the organizational domain, and perceived risk and sharia compliance as environmental factors all positively and significantly impact DBE. Additionally, perceived security has a significant effect on DBE, especially when mediated by perceived ease of use. Furthermore, DBE serves as a crucial mediator between all dimensions of the TOE framework and IMB adoption. This research offers a theoretical contribution by examining the TOE framework dimensions from a customer's perspective, revealing their impact on DBE and IMB adoption. From a managerial perspective, the study provides valuable insights for banks on how to effectively manage technological, environmental, and organizational dimensions to strengthen DBE and promote IMB adoption.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"4 2","pages":"Article 100096"},"PeriodicalIF":0.0,"publicationDate":"2024-11-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142663502","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-10-29DOI: 10.1016/j.digbus.2024.100094
Lennart Ante , Ingo Fiedler
This editorial introduces the Special Issue on Emerging Digital Platforms and Non-Fungible Tokens (NFTs). The collected articles explore how disintermediation through blockchain technology is redefining value creation, ownership models, financial stability, and decentralized governance. Key insights are provided on the shift from centralized to community-driven value systems, the emergence of innovative business models linking physical and digital assets, and the integration of traditional and digital financial tools for enhanced risk management. The issue also examines the complexities of decentralization, highlighting both the potential for democratizing finance and the challenges related to the concentration of influence within decentralized networks. Together, these studies provide a comprehensive understanding of how DeFi, in general, and NFTs, in particular, are reshaping economic interactions, fostering new forms of participation, and creating opportunities for more transparent and equitable economic systems.
{"title":"The new digital economy: How decentralized finance (DeFi) and non-fungible tokens (NFTs) are transforming value creation, ownership models, and economic systems","authors":"Lennart Ante , Ingo Fiedler","doi":"10.1016/j.digbus.2024.100094","DOIUrl":"10.1016/j.digbus.2024.100094","url":null,"abstract":"<div><div>This editorial introduces the Special Issue on Emerging Digital Platforms and Non-Fungible Tokens (NFTs). The collected articles explore how disintermediation through blockchain technology is redefining value creation, ownership models, financial stability, and decentralized governance. Key insights are provided on the shift from centralized to community-driven value systems, the emergence of innovative business models linking physical and digital assets, and the integration of traditional and digital financial tools for enhanced risk management. The issue also examines the complexities of decentralization, highlighting both the potential for democratizing finance and the challenges related to the concentration of influence within decentralized networks. Together, these studies provide a comprehensive understanding of how DeFi, in general, and NFTs, in particular, are reshaping economic interactions, fostering new forms of participation, and creating opportunities for more transparent and equitable economic systems.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"5 1","pages":"Article 100094"},"PeriodicalIF":0.0,"publicationDate":"2024-10-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143847443","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-10-28DOI: 10.1016/j.digbus.2024.100095
Cong Doanh Duong, Thi Van Hoa Tran, Thanh Hieu Nguyen, Thi Viet Nga Ngo, Trong Nghia Vu
Blockchain technology is increasingly recognized as a transformative tool for enhancing clarity and responsibility in the organic food supply chain, where concerns about product authenticity and safety are paramount. By offering provable and translucent information about the origination, production processes, and administration of organic items, blockchain helps to reduce information asymmetry and builds consumer trust, which is critical for purchase decisions in the organic food market. Drawing on insights from the trust theory and the stimulus-organism-response framework, this study uses a moderated mediation model to explore how technology anxiety negatively moderates the direct and indirect influences of blockchain-based food traceability systems on trust in organic food products and organic food purchase intention. Using a targeted sample of 5326 consumers in Vietnam, the PROCESS macro approach (models 8 and 4) is utilized to examine the formulated hypotheses. The results demonstrate that blockchain-based food traceability systems notably enhance consumer trust in organic food products and their intention to buy these products. Trust in organic food products serves as a mediator in the connection between blockchain-based traceability and purchase intention, while technology anxiety weakens the positive impacts of blockchain technology on trust and purchase intention when anxiety levels are high. This research makes crucial contributions to the literature by offering a mechanism-based explanation of how blockchain technology enhances consumer trust in organic food products and integrates technological anxiety as a moderator, providing a deeper understanding of how technological innovations shape consumer behavior. In light of the findings, several critical recommendations have been proposed for practitioners and policymakers.
区块链技术越来越被认为是提高有机食品供应链清晰度和责任感的变革性工具，因为在有机食品供应链中，产品的真实性和安全性是最重要的。区块链提供有关有机产品的来源、生产过程和管理的可证明和半透明信息，有助于减少信息不对称，建立消费者信任，这对有机食品市场的购买决策至关重要。本研究借鉴信任理论和刺激-机体-反应框架的观点，采用调节中介模型来探讨技术焦虑如何负向调节基于区块链的食品溯源系统对有机食品信任和有机食品购买意向的直接和间接影响。本研究以越南的 5326 名消费者为目标样本，采用 PROCESS 宏观方法（模型 8 和模型 4）来检验提出的假设。结果表明，基于区块链的食品溯源系统显著提高了消费者对有机食品的信任度和购买意向。对有机食品的信任在基于区块链的可追溯性和购买意向之间起到了中介作用，而当焦虑水平较高时，技术焦虑会削弱区块链技术对信任和购买意向的积极影响。本研究通过对区块链技术如何增强消费者对有机食品的信任进行基于机制的解释，并将技术焦虑作为调节因素，为更深入地理解技术创新如何塑造消费者行为提供了依据，从而为相关文献做出了重要贡献。根据研究结果，为从业人员和政策制定者提出了若干重要建议。
{"title":"Blockchain-based food traceability system and pro-environmental consumption: A moderated mediation model of technology anxiety and trust in organic food product","authors":"Cong Doanh Duong, Thi Van Hoa Tran, Thanh Hieu Nguyen, Thi Viet Nga Ngo, Trong Nghia Vu","doi":"10.1016/j.digbus.2024.100095","DOIUrl":"10.1016/j.digbus.2024.100095","url":null,"abstract":"<div><div>Blockchain technology is increasingly recognized as a transformative tool for enhancing clarity and responsibility in the organic food supply chain, where concerns about product authenticity and safety are paramount. By offering provable and translucent information about the origination, production processes, and administration of organic items, blockchain helps to reduce information asymmetry and builds consumer trust, which is critical for purchase decisions in the organic food market. Drawing on insights from the trust theory and the stimulus-organism-response framework, this study uses a moderated mediation model to explore how technology anxiety negatively moderates the direct and indirect influences of blockchain-based food traceability systems on trust in organic food products and organic food purchase intention. Using a targeted sample of 5326 consumers in Vietnam, the PROCESS macro approach (models 8 and 4) is utilized to examine the formulated hypotheses. The results demonstrate that blockchain-based food traceability systems notably enhance consumer trust in organic food products and their intention to buy these products. Trust in organic food products serves as a mediator in the connection between blockchain-based traceability and purchase intention, while technology anxiety weakens the positive impacts of blockchain technology on trust and purchase intention when anxiety levels are high. This research makes crucial contributions to the literature by offering a mechanism-based explanation of how blockchain technology enhances consumer trust in organic food products and integrates technological anxiety as a moderator, providing a deeper understanding of how technological innovations shape consumer behavior. In light of the findings, several critical recommendations have been proposed for practitioners and policymakers.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"4 2","pages":"Article 100095"},"PeriodicalIF":0.0,"publicationDate":"2024-10-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142539153","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The COVID-19 pandemic has spurred a surge in digital payments, with over 40 % of adults in low- and middle-income countries making their first merchant payments using cards, phones, or the internet since the pandemic began. This study examines the determinants of adopting digital payments during the COVID-19 pandemic in Ethiopia. To achieve this objective, the study utilized secondary data from the World Bank's most recent dataset, collected as part of the Global Findex Database 2021. A Covariance Based-Structural Equation Modeling (CB-SEM) was applied to analyze the data and explore the intricate pathways between variables. The mediation role of the use of technological tools on the relationship between socio-economic factors and digital payment adoption was also examined. Accordingly, mobile ownership, having an ATM/Debit card, and internet access were the technological tools significantly determining digital payment adoption. Age, education, income quantile, receiving wage payment, and engagement in formal financial transactions (as a proxy for financial inclusion) were among the socio-economic characteristics influencing digital payment adoption. Engagement in formal financial inclusion, mobile ownership, having an ATM/Debit card, and internet access were also influenced by individuals' socio-economic characteristics. Mobile ownership, having an ATM/Debit card, internet access, and engagement in formal financial transactions were significant mediating factors in the relationship between digital payment and socio-economic predictors.
{"title":"Exploring individuals' socioeconomic characteristics and digital infrastructure determinants of digital payment adoption in Ethiopia","authors":"Adino Andaregie , Gumataw Kifle Abebe , Prashant Gupta , Gardachew Worku , Hideyuki Matsumoto , Tessema Astatkie , Isao Takagi","doi":"10.1016/j.digbus.2024.100092","DOIUrl":"10.1016/j.digbus.2024.100092","url":null,"abstract":"<div><div>The COVID-19 pandemic has spurred a surge in digital payments, with over 40 % of adults in low- and middle-income countries making their first merchant payments using cards, phones, or the internet since the pandemic began. This study examines the determinants of adopting digital payments during the COVID-19 pandemic in Ethiopia. To achieve this objective, the study utilized secondary data from the World Bank's most recent dataset, collected as part of the Global Findex Database 2021. A Covariance Based-Structural Equation Modeling (CB-SEM) was applied to analyze the data and explore the intricate pathways between variables. The mediation role of the use of technological tools on the relationship between socio-economic factors and digital payment adoption was also examined. Accordingly, mobile ownership, having an ATM/Debit card, and internet access were the technological tools significantly determining digital payment adoption. Age, education, income quantile, receiving wage payment, and engagement in formal financial transactions (as a proxy for financial inclusion) were among the socio-economic characteristics influencing digital payment adoption. Engagement in formal financial inclusion, mobile ownership, having an ATM/Debit card, and internet access were also influenced by individuals' socio-economic characteristics. Mobile ownership, having an ATM/Debit card, internet access, and engagement in formal financial transactions were significant mediating factors in the relationship between digital payment and socio-economic predictors.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"4 2","pages":"Article 100092"},"PeriodicalIF":0.0,"publicationDate":"2024-10-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142560711","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2024-10-22DOI: 10.1016/j.digbus.2024.100093
Mohammad Razi-ur-Rahim , Mustafa Raza Rabbani , Furquan Uddin , Zakir Hossen Shaikh
Unified Payments Interface (UPI) has grown rapidly in recent times. It has increased its user base, volume, and transaction value through a variety of mobile applications. Various models have been used to study the reasons for UPI adoption. Earlier studies neither measured ‘Use Behavior’ (UB) as the outcome variable nor examined the influence of attitude on UPI adoption behavior. This study fills the gap by integrating UB into the model and using the extended meta-UTAUT model to explore the UPI adoption behavior of Indian urban users. The model included four exogenous and three endogenous variables. The data were collected from 894 UPI urban users using the purposive sampling method. Covariance-Based Structural Equation Modeling (CB-SEM) was applied for hypotheses testing. The study explained 82.7 % and 84.1 % of the variance for attitude and use behavior, respectively. The results of this study found that performance expectancy significantly impacts use behavior; attitude significantly affects behavioral intention; and trust affects the attitude. The results of the study will be useful in improving the features of UPI so as to increase customer base. The findings will help in smoothly introducing Central Bank Digital Currency (CBDC) among urban masses in India. The results provide future research scope for moderation and mediation. A future study can also be carried out on Indian rural users.
{"title":"Adoption of UPI among Indian users: Using extended meta-UTAUT model","authors":"Mohammad Razi-ur-Rahim , Mustafa Raza Rabbani , Furquan Uddin , Zakir Hossen Shaikh","doi":"10.1016/j.digbus.2024.100093","DOIUrl":"10.1016/j.digbus.2024.100093","url":null,"abstract":"<div><div>Unified Payments Interface (UPI) has grown rapidly in recent times. It has increased its user base, volume, and transaction value through a variety of mobile applications. Various models have been used to study the reasons for UPI adoption. Earlier studies neither measured ‘Use Behavior’ (UB) as the outcome variable nor examined the influence of attitude on UPI adoption behavior. This study fills the gap by integrating UB into the model and using the extended meta-UTAUT model to explore the UPI adoption behavior of Indian urban users. The model included four exogenous and three endogenous variables. The data were collected from 894 UPI urban users using the purposive sampling method. Covariance-Based Structural Equation Modeling (CB-SEM) was applied for hypotheses testing. The study explained 82.7 % and 84.1 % of the variance for attitude and use behavior, respectively. The results of this study found that performance expectancy significantly impacts use behavior; attitude significantly affects behavioral intention; and trust affects the attitude. The results of the study will be useful in improving the features of UPI so as to increase customer base. The findings will help in smoothly introducing Central Bank Digital Currency (CBDC) among urban masses in India. The results provide future research scope for moderation and mediation. A future study can also be carried out on Indian rural users.</div></div>","PeriodicalId":100376,"journal":{"name":"Digital Business","volume":"4 2","pages":"Article 100093"},"PeriodicalIF":0.0,"publicationDate":"2024-10-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142527655","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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