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Credit, Saving, and Insurance Practices Influencing Satisfaction With Preparation for Financial Emergencies Among Rural Households 信贷、储蓄和保险实践影响农村家庭财务应急准备满意度
Pub Date : 1992-12-01 DOI: 10.1177/1077727X9202100205
Ujang Sumarwan, Tahira K. Hira

A family resource management framework was used to develop a model of relationships between socioeconomic variables, financial management practices, and satisfaction with preparation for financial emergencies. This study examined direct and indirect effects of socioeconomic charac teristics and mediating effects of financial management practices variables on satisfaction with preparation for financial emergencies. A sample of 297 money managers was randomly selected from two rural counties of a midwestern state. Results showed that households'monthly income was the only socioeconomic variable that had a significant direct effect on satisfaction with preparation for financial emergencies, whereas the effects of other socioeconomic variables were mediated through the effects offinancial management practices. Financial management practices such as the managerial behavior index, monthly saving, and the number of insurance types had significant positive effects on satisfaction with preparation for financial emergencies. Monthly debt payment had a significant but negative effect on satisfaction. The managerial behavior index and monthly debt payment had both direct and indirect effects on satisfaction with preparation for financial emergencies. Their indirect effects were mediated through monthly saving. Monthly saving and the number of insurance types showed only direct effects on satisfaction with preparation for financial emergencies.

一个家庭资源管理框架被用来建立一个社会经济变量、财务管理实践和对财务紧急情况的准备满意度之间关系的模型。本研究考察了社会经济特征和财务管理实践变量对财务应急准备满意度的直接和间接影响。从中西部一个州的两个农村县随机抽取了297名基金经理的样本。结果显示,家庭月收入是唯一对应急理财满意度有显著直接影响的社会经济变量,而其他社会经济变量的影响是通过财务管理实践的影响来中介的。财务管理实践如管理行为指数、每月储蓄和保险种类数量对财务应急准备满意度有显著的正向影响。每月偿还债务对满意度有显著的负面影响。管理行为指数和每月偿还债务对财务应急准备满意度有直接和间接的影响。他们的间接影响是通过每月储蓄来调节的。每月储蓄和保险种类的数量只直接影响对财务紧急情况的准备的满意度。
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引用次数: 22
Editor's Annual Report Volume 20 编辑年度报告第20卷
Pub Date : 1992-12-01 DOI: 10.1177/1077727X9202100201
Stephen R. Jorgensen
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引用次数: 0
Optimum Internal Temperature Established by Sensory Evaluation for Fish Prepared in Conventional and Microwave Ovens 用感官评价法确定传统和微波炉制鱼的最佳内温
Pub Date : 1992-12-01 DOI: 10.1177/1077727X9202100204
Lisbeth Johansson, Håkan Rudérus, Ruby I. Beilby

Rainbow trout and cod were baked in conventional and microwave ovens to final internal temperatures of 55°C, 65°C, and 75°C, and then subjected to sensory evaluation. Cooking loss and lipid content in accumulated liquid were measured. For both species of fish in both ovens, an increase in temperature meant a decrease in tenderness, juiciness, and flavor as well as in surface moistness. The internal temperature of the fish had a greater effect on the eating quality than did the method of heating. Cod had a greater weight loss when microwave cooked than when cooked in the conventional oven. The rainbow trout had similar total weight loss in both ovens but lost more lipid when microwave cooked. When the fish cooked in those ovens were compared at 55°C, no difference between ovens was found in the sensory characteristics.

虹鳟鱼和鳕鱼分别在常规和微波炉中烘烤,最终内部温度分别为55°C、65°C和75°C,然后进行感官评估。测定蒸煮损失和积液中的脂质含量。对于两个烤箱中的两种鱼来说,温度的升高意味着嫩度、多汁性、风味以及表面湿度的降低。鱼的内部温度比加热方法对食用质量的影响更大。用微波炉烹饪的鳕鱼比用传统烤箱烹饪的鳕鱼更能减轻体重。虹鳟鱼在两种烤箱中的总重量减少相似,但微波烹饪时减少的脂肪更多。当在55°C的温度下比较这些烤炉中烹饪的鱼时,在感官特征上没有发现任何差异。
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引用次数: 10
Dermatological and Other Health Problems Attributed by Consumers to Contact With Laundry Products 消费者因接触洗衣产品而引起的皮肤病和其他健康问题
Pub Date : 1992-09-01 DOI: 10.1177/1077727X9202100103
Merry Jo Dallas, Patricia A. Wilson, Leslie D. Burns, Janet Miller, Nancy Markee, Barbara Harger

As part of an Agricultural Experiment Station U.S. Western regional project, this article reports consumer perceptions of dermatological and other health problems resulting from contact with laundry products or laundered textiles. The objectives are to (a) assess the percentage of the population who perceive these health problems and analyze the relationship between these problems and the respondents' demographics, (b) identify laundry products implicated by afflicted individuals, and (c) assess the specific health problems and how consumers seek relief from these problems. Information from a self-administered questionnaire mailed to a disproportionate stratified random sample of households in five Western U.S. states provided baseline data on the existence of dermatological and other health problems perceived to be attributed to laundry product use. Skin irritation perceived to be caused by laundry products was reported by 26% of 3,841 respondents, and perceptions of allergies to laundry products were reported by 21% of the respondents. These problems were experienced more often by females than males and more often by children, age 1 through 20, than other age groups. In follow-up telephone interviews with afflicted consumers, detergents caused the most health problems. Skin irritation, especially on the arms, was the most common health problem. Individuals typically discontinued use of laundry products that they suspected caused their problems.

作为美国西部地区农业实验站项目的一部分,本文报告了消费者对因接触洗衣产品或洗涤纺织品而引起的皮肤病和其他健康问题的看法。目的是(a)评估认识到这些健康问题的人口百分比,并分析这些问题与答复者人口结构之间的关系,(b)查明受影响个人所涉的洗衣产品,以及(c)评估具体的健康问题以及消费者如何寻求解决这些问题的办法。通过邮寄给美国西部五个州的不成比例分层随机抽样家庭的一份自我填写的问卷,提供了被认为与使用洗衣产品有关的皮肤病和其他健康问题的基线数据。在3,841名受访者中,26%的人认为洗衣产品会引起皮肤刺激,21%的受访者认为洗衣产品会引起过敏。女性比男性更常遇到这些问题,1岁至20岁的儿童比其他年龄组更常遇到这些问题。在对受影响的消费者的后续电话采访中,洗涤剂造成的健康问题最多。皮肤刺激,尤其是手臂,是最常见的健康问题。个人通常停止使用洗衣产品,他们怀疑导致他们的问题。
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引用次数: 4
Theses and Dissertations Completed in Home Economics: 1991 家庭经济学专业毕业论文:1991年
Pub Date : 1992-09-01 DOI: 10.1177/1077727X9202100105
MiKyoung Ha, Margaret J. Weber

This article reports the titles of theses and dissertations completed in 1991 in colleges and universities throughout the United States. The 732 titles are reported by subject matter area and degree, with title, author, institution, and availability information following each entry. There are five tables illustrating information about graduate research in home economics: Table 1 lists the numbers of theses and dissertations reported by each institution, Table 2 lists the numbers and percentages of theses and dissertations that fall into each subject matter area, Table 3 ranks the institutions reporting the highest number of titles, Table 4 shows the ranking of all the institutions by subject matter area, and Table 5 summarizes the titles by degree and leading subject matter area for the years 1986–1991.

本文报告了1991年在美国各高校完成的论文题目。732个标题按主题领域和学位进行报告,标题、作者、机构和可用性信息在每个条目后面。有五个表格说明了家政学研究生的研究情况:表1列出了各院校报告的论文数量,表2列出了各学科领域的论文数量和百分比,表3列出了报告论文数量最多的院校,表4列出了所有院校按学科领域的排名,表5列出了1986-1991年各院校按学位和主要学科领域的论文数量。
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引用次数: 5
The Extension/Research Link: Current Issues and Future Directions for Home Economics 推广/研究环节:家政学的当前问题和未来方向
Pub Date : 1992-09-01 DOI: 10.1177/1077727X9202100101
Barbara K. Froke, Sharon Y. Nickols

The link between extension and research has been a hallmark of home economics programs at land-grant universities. The uniqueness of extension programs, compared to other agencies and organizations that provide educational programs for families, is that extension programs are research based. This article examines several of the factors that impede the full realization of the ideal of the land-grant university model. Recommendations for revitalizing the extension/research link in home economics are proposed. The article is intended to provide research and extension faculty and administrators at the land-grant universities with ideas for strengthening the interface between extension and research so that the ultimate goal of more effective service to constituents, in particular, families, can be achieved.

推广和研究之间的联系一直是赠地大学家政学项目的一个标志。与其他为家庭提供教育项目的机构和组织相比,扩展项目的独特之处在于,扩展项目是基于研究的。本文探讨了阻碍赠地大学理想充分实现的几个因素。提出了振兴家政学的推广/研究联系的建议。本文旨在为赠地大学的研究和推广教师和管理人员提供加强推广与研究之间的联系的想法,以便实现向选民,特别是家庭提供更有效服务的最终目标。
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引用次数: 1
What Do Pregnant Adolescents Believe About Nutrition During Pregnancy? 怀孕的青少年对怀孕期间的营养有什么看法?
Pub Date : 1992-09-01 DOI: 10.1177/1077727X9202100102
Betty Ruth Carruth, J.D. Skinner

The study surveyed 115 pregnant adolescents to determine their beliefs about nutrition during pregnancy. They were recruited from schools, clinics, residential homes, and public health facilities in 35 counties in middle and eastern Tennessee. Personal interviews and a 26-card game format were used to collect data. Participants read each belief from a card and attached it to a tack board indicating a response ranging from “strongly agree” to “strongly disagree.” Responses were factor analyzed, and those factors with loadings of ≥ .50 and with eigenvalues of unity were retained and named for the major concepts present in the belief statements. Subsequently, dietary patterns of the participants were compared to belief statements that mentioned specific foods and current recommendations for pregnancy. Adolescents agreed with recommendations associated with milk consumption and weight gain during pregnancy. These responses were consistent with a calcium intake of 1317 mg ± 669 and a mean weight gain of 36.3 ± 16.1 pounds. Erroneous beliefs, such as the baby getting what it needs over maternal needs, also received “agree” responses. Results overall indicate that pregnant adolescents in this group needed counseling about salt restriction, maternal versus fetal needs, and use of vitamin supplements during pregnancy.

该研究调查了115名怀孕少女,以确定她们对怀孕期间营养的看法。他们是从田纳西州中部和东部35个县的学校、诊所、住宅和公共卫生机构招募的。采用个人访谈和26张纸牌的游戏形式收集数据。参与者从一张卡片上读出每个信念,并将其贴在一个图钉板上,标出从“非常同意”到“非常不同意”的回答。对回答进行因子分析,保留负荷≥0.50且特征值为统一的因子,并以信念陈述中存在的主要概念命名。随后,研究人员将参与者的饮食模式与提到特定食物的信念声明和当前对怀孕的建议进行了比较。青少年同意与怀孕期间牛奶摄入量和体重增加有关的建议。这些反应与钙摄入量为1317毫克±669毫克和平均体重增加36.3±16.1磅相一致。错误的信念,比如婴儿得到的比母亲需要的多,也得到了“同意”的回答。总体结果表明,该组的怀孕青少年需要关于孕期盐限制、母体与胎儿需求以及维生素补充剂使用的咨询。
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引用次数: 4
Acquisition of Female Apparel in Oklahoma's Indian Territory, 1850–1910 俄克拉何马州印第安人领地女性服饰的收购(1850-1910)
Pub Date : 1992-09-01 DOI: 10.1177/1077727X9202100104
Lynne Richards

During the 19th century, the United States government mandated the migration of American Indians to reserved lands located in what would eventually become the state of Oklahoma. However, in 1889, the government also began opening those same lands to non-Indian settle ment, and the population of the territory expanded rapidly. In the late 1930s, under a program sponsored by the federal government, approximately 6,300 of those 19th-century residents were interviewed concerning their memories of life within the Indian Territory. Those interviews, having subsequently been printed, were searched for references to the production, acquisition, and use of clothing. The collected information was compiled into a large computerized data base that was searched for all means by which territorial female residents acquired clothing. The results suggested a gradual transition from the home production of fabrics to a greater reliance on commercial yardgoods, with home sewing remaining important throughout the period. The data also suggested a relationship between the historical environment within which clothing was acquired and the means by which the acquisitions were made. Additionally, the study revealed descriptive information concerning the techniques by which apparel was produced.

在19世纪,美国政府下令将美洲印第安人迁移到最终成为俄克拉荷马州的保留土地上。然而,在1889年,政府也开始开放这些土地给非印第安人定居,领土上的人口迅速增加。在20世纪30年代末,在联邦政府赞助的一个项目下,大约6300名19世纪的居民接受了采访,询问他们在印第安人领土上的生活记忆。这些采访后来被印了出来,我们搜索了有关服装生产、购买和使用的内容。收集到的资料被编入一个大型计算机化数据库,搜索领土上女性居民获得服装的所有途径。结果表明,从家庭生产织物逐渐过渡到更多地依赖商业码,家庭缝纫在整个时期仍然很重要。数据还表明,获得服装的历史环境与获得服装的手段之间存在关系。此外,该研究还揭示了有关服装生产技术的描述性信息。
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引用次数: 1
Interior Design Research: A Human Ecosystem Model 室内设计研究:一个人类生态系统模型
Pub Date : 1992-06-01 DOI: 10.1177/1077727X9202000402
Denise A. Guerin

The purpose of this paper is to introduce a human ecosystem integrative model for use as a research framework for interior design. The model is an adaptation of models developed by Morrison (1974), Doxiadis (1975), and Bubolz, Eicher, and Sontag (1979). The model is shown using two different examples, interior lighting and household energy consumption change, as the constructs of interest related to interior design. Discussion of application to interior design is included.

本文的目的是引入一个人类生态系统综合模型,作为室内设计的研究框架。该模型改编自Morrison(1974)、Doxiadis(1975)和Bubolz、Eicher和Sontag(1979)开发的模型。该模型使用两个不同的例子来展示,室内照明和家庭能源消耗的变化,作为与室内设计相关的兴趣结构。并讨论了其在室内设计中的应用。
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引用次数: 10
Adopting New Technology: The Case of Electrical Plugs and Receptacles 采用新技术:电插头和插座的案例
Pub Date : 1992-06-01 DOI: 10.1177/1077727X9202000403
Carol B. Meeks, Anne L. Sweaney, Roger M. Swagler

As new technologies are being developed for use with home automation systems, the role of the consumer in the acceptance of these technologies is crucial. The acceptance or rejection of individual components can contribute to the success or failure of an entire system. The purpose of this study is to assess the consumer acceptance of three alternative electrical plug and receptacle designs to be con sidered for use by the SMART HOUSE Limited Partnership. The research (a) as sessed the importance of selected characteristics of plugs and receptacles, prior to and following experience with use, (b) determined relative preferences for specified characteristics of plugs and receptacles, and (c) created an index that combined preferences for characteristics for each plug, receptacle, and unit de sign with the importance of the characteristic. The preferences for units were assessed in three different environmental contexts. Data were collected from 148 consumers. There were significant differences in consumers' evaluations of the performance of the three units. Consistent ordering of preferences across mea sures was found. The study reinforces the importance of the end-user in the acceptance of components for home automation systems.

随着新技术被开发用于家庭自动化系统,消费者在接受这些技术方面的作用至关重要。单个组件的接受或拒绝会影响整个系统的成功或失败。这项研究的目的是评估消费者对智能住宅有限合伙公司考虑使用的三种替代电源插头和插座设计的接受程度。该研究(a)评估了插头和插座在使用经验之前和之后所选择特性的重要性,(b)确定了插头和插座特定特性的相对偏好,以及(c)创建了一个指数,该指数将对每个插头、插座和单元设计的特性的偏好与特性的重要性结合起来。在三种不同的环境背景下评估了对单位的偏好。数据收集自148名消费者。消费者对这三种产品的评价存在显著差异。在不同的测量方法中发现了一致的偏好顺序。该研究强调了终端用户在接受家庭自动化系统组件方面的重要性。
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引用次数: 6
期刊
Home Economics Research Journal
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