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Evaluating the Effects of Facilitating Conditions and Usage Experience on Mobile Payment 评估便利条件和使用体验对移动支付的影响
Pub Date : 2021-10-01 DOI: 10.4018/ijisss.2021100105
L. Tsai
The following research attempts to investigate the determinants influencing consumers' intention to adopt mobile payment (MP). The research model was adapted based on three constructs from the unified theory of acceptance and use of technology (UTAUT), including performance expectancy, effort expectancy, and facilitating conditions in the research model. In addition, usage experience was also added to the model to test for moderating effect. An online survey conducted through Taiwanese chat rooms resulted in 348 valid responses, which were analyzed using Smart PLS. Results indicated that (1) effort expectancy, performance expectancy, and facilitating conditions were three major factors influencing intention to use mobile payment; (2) facilitating conditions played a significant role in impacting effort expectancy and performance expectancy; (3) usage experience positively moderated the relationship between facilitating conditions and performance expectancy; and (4) usage experience also positively moderated the relationship between facilitating conditions and effort expectancy.
下面的研究试图调查影响消费者采用移动支付(MP)意愿的决定因素。该研究模型基于技术接受与使用统一理论(UTAUT)中的三个结构,包括研究模型中的绩效期望、努力期望和促进条件。此外,还在模型中加入使用体验来检验调节效果。通过台湾聊天室进行的一项在线调查,获得了348份有效回复,并使用Smart PLS对其进行了分析。结果表明:(1)努力预期、绩效预期和便利条件是影响移动支付使用意愿的三个主要因素;(2)便利条件对努力期望和绩效期望有显著影响;(3)使用体验正向调节便利条件与绩效期望的关系;(4)使用经验正向调节便利条件与努力期望的关系。
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引用次数: 0
The Effect of Big Data Analytic Capabilities Upon Bank Performance via FinTech Innovation: UAE Evidence 通过金融科技创新,大数据分析能力对银行绩效的影响:阿联酋证据
Pub Date : 2021-10-01 DOI: 10.4018/ijisss.2021100104
A. Al-Dmour, R. Al-Dmour, H. Al-dmour, Eatadal Basheer Ahmadamin
This study aims to examine and validate the impact of big data analytical capabilities (individual, organizational, and technological) on bank performance via the mediating role of Fintech innovation in commercial banks operating in the United Arab Emirates (UAE). Based on a literature review, resource-based theory, and financial innovation theory, an integrated conceptual framework was developed to guide the study. A quantitative survey approach was used, and the data was collected from 236 banks' senior managers (IT, financial, and marketers). Amos 21 structural equation modeling (SEM) was used to analyze and verify the study variables. The main findings revealed that big data analytical capabilities had a significant positive influence on bank performance. Fintech innovation acted as partial mediators in this relationship.
本研究旨在通过金融科技创新在阿拉伯联合酋长国商业银行中的中介作用,检验和验证大数据分析能力(个人、组织和技术)对银行绩效的影响。在文献综述、资源基础理论和金融创新理论的基础上,构建了一个完整的概念框架来指导研究。采用定量调查方法,从236家银行的高级管理人员(IT、财务和营销人员)那里收集数据。采用Amos 21结构方程模型(SEM)对研究变量进行分析和验证。主要研究结果显示,大数据分析能力对银行业绩有显著的积极影响。金融科技创新在这一关系中起到了部分中介作用。
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引用次数: 5
Usage Data for Predicting User Trends and Behavioral Analysis in E-Commerce Applications 电子商务应用中预测用户趋势和行为分析的使用数据
Pub Date : 2021-10-01 DOI: 10.4018/ijisss.2021100103
V. Sathiyamoorthi, T. Ravishankar, K. IlavarasiA., S. Udayakumar, Karthikeyan Harimoorthy, N. Jayapandian, V. Saravanan
Reviewing and buying the right goods from online websites is growing day by day in today's fast internet environment. Numerous goods in the same label are available to consumers. It is thus a difficult job for consumers to pick up the correct commodity at a decent price under different market conditions. Therefore, it is important for owners of online shopping websites to better understand their customers' needs and offer better services. For these reasons, the access log documented a vast amount of data related to user interactions with the websites. This access log therefore plays a key role in predicting user access trends and in recommending the best product to consumers. This research work therefore focuses on one such methodology for evaluating the pattern and behavioral analysis of users in e-commerce websites.
在当今快速的互联网环境中,从在线网站上审查和购买合适的商品日益增长。同一标签下的众多商品可供消费者选择。因此,在不同的市场条件下,消费者很难以合适的价格买到合适的商品。因此,对于在线购物网站的所有者来说,更好地了解客户的需求并提供更好的服务是很重要的。由于这些原因,访问日志记录了大量与用户与网站交互有关的数据。因此,该访问日志在预测用户访问趋势和向消费者推荐最佳产品方面发挥着关键作用。因此,本研究工作侧重于一种评估电子商务网站用户模式和行为分析的方法。
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引用次数: 0
Time Series Geographic Social Network Dynamic Preference Group Query 时间序列地理社会网络动态偏好组查询
Pub Date : 2021-10-01 DOI: 10.4018/ijisss.2021100102
Yinglian Zhou, Jifeng Chen
Driven by experience and social impact of the new life, user preferences continue to change over time. In order to make up for the shortcomings of existing geographic social network models that often cannot obtain user dynamic preferences, a time-series geographic social network model was constructed to detect user dynamic preferences, a dynamic preference value model was built for user dynamic preference evaluation, and a dynamic preferences group query (DPG) was proposed in this paper . In order to optimize the efficiency of the DPG query algorithm, the UTC-tree index user timing check-in record is designed. UTC-tree avoids traversing all user check-in records in the query, accelerating user dynamic preference evaluation. Finally, the DPG query algorithm is used to implement a well-interacted DPG query system. Through a large number of comparative experiments, the validity of UTC-tree and the scalability of DPG query are verified.
在新生活的体验和社会影响的驱动下,用户偏好随着时间的推移而不断变化。为弥补现有地理社会网络模型无法获取用户动态偏好的不足,构建了时间序列地理社会网络模型来检测用户动态偏好,构建了动态偏好值模型来评价用户动态偏好,并提出了动态偏好组查询(DPG)方法。为了优化DPG查询算法的效率,设计了UTC-tree索引用户定时签入记录。UTC-tree避免了在查询中遍历所有用户签入记录,加速了用户动态偏好评估。最后,利用DPG查询算法实现了一个交互良好的DPG查询系统。通过大量的对比实验,验证了UTC-tree的有效性和DPG查询的可扩展性。
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引用次数: 0
Waste Control in a Catering Company: Data Analysis and Decision Interfaces 餐饮公司的浪费控制:数据分析和决策接口
Pub Date : 2021-04-01 DOI: 10.4018/IJISSS.2021040103
A. Amaro, J. Domingos, J. Carvalho
This paper studies the food waste problem in private and public collective catering units (CCU), served by a Portuguese catering company. The main objective is to develop data analysis and decision tools that may contribute to the waste control and to the operational planning of CCU. A set of novel key performance indicators (KPIs) are settled and evaluated to characterize food waste over time. For these indicators, several representations were studied, tested, and validated to create a dashboard intended to be clear and intuitive, regarding the food wastes. Operating practices require simple, objective, replicable, and ideally inexpensive data collection procedures. So, the proposed solution accounts for the trade-off between the details of the created data model and the associated data synthesis and visualization. The proposal (indicators and dashboard) was submitted to four weeks of tests, in six CCUs. The organizational validation achieved allows the conclusion about the interest of this contribution.
本文研究了私人和公共集体餐饮单位(CCU)的食物浪费问题,由一家葡萄牙餐饮公司服务。主要目标是开发数据分析和决策工具,这些工具可能有助于废物控制和CCU的运营计划。一套新的关键绩效指标(kpi)被确定和评估,以表征食物浪费随时间的变化。对于这些指标,研究、测试和验证了几种表示,以创建一个旨在清晰直观地显示食物浪费的仪表板。操作实践需要简单、客观、可复制且理想情况下价格低廉的数据收集程序。因此,建议的解决方案考虑了创建的数据模型的细节与相关的数据合成和可视化之间的权衡。该提案(指标和仪表板)在六个ccu中进行了为期四周的测试。获得的组织验证允许得出关于这一贡献的利益的结论。
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引用次数: 0
Skills Development Factors of Information Technology Competency Among External Auditors 外部审计师信息技术胜任能力的技能发展因素
Pub Date : 2021-04-01 DOI: 10.4018/IJISSS.2021040102
Mokhtar Abdulhakim Alsabahi, Ku Maisurah Ku Bahador, Rafeah Mat Saat
This study examines the skill development factors influencing Information Technology (IT) competency in respect of external auditors. It applies the human capital theory (HCT) as the underpinning theory to develop the research framework. A questionnaire is administered to 328 external auditors in public and private audit companies in Yemen. Data are analysed via the partial least square-structural equation modeling (PLS-SEM) approach to examine the posited research hypotheses. The PLS-SEM approach reveals that self-direct learning is the strongest factor that influences the IT competency of auditors. This is followed by accounting education that records a significant positive effect on IT competency. The originality of this study is the application of the quantitative method to investigate the factors that influence IT competency among external auditors in developing countries, such as Yemen, who are facing the issue of low level IT competency in doing their tasks. The results underpin new and extensive inputs into skills and enlarge the emergent literature related to skills and competency development in IT.
本研究旨在探讨影响外聘审计师资讯科技胜任力的技能发展因素。本文以人力资本理论为基础,构建了研究框架。对也门公共和私营审计公司的328名外聘审计员进行了问卷调查。通过偏最小二乘结构方程建模(PLS-SEM)方法分析数据,以检验假设的研究假设。PLS-SEM方法显示,自主学习是影响审核员IT能力的最强因素。其次是会计教育,它对IT能力有显著的积极影响。本研究的独创性在于运用定量方法调查影响发展中国家(如也门)外部审计师IT能力的因素,这些审计师在完成任务时面临着低水平IT能力的问题。结果支持新的和广泛的技能投入,并扩大了与IT技能和能力发展相关的新兴文献。
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引用次数: 0
A Continuous Sampling Method for Batch Data Auditing in Cloud Storage 云存储批量数据审计的连续采样方法
Pub Date : 2021-04-01 DOI: 10.4018/IJISSS.2021040101
E. Daniel, S. Durga, M. Vijila
Cloud storage offers online storage services to back up data and enables easy access to real-time data at any time and on the fly. The primary issue of security arises as the data is outsourced to remote servers that cause data loss and modifications to occur. Data corruptions or misbehaviours in the cloud service providers (CSP) have to be detected at low cost and promptly. The data outsourced to CSP by the data owners might suffer from cloud service provider misbehaviour, in particular unauthorized deletion of data by CSP to save storage space towards attracting potential clients. Adapting continuous sampling of random blocks as batches reduce the computation workload on the servers, thus detecting the modifications or corruptions if any without time delays. The corrupted data blocks are located with continuous sampling methods and the probability of detection is high.
云存储提供了备份数据的在线存储服务,可以随时随地轻松访问实时数据。当数据被外包给远程服务器时,安全性的主要问题就出现了,这会导致数据丢失和修改。必须以低成本和及时的方式检测云服务提供商(CSP)中的数据损坏或错误行为。数据所有者外包给云服务提供商的数据可能会受到云服务提供商不当行为的影响,特别是云服务提供商为节省存储空间以吸引潜在客户而未经授权删除数据。将随机块连续采样作为批处理,减少了服务器上的计算工作量,从而在没有时间延迟的情况下检测修改或损坏。采用连续采样方法定位损坏的数据块,检测概率高。
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引用次数: 2
Aggregating Multidimensional Criteria in Audit Decision Making 多维准则在审计决策中的聚合
Pub Date : 2021-04-01 DOI: 10.4018/IJISSS.2021040104
Maksim Goman, S. Koch
Measuring total performance of prospective alternatives in decision making (DM) needs aggregation of their noncomparable properties which often have different scales of measure. In order to address this, scale transformations and normalization are applied, but problems of validation of such additive models and interpretation of the physical sense of the result arise. In this paper, a multiplicative performance aggregation of properties' values is suggested for DM. Application of the approach enables consistent and unambiguous ranking of the alternatives allowing values of all their properties of interest. A realistic example of DM related to audit activity planning is considered where several competing control areas should be selected into an audit plan. Beyond audit planning, the approach is generalizable to other DM problems in corporate management and governance where one needs to rank alternatives compared in multiple dimensions.
在决策过程中,衡量潜在备选方案的总体绩效需要综合其不可比较的特性,而这些特性往往具有不同的测量尺度。为了解决这个问题,我们应用了尺度变换和归一化,但是这些加性模型的验证和结果的物理意义的解释出现了问题。在本文中,建议对DM进行属性值的乘法性能聚合。该方法的应用使允许其所有感兴趣的属性值的替代方案的一致和明确的排名成为可能。考虑一个与审计活动计划有关的决策制定的实际例子,其中应选择几个相互竞争的控制领域作为审计计划。除了审计计划之外,该方法还可以推广到公司管理和治理中的其他决策问题,其中需要在多个维度上对备选方案进行比较排名。
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引用次数: 0
Assessment of the Purpose of the Use of GAS: A Perspective of Internal Audit Functions in Australia GAS使用目的的评估:澳大利亚内部审计职能的视角
Pub Date : 2021-04-01 DOI: 10.4018/IJISSS.2021040105
L. Smidt, L. Steenkamp, Aidi Ahmi, D. V. D. Nest, D. Lubbe
This article explores the purpose for which GAS, as a data analytics tool, is utilised by internal audit functions in Australia. A quantitative research method was applied, and the data was analysed using descriptive statistics. The total number of online questionnaires returned was 50 (i.e., a response rate of 15.53%) from the total research population of 322 chief audit executives of internal audit functions of organisations that are registered members with the IIA-Australia. The purpose of descriptive statistics is to describe what the data looks like and to compare variables numerically; therefore, no inferences or extrapolation of the data results were made. The results of the study can be used as a benchmark that may enable CAEs to identify whether they are staying abreast of current best practice in the area of technology-based tools and techniques for tests of controls.
本文探讨了GAS作为一种数据分析工具被澳大利亚内部审计部门使用的目的。采用定量研究方法,对数据进行描述性统计分析。在线调查问卷总数为50份(即回应率为15.53%),调查对象为IIA-Australia注册会员机构内部审计部门的322名首席审计执行官。描述性统计的目的是描述数据的样子,并在数字上比较变量;因此,没有对数据结果进行推断或外推。该研究的结果可作为基准,使cae能够确定它们是否跟上了基于技术的控制测试工具和技术领域的当前最佳做法。
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引用次数: 3
Intellectual Capital in Information Technology Companies in India: An Impact Study on Firm Performance 印度信息技术公司的智力资本:对公司绩效的影响研究
Pub Date : 2020-10-01 DOI: 10.4018/IJISSS.2020100103
Mugdha Shailendra Kulkarni, S. Bharathi
The purpose of this research is to study how intellectual capital impacts firm performance in information technology companies in India. Based on an extensive review of the existing literature, critical factors of intellectual capital (human capital, structural capital, and relational capital), and firm performance (financial performance and brand reputation) were defined to build a theoretical (causal) model. Senior executives of Indian IT companies (N=112) formed the sample for the empirical study. Using structural equation modeling, the study found human capital and structural capital impact brand reputation and financial performance. Interestingly, relational capital impacted financial performance and not brand reputation. The outcome of this research is significant in two ways: one, it explored the impact of intellectual capital on brand reputation and financial performance, which underpins research directions from the literature, and two, it contributed to the comparatively less-researched contextual relevance from an Indian information technology company perspective.
本研究的目的是研究智力资本对印度信息技术公司绩效的影响。基于对现有文献的广泛回顾,我们定义了智力资本(人力资本、结构资本和关系资本)和企业绩效(财务绩效和品牌声誉)的关键因素,以建立理论(因果)模型。印度IT企业高管(N=112)构成实证研究的样本。运用结构方程模型,研究发现人力资本和结构资本对品牌美誉度和财务绩效的影响。有趣的是,关系资本影响财务绩效,而不是品牌声誉。本研究的结果在两个方面具有重要意义:一,它探讨了智力资本对品牌声誉和财务绩效的影响,这是文献研究方向的基础;二,它有助于从印度信息技术公司的角度研究相对较少的上下文相关性。
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引用次数: 1
期刊
Int. J. Inf. Syst. Serv. Sect.
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