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Growth, Opportunities and Challenges of E Learning Model in Higher Education and Professional Certification 高等教育和专业认证中电子学习模式的发展、机遇和挑战
Pub Date : 2024-04-19 DOI: 10.52783/jier.v4i2.799
Dr. Poonam Nikam, Aishwarya Suraj Ray
The currently available database on scholastic pursuits is both outdated and inadequate. Incomplete coverage, excessive gaps, etc., plague the gathering and sharing of educational data. More and more schools and students are taking advantage of the exciting new possibilities made possible by the rise of e-learning as a direct result of the current environmental shift. Through reviewing a wide range of studies, theses, research, and papers published by a variety of writers in India and elsewhere, the researcher here is making an effort to glean any and all relevant information for the study. Literature can help guide the formation of research questions. Both primary and secondary sources of information are considered during the discovery process. In order to derive the research of e-learning platforms in pedagogy and professional certifications, secondary data should be gathered from many websites. Primary sources include both educators (professors and teachers) and learners (students). The material was examined and hence the following findings were produced from the study. Today’s e-learning approaches in higher education can be traced back to the original remote learning techniques. There are numerous causes for the expansion of the upper education and professional certification courses of e-learning industry, both from the institutions’ and students’ viewpoints. The researcher hopes to achieve all of the study’s aims and learn as much as possible about the topic by analysing the data gathered.
现有的学术追求数据库既过时又不足。覆盖面不全、空白过多等问题困扰着教育数据的收集和共享。越来越多的学校和学生正在利用网络学习的兴起所带来的令人兴奋的新可能性,这是当前环境转变的直接结果。通过查阅印度和其他地方的各种作者发表的大量研究报告、论文、调查研究和论文,本研究人员正在努力收集与本研究相关的所有信息。文献有助于指导研究问题的形成。在发现问题的过程中,研究人员既考虑了主要信息来源,也考虑了次要信息来源。为了得出电子学习平台在教学法和专业认证方面的研究成果,应从许多网站收集二手资料。原始资料来源包括教育者(教授和教师)和学习者(学生)。通过对材料的研究,得出了以下结论。当今高等教育中的电子学习方法可以追溯到最初的远程学习技术。从机构和学生的角度来看,电子学习产业的高等教育和专业认证课程的扩展有许多原因。研究人员希望通过分析收集到的数据,实现研究的所有目的,并尽可能多地了解该主题。
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引用次数: 0
Assessing The Effectiveness of Talent Management Strategies in Private Sector Banking Environments 评估私营银行业人才管理战略的有效性
Pub Date : 2024-04-19 DOI: 10.52783/jier.v4i2.802
Shreya Mathur, Dr. Nandini Srivastava
The study focuses on talent management practices in private banking using SEM (Structural Equation Modeling) through AMOS software powered by SPSS. It analyzes the acquisition, promotion and retention of talent and then examines their impact on organizational performance. With the help of regression and descriptive statistical analyses, the interrelationships of the factors are explained in the research work. The regression model had weak explanatory power (limited) and still accounted for a large proportion of unexplained variance (explanation of variance is still minimal). SEM shows how complex latent variables are apparently related to each other, helping to develop optimal strategies. Descriptive data analysis provides an overview of important key metrics and allows the results to be used in the optimization of competence management.  
本研究通过 SPSS 支持的 AMOS 软件,使用 SEM(结构方程模型)对私人银行业的人才管理实践进行了研究。它分析了人才的获取、晋升和保留,然后研究了它们对组织绩效的影响。在回归和描述性统计分析的帮助下,研究工作解释了各因素之间的相互关系。回归模型的解释力较弱(有限),仍占未解释方差的很大比例(对方差的解释仍微乎其微)。SEM 显示了复杂的潜在变量之间的明显关系,有助于制定最佳战略。描述性数据分析提供了重要的关键指标概览,并可将结果用于优化能力管理。
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引用次数: 0
Explore How Organizations Can Utilize Marketing Techniques To Enhance Employee Engagement 探讨企业如何利用营销技术提高员工参与度
Pub Date : 2024-04-19 DOI: 10.52783/jier.v4i2.801
Dr P Hameem Khan, Priyalakshmi. P, Vigneswar.K, John Lurthu Bosco
Organizations can utilize marketing techniques to enhance employee engagement by applying principles of brand management and communication strategies internally. This involves cultivating a strong employer brand that aligns with the organization's values and culture, effectively communicating this brand to employees through various channels. By treating employees as internal customers, organizations can create targeted messaging that resonates with their interests, motivations, and aspirations. This includes utilizing storytelling techniques to convey the organization's mission and vision in a compelling way, as well as incorporating elements of gamification to make engagement initiatives more interactive and enjoyable. Additionally, organizations can leverage social media and digital platforms to foster a sense of community and connection among employees, encouraging them to share their experiences and ideas. By employing marketing tactics such as segmentation, personalization, and feedback loops, organizations can tailor their engagement efforts to the specific needs and preferences of different employee segments, ultimately leading to higher levels of satisfaction, commitment, and productivity within the workforce.
企业可以通过在内部应用品牌管理原则和沟通策略,利用营销技术提高员工参与度。这包括培养与组织价值观和文化相一致的强大雇主品牌,并通过各种渠道向员工有效传达这一品牌。通过将员工视为内部客户,组织可以创建有针对性的信息,与他们的兴趣、动机和愿望产生共鸣。这包括利用讲故事的技巧,以引人入胜的方式传达组织的使命和愿景,以及融入游戏化元素,使参与活动更具互动性和趣味性。此外,组织还可以利用社交媒体和数字平台培养员工的社区感和联系感,鼓励他们分享自己的经验和想法。通过采用细分、个性化和反馈循环等营销策略,企业可以根据不同员工群体的具体需求和偏好量身定制参与活动,最终提高员工的满意度、投入度和工作效率。
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引用次数: 0
Impact of PMJDY scheme on the Financial empowerment of rural Poor – A study across Bangalore rural district in Karnataka, India PMJDY 计划对农村贫困人口金融赋权的影响--对印度卡纳塔克邦班加罗尔农村地区的研究
Pub Date : 2024-04-19 DOI: 10.52783/jier.v4i2.800
Dr. Divya U, Dr. D Jogish, Ms. Madhumita Mankar, Ms. Ningambika G Meti, Mr. Manjunatha. S
The objective of this study is to analyze the effects of the benefits and features of the Pradhan Mantri Jan-Dhan Yojana (PMJDY) program on the financial empowerment of impoverished rural communities. The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a notable financial inclusion initiative in India that endeavors to promote financial wellness among rural populations.  This research is characterized as descriptive and employs primary data obtained from the beneficiaries of the Pradhan Mantri Jan-Dhan Yojana (PMJDY) in four Taluks located in the Bangalore Rural District. A Cochran formula was utilized to calculate the sample size of 385 respondents who were selected through a proportionate random sampling technique. The respondents were administered a structured questionnaire consisting of Likert scale statements. The evaluation of scale validity and reliability is imperative in order to meet the standards of sound research. The validation of the hypotheses is conducted through the utilization of Chi-squared and Structural Equation Modeling (SEM) Path analysis techniques.  The study's results indicate that the primary reasons for beneficiaries enrolling in the PMJD Scheme are the absence of a minimum balance requirement and the opportunity to access government benefits. The utilization of the overdraft facility is minimal in this scheme, and the easy transfer of funds is also underutilized due to inadequate technical infrastructure in rural regions. The scheme's benefits are not impacted by demographic factors such as gender, age, qualification, and experience. The study concludes through path analysis that the PMJDY Schemes have a significant impact of 76% on financial empowerment. This finding suggests that implementing this scheme nationwide could be an effective means of improving the financial well-being of rural India. The PMJDY Financial inclusion scheme has been in effect in India for a period of 8 years, during which there has been a decrease in the number of accounts opened under the scheme in recent times. Consequently, it has become necessary to investigate whether the scheme has had any impact on the financial empowerment of its beneficiaries. The potential impact of this tool could facilitate India's achievement of complete financial inclusion.
本研究旨在分析 Pradhan Mantri Jan-Dhan Yojana(PMJDY)计划的益处和特点对贫困农村社区金融赋权的影响。Pradhan Mantri Jan Dhan Yojana(PMJDY)是印度一项著名的普惠金融倡议,旨在促进农村人口的金融健康。 本研究为描述性研究,采用了从班加罗尔农村地区四个塔鲁克的 Pradhan Mantri Jan-Dhan Yojana(PMJDY)受益人那里获得的原始数据。研究采用科克兰公式计算样本量,通过比例随机抽样技术选出 385 名受访者。受访者接受了由李克特量表陈述组成的结构化问卷调查。为了达到合理的研究标准,必须对量表的有效性和可靠性进行评估。通过利用卡方和结构方程模型(SEM)路径分析技术,对假设进行了验证。 研究结果表明,受益人加入 PMJD 计划的主要原因是没有最低余额要求和有机会获得政府福利。由于农村地区的技术基础设施不足,该计划对透支服务的利用率极低,而便捷的转账服务也未得到充分利用。性别、年龄、资历和经验等人口因素对该计划的效益没有影响。研究通过路径分析得出结论,PMJDY 计划对金融赋权有 76% 的显著影响。这一结果表明,在全国范围内实施该计划是改善印度农村地区金融福利的有效手段。PMJDY 金融普惠计划在印度已经实施了 8 年,在此期间,根据该计划开设的账户数量近来有所减少。因此,有必要调查该计划是否对其受益人的金融赋权产生了影响。这一工具的潜在影响可促进印度实现完全的金融包容性。
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引用次数: 0
Role of IOT and Blockchain Technology in the Growth of Digital HRM Transformation as a Function of Management 物联网和区块链技术在作为管理职能的数字化人力资源管理转型发展中的作用
Pub Date : 2024-04-15 DOI: 10.52783/jier.v4i1.570
Suman, Dr. A. Karuppannan, Dr. M. Maheswari, Dr. Chikati Srinu, Ms. Aahana, Dr. Pramod Kumar
This study explores integrated IoT and Blockchain (BCT) technologies in the digital Human Resource Management (HRM) process, identifying the managerial phenomena. Using advanced algorithms like K-Means clustering, Random Forest predictive modeling, and Support Vector Machine sentiment analysis, the study convincingly shows that these technologies contribute to the optimization of HR management by picking the best method to use. The outcomes of the study reflect the successful segmentation of employees into clusters having strategies developed with the individual's specific needs in mind. The existing predictive models of the HRM strategies show an overall high accuracy level ranging from 86% to 92% precision. Sentiment analysis shows that the majority of the input from the employees (70%) is positive, which indicates their high job satisfaction. Also, the implementation of Blockchain technology ensures the security and reliability of the data, with a transaction rate of 200 transactions per second and an average block size of 2 MB. This demonstrates the ability of IoT and Blockchain technology to transform HRM practices which will aid in making decisions based on the available data, enhancing employees’ engagement, and ensuring the set of regulations is obeyed.
本研究探讨了物联网和区块链(BCT)技术在数字化人力资源管理(HRM)过程中的集成应用,确定了管理现象。通过使用 K-Means 聚类、随机森林预测建模和支持向量机情感分析等先进算法,研究令人信服地表明,这些技术通过选择最佳使用方法,有助于优化人力资源管理。研究结果表明,根据个人的具体需求制定的策略成功地将员工划分为不同的群组。现有的人力资源管理战略预测模型显示,总体准确率在 86% 至 92% 之间。情感分析表明,来自员工的大部分意见(70%)都是积极的,这表明他们的工作满意度很高。此外,区块链技术的实施确保了数据的安全性和可靠性,其交易速率为每秒 200 次,平均区块大小为 2 MB。这表明物联网和区块链技术有能力改变人力资源管理实践,这将有助于根据现有数据做出决策,提高员工的参与度,并确保遵守一系列规定。
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引用次数: 0
Digital Marketing Strategies to Improve Customer Experience and Engagement 改善客户体验和参与度的数字营销策略
Pub Date : 2024-04-15 DOI: 10.52783/jier.v4i2.781
Dr Gurmeet singh sikh, Dr Sandeep Nandram Dive, Ms. Inchara P, Dr. Pramod Kumar, Dr. Madhuri Prakash Kamble, Dr Asha Karbhar Shinde
The study explores the different digital marketing strategies that companies can use in diverse industries to improve customer experience and engagement. The study involves a combination of literature review, survey, interviews, and case study which uncovers the critical findings on efficient ways of implementing customer satisfaction, loyalty, and trust. The research results showed that personalization is the most fundamental issue it was highlighted by nearly 80% of respondents as an important aspect of digital marketing campaigns. The expert panel notes that social media and interactive content play a critical role in engaging customers and creating brand ambassadorship. Such pieces of work represent the omnichannel marketing campaigns that have been successfully implemented and showcase the need for smooth integration across marketing channels. The study acknowledges the existence of barriers like organizational silos and data integration but also points out the possibilities of using upcoming technologies to create interactive customer experiences.
本研究探讨了各行各业的公司可用于改善客户体验和参与度的不同数字营销策略。研究结合了文献综述、调查、访谈和案例研究,揭示了提高客户满意度、忠诚度和信任度的有效方法。研究结果表明,个性化是最根本的问题,近 80% 的受访者都将其视为数字营销活动的一个重要方面。专家小组指出,社交媒体和互动内容在吸引客户和创建品牌大使方面发挥着至关重要的作用。这些作品代表了已成功实施的全渠道营销活动,并展示了顺利整合营销渠道的必要性。研究承认存在组织孤岛和数据整合等障碍,但也指出了利用即将出现的技术创造互动客户体验的可能性。
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引用次数: 0
“Online Teaching in Times of COVID-19 in India and Palestinian Universities: Challenges and Antidotes" "印度和巴勒斯坦大学在 COVID-19 时代的在线教学:挑战与对策
Pub Date : 2024-04-14 DOI: 10.52783/jier.v4i2.777
Dr. Soni Sharma
Purpose Covid-19 pandemic has influenced universities across the world to make an abrupt shift from face-to-face teaching to digital/online teaching. The present paper investigates challenges experienced by Indian and Palestinian universities while teaching online in times of Covid-19 pandemic. Design/methodology/approach Data was collected from instructors of four Palestinian and Indian universities using a semi-tailored electronic questionnaire and analyzed using SPSS. Findings Results showed that unique challenges experienced by four Palestinian and four Indian universities’ instructors when teaching online during the Covid-19 pandemic include difficulty in receiving feedback from students in online classes compared to traditional face-to-face classes; difficulty in categorizing students into sub-groups to facilitate group working; and unfavorable online environment at home because of the presence of other family members and children. On the basis of this study’s findings, universities should prepare for future crises by ensuring instructors are competent and have knowledge in information communication technologies (ICT) as well as take into consideration the development and enhancement of the quality of online (virtual) courses delivered during emergencies. Originality This paper aims to research the implications involved in online teaching and online learning. Through data collection, this research paper was able to measure the impact and suggest recommendations. Practical implications Study in the research will contribute to overcome the challenges of stakeholders involved in education profession. Online teaching and learning, both had its own challenge and discomfort whilst implementing it. Social implications This research will help to strengthen the bond between educators and learners. Online teaching and learning created an unsaid interest and dilution in education world. This research can pave the way to develop better understanding between stakeholders.
目的 Covid-19 大流行影响了世界各地的大学,使其从面对面教学突然转向数字/在线教学。本文调查了印度和巴勒斯坦大学在 Covid-19 大流行时期开展在线教学所遇到的挑战。设计/方法/途径 使用半定制电子问卷向四所巴勒斯坦和印度大学的教师收集数据,并使用 SPSS 进行分析。结果 结果显示,四所巴勒斯坦大学和四所印度大学的教师在 Covid-19 大流行期间进行在线教学时遇到的独特挑战包括:与传统的面对面课堂相比,在线课堂难以收到学生的反馈;难以将学生分为小组以方便小组工作;由于其他家庭成员和孩子的存在,家中的在线环境不利。根据本研究的结果,大学应为未来的危机做好准备,确保教师有能力和知识掌握信息通信技术(ICT),并考虑在紧急情况下开发和提高在线(虚拟)课程的质量。独创性 本文旨在研究在线教学和在线学习所涉及的问题。通过数据收集,本研究论文能够衡量影响并提出建议。研究的实际意义 研究将有助于克服教育行业相关人员所面临的挑战。在线教学和在线学习在实施过程中都面临着挑战和不适。社会影响 这项研究将有助于加强教育者与学习者之间的联系。在线教与学在教育界造成了一种无言的兴趣和淡化。这项研究可以为利益相关者之间更好地相互理解铺平道路。
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引用次数: 0
The Undeserved Indignity: Making a Case for Muslim Dignity 当之无愧的尊严为穆斯林的尊严辩护
Pub Date : 2024-04-14 DOI: 10.52783/jier.v4i2.775
Dr Apala Vatsa, Ms Aditi Gupta,
A simple definition of Human dignity describes it as a worth attached to every human being, by virtue of being born as a human. But is the situation really so simple? Several instances reveal that the notion, nature and operation of dignity evade such simplistic definitions. As we delve deeper, an important question surfaces: how is it that dignity remains most elusive for the Muslim populations? The so-defined age of Terror further justifies such loss of dignity for the Muslim populations. It must be stressed however, that while terror events like 9/11 (the USA) or 7/7 (London, UK) or 9/7 (New Delhi, India), have served to resuscitate the fear of the radical other (that is, the Muslims) these attitudes go back a long time in history. It is reflected in the general outlook towards Muslims. Undoubtedly, there remain a section of terrorists, who borrow from a particular interpretation of Islam. But is this cause enough for the wholesale othering of the Muslim community? Having to live as second- rate people despite being citizens, being saddled with assumed linkages to terrorism; these are just a few dimensions of the otherising discourse. Islam comes into the picture not only because the ‘terrorists’, in some cases, have been Muslims, but also because these radical sections forward Islam as the source of their actions. We need to question the uncritical homogenizing that follows such revelations, viz. all Muslims are terrorists, Islam is a violent religion, Muslims are disloyal and radical, so on and so forth. The perpetual tagging as the potential terrorists causes not only an irretrievable loss of identity, but also a fatal blow to one’s dignity. Here, Kant’s notion of dignity becomes useful for understanding the problem of Muslim indignity.
人类尊严的一个简单定义是,每个人都因生而为人而被赋予的价值。但情况真的如此简单吗?一些事例表明,尊严的概念、性质和运作都与这种简单的定义相去甚远。随着我们的深入研究,一个重要的问题浮出水面:对于穆斯林民众来说,尊严为何仍然是最难以捉摸的?如此定义的恐怖时代进一步证明了穆斯林民众丧失尊严的合理性。然而,必须强调的是,虽然 9/11(美国)或 7/7(英国伦敦)或 9/7(印度新德里)等恐怖事件重新唤起了人们对激进他人(即穆斯林)的恐惧,但这些态度在历史上由来已久。这反映在人们对穆斯林的普遍看法上。毫无疑问,仍有一部分恐怖分子借用了伊斯兰教的特定解释。但这就足以导致穆斯林群体被全盘异化吗?尽管是公民,却不得不过着二流人的生活,被假定与恐怖主义有联系;这些只是他者化言论的几个方面。伊斯兰教之所以成为话题,不仅是因为在某些情况下 "恐怖分子 "是穆斯林,还因为这些激进分子将伊斯兰教作为其行动的根源。我们需要质疑这种揭露之后的不加批判的同质化,即所有穆斯林都是恐怖分子、伊斯兰教是暴力宗教、穆斯林不忠且激进等等。永远被贴上潜在恐怖分子的标签不仅会造成无法挽回的身份损失,还会对个人尊严造成致命打击。在此,康德的 "尊严 "概念有助于理解穆斯林的屈辱问题。
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引用次数: 0
A Systematic Literature Review on Green Human Resource Management Practices: Current Insights and Future Directions 关于绿色人力资源管理实践的系统文献综述:当前见解与未来方向
Pub Date : 2024-04-14 DOI: 10.52783/jier.v4i2.773
Dr. Priyanka Arora, Ms. Bhawna Sharma, Dr. Meenakshi Budhiraja
This systematic literature review (SLR) aims to provide a comprehensive analysis of existing research on Green Human Resource Management (HRM) practices. As organizations increasingly recognize the imperative of integrating environmentally sustainable strategies, the role of HRM in fostering green initiatives has gained prominence. The review follows a structured methodology involving the identification of key databases, formulation of a targeted search strategy, and application of rigorous inclusion and exclusion criteria to select relevant literature. The review categorizes the selected studies based on themes such as the types of Green HRM practices, implementation strategies, and the associated environmental and organizational outcomes. Methodological rigor and quality assessments are employed to evaluate the credibility and reliability of the included studies. The synthesis of findings reveals patterns, contradictions, and gaps in the current state of the literature, providing insights into the diverse approaches organizations adopt to embed environmental sustainability in HRM practices. Key discussions encompass the implications of Green HRM practices on organizational performance, employee engagement, and the broader context of corporate social responsibility. The review critically examines the strengths and limitations of existing research, identifying areas for future investigation. Ethical considerations are emphasized throughout the review process, ensuring the integrity of the findings and acknowledging the contributions of original authors. This SLR contributes to the ongoing discourse on Green HRM by offering a consolidated overview of the current state of research, highlighting practical implications for organizations, and proposing a roadmap for future investigations. The findings of this review are valuable for HR professionals, scholars, and policymakers seeking to enhance the environmental sustainability of organizations through effective HRM practices.
本系统文献综述(SLR)旨在全面分析有关绿色人力资源管理(HRM)实践的现有研究。随着各组织日益认识到整合环境可持续战略的必要性,人力资源管理在促进绿色倡议方面的作用日益突出。本综述采用结构化方法,包括确定关键数据库、制定有针对性的搜索策略以及应用严格的纳入和排除标准来选择相关文献。综述根据绿色人力资源管理实践的类型、实施策略以及相关的环境和组织成果等主题对所选研究进行分类。采用严谨的方法和质量评估来评价纳入研究的可信度和可靠性。研究结果的综述揭示了文献现状中的模式、矛盾和差距,为组织在人力资源管理实践中嵌入环境可持续性所采用的各种方法提供了启示。重点讨论了绿色人力资源管理实践对组织绩效、员工参与度以及更广泛的企业社会责任的影响。综述批判性地审视了现有研究的优势和局限性,确定了未来调查的领域。在整个审查过程中强调了道德方面的考虑,确保研究结果的完整性,并对原作者的贡献表示感谢。本研究报告对当前的研究现状进行了综合概述,强调了对组织的实际影响,并提出了未来调查的路线图,从而为当前关于绿色人力资源管理的讨论做出了贡献。对于寻求通过有效的人力资源管理实践来提高组织的环境可持续性的人力资源专业人士、学者和政策制定者来说,本综述的研究结果非常有价值。
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引用次数: 0
Fintech's Transformative Influence on Traditional Banking Strategies and its Role in Enhancing Financial Inclusion 金融科技对传统银行战略的变革性影响及其在加强金融包容性方面的作用
Pub Date : 2024-04-14 DOI: 10.52783/jier.v4i2.774
Dr. Shivi Mittal, Anmol Tayal, Srishti Singhal, Manvi Gupta
In the previous researches of authors, dynamics of cryptocurrency with use of blockchain technology has been studied and legal challenges in India as related with the applicability of cryptocurrency has been critically reviewed. Also, growing impact of blockchain technology on trading and businesses has been worked out whereby challenges in using the blockchain application in business has been figured out. This paper further tries to explore and examine the current state of using financial technology in the banking sector. Fintech has rapidly transformed traditional banking services, presenting both challenges and opportunities for financial institutions. The paper investigates into the key aspects of the role of fintech in the banking sector, examining the challenges faced by traditional banks and the opportunities that arise from embracing technological advancements. By conducting a comprehensive literature review, the authors aim to explore the utilization of technology across diverse facets of banking transactions, identifying challenges in its implementation, facts about enhanced role of technology in financial inclusion and more related data. The study also delves into future trends and the regulatory landscape of fintech within India's banking industry along with its scope around financial inclusivity. This paper holds significance for scholars, researchers, and banking professionals alike, providing insights into the methodology of employing technology for secure transactions in banks. The work introduces a meticulously reviewed and integrated framework, offering practitioners an understanding of the current scenario and potential future implications.
在作者之前的研究中,对使用区块链技术的加密货币的动态进行了研究,并对印度与加密货币适用性相关的法律挑战进行了严格审查。此外,还研究了区块链技术对交易和商业的日益增长的影响,并据此找出了在商业中使用区块链应用所面临的挑战。本文试图进一步探索和研究金融科技在银行业的应用现状。金融科技迅速改变了传统银行服务,为金融机构带来了挑战和机遇。本文探讨了金融科技在银行业中发挥作用的关键方面,研究了传统银行面临的挑战以及拥抱技术进步带来的机遇。通过进行全面的文献综述,作者旨在探索技术在银行交易不同方面的应用,确定其实施过程中的挑战、技术在金融普惠中增强作用的事实以及更多相关数据。研究还深入探讨了印度银行业金融科技的未来趋势和监管格局,以及其在金融包容性方面的范围。这篇论文对学者、研究人员和银行业专业人士都具有重要意义,为银行采用技术进行安全交易的方法提供了见解。作品介绍了一个经过仔细审查的综合框架,让从业人员了解当前的情况和未来的潜在影响。
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引用次数: 0
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