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Changing Dynamics of Sustainable Investing: Emerging Trends 可持续投资的动态变化:新趋势
Pub Date : 2024-01-10 DOI: 10.52783/jier.v3i2.467
Sweta, Dr. Ajay Pratap Yadav
Sustainable investment has become increasingly important due to the recognition of the link between environmental, social, and governance factors and financial performance. This study examines the historical development of sustainable investment, exploring the factors that have shaped it and the methodologies commonly used. It also investigates the evolving perspectives on sustainable investing, its impact on financial markets, and the challenges faced in implementation. The study highlights global trends in sustainable investment, such as the use of sustainability bonds. It aims to understand the influence of various stakeholders, including investors, corporations, regulators, and civil society, on the advancement of sustainable investment. The objective is to provide insights into the evolution of sustainable investment and its integration into the investment landscape, enhancing our understanding of its potential impact on financial goals and sustainable development.
由于人们认识到环境、社会和治理因素与财务业绩之间的联系,可持续投资变得越来越重要。本研究考察了可持续投资的历史发展,探讨了形成可持续投资的因素和常用方法。研究还探讨了可持续投资观点的演变、其对金融市场的影响以及实施过程中面临的挑战。研究强调了可持续投资的全球趋势,如可持续发展债券的使用。研究旨在了解投资者、企业、监管机构和民间社会等各利益相关方对推进可持续投资的影响。其目的是深入了解可持续投资的演变及其与投资环境的融合,加深我们对其对金融目标和可持续发展的潜在影响的理解。
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引用次数: 0
The development of new cyber security and networking solutions using Artificial Intelligence and machine learning 利用人工智能和机器学习开发新的网络安全和网络解决方案
Pub Date : 2024-01-08 DOI: 10.52783/jier.v3i2.462
Prof. Nishant Ranjan, Dayakar Babu Kancherla, Praseeda Ravuri, Prof (Dr) Sumeet Gupta, H J Jambukesh, Mahendra Kumar b
The convergence of Artificial Intelligence (AI) and Machine Learning (ML) has ushered in a revolutionary period in networking as well as cybersecurity. This paper explores the important impact of ML and AI on certain fields. Data shows that their use has increased dramatically, particularly in threat detection and predictive modelling. Security measures have been significantly strengthened by automated incident response systems and behavioural analysis powered by AI. The integration of threat intelligence and artificial intelligence has transformed the battle against cyberattacks, whereas real-time data analysis facilitates proactive maintenance. As long as privacy, and surveillance, alongside prejudice concerns, exist, the moral implementation of AI will remain a major worry. This analysis emphasizes the critical importance of ethical AI development. Future scope will include increased integration and more accurate threat detection, but there will also be issues with data quality, and privacy, including the requirement for strong ethical standards. It is of the utmost importance to strike a balance between these difficulties and the amazing promise of AI and ML in order to shape networking and cybersecurity in the future.
人工智能(AI)和机器学习(ML)的融合为网络和网络安全带来了一个革命性的时期。本文探讨了 ML 和 AI 对某些领域的重要影响。数据显示,它们的使用急剧增加,尤其是在威胁检测和预测建模方面。由人工智能驱动的自动事件响应系统和行为分析大大加强了安全措施。威胁情报和人工智能的整合改变了网络攻击的斗争,而实时数据分析则促进了主动维护。只要存在隐私、监控和偏见等问题,人工智能的道德实施仍将是一大隐忧。以上分析强调了人工智能道德发展的极端重要性。未来的范围将包括更高的集成度和更准确的威胁检测,但也会存在数据质量和隐私问题,包括对强有力的道德标准的要求。最重要的是,要在这些困难与人工智能和 ML 的惊人前景之间取得平衡,以塑造未来的网络和网络安全。
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引用次数: 0
Impact of Employee Performance Appraisal System On Employee Productivity A Study of Selected of Educational Institutes 员工绩效考核制度对员工生产力的影响 选定教育机构的研究
Pub Date : 2024-01-03 DOI: 10.52783/jier.v3i2.445
Dr. Rekha Swarnkar, Paridhi Jain
The Employee performance is the strength of organization and Employee performance has traditionally been accorded prime focus by human resource managers. As a result, a number of performance appraisal techniques have over time been devised to help establish employee„s performance. In the contemporary times, the use of performance appraisals has been extended beyond the rating of the employee„s performance to aspects such as motivation. Accordingly, by the sought to investigate effectiveness of performance appraisal systems and its effect on employee motivation. Performance appraisal is a widely discussed concept in the field of performance management. The importance accorded to performance appraisal systems in part arises from the nature of the current business environment, which is marked by the need to achieve organisational goals as well as remain relevant in intensely competitive markets through superior employee performance. The organisations can however control how employees perform their jobs. In addition, performance management research shows that a significant number of employees tend to have the desire to perform their jobs well as part of their individual goals as well as a demonstration of loyalty towards the organisation.
员工绩效是组织的力量所在,而员工绩效历来是人力资源管理者的首要关注点。因此,随着时间的推移,人们设计了许多绩效评估技术来帮助确定员工的绩效。在当代,绩效考核的应用已从对员工绩效的评级扩展到激励等方面。因此,本研究试图调查绩效评估系统的有效性及其对员工激励的影响。绩效考核是绩效管理领域广泛讨论的一个概念。对绩效评估系统的重视部分源于当前商业环境的性质,即需要通过员工的出色表现来实现组织目标并在激烈的市场竞争中保持相关性。然而,组织可以控制员工的工作表现。此外,绩效管理研究表明,相当多的员工都希望出色地完成工作,这既是他们个人目标的一部分,也是对组织忠诚的一种表现。
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引用次数: 0
Voyage of Stress: Assessing the Impact of Fatigue and Work Conditions on Indian Merchant Navy Officers. 压力之旅:评估疲劳和工作条件对印度商船海军军官的影响。
Pub Date : 2024-01-01 DOI: 10.52783/jier.v3i2.441
Ms. Shivani Vij, Dr. Shavina Goyal
The maritime industry, a cornerstone of global trade, relies on the dedicated efforts of seafarers who often work in challenging and physically demanding conditions. As a vital component of the shipping sector, Indian seafarers are no exception, facing the rigors of extended periods at sea and the relentless demands of maritime duties. The physical aspects of their work environment, such as noise, vibration, long working hours and prevalence of fatigue, can extremely influence their well-being and stress levels. Within this context, studying the impact of physical factors, specifically fatigue and physical work environment, on the stress levels of Indian seafarers emerges as a matter of critical significance. This study aimed to explore the complex relationship between the physical factors and the stress experienced by Indian seafarers. Employing a descriptive research design, data were collected from 395 Indian merchant navy officers. For data analysis SPSS and SEM were used. The findings of the study revealed a significant relationship between physical factors (fatigue, physical work environment) and stress of Indian Merchant Navy officers.
海运业是全球贸易的基石,依赖于海员们的辛勤努力,他们经常在充满挑战和体力要求极高的条件下工作。作为航运业的重要组成部分,印度海员也不例外,他们面临着长期海上作业的艰苦条件和海上职责的无情要求。他们工作环境中的物理因素,如噪音、振动、长时间工作和普遍存在的疲劳,会对他们的健康和压力水平产生极大的影响。在这种情况下,研究物理因素,特别是疲劳和物理工作环境对印度海员压力水平的影响就显得至关重要。本研究旨在探讨印度海员的身体因素与压力之间的复杂关系。本研究采用描述性研究设计,收集了 395 名印度商船海员的数据。数据分析使用了 SPSS 和 SEM。研究结果表明,物理因素(疲劳、物理工作环境)与印度商船海员的压力之间存在显著关系。
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引用次数: 0
Demographic implications on Sustainable Consumption: An Indian case study. 人口结构对可持续消费的影响:印度案例研究。
Pub Date : 2024-01-01 DOI: 10.52783/jier.v3i2.442
Dr. Rimi Moitra, Dr. Pallavi Rallan, Dr. Mona Bhalla
Sustainable consumption refers to a mind-set where the consumers adopt environmentally and socially responsible consumption behaviour with the focus on meeting one has needs and simultaneously reducing its impact on society and the environment at large. Literature review suggests that sustainable consumption is a very flexible concept that incorporates various factors and these factors can differ among consumers. As a result, this paper aims to study if consumers with different demographics in India differ in sustainable consumption behaviour. Specifically, consumers of different genders, age groups, and income groups differ in their consumption behaviour due to factors such as Quality of Life, Environmental Concerns, and Care for Future Generations. Quantitative research was undertaken for this study and data was collected through a structured questionnaire from 281 samples selected via a non-probability sampling method. The data was analysed using ANNOVA (normally distributed data) and Mann Whitney U Test/Wallis H test (not normally distributed data). Findings indicate that men and women significantly differ in their consumer behaviour on factors of quality of life, care for the environment, and care for future generations. Quality of life also significantly affects sustainable consumption behaviour among the various income groups and age groups. These findings therefore can in the future support marketers in adopting various sustainable practices according to the importance attached to their target audience.
可持续消费是指消费者采取对环境和社会负责任的消费行为的一种心态,其重点是在满足自身需求的同时减少对社会和整个环境的影响。文献综述表明,可持续消费是一个非常灵活的概念,包含各种因素,而这些因素在不同的消费者身上也会有所不同。因此,本文旨在研究印度不同人口结构的消费者在可持续消费行为方面是否存在差异。具体来说,不同性别、年龄组和收入组的消费者在生活质量、环境问题和关爱后代等因素的影响下,其消费行为会有所不同。本研究采用定量研究方法,通过结构化问卷从 281 个非概率抽样样本中收集数据。数据采用方差分析(正态分布数据)和曼惠特尼 U 检验/Wallis H 检验(非正态分布数据)进行分析。研究结果表明,男性和女性在生活质量、关爱环境和关爱后代等因素上的消费行为存在显著差异。生活质量对不同收入群体和年龄组的可持续消费行为也有很大影响。因此,这些研究结果可为营销人员今后根据目标受众的重视程度采取各种可持续做法提供支持。
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引用次数: 0
Dynamics of Digital Payments Enable the World's Safest Way to Pay 数字支付的发展使世界上最安全的支付方式成为可能
Pub Date : 2023-12-26 DOI: 10.52783/jier.v3i2.406
Dr. A. B. Mishra, Dr. Pradip Padhye, Prof. Nishant Ranjan
The digital payment system marks an innovative phase in the global economy. Digital payments, sometimes referred to as electronic payment systems, have given rise to mobile shopping and physical ecommerce. The e-commerce sector in India has significantly increased customer satisfaction in a range of focused on consumers industries. Currently, companies are developing an industry centered on mobile applications with the aid of advanced technology. Mobile commerce refers to technical business that is built on mobile applications. Digital payment business is an innovative business model based on internet applications. Growing the strength and capacity of remote offers allows clients to contribute more freely in an ascending manner. Companies are starting to realize that m-trade is essential to enhancing their reputation, closing agreements, and competing. Today's business groups have integrated portable trade into a number of functional areas. India must be at the forefront of these fields when it comes to offering its citizens innovative services and applications. The paper highlights the dynamics of digital payments and the manner in which worldwide digital payment companies allow customers to choose the safest way to make a payment. This study analyses information collected from secondary sources.
数字支付系统标志着全球经济进入了一个创新阶段。数字支付有时也被称为电子支付系统,它催生了移动购物和实体电子商务。印度的电子商务部门大大提高了一系列以消费者为中心的行业的客户满意度。目前,各公司正在借助先进技术发展以移动应用为中心的产业。移动商务是指建立在移动应用基础上的技术业务。数字支付业务是一种基于互联网应用的创新商业模式。远程服务的实力和能力不断增强,使客户可以更自由地做出更多贡献。企业开始意识到,移动贸易对提高声誉、达成协议和参与竞争至关重要。如今的企业集团已将便携式贸易融入了多个职能领域。在为公民提供创新服务和应用方面,印度必须走在这些领域的前列。本文重点介绍了数字支付的动态以及全球数字支付公司允许客户选择最安全支付方式的方式。本研究分析了从二手来源收集到的信息。
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引用次数: 0
An Empirical Analysis of Non-Performing Asset in Selected Banks of India 印度部分银行不良资产的实证分析
Pub Date : 2023-12-26 DOI: 10.52783/jier.v3i2.404
Dr. Karunesh Saxena, Dr. Avinash Vikram, Dr. Mukesh Sharma
The profitability of the Indian banking industry is directly impacted by the non-performing assets. It is one of the main issues facing India's banking sector. The execution of several committees' recommendations and the government of India's ongoing attempts have had a favourable influence on the economy by lowering the NPA of the Indian banking sector. Due to strategic planning by the Reserve Bank of India and the finance departments, it began gradually decreasing as a percentage of net advances after 2018. The purpose of this paper is to evaluate the effects of NPA on bank profitability and the techniques used by banks to reduce NPA. The study is based on secondary data that was collected from a variety of bank audited reports, yearly reports from the RBI, websites, etc. It has been determined that the NPA is gradually shifting into a declining mode following the adoption of RBI directives and modification of NPA management strategy.
印度银行业的盈利能力直接受到不良资产的影响。这是印度银行业面临的主要问题之一。几个委员会建议的执行和印度政府的不断努力,通过降低印度银行业的不良资产率对经济产生了有利影响。由于印度储备银行和财政部门的战略规划,2018 年后,其占净贷款的比例开始逐渐下降。本文旨在评估净资产收益率对银行盈利能力的影响以及银行降低净资产收益率的技术。研究基于从各种银行审计报告、RBI 年度报告、网站等收集的二手数据。研究结果表明,在采用 RBI 指令和修改净资产收益率管理策略后,净资产收益率正逐渐转入下降模式。
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引用次数: 0
Advancement of Digital Transformation to Boost Financial Services Industry 推进数字化转型,促进金融服务业发展
Pub Date : 2023-12-26 DOI: 10.52783/jier.v3i2.405
Dr. A. B. Mishra, Prof. Nishant Ranjan, Dr. Krishna Mohan Sharma, Dr. Pradip Padhye, Prof. Kshirod Chand
In the financial sector, digital transformation refers to the process of leveraging technology to develop new services, optimise consumer experiences, and improve financial business operations. This can entail a variety of steps, such as developing mobile banking apps, integrating artificial intelligence into customer support, or utilising blockchain technology to enable safe and effective transactions. The financial services industry has a profitable chance to modernise traditional work practises, upskill, innovate, and begin embracing digitalization through the effective use of technology. This research study is to determine presence of digital transformation in financial services. It is secondary research study which also focussed on futuristic technical trends for digitalisation in financial industry.
在金融领域,数字化转型是指利用技术开发新服务、优化消费者体验和改善金融业务运营的过程。这可能需要采取各种步骤,例如开发移动银行应用程序、将人工智能融入客户支持,或利用区块链技术实现安全有效的交易。金融服务业是一个有利可图的机会,可以通过有效利用技术,将传统的工作方式现代化,提高技能,进行创新,并开始拥抱数字化。本研究旨在确定金融服务业是否存在数字化转型。这是一项二次研究,重点关注金融业数字化的未来技术趋势。
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引用次数: 0
Brand Preference, Patanjali, and FMCG: A Bibliometric Analysis 品牌偏好、帕坦伽利和快速消费品:文献计量分析
Pub Date : 2023-12-26 DOI: 10.52783/jier.v3i2.407
Abhinav Ojha, Dr. Vibhor Paliwal
The primary goal of this study is to conduct a bibliometric analysis using the key words as Brand Preference, Patanjali and FMCG. The quality and advantages that the brand offers, particularly when it comes to the brand of foods and cosmetics items, have a significant impact on the consumer's decision to purchase a certain brand over time. Consumer satisfaction is calculated by contrasting the product's actual performance with its anticipated performance after use. Since perceptions are so individualized, they are susceptible to distortion. The conflict between buying and not buying persists in our minds unless a large number of people agree with our choice. Brands must thus be positioned in consumers' minds in order to survive in a nation like India. Ayurveda and herbal companies are well-known in India because the country's residents strongly relate herbal items to their spiritual beliefs. In this research paper bibliometric analysis has been done using vos-viewer.
本研究的主要目标是利用品牌偏好、Patanjali 和快速消费品等关键词进行文献计量分析。品牌所提供的质量和优势,尤其是食品和化妆品品牌,对消费者长期购买某一品牌的决定具有重要影响。消费者满意度的计算方法是将产品使用后的实际性能与预期性能进行对比。由于感知是如此个性化,它们很容易被扭曲。除非有很多人同意我们的选择,否则买与不买之间的冲突就会在我们的头脑中持续存在。因此,品牌必须在消费者心目中定位,才能在印度这样的国家生存下去。阿育吠陀和草药公司在印度很有名,因为印度居民将草药与他们的精神信仰紧密联系在一起。本研究论文使用 vos-viewer 进行了文献计量分析。
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引用次数: 0
To Study the Impact of Chatgpt Tool on Academic Learning: Perspective of Students and Teachers in Higher Education 研究聊天工具对学术学习的影响:高校师生的视角
Pub Date : 2023-12-03 DOI: 10.52783/jier.v3i2.340
Dr. Shweta Batra, Dr. Sunita Verma
Purpose   The purpose of this paper is to present a preliminary study of (1) The usage of ChatGPT tool by students and teachers, (2) The impact of ChatGPT tool on students and teachers learning aspects. (3) Advantages and Disadvantages of using ChatGPT tool in academic learning process. Design/methodology/approach   This research employs both qualitative and quantitative methodologies, with data analysis conducted utilizing SPSS software and in person interviews conducted with teachers and students. The study encompasses a sample of 115 students and 100 teachers of higher education institutes, as participants, of which 95 students and 73 teachers met the eligibility criteria. Findings  The findings suggest that both students and teachers make extensive use of ChatGPT for various purposes, including academic learning. Among the students, a majority agreed that they use it for academic learning. However, in the case of teachers, most of them indicated that they use ChatGPT for purposes other than academic learning or teaching. Originality / Value  This research makes the unique contribution of identifying the impact of ChatGPT tools by students and teachers in higher education. The research also finds potential advantages and disadvantages of the use of ChatGPT and the ethical concerns attached to it’s usage.   
本文的目的是对(1)学生和教师对ChatGPT工具的使用情况,(2)ChatGPT工具对学生和教师学习方面的影响进行初步研究。(3)在学术学习过程中使用ChatGPT工具的利弊。本研究采用定性和定量两种方法,利用SPSS软件进行数据分析,并对教师和学生进行亲自访谈。本研究以高等院校115名学生和100名教师为样本,其中95名学生和73名教师符合资格标准。研究结果表明,学生和教师都广泛使用ChatGPT用于各种目的,包括学术学习。在学生中,大多数人同意他们将其用于学术学习。然而,就教师而言,他们中的大多数人表示他们使用ChatGPT的目的不是学术学习或教学。独创性/价值本研究在确定ChatGPT工具对高等教育中学生和教师的影响方面做出了独特的贡献。研究还发现了使用ChatGPT的潜在优点和缺点,以及使用它所附带的伦理问题。
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引用次数: 0
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Journal of Informatics Education and Research
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