Banking is a business of trust and transparency. Unfortunately, recent financial scams in the banking industry of Bangladesh have thrown a big question in terms of reliability and transparency. On the other hand, the emergence of blockchain technology has created new hope in terms of ensuring transparency in the baking system. However, before implementing any new technology, it is essential to understand the stakeholders’ intention to adopt it. This study is an attempt to explain the factors driving the intention to adopt blockchain in the banking industry. Though, there much behavioural theory to explain technology adoption, extended Technology Acceptance Model (TAM) is used in this research because of its proven record in explaining technology acceptance. The research is conducted with the bank employees as the respondents. A total of 300 questionnaires have been distributed while 215 useable questionnaires were found for the analysis of this study. Two internal factors, as seen in the original TAM called perceived usefulness and ease of use, are found significant in describing the intention to adopt blockchain. On the other hand, two additional external variables called social influence and trust are analyzed. Trust is found to be significant, while the social influene was not statistically significant in this regard. The four independent variables together explain 48% variation in the intention to adopt blockchain technology for the banking industry. The implication of this research is significant. If the banks intend to adopt and operate blockchain, this research will provide them with a good picture of what managerial actions are essential for its adoption.
{"title":"Behavioural intention to adopt blockchain technology in Bangladeshi banking companies","authors":"M. R. Kabir, M. Islam","doi":"10.1063/5.0051654","DOIUrl":"https://doi.org/10.1063/5.0051654","url":null,"abstract":"Banking is a business of trust and transparency. Unfortunately, recent financial scams in the banking industry of Bangladesh have thrown a big question in terms of reliability and transparency. On the other hand, the emergence of blockchain technology has created new hope in terms of ensuring transparency in the baking system. However, before implementing any new technology, it is essential to understand the stakeholders’ intention to adopt it. This study is an attempt to explain the factors driving the intention to adopt blockchain in the banking industry. Though, there much behavioural theory to explain technology adoption, extended Technology Acceptance Model (TAM) is used in this research because of its proven record in explaining technology acceptance. The research is conducted with the bank employees as the respondents. A total of 300 questionnaires have been distributed while 215 useable questionnaires were found for the analysis of this study. Two internal factors, as seen in the original TAM called perceived usefulness and ease of use, are found significant in describing the intention to adopt blockchain. On the other hand, two additional external variables called social influence and trust are analyzed. Trust is found to be significant, while the social influene was not statistically significant in this regard. The four independent variables together explain 48% variation in the intention to adopt blockchain technology for the banking industry. The implication of this research is significant. If the banks intend to adopt and operate blockchain, this research will provide them with a good picture of what managerial actions are essential for its adoption.","PeriodicalId":259202,"journal":{"name":"PROCEEDINGS OF 8TH INTERNATIONAL CONFERENCE ON ADVANCED MATERIALS ENGINEERING & TECHNOLOGY (ICAMET 2020)","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125053848","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
R. Santiagoo, N. Kasmuri, S. Ramasamy, R. Ahmad, A. A. Ghani, S. N. F. N. Apindi
The effect of the microwave treatment with Trimethacrylate Propane Triacrylate as the compatibilizer on the mechanical and chemical properties of the Polypropylene (PP), Recycled Acrylonitrile Butadiene glove and Oil Palm Empty Fruit Bunch (OPEFB) fibre has been investigated. The composite were mixed together by using heated two roll mill according to six different formulation which is (100/0/10, 80/20/10, 70/30/10, 60/40/10, 50/50/10, 40/60/10 phr) with 4% of TMPTA. Then, the samples was undergo the microwave treatment with the constant temperature and time (90℃ and 4 minutes). Result analyses revealed that the microwave-treated composite with TMPTA showed the improvement in tensile properties of the composite. The composite with TMPTA have higher tensile strength compared to without TMPTA. The presence of TMPTA in the PP/NBRr/OPEFB composite formed a better interaction through FTIR analysis.
{"title":"The effect of microwave treatment with trimethacrylate propane triacrylate (TMPA) on oil palm empty fruit bunch (OPEFB) fibre","authors":"R. Santiagoo, N. Kasmuri, S. Ramasamy, R. Ahmad, A. A. Ghani, S. N. F. N. Apindi","doi":"10.1063/5.0051574","DOIUrl":"https://doi.org/10.1063/5.0051574","url":null,"abstract":"The effect of the microwave treatment with Trimethacrylate Propane Triacrylate as the compatibilizer on the mechanical and chemical properties of the Polypropylene (PP), Recycled Acrylonitrile Butadiene glove and Oil Palm Empty Fruit Bunch (OPEFB) fibre has been investigated. The composite were mixed together by using heated two roll mill according to six different formulation which is (100/0/10, 80/20/10, 70/30/10, 60/40/10, 50/50/10, 40/60/10 phr) with 4% of TMPTA. Then, the samples was undergo the microwave treatment with the constant temperature and time (90℃ and 4 minutes). Result analyses revealed that the microwave-treated composite with TMPTA showed the improvement in tensile properties of the composite. The composite with TMPTA have higher tensile strength compared to without TMPTA. The presence of TMPTA in the PP/NBRr/OPEFB composite formed a better interaction through FTIR analysis.","PeriodicalId":259202,"journal":{"name":"PROCEEDINGS OF 8TH INTERNATIONAL CONFERENCE ON ADVANCED MATERIALS ENGINEERING & TECHNOLOGY (ICAMET 2020)","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122990407","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Local government (LG) is an agency that has been empowered through legal provisions to impose the assessment tax. Thus, it directly causes the affairs of tax administration to be parked under the scope and jurisdiction of the LGs. Assessment tax arrear is a long-standing issue that has been faced by the LGs. From time to time, the crisis of assessment tax arrears is considered as getting worse and it requires various proactive actions to be taken including re-evaluating the current administrative process of assessment tax as it is practicising by the LGs. The main purpose of this study is to identify the factors which related to tax administration that has influenced the existence of assessment tax arrears based on the perspective of taxpayers. This study also aims to assess the strength of the relationship between each of the factors involved. The required data were collected through a survey method and a set of related questionnaire form was used as a research instrument. The respondents of this study are consisting of property owners who are subject to pay the assessment tax. In overall, this study has involved 261 respondents. The data collected were analyzed using descriptive and correlation methods. The findings of the study show that there are 8 administrative related factors that have influenced the existence of assessment tax arrears, namely taxation equality and justice, tax beliefs, tax expertise, staff adequacy, payment facility, transparency of services, tax incentives and tax communication. Through this study as well, it was found all the factors have a significant relationship with most of other factors.
{"title":"Administrative related factors affecting the assessment tax arrears","authors":"S. Abdullah, M. A. Wahab, M. Hanafi, A. Razak","doi":"10.1063/5.0051857","DOIUrl":"https://doi.org/10.1063/5.0051857","url":null,"abstract":"Local government (LG) is an agency that has been empowered through legal provisions to impose the assessment tax. Thus, it directly causes the affairs of tax administration to be parked under the scope and jurisdiction of the LGs. Assessment tax arrear is a long-standing issue that has been faced by the LGs. From time to time, the crisis of assessment tax arrears is considered as getting worse and it requires various proactive actions to be taken including re-evaluating the current administrative process of assessment tax as it is practicising by the LGs. The main purpose of this study is to identify the factors which related to tax administration that has influenced the existence of assessment tax arrears based on the perspective of taxpayers. This study also aims to assess the strength of the relationship between each of the factors involved. The required data were collected through a survey method and a set of related questionnaire form was used as a research instrument. The respondents of this study are consisting of property owners who are subject to pay the assessment tax. In overall, this study has involved 261 respondents. The data collected were analyzed using descriptive and correlation methods. The findings of the study show that there are 8 administrative related factors that have influenced the existence of assessment tax arrears, namely taxation equality and justice, tax beliefs, tax expertise, staff adequacy, payment facility, transparency of services, tax incentives and tax communication. Through this study as well, it was found all the factors have a significant relationship with most of other factors.","PeriodicalId":259202,"journal":{"name":"PROCEEDINGS OF 8TH INTERNATIONAL CONFERENCE ON ADVANCED MATERIALS ENGINEERING & TECHNOLOGY (ICAMET 2020)","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121572895","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
O. Okfalisa, R. Habib, R. Hidayati, M. Mahyarni, W. Alex, N. Gusman, S. Saktioto
Corporate Social Responsibility (CSR) discloses the social responsibility of a company in contributing to the quality improvement of the community and society. Currently, the banking industries put into concern on this social responsibility as well as CSR report as environmental issues that leveraging the economic business performance through the application of the Global Reporting Initiatives (GRI) framework. The number of the organization using this framework has increased. Unfortunately, several weaknesses have been reviewed on the adoption of this framework as a sustainability report. Therefore, this study tried to strengthening the GRI model by elaborating on the indicators and sub-indicators of GRI-4 to measure the priority weighted-based indicators thus it is utilized to rank the banking performance. Herein, the decision support system-based analytical network process (ANP) is applied to assess standard criteria of the GRI sustainability report as a side of economic, social, and environmental aspects. Three banking companies in Indonesia have been selected as alternatives and then analyzed based on its sustainability report as well as performance measurement. Twenty-four experts from academicians and practices have been asked their quantitative perspectives and weighting score of the criteria through the dissemination of the questionnaire. This study reveals the performance of banking companies following the realization of the CSR position. Thus, the financial services authority of Indonesia (OJK) as an Indonesian government agency is advised on the decision-making on the potential banking performance that more pay attention to environmental sustainability. Besides, the employment of the ANP method in this study can strengthen and accomplish the shortcoming of the GRI model in determining the sustainability report.
企业社会责任(Corporate Social Responsibility, CSR)是指企业为改善社区和社会质量所承担的社会责任。目前，银行业对这种社会责任以及企业社会责任报告作为环境问题的关注，通过应用全球报告倡议组织(GRI)框架来杠杆化经济经营绩效。使用该框架的组织数量有所增加。不幸的是，在采用这一框架作为可持续发展报告时审查了若干弱点。因此，本研究试图通过细化GRI-4的指标和子指标来强化GRI模型，以衡量优先级加权指标，从而利用GRI-4对银行绩效进行排名。本文将基于决策支持系统的分析网络过程(ANP)作为经济、社会和环境方面的一个方面，应用于评估GRI可持续发展报告的标准标准。印度尼西亚的三家银行公司被选为备选方案，然后根据其可持续发展报告和绩效评估进行分析。通过发放调查问卷，24位来自学术界和实践领域的专家被问及他们的定量观点和标准的加权得分。本研究揭示了银行公司在实现企业社会责任定位后的绩效。因此，建议印度尼西亚金融服务管理局(OJK)作为印度尼西亚政府机构对潜在的银行绩效进行决策，更多地关注环境的可持续性。此外，本研究采用ANP方法可以加强和弥补GRI模型在确定可持续报告方面的不足。
{"title":"Measuring the banking performance based on corporate social responsibility achievement: Decision support system adoption","authors":"O. Okfalisa, R. Habib, R. Hidayati, M. Mahyarni, W. Alex, N. Gusman, S. Saktioto","doi":"10.1063/5.0055768","DOIUrl":"https://doi.org/10.1063/5.0055768","url":null,"abstract":"Corporate Social Responsibility (CSR) discloses the social responsibility of a company in contributing to the quality improvement of the community and society. Currently, the banking industries put into concern on this social responsibility as well as CSR report as environmental issues that leveraging the economic business performance through the application of the Global Reporting Initiatives (GRI) framework. The number of the organization using this framework has increased. Unfortunately, several weaknesses have been reviewed on the adoption of this framework as a sustainability report. Therefore, this study tried to strengthening the GRI model by elaborating on the indicators and sub-indicators of GRI-4 to measure the priority weighted-based indicators thus it is utilized to rank the banking performance. Herein, the decision support system-based analytical network process (ANP) is applied to assess standard criteria of the GRI sustainability report as a side of economic, social, and environmental aspects. Three banking companies in Indonesia have been selected as alternatives and then analyzed based on its sustainability report as well as performance measurement. Twenty-four experts from academicians and practices have been asked their quantitative perspectives and weighting score of the criteria through the dissemination of the questionnaire. This study reveals the performance of banking companies following the realization of the CSR position. Thus, the financial services authority of Indonesia (OJK) as an Indonesian government agency is advised on the decision-making on the potential banking performance that more pay attention to environmental sustainability. Besides, the employment of the ANP method in this study can strengthen and accomplish the shortcoming of the GRI model in determining the sustainability report.","PeriodicalId":259202,"journal":{"name":"PROCEEDINGS OF 8TH INTERNATIONAL CONFERENCE ON ADVANCED MATERIALS ENGINEERING & TECHNOLOGY (ICAMET 2020)","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122544791","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
N. Shahbani, H. Ismail, S. D. Ramaiya, N. Saupi, I. Fakhrulddin, M. A. Awang
Passiflora quadrangularis commonly known as giant granadilla bear largest fruit (∼1-3 kg) with edible fleshy rind in its genus. In recent years, this fruit has gained popularity and planted together with the well-known purple passion fruit. Despite its expansion, scientific research has not upheld with the pre- and postharvest handling of this fruit. Theherefore, the aim of the present study is to investigate the optimum harvest maturity and ripening potential of P. quadrangularis. The optimum harvesting period of this fruit was 55 to 60 days after anthesis (DAA). Fruits harvested on day 55 are suitable for cooking as vegetables as melon species. However, fruits harvested at day 60 were ideal for consumption as fresh, both mesocarp and pulp. At ripening (day 60) the mesocarp fruit firmness was 3.33±0.10N, with total soluble solid of the pulp was 14.57±0.33°Brix. Pulp and mesocarp pH also increased slightly at maturation, 3.76±0.21 and 5.14±0.02, respectively. Passiflora quadrangularis also known to be non-climacteric fruit as it cannot ripen after being picked from the vine. At storage fruits that harvested from day 50 and 55 after anthesis that treated with ethylene were enhanced surface yellow pigmentation after 4-7 days of treatment. The present study documented detailed pre-harvesting stages for P. quadrangularis which are crucial for provide optimum marketable qualities of this fruit as well as export purposes.
{"title":"Determination of fruit maturation and ripening potential on postharvest quality of Passiflora quadrangularis L.","authors":"N. Shahbani, H. Ismail, S. D. Ramaiya, N. Saupi, I. Fakhrulddin, M. A. Awang","doi":"10.1063/5.0051963","DOIUrl":"https://doi.org/10.1063/5.0051963","url":null,"abstract":"Passiflora quadrangularis commonly known as giant granadilla bear largest fruit (∼1-3 kg) with edible fleshy rind in its genus. In recent years, this fruit has gained popularity and planted together with the well-known purple passion fruit. Despite its expansion, scientific research has not upheld with the pre- and postharvest handling of this fruit. Theherefore, the aim of the present study is to investigate the optimum harvest maturity and ripening potential of P. quadrangularis. The optimum harvesting period of this fruit was 55 to 60 days after anthesis (DAA). Fruits harvested on day 55 are suitable for cooking as vegetables as melon species. However, fruits harvested at day 60 were ideal for consumption as fresh, both mesocarp and pulp. At ripening (day 60) the mesocarp fruit firmness was 3.33±0.10N, with total soluble solid of the pulp was 14.57±0.33°Brix. Pulp and mesocarp pH also increased slightly at maturation, 3.76±0.21 and 5.14±0.02, respectively. Passiflora quadrangularis also known to be non-climacteric fruit as it cannot ripen after being picked from the vine. At storage fruits that harvested from day 50 and 55 after anthesis that treated with ethylene were enhanced surface yellow pigmentation after 4-7 days of treatment. The present study documented detailed pre-harvesting stages for P. quadrangularis which are crucial for provide optimum marketable qualities of this fruit as well as export purposes.","PeriodicalId":259202,"journal":{"name":"PROCEEDINGS OF 8TH INTERNATIONAL CONFERENCE ON ADVANCED MATERIALS ENGINEERING & TECHNOLOGY (ICAMET 2020)","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129935883","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
M. Zaki, C. N. Noorshella, A. Azwan, A. Amira, M. Mahathir
The purpose of this study is to investigate the self-esteem and perceived academic control towards well-being emotions among wellness students and the most factors affecting the well-being emotions among wellness students at Uni X. A total of 250 Wellness students been surveyed and data was analyzed using SPSS software. The findings of this study are aligned with the past studies which are there is a relationship between self-esteem and academic perceived control towards well-being emotion among wellness students. In addition, this study also revealed that self-esteem is the most influencial factor compared to perceived academic control towards well-being emotion among wellness student.
{"title":"Self-esteem and perceived academic control towards well-being emotion among wellness students","authors":"M. Zaki, C. N. Noorshella, A. Azwan, A. Amira, M. Mahathir","doi":"10.1063/5.0051937","DOIUrl":"https://doi.org/10.1063/5.0051937","url":null,"abstract":"The purpose of this study is to investigate the self-esteem and perceived academic control towards well-being emotions among wellness students and the most factors affecting the well-being emotions among wellness students at Uni X. A total of 250 Wellness students been surveyed and data was analyzed using SPSS software. The findings of this study are aligned with the past studies which are there is a relationship between self-esteem and academic perceived control towards well-being emotion among wellness students. In addition, this study also revealed that self-esteem is the most influencial factor compared to perceived academic control towards well-being emotion among wellness student.","PeriodicalId":259202,"journal":{"name":"PROCEEDINGS OF 8TH INTERNATIONAL CONFERENCE ON ADVANCED MATERIALS ENGINEERING & TECHNOLOGY (ICAMET 2020)","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129504417","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The effect of lanthanum doping with different concentrations of lanthanum to dope with barium titanate (BaTiO3) was studied. All the samples of Ba1-xLaxTiO3 with x = 0, 0.0005, 0.0010 and 0.0030 are prepared through the conventional solid-state reaction. XRD is used to determine the purity and to evaluate crystal chemistry of the prepared samples. Impedance spectroscopy analysis is used to analyse the impedance data of the Ba1-xLaxTiO3 and study the changes with different concentration of lanthanum doped after the samples are sintered at 1450°C for 4 hours. From the results, the dielectric constant is frequency-dependent where the higher the frequency, the lower the dielectric constant, and the Curie temperature, Tc is decreased from 393 K to 383K by increasing the dopant concentration of lanthanum into BaTiO3.
{"title":"Crystal chemistry and electrical properties of La-doped BaTiO3","authors":"Tiong Yuan Zhe, R. Osman, M. Idris","doi":"10.1063/5.0051868","DOIUrl":"https://doi.org/10.1063/5.0051868","url":null,"abstract":"The effect of lanthanum doping with different concentrations of lanthanum to dope with barium titanate (BaTiO3) was studied. All the samples of Ba1-xLaxTiO3 with x = 0, 0.0005, 0.0010 and 0.0030 are prepared through the conventional solid-state reaction. XRD is used to determine the purity and to evaluate crystal chemistry of the prepared samples. Impedance spectroscopy analysis is used to analyse the impedance data of the Ba1-xLaxTiO3 and study the changes with different concentration of lanthanum doped after the samples are sintered at 1450°C for 4 hours. From the results, the dielectric constant is frequency-dependent where the higher the frequency, the lower the dielectric constant, and the Curie temperature, Tc is decreased from 393 K to 383K by increasing the dopant concentration of lanthanum into BaTiO3.","PeriodicalId":259202,"journal":{"name":"PROCEEDINGS OF 8TH INTERNATIONAL CONFERENCE ON ADVANCED MATERIALS ENGINEERING & TECHNOLOGY (ICAMET 2020)","volume":"52 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128570604","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
The advancement of technology and rapid growth in the number of internet users throughout the world has been pushing people to do all sorts of transactions online. This move towards digitization requires banking services to be automated and online. With its dream to become a digital nation by 2021, Bangladesh is striving hard to enter into the world market online. Hence, though late, banks in Bangladesh have started their I-banking services. However, the acceptance level of users is essential to understand before its full-fledged implementation. Thus, this study aims at explaining the determinants of internet banking with extended Technology Adoption Model (TAM) as the base. Though a good number of studies have already been undertaken using TAM, the study is justified in the sense that it would mitigate the research gap considering two country-specific variables like security and privacy risk. The variables are selected on the backdrop concerning the absence of a strict regulation for the use of the internet and a much-talked issue of internet speed and quality in Bangladesh. A questionnaire survey has been conducted among the internet users to identify the determinants of the intention to use I-banking (IUIB) and hence the adoption of it. A total of 200 questionnaires have been administrated using three different forms called an in-person survey, postal mail and google form. Out of 200 questionnaires, 150 fully completed and usable questionnaires have been received with a success rate of 75%. All the independent variables called perceived usefulness; perceived ease of Use, perceived enjoyment, access to information, security and privacy (S.P.) and quality of internet connection (QIC) are found to be significant in explaining the users’ IUIB. The IUIB is also found to be highly significant to explain the -banking Adoption by the users. The country-specific variable like the S.P. has a negative impact on I-banking adoption while the QIC found to have a positive impact in Bangladesh context. Hence, the study recommends the policymakers of Bangladesh to initiate strong laws for protecting the security of data over the internet with a special urge to the telecommunication regulatory authority and telecom companies to ensure technology infrastructure for high speed and smooth internet services.
{"title":"Extension of TAM explaining the determinants of I-banking adoption: Bangladesh perspective","authors":"Md Faisal Kabir, M. A. Islam","doi":"10.1063/5.0051656","DOIUrl":"https://doi.org/10.1063/5.0051656","url":null,"abstract":"The advancement of technology and rapid growth in the number of internet users throughout the world has been pushing people to do all sorts of transactions online. This move towards digitization requires banking services to be automated and online. With its dream to become a digital nation by 2021, Bangladesh is striving hard to enter into the world market online. Hence, though late, banks in Bangladesh have started their I-banking services. However, the acceptance level of users is essential to understand before its full-fledged implementation. Thus, this study aims at explaining the determinants of internet banking with extended Technology Adoption Model (TAM) as the base. Though a good number of studies have already been undertaken using TAM, the study is justified in the sense that it would mitigate the research gap considering two country-specific variables like security and privacy risk. The variables are selected on the backdrop concerning the absence of a strict regulation for the use of the internet and a much-talked issue of internet speed and quality in Bangladesh. A questionnaire survey has been conducted among the internet users to identify the determinants of the intention to use I-banking (IUIB) and hence the adoption of it. A total of 200 questionnaires have been administrated using three different forms called an in-person survey, postal mail and google form. Out of 200 questionnaires, 150 fully completed and usable questionnaires have been received with a success rate of 75%. All the independent variables called perceived usefulness; perceived ease of Use, perceived enjoyment, access to information, security and privacy (S.P.) and quality of internet connection (QIC) are found to be significant in explaining the users’ IUIB. The IUIB is also found to be highly significant to explain the -banking Adoption by the users. The country-specific variable like the S.P. has a negative impact on I-banking adoption while the QIC found to have a positive impact in Bangladesh context. Hence, the study recommends the policymakers of Bangladesh to initiate strong laws for protecting the security of data over the internet with a special urge to the telecommunication regulatory authority and telecom companies to ensure technology infrastructure for high speed and smooth internet services.","PeriodicalId":259202,"journal":{"name":"PROCEEDINGS OF 8TH INTERNATIONAL CONFERENCE ON ADVANCED MATERIALS ENGINEERING & TECHNOLOGY (ICAMET 2020)","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125017491","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
O. Normaliza, Y. Naimah, E. E. Mohamed, H. Zulkifli
The low road efficiency problem triggered by the congestion and traffic accident is the reason of enhancing conventional transportation system in the world. It showed an awful picture of increasing traffic accidents with the growing number of vehicles. Road efficiency is constantly the main issue in the transportation system, hence supporting road efficiency must be in line among the traffic safety idea. Particularly, IoV is a main factor in Vehicle Cyber Physical Systems (VCPS). Road side unit (RSU) is an important factor for Vehicle to everything (V2X) communication, where it is an access point for linking the IoV network to the other networks [3]. In the IoV, the information exchange is generally produced of V2X which is vehicle-to-infrastructure (V2I) and vehicle-to-vehicle (V2V). It is important that safety message such as road condition, traffic information and traffic accidents consistently delivered to other vehicle in a timely manner for safety applications. Therefore, a number of studies have been done to design and develop a dependable routing protocols in Vehicular Ad-hoc Network (VANET). Though, in VANET, a transmission using single hop is generally incapable to serve all the proposed receivers because of partial radio range across a long distance. Consequently, the integrated routing protocol is needed to improve a communication system between vehicles in IoV network. Moreover, achieving a stable level performance in term of high throughput, less packet loss and less link failure in IoV is a challenging problem. In this paper, those key performance is analyzed and has been discussed in result section. From the results, it shows that the GreedLea routing protocol delivered 10% improved performance compared to existing Greedy perimeter stateless routing (GPSR) routing protocol in term of packet delivery ratio, average delay and path loss.
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The Coronavirus Disease (COVID-19) has caused various unprecedented impacts to the whole world. In relation to this, Malaysia has enforced the Movement Control Over (MCO) starting on 18 March 2020 in order to fight the global COVID-19 pandemic. COVID-19 has claimed hundreds of thousands of lives and caused socio-economic shocks that left no one untouched. The pandemic also has forced all employees, including academicians, to practice Work from Home (WFH). In relation to this, the implementation of e-learning may incur academicians’ acceptance that might be influenced by their attitudes towards internet connection, utilizing electronic equipment, and others to ensure an effective e-learning process. This study is aimed to examine the effects of gender, age, and internet competency on internet usage among academicians during the MCO. A total of 223 respondents participated in this study through a purposive sampling method which was conducted among academicians using an online questionnaire. Chi-square analysis was performed to examine the association among genders, age groups, and internet competency with internet usage. The results of the study revealed that there is a significant relationship between the respondents’ genders and internet competency on internet usage among academicians during the MCO (χ2 = 0.002, p 0.05). In a situation where the country is facing the COVID-19 pandemic and the MCO, the use of the internet has become very important. This study also found that there are differences in internet usage among respondents of different genders and levels of efficiency. But when the online learning method was implemented, all academicians were no exception. Therefore, the age difference of academicians was found not to affect the use of the internet. Future studies by adding more respondents among teachers and those from private institutions are recommended, other than focusing on attitudes and perceptions which will benefit various parties, especially the academicians.
新型冠状病毒病(COVID-19)给全世界造成了各种前所未有的影响。为此，马来西亚已于2020年3月18日起实施行动管制，以应对全球COVID-19大流行。COVID-19夺去了数十万人的生命，造成了社会经济冲击，没有一个人能幸免。疫情还迫使包括院士在内的所有员工实行在家工作(WFH)。与此相关，实施电子学习可能会引起院士的接受，这可能受到他们对互联网连接、利用电子设备和其他确保有效的电子学习过程的态度的影响。本研究旨在探讨性别、年龄和网络能力对网络使用的影响。本研究采用有目的的抽样方法，采用在线问卷调查的方式在院士中进行，共有223名受访者参与了本研究。采用卡方分析检验性别、年龄、网络能力与网络使用的关系。研究结果显示，被调查者的性别与大学生网络能力之间存在显著的相关关系(χ2 = 0.002, p 0.05)。在国家面临COVID-19大流行和文化部的情况下，互联网的使用变得非常重要。本研究还发现，不同性别和效率水平的受访者在互联网使用方面存在差异。但当在线学习方法实施后，所有的院士都不例外。因此，我们发现院士的年龄差异并不影响网络的使用。建议在未来的研究中增加更多的教师和私立机构的受访者，而不是关注态度和看法，这将有利于各方，特别是院士。
{"title":"Effects of gender, age, and internet competency on internet usage among academicians during the movement control order (MCO) in Malaysia","authors":"N. Taib, S. M. Amin, Z. A. Yazid, H. Harun","doi":"10.1063/5.0052375","DOIUrl":"https://doi.org/10.1063/5.0052375","url":null,"abstract":"The Coronavirus Disease (COVID-19) has caused various unprecedented impacts to the whole world. In relation to this, Malaysia has enforced the Movement Control Over (MCO) starting on 18 March 2020 in order to fight the global COVID-19 pandemic. COVID-19 has claimed hundreds of thousands of lives and caused socio-economic shocks that left no one untouched. The pandemic also has forced all employees, including academicians, to practice Work from Home (WFH). In relation to this, the implementation of e-learning may incur academicians’ acceptance that might be influenced by their attitudes towards internet connection, utilizing electronic equipment, and others to ensure an effective e-learning process. This study is aimed to examine the effects of gender, age, and internet competency on internet usage among academicians during the MCO. A total of 223 respondents participated in this study through a purposive sampling method which was conducted among academicians using an online questionnaire. Chi-square analysis was performed to examine the association among genders, age groups, and internet competency with internet usage. The results of the study revealed that there is a significant relationship between the respondents’ genders and internet competency on internet usage among academicians during the MCO (χ2 = 0.002, p 0.05). In a situation where the country is facing the COVID-19 pandemic and the MCO, the use of the internet has become very important. This study also found that there are differences in internet usage among respondents of different genders and levels of efficiency. But when the online learning method was implemented, all academicians were no exception. Therefore, the age difference of academicians was found not to affect the use of the internet. Future studies by adding more respondents among teachers and those from private institutions are recommended, other than focusing on attitudes and perceptions which will benefit various parties, especially the academicians.","PeriodicalId":259202,"journal":{"name":"PROCEEDINGS OF 8TH INTERNATIONAL CONFERENCE ON ADVANCED MATERIALS ENGINEERING & TECHNOLOGY (ICAMET 2020)","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121200604","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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