Pub Date : 2021-08-06DOI: 10.31558/2307-2318.2021.1.11
О. В. Таранич, Д. О. Вісіцька
In the provides information about the system of motivation in administrative management and its role and significance in the conditions of modern business, considers the basic theories, which became the basis for building today's motivational mechanism and the use of incentive methods on the example of civil servants. To achieve this goal and solve problems, general scientific and special theoretical and empirical methods were used in the work: analysis of scientific literature on the research topic, terminologically, statistical, the method of comparative analysis and synthesis.
{"title":"Мотивація державних службовців у системі адміністративного менеджменту","authors":"О. В. Таранич, Д. О. Вісіцька","doi":"10.31558/2307-2318.2021.1.11","DOIUrl":"https://doi.org/10.31558/2307-2318.2021.1.11","url":null,"abstract":"In the provides information about the system of motivation in administrative management and its role and significance in the conditions of modern business, considers the basic theories, which became the basis for building today's motivational mechanism and the use of incentive methods on the example of civil servants. To achieve this goal and solve problems, general scientific and special theoretical and empirical methods were used in the work: analysis of scientific literature on the research topic, terminologically, statistical, the method of comparative analysis and synthesis.","PeriodicalId":278056,"journal":{"name":"Економіка і організація управління","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123863975","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-05DOI: 10.31558/2307-2318.2021.1.10
Ю. В. Солоненко, М. Р. Говоруха
The article substantiates the objective need to improve the existing models for predicting pandemic models, identifies the main factors for solving asymmetry problems. A relationship was revealed between the level of concern, the number of Internet requests on the Internet and non-compliance with quarantine restrictions. The authors have proven the danger of uncoordinated and unhurried actions on the historical example of a pandemic called "Spanish flu". For a general understanding of the topic, the action of the mechanism of artificial neural networks is schematically reflected, a model for predicting the SIR epidemic is built. The practical significance of the work lies in the fact that more accurate models for predicting the course of pandemics can save millions of lives and provide stable systems for the economic, social and political life of the population. Overcoming the incompleteness and inaccuracies of information will allow the leaders of states to avoid mistakes when making important decisions. Further research in the chosen topic will make it possible to obtain accurate data on the course of epidemics, and in the future, will help to overcome the problem of information asymmetry.
{"title":"Шляхи подолання асиметричної інформації під час побудови точних моделей пандемій","authors":"Ю. В. Солоненко, М. Р. Говоруха","doi":"10.31558/2307-2318.2021.1.10","DOIUrl":"https://doi.org/10.31558/2307-2318.2021.1.10","url":null,"abstract":"The article substantiates the objective need to improve the existing models for predicting pandemic models, identifies the main factors for solving asymmetry problems. A relationship was revealed between the level of concern, the number of Internet requests on the Internet and non-compliance with quarantine restrictions. The authors have proven the danger of uncoordinated and unhurried actions on the historical example of a pandemic called \"Spanish flu\". For a general understanding of the topic, the action of the mechanism of artificial neural networks is schematically reflected, a model for predicting the SIR epidemic is built. The practical significance of the work lies in the fact that more accurate models for predicting the course of pandemics can save millions of lives and provide stable systems for the economic, social and political life of the population. Overcoming the incompleteness and inaccuracies of information will allow the leaders of states to avoid mistakes when making important decisions. Further research in the chosen topic will make it possible to obtain accurate data on the course of epidemics, and in the future, will help to overcome the problem of information asymmetry.","PeriodicalId":278056,"journal":{"name":"Економіка і організація управління","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126645632","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-05DOI: 10.31558/2307-2318.2021.1.7
О.В. Климчук
The article explores the processes of global use of information technologies and systems, which allows creating economic benefits and promoting social and political integration, causing general prosperity and sustainable development of society. A review of the networked readiness system is provided, which provides executives with directive information on the key pillars to take into account the full use of information and communication technologies in their economic growth strategies. The essence of the modern model of the Network Readiness Index (NRI), which consists of four main pillars (technology, people, governance and impact), is revealed, each of which is formed from three sub-pillars, defining in a complex the real state of the use of information and communication technologies in a particular country. The rating of Ukraine according to the Networked Readiness Index and its main four pillars is presented. The degree of implementation of information technologies at Ukrainian enterprises by types of economic activity and their use of information and communication technologies, depending on the average number of employees, taking into account access to the Internet, the presence of a website and the purchase of cloud computing services are given. The essence and measurements of the basic principles (scientific validity, competence, timeliness, completeness of content, flexibility and homeostaticity) regarding the adoption of management decisions in the network economy are considered, which allows obtaining a synergistic effect. It is proposed to focus further research on the generation and design of a communication and information technology system, increasing investment in the information and communication technology sector and further popularizing the Internet and developing e-commerce.
{"title":"Сучасні тренди та глобалізаційні виміри управління інформаційними технологіями і системами в Україні","authors":"О.В. Климчук","doi":"10.31558/2307-2318.2021.1.7","DOIUrl":"https://doi.org/10.31558/2307-2318.2021.1.7","url":null,"abstract":"The article explores the processes of global use of information technologies and systems, which allows creating economic benefits and promoting social and political integration, causing general prosperity and sustainable development of society. A review of the networked readiness system is provided, which provides executives with directive information on the key pillars to take into account the full use of information and communication technologies in their economic growth strategies. The essence of the modern model of the Network Readiness Index (NRI), which consists of four main pillars (technology, people, governance and impact), is revealed, each of which is formed from three sub-pillars, defining in a complex the real state of the use of information and communication technologies in a particular country. The rating of Ukraine according to the Networked Readiness Index and its main four pillars is presented. The degree of implementation of information technologies at Ukrainian enterprises by types of economic activity and their use of information and communication technologies, depending on the average number of employees, taking into account access to the Internet, the presence of a website and the purchase of cloud computing services are given. The essence and measurements of the basic principles (scientific validity, competence, timeliness, completeness of content, flexibility and homeostaticity) regarding the adoption of management decisions in the network economy are considered, which allows obtaining a synergistic effect. It is proposed to focus further research on the generation and design of a communication and information technology system, increasing investment in the information and communication technology sector and further popularizing the Internet and developing e-commerce.","PeriodicalId":278056,"journal":{"name":"Економіка і організація управління","volume":"54 3","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132933879","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-04DOI: 10.31558/2307-2318.2021.1.1
З. А. Атаманчук, Ю. В. Неголюк
The key priorities for the development of «green» economy are determined. The state of investment support «green» sector in Ukraine and in the world, the world experience of attracting «green» technologies in the economy has been studied. The obstacles that restrain the increase of investment in the «green» sector of Ukraine's economy and key priorities for the development of the sector based on relevant programs are substantiated. Further benchmarks for the development of «green» economy by attracting investments on the basis of sustainable production and consumption, efficient resources using, as well as promoting business activities in the way of resource and energy-efficient, ecologically safe production are formed. The model of transition of Ukraine to the «green» economy is proposed. It is substantiated that in the conditions of imitation of the experience of leading countries, clear state regulation and support, quality support of investments and clear legislative and legal norms, this model of transition and construction of a new economy can lead to a rapid socio-economic progress of Ukraine.
{"title":"Інвестиційне забезпечення «зеленої» економіки як пріоритетний напрям розвитку держави на засадах сталого розвитку","authors":"З. А. Атаманчук, Ю. В. Неголюк","doi":"10.31558/2307-2318.2021.1.1","DOIUrl":"https://doi.org/10.31558/2307-2318.2021.1.1","url":null,"abstract":"The key priorities for the development of «green» economy are determined. The state of investment support «green» sector in Ukraine and in the world, the world experience of attracting «green» technologies in the economy has been studied. The obstacles that restrain the increase of investment in the «green» sector of Ukraine's economy and key priorities for the development of the sector based on relevant programs are substantiated. Further benchmarks for the development of «green» economy by attracting investments on the basis of sustainable production and consumption, efficient resources using, as well as promoting business activities in the way of resource and energy-efficient, ecologically safe production are formed. The model of transition of Ukraine to the «green» economy is proposed. It is substantiated that in the conditions of imitation of the experience of leading countries, clear state regulation and support, quality support of investments and clear legislative and legal norms, this model of transition and construction of a new economy can lead to a rapid socio-economic progress of Ukraine.","PeriodicalId":278056,"journal":{"name":"Економіка і організація управління","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130626152","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-04DOI: 10.31558/2307-2318.2021.1.2
В.Є. Болгов, І.М. Витяганець
The statistic has established theoretical ambushes and practical recommendations for assessing the feasibility and financial strength of an enterprise, priorities are assigned and the system has been broken up to create the financial independence of Ukraine. The day-to-day characteristics of the budget are seen as to the tool of the internal financial plan. The mechanism of securing such a thing has been understood as the financial efficiency, liquidity, platform-ability of the enterprise, to analyze the factor, so that it’s possible to get the message flowing into the form and the picture. A methodical approach to the assessment of the financial performance of the Carlsberg Ukraine PrAT has been established. An analysis of the liquidity and plateau-ability of the enterprise was carried out. The model of the financial stability of the PRAT "Carlsberg Ukraine" has been developed with the prospect of improving the efficiency of the government's activity. It was revealed that the promises were made to advance the efficiency of financial resources for an additional factor analysis of the profitability of the capital of the PRAT "Carlsberg Ukraine".
{"title":"Забезпечення фінансової стійкості та платоспроможності як важлива ціль внутрішньофірмового бюджетування","authors":"В.Є. Болгов, І.М. Витяганець","doi":"10.31558/2307-2318.2021.1.2","DOIUrl":"https://doi.org/10.31558/2307-2318.2021.1.2","url":null,"abstract":"The statistic has established theoretical ambushes and practical recommendations for assessing the feasibility and financial strength of an enterprise, priorities are assigned and the system has been broken up to create the financial independence of Ukraine. The day-to-day characteristics of the budget are seen as to the tool of the internal financial plan. The mechanism of securing such a thing has been understood as the financial efficiency, liquidity, platform-ability of the enterprise, to analyze the factor, so that it’s possible to get the message flowing into the form and the picture. A methodical approach to the assessment of the financial performance of the Carlsberg Ukraine PrAT has been established. An analysis of the liquidity and plateau-ability of the enterprise was carried out. The model of the financial stability of the PRAT \"Carlsberg Ukraine\" has been developed with the prospect of improving the efficiency of the government's activity. It was revealed that the promises were made to advance the efficiency of financial resources for an additional factor analysis of the profitability of the capital of the PRAT \"Carlsberg Ukraine\".","PeriodicalId":278056,"journal":{"name":"Економіка і організація управління","volume":"34 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122145025","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-04DOI: 10.31558/2307-2318.2021.1.4
В.Є. Болгов, Ірина Кушнір
{"title":"Механізм стратегічного фінансового планування на підприємстві ПРАТ «Фармацевтична фірма «Дарниця» методом коефіцієнтного аналізу","authors":"В.Є. Болгов, Ірина Кушнір","doi":"10.31558/2307-2318.2021.1.4","DOIUrl":"https://doi.org/10.31558/2307-2318.2021.1.4","url":null,"abstract":"","PeriodicalId":278056,"journal":{"name":"Економіка і організація управління","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127909039","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-04DOI: 10.31558/2307-2318.2021.1.3
В. В. Волкова, Н. І. Волкова, К.А. Ставська
The article defines the quality of the loan portfolio as a favorable state of its structure, in which the banking institution will be able to ensure maximum profitability with a minimum level of credit risk and optimal liquidity of the bank's balance sheet. The dynamics of non-performing assets was studied and the banks with the largest share in the loan portfolio were identified. The necessity of more effective credit risk management and the expediency of assessing the quality of the bank's loan portfolio are substantiated. The concept of improving the assessment of the quality of the loan portfolio in the management of the bank's credit activities has been developed, the implementation of which will increase the efficiency of its activities and contribute to the development of the country's banking system.The article emphasizes that the concept of improving the quality of the loan portfolio in the management of credit activities of the bank - a holistic system of theoretical and methodological views on the nature, purpose, objectives and principles of assessing the quality of the loan portfolio in the management of credit activities, as well as organizational and practical approaches to the formation of the mechanism of its implementation in specific conditions. Factors that affect the level of quality of the loan portfolio are identified. Substantiation of the stages of formation of the bank's lending activity, which will allow the banking institution to implement the concept of improving the assessment of the quality of the loan portfolio in the management of the bank's lending activities in full.
{"title":"Концепція вдосконалення оцінки якості кредитного портфеля в управлінні кредитною діяльністю банку","authors":"В. В. Волкова, Н. І. Волкова, К.А. Ставська","doi":"10.31558/2307-2318.2021.1.3","DOIUrl":"https://doi.org/10.31558/2307-2318.2021.1.3","url":null,"abstract":"The article defines the quality of the loan portfolio as a favorable state of its structure, in which the banking institution will be able to ensure maximum profitability with a minimum level of credit risk and optimal liquidity of the bank's balance sheet. The dynamics of non-performing assets was studied and the banks with the largest share in the loan portfolio were identified. The necessity of more effective credit risk management and the expediency of assessing the quality of the bank's loan portfolio are substantiated. The concept of improving the assessment of the quality of the loan portfolio in the management of the bank's credit activities has been developed, the implementation of which will increase the efficiency of its activities and contribute to the development of the country's banking system.The article emphasizes that the concept of improving the quality of the loan portfolio in the management of credit activities of the bank - a holistic system of theoretical and methodological views on the nature, purpose, objectives and principles of assessing the quality of the loan portfolio in the management of credit activities, as well as organizational and practical approaches to the formation of the mechanism of its implementation in specific conditions. Factors that affect the level of quality of the loan portfolio are identified. Substantiation of the stages of formation of the bank's lending activity, which will allow the banking institution to implement the concept of improving the assessment of the quality of the loan portfolio in the management of the bank's lending activities in full.","PeriodicalId":278056,"journal":{"name":"Економіка і організація управління","volume":"88 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123992693","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2021-08-04DOI: 10.31558/2307-2318.2021.1.5
О.В. Длугопольський, А.І. Баранець
The dollarization of the national economy of Ukraine as a natural phenomenon in close connection with the processes of labor migration is studied. Types and directions of dollarization of the domestic economy are analyzed. An assessment of the dynamics of average annual dollarization in Ukraine in 2014-2020, the dynamics of the exchange rate, the dynamics of private remittances to Ukraine are discussed. It is substantiated that the number of Ukrainians who left Ukraine is 2.5-3 times higher than the number of foreign citizens who entered the country. The main causes of migration problems in Ukraine and their impact on the dollarization of the domestic economy are identified. It is substantiated that foreign currency imported into the territory of Ukraine through international migrants is either not exchanged for the national currency, or is converted from the currencies of the leading countries of employers into dollars/euros. This is mainly due to the population's distrust of political and economic reforms within the country, and, accordingly, to the hryvnia. An inverse relationship has been established between the balance of purchase and sale of foreign currency and the level of dollarization of the economy in Ukraine, as well as the balance of purchase and sale of foreign currency and the share of foreign currency deposits. Both the factors that cause the strengthening of dollarization and the factors that constrain it are considered. It is determined that the key problem of dollarization of the economy is that Ukraine loses the most important target - monetary policy and its targets, as the NBU loses the ability to influence the money supply in the economy, and thus ensure stability of the national currency.
{"title":"Доларизація національної економіки та трудова міграція: аспекти взаємозв’язку (кейс України)","authors":"О.В. Длугопольський, А.І. Баранець","doi":"10.31558/2307-2318.2021.1.5","DOIUrl":"https://doi.org/10.31558/2307-2318.2021.1.5","url":null,"abstract":"The dollarization of the national economy of Ukraine as a natural phenomenon in close connection with the processes of labor migration is studied. Types and directions of dollarization of the domestic economy are analyzed. An assessment of the dynamics of average annual dollarization in Ukraine in 2014-2020, the dynamics of the exchange rate, the dynamics of private remittances to Ukraine are discussed. It is substantiated that the number of Ukrainians who left Ukraine is 2.5-3 times higher than the number of foreign citizens who entered the country. The main causes of migration problems in Ukraine and their impact on the dollarization of the domestic economy are identified. It is substantiated that foreign currency imported into the territory of Ukraine through international migrants is either not exchanged for the national currency, or is converted from the currencies of the leading countries of employers into dollars/euros. This is mainly due to the population's distrust of political and economic reforms within the country, and, accordingly, to the hryvnia. An inverse relationship has been established between the balance of purchase and sale of foreign currency and the level of dollarization of the economy in Ukraine, as well as the balance of purchase and sale of foreign currency and the share of foreign currency deposits. Both the factors that cause the strengthening of dollarization and the factors that constrain it are considered. It is determined that the key problem of dollarization of the economy is that Ukraine loses the most important target - monetary policy and its targets, as the NBU loses the ability to influence the money supply in the economy, and thus ensure stability of the national currency.","PeriodicalId":278056,"journal":{"name":"Економіка і організація управління","volume":"133 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124047243","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 1900-01-01DOI: 10.31558/2307-2318.2022.4.3
Ольга Дороніна, Олександр Трегубов, Наталія Якимова
{"title":"Потенціал розвитку соціального підприємництва на Вінниччині","authors":"Ольга Дороніна, Олександр Трегубов, Наталія Якимова","doi":"10.31558/2307-2318.2022.4.3","DOIUrl":"https://doi.org/10.31558/2307-2318.2022.4.3","url":null,"abstract":"","PeriodicalId":278056,"journal":{"name":"Економіка і організація управління","volume":"142 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114680752","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 1900-01-01DOI: 10.31558/2307-2318.2019.4.13
T. Ruban, Білоруський державний економічний університет, A. Sidorova
Sustainable development of insurance organizations aimed at ensuring their solvency in order to protect the interests of policyholders is the main priority of the insurance market of the Republic of Belarus. The most important indicator characterizing the reliability and stability of the insurance market is the solvency of the insurance company. The subject of the study is the process of assessing the solvency of insurance organizations. The goal is to analyze the current practice of assessing the solvency of insurance organizations in the Republic of Belarus. The tools to maintain solvency of insurance companies of the Republic of Belarus are insurance rates, insurance reserves, investments and reinsurance. The practical application of these tools in the activities of insurance organizations of the Republic of Belarus is considered. In accordance with the Instruction on the criteria and procedure for assessing the solvency of insurance organizations, the solvency of an insurance company is the estimated value, within which the insurer, based on the specifics of the concluded contracts and the volume of insurance obligations assumed, should have its own capital free from any future obligations, with the exception of rights of claim of property owners. Solvency assessment involves a comparison of the actual and standard sizes of the solvency margin, which are based on the financial statements of the insurance organization. The process of assessing the solvency of insurance organizations of the Republic of Belarus also includes the calculation and monitoring of compliance with safe functioning standards. It is concluded that the Republic of Belarus uses a combined approach to assessing the solvency of insurance organizations, which provides for two areas: a comparison of the actual and standard sizes of the solvency margin and an assessment of the implementation of safe functioning standards. The solvency assessment process should take into account all aspects of the insurance organization and allow the analysis of factors affecting its solvency. Factors should take into account both the conditions typical for all participants in the insurance market and the particularities of a particular insurance organization.
{"title":"Оцінка платоспроможності страхових організацій Республіки Білорусь.","authors":"T. Ruban, Білоруський державний економічний університет, A. Sidorova","doi":"10.31558/2307-2318.2019.4.13","DOIUrl":"https://doi.org/10.31558/2307-2318.2019.4.13","url":null,"abstract":"Sustainable development of insurance organizations aimed at ensuring their solvency in order to protect the interests of policyholders is the main priority of the insurance market of the Republic of Belarus. The most important indicator characterizing the reliability and stability of the insurance market is the solvency of the insurance company. The subject of the study is the process of assessing the solvency of insurance organizations. The goal is to analyze the current practice of assessing the solvency of insurance organizations in the Republic of Belarus. The tools to maintain solvency of insurance companies of the Republic of Belarus are insurance rates, insurance reserves, investments and reinsurance. The practical application of these tools in the activities of insurance organizations of the Republic of Belarus is considered. In accordance with the Instruction on the criteria and procedure for assessing the solvency of insurance organizations, the solvency of an insurance company is the estimated value, within which the insurer, based on the specifics of the concluded contracts and the volume of insurance obligations assumed, should have its own capital free from any future obligations, with the exception of rights of claim of property owners. Solvency assessment involves a comparison of the actual and standard sizes of the solvency margin, which are based on the financial statements of the insurance organization. The process of assessing the solvency of insurance organizations of the Republic of Belarus also includes the calculation and monitoring of compliance with safe functioning standards. It is concluded that the Republic of Belarus uses a combined approach to assessing the solvency of insurance organizations, which provides for two areas: a comparison of the actual and standard sizes of the solvency margin and an assessment of the implementation of safe functioning standards. The solvency assessment process should take into account all aspects of the insurance organization and allow the analysis of factors affecting its solvency. Factors should take into account both the conditions typical for all participants in the insurance market and the particularities of a particular insurance organization.","PeriodicalId":278056,"journal":{"name":"Економіка і організація управління","volume":"38 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125034036","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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